How Much Money I Spend in a Week as a Part Time Doctor Mom
Вставка
- Опубліковано 20 бер 2021
- I recently put out a video breaking down exactly how many hours a part time doctor like myself works along with how much money one can make! That being said - the take home money does not seem as big as the overall salary after taxes. Today I give you the totally breakdown of our week expenses. Along with reoccurring monthly expenses.
Keep in Touch!
Wyatt, London, and I and fairly active on instastories. Follow us / dr.jennale if you are interested in more behind the scenes of medicine/hospital and home life!
DISCLAIMER: This video is for educational purposes only. This should not replace the speciality or counseling of your physician.
It is very rare to see a UA-cam channel about doctor who discuss about finance and the reality of life
I want this channel to last forever 😅😌 Please don't retire from here❤️
I do love UA-cam so much. Not only the community but the personal growth and creativity it brings. Thank you for always supporting me Jagriti
I've learned so many things from you... love your vlogs...will Always support you🤗
😭😭😭 so much love. Thank you
@@drjennale 👨👩👦👦❤️
Oh Dr. Le my heart dropped when you had to bring your husband with you in order to feel safe going to grocery store :/. I am praying for better days. These days, I do all the errands for my parents to not only limit their exposure, but for safety as well. *Sigh*
Thank you always for your transparency in all aspects of life. I always look forward to what you have to share with us. Take care
My mom works as a hair dresser and now I’m in constant worry that something might happen. I’m sure these past weeks have been hard on all of us. I just wish I saw a better direction because change is happening too slowly (if it is happening at all).
I 100% agree with working part time when your kids are young (depending on individual circumstances of course), made me sad to think you were uncomfortable going to the supermarket on your own, this isn't how life should be, hope you feel the support from your online community
❤️ thank you
you’re literally living my dream life 😩😩 you don’t even know how inspiring and motivating you are to my journey as a pre med ❤️❤️
You got this!! 💪🏽👩🏻⚕️
Yes yes...I always forward her videos to my friends n my husband n say I wanna be like her someday...dreams....❤️❤️❤️
Wow I can't believe you only get 300-500 a month on UA-cam!! Yet you still religiously upload and have a pretty huge following. Would expect more! Hopefully, you'll be able to be paid more in the future for this and thanks so much for sharing:)
Thank you Alice ❤️ ya I do UA-cam because I love this community and it has taught me a lot about myself. Hopefully with time the income will be there. As of now, I focus on putting out content you all like.
Some niches on YT pay more than others.
That's why people pick up sponsors.
I just love how you are so genuine about your life on UA-cam..i truly appreciate that. I am always praying 4 u
Thank you for making your videos and being genuine in each one! You are motivating!
Thanks Jazzlyn 🥰
thank you fir being so open and transparent. I love it!!
Thanks for being here for it Charlene 😊
Loved how honest this was...u deserve so many more subscribers...❤️❤️❤️
Thank you for sharing and yay for pay transparency!
Also, I love how you are so down to earth! So many people would clean up their house before filming and always make sure they get the insta-worthy shot. I am also a mom of 2 and I appreciate you showing us what real life is supposed to look like. It's not messy... the house is just 'well-loved' :).
Yess 😅 moms understand me
Hi Jenny, just discovered your channel and I absolutely love it. Thank you for your transparency! I can't wait to follow you on your journey ☺️
Thanks Juliet! Welcome to the Fam! ❤️
Always look forward to your videos Dr. Le! Your voice is so soothing (for one) and I agree with much of your philosophy on life and health. So appreciative for these uploads, they definitely help me choose to make wiser decisions toward a better quality of life.
Hi Mary! I use to hate my voice because I thought it was so low compared to other girls ... now I’m looking into starting a podcast 😂
I love how transparent you are! Love your channel ❤️
Thanks Clarisa ❤️ we love seeing familiar faces
Love the honesty jen, I'd love to see another version in a month or 6 months once you are comfortable. I suggest you check out budget with me videos, they have great ideas and you can just see where your money is going and do saving challenges and such if that's up your lane.
Jenny you are a breath of fresh air. Thank you for keeping it real.
Hi Sofía! Welcome back
Thanks for sharing this! ❤️ would love to see more of these kind of videos
Honesty is so great to see Janie really love your channel love to u all the way from australia
Thank you for posting honest and informative content!
I love your transparency, great video!
I appreciate your honesty so much, that’s hard to come by.. love your channel!
Thank you 🥰
Love your honesty! I am an RN and I just switched my major to administration/education from NP. Freaking out a little because there is no guarantee my income will be what I thought it would be and I have loans to pay back 😬but the older I get the more I realize money isn’t everything! My home life is more important. Love your channel ❤️
I’m sure things will work out in the end ❤️ sending you all our best wishes
Depending on how you set up your classes some college professors can make a really nice schedule for themselves that give a lot of free time.
This is amazing insight! Thanks for sharing this!
Very much appreciate the realness! Not always easy to find on social media!
That’s the only thing I can truly promise 😊
Always respect and appreciate your transparency! 😍 we all need to figure out a way to get you more subscribers and views!
You watching and engaging engaging with these videos is all I can ask for ❤️ thank you
I’m glad to know the struggle is real no matter what the income is. Love ya Jenny. Love watching your videos. Been watching for years. 🤗💜🥰
Thank you for being with us a this time ❤️
Thank you for the transparency! I just matched into surgery and I’m a little worried about living in a high-cost city on a residents salary for 5 years! I’m grateful for your insight with these finance videos
Congratulations!! The live experience during surgical training is worth it. As a side note - don’t let anyone tell you went it’s the right time to start a family.
love this video and your channel Dr. Le!!
Thanks David 🥰
Thank you for your transparency
Loved the video so calming haha! Just an FYI think London may have outgrown that car seat by quite a bit ! X
Haha ya I think you asked me about how long we keep the kiddos in infant car seats. He’s still less than 40 lbs so technically within the weight limit 😅 just waiting for him to turn 2 before we get a new one ... cause they’re expensive!
Love these videos about finances!! 🙏🏼💜
Lots more to come when I figure out what we’re doing with these school loans 😅
Travel work and pay has been soo good over the pandemic. Maybe in the future when the kids are older consider taking them and the husband on a travel assignment! It’s definitely a different type of experience. Great pay, not a long term commitment but could really help you get ahead. Loved your honesty with this video! This is what made me make the decision on not becoming a physician. I feel like i disappointed my parents but I am so much more happier. I haven’t started a family yet but I could never imagine working 60+ hr weeks with children! Good luck 💕
I would love to do some travel work in the future! Definitely harder with kids.
Hey Jenny, again a great and inspiring video.
Could you do some videos about what you cook (I am always thinking of you when I‘m making broccoli in the oven 😆)-like a „what I eat in a day“. I would be especially interested in learning a bit about Vietnamese style cooking🙏🏻
Greetings from Switzerland 🙋🏻♀️🇨🇭🇨🇭🇨🇭
Loved this video thank you for being upfront. :)
Hi Bree! Of course! You know I always keep it 💯
@@drjennale yes! U do thats why i have i have been watching your channel for years:) thank you i wish more people were more open. Hope u and ur family are safe. Video idea update on new viruses :) and if theres more vaccines for them and what not:)
Thank you for talking about aapi hate ❤️
I appreciate the transparency here. So interesting to see what other people make and how they spend. Money is crazy. I am so...angry, sad, all the feels that you can't feel comfortable going to the store alone 😡😩 hopefully things will get better. Another super interesting great video. Thank you!
Thank you Merry. All we can do is continue educating others. We matter. I was raised to stay quiet but don’t confuse composure as weakness.
@@drjennale you sharing your experiences is powerful. Hopefully we can all do what we can to make the world truly kinder and safer. I appreciate all that you do so much 💜
Love your channel. Would love to see more finance videos. Especially when you decide to pay off your student loans. I hope you vlog the debt pay off journey.
Yes!! I should do some update videos ... but I fee like I have no idea what I’m doing so can’t give advice 😅
Great video Jenny! Love your honesty :) How often do you do grocery shopping?
Usually just once a week and Costco maybe once every once a month
I know it seems stressful, but I think you are doing a great job. You are prioritizing your family and happiness. I’ve been back and forth. My husband has 2 more years of residency and now wants to do a critical care fellowship for 2 years. I still have some school loans, but we could do ok with me working part time. I have always been about the hustle but the older I get, the more I don’t want that life anymore..
Right?! I feel like we can still hustle in other ways. Like learn about investing or start a side business.
I love your dedication to the channel! Also I'm seeing alot of comments about the car but I'm assuming since he is self employed he would use depreciation and car expense to his advantage come tax time to bring down taxable income so hopefully its paying for itself. But I love seeing your family in the vlogs! The boys are getting so big 😫
Yes! That’s exactly our plan. And the kids 😭 I seriously look at them everyday like 🥺 stop growing up so fast cause you’re so sticking cute!! 👦🏻👶🏻❤️
Thank you for being honest. This helps me visualize what I can expect when I become a Physician. I'm currently finishing undergrad, married and have one child.
Medicine can be very versatile! Perfect for family. Hope you fall in love with it like I have ❤️
You can do it 💪🏼
Thank you 🥰
Enjoy your videos 💕
You can always pick up a couple of night shifts a month. That pays reallywell (almost $2000 per night shift before taxes). BTW there's nothing wrong with using Wyatt's stuff for London. I do it all the time. I love it! My daughter loves taking over my son's stuff anyways 🙄
I was thinking of picking up urgent care shifts if money got tight. But right now I just like spending time with the kids.
Hey Shalini!how are u doing?Mahi here lol😆 I am sure u don't remember me lol🤣🤣 u guys are my inspiration n living the life I dream of lol🥰
Thank you for the breakdown! Do you read/ listen anything medical related after completing residency? How to always stay on top of medical stuff?
Yes!! AAFP articles, New England journal, and the curbsiders internal medicine podcast!! There’s also conferences that are considered CME
Brutal honesty is rare these days. Cooking at home and taking your lunch to work cuts a significant amount of spending. Also much healthier!!!
The good thing about your situation is that you can increase your hours should you need to. I totally get why you are working part time. There is no better reason to do so than to be with your lovely family. BTW, I'm jealous of Stan's golf net thingy! I'd probably accidentally let go of the club, though, and cause damage to the habitat. lol
Hi Matt!! Stan would drag you out to the golf course if we were back in the bay.
@@drjennale Are you guys from the Bay Area originally? No need to twist my arm! lol
Grew up in San Jose!
@@drjennale Too cool. I grew up in San Francisco. Still here. ;)
I still have friends in SF. It’s just so expensive now
I will always admire people with this kind of transparency. And I'm sorry you feel so unsafe :( what has the world come to
Thank you for hearing me
Jenny, great video and I love the honesty. I think it was good. Except that car. Girl, give that car back to the dealer. The younger kid will be in private school soon. The price of that one car can get you two excellent cars/trucks/SUV or allow you to throw at least half onto that ridiculous loan. Honestly, I’d look at repaying that loan ASAP. Is there no plan you can apply for to pay that off quicker? Or if you are a doctor in that state for so long are there financial plans offered by the state to pay that off quicker? Realtors don’t make consistent income all the time. I guess that’s just me. Good video.
I can pay the loan faster if I worked more. Would literally double my income but I would be missing out on so much of my kids lives. Didn’t think it was worth it.
Awwww your kids are so cute😊
Thanks! 😁 I think so too .. but I’m biased.
Thanks for sharing your Financial journey!!! Makes me want to track my expenses too. 💰 Do you use apps for tracking your expenses?
I use to have an excel sheet but we use credit cards for everything and pay in full at the end of the month - so fairly easy to track.
I'm not sure how I came across your channel but I knew you looked familiar. I work at a close by urgent care as a nurse practitioner and see some of yours and colleagues' patients. Small world 😁.
Small world! Thanks for taking care of our patients 👩🏻⚕️❤️
Love the doormat!!!
Lol thanks! I’ll let the godparents know 😁
@@drjennale I’ve already searched and found it online. My best friend just got a new home so I’m getting it for a housewarming gift for them!! :)
So how does beginning to make student loan payments fit into this budget...it seems like your fixed expenses are nearly as much as your take home pay?
Exactly! I had a little freak out moment. We do leave a large savings and Stan still does work. His income is just more inconsistent ... we’ll have to wait and see 😅
The great thing about having my daughter later in life is many friends have kids and been kind to give us hand me downs.
And possibly free babysitting! 😬
loved this video. I definitely can relate. Im on my journey to repay my student loans ($220k) from pharmacy school. Every month, I take 50% of my income and put it towards my student loans 😵. Somedays, I wonder if I really need to be putting so much towards my loans, but then I keep telling myself, i can be done in 3 years! But, i appreciate your perspective. My hubby has his own student loans from med school as well and he is more like you when it comes to repaying 😊
Double medical house hold loans 😭😭😭 do you think I’ll contribute to hubby’s loans once yours is paid off? Or continue to keep them separate?
@@drjennale i know!😭😭 we will keep it separate. i dont even want to know how much his loan is😅😅 probably similar to yours😵
@@joycechong14 it’s better not to know 😅
@@joycechong14 mam how much your husband earns as a doctor? Plz reply. Thanks a lot.
You should check out the Wealthy Barber! I feel like you would enjoy it a little more than Dave Ramsey and it's always good to get a different perspective. Love your content!
Ooo I never heard of Wealthy Barber! Looking it up now 😬 thanks
Sorry if this was already covered somewhere but I missed it! How many hours/week is part time for you for the salary you get? Great vid!!
I talk about all that in a previous video! PART TIME DOCTOR [Schedule, Salary, and More!] ua-cam.com/video/Vy1x9Yz3UkM/v-deo.html
...another video idea: how you care for your beautiful hair 🇨🇭😍🇨🇭
I love how you eat your salad with chopsticks!! hahah
Yasss! I will choose to use chopsticks over forks all day long
I really like Jordan pages (YT) method (simpler) and have followed bits of Dave Ramsey (read the book) and the budget mom (YT). Your mortgage and car payment scares me 😳 lol but that’s just me.
It scares me too 😭 but it makes the Hubs happy.
How much does Stan typically bring in per month, if you don't mind sharing? Also do you make more money for the procedures you perform?
Just depends if he sells a house. He sold 3 close to end of last year. But the last house he sold was ours (so that’s how long it’s been). I don’t get paid more for doing procedures because I’m on salary.
commenting because you deserve a million dollars from youtube!! ^_^
😭😭😭 you are the best. Thank you 🥰
Engaging!
❤️
Do you mind sharing the walking pad you were using ? If you still remember 😅 I know this video is from a while back !
I got it second hand from Offer up! I would check there first or Facebook market place
imma turn off my adblocker for you then!!!!! LOL and click on the ads.
😂 you are the real MVP!
Hey, I am curious to know how you’re using investments to pay off a lump sum on your student loans in September. I have been working a lot of extra hours and placing my money into a high yields savings account with the goal of getting some interest and then paying a lump sum. I’m too chicken to go the investment route because I don’t want to lose money. But if I could capitalize on extra money for a big return I would do it
White coat investor says put it into a high yield savings - most will give you $400-500 when you transfer funds. We actually put it into ETFs 😅 still risky but JETS ETF is up 100% since we purchased! Other ones are S&P 500 and Vanguard Total Market - all ETFs. We thought it was safer to have a group than individual stocks. But as you said, still risky
@@drjennale Thank you for sharing. I will look into this.
Are you saving anything for retirement? 1100 private schools? 910 Tesla loan and car insurance? Do you budget?
Retirement, health insurance, and taxes have already been deducted from my paycheck so I did not add it to the total. 910 a month is on the Tesla car loan - correct. We pay about 700 biannually for car insurance for two cars. I think that the first part of budgeting to knowing how much you spend to see if you can cut down.
How do your loans not have an interest rate? My gov loans for Grad would accrue 4.3 and 5.something respectively even when in med school?
All federal loans are at 0% under the Cares Act passed in March of 2020. I would check with your loan servicer. I have Nelnet and just called them. These still count towards PSLF or loan repayment if you’re doing that. Interest sound resume end of Sept 2021
@@drjennale Thank you so much!
😍😍😍
That car payment 😟
I knowww!! We went from zero car payments for years. I still drive the car I bought in high school !
Your husband also works though, correct?
Ayyyy that Montessori school is expensive, are you in an area that doesn’t have good public schools? Just curious how you are justifying that 11000 a year, and why you chose that instead of your retirement or the kids college fund? Tough decisions I’m sure. But I commend you for all that interactive hands on learning at home with the garden, reading to them, playing, etc which is the most important thing! If you need more ideas to keep them entertained, there’s hands on science mini experiments with at home supplies on Spangler Science or the Exploratorium snacks website. When they get a little older you can even let them choose an Exploratorium “snack” to recreate at home and have them find the supplies in the house on their own. I’m a middle/high science teacher who has an itch to go back for med school but I’m 38 and also feel like there are other joys and goals in life it would take away from for too many years. So for now, I can at least watch you and cheer you on!! Keep up the great work!
We plan to have Wyatt in public school next year! We move specifically for better schools. Wyatt has learned so much at the Montessori (much more than I feel like I am able to teach him). Maybe cause I’m his mom and he’s constantly testing his boundaries with me.
I’ll comment on every video now if you helps you make more money!!💛
It would help with the UA-cam algorithm. Seriously you are the best 🥰
Nobody:
London: CHEESE😡🥺
😂😂😂 every time I hold up my camera - 👶🏻 “CHEESE!”
$6,000....Ouch. $900 a month for a car... super ouch....
I know 😭 Stan and I had our cars paid off for years (I drive the same car from college) but last year Stan’s car broke down and it was more expensive to fix than it was worth. So now here we are with the Tesla
@@drjennale You do you I guess. No judgement. But for me... well I’m one of these people who goes with what works. I would rather take the extra $$, buy clothes, go out to dinner or do an overnight somewhere. Does a $300 a month car payment get you to the same location? Again... it’s all opinions and you know what they say about opinions! Lol
Love your input Donna. The Tesla makes the husband happy so it’s one benefit 😅
@@drjennale Keeping hubby happy is a priority!
@@Dahliawoman lol no judgement yet your whole paragraph is judgement. 😂
Hi dr Lee. I want your email please so I can contact you 🙏
I am sure this video doesnt show your day to day life but I just saw an amazing woman trying to save as much as possible, taking care of the kids, working, packing lunches and taking care of their house while the husband buys stuff and goes golfing bc he is tired 😂
Stan had family pass away and golf is like his therapy. We all need it sometimes - and this week was super hard on him. We work as a team so his mental health is just as important as mine. Other weeks, I would buy stuff on Amazon 😅 so it all evens out. He also does a lot of the stuff around the house.
The person who disliked this video is Dave Ramsey
😂🤣🤣 for sure!!
Wow totally living like wealthy people when there’s serious debt. Find it interesting
Which part do you consider “living like wealthy people”?
Your husband needs to learn how to save money and not make you do all the leg work.