How To Invest $1 Million | Live Q&A

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  • Опубліковано 25 лис 2024

КОМЕНТАРІ • 51

  • @jiyadavi
    @jiyadavi Рік тому +1

    With the global interest rate spikes, steady erosion of consumer savings and post-COVID
    pent-up demand, and deeply troubling global
    geopolitical context will result in market
    declines and re-emergence of market volatility

  • @RobWilliams007
    @RobWilliams007 Рік тому

    Take the lump sum, have control and what happens if the state goes broke? Inflation etc.

  • @UpRiverRafting
    @UpRiverRafting Рік тому +1

    Would you buy a T-bill from TreasuryDirect or a bank/broker/dealer? If TreasuryDirect, would you just trust that the rate is good? It seems weird to not know what you are buying until the competitive auction ends. If bank/broker/dealer, who would you go through and is it still tax free? Thanks

  • @stephenlupi4547
    @stephenlupi4547 Рік тому

    Retirement Stock Portfolio: 25% SCHD and DIVO. 10% Each MOAT, SPGP, JQUA, CGDV, DIVI.Boom

  • @RobWilliams007
    @RobWilliams007 Рік тому

    I was the remote and the bunny ear holder/adjuster. I had a friend whose parents had a remote and it physically turned the knob on the tv.

  • @FlagstaffChief
    @FlagstaffChief Рік тому +1

    The "best 80's music." What is that? 1:14:49

  • @marceloastudillo6562
    @marceloastudillo6562 Рік тому +6

    Is good time to buy more bonds, BND?

    • @Username_CC_
      @Username_CC_ Рік тому +1

      If it matches your target asset allocation

    • @jmc8076
      @jmc8076 Рік тому

      Learn to self educate and DYOR. Search:
      -diff btw longterm vs short term bonds
      - govt vs corp bonds (risk vs benefits etc)
      -BND holdings
      - your own goals/allocation etc
      Then decide if BND is good for YOU now. Use videos like Rob’s as good sources of gen ideas and info vs what you should do.
      Cheers

    • @ryann8348
      @ryann8348 Рік тому

      I'm doing BLV. Long-term bonds took a real dump when interest rates were hiked, and I bought in recently, wanting to take some capital gains when interest rates are cut

  • @TedWesterfield
    @TedWesterfield Рік тому

    Index funds and stocks: DE, BERK-B, Cost, AAPL, MARKEL

    • @HamiltonRb
      @HamiltonRb Рік тому

      AAPL is the major holding in BRK.B, so not sure why you would hold both

    • @TedWesterfield
      @TedWesterfield Рік тому

      @@HamiltonRb
      Because AAPLE has NEVER let me down. I’m not afraid about higher concentrated holdings-nor does Charlie Munger. If it’s ok for him then me too.

    • @charlielipthratt7291
      @charlielipthratt7291 Рік тому

      ​@user-qp5to9ct7g - All it's going to take is the president of China to publicly comment that Apple is not good. A large customer base will still have to dutifully follow and the stock will drop.
      It's not a problem to be concentrated as long as you understand all the risks.

  • @wilma6235
    @wilma6235 Рік тому

    @Rob Berger how so you purchase T bills, thru your brokerage account? Or your local bank?

    • @bribradt3450
      @bribradt3450 4 місяці тому

      There are ETFs and mutual funds that allow you to invest in treasuries

  • @rv-ollie
    @rv-ollie Рік тому +1

    I'm trying to figure out when Bob publishes his live streams, ahead of time. Where is the best place to track the schedule?

    • @casmithc2
      @casmithc2 Рік тому +2

      Look for him on Mondays at 7:00 EST.

    • @boggy7665
      @boggy7665 Рік тому +1

      He told us he'd try to let us know farther in advance. He doesn't schedule them much in advance, but does them when he finds the time.

  • @FlagstaffChief
    @FlagstaffChief Рік тому

    Remote controls were available in the late 50's. 40:14

  • @geraldbingham2626
    @geraldbingham2626 Рік тому

    With American Funds $1000000 or more gets rid of the front load fee so you can purchase active managed funds with only a expense ratio with some advice from a broker.

  • @BrianSchoedel
    @BrianSchoedel Рік тому

    Google Keywords & ads are driving content creation with the big publishers. Has nothing to do with real advice and insight. Start with alternative assets like the ad losses all credibility with that publisher.

  • @Jeff-Dr
    @Jeff-Dr Рік тому

    You mentioned things happen slowly until they happen quickly, Robert Kiyosaki said something years ago that has stuck with me.
    “How do you go bankrupt? Slowly at first then suddenly” for some reason that simple sentence terrifies me.

  • @Cygx
    @Cygx Рік тому +1

    Last time I checked short term 1 - 3 month T Bills are paying 5.3%. There really is no point in buying cooperate bonds because they pay less.

    • @joelcorley3478
      @joelcorley3478 Рік тому

      Hardly. Go look at FLOT. Investment grade corporate floating rate bonds. Average Yield to Maturity as of Aug 18, 2023 is 6.24%. Corporates debt also has an inverted yield curve similar to Treasuries, but you still get a premium for corporate debt over government debt given otherwise similar terms.
      I also know of some individual preferred stocks that have an investment grade credit rating that are paying close to 8%.
      Is it worth buying corporates given these spreads? Maybe not, but there is a premium to be had for buying corporate debt.

    • @howardfriedman7077
      @howardfriedman7077 Рік тому +4

      You can lock in higher returns for much longer periods with corporate bonds.

  • @ChrisKAloha
    @ChrisKAloha 11 місяців тому

    How about 4 million?

  • @bkozulla5841
    @bkozulla5841 Рік тому

    👍🏼

  • @rmkofmd1398
    @rmkofmd1398 Рік тому

    One million is too pedestrian. Dr. Evil wants to know how to invest ONE BILLION dollars.

  • @SueTNguyen
    @SueTNguyen Рік тому

    I love your comments @rob berger. These articles are lame. I don't even read them any more. I wonder if they are written by 20 y/o

  • @kkesq11
    @kkesq11 Рік тому +8

    I must respectfully disagree with Mr Berger. If you sell shares to pay bills, eventually you will run out of shares. If you use dividends to pay bills, you will not run out of shares.
    The fact that an ex-dividend stock is reduced in price by the dividends amount ignores the fact that a high-quality investment will recover its price.
    In the real world selling shares to pay bills requires share replacement. A retired person doesn't generally have new income with which to reinvest. Therefore, for a retired individual paying bills from dividends is preferable to selling shares, regardless of whether the value of the investment is the same.

    • @joelcorley3478
      @joelcorley3478 Рік тому +10

      No, it doesn't. You are assuming share price is a constant. That's almost never true. With most companies, the idea is to grow the company and with that they grow the share price. If your distributions are small enough, over time you will need to sell fewer and fewer shares to cover expenses - at least if the growth outpaces inflation. And then there's the eventual
      possibility of a stock split...

    • @ArthurDentZaphodBeeb
      @ArthurDentZaphodBeeb Рік тому +4

      Total return is what matters - divvy-payers usually have lower total return (mainly because they aren't as tax efficient).

    • @playacabo6289
      @playacabo6289 Рік тому +1

      This is not correct. You need to do more research on this topic.

    • @charlielipthratt7291
      @charlielipthratt7291 Рік тому +1

      ​@@ArthurDentZaphodBeebhow are dividends payers not efficient, not including covered call funds? Dividends from something like SCHD that Rob mentioned earlier pays qualified dividends. So it is the same capital gains as selling a long term stock.

    • @charlielipthratt7291
      @charlielipthratt7291 Рік тому

      ​@@ArthurDentZaphodBeeb - just for research, check out the total return of SCHD, as well as the 5 and 10 yr CAGR. Curious what you think.

  • @jmc8076
    @jmc8076 Рік тому

    Video on YT w/more info on Masterworks and good doc videos on reality of art world. Edit: $100M: good sml private financial firm and incl good mining funds and BTC etc, CA (chartered acct), lawyer. I’d set up a trust as legacy for specific donations and hold mult sml RE for diff times of yr and investment to rent out thru mgt co when empty incl Germany near the Nürburgring for husb and his friends. He’ll do last one over golf or a beach. 😂

  • @judyhall5624
    @judyhall5624 Рік тому

    Can he possibly drag this out any longer too have and get paid for more advertising?.....😊😅😮😂

  • @jonathangilmore3193
    @jonathangilmore3193 Рік тому

    Too chatty, self-referential and off target for too much of the time for me. A little more focus on the subject at hand would be more appreciated!

    • @MRkriegs
      @MRkriegs Рік тому +2

      This is a livestream and ur complaining it's too chatty. 😂😂😂

  • @bdflavors1347
    @bdflavors1347 Рік тому +1

    you confuse me. selling shares isn't the the same thing as spending dividends. Once the shares are sold the dividends cease. Again, you confuse me.

    • @joelcorley3478
      @joelcorley3478 Рік тому +3

      He means cash from stock sales and cash from dividend payments are fungible. They're equivalent. Also, if a business were to distribute a dividend equal to it's entire net worth, it would effectively go out of business and it's shares would become worthless. A dividend distribution diminishes the value of the stock you hold. So does the sale of stock. So it is the same thing

    • @charlielipthratt7291
      @charlielipthratt7291 Рік тому

      ​​@@joelcorley3478 HI Joe - I'm curious about your statement "A dividend distribution diminishes the value of the stock you hold." Do you really think that Buffett feels his shares of Coke and Amex are diminished every quarter? He gets many millions of dollars every year from them. If they were diminishing assets, he would move on to something else. When you reach retirement, dividends and growth are both important.
      There are some crappy and overextended companies that pay dividends, but there are good ones too that are growing assets.

    • @jmc8076
      @jmc8076 Рік тому +1

      Did you watch his videos on dividend investments incl living off them? More detail.