How much is your cost of living in Spain? Leave a comment and let me know! And don't forget to head over to the website to download your own cost of living calculator and take advantage of the limited 50% off offer! millennialswithmoney.com/store/
I rent a 1-bed apartment in Oviedo for 520 euros, plus about 1000 euros of living expenses per month. No car (yet), and not a ton of fun extras, besides gym and a weekly woodworking class.
@@HolaSoyJillian that sounds like a decent deal on the apartment and reasonable living expenses! P.s. I’m sure Ron Swanson would be proud of your woodworking hobby, if you know you know 😅
@@MillennialsWithMoney Not as decent as a cost of living in Russia. I`ve moved from Russia more then 12 years ago but I still enjoy spending summers in Saint-Petersburg. Life there is much more affordable. Gasoline is extremely cheap (0.6$ per litre) what makes the other prices low.
Hey Jonny, great video as always. Just bought your spreadsheet. Great tool, thanks mate. I'm looking into living in Spain in the future, so this gives me a great opportunity to check the real costs. Cheers
Amazing!!! You have no idea how much this video helped me. I have been trying to figure out the math and this was excellent. I really appreciate you Jonny!! 😃
Real life example (monthly) from Valencia (city) for a couple without kids and pets: - 100m² 2 beds, modern/new apartment = €800 (currently it would be around €1,100 as prices sky rocketed 30-40% in the last 18 months. - Groceries (Mercadona mainly) = €350 - Eating out twice a week = €400 - Bills (electricity, water, internet, phone) = €150 That's €1,700 (€2,000 if you move here now) bare minimum without transport and other things like Netflix, Parties, clothes shopping... Which is different for every person. If the couple makes €3k a month, you can live comfortably in Valencia. If makes more than that, they can even save up money or increase their standards. Hope that helps people, looking to live in Valencia 😊 Great video as always 🙏
@@SyD256 Buying is much easier than renting, especially if you pay cash (without mortgage). Otherwise, owners will prefer cash buyers, so they don't have to wait 2-3 months until your bank processes the money. Rents are going within 1-2 days and there are many applicants in very little time frame. Agencies are asking for income certificates even before you've visited the apartment, so they can shortlist potential tenants. With new law agencies cannot charge agency fee for long-term rents (12+ months), so now they are giving you 11months contract, so they can charge you fee of a full month rent plus tax. 😡 Try to find private landlords. On idealista you can see if it's an agency ad or private. Good luck 🤞
What about tax if your receiving 4200€ and has 2800€ expenses including school. How much tax should you be paying as I don’t know what does free tax allowance means and how will it help
Super helpful stuff, thanks. I'm hoping to move from UK to maybe Spanish mainland, maybe Canaries. I saw a few properties on AirBnB in Fuerteventura around the EUR 600-800 mark. Not sure re other expenses there, but I love that island and hoping to spend some retirement time there in the future! Haven't retired yet, so info like you are giving is great! Thanks again
Thank you for your video. I hope to find a company here in USA that would let me work from Spain. However I’m not a health care professional or IT ? I went to Spain for first time ever last month and I fell in love with the people and country ❤
Thanks for watching! There are a range of remote working opportunities that spains digital nomad visa covers, this could be something worth looking into. I have a video with an immigration expert explaining the full details: ua-cam.com/video/rez5YmRfY68/v-deo.htmlsi=TpAOmuTScgEo90Q9. Hope this helps!
Hi :) The example that you did for Valencia, the house is actually in Xativa, that is part of the Comunidad Valenciana but it's not part of Valencia Capital (just for precision)
@@lorenzomaggioni8564 thanks for watching! Yes, the reason I looked at the whole Valencia and Alicante provinces rather than the city is that I think people are more likely to find places like Xativa, Dénia, Gandía in addition to the cities of Valencia and Alicante, whereas most people looking at Madrid and Barcelona are looking at the city centres. But good that you point it out as I maybe didn’t make it clear in the video 😊
Have you tried looking on an app like Badi or idealista? Both of these have adverts for rooms in shared apartments. Best of luck with your search and thanks for watching!
Hello There I am from Nepal & I m applying for my master’s Degree (MBA) in Spain, a place called Murcia. Would you mind sharing some helpful details of accommodation about this place too. Hope to hearing from you soon! Thankyou! Muchas gracias!
@@KushumShrestha-l6y hi, thanks for watching! Check out Uniplaces.com to see if there is anything suitable in Murcia, and if you use the code “UAMILLENNIALS25” you can get 25% off the service fee. They’re good for international students and workers as there is generally less bureaucracy required. You can also try sites like idealista, fotocasa and Badi which are more targeted at people already living in Spain. Hope this helps and all the best for your masters!
My rent 30 mins outside of Málaga city is 1200€ for a 60 square meter pad (doubled in price from 4 years ago).. Málaga is out of control at the moment. Very hard to find anything, and even harder if you have pets, children, or are self-employed. Been here for 23 years and it's not the affordable place it once was, especially if you work locally on a typical 1000€ salary. Locals are getting squeezed out.
i'm just sitting in my 1 bedroom apartment in the UK and thinking if i sell it i can buy a property in Alicante and based on the sheet the living cost would be so cheap. Great video btw.
Thanks Oliver! Alicante is a really nice city, worth looking into if you have the means to move over and sustain your lifestyle, you can check out some of my property videos which will help you to understand whether buying a property in Spain is right for you :)
I live in Amsterdam The Netherlands, luckily rent only 400€ per month 55m2 3 room apartment, water 23€ pm, electricity 130€ pm gas 30€pm healthcare 130€ pm, fastest internet with tv 100 €pm, and mobile phone monthly cost 32€ unlimited data 32€ pm 🎉
Im using energy nordic electricity not sure if they are good or bad. 28 euros when I'm not using any electricity. Must be hire and standing charge taxs
Hey, you can check out websites like acierto.com and rastreador, which is a comparison website. I feel like sometimes they have the incentive to promote certain insurers but they’ve generally been good in helping me find home insurance. Hope this helps!
@@MillennialsWithMoney thanks dude. You’re a gem! Here in LA we have to have contents insurance (renter insurance) when we rent but it’s saved my arse in the past so I’d love to get the same out in Spain.
I pay 22€ for 500mb fiber internet and a basic 3gb simcard with DIGI. 135€ in groceries seems a bit low to me, you can, but eating brocoli and cheap chicken. Electricity is on avg 55€, 3 adults working from home half time (no aircon) Gas 45€ average, independet gas heating and cooking stove (my house is well isolated) Water idk Transport (B1 zone) 25,40€ "it's 50% until december 2024, from 2025 it will be 63,70€".
Malaga 2 bedroom rent (70sqm livable) is 1200a month if you are lucky, more 1400-1500 euro. Those prices in the rent is totally not true sadly. Maybe somewhere in the mountains but in any seaside town it is double that sadly :(
Those are pretty much the numbers I have if you look at 18:48, my estimate for the whole province (not Malaga city) based on Idealista averages in €1,359 per month for a modern 60m2 apartment. As you say though, places like Malaga city, Marbella, Torremolinos, Benalmadena etc. will be higher because of the high demand from being near the sea and having expat communities. Thanks for watching!
Nice video as a concept, but i don`t think the food shoping / groceries is accurate, atleast from my expirience. together with my wife, we are paying around 500-600 euro per month on that (in Valencia region, so its more than double what you listed). And we buy standard things like meat, fruits, vegatables, etc. nothing fancy Just as a tip to add more things as a benefit, you can also add an avarage for: clothes standard services like barber, cosmetic product products, etc. Fitness i liked your other table for the taxes calculation, but your formula is not accurate + when you download it, it looks different that in your video, where it looks more detailed (just as a feedback).
@@DesetKS thanks for the feedback! Yeah the grocery category as I say is very difficult to give a specific number as it all depends on everyone’s habits. I for example eat a lot but still manage to keep my grocery shopping to between 140-160€. Those are definitely interesting suggestions about things like fitness, barber prices etc, I had to try and keep this cost of living analysis somewhat simplified but something I can perhaps look at in the future in another video. Regarding the tax calculator, there is an advanced calculator with a detailed breakdown and a simplified calculator which is free, maybe this is the reason you see it different? But if you have any difficulties or believe there are issues in the file please drop me an email with the details and I’ll be happy to assist you. Thanks for watching!
Are you ready for Madrid finances 😂 🇪🇸 for a family of 4 in Madrid, my Rent alone is 3.300,00 Euros - 😅 Utilities 220,00 Euros - Transportation 150,00 Euros - Food/Groceries/Restaurants easily 850,00 Euros - all these expenditures on a monthly basis! That's not including the other little things, like clothing, school expenses and other stuff my friend 😂 IT'S NOW EXPENSIVE to live in most cities.
Here is the states we have to pay a bill for trash when tenting. Is there one like that in Spain? Is there a council tax (equivalent of) to pay? I’m looking to rent in Spain not buy
There is a small rubbish tax “tasa de basura” in most autonomous communities (no more than 100€ annually I think though I could be wrong and will depend on region). Council tax is called IBI and only really applies to home owners. Hope this helps!
@@MillennialsWithMoney thanks a lot. That’s really good about the council tax, that’s a big chunk saved compared to UK rentals. So there’s no need to add to trash to the monthly bills then..
@@jayg1980 thanks!! I’d say if you’re not buying you can ignore those costs, of course you can use the all other field for anything else and maybe add a “safety buffer” amount is well for any unexpected expenses. Hope this helps!
@@MillennialsWithMoneyyeah that’s a good idea. So after a lot of research the past 6 months on comparing cost to Spain to Los Angeles it certainly seems cheaper than here. As long as we remain freelance and have clients from the USA it seems like we can be a lot more comfortable. However if we were looking to be employed it seems salaries are half of what they are here in Los Angeles
Yea....THAT'S the biggest obstacle! Not the part about you need to be making over $3 million to even qualify for it. That's the EASY part right? Where's the application for a job? I need them type of "obstacles" in my life.
@@andrewe.7907 I know I can't shame you. People like you have NO shame. That's most likely how you accumulated so many "assets" too. People like you also have ZERO perspective. You're in the upper 1% on a youtube video complaining about a tax bracket 100% of the 99% WISH they were in.
Isn't this incomplete? What about car insurance? Home insurance? Municipality taxes? Waste disposal? What about homeowners? What taxes are you going to pay then?
@@bommetje81as I mentioned in the video, for simplicity I chose only to look at fuel costs. Car insurance and other car running costs like purchase price and road tax are in a full separate video. As are home costs for people buying an apartment or house. I stated at the beginning of the video that this is assuming someone rents. I have a separate video on the costs of owning and purchasing a home. I wouldn’t consider taxes cost of living since for the majority of people they are deducted from their earnings at the source, but I have a separate video explaining the entire tax system. It’s very difficult to cover absolutely everything in one video and cover every single persons needs so some form of simplification was needed. I hope this answers your question.
If your american.. social security has a treaty with Spain 🇪🇸. So if you work in Spain you can put your social security benifits together for a pensión. If don't have years in either country.
More affordable than the big cities for sure (with the exception of Bilbao and San Sebastian which are quite expensive). Galicia and Asturias have some quite affordable cities. Hope this helps!
How much is your cost of living in Spain? Leave a comment and let me know! And don't forget to head over to the website to download your own cost of living calculator and take advantage of the limited 50% off offer! millennialswithmoney.com/store/
I rent a 1-bed apartment in Oviedo for 520 euros, plus about 1000 euros of living expenses per month. No car (yet), and not a ton of fun extras, besides gym and a weekly woodworking class.
@@HolaSoyJillian that sounds like a decent deal on the apartment and reasonable living expenses!
P.s. I’m sure Ron Swanson would be proud of your woodworking hobby, if you know you know 😅
Keep it this way👌🏼🦾 😊
Still so much cheaper than me living here near chicago! If I could make the $ I make here over there I would move in a heartbeat.
@@MillennialsWithMoney Not as decent as a cost of living in Russia. I`ve moved from Russia more then 12 years ago but I still enjoy spending summers in Saint-Petersburg. Life there is much more affordable. Gasoline is extremely cheap (0.6$ per litre) what makes the other prices low.
Thank you!
Hey Jonny, great video as always. Just bought your spreadsheet. Great tool, thanks mate. I'm looking into living in Spain in the future, so this gives me a great opportunity to check the real costs. Cheers
@@JoanUnterwegs thanks Joan!! Glad you find the video and the calculator helpful!!
Amazing!!! You have no idea how much this video helped me. I have been trying to figure out the math and this was excellent. I really appreciate you Jonny!! 😃
@@Dr.LaurenGuerra thanks for watching and for the kind words Lauren!! Glad you found it useful 😁
Real life example (monthly) from Valencia (city) for a couple without kids and pets:
- 100m² 2 beds, modern/new apartment = €800 (currently it would be around €1,100 as prices sky rocketed 30-40% in the last 18 months.
- Groceries (Mercadona mainly) = €350
- Eating out twice a week = €400
- Bills (electricity, water, internet, phone) = €150
That's €1,700 (€2,000 if you move here now) bare minimum without transport and other things like Netflix, Parties, clothes shopping... Which is different for every person.
If the couple makes €3k a month, you can live comfortably in Valencia. If makes more than that, they can even save up money or increase their standards.
Hope that helps people, looking to live in Valencia 😊
Great video as always 🙏
@@vecsy90 thanks so much for watching and for sharing a real life example! Very reasonable and much lower than the likes of Madrid and Barcelona 😊
Thxs 😊
Thanks for this. Planning a move to Valencia. I've heard of how hard is to find a place to rent. Is it true? How about buying?
@@SyD256 Buying is much easier than renting, especially if you pay cash (without mortgage). Otherwise, owners will prefer cash buyers, so they don't have to wait 2-3 months until your bank processes the money.
Rents are going within 1-2 days and there are many applicants in very little time frame. Agencies are asking for income certificates even before you've visited the apartment, so they can shortlist potential tenants. With new law agencies cannot charge agency fee for long-term rents (12+ months), so now they are giving you 11months contract, so they can charge you fee of a full month rent plus tax. 😡
Try to find private landlords. On idealista you can see if it's an agency ad or private. Good luck 🤞
What about tax if your receiving 4200€ and has 2800€ expenses including school. How much tax should you be paying as I don’t know what does free tax allowance means and how will it help
Nice video as usual, even though I live in Barcelona I still found this very insightful
@@Chinedu311 thanks Chinedu!!
Just what I was looking for, many thanks 🙏
@@nomani70 thanks for watching!! Glad you found it useful 😁
Super helpful stuff, thanks. I'm hoping to move from UK to maybe Spanish mainland, maybe Canaries. I saw a few properties on AirBnB in Fuerteventura around the EUR 600-800 mark. Not sure re other expenses there, but I love that island and hoping to spend some retirement time there in the future! Haven't retired yet, so info like you are giving is great! Thanks again
Thanks for watching!! Glad you found it helpful 😁
Thank you for your video. I hope to find a company here in USA that would let me work from Spain. However I’m not a health care professional or IT ?
I went to Spain for first time ever last month and I fell in love with the people and country ❤
Thanks for watching! There are a range of remote working opportunities that spains digital nomad visa covers, this could be something worth looking into. I have a video with an immigration expert explaining the full details: ua-cam.com/video/rez5YmRfY68/v-deo.htmlsi=TpAOmuTScgEo90Q9. Hope this helps!
Hi :)
The example that you did for Valencia, the house is actually in Xativa, that is part of the Comunidad Valenciana but it's not part of Valencia Capital (just for precision)
@@lorenzomaggioni8564 thanks for watching! Yes, the reason I looked at the whole Valencia and Alicante provinces rather than the city is that I think people are more likely to find places like Xativa, Dénia, Gandía in addition to the cities of Valencia and Alicante, whereas most people looking at Madrid and Barcelona are looking at the city centres. But good that you point it out as I maybe didn’t make it clear in the video 😊
I want to rent/ share, but I can find it too many, just a few.
At start I would like to rent room for the first 6-12 months
Have you tried looking on an app like Badi or idealista? Both of these have adverts for rooms in shared apartments. Best of luck with your search and thanks for watching!
Great video, Jonny!
Thanks Nicole!!😁
Hello There
I am from Nepal & I m applying for my master’s Degree (MBA) in Spain, a place called Murcia.
Would you mind sharing some helpful details of accommodation about this place too.
Hope to hearing from you soon!
Thankyou!
Muchas gracias!
@@KushumShrestha-l6y hi, thanks for watching! Check out Uniplaces.com to see if there is anything suitable in Murcia, and if you use the code “UAMILLENNIALS25” you can get 25% off the service fee. They’re good for international students and workers as there is generally less bureaucracy required. You can also try sites like idealista, fotocasa and Badi which are more targeted at people already living in Spain. Hope this helps and all the best for your masters!
My rent 30 mins outside of Málaga city is 1200€ for a 60 square meter pad (doubled in price from 4 years ago).. Málaga is out of control at the moment. Very hard to find anything, and even harder if you have pets, children, or are self-employed. Been here for 23 years and it's not the affordable place it once was, especially if you work locally on a typical 1000€ salary. Locals are getting squeezed out.
I live in Dublin. Rent for a 2 bed apartment is c.€2,400 per month (south city)
Expensive 😬😬 thanks for watching!
i'm just sitting in my 1 bedroom apartment in the UK and thinking if i sell it i can buy a property in Alicante and based on the sheet the living cost would be so cheap. Great video btw.
Thanks Oliver! Alicante is a really nice city, worth looking into if you have the means to move over and sustain your lifestyle, you can check out some of my property videos which will help you to understand whether buying a property in Spain is right for you :)
I live in Amsterdam The Netherlands, luckily rent only 400€ per month 55m2 3 room apartment, water 23€ pm, electricity 130€ pm gas 30€pm healthcare 130€ pm, fastest internet with tv 100 €pm, and mobile phone monthly cost 32€ unlimited data 32€ pm 🎉
How’s that posible 400 euros rent 55m2?…..
Thanks buddy
Im using energy nordic electricity not sure if they are good or bad. 28 euros when I'm not using any electricity. Must be hire and standing charge taxs
I haven’t heard of this company but 28€ is a bargain. Thanks for watching!
What is the US to Spanish peseta brake down? If I have 100 US dollar will that equate to 1,200 Spanish peseta? Or more or less?
Today $1 is about 0.91€ (pesetas have not been used since the EUR adoption in the early 2000s). So $100 would be about 91€.
Do you have any decent links on where the place to get contents insurance is for your home?
Hey, you can check out websites like acierto.com and rastreador, which is a comparison website. I feel like sometimes they have the incentive to promote certain insurers but they’ve generally been good in helping me find home insurance. Hope this helps!
@@MillennialsWithMoney thanks dude. You’re a gem! Here in LA we have to have contents insurance (renter insurance) when we rent but it’s saved my arse in the past so I’d love to get the same out in Spain.
@@jayg1980 welcome!! When you take out home insurance in Spain it generally covers the property and also its contents so both are covered
I pay 22€ for 500mb fiber internet and a basic 3gb simcard with DIGI.
135€ in groceries seems a bit low to me, you can, but eating brocoli and cheap chicken.
Electricity is on avg 55€, 3 adults working from home half time (no aircon)
Gas 45€ average, independet gas heating and cooking stove (my house is well isolated)
Water idk
Transport (B1 zone) 25,40€ "it's 50% until december 2024, from 2025 it will be 63,70€".
@@mbwahaha thanks for sharing! Yeah my food shopping is usually a little bit higher as well. Looks like you’re pretty in line with the data otherwise!
what about a retired person from Australian
Malaga 2 bedroom rent (70sqm livable) is 1200a month if you are lucky, more 1400-1500 euro. Those prices in the rent is totally not true sadly. Maybe somewhere in the mountains but in any seaside town it is double that sadly :(
Those are pretty much the numbers I have if you look at 18:48, my estimate for the whole province (not Malaga city) based on Idealista averages in €1,359 per month for a modern 60m2 apartment. As you say though, places like Malaga city, Marbella, Torremolinos, Benalmadena etc. will be higher because of the high demand from being near the sea and having expat communities. Thanks for watching!
Ah you are right sorry I did miss that.
@@spainweddingphotography that’s alright mate no worries!
I'm from Valencia and a 120m2 flat is rented for 1200€ at least (minimum 1k)
@@laurasebastian6036 thanks for sharing Laura, that sounds about right for a bigger sized apartment
Nice video as a concept, but i don`t think the food shoping / groceries is accurate, atleast from my expirience. together with my wife, we are paying around 500-600 euro per month on that (in Valencia region, so its more than double what you listed). And we buy standard things like meat, fruits, vegatables, etc. nothing fancy
Just as a tip to add more things as a benefit, you can also add an avarage for:
clothes
standard services like barber, cosmetic product products, etc.
Fitness
i liked your other table for the taxes calculation, but your formula is not accurate + when you download it, it looks different that in your video, where it looks more detailed (just as a feedback).
@@DesetKS thanks for the feedback! Yeah the grocery category as I say is very difficult to give a specific number as it all depends on everyone’s habits. I for example eat a lot but still manage to keep my grocery shopping to between 140-160€.
Those are definitely interesting suggestions about things like fitness, barber prices etc, I had to try and keep this cost of living analysis somewhat simplified but something I can perhaps look at in the future in another video.
Regarding the tax calculator, there is an advanced calculator with a detailed breakdown and a simplified calculator which is free, maybe this is the reason you see it different? But if you have any difficulties or believe there are issues in the file please drop me an email with the details and I’ll be happy to assist you. Thanks for watching!
Are you ready for Madrid finances 😂 🇪🇸 for a family of 4 in Madrid, my Rent alone is 3.300,00 Euros - 😅 Utilities 220,00 Euros - Transportation 150,00 Euros - Food/Groceries/Restaurants easily 850,00 Euros - all these expenditures on a monthly basis! That's not including the other little things, like clothing, school expenses and other stuff my friend 😂 IT'S NOW EXPENSIVE to live in most cities.
Wow where are you living to pay that much in rent?! Totally agree that the big cities are expensive...
@@MillennialsWithMoney the "golden mile" in Madrid
it all makes sense now... very nice district though!
Here is the states we have to pay a bill for trash when tenting. Is there one like that in Spain? Is there a council tax (equivalent of) to pay? I’m looking to rent in Spain not buy
There is a small rubbish tax “tasa de basura” in most autonomous communities (no more than 100€ annually I think though I could be wrong and will depend on region). Council tax is called IBI and only really applies to home owners. Hope this helps!
@@MillennialsWithMoney thanks a lot. That’s really good about the council tax, that’s a big chunk saved compared to UK rentals. So there’s no need to add to trash to the monthly bills then..
@@MillennialsWithMoney I just purchased your tax and monthly deductions from your website :-)
@@jayg1980 thanks!! I’d say if you’re not buying you can ignore those costs, of course you can use the all other field for anything else and maybe add a “safety buffer” amount is well for any unexpected expenses. Hope this helps!
@@MillennialsWithMoneyyeah that’s a good idea. So after a lot of research the past 6 months on comparing cost to Spain to Los Angeles it certainly seems cheaper than here. As long as we remain freelance and have clients from the USA it seems like we can be a lot more comfortable.
However if we were looking to be employed it seems salaries are half of what they are here in Los Angeles
I pay 20€ for 600Mb Fibre + a mobile phone with 15GB (Lowi)
Hello👋
If they ever drop the Solidarity Tax, give me a call... Biggest obstacle to relocation...
Yea....THAT'S the biggest obstacle! Not the part about you need to be making over $3 million to even qualify for it. That's the EASY part right? Where's the application for a job? I need them type of "obstacles" in my life.
@@letsgetdoing "Making 3 million" you may need to read again.. It's having 3m in total assets.. You have a reading comprehension problem.
@@andrewe.7907 Oh excuse me....3 mil in total assets! LOL
@@letsgetdoing fyi... trying to shame me doesn't work. And if you think you can't do that over 30 years then you're not doing it right...
@@andrewe.7907 I know I can't shame you. People like you have NO shame. That's most likely how you accumulated so many "assets" too.
People like you also have ZERO perspective. You're in the upper 1% on a youtube video complaining about a tax bracket 100% of the 99% WISH they were in.
Isn't this incomplete? What about car insurance? Home insurance? Municipality taxes? Waste disposal? What about homeowners? What taxes are you going to pay then?
@@bommetje81as I mentioned in the video, for simplicity I chose only to look at fuel costs. Car insurance and other car running costs like purchase price and road tax are in a full separate video. As are home costs for people buying an apartment or house. I stated at the beginning of the video that this is assuming someone rents. I have a separate video on the costs of owning and purchasing a home. I wouldn’t consider taxes cost of living since for the majority of people they are deducted from their earnings at the source, but I have a separate video explaining the entire tax system. It’s very difficult to cover absolutely everything in one video and cover every single persons needs so some form of simplification was needed. I hope this answers your question.
You need a full time job and pay the social security that corresponds . You wouldn't get a pension . Life is not a free ride . Get used to it .
If your american.. social security has a treaty with Spain 🇪🇸. So if you work in Spain you can put your social security benifits together for a pensión. If don't have years in either country.
What about Northern Spain? Is it somewhat more affordable?
More affordable than the big cities for sure (with the exception of Bilbao and San Sebastian which are quite expensive). Galicia and Asturias have some quite affordable cities. Hope this helps!
@@MillennialsWithMoney I’ve been looking at Ourense.