Iba po yun sir June. Eto is self initiated investment. Yung kinakaltas po ata is required by law and ang benefit is makaka loan ka at lower interest rates. Yun lang po alam ko feel free to correct me or add more info 😊
I've never seen someone as perfect as Mrs Maria, she knows how to analyze trade,and with her strategies she has earn me $32,250 in 18 days of working with her.
I'm a pastor here in Hong Kong. Thank you for this very informative channel. I hope that a lot of OFWs will be able to watch these kinds of videos and find financial freedom. Blessings to you.
You deserve more subscriber bro, napakalupit mo. Eto yung mga bagay na di natuturo sa school. Eto ay sa eskwelahan ng buhay, and salamat sa pagtuturo mo sa investments and stock market.
Your yesterday's Mp2 vlog sir was being posted in Pag-ibig page Taiwan by Ms Lhey Li of Meco Taiwan.So informative and hoping more and more Filipinos especially Ofws will invest too.🙏❤❤❤
Taiwan Novel Corona patients in good condition sir.❤❤❤ #Source Taiwan News And Taiwan Researchers extracted sample of Corona virus patients for a development of vaccine and cure. Taiwan's healthcare system is one of the best and cheapest in the world❤❤❤
saan po magandang mag invest nang 100k sa pera or sa mutual funds? if sa mutual fund anung mutal fund maganda mag invest po base on low, maderate and high risk
Eventhough, I already invest in Pag IBIG 2, I still watched until the end of the video. It’s always great to learn more. Thank you Sir Marvin for being so generous with your expertise!
Stable po ba ung Interest ko kung saan ako nagstart mag apply for MP2? Like last year ako nag apply ng MP2 ko na may Interest na 7.41% applicable po ba na yung 7.41% for the whole 5 Years?
Wow! this really helped. I've been looking for investments like this since I don't have any capital for businesses and real estates yet. Thank you so much! I hope you'll post more like this to help beginners like me 😘 God Bless you po!
Kung noon ko pa sana nalaman about this mp1 malamang milyonarya na sana ako...thank you sir with this video...am going to start investing now, hope not yet too late for me to start as am 57now.
Great job on this video and spreading awareness on the MP2 program and the power of compounding interest. However, I would like to point out that your computations on the "annual dividends" assumed that the P60k is being invested lump sum at the beginning of each year. If an investor puts in P5k a month, the interest earned is slightly less than what is presented in this video.
This is amazing!!! Patience and consistency could give you wealth!😅 Thanks Marvin Germo for sharing this. So much value on this to consume. Highly recommended all your content. Love to share this, after 5 years just reinvest the whole amount back to mp2 (lump sum, kasi ibigay naman talaga 5 years after maturity) for another 5 years. And open a new account to start again 5k per month for five years. So on and so forth. Mga 20 years din regular ganyan ang gawin.. Ikaw na compute sir Marvin.. Basta so so amazing ang result I can imagine. 😅
Very helpful video! Many thanks! I just opened an MP2 account last week after reactivating my P1 account. I was encouraged to go for this in the long term (10-15 years) after watching this video! (I chose the payout option after five years to benefit from the compounded interest.)
your videos really inspire people to invest in Pag-ibig MP2, guaranteed and tax free. I am very happy that I started saving and investing in MP2 last year. I feel this is very good to include in my financial portfolio...
As far as I know max of 7 years MP2 can earn thru dividends. Excess on that it will not earn anymore. You have to withdraw it and apply for a new MP2 account.
Tama ka dyan. After 5yrs kelangan i-withdraw mo na and keep it to yourself or apply for a new MP2. If ever hindi mo kinuha yang savings mo after 5yrs magi-earn pa rin yung savings mo up to 7yrs pero yung last 2yrs base na lang kung magkano ang computation ng dividends sa MP1 hindi na gaya kalaki ng MP2.
After 7 years withdraw it then apply for another mp2 account and put everything you saved and earned for the last 7 years. If you continuously do that strategy, you will reach 20 years to 25 years with loads of earnings.
You enlightened my mind... Kaya ura mismo Napa open po ako ng mp2... Para akong nahimasmasan when I'm watching this very encouraging video... Thank you Mr. GERMO
Questions sir. 1. Is it still advisable to invest in MP2 this year despite the crisis? Coz loans will most likely decrease. 2. Are MP2 due for any income or capital gains tax? Or part of the estate tax? Thank you for the informative video sir! Considering to get one.
thank you so much for this sir,. I'm 28 now but I'm looking forward already about my future when i retired on working and now I've got a very cool idea what to do to prepare for my future 😊
I think sir, the dividends or your money doesn't work HARD for you, they just work for you. Wala pong hard-working na dividends na kung saan sa isang savings, may masipag na piso at may tamad na piso, pare pareho po silang nagwo work, wala po yung working hard, wala pong caculable effort output variable ang peso po. Salamat po
Thanks Sir Marvin for the information. I started last year for the MP 2. I am convincing some of friends and my kids while their still young. May God bless you and thank you.
I think po the dividend calculation is not exactly how the dividends is calculated by Pag-Ibig. If invested at the beginning of the year Yung 60k, yes it will earn the same amount as shown. Pero dahil monthly siya, ang dividends ay mas mababa Kasi part of the investment is less than one year. The base amount is not 60k or 120k. Pero malaki pa din po dividends tlga sa pag-Ibig MP2. At maganda maginvest.
Madaling ma intindihan yung mga content mo sir Marvin. Salamat. Sir, tanong lang po, sa unang taon po ba na total earning ko pwede ba na yun siya gamitin as capital which is pang isahan na lagay na lang instead of 5k a month?
You forgot to tell them that in five years that inflation would have affected their buying power. Saving is too comfortable and that's how to stay poor. A rich mindset set is where the wealth start.
jean castillo If your 1000 pesos today can buy 4 gallons of milk in five years it will only buy 3 gallons. The moneys buying power has weaken due to inflation every year 2% to 4%.
Marie Isabela Sabella Unfortunately that's how the world works in a capitalist country. Some will be rich but most will be poor. It's important to have a piece of mind, content, healthy, and happy it's ok kahit ano ang status nila in life.
Hello Sir... Hope u can answer my question.... Is there a difference with regard to the computation when u paid in monthly basis or at one time the full amount u want to invest in a year??? Thank you and waiting for your reply...
@@stocksmarts_ Guess what? kausap ko lang yung Pagibig customer care regarding this MONTHLY vs LUMPED SUM ANNUAL - it's the same. But 300k LUMPED SUM 5yrs is obviously better due to 5x compounding interest.
@@stocksmarts_ also the last part might confused your viewers sir. Natanong ko na po ito sa Pagibig, 5 yrs lang po maturity and may 2 yrs pa na palugit for MP2 dividend rate. The rest for 8, 9, 10 yrs.... will be based on MP1.
Hi, just want to comment on the computation....isnt it the dividend earnings shown is true IF the lumpsum of P60,000 is paid at the start of each year. At 6% dividend earnings, paying P5,000 monthly for 12 months will not earn you P3,600 after year 1. The 2nd to 12th month contributions have to complete their full 1 year to get the full 6% per year.
Hi Victor, will there be any administrative fees deducted from the earnings? i dont think na makukuha yun full amount of 363,692 (P5000 for 5 yrs at compounding 7% Dividend% starting 2nd year )... thanks
Mr. Germo, salamat sa descriptions mo about potential earnings from Pag Ibig MP 2. You mentioned the principal of our depositis are guaranteed by the government. Ano po ang ibig sabihin nito kung ma bankrupt ang goberno? Papaano po mababalik ang principal ng deposits namin?
This is the plan that I really wanted. I will put this into reality now. Thank you for your videos! Very helpful for me who is really a newbie with investments.
Thank you sir Marvin! I’m a college student and I have already a PAGIBIG MP1 account. I have been searching for more ways to invest and be financially secured in the future. I’ll be investing in MP2 soon and this really helps me gain more info! Thank you again!
Sir ask ko lang totoo bang maximum 7yrs ang pwedeng maging holding time ng mp2? And kung tama gnun p rin po ba ang mgging rate ng dividend according to its yearly rate?
You can open mp2 at any branch nearest your location. You may opt to invest one time payment of 300k or a monthly basis 5k for the duration of 5 yrs. Its far better than time deposit in a bank.
There's no magic in this world. That's way higher than the interest you have in the bank. Sa banko, interest is only less than 1% per year. If you want instant return of your money, go and invest to KAPA. Haha.
Yess sir...payo.ko.lang sa iba...wag kau matakot.mgpautang kayo.mismo.mg negusyo...i try it already in 10k..now almost 100k na..just 5% per.month dami kakasa jan..disiplina lang tlaga..wag kau matakot sa d ngbabayad..kc hanggat an dun pera mo.andon utang nya..5% a mnth is 60% a year..if d mgbayad kahit kalahati jan nasa 30% a year ka pa rin if ever d ka parin bayaran ng kalahati na yan 15% kaparin look at dat..point..
Isn't dividend computed based on Average Daily Balance? Big discrepancy in figure if dividend will be based on capital at the end of the year. Can you clarify?
This is incredible, It's always great for one to diversify their investments, I invest in real estate and bitcoin although bitcoin is far more preferable as one can make much more profits without hassle especially if you are being guided by an expert, some like Dr Natasha Anderson
@@gabrel36 I started investing in her company after seeing her interview with CNBC and turns out to one of my best decisions ever. I have made over $380k since I started investing with them
Being an embassy worker in Philippines, Am yet to meet her in person but have be earning steady profits trading with her ever since I got introduced to her.
@@gerrardh.9956 Her strategy is amazing. One of the best brokers out there if not the best. I remember earning 750k PHP in my first investment with them though the higher the investment, the higher the profits just like any other investment
Hi Marvin. THANK YOU for all the learnings you share with us. My employment over 20 years has just been terminated due to the current situation. Where can I invest my lumpsum retirement fund, given the current situation? Thank you.
You know sir, You can't just make a financial video, You spread your enthusiasm like a butter with confidence as a jelly maybe you can make a video out of it, My grandmother discovered your channel and she knows I'm into financial studies.. well Lola knows best.
Grabe thank you sir yung tipping point! And this is being conservative sa 5000/month. Pwede ka pa mag take advantage and maghulog ng extra pag may pumasok na extra. Thank you sir! Loving these educational videos from Pre lockdown!
Hi Marvin, do they always compute as per calendar year? What if I place the lumpsum on October 2020, do I automatically earn interest at the end of the year or on the fiscal yr. October 2021? Thank you!
Sir. Question lang, bago lang ako dito. Pero sa google kasi nakalagay if unclaimed. Upto 2years lang yung dividend earnings. Pero iba sa example mo. Meaning ikeclaim moba yung 5years then start ulit?
You're a great mentor..! More blessings to you..! Financial literacy for all..! Thank you so much..! Money for a great life..! Invest for more success..!
Stayed until the end of the video. REALLY motivated me to start saving now while I'm still young kasi seeing it play out to the long game really got my interest :)
Good day Sir😊 Thank you sa magandang video. After applying for my insurance. Next step is MP2. You helped me a lot to better understand MP2. Question lng po..ok lang po ba na every month hindi pare pareho ang hulog..?
This is really very helpful and informative. One thing that is in my mind. How credible Pag-ibig is? Will there be chance that some politicians that are in the government will touch Pag-ibig money and use it for their personal interest like use it for their election campaign?
Thanks you so much Sir Marvin for making this video.Galing po nyong magpaliwanag.Ang daming financial advisers online pero the best ka talaga.Kahit po mga simpleng tao madaling maunawaan ang mga series mo kasi very detailed.Kaya lagi ko pong ibinabahi sa iba ang videos nyo lalo na sa mga yong people
Stayed until the end Sir Marvin. Thanks very much once again for these lectures. Really enriches the mind and of course, the pockets. God bless and more power!
But isn’t the computation based on Average Daily Balance? If you contribute 5,000 per month, is is it correct to multiply 60,000 by 8%? Isn’t the ADB going to be a lot lower?
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I stayed and watched the whole video. Very informative. I want more videos like this. Thank you sir Marvin!
Miss it’s interesting but 2 to 4% is more realistic than what you see here , keep that in mind !
Iba pa ba yung monthly contribution na kinakaltas sa sweldo?
Iba po yun sir June. Eto is self initiated investment. Yung kinakaltas po ata is required by law and ang benefit is makaka loan ka at lower interest rates. Yun lang po alam ko feel free to correct me or add more info 😊
@@irvinjoshuamanalang7571 sir per month ba nga tubo or per anum
@@mariovh n
Hello Mrs Maria is legit and her method of works like magic I keep on earning every single week with her new strategy.
Wow, I'm just shock someone mentioned expert Mrs Maria I thought I'm the only one trading with her.
She helped me recover what I lost trying to trade for myself.
I think I'm blessed if not I wouldn't have met someone who is as spectacular as expert Mrs Maria,
I think she is the best broker I ever seen.
Thanks for introducing me to Mrs Maria,
Mrs Maria has changed my financial status for the best. All thanks to my aunty who introduced her to me .
I've never seen someone as perfect as Mrs Maria, she knows how to analyze trade,and with her strategies she has earn me $32,250 in 18 days of working with her.
I'm a pastor here in Hong Kong. Thank you for this very informative channel. I hope that a lot of OFWs will be able to watch these kinds of videos and find financial freedom. Blessings to you.
Ive set my mind on investing at MP2 . And be a millionaire upon retirement.
God Bless!
Thank you, sir Marvin. The presentation was an eye-opener! Brilliant work!!!
You deserve more subscriber bro, napakalupit mo. Eto yung mga bagay na di natuturo sa school. Eto ay sa eskwelahan ng buhay, and salamat sa pagtuturo mo sa investments and stock market.
Thank you! Your like, sharing and subscribing helps the channel too!
True. Dapat sha ung nagte trend at madaming subscriber eh. Kaw ang dapat na lodi sir Marvin. ❤
Very clear explanation.. inflation is not yet considered in the presention
Your yesterday's Mp2 vlog sir was being posted in Pag-ibig page Taiwan by Ms Lhey Li of Meco Taiwan.So informative and hoping more and more Filipinos especially Ofws will invest too.🙏❤❤❤
Thank you! How is taiwan, re corona virus and h1n1, i am scheduled to fly there next week.
Taiwan Novel Corona patients in good condition sir.❤❤❤
#Source Taiwan News
And Taiwan Researchers extracted sample of Corona virus patients for a development of vaccine and cure. Taiwan's healthcare system is one of the best and cheapest in the world❤❤❤
Have a safe travels sir! And put your protective gears of the viruses.Better safe than sorry!
It's quite interesting
My email mercededwardo@gmail.com
So assist me please !
saan po magandang mag invest nang 100k sa pera or sa mutual funds? if sa mutual fund anung mutal fund maganda mag invest po base on low, maderate and high risk
Eventhough, I already invest in Pag IBIG 2, I still watched until the end of the video. It’s always great to learn more. Thank you Sir Marvin for being so generous with your expertise!
Thank you rhea
Stable po ba ung Interest ko kung saan ako nagstart mag apply for MP2? Like last year ako nag apply ng MP2 ko na may Interest na 7.41% applicable po ba na yung 7.41% for the whole 5 Years?
@@thatoneohiokid30293 Hi no po, nagbabago po sya every year pwede pong bumaba or tumaas ung rate. I hope this help. Thank u
@@stocksmarts_
Is it okay if I ask for copy of your excel calculator? My email c1963almuete@gmail.com
Thank you Marvin.
@@stocksmarts_ sir I’m interested to invest sa MP2. Thanks
Congrats. Easy to understand for lay people who are not invesrment savvy
Thank you!
Wow! this really helped. I've been looking for investments like this since I don't have any capital for businesses and real estates yet. Thank you so much! I hope you'll post more like this to help beginners like me 😘 God Bless you po!
Kung noon ko pa sana nalaman about this mp1 malamang milyonarya na sana ako...thank you sir with this video...am going to start investing now, hope not yet too late for me to start as am 57now.
Great job on this video and spreading awareness on the MP2 program and the power of compounding interest. However, I would like to point out that your computations on the "annual dividends" assumed that the P60k is being invested lump sum at the beginning of each year. If an investor puts in P5k a month, the interest earned is slightly less than what is presented in this video.
Exactly, mali yung computation nya
expect higher dividends when u invest on lumps mode.
Wow..... Greatest financial teacher and consultant
This is amazing!!!
Patience and consistency could give you wealth!😅
Thanks Marvin Germo for sharing this. So much value on this to consume. Highly recommended all your content.
Love to share this, after 5 years just reinvest the whole amount back to mp2 (lump sum, kasi ibigay naman talaga 5 years after maturity) for another 5 years. And open a new account to start again 5k per month for five years. So on and so forth. Mga 20 years din regular ganyan ang gawin.. Ikaw na compute sir Marvin.. Basta so so amazing ang result I can imagine. 😅
Yes!!!!!! Push!
How much interest did you get?
@@stocksmarts_ sir marvs, so mas better to invest with mp2 than in sss?
@@stocksmarts_ sir magkano kaya magiging pera ko kapag 500k one time deposit after 5 years?
Alin ang mas mataas makukuka by monthly or one time?thanks
Very helpful video! Many thanks!
I just opened an MP2 account last week after reactivating my P1 account. I was encouraged to go for this in the long term (10-15 years) after watching this video! (I chose the payout option after five years to benefit from the compounded interest.)
your videos really inspire people to invest in Pag-ibig MP2, guaranteed and tax free. I am very happy that I started saving and investing in MP2 last year. I feel this is very good to include in my financial portfolio...
As far as I know max of 7 years MP2 can earn thru dividends. Excess on that it will not earn anymore. You have to withdraw it and apply for a new MP2 account.
Tama Po gayan din Po. Kailan pong mag apply ulit
Tama ka dyan. After 5yrs kelangan i-withdraw mo na and keep it to yourself or apply for a new MP2. If ever hindi mo kinuha yang savings mo after 5yrs magi-earn pa rin yung savings mo up to 7yrs pero yung last 2yrs base na lang kung magkano ang computation ng dividends sa MP1 hindi na gaya kalaki ng MP2.
May 10 yrs and 20..haha
After 7 years withdraw it then apply for another mp2 account and put everything you saved and earned for the last 7 years. If you continuously do that strategy, you will reach 20 years to 25 years with loads of earnings.
You enlightened my mind... Kaya ura mismo Napa open po ako ng mp2... Para akong nahimasmasan when I'm watching this very encouraging video... Thank you Mr. GERMO
Here’s more on mp2 - ua-cam.com/play/PLlr3m26N_qh51w4N2X4P18TaO5vK1ifpi.html
I hope this helps you
Questions sir.
1. Is it still advisable to invest in MP2 this year despite the crisis? Coz loans will most likely decrease.
2. Are MP2 due for any income or capital gains tax? Or part of the estate tax?
Thank you for the informative video sir! Considering to get one.
We answered a lot of that in the diff videos in the playlist - ua-cam.com/play/PLlr3m26N_qh51w4N2X4P18TaO5vK1ifpi.html
thank you so much for this sir,. I'm 28 now but I'm looking forward already about my future when i retired on working and now I've got a very cool idea what to do to prepare for my future 😊
I think sir, the dividends or your money doesn't work HARD for you, they just work for you. Wala pong hard-working na dividends na kung saan sa isang savings, may masipag na piso at may tamad na piso, pare pareho po silang nagwo work, wala po yung working hard, wala pong caculable effort output variable ang peso po. Salamat po
Thanks Sir Marvin for the information. I started last year for the MP 2. I am convincing some of friends and my kids while their still young.
May God bless you and thank you.
May limit po ba sa Puwede invest? Say, gusto ko maginvest ng 250.000.00 as lump sum one time. Is this okay. How is the process to invest?
yes po pwede po once timee tas hayaan mu nalang after 5 years
I regret that I did not start my mp2 savings 7 years ago. Sayang..pero hahabol ako. Thanks for the info. Very helpful.
Sir pwede po bang you discuss also PERA account of BDO/ BPI. Maraming salamat po. God bless you!
I think po the dividend calculation is not exactly how the dividends is calculated by Pag-Ibig. If invested at the beginning of the year Yung 60k, yes it will earn the same amount as shown. Pero dahil monthly siya, ang dividends ay mas mababa Kasi part of the investment is less than one year. The base amount is not 60k or 120k. Pero malaki pa din po dividends tlga sa pag-Ibig MP2. At maganda maginvest.
Sir Marvin, 300k din target ko in 5 years sakto to ang galing ng timing! Thank you po! Sobrang helpful niyo talaga. :)
Push!!!!
Pwede po ba 1 time deposit na lang yung 300k hindi na monthly ?
x Law x hi! I have the same question. :) nasagot na po kaya ito ni sir Marvin? What if one time Lang and not monthly..
@@heykate2036 opo nasagot na siya sa video marami po siya videos about dun sa mp2 computation
@@jeffrey25631 yes. You can deposit one time. Nabasa ko yan sa pag ibig site nila.
sir ang lakas ng convinceng power mo kaya maraming nag invest sa MP2 good job
Madaling ma intindihan yung mga content mo sir Marvin. Salamat. Sir, tanong lang po, sa unang taon po ba na total earning ko pwede ba na yun siya gamitin as capital which is pang isahan na lagay na lang instead of 5k a month?
Roge Sibuan mas maganda if one time bigtime mo cia ibabagsak if you have money mas malaki ung maeearn mo thru compounding interest.
@@jcpabulos7343 thank you sir sa advice yung din po gagawin ko before the end of the year
hm kay a
very informative, comparing your presumed interest with the inflation rate, how is much is the worth of your money in the future?
solid- very simple, yet an impactful explanation; more power bro...
Thank you!
how to start investing? Please send me the link to register.
Thanks but much better if it is in tagalog
Wow. Very encouraging to join and save money. Thank you.
You forgot to tell them that in five years that inflation would have affected their buying power. Saving is too comfortable and that's how to stay poor. A rich mindset set is where the wealth start.
What you mean inflation would have affected the buying power? Will you tell us by details?
jean castillo If your 1000 pesos today can buy 4 gallons of milk in five years it will only buy 3 gallons. The moneys buying power has weaken due to inflation every year 2% to 4%.
Yes but it is still higher compared to regular savings account.. especially to people not lucky with business or no idea at all..
Marie Isabela Sabella Unfortunately that's how the world works in a capitalist country. Some will be rich but most will be poor. It's important to have a piece of mind, content, healthy, and happy it's ok kahit ano ang status nila in life.
Thank you sir Marvin.. I invisted some money too in mp2 and so far I'm really comfortable with the idea. Of saving my money there than bank..
Hello Sir...
Hope u can answer my question....
Is there a difference with regard to the computation when u paid in monthly basis or at one time the full amount u want to invest in a year???
Thank you and waiting for your reply...
Yes. The more you put earlier the better. We answered a lot of that in thisbplaylist -
ua-cam.com/play/PLlr3m26N_qh51w4N2X4P18TaO5vK1ifpi.html
Sir pwed po ba 1time lang maghulog sa Mp2.with in 5 5tears.for example 100k
Just wondering how would it be if 300k is done one time. How different it could be vs. 5k month on month.
Better one time
@@stocksmarts_ Guess what? kausap ko lang yung Pagibig customer care regarding this MONTHLY vs LUMPED SUM ANNUAL - it's the same. But 300k LUMPED SUM 5yrs is obviously better due to 5x compounding interest.
Rob AI yup 300k lumpsum is better than putting it 5k a month
@@robrita Woww!
@@stocksmarts_ also the last part might confused your viewers sir. Natanong ko na po ito sa Pagibig, 5 yrs lang po maturity and may 2 yrs pa na palugit for MP2 dividend rate. The rest for 8, 9, 10 yrs.... will be based on MP1.
Salamat po Marvin Germo for guiding us.
Hi, just want to comment on the computation....isnt it the dividend earnings shown is true IF the lumpsum of P60,000 is paid at the start of each year. At 6% dividend earnings, paying P5,000 monthly for 12 months will not earn you P3,600 after year 1. The 2nd to 12th month contributions have to complete their full 1 year to get the full 6% per year.
Victor Manalac true
Hi Victor, will there be any administrative fees deducted from the earnings? i dont think na makukuha yun full amount of 363,692 (P5000 for 5 yrs at compounding 7% Dividend% starting 2nd year )... thanks
Divide the 8% into 12 months that s your monthly dividend.
The power of compounding, I agree with you Marvin, 💯 %
Mr. Germo, salamat sa descriptions mo about potential earnings from Pag Ibig MP 2. You mentioned the principal of our depositis are guaranteed by the government. Ano po ang ibig sabihin nito kung ma bankrupt ang goberno? Papaano po mababalik ang principal ng deposits namin?
Grabeh ...as in i learned a million.
This is supposed to be paid and ur giving it for free...God bless U... ull be a billioner sooner than imagine.
This is the plan that I really wanted. I will put this into reality now. Thank you for your videos! Very helpful for me who is really a newbie with investments.
Sir after 5 years of my mp2 can extend for until when if I'm not yet claim my money?😊😊 thanks
Learning more from you do😊😊
Nope
Extended for 2 yrs..only..
Thank you sir Marvin! I’m a college student and I have already a PAGIBIG MP1 account. I have been searching for more ways to invest and be financially secured in the future. I’ll be investing in MP2 soon and this really helps me gain more info! Thank you again!
Paano po Kung mag save ako ng 500k one time lng ,tpos hihintayin ko nlang yung 5 yrs pwede po ba un .?
Yes
As example above.. Magsave ka 1 time ng 500k need padin ba mag monthly?
Depende po sayo mam kung magdadagdag ka pa
Learning...
Hope not to late to start being a senior citizen.
Pwd ba e 1time payment lng ang iinvest? Ex. 500k?
Yes. Mas malaki earnings
Sir ask ko lang totoo bang maximum 7yrs ang pwedeng maging holding time ng mp2? And kung tama gnun p rin po ba ang mgging rate ng dividend according to its yearly rate?
As an ofw where can I open my PAG-IBIG FUNDS to be member and
How many contributions do I have to give to be able to get MP2 thankyou
All here - ua-cam.com/play/PLlr3m26N_qh51w4N2X4P18TaO5vK1ifpi.html
Enjoy!!
Marvin Germo me too
You can do it online
You can open mp2 at any branch nearest your location. You may opt to invest one time payment of 300k or a monthly basis 5k for the duration of 5 yrs. Its far better than time deposit in a bank.
Ang galing mo talaga Sir Marvin! Panalo tong video na ito!
May God bless you more.
If you put 5,000 pesos a month! In 5 years your 300,000 will get only more or less 50k
There's no magic in this world. That's way higher than the interest you have in the bank. Sa banko, interest is only less than 1% per year. If you want instant return of your money, go and invest to KAPA. Haha.
Yess sir...payo.ko.lang sa iba...wag kau matakot.mgpautang kayo.mismo.mg negusyo...i try it already in 10k..now almost 100k na..just 5% per.month dami kakasa jan..disiplina lang tlaga..wag kau matakot sa d ngbabayad..kc hanggat an dun pera mo.andon utang nya..5% a mnth is 60% a year..if d mgbayad kahit kalahati jan nasa 30% a year ka pa rin if ever d ka parin bayaran ng kalahati na yan 15% kaparin look at dat..point..
Isn't dividend computed based on Average Daily Balance? Big discrepancy in figure if dividend will be based on capital at the end of the year. Can you clarify?
Sir, new philhealth scheme naman and how it will affect all contributors from previous premium
Ang mahal na ng PhilHealth...hayz
@@IdolkoSiKap grabe nga sir
900 quartely
Very helpful sir Marvin! Thanks. Hope to see more videos like this.
This is incredible, It's always great for one to diversify their investments, I invest in real estate and bitcoin although bitcoin is far more preferable as one can make much more profits without hassle especially if you are being guided by an expert, some like Dr Natasha Anderson
Surprised to see you know her too. That woman has been a blessing to me and my family and sees my crypto increase consistently once I invest
@@gabrel36 I started investing in her company after seeing her interview with CNBC and turns out to one of my best decisions ever. I have made over $380k since I started investing with them
Being an embassy worker in Philippines, Am yet to meet her in person but have be earning steady profits trading with her ever since I got introduced to her.
@@gerrardh.9956 Her strategy is amazing. One of the best brokers out there if not the best. I remember earning 750k PHP in my first investment with them though the higher the investment, the higher the profits just like any other investment
Met Dr Natasha Anderson once during a conference in CA earlier this year. Her expertise in trading is easily noticed from her teachings.
Thank you sir..want more videos for PAG -IBIG MP2
Nice strategy i must say. I didn't earn as much as this video claim but i earn about 3250usd every week and i don't do that using video
Bitcoin is the most profitable investment online if only you trade with a professional broker
How do i get a professional broker i have been wasting my time trading on my own and blowing up my account
I'll advice you try expert Mrs Sabrina her trading strategies is really working for me cutting losses and ensuring profits
+1(626)360-1525
👆👆@whatsapp
Is it possible to put in different amounts every month? In that case, how do we compute the dividends at the end of each year?
Tagalogin mu kc hndi nman tau lhat nakaka intindi ng tagalog
English english pa puro pinoy nman karamihan ng nanoonod sayo.
I will watch all your vids! Don't worry I wont skip ads.. that's my way of saying thank you for all the knowledge that you are sharing to us..
Push! Thank yoy
Hi Marvin. THANK YOU for all the learnings you share with us. My employment over 20 years has just been terminated due to the current situation. Where can I invest my lumpsum retirement fund, given the current situation? Thank you.
You know sir, You can't just make a financial video, You spread your enthusiasm like a butter with confidence as a jelly maybe you can make a video out of it, My grandmother discovered your channel and she knows I'm into financial studies.. well Lola knows best.
Salamat sir marvin very informative video uumpisahan ko na d pa huli ang lahat
Wow ....appreciated this video Sir..
Galing detalyado lahat result
Thank u po sir
Grabe thank you sir yung tipping point! And this is being conservative sa 5000/month. Pwede ka pa mag take advantage and maghulog ng extra pag may pumasok na extra. Thank you sir! Loving these educational videos from Pre lockdown!
You deserve more subscribers sir. More power to you and thank you for this.
Hi Marvin, do they always compute as per calendar year? What if I place the lumpsum on October 2020, do I automatically earn interest at the end of the year or on the fiscal yr. October 2021? Thank you!
Sir. Question lang, bago lang ako dito.
Pero sa google kasi nakalagay if unclaimed.
Upto 2years lang yung dividend earnings.
Pero iba sa example mo.
Meaning ikeclaim moba yung 5years then start ulit?
You're a great mentor..!
More blessings to you..!
Financial literacy for all..!
Thank you so much..!
Money for a great life..!
Invest for more success..!
Sharing to your our Pag Ibig MP2 playlist - ua-cam.com/play/PLlr3m26N_qh51w4N2X4P18TaO5vK1ifpi.html
Very informative. Thank you, sir.
Nice Sir. Love it start na po me this year.paano?po pala magapply thru online. Ok lang po ba kaht 1k evry month.ilang yers po ba limit ni Mp2?
This is so informative. Very simple to understand.
I took seriously my mp2 account after watching your video/s sir Marvin! Thank you!😊
Wow!!!
What was so far the highest and lowest rate of dividend a year that MP2 offered? Also what was the interval of change; was it yearly, etc. Thank you.
Stayed until the end of the video. REALLY motivated me to start saving now while I'm still young kasi seeing it play out to the long game really got my interest :)
Good day Sir😊 Thank you sa magandang video. After applying for my insurance. Next step is MP2. You helped me a lot to better understand MP2.
Question lng po..ok lang po ba na every month hindi pare pareho ang hulog..?
This is really very helpful and informative.
One thing that is in my mind. How credible Pag-ibig is? Will there be chance that some politicians that are in the government will touch Pag-ibig money and use it for their personal interest like use it for their election campaign?
TULAD NI Binay?
Thank you for this sharing video kabayan God bless you poh
Thanks for making the effort to do the whole video in English
Thanks you so much Sir Marvin for making this video.Galing po nyong magpaliwanag.Ang daming financial advisers online pero the best ka talaga.Kahit po mga simpleng tao madaling maunawaan ang mga series mo kasi very detailed.Kaya lagi ko pong ibinabahi sa iba ang videos nyo lalo na sa mga yong people
Thank yoy
Very informative thank you for the information and the wisdom.
thank you sir Marvin sa dagdag kaalaman...bait bait at masipag mag explain...👍🏽❤😊
Very valuable info. Thanks Bro. God bless.
Very informative. I am in my 2nd year of MP2.
Thank you so much very informative sir...
Stayed until the end Sir Marvin. Thanks very much once again for these lectures. Really enriches the mind and of course, the pockets. God bless and more power!
I learned a lot of your vedeo gdbless and more power👍👍👍
I want more vedeo👍👍👍
Thank you
But isn’t the computation based on Average Daily Balance? If you contribute 5,000 per month, is is it correct to multiply 60,000 by 8%? Isn’t the ADB going to be a lot lower?
galing mo po mgpaliwanag ,malaking tulong po itong ginagawa mo God Bless
Thank you
Wow.. ngayon ko Lang naintindihan to and I definitely apply this. Very inspiring. Thank you 😊 and I really like your smile 🤭. More power!
Thanks for watching
If I have 150k to invest, which one has better return? Money Market, Bond Fund or MP2? Thanks for advise.
Thank you Sir Marvin 👍I've finally understood how MP2 works
Very helpful! Thank u sir Marvin! God bless!
is etoro a reliable platform? You might be the right person to give an opinion on this. Thank you
Learned a lot sir Marvin. Thanks a lot po.
is 6% dividends is the same as ROI ? if yes i think 6% might be a little bit low for it when inflation is like every 10yrs
Wow just watched the video.. very informative..