When things were at their very worst: 2 Suns, Cross in the sky, 2 comets will collide = don`t be afraid - repent, accept Lord`s Hand of Mercy. Scientists will say it was a global illusion. Beaware - Jesus will never walk in flesh again. After WW3 - rise of the “ man of peace“ from the East = Antichrist - the most powerful, popular, charismatic and influential leader of all time. Many miracles will be attributed to him. He will imitate Jesus in every conceivable way. Don`t trust „pope“ Francis = the False Prophet - will seem to rise from the dead - will unite all Christian Churches and all Religions as one. One World Religion = the seat of the Antichrist. Benedict XVI is the last true pope - will be accused of a crime of which he is totally innocent. "Many events, including ecological upheavals, wars, the schism in My Church on Earth, the dictatorships in each of your nations - bound as one, at its very core - will all take place at the same time." 1 November 2012 The Book of Truth
It's all those amenities. Gym, Cafe, Pool, etc all get put into the rent. Plus it's a newer building with a corner view so they charge premium for all of this.
@@tadeh1 I have all the same amenities plus views of the river. Almost all of the highrise buildings in this area have all of that stuff. She just overpaid.
I live in bergen County and no way you are paying 2300 for 2 bedroom apartments for same square footage in jc. Especially high rise with amenities. Give me building name or stop with the bs.
@@brianna6906 Yawn. If they are making a combined 500k (it is Manhattan after all), then after rent & taxes you are still looking at a take home of over 300k. A dingy 2 bedroom with a similar or better commute is going to save you at most $2200 a month ($2000 a month for the apartment, $100 a month for the amenities of secure mail delivery, gym, etc). So the take home could go from 300,000 to 325,000. An 8% increase. At some point, you make enough money to choose things to enjoy.
@@adfadf9785 why is he a noob? what he said makes complete sense. Just cause you have money doesnt mean you have to buy your own place, maybe they like where they're at.
@@adfadf9785 lmao. this is how you know this account is run by a kid. Renting provides liquidity and options. It's not always smart to tie yourself up to a property.
"they pay $4,320 a month in rent. Molly works as a cultural strategist at a consulting agency and Nick works in real estate" LOL, sounds like those HGTV shows "i'm a basket weaver and my gf is a duck psychologist - our budget is $5 million"
This seems like it's for people who have to be in NYC for work, but don't actually like being in NYC, yet don't want to do the suburbs and want an urban experience more reminiscent of other newer and less densely packed US cities.
@@MattSezer it's being renovated day by day. I always see construction going on.. the neighborhood is getting packed with lots of pretty residential buildings soon.
I lived in Jersey City, worked in NYC and had a much shorter commute then most of my friends who worked in NYC. That being said, it’s pretty obvious that a large portion of her rent goes towards the cost of amenities and not the actual space they live in.
@@IronHoya 1000 sq ft is good for NYC / Jersey City. Sure, you could always insert "can live cheaper here in this part of the country" but that's not really the point is it.
youre missing a point. not everyone wants a house. She obviously wants city life. its not always "I rather spend my money on...." people can spend their money however they want.
It works cause she is splitting it with a boyfriend. Truthfully, it’s better to purchase something. Rent usually only goes up. Buying something locks in your monthly costs. You also get the gain on investment on your home this way
With a garbage view of a bunch of hideous buildings.. why you wouldn't take that $4500 and live in NYC is beyond me. Not really sure how people like this with no brain go these jobs.
@@anthonyb2990 The peace that Paulus Hook provides is priceless. $4500 in the UES, surrounded by paranoid WASPs and blaring fire trucks early morning?! Nah, I'll take my money to Jersey City... THAT SECTION OF JERSEY CITY!
Her personal finances are as follows; I don’t really care about saving money- In fact I love to spend it on high cost luxurious dinners and rent never to see it again
CNBC keeps doing these pointless videos that highlight just one aspect of a millenial's finances. They should just stick to Millenial Money so we can see the whole picture
@@shraypuri4824 I doubt it and I hope not. $10K a month is $120K a year, which is a little over $80K after tax, assuming no contribution to retirement savings. Their rent is over $51K a year... meaning they would have less than $30K a year after rent and taxes or $2,500 per month.
When I stayed in JC and worked in Manhattan… my commute got me to work faster than the ppl that lived in Manhattan. Jersey City is a great place to live.
It is! I love how easy it is to get to NYC. And personally, I like that it’s less... New York, I guess. that being said, if this person is in the building I think she is, she could move a few blocks in my direction, have all the stuff she likes, and lay like. Half of her current rent.
I grew up in downtown Jersey City and lived there from 1998-2011 before it became overly gentrified. The building that I lived in was Portside and it was right on the water. It was one of first high rise apartment buildings built in the area and my parents paid $3500 for a 2bd 2ba apartment with an amazing view of Manhattan. But even then, as a kid, I knew they were just throwing money away every single month. They moved out with nothing to show for it and I made sure I wouldn’t make the same mistake. I purchased my first townhome as soon as I moved out. I know everyone values different things but I will never understand throwing away an insane amount of money on rent.
I don’t get all the hate. She didn’t tell you how much she and her boyfriend make. Something is affordable/reasonable is based on how much money you earn
For me it’s like- who do these people think they are? They could be probably be retired in a few years if they lived modestly and were to make a few good investments
That’s your decision. JayZ go out and spent $250k at a nightclub because he can afford to. He can easily invest in a property for 250k but he rather enjoy himself now. Ain’t nothing wrong with that if it’s within your means
@@Janiix89 as the original comment states she never mentioned how much she makes or her bf. People in real estate can actually make very good money so 🤷♀️ and the comment above doesn’t say she thinks she is, it was an example of making decisions with money.
It’s a great strategy. Never let people own anything and you can collect a monthly fee from them indefinitely. It’s the same deal as car manufacturers trying to push towards leasing.
Companies are buying up properties everywhere and no one can afford a house in these cheaper cities anymore. It's a win for these companies and rich investors.
Only that “investment-pandemic couch” is worth about six months of my rent. When the Everything-Bubble bursts, people’s souls will be crushed. Good luck to all of you!!!
Downtown JC is amazing. There's Newport and the Grove St area which is enough for not going into Manhattan, but if one wants to go, the PATH is right there. Unlike it's ugly brother (MTA) east of the river, the PATH has very clean stations and subway cars.
I know this building. It’s the most ‘chick’ building in the area. Lots of rich college kids and millennials live there. The location is very convenient if you work in the financial district. It’s faster than from most places in Manhattan. For those who ask her to buy instead, 1-bd condos in the area go for $750k+ and 2-bd go for $1.1M+ and you pay condo fees and taxes on top of that. Unless she moves to a different neighborhood, buying is actually more expensive at least initially.
‘We split bills 60-40, so I feel like I’m paying even though he makes a lot more than me’ Translation: I wish I wasn’t paying anything. He can afford to live alone, isn’t talking marriage, and refuses to let me live free since I’m already cramping his style.
I mean either way we don't really know anything about these people. Maybe one of you is right but maybe they both liked the place, he happens to earn more and proposed a ratio based on their salaries. It's not that unheard of..
from 1943 through 1951 our two bed apt at 35 Palisade Ave (with even better views than hers) cost $20 a month including utilities. To see a view from the narrows (where the Verrazano Bridge is today) to beyond the GW Bridge, we had to cross the street and go to the east side of the DHS building. My 2 bed apt on JFK Blvd is up on the palisades and therefore my 4th floor apartment is roughly the same height as 15th to 20th floor apt in her building. The frequent bus at my door is 40 minutes to 8th Av and 42nd Street. Very large space (built 1912, renovated and modernized inside in 1997) costs 1,062 a month.
@@annek1226 We lived on Palisade between Jefferson and Waverly....near Christ Hospital, where I was born. I'm always astonished by how many people I've met who were born in Jersey City.
@@JoeHarkinsHimself You're currently paying $1,062 a month in JC? I've lived in Bergen County for many years, so I don't know if JC currently has rent control or rent stabilization? As a kid I recall the view of Hoboken and Manhattan from the top of the Franklin St. stairs....the original staircase, which was pretty rickety when I was a kid.
@@kingoffeet4758 yeah, he pays more rent, which she mentioned, uncomfortably a couple of times, so he has more power. Plus he works for the building, so this episode was one big ad.
Meanwhile here in "FLYOVER" country we pay less than $1200 a month in bills for a lake front 4300 Square foot 5 bedroom with 90 acres of land. We have a Olympic sized Pool in the backyard, A home Gym, and a Cafe less than 150 yards from the driveway... We are on top of a large hill that overlooks a massive lake so the view is incredible, and we still have all the modern amenities including high speed FIBER internet connections. I would not trade it for anything.
You go girl! But with $4320/month you might as well pay a mortgage 💸 But the housing market is so crazy and it’s a seller’s market, so I can why renting can only be feasible.
@@tati9867 here in my place the same thing is happening, these so called 'real estate gurus' and wannabe investors keep on hording multiple units of medium to lower cost houses, leaving all the top tier houses left unsold, this left many people only with nowhere to go but renting.
This is one of the main reasons things are so pricey. People spend their monopoly money with reckless abandon and no care as to how much they are making others RICH.
Please stop acting like you need to apologize for living in JC. We're closer to Manhattan than Brooklyn is and JC has a vibrant scene on it's own. $100 says this chick has never been anywhere in JC outside downtown.
Living anywhere with an outdoor pool that isnt California, Texas, Florida or Arizona, is pointless. These dopes are easily paying $500 extra a month so they can use a pool for 2-3 months out of the year...in a State where half the residents go down the shore during those months anyway.
Ok, so where is the part where they break down the monthly spending? I would lile to see if they can still save and invest with that kind of lifestyle.
i love everything about this apartment except the price. id pay max $2500, the views are amazinnggg..amenities are phenom! best of luck to them, young and making money, i love to see it.!!
Some People: why all these people would pay this much to live here? Like what’s the alternative a suburb?! Doesn’t that says something lol. People would prefer to sell their limbs than to live in suburbs. There you know that there’s something the city has the suburbs don’t. Most people who live in cities value efficient public transportation, walkability, car independence, easy access to all types of amenities, better social life, etc. Most car Suburbs lack all of these, which makes them unsuitable for people looking for this.
I’m not going to judge them and what works for them, but I didn’t understand her paying almost half when by her own words he makes significantly more than her. That split should be reflective of their income. That would be a fair share.
These are the people who are making the rental market impossible to live for the average joe, and solidifying the idea that paying this much for an apartment is a good deal.
I get liking the energy of cities but I don't get why people just want to live near upscale strip malls. All you can do is spend tons of money to eat/shop. Recreational stuff is way better IMO.
i think only gullible people fall for it. those with a clue realize while nyc and its ilk are fun, other cities have culture and stuff to do as well for a fraction of the price. the gullible still want that "energy" of a nyc..........and the truly wealthy profit off their foolishness
J.C. Is a polished turd that Manhattans rejects eat up. The "status" and lifestyle of these people's existence is a joke. Gentrification is taking place all over New Jersey as well as the rest of the country. On the bright side I get to capitalize selling real estate and properties to these idiots 😂 Keep in mind that a mortgage payment is roughly 4k a month on a 700k loan...with escrow included 😉
I completely agree. I pay about 1/3rd of that for a 1BR in lower Manhattan a few blocks from the East River, so going on walks along the waterfront is something i can do equally as much as them. Now, it’s an older building, but still…
Jersey City is my hometown, lived there all my life until 18 years ago, when I moved out of state due to my husband's job. THIS Jersey City is definitely NOT the city I grew up in throughout the 70s-early 00's. My immediate family and a lot of friends still live there but the majority of my friends have moved away for larger outdoor spaces. I now live in the Baltimore area so I understand that city living has many advantages but still blows my mind how much downtown JC has developed so many high rises, even more than before I moved away in the early ochts. 🤯
I live in Baltimore, too! Do you think that Baltimore will go the way of Jersey City, in terms of getting to a point where it’s too expensive to live there? It’s already happening in some parts but I was just curious what you thought.
@@aic0809 I honestly don't think that prices will skyrocket in Baltimore as high as it has JC because JC has an established and extensive public transportation system by way of light rail, underground subway in/out of NYC, Amtrak and NJ Transit rail lines, extensive bus lines within the city as well as to/from the suburbs and NYC, as well as the ferry to/from NYC. There are also multiple jitney buses between all of the cities within Jersey along the Hudson River. Baltimore is so much less interconnected by public transport within the city confines as well as to the suburbs. I think there's great food and culture down here but the lackluster public transportation system keeps Baltimore from being a next-level city, especially when comparing salaries.
@@pamcamcris Wow, that’s such an excellent point re: the poor transportation infrastructure in Baltimore City. I’m hoping that that changes, whether it entails the resurrection of the Red Line, or something else entirely different. Truth be told, public transportation throughout the state of Maryland is nothing to write home about, but it’s especially abysmal in Baltimore. 😐
Jersey City Resident here. JC is a fantastic city! Though this couple's place is great, there is a ton of other places that cost significantly less, have similar amenities, while still accessing a-lot of transportation options such as PATH. The couple's pricing reflects a small part of the waterfront properties and not the entire city.
And if she ad her boyfriend break up then what? She's depending on him to finance the bull of her lifestyle. The cost of the apartment is overpriced and they could save around $2k in a different building in the area.
Well if they want to purchase a condo near that area, they will have to pay about $2000 a month for the property taxes, without a mortgage or anything... so that's why in the NYC area a lot of people just choose to rent instead of owning a property lol
Where would you buy a home? You would never pay that in rent because you only making minim wage, this people make 1/4 to half mill annually they can afford it,
I am not from the US. If the rent is very high them maybe he has a deal on the side and get the rent back as Cash. Lot of complex book cooking goes on in the real estate industry. The owner gets to show high rental returns for valuation purposes. I am not an expert in real estate. Never underestimate professionals in any field. It is usually us who don't understand the 3 d chess they are playing.
I just think no amount of justification and amenities is worth the amount in rent they’re paying per month. For what they’re paying they can still get a 2 bed 1 bath in a luxury apt with similar amenities in LIC or Astoria. No way. Then you still have that space heater and huge column in the middle of the living room ugh
In Jersey City they don’t pay NYC tax even though they may have to pay NY state tax because they work there. So the additional 3.8% for LIC may not be worthwhile.
Median list price for a 2 bedroom in NYC is NOT $2575 - where on earth did they get that number? That's barely enough for a decent studio in Manhattan.
No one lives in those apartments for 'years and years'. Lots of young people finish college or grad school, rent a place in Hoboken or JC. Have a nice time for a years and enjoy life. Eventually most get married, move to the burbs and have the same life their parents did.
Not to put them down. I wouldn't pay that for rent, but if you have the money and that's important to you then there's nothing wrong. Stocks and savings is more important to me. Maybe that's different to them.
That’s what I’m thinking there are plenty of wealthy nice railroad suburbs in New Jersey they could’ve moved to with that amount of rent and even so their rent is way over market value the average in the city is about 2 thousand and some change and their paying over 4K
Nothing wrong with it, it's very normal, but notice the hypergamy, he makes more, and pays more. Take note gentleman, chase excellence, not women, the rest will follow.
@@KingDavid683 not really an entry level post, I've seen some senior HR people with this job title mostly in big companies, they are 'supposed' to instill good working culture or common practice among workers, handling office events etc, not really essential, but pays you good money, baffling i know.
Yeah the rent is high but what did you expect if you want to live in or near NYC? You can always save on rent if you work elsewhere but they chose to live there for a reason and that's what they want.
although it's an insane price, they seem really happy starting their young lives together. I appreciate her showing their home and wish the couple a happy and long life. I visited JC this year and I can see the appeal but I would never spend that much to live in a homogenous northern city lol.
Yes, they will be complaining later about being broke. Doing it all backwards, shacking up, spending more than 1/2 their income on renting, not socking that $ away for their futures. Yes, "playing" house for services is a bad way to start out. Yeah, they'll be broke.
My bf. my bf my bf my bf my bf (He makes more than me he makes more than me he makes mor than me). With all that cake and him looking like a nerd she got with him because of the cake in his pockets
Look an upscale/semi-luxury 1BR apartment in Jersey within 20 mins of Manhattan is $2,000. Now to be in a high rise, on the waterfront, corner unit with a Manhattan view, in an amenity building (gym, doorman, concierge..) and bump that to 2BR. You are talking $3000 minimum, that apartment is worth $3,500ish IMHO.
It's whatever works for them and makes them happy. My little version of "Making It" is I live in a three bedroom, three bath house in the Los Angeles area: Total cost is about $436 per month. The reason why that's so low is I've paid off the mortgage and the $436 is basically the property taxes and the homeowners association fee. It pays to own if you're in it for the long term. Such a small amount does breed a lot of security. $4,320 per month is probably more than the average couple nets per month. :/
"Making it" means different things to different people, my mom always says, "thank God for choices". This is a good series, good stories and production quality
You two seem like a really cool couple, and your apartment is stunning! I Gotta say though, house hacking is a game changer. I own a really nice duplex in Seattle. The half that I live in is 3 bedrooms 2.5 bathrooms. My wife and I get to live in that half for the grand price of $0 per month.
My guess is your house is also probably not in a central location. She lives near the Path station which means 10 minutes to downtown Manhattan. They will have to live at least 1 hour away from the city and most of their friends to afford house hacking. I think saving is important but you also want to live to enjoy your youth.
How about a video about people who live on cruise ships for years at a time- not the workers, of course. Plenty of space, food to eat, gym, beautiful views, work remotely, no maintenance or utility bills, and to get away from it all, you get off in NYC once every 10 days. Same thing, financially- you don’t own it, and It’s cheaper! And, you probably wouldn’t need to be committed to a permanent pal to help pay. I actually have met people who do this.
Can we all just stop with the whole it's too much, buy a home, et cetera. They earned their money so they should choose how to spend. Plus, they're young, seem very happy living there and with each other.
Thank you. Buying a home is not always the answer. Everyone thought that the pandemic would make home ownership more accessible. Lo and behold, we're in a sellers market that is likely to remain this way for a while, and they live in a part of the country that's already cost-prohibitive. I'm a first-time homeowner who bought in 2019, and I can tell you that as much as I'm glad to be a homeowner, renting has compelling perks that should not be dismissed or denigrated. And if you can afford the rent of a dream apartment, why not?
@@aic0809 Right on! Not to mention when buying a home comes with its own headaches. Roofing, plumbing, electrical, boiler, landscaping, property/county/city/school taxes, and the list keeps going.
I just feel like being from NJ she should know she can get a whole house with a yard that's near a train station and great restaurants for what she's paying.
People have to stop comparing NYC rents to Texas mortgages. At a certain point you are just getting upset that people want to live in the area they were born and raised. Real estate is clearly more expensive here and that filters into all aspects of life, including salaries. While $4,000/month may seem like a lot of money in your area, there is no way I could make anything close what I currently do if my same job/opportunities existed in Dallas or Kansas City. Also, given the steep down payments you need to lay out here, it often takes a lot of stability (relationships) and saving (dual incomes) to buy something unless you have considerable help. As an unmarried person in my early 30s (we all know people tend to get married later here), buying does not make sense and no one cut me a blank check. At the same time, I did my 10 years living with roommates in barebones apartments. Upgrading to a more expensive apartment while still being able to save is not a bad thing. I am glad you enjoy your homes and I look forward to that someday as well. For now I am cool with my high rent, glad I live near family and friends, and I am extremely pumped about finally having a dishwasher.
@@Rafi88 Yeah that's mortgage rent plus a little down payment on a car! Yes sir, I'll be finding the cheapest, safest apartment that has a place that I can eat, cook, and sleep. I prefer to have more money in my purse each paycheck instead of giving it to someone else.
@@OnixMint Exhibit A of a person who doesn't understand. Yes, it does because a person working in NYC makes 75% more than a person living in Chicago. Rent is higher in and around NYC because people make more money working there.
$4k for an apartment and it doesn't even have central AC rofl
im from texas so that was one of the 1st things i noticed
that is the downside here in jersey city rental buildings, they don't have central AC and heat, it costs a lot of money especially during winter time.
The quality of infrastructure in some parts of the US is somewhat similar to third-world countries. Pathetic infa/construction vendors.
Are you kidding me? No central air?...for that price?
@Dr Centz sure ya rite!!!
The view is amazing but I’ll mop the ocean before I spend $4300 in rent. That’s a $800k+ mortgage in my area. That’s two condos. Nah
Mop the ocean 🤣
This is easily over 1M if you purchase, your carrying costs on a similar unit if you bought would be ~$6.5K in JC. Source: I live here.
Not everyone is poor like you
@@louisstevens9613 Jeff Bezos? is that you?
@@AlieshiaTV I was just about to write the Same thing 🤣🤣🤣
Plot twist: This video is actually sponsored by the building.
And further Plot twist: She actually works for the building management paying that much
When things were at their very worst:
2 Suns, Cross in the sky, 2 comets will collide = don`t be afraid - repent, accept Lord`s Hand of Mercy.
Scientists will say it was a global illusion.
Beaware - Jesus will never walk in flesh again.
After WW3 - rise of the “ man of peace“ from the East = Antichrist - the most powerful, popular, charismatic and influential leader of all time. Many miracles will be attributed to him. He will imitate Jesus in every conceivable way.
Don`t trust „pope“ Francis = the False Prophet
- will seem to rise from the dead
- will unite all Christian Churches and all Religions as one.
One World Religion = the seat of the Antichrist.
Benedict XVI is the last true pope - will be accused of a crime of which he is totally innocent.
"Many events, including ecological upheavals, wars, the schism in My Church on Earth, the dictatorships in each of your nations - bound as one, at its very core - will all take place at the same time."
1 November 2012
The Book of Truth
It is! It's an URBY, look it up.
I believe it 😂
The BF is high up in the company that owns the building
That's a crazy amount of money to pay for that apartment. I live down the street from her and only pay $2300 for the same sqft. Insane.
It's all those amenities. Gym, Cafe, Pool, etc all get put into the rent. Plus it's a newer building with a corner view so they charge premium for all of this.
2300 is still insane
@@tadeh1 I have all the same amenities plus views of the river. Almost all of the highrise buildings in this area have all of that stuff. She just overpaid.
I live in bergen County and no way you are paying 2300 for 2 bedroom apartments for same square footage in jc. Especially high rise with amenities. Give me building name or stop with the bs.
I know people who live in the area and pay a little less than 3k.....I clown them as well 😂
How exactly is paying $4,320 a month in rent considered to be "making it"?
@@myothercarisadelorean8957 Exactly right. It's ridiculous. Doesn't matter how much money you make, it's just stupidity. lol
@@brianna6906 Yawn. If they are making a combined 500k (it is Manhattan after all), then after rent & taxes you are still looking at a take home of over 300k. A dingy 2 bedroom with a similar or better commute is going to save you at most $2200 a month ($2000 a month for the apartment, $100 a month for the amenities of secure mail delivery, gym, etc). So the take home could go from 300,000 to 325,000. An 8% increase. At some point, you make enough money to choose things to enjoy.
@@Jack-fw4mw At that point, you would just buy the place you noob
@@adfadf9785 why is he a noob? what he said makes complete sense. Just cause you have money doesnt mean you have to buy your own place, maybe they like where they're at.
@@adfadf9785 lmao. this is how you know this account is run by a kid. Renting provides liquidity and options. It's not always smart to tie yourself up to a property.
I can’t believe I just watched someone say they spend $51,840 a year on rent and they love it 💀
That’s more than what I make all year!!!!!!!!shiiiiiiiid
That’s just sad….
@@ceciliamsx3 I know, I spend monthly:
$600 on mortgage
$200 utilities
$200 groceries
$300 OnlyFans
$400 miscellaneous
That’s only $20,000 a year lol
@@firstlookpro7282 hahaha OnlyFans😂😂
@@sweetcaroline7107 oops I should’ve mixed that in with miscellaneous
"they pay $4,320 a month in rent. Molly works as a cultural strategist at a consulting agency and Nick works in real estate"
LOL, sounds like those HGTV shows "i'm a basket weaver and my gf is a duck psychologist - our budget is $5 million"
🤣🤣🤣🤣
no kidding that's what I commented cultural strategist might as well be a quack psychologist!
The underlying message there is that all of the money will actually come from their parents either side
omg 😂 i dont normally laugh out loud reading comments but this one hit..
i heard duck psychologists are in high demand these days
$4000 a month is not normal. Not in nominal or real dollar value.
serioulsy my property taxes are $2200....A YEAR
That's Jersey for you....price of living is way too high
@@pgibbons72 well this is the northeast USA
@@raffpants618 it really is.
@@brayan9645 hardly. It's just a wise choice seeing as you're basically investing most of your money
As a born and bred former JC resident, parts of it have become way too rich for my blood.
When she said she was from NJ I thought she woulda known better than to pay that rent
West side all day
I agree I'm from the hill/ Greenville section, even though it isn't the best of places to live in jersey city it not as of expensive as that place.
A fool and their money are easily parted.
And the current bankers to questionable politicians want to keep a lot of people as fools, on that note.
Or as Gordon Gekko would say “A fool and their money are lucky to get together in the first place”.
and often relative quickly
😂😂
This seems like it's for people who have to be in NYC for work, but don't actually like being in NYC, yet don't want to do the suburbs and want an urban experience more reminiscent of other newer and less densely packed US cities.
That's what Brooklyn is for
@@samclanon9333 Brooklyn is as expensive and is no newer than many areas of Manhattan.
@@MattSezer it's being renovated day by day. I always see construction going on.. the neighborhood is getting packed with lots of pretty residential buildings soon.
And also, I think Brooklyn is one of the most dense places in NYC.. since most of the people live there.
It’s for people who like NYC but want better bang for buck.
I lived in Jersey City, worked in NYC and had a much shorter commute then most of my friends who worked in NYC. That being said, it’s pretty obvious that a large portion of her rent goes towards the cost of amenities and not the actual space they live in.
Actually thats not really true, its the location. A similar space without the amenities might rent for 500-600/month less.
Their space is 1000 sq.ft. 🤷♂️
I don't know, the space is pretty good and it's high level
is that supposed to be good for a 4300 apartment? Might as well get a mortgage.
@@IronHoya 1000 sq ft is good for NYC / Jersey City. Sure, you could always insert "can live cheaper here in this part of the country" but that's not really the point is it.
I rather buy a house than rent a apartment this apartment is like paying a million dollar house mortgage. in my opinion
I'm not into houses you know. But yeah I'd rather buy a condo or co-op.
youre missing a point. not everyone wants a house. She obviously wants city life. its not always "I rather spend my money on...." people can spend their money however they want.
It works cause she is splitting it with a boyfriend.
Truthfully, it’s better to purchase something. Rent usually only goes up. Buying something locks in your monthly costs. You also get the gain on investment on your home this way
I’m not sure that buying a house with her current boyfriend is the best idea. Maybe one of them could buy it, and the other could pay rent.
@@bugaljuice this is my opinion.
That's an URBY, an "intentional community" for rich hipsters only.
With a garbage view of a bunch of hideous buildings.. why you wouldn't take that $4500 and live in NYC is beyond me. Not really sure how people like this with no brain go these jobs.
@@anthonyb2990 if you don't get how people like them get "these jobs" you are worse off then them.
@@anthonyb2990
The peace that Paulus Hook provides is priceless. $4500 in the UES, surrounded by paranoid WASPs and blaring fire trucks early morning?! Nah, I'll take my money to Jersey City... THAT SECTION OF JERSEY CITY!
@@BolitaDeKetica Invest with Mr.Carson Tyron and thanks me later 🥰🥰
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T:r:y t:o e:a:r:n t:h:r:o:u:g:h c:r:y:p:t:o
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They have a nice view of Kenny’s house
You know you're rich when you start calling things "piece"
A sofa typically not an investment
Obviously a yuppie, living in the yuppie neighborhood of a city being gentrified even more
🤑🤑🤑🤑
😂😂😂😂😂
Yea when poor people say “piece” they usually mean a slice of pizza or a handgun.
"I'm more of a saver." are you kidding me? lol
LMAOOOO
@EpsilonGoods LOL that's a good one
Hence the 60/40 split
😂😂
She saved her energy for this interview, didn't she?
I wish there was more about her personal finances instead of appraising the apartment.
Her personal finances are as follows; I don’t really care about saving money- In fact I love to spend it on high cost luxurious dinners and rent never to see it again
It's a Unlocked episode, they only talk about housing, not personal finances
That would be the case for a Millennial Money episode this is "Unlocked".
CNBC keeps doing these pointless videos that highlight just one aspect of a millenial's finances. They should just stick to Millenial Money so we can see the whole picture
@@a004 it's an Unlocked episode, it's not about personal finances but housing
this leads me to ask how much do they make a year? Even if I had the money I do not see myself paying that much for 1000 sq ft of living space
maybe 10 k a month
You will when you see how bad the apartments in NYC area are for < $1500 a month.
@@shraypuri4824 I doubt it and I hope not. $10K a month is $120K a year, which is a little over $80K after tax, assuming no contribution to retirement savings. Their rent is over $51K a year... meaning they would have less than $30K a year after rent and taxes or $2,500 per month.
@@dangordon755 There are none.
@@edwink1467 "Cultural strategist"? She's lucky if she's making 80k.
When I stayed in JC and worked in Manhattan… my commute got me to work faster than the ppl that lived in Manhattan. Jersey City is a great place to live.
What's your commute like if you don't mind me asking? I am interviewing for a trading firm in Manhattan.
@@sukraatahluwalia5137 following
It is! I love how easy it is to get to NYC. And personally, I like that it’s less... New York, I guess. that being said, if this person is in the building I think she is, she could move a few blocks in my direction, have all the stuff she likes, and lay like. Half of her current rent.
@@sukraatahluwalia5137 10 minute path train ride to nyc
@@sukraatahluwalia5137 less than 20 minutes to FiDi
I grew up in downtown Jersey City and lived there from 1998-2011 before it became overly gentrified. The building that I lived in was Portside and it was right on the water. It was one of first high rise apartment buildings built in the area and my parents paid $3500 for a 2bd 2ba apartment with an amazing view of Manhattan. But even then, as a kid, I knew they were just throwing money away every single month. They moved out with nothing to show for it and I made sure I wouldn’t make the same mistake. I purchased my first townhome as soon as I moved out. I know everyone values different things but I will never understand throwing away an insane amount of money on rent.
I was just thinking that when I watched that video. Ya that apartment is nice, but I’d rather own it.
I don’t get all the hate. She didn’t tell you how much she and her boyfriend make. Something is affordable/reasonable is based on how much money you earn
I wouldn’t pay for that no matter how much I made. Amenities aren’t even great. You’re basically just paying for a view.
For me it’s like- who do these people think they are? They could be probably be retired in a few years if they lived modestly and were to make a few good investments
That’s your decision. JayZ go out and spent $250k at a nightclub because he can afford to. He can easily invest in a property for 250k but he rather enjoy himself now. Ain’t nothing wrong with that if it’s within your means
@@TheGogetassj You are kind of making my point- Does this woman think she is Beyoncé and her husband is Jay-Z? Because that’s how it seems
@@Janiix89 as the original comment states she never mentioned how much she makes or her bf. People in real estate can actually make very good money so 🤷♀️ and the comment above doesn’t say she thinks she is, it was an example of making decisions with money.
what a waste of money imo. turning the USA into a nation of renters is the most absurd economic strategy i've ever heard of
It’s a great strategy. Never let people own anything and you can collect a monthly fee from them indefinitely. It’s the same deal as car manufacturers trying to push towards leasing.
How is it a waste when you don’t know their combined income? Rent is expensive these days period.
Companies are buying up properties everywhere and no one can afford a house in these cheaper cities anymore. It's a win for these companies and rich investors.
It surely is, but what does she care. Her Boyfriend, as per usual, pays for most if not all of it.
It's the same in a lot of the big cities in Europe and Asia. It's not just a USA thing.
That is more than I pay on mortgages on 2 properties in San Diego. Sick.
Same here in Los Angeles county, bought in 2017 and 2018. The real estate bf ha some weird priorities dropping 4K+ for this.
Only that “investment-pandemic couch” is worth about six months of my rent.
When the Everything-Bubble bursts, people’s souls will be crushed.
Good luck to all of you!!!
@@andrewemgraham It turns out her boyfriend works at/for the building.....
Just moved to JC downtown. It’s so convenient to go to Manhattan, and the neighborhood is amazing!
Downtown JC is amazing. There's Newport and the Grove St area which is enough for not going into Manhattan, but if one wants to go, the PATH is right there. Unlike it's ugly brother (MTA) east of the river, the PATH has very clean stations and subway cars.
It also floods too. Lol
@@Papichoochoo1969 True, but that's with any coastal city.
These millenials are clueless, at $4000+ they could get a fairly sized house in the same city or maybe 10 minutes from JC.
@@rejectionistmanifesto8836 how you know they want a jouse
Cultural Strategist? Yea, he’s paying All of that rent lol.
lmao
Her share is like $1700, not a bad deal
You laugh but it’s more than likely a 6 figure job in Manhattan
Most likely a change management consultant with a culture spin on her work. Decent pay, but nothing compared to traditional strategy consulting.
@@alp.9672 She seems like an 80k or less little worker bee girl. She's probably doing coffee runs for the man in charge of things...
I know this building. It’s the most ‘chick’ building in the area. Lots of rich college kids and millennials live there. The location is very convenient if you work in the financial district. It’s faster than from most places in Manhattan. For those who ask her to buy instead, 1-bd condos in the area go for $750k+ and 2-bd go for $1.1M+ and you pay condo fees and taxes on top of that. Unless she moves to a different neighborhood, buying is actually more expensive at least initially.
What building is it?
@@joefalkson2930 Urby
Yuppie couple in yuppie neighborhood who's surprised
She pays 4k+ in rent. That's basically as much as a $1M mortgage.
@@ellax325 But renting is flexible whereas buying is not. I prefer renting to buying, too.
‘We split bills 60-40, so I feel like I’m paying even though he makes a lot more than me’
Translation: I wish I wasn’t paying anything. He can afford to live alone, isn’t talking marriage, and refuses to let me live free since I’m already cramping his style.
@Al Greene I took it as, "I like this place as a status symbol but couldn't afford it without my bf. Now I'm cool and stuff" 🙄
I mean either way we don't really know anything about these people. Maybe one of you is right but maybe they both liked the place, he happens to earn more and proposed a ratio based on their salaries. It's not that unheard of..
Hmm I didn't get that all. Just got that he makes more so they both pay a percentage based on what they make yearly.
@@chissssssss right. People online nowadays are weird. Always investigating into others lives.
I was born in Jersey City. In 1962 my newly married parents moved into their first apartment on Palisade Ave. They paid $65/month.
My parents lived on the same Ave near Dickinson High and payed $65! Then moved over on Baldwin Ave and payed $85!
from 1943 through 1951 our two bed apt at 35 Palisade Ave (with even better views than hers) cost $20 a month including utilities. To see a view from the narrows (where the Verrazano Bridge is today) to beyond the GW Bridge, we had to cross the street and go to the east side of the DHS building.
My 2 bed apt on JFK Blvd is up on the palisades and therefore my 4th floor apartment is roughly the same height as 15th to 20th floor apt in her building. The frequent bus at my door is 40 minutes to 8th Av and 42nd Street. Very large space (built 1912, renovated and modernized inside in 1997) costs 1,062 a month.
@@annek1226 We lived on Palisade between Jefferson and Waverly....near Christ Hospital, where I was born. I'm always astonished by how many people I've met who were born in Jersey City.
@@JoeHarkinsHimself You're currently paying $1,062 a month in JC? I've lived in Bergen County for many years, so I don't know if JC currently has rent control or rent stabilization? As a kid I recall the view of Hoboken and Manhattan from the top of the Franklin St. stairs....the original staircase, which was pretty rickety when I was a kid.
Did the "And at night my boyfriend gets priority over the space to play video games with his friends" sound like a throw under the bus 😂😂😂
It did xD
@@kingoffeet4758 yeah, he pays more rent, which she mentioned, uncomfortably a couple of times, so he has more power. Plus he works for the building, so this episode was one big ad.
I was trying to figure out where this dude was gaming in that room -- on that Mac? On that chair? On that desk?
It was her tone of voice lol
I can't get past that rent amount, that's like triple my mortgage, that view is incredible though.
Meanwhile here in "FLYOVER" country we pay less than $1200 a month in bills for a lake front 4300 Square foot 5 bedroom with 90 acres of land. We have a Olympic sized Pool in the backyard, A home Gym, and a Cafe less than 150 yards from the driveway... We are on top of a large hill that overlooks a massive lake so the view is incredible, and we still have all the modern amenities including high speed FIBER internet connections. I would not trade it for anything.
view of a bunch of buildings? 🤣🤣
yea thats beautiful alright!!
@@yenkodavi3573 Did you miss water?
@@falkwulf3842 where’s that ?
My mortgage is 1270/mo. Live in a modest home outside Philadelphia. NJC is nice but not 4500 per month. What happens if bf takes off?
You go girl! But with $4320/month you might as well pay a mortgage 💸 But the housing market is so crazy and it’s a seller’s market, so I can why renting can only be feasible.
There are very few single family homes or condos in or near Manhattan.
She's paying 1.7K a month in rent. Boyfriend wouldn't want to do that big of an investment into relationship without putting a ring on it.
@@parth7092 exactly
@@tati9867 They really want us to own nothing.
@@tati9867 here in my place the same thing is happening, these so called 'real estate gurus' and wannabe investors keep on hording multiple units of medium to lower cost houses, leaving all the top tier houses left unsold, this left many people only with nowhere to go but renting.
I'm an underwater basket weaver and my budget is $10,000 a month
LOL....love it!
Oh my gucciness cool job I'm a tree whisperer in Oregon I make the same.
@@cryptsolo What do the trees say back to you in the whisper? Asking for a friend.
The comments are hilarious😁
@@cryptsolo what you say to the trees? You should come talk to the ones in Jersey City, NJ..they could use a ear
As long as she and her boyfriend are happy, that’s all that really matters.
Well she's happy because he's the one paying the rent lol
@@brownpapi2634 🤣
@@brownpapi2634 The guy look like a nerd and she mentioned that he makes more than me alot…you do the math
@@brownpapi2634 she said they split 60/40
@@J.A.M.I.L1 lol....no doubt
I'm pretty sure the rend drastically increased. This is probably 5-6K
This is one of the main reasons things are so pricey. People spend their monopoly money with reckless abandon and no care as to how much they are making others RICH.
Wow I love the Publix bakery. Your name touches my heart
@@dotheroar2524 wow I wish my name touched your heart.
I'm a landlord and I love people like them. I like to give renters value for their money.
@@ryanconrad92 you have a very nice name!
Please stop acting like you need to apologize for living in JC. We're closer to Manhattan than Brooklyn is and JC has a vibrant scene on it's own. $100 says this chick has never been anywhere in JC outside downtown.
Where's Graham
She keeps going on about amenities but as someone who also lives in an apartment full of amenities...you literally rarely use them!
My building has a basketball court and a Gym. I use them on a regular basis so it’s different for everyone.
Living anywhere with an outdoor pool that isnt California, Texas, Florida or Arizona, is pointless. These dopes are easily paying $500 extra a month so they can use a pool for 2-3 months out of the year...in a State where half the residents go down the shore during those months anyway.
Ok, so where is the part where they break down the monthly spending? I would lile to see if they can still save and invest with that kind of lifestyle.
i love everything about this apartment except the price. id pay max $2500, the views are amazinnggg..amenities are phenom! best of luck to them, young and making money, i love to see it.!!
I wouldn’t pay any amount. Buy instead of rent.
But neither of you would be living near NYC then. That’s the point of the cost.
@@taoist32 Not everyone wants a house.
Well she is paying $1728 so it's well under your max.
@@maximus3511 so many idiots in this comment section for this video
"I'm a saver while he's a spender. We balance each other out?" Never heard that before.
Wait does she actually say that? I didn't get to that part yet. Omg I'm dying.
@@ryanconrad92 me too she’s definitely a gold digger
@@ryanconrad92 I guess -1 + 1 = 0?
@@haeseongahn6856 good one lol
@@Drakosayso nah dudes that make alot of money like to take care of there partners, I'm sure that place was all his idea
Some People: why all these people would pay this much to live here?
Like what’s the alternative a suburb?! Doesn’t that says something lol. People would prefer to sell their limbs than to live in suburbs. There you know that there’s something the city has the suburbs don’t. Most people who live in cities value efficient public transportation, walkability, car independence, easy access to all types of amenities, better social life, etc. Most car Suburbs lack all of these, which makes them unsuitable for people looking for this.
Their salary estimates:
Molly’s: $80-95k
Nick’s: $190-220k
what happened to equality for women? why isn't she paying 50%?
@@Michael20 do you not see the salary difference? Or are you just being misogynistic for fun?
@@Michael20 she got shafted in terms of rent - her bf is making out better from a income/rent %
I’m not going to judge them and what works for them, but I didn’t understand her paying almost half when by her own words he makes significantly more than her. That split should be reflective of their income. That would be a fair share.
@@kevinstfort yeah I agree. However, it’s just her preference to not have him pay drastically more. To each their own I guess!
Born and raised in JC, seeing all the developments happening there is 😵💫
Gentrification
These are the people who are making the rental market impossible to live for the average joe, and solidifying the idea that paying this much for an apartment is a good deal.
This apartment isn’t cozy, it actually looks pretty normal and without any style. Would never pay that for such a place.
You’re paying for location and the views
I want to see people "make it" in section C housing by jersey city near fairview. This is just Mtv CRIBs for people who are privileged and well off.
She keeps bringing up her boyfriend, it’s so obvious she would not be able to live there without him
I get liking the energy of cities but I don't get why people just want to live near upscale strip malls. All you can do is spend tons of money to eat/shop. Recreational stuff is way better IMO.
i think only gullible people fall for it. those with a clue realize while nyc and its ilk are fun, other cities have culture and stuff to do as well for a fraction of the price.
the gullible still want that "energy" of a nyc..........and the truly wealthy profit off their foolishness
@@aliali-ce3yf what City compares to NYC in USA? Exactly
“What we were comfortable paying” ..lol
J.C. Is a polished turd that Manhattans rejects eat up. The "status" and lifestyle of these people's existence is a joke. Gentrification is taking place all over New Jersey as well as the rest of the country. On the bright side I get to capitalize selling real estate and properties to these idiots 😂 Keep in mind that a mortgage payment is roughly 4k a month on a 700k loan...with escrow included 😉
Well, it's acceptable due to her boyfriend purchasing power :/
@@InfiniteOutlaw1188oh hi, you must be a common angry pleb.
@@angel-bt2em you mean her boyfriends purchasing power
@@john9040 LoL yeah xD
The fact that she keeps bringing up her boyfriends higher income, means she wants him to pay for the entire rent.
Come on 4K for jersey city??? It’s not even Manhattan...
Waterfront views…
@@navehori9075 is that Hudson? If so, no thanks
@@bhadz100 5:20
I completely agree. I pay about 1/3rd of that for a 1BR in lower Manhattan a few blocks from the East River, so going on walks along the waterfront is something i can do equally as much as them. Now, it’s an older building, but still…
We paid $6k for a 2br in Hell's Kitchen before moving to the UWS which doesn't have amenities as nice as this so I can appreciate the lower price.
Jersey City is my hometown, lived there all my life until 18 years ago, when I moved out of state due to my husband's job. THIS Jersey City is definitely NOT the city I grew up in throughout the 70s-early 00's. My immediate family and a lot of friends still live there but the majority of my friends have moved away for larger outdoor spaces. I now live in the Baltimore area so I understand that city living has many advantages but still blows my mind how much downtown JC has developed so many high rises, even more than before I moved away in the early ochts. 🤯
The only constant is change. Sorry.
I live in Baltimore, too! Do you think that Baltimore will go the way of Jersey City, in terms of getting to a point where it’s too expensive to live there? It’s already happening in some parts but I was just curious what you thought.
@@aic0809 I honestly don't think that prices will skyrocket in Baltimore as high as it has JC because JC has an established and extensive public transportation system by way of light rail, underground subway in/out of NYC, Amtrak and NJ Transit rail lines, extensive bus lines within the city as well as to/from the suburbs and NYC, as well as the ferry to/from NYC. There are also multiple jitney buses between all of the cities within Jersey along the Hudson River. Baltimore is so much less interconnected by public transport within the city confines as well as to the suburbs. I think there's great food and culture down here but the lackluster public transportation system keeps Baltimore from being a next-level city, especially when comparing salaries.
@@gregoryvierra6114 Why be sorry about change?
@@pamcamcris Wow, that’s such an excellent point re: the poor transportation infrastructure in Baltimore City. I’m hoping that that changes, whether it entails the resurrection of the Red Line, or something else entirely different. Truth be told, public transportation throughout the state of Maryland is nothing to write home about, but it’s especially abysmal in Baltimore. 😐
Jersey City Resident here. JC is a fantastic city! Though this couple's place is great, there is a ton of other places that cost significantly less, have similar amenities, while still accessing a-lot of transportation options such as PATH. The couple's pricing reflects a small part of the waterfront properties and not the entire city.
And if she ad her boyfriend break up then what? She's depending on him to finance the bull of her lifestyle. The cost of the apartment is overpriced and they could save around $2k in a different building in the area.
5 bed/3.5 bath in Orlando for $450K. Mortgage payment around $2,500/month. Just saying.
Works in real estate, rents an apt 😂
Like a 5 star Chef always eating fast food.
@@cruziero15 If they’re willing to pay that much to live in JC, they can afford an investment property.
when you are with gf and not married .. its obvious
@@antoncastro2654 an invest property would be several million dollars in New Jersey. They can’t afford it , just like most people
@@cruziero15 Yup. They're not even married yet.
Look where we are now. 50 gees yearly for a two bedroom? Wow! Inflat!on is really hitting us hard
They Are crazy I would never pay that much on rent. I WOULD BUY A HOME WITH THAT RENT
where do you live?
Well if they want to purchase a condo near that area, they will have to pay about $2000 a month for the property taxes, without a mortgage or anything... so that's why in the NYC area a lot of people just choose to rent instead of owning a property lol
Where would you buy a home? You would never pay that in rent because you only making minim wage, this people make 1/4 to half mill annually they can afford it,
@@minyusun3907 not that hight , not yet, unless you own few floors
@@msf8297 I live in northern Delaware (bear) and I can definitely rent a 4 bed house for the price of this apartment 😂
Judging JC based on the waterfront properties she is living in.LMAO.
you'd think for someone who has a real estate boyfriend would know this is not it... thats too much
Not all physicians are healthy, he's probably not the sharpest tool in the shed
I am not from the US. If the rent is very high them maybe he has a deal on the side and get the rent back as Cash. Lot of complex book cooking goes on in the real estate industry. The owner gets to show high rental returns for valuation purposes. I am not an expert in real estate. Never underestimate professionals in any field. It is usually us who don't understand the 3 d chess they are playing.
Amen
I just think no amount of justification and amenities is worth the amount in rent they’re paying per month. For what they’re paying they can still get a 2 bed 1 bath in a luxury apt with similar amenities in LIC or Astoria. No way.
Then you still have that space heater and huge column in the middle of the living room ugh
I agree, but at the same time, if you work downtown, JC is closer than LIC, with the opposite being true for midtown.
In Jersey City they don’t pay NYC tax even though they may have to pay NY state tax because they work there. So the additional 3.8% for LIC may not be worthwhile.
What if it came with free room service? Unlimited meals?
@@MattSezer yea but you're at the mercy of Path train times. Try telling a cab or getting an Uber to take you to JC after hours
@@pkal244 Definitely, I also bicycle everywhere so LIC is much better for that, as it takes less than 5 minutes to ride over the 59th street bridge.
Thicker than a bowl of oatmeal - oh and pricey apt I guess
You obviously don’t know the definition to that word
That’s what pays the additional 60%
lol where??
A 2 bedroom apartment for 4k/month? Just buy one
Lol not in nyc/njc
It’d be over a million dollars with $1000+ a month in fees in addition to your million+ dollar mortgage.
@@MattSezer Crazy money
They aren't married yet ,it's a terrible idea to buy for thrm
@@MattSezer what would their monthly mortgage repayments be?
Here I am paying 1275$/month mortgage for my 3 bdr, 2 bath +1 in Montreal.
Median list price for a 2 bedroom in NYC is NOT $2575 - where on earth did they get that number? That's barely enough for a decent studio in Manhattan.
Renting for years and years at that price is a humongous waste of potential equity capital
^this
This for me is severely unjustifiable.
You might be surprised what men will throw away to avoid getting married lmao
What about your downpayment and interest
No one lives in those apartments for 'years and years'. Lots of young people finish college or grad school, rent a place in Hoboken or JC. Have a nice time for a years and enjoy life. Eventually most get married, move to the burbs and have the same life their parents did.
I wouldn't pay $4k a month to rent out an apartment that's basically paying to live in an internment camp.
Yeah well that's some internment camp...
Thats pretty much what paying rent is anywhere. Never owning anything
@@noelleonard2498 No, it's not like that at all. 🙄
Not to put them down. I wouldn't pay that for rent, but if you have the money and that's important to you then there's nothing wrong. Stocks and savings is more important to me. Maybe that's different to them.
You can easily get new home mortgage about 2800-3000 for 3 bhk single family house. Paying rent this high is just non-sense
That’s what I’m thinking there are plenty of wealthy nice railroad suburbs in New Jersey they could’ve moved to with that amount of rent and even so their rent is way over market value the average in the city is about 2 thousand and some change and their paying over 4K
I used to think the same. There are many factors to consider, but if its just for a season in your life ...... is it really that bad?
Seriously, folks.. there's gotta be hundreds of thousands of these people that pay that or more!!
We're just poor. Stop crying and let them live.
its the YOLO generation, planning long term is a foreign concept
It's astonishing how big the spending/money mindset difference is between an older Millennial vs a younger Millennial
I can’t believe kids are rocking 90’s mom jeans. ☺️
@Dacia Sandero guys indeed
@Dacia Sandero guys 🧐 "Hot"? 😫😂😭
@Dacia Sandero guys That’s true for the majority of woman that I’ve seen wearing them it but it looks so goofy. I just don’t get it.
@Dacia Sandero guys Hot 🤣🤣🤣 hey u like it i love it. But shes a hard 6
@@Tsukibi20 Her body is on point. Regardless of what you specifically think of her face.
Nothing wrong with it, it's very normal, but notice the hypergamy, he makes more, and pays more. Take note gentleman, chase excellence, not women, the rest will follow.
they should split 50/50. 60/40 is not woke enough
Ur right until the end. No amount of money will get a loyal women. Its all looks ....homeless chad>rich normie
Paying 40-50% when you make "drastically" less than your boyfriend is hypergamy? Ok.......
@@helenatube yes because otherwise....she leaves and he gets no puzzy.
Except for the price, I adore everything about this apartment. :)
As long as she can afford it, who cares?
Even if she couldn't, who cares?
True. If it's worth it to her that's all that really matters.
Facts
Right. People that probably can barely afford their own need to keep telling other people what to do with their money. I don’t get it.
I've never heard of the job title "cultural strategist" before ...
Seriously…im confused but intrigued. I guess it’s like a HR focused role that looks at how the company culture can improve. Have no idea though lol
It's all his money
It’s one of those BS position where she works for a family member
Just some made-up corporate job title they give recent grad students at an entry-level starting slavery.
@@KingDavid683 not really an entry level post, I've seen some senior HR people with this job title mostly in big companies, they are 'supposed' to instill good working culture or common practice among workers, handling office events etc, not really essential, but pays you good money, baffling i know.
Yeah the rent is high but what did you expect if you want to live in or near NYC? You can always save on rent if you work elsewhere but they chose to live there for a reason and that's what they want.
I can't imagine paying that for Jersey.
Imagine paying thousands of dollars to live in Jersey lol
Can't imagine paying ANYTHING for living in Jersey. Never!
The apartment is wayyyy over priced, even with the view.
What a brutal rip off! Can't believe they're happy to pay that amount ($50k per year) to a landlord, with no benefit to their net wealth.
although it's an insane price, they seem really happy starting their young lives together. I appreciate her showing their home and wish the couple a happy and long life.
I visited JC this year and I can see the appeal but I would never spend that much to live in a homogenous northern city lol.
Yes, they will be complaining later about being broke. Doing it all backwards, shacking up, spending more than 1/2 their income on renting, not socking that $ away for their futures. Yes, "playing" house for services is a bad way to start out. Yeah, they'll be broke.
My bf. my bf my bf my bf my bf (He makes more than me he makes more than me he makes mor than me). With all that cake and him looking like a nerd she got with him because of the cake in his pockets
PLOT TWIST ; The SoHo looking part about Jersey City is what makes it look nice
I got it now. This is a P.R. for that apartment building. Its sneaky infomercial. Daaah.
The apartment looks nice but not $4,500 a month nice
Okay so what would you charge since you control the rental market in this region? $2000? Would that make it more comfortable for you?
@@gregoryvierra6114 Yes it would actually
Look an upscale/semi-luxury 1BR apartment in Jersey within 20 mins of Manhattan is $2,000. Now to be in a high rise, on the waterfront, corner unit with a Manhattan view, in an amenity building (gym, doorman, concierge..) and bump that to 2BR. You are talking $3000 minimum, that apartment is worth $3,500ish IMHO.
It looks like the apartments here in Chicago for $3k much better over here !
It's whatever works for them and makes them happy. My little version of "Making It" is I live in a three bedroom, three bath house in the Los Angeles area: Total cost is about $436 per month. The reason why that's so low is I've paid off the mortgage and the $436 is basically the property taxes and the homeowners association fee. It pays to own if you're in it for the long term. Such a small amount does breed a lot of security. $4,320 per month is probably more than the average couple nets per month. :/
"Making it" means different things to different people, my mom always says, "thank God for choices". This is a good series, good stories and production quality
I live in a 2 bedroom 1 bath in jersey city and I pay 1300 a month. You don't need to pay this much to live here.
Always like how basic white girls talk about furniture as an "investment" 😂
does it appreciate in price?
@@MrFuckinglogin That ugly muddy-blue couch? I don't think so
$4320 for 1000sqft seems outrageous
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You two seem like a really cool couple, and your apartment is stunning! I Gotta say though, house hacking is a game changer. I own a really nice duplex in Seattle. The half that I live in is 3 bedrooms 2.5 bathrooms. My wife and I get to live in that half for the grand price of $0 per month.
Young and stupid. They pay enough to have a really nice house or even condo. Instead, they have an apartment.
Good luck finding a duplex in NYC or JC that they (or anyone) could pull that off in!
My guess is your house is also probably not in a central location. She lives near the Path station which means 10 minutes to downtown Manhattan. They will have to live at least 1 hour away from the city and most of their friends to afford house hacking. I think saving is important but you also want to live to enjoy your youth.
How about a video about people who live on cruise ships for years at a time- not the workers, of course. Plenty of space, food to eat, gym, beautiful views, work remotely, no maintenance or utility bills, and to get away from it all, you get off in NYC once every 10 days. Same thing, financially- you don’t own it, and It’s cheaper! And, you probably wouldn’t need to be committed to a permanent pal to help pay. I actually have met people who do this.
@@taoist32 they want a view of waterline
I make 120k in NYC and I can't even afford this rent alone, I will be house broke. They both need a combined gross salary of at least 200k at minimum.
Can we all just stop with the whole it's too much, buy a home, et cetera. They earned their money so they should choose how to spend. Plus, they're young, seem very happy living there and with each other.
Young and stupid, but happy.
Thank you. Buying a home is not always the answer. Everyone thought that the pandemic would make home ownership more accessible. Lo and behold, we're in a sellers market that is likely to remain this way for a while, and they live in a part of the country that's already cost-prohibitive. I'm a first-time homeowner who bought in 2019, and I can tell you that as much as I'm glad to be a homeowner, renting has compelling perks that should not be dismissed or denigrated. And if you can afford the rent of a dream apartment, why not?
@@aic0809 Right on! Not to mention when buying a home comes with its own headaches. Roofing, plumbing, electrical, boiler, landscaping, property/county/city/school taxes, and the list keeps going.
@@sdo55699 EXACTLY, lol!!! I had every single thing you mentioned in mind when I said what I said!
STFU
Didn’t expect her to have that thang on her 😂
@@shojo8708 thats the best
indeed i said same thing my man!
You wilding ! She do be cheeked up tho
Lmao, that surprised me too
meanwhile my gated community 2 bed HOUSE mortgage is $850. Thank you, Texas.
Enjoy freezing to death next winter.
@@MrSloika I have a generator baby girl
4320 after tax money. you'd need to make around $60k a year just to pay off that apartment. US housing market is insane.
thats rent not mortgage
To all the people whining about the rent cost in the comments: tell me you're poor without telling me you're poor.
I just feel like being from NJ she should know she can get a whole house with a yard that's near a train station and great restaurants for what she's paying.
@@sakeenahm maybe that’s not what she wants right now and would rather have easy access to nyc
Rent = throwing money away. It's not like they are paying $1,200. They are paying almost $5,000.
@@shoman24v And they can afford it. Clearly you could never! Lmao.
People have to stop comparing NYC rents to Texas mortgages. At a certain point you are just getting upset that people want to live in the area they were born and raised. Real estate is clearly more expensive here and that filters into all aspects of life, including salaries. While $4,000/month may seem like a lot of money in your area, there is no way I could make anything close what I currently do if my same job/opportunities existed in Dallas or Kansas City. Also, given the steep down payments you need to lay out here, it often takes a lot of stability (relationships) and saving (dual incomes) to buy something unless you have considerable help. As an unmarried person in my early 30s (we all know people tend to get married later here), buying does not make sense and no one cut me a blank check. At the same time, I did my 10 years living with roommates in barebones apartments. Upgrading to a more expensive apartment while still being able to save is not a bad thing. I am glad you enjoy your homes and I look forward to that someday as well. For now I am cool with my high rent, glad I live near family and friends, and I am extremely pumped about finally having a dishwasher.
She got that cake though. Killing them jeans.
I prefer being homeless if the rent price for such a small apartment is 4500 🙃
$4500 is a lot, but I was just thinking that 1000 sqft plus all of those amenities is also a whole lot of apartment, lol.
Which is why I moved out of NJ.
Yea I’d rather sleep in my car and save $4,500 every month for a down payment.
@@Rafi88 Yeah that's mortgage rent plus a little down payment on a car! Yes sir, I'll be finding the cheapest, safest apartment that has a place that I can eat, cook, and sleep. I prefer to have more money in my purse each paycheck instead of giving it to someone else.
Majority of comments, every time one of these videos airs: "B-b-B-bUt It'S sO eXpeNsIvE, I CoULd NeVeR LivE ThERe!!"
🥴🙄
The vast majority of people commenting are poor AF and/or from third world countries.
@@cruziero15 everyone knows that, knowing that doesn’t make it any less expensive 🤦♂️
@@OnixMint Exhibit A of a person who doesn't understand. Yes, it does because a person working in NYC makes 75% more than a person living in Chicago. Rent is higher in and around NYC because people make more money working there.
Right. Most people could not afford that rent to have the option of living there so who cares. It is so annoying.
People living in their moms basement are going to hate this video!