The Dark Side of Private Healthcare in Mexico
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- Опубліковано 6 лип 2024
- Mexico Medical Members
mexicomedicalmembers.com.mx/
Article Mentioned in the Video
www.usnews.com/news/world/art...
Ready to Move to Mexico? Check out the COMPLETE Mexico Relocation Guide
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DISCLAIMER: I am not a lawyer, real estate professional, immigration specialist, import broker, financial advisor, major league umpire or astronaut. The information provided in my videos is based on my own experiences and/or research and is not intended to serve as professional advice. I make no representation or warranty of any kind, express or implied, regarding the accuracy or completeness of said information. In other words, take some responsibility for your own life choices and conduct your own research before making important decisions.
0:00 Introduction
2:46 My Experience
4:57 Mexico Medical Members
Mexico Medical Members Site: mexicomedicalmembers.com.mx/
Ready to Move to Mexico? Check out the COMPLETE Mexico Relocation Guide bit.ly/3SICdD0
Qroo Paul's Top Pick to Learn Spanish ua-cam.com/video/Nzc1oRSAPQ0/v-deo.html
But you said this was only for Quintana Roo. We will be elsewhere…
Your point?
@@cathyplatin3906 Yucatan is listed I just went to the website
Thanks for the info, I just checked out the site the price listed is $16.66 per month paid annually ($199.92) This year I have been doing my own research for Mexican Health insurance, at 63 the price is pretty high per month and most conditions are not covered until you have one year or two years of continued covereage, I kind of feel I'm paying for nothing except the eventuality of something catastrophic happening. I'm working on my options of paying 3,500 MX per month with all the exclusions they have. I'm definitely going to check out this program. Thanks as always for the great information...side note...I'm off to get my RFC in Playa Del Carmen on Tuesday (11th)!
I'm looking at hip surgery in cabo...am I going to get screwed
We are price gouged in the US every time we see a doctor or pay the monthly premiums for little or no service!
I live in Texas, had Blue Cross and Blue Shield health insurance. I had right shoulder pain at a state job and went to see a local orthopedic surgeon. He referred me to a much better orthopedic surgeon in Houston. The second surgeon said I had two bad tears in my shoulder and humerus was 1.5 centimeters out of position. The insurance wanted to me to pay them $3000 plus upfront. I told them I didn't win Powerball yet and would have to let it heal itself.
@@guymorris6596 I have been denied service by my insurance company multiple times. Once for minor knee surgery where they said I had to do therapy first. After paying a ton of money out of pocket for physical therapy that didn't help, I was still denied surgery by my insurance company. I'm considering a move to Mexico for multiple reasons but a large one is to get out of this US medical system that only works for hospitals and insurance companies.
@@lancelotlink6545 "PANAMA RELOCATION TOURS!! W ITH JACKIE!!🙋 😊 👍❤️👈"
I cannot afford insurance for things.
None , not medical , dental or vision
Great advice! And just so everyone knows, the price gouging happens every day in the US emergency rooms! 🤬
Yeah, but you'll have to wait in line in the emergency room behind all the illegals!
Hey Paul. Tequis Ali here. Have they expanded towards Qro yet????
Not mine I never have to pay anything at the ER my health insurance pays for it.
Ah, no it doesn't. That would be illegal. Prices are very high but they do not just pull numbers out of a hat.
If you’ve never experienced the private sector of Mexican healthcare you’ll be surprised. As stated in the video, you’ll be take care of on the spot. If the money is there, the work will get done asap. My grandfather had a medical complication and we got two quotes from different emergency care hospitals that varied drastically between them. One was 90k pesos and the other was 160k pesos for the same treatment. Doctors often times work at multiple locations. Treating the same conditions under different prices. The same doctor would be performing the surgery at either center. My sisters father is a surgeon in Mexico and often travels to perform surgeries.
Nice to know about the capability of your brother or sister.
Good video. We paid 1200 mxn for emergency private care when my wife got bit by a dog in Mexico, 2 years ago and it was at 11pm. Paid upfront, of course.
I had an allergic reaction at 1am and was able to get in contact with a local doctor that came to my house and administered the appropriate medication. I was charged 1,200 pesos for the whole ordeal. Got an injection and medication during his visit. Did a follow up the following day. Couldn’t be happier with the outcome. Having the same situation in the U.S. would have been drastically different.
Got fleeced while visiting the USA in California. $200 for 4 aspirin. Total bill was 100k.
Another excellent video Paul! A couple of thoughts - the tourist prices are far less of an issue outside of the US tourist areas, I had a hospital stay in Guadalajara with no tourist prices. I have VUMI Expat VIP Gold health insurance for big ticket items and have had excellent results with them. Finally... I have found showing my INAPAM card an excellent way to not only get discounts but also avoid paying the tourist price - time for a video on INAPAM 😉😉
Admit it, deep down Mexicans really hate USA citizens. They really do.
Great video Paul! My wife and I were in Puerto Vallarta last year, and during a hike, she was bit by ticks (which we did not see until the next day). We went to the local doctors office, and he confirmed tick bites. He provided a prescription, we walked out, walked two blocks and picked up the prescription. It was only $45 dollars. While not an emergency, it was still an issue to be taken care of. But definitely a good video to show us what we should do should an emergency come up. Thank you!
I had two operations at private facilities in Mazatlán this year. First was a total knee replacement, second was a hernia repair. In both cases my experience with the system and the doctors was excellent, and as you mentioned only a fraction of the cost that they would have been in the USA. In both cases, the time from my visit with the specialist to lying on the operating table was only 5 days. In the Canadian system that would have been at least a 2 year wait. My experience with the physiotherapy post-knee-op was also fantastic. Very inexpensive with excellent results. I do have a residente card so I prefer pay-as-you-go for non-emergency medical care, rather than insurance, which is prohibitively expensive/unavailable for those older than 70.
@BettyAbsolutely there's no shortage of scary stories regarding all things Mexican. My motto is: when people try to scare you they are after your money. We were considering buying insurance specifically for the medevac feature. When we asked our contacts about it, one of them had a friend who tried to get medevac'ed from Mazatlán to Calgary and was told just before takeoff not to come because all the Calgary hospitals were overloaded and there were no beds available. She had to use local health care anyway. I don't know your country of origin but my opinion is that Canadian medical care is close to worthless unless you have a life-threatening trauma injury. Instead of buying insurance in Mexico or USA, I buy a plane ticket for Mexico if I need any major dental or health work done. If you have serious pre-existing conditions you may be forced to arrange for some kind of backup plan if you want to travel. Since I am now over 70 years old I cannot find a health insurance company that will cover me anyway.
@BettyAbsolutely When you get settled in your Mexican home, try to find a bilingual translator/advocate in your area. She/he will act as your surrogate family member, to translate, and negotiate, to make sure you're not getting gouged. It will be well worth your time!
That's interesting, Paul. I'll start rethinking travel medical insurance.
I needed a doctor once when I got sick in Ecuador. He charged $20 to come to the house and check me out.
I just talked To Mexico Medical Members and they are throughout Mexico now :)
I got fleeced by St Luke’s in Los Cabos two years ago. Very happy to hear the government came down on the private hospitals.
Hands down, the best channel for useful information about Mexico!! Thanks 🙏
Kudos to your videos. Great presentation skills- to the point and great explanations. Most of all, I at 73 am considering leaving the US but as you mentioned, at my age, finding a company to provide healthcare is a concern- that I will not be given health insurance. And not just Mexico. I have coverage in the US but the political situation, cost of living, and crime - mass shootings and gun violence is taking its toll on the everyday mental health or quality of life in the USA. The USA is corrupt and hate what it has become. Having lived in Spain even under Franco, I know the quality of life can be better elsewhere, the pros outweighing the cons. Thanks for excellent videos. As a retired college educator, "business administration" I'll give you an A+ for your videos and up front information .
This is the second video I've watched on your experiences living in Mexico. Wow. Corruption is the name of the game.
But don't overlook the corruption in our own US government. Americans somehow just find ways to rationalize it all. We don't have many choices/options. When someone pays 4+ times what the charge is in Mexico, Americans are accepting the corruption of our healthcare system.
Very interesting. In my experience in Mexico, Central America and South America, I never needed much medical input. I got a successful surgery in Guatemala and only paid $35. Dental visits in other CA countries were only $8-10. I presumed it would just be flat fee pay as you go for medical care. As an American, I completely distrust insurance companies and have rarely seen their costs pay off. Usually, they weasel out and deny claims when you get around to using them. This is another great reminder. Maybe international travel insurance companies will be better.
Thanks Paul. We are retirees living in Quintana Roo, 4-year temp residency in Mexico. We will be getting this!
I live in Querétaro and I have had a lot of experince with doctors and private hospitals. I have been seriously ill, including ICU. Private medical here is world class, caring (it is Mexico), I could not imagine better. As per gringo pricing, not here. All tourist places are hustles.
Where do you go in Queretaro for hospital and other healthcare?
@@JamesG1126 I live a couple of blocks from Moscati so that is my primary.
@@walterloos9013 Do you have private insurance or cash pay?
@@JamesG1126 Pay cash
Thanks. I never would have thought to ask for a price in advance because I'm just used to paying so little. Good to know! And good to know that they will "re-calculate" the cost if you show your residency card.
Another great video as usual Paul!! Mucho gracias
Exactly what I was looking for. On point as usual, Paul. Thank you!
Considering moving to Mexico. Find your channel of great value.
Glad to hear it. Thanks for watching.
I just subscribed as you really opened my eyes. Great work.
I just love the fairness in portrayal of the negative aspects. Always fair with caveats and never scaremongering for the views. There are risks in all aspects of life and Mexico is well beyond an acceptable risk.
Thank you for this "public service." I did not know about such price gouging of the non-locals.
Dang what a great informative video. Just subscribed. Thanks for your service
Thanks for sharing. I was getting pretty excited about the service until I saw the tiny fraction that it covers in Mexico. Maybe some day they will expand to the rest of the country.
Thanks as always, Paul! You are invaluable!
Thanks for the information Paul. I myself, was treated very fairly and got excellent care here in Mexico when I broke my leg. But, I could see how, in certain situations, things could turn out badly as far as cost of care goes.
We joined MMM a couple of months ago. VERY HAPPY with them! Great customer service! Good prices. 10 physical therapy sessions for approximately $175 USD.
Love the video! Wish that service were offered here in Querétaro!
Another valuable, informative, relevant video.
💯 Keep pumping out the great content Paul! I left Singapore, Bali the Philippines, Vietnam and I’m now in Bangkok. Off to Japan this week. Returning to the states and my jam is Latin America …from Mexico to Argentina. Colombia so far is my favorite base. THX for following my channel as I do yours! 🎥Cheers! 🤠🇺🇸
Thank you, thank you thank you. Your videos are an invaluable resource. ❤
Awesome info Paul. Thank you
Bro your content is sooo extremely valuable. Thank you!
$1200 is still a pretty good deal. I can't touch that number for the same injury.
Your doing a great job and have become my number one Mexico info UA-cam channel. We're in Chiapas and don't really run into "resort" pricing but sometimes you confirm what we think we know or provide us with excellent questions we should be asking. Thanks!
One can also get ahold of the prearranged pricing schedule that the Mexican insurance association has negotiated, and work from that number.
More great info, Paul, thank you!
Great video as always. Best thing for people to do (who plan to live here) is go visit 5 or 6 doctors. Ask questions. Ask about their education. Test their understand of your English and then select the best doctor in your area. If the doctor is fat, doesn't understand nutrition, drinks or smokes, run and select a better doctor. Your doctor should be a spokes model for the health, wellness and fitness market. Who wants a doctor to say - do as I say, not as I do ? Would you go to a Dentist that has bad teeth? Then don't go to a doctor with big belly 😉
You got a point.
Some people do take meds that make them heavy.
@@jenniferressmannwriter please show me one person who eats correctly, clean whole foods in the correct amount, gets 8 hours quality sleep, daily exercise but gained weight because of their medications and you will be rewarded about a half million dollars. They don't exist. However what is possible is someone gaining weight from medications because all the other things they are not doing correctly. Medications can make a person on an average to bad diet and little to no exercise gain weight. Therefore they just have to make lifestyle and diet changes and they can then lose weight. If they have a hypothalamic disorder, brain tumor and so on there are rare and special conditions that cause weight gain but not directly from the medication as the meds don't contain any fat, carbs, protein....yes medications can affect hormones and in those cases lifestyle and dietary interventions will counteract and overcome the medications. In all cases, things that can be done and steps (literally as well) that can be taken, always options to weight gain issues. YES, mold, pollution, smog, allergies, tumors can all lead to weight gain if the person permits and takes no action but not "cause" weight gain if appropriate steps are taken. So back the the original concept, if the "doctor / physician" is obese, he or she will know or search out the steps to take. If they haven't taken the steps, then they are either lacking in education or lazy, either way not someone you would want as your doctor.
Another excellent video. Very helpful!
Thank you for an informative video my wife and I love the information. Mexico is a favorite of ours and are thinking about becoming more than tourist.
Thanks so much for this Paul 🥰 🙏
Take care amigo ✌️
Great vid! Thank you. Hope they come to the Yucatan soon!
They are in Yucatan now.
Great video, yeah always check the box.
Excellent, something to look at when we return
Sound advice. Paul. Gracias !
Gracias! Great video! Wish that service were offered here in Puerto Vallarta.🤟
They have started their program in Puerto Vallarta now.
Thanks for the information 😊
Great service Paul 👏
GREAT information. Thank You!
Thank you for letting me know we need to ask about the cost before receiving service. My husband, who is a Mexican citizen and I are moving to Chihuahua in November. Researching all of our health care options
Love all of your videos ! Any tips on medical insurance in Guadalajara!
That is super great information 👍
Great advice!
When this program expands to include Durango I will be considering it!!!! Thanks Paul….good info
Great info. Thanks
Good information as usual Paul. I'll be interested to hear more about Mexico Medical Members if they move in to Yucatan - Anne
They are in Yucatan now :)
I get this video 13 days later???
Anyhoo, great info, and stunning backdrop!
❤️🍀
"Foreigner pricing" exists everywhere. Either learn how to negotiate this or marry a local woman.
Vets do the same thing on the weekends. Great video and thanks for the warning.
Great information
Thanks for making pretty good videos about Mexico instead of the gringo Vloggers just talking about how cheap everything is
Really cool about mexico medical members but a bummer it isnt' everywhere! I hope it eventually is
Thanks Paul, even though We live in Motul, I have contacted them. Really hope they will come here soon:
You should start something similar to a Yelp review where expats could read about their experiences before going there it wont solve everything but maybe it'll slow it down the price gouging and make them think that everybody's watching them and they don't want to lose business
My sister in law's retired and aged father had top level private health insurance from his employment in banking. At end of life they kept him in hospital and pumped him full of drugs and expensive treatments, he was dieing and the hospital milked his insurance for more than 2 months. Instead of having her father at peace and at home with her mother they made his life miserable and charged the insurer millions of pesos to do so.
Sounds like a personal problem to me AL. they coulda made the choice to take him home. It's the family's fault not the hospital.
That happened in the US to my father in law - they kept him on ventilator and ICUs for 4 months (pre-covid) milking medicare and his GAP insurance... we couldn't get him home cause they sais if they disconnect life support and drugs he will die immediately, plus his healthcare directions said to prolong life despite its quality...it was a miserable and long end of his life!
@@gematriagoon Sounds like you know nothing about Mexico or Mexicans but thanks for your judgemental opinion.
Unfortunately, this is the rule rather than the exception. The so called "health care" system is a predatory system and is not about health but about $$$ in most places, especially in the US.
Thanks!
Thank you
Again an excellent video.
My residency is in Veracruz - so this offer is not available for me.
I have a foreign healthinsurance that covers me when not longer abroad than 6 weeks.
In 2017 I had an accident (probably got drugged) and spent 3 weeks in a very good hospital in Cancun and was transported back to Germany with two doctors that came for this from Germany. Total cost of all: 180.000 USD. The insurance paid it all.
One of my foreign healthcare insurance is through the german automobilclub (ADAC) it costs 20 USD per year.
My friend, a doctor that brings back germans that had an accident somewhere in the world said if the hospitals hear that you are insured with that insurance, they are very happy, because they know that the payment will come with no problems.
Can you imagine what would happen if US Er rooms charged citizens south of border a 1000 percent mark up?
Had a colonoscopy this year in Guadalajara for one tenth of the insurance price in the us Excellent care.
Are you going to do a review on dental care?
Emergencies or otherwise?
Thanks.
By the way, enjoy your videos! Thanks.
I'd love to hear your take on veterinary care and pet supplies in Mexico.
Yes!
Depends on the city. Many pet stores here but as always marcado libre and amazon MX are the best. Lowest price. As for vets, well generally less skills (lot less requirements for graduation at the universities, same for med doctors) on average but some very good vets. Have to take time and look around for the city you live.
Speaking from my experience in Mazatlán, Mexicans love their dogs and cats. There are lots of vet clinics around, including 24 hr emergency clinics. The vets in my area didn't speak English so if communication in Spanish is an issue for you, look for a vet in a gringo tourist area or take someone with you to translate. It's easy to get tick and flea meds and the staff at the locations I visited were friendly and professional. There are also lots of stores selling pet food and supplies.
Thank you 🙏
That's terrible. $70 vs $1200 is insane.
Very common all over the world. Whenever I’m in Mexico before buying something I avoid speaking English, you’ll be surprised with the markups on foreigners.
We’d love to get this membership if it is ever available in Chiapas !!!
Superb... now subscribing
This is the same in the US !! DRs look at Insurance as a blank check !!
This is the rason
I tell people in the Expats groups in Puerto Vallarta
Because if they say
I live here
Yo vivo aqui
Yo hablo español
They will save thousands of dollars
But they get mad of me
Because I tell them
To learn some Spanish
Because I'm a local here
I know the sistem very well
We live in Baja Sur for almost 15 years. We are covered under IMSS and pay about $1,200 USD to give 100% coverage for my wife, my special need son and myself. The system may not be perfect, however, they provide 100% prescriptions. Having an appointment with a doctor is no problem (no real wait). The hospital is in good shape. I did have to go into the hospital a few years ago for an infection for a few years with good coverage. My daughter receives medications, MRI and other care. They treat him excellently.
Our friend in Baja Sur was fishing when he had a heart attack. He was taken to St. Luke Hospital. The put an IV in him and put in Intensive care. Three days later his daughter comes down to transport him back to the US. His charge? Over $50,000 USD and there was no surgery. Just ICU three days. YIKES. So yes you can get ripped off in Mexico and like you indicate there are other good options - and that can include government insurance. We also have H Hospital which is private hospital with an insurance approach for residents -- they are excellent in care and physicians. So - wherever you are at - do your research. TALK TO PEOPLE. TALK TO ALLOT OF PEOPLE and you will find something that works.
How is that possible? I read that imms doesn't accept anyone with preexisting conditions
@@donovanduncan5733 Hola Donovan. My family came into thee IMSS system about 13 years ago. We have continued with IMSS and still are on that system. To answer your question about pre-existing condition. Before being included on IMSS you need to become a resident - we did that. Then when making application we had to go to San Jose to have an official examination after filling out a health history for each one in my family - 3. At the time I was about 56 years old, my wife 55 and our son about 15 years old (special needs). I had back surgery about five years before making application and provided IMSS all they wanted to know. So, what they did is waived any cover age for reoccurrence of that back surgery problem (herniated disc). My son being special needs had an excellent health history, my wife previous surgery, but nothing with after concerns. So, the Doctor discussed those items with us. Took all our vital signs, etc. And we were readily approved with the contingency of the 10 year (after the previous surgery) no coverage.
So at that time they did not cover significant preconditions, according to their rules, but covered everything else. Today I would be covered for back surgery for the same herniated disc because I have passed the 10 year time period.
We have a very nice hospital here in San Jose (IMSS). You do not have private rooms, rather a general ward. The doctors are competent and follow a computer decision model - kinda A, B, C. They are competent. We have a doctor who speaks English and is great to work with. She is our family doctor and principal contact. So, we worked within the system to build relationships and understand how it works and its limitations. We can always fall back on Medicare in the States if we had to, but in an emergency situation you need medical help NOW.
The overall message given that there our medical facilities here that will GOUG people for emergency medical events. When traveling to another country you ought to have insurance that will cover emergency medical events. There are plenty that do that. For us? We have what works for us and happen to be satisfied with IMSS as it works here in Baja Sur, San Jose.
Hope this has helped.
@@flash521 My father in law died at an IMSS hospital in Mexico City. The care was terrible. I'm not relying on IMSS.
Thanks to one of your videos I signed up with IMG through Launa Brockman, VERY nice lady.
Really helpful content, especially when facing an emergency. Whenever possible I've found that when my patients tell me that they want really good care but they absolutely cannot afford the prices we quoted, as a good clinician my first thought is how can I still help this person in front of me and address their cost concerns. Some private hospitals may initially qupte a crazy price until they are called on it and they will not only switch to the fair price but still offer good care. Other clinics, hospitals, or urgent cares will not only ask for a very high price but also give absolutely terrible care. Asking questions, letting the person know you care about your health, and that you care about the costs is patient empowerment and good clinicians (and staff) should always respond favorably.
Another great topic and video. There needs to be something like this at all the major expat areas in Mexico. Have you heard of Chapala medical group which is looking to expand outside Chapel area.. I have a Medicare advantage policy which will cover me anywhere in the globe for medical emergencies... and most everything but preventative or annual physicals are considered emergencies
I have read that Medicare Advantage plans will only cover you outside the country for 6 month or a year. After that, they do not consider you a US resident traveling and in fact are living in a foreign country, something that they do not cover. You're experience? I also live lakeside.
Medicare Advantage does not cover Mexico healthcare unless you're on a short-term vacation. They will ask for proof. You can't be a Mexican resident and be covered by Medicare.
I figured it out here in USA, just avoid medical care altogether and practice safety everyday. No having to pay if I not treated, treat myself if necessary.
A major health problem can happen to anyone at any time. You're taking a huge risk.
In Hawaii, theres 2 prices one for locals (kamaaina) and one for residents. Its not hidden, for instance resturaunts, tickets, camping. For example camping is $5 for kamaaina but $20 for non-locals. If you are white you have to ask for the kamaaina discount and show Hawaii id.
Important service for all residents.
I've been living here in Mexico for many years. I was friends with a local Mexican guy who owned a business here and he got sick and the doctors told him if he didn't have intestinal surgery he would die. His bill was about $35,000 USD and if he didn't pay it he would die. He told me they came to his hospital room every day for the month he was there and he had to pay them about a $1,000 USD a day or they would discharge him. Great, huh?
You changed your name! Tired of getting crap about being "expats"? You have the best content no matter what you're called.
My dentist is priced that way. When they found out that we lived here the price was cut almost more than half?!? 😳😳
I’m very happy with their services and pricing because they’re one of the top docs in our area but I can’t say the pricing DOESN’T make me give them the side-eye a bit.
We do have Mexican Private HI and our Res Cards.
Hi Paul, thank you so much. I have a suggestion for a show: the wine from MX (valley of Guadeloupe) is fantastic! I know, not in Q.R., but I think it would be a great side of MX a lot of people don't know about.
I hope this is helpful. Doctor visit, ultra sound, cyst removed bill ..$37.60. Dental exam, cleaning...$12.50, service was excellent. Done May, 2022. I live in Cancun.
Nice "Oh really, I'm not a tourist" shirt!
We came to San Miguel for two weeks and my sister had a situation of severe jaw/pain. I am a retired surgeon but do NOT know dentistry. Most of her pain was tempero-mandibular so we went to a local hospital.
I am not completely fluent in Spanish but with Google translate I can speak with a reasonably good accent.
I told the doctor that I was also a doctor. He spoke no English. I used Google to find my words and conducted everything in Spanish.
He was a very good doctor and I agreed with his management. My sister only paid 56 dollars.
I do not like the fact that doctors are treated BETTER everywhere. But that has been my experience all over the world.
Sanjosemike (no longer in CA)
Retired surgeon
I think it's fair that you are treated better because you do literally save lives. But you shouldn't make so much money.
It sounds like the receptionist (thinking you were a tourist w/wristband) you would have travelers insurance, therefore, charging as much as they want.
I had a buddy die from a botched circumcision down in Mexico. RIP Hezekiah. 😓
Another infomercial? I looked at the website and saw that they are not an insurance company, just providing a list of doctors they may have worked deals with, probably making commissions for referrals since it's a private industry. If you live in Mexico you're probably save money by just contacting hospitals and doctors recommended by your friends and finding out the procedures and having Mexican medical insurance. If you're worried about excessive charges, just buy the medical insurance with a reasonable deductible, a lot cheaper than the US since the costs are a lot lower in Mexico. Your friends, who speak better Spanish than you do can do the dirty work. Forewarned is forearmed.
Anything like that service in Nuevo Nayarit? Even Puerto Vallarta would work.
Hi Paul, great video and info too! - Not drunk 😉gotcha👍 LOL 😂. - Seriously though, do they consider Temp Residency as “being a local”? Do we need to show CFE Bill? RFC number? or anything like that to join?