budget with me | june 2023 | zero based budgeting

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  • Опубліковано 5 жов 2024
  • hey y'all!
    thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤
    give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊
    mentioned today:
    arielle plans - / @arielleplans
    bb budgets - / @bbbudgets
    come find me on instagram @the.simple.budget
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КОМЕНТАРІ • 80

  • @sherrikmcintyre
    @sherrikmcintyre Рік тому +8

    "Because I want to!" That's my kind of answer!!! Never feel like you have to explain yourself.

    • @thesimplebudget
      @thesimplebudget  Рік тому +1

      🖤🖤 i sometimes try to help people understand why we may make a financial decision, but at the end of the day, this one is just mine, you know?

  • @Berries_xo
    @Berries_xo 8 місяців тому

    What you did for your neighbor is wonderful ❤

  • @KizzyGill
    @KizzyGill Рік тому

    This is my first time coming across your channel and it was truly insightful. You don’t hear people say that they give to their neighbors anymore or even extend a hand to help. What a blessing you & your family where to someone in need. We often forget that we are to love others as we love ourselves what a better world we would have to live in if we all did that. May God bless you & your family & I pray that He returns what you given back triple fold. God Bless!

  • @BudgetsWithELMA
    @BudgetsWithELMA Рік тому

    Happy Sunday & great video 😊

  • @themomlifeco
    @themomlifeco Рік тому

    You did a great job explaining! I love how thorough and easy to understand when showing your budgeting process. Thank you

  • @karlalockard4870
    @karlalockard4870 Рік тому

    I really enjoy watching your videos! They have helped me with my budget! Thank you!❤🙏🏼🌹

  • @Tkmadd4812
    @Tkmadd4812 Рік тому

    I love that you're doing this in a way that allows you to live and give. ❤

  • @My20sBudget
    @My20sBudget Рік тому +1

    Veda your gift category is wonderful 🥰🥹

  • @alittleofitall_
    @alittleofitall_ Рік тому

    Omggg yes to that Escrow Check!! 🎉🎉🎉 bc I can! The end! Love how kind and generous y’all are. 💚 look at those huge debt payments! So here for it! Congratulations y’all!! All the yes to what you just said. Best decision we’ve made was to start budgeting like this! 💚💚

    • @thesimplebudget
      @thesimplebudget  Рік тому

      aww thanks- we’re happy to be able to help them. 🖤

  • @davinnachristian3022
    @davinnachristian3022 Рік тому

    Good for you in giving the money to your neighbor/friend! My son is a total care patient and yes even with insurance there are still out of pocket expenses. In addition to the out of pocket expenses the parents have to take of time from work and sometimes it has to be without pay. You will be blessed for your giving!

  • @SaraBudgetOrganized...ish...

    Great that you got the escrow back and were able to put it to good use!

    • @thesimplebudget
      @thesimplebudget  Рік тому

      we’re so happy about it. it’s been helpful this month.

  • @BudgetingwithTracey
    @BudgetingwithTracey Рік тому

    “Because I want to” my kind of girl 😂 yay l!! to the escrow check 😊😊

  • @gaylachurch3345
    @gaylachurch3345 Рік тому

    You do such a great job explaining. Thank you!

  • @SmecaWash
    @SmecaWash Рік тому

    God blesss you and your family for your gifts and look how the escrow came through and blessed you all as well

  • @KerriWithaK
    @KerriWithaK Рік тому

    "back to our regularly scheduled funding" love it!!

  • @morganwentworth2041
    @morganwentworth2041 Рік тому

    I agree that sinking funds are important for maintaining a budget. My car ate it in a big way this year and I had money to cover it. I also had money to cover the cost of dance classes I realized I loved. If I was budgeted to within an inch of my life I still would have paid for those things but I also would have said adios to my budget

    • @thesimplebudget
      @thesimplebudget  Рік тому

      see?! these things really do matter! and providing the room to get them is crucial.

  • @dawnbeach5928
    @dawnbeach5928 Рік тому

    Thanks for explaining everything.

  • @CashBearMama
    @CashBearMama Рік тому

    This is a great video! Great job 🎉🎉🎉❤❤❤

  • @Romcommunist
    @Romcommunist Рік тому

    I also think of TJ anytime I hear the word escrow

  • @yadiraavitia9337
    @yadiraavitia9337 Рік тому

    Love Gilmore girls!! ❤ “I…am in escrow!” 😂

  • @mrstrinimarine4life714
    @mrstrinimarine4life714 Рік тому

    Great budget with me video 💖

  • @thehoganhomestead7948
    @thehoganhomestead7948 Рік тому +3

    Great video! Once my debt is paid down I want to support your shop, but until then I let the ads run on your videos.

    • @thesimplebudget
      @thesimplebudget  Рік тому

      you’re SO sweet to do that. i’m so touched. 🥹🖤

  • @reelroyals3222
    @reelroyals3222 Рік тому

    What a great video. This is more realistic…and seems more achievable to me with your “Dave-ish Method”.
    Blessings.

  • @aimeecurrie9289
    @aimeecurrie9289 Рік тому

    I'M IN ES-CA-ROW 😂😂😂 Love Gilmore Girls

  • @williamwarren9448
    @williamwarren9448 Рік тому +1

    I agree following the steps allows for God to step in and Fund wonderful gifts … escrow and medical bills happen at same time to allow you to help ! Keep
    It going and do good work … 🎉🎉❤glenda

  • @karenvigmostad4013
    @karenvigmostad4013 Рік тому

    My first time viewing your channel. So professional and well informed! All seems to align and love you helping raise money and giving for your 7-year neighbor’s heart medical bills. One budgeted item shocked me though and you probably already explained in an earlier video, groceries at $1300 plus $400 Target took my breath away. That is $425 a week. I don’t know how many children you have so maybe you have a lot, or I’m not thinking clearly as a solo person. You don’t owe me an explanation, just curious.

    • @thesimplebudget
      @thesimplebudget  Рік тому +1

      thanks so much for watching!!!
      i only have 2 kiddos- and i know my grocery budget is high 😅 i have a very strict diet, and we eat every meal from home (you’ll notice we don’t spend much at all on eating out) and because my husband and i are tall, our kids our big for their age and actually eat more than me 😂

    • @karenvigmostad4013
      @karenvigmostad4013 Рік тому

      @@thesimplebudget got it! Glad you’re eating and cooking at home. Eating well does cost more. I almost exclusively eat at home and much of my food is organic, fresh, whole and virtually no prepared foods. I struggle to keep to 80/week often going a bit over. I’ve done things like cut the grassfed beef in a half when I make a batch of grassfed beef pasta. Definitely plan on my meals and cook two or more meals at once and freeze a couple. Same breakfast pretty much every day. I have just organic Valencia peanut butter on whole wheat toast and a tiny amount of organic mango juice. Sometimes I do have a couple of eggs with avocado and rarely French toast. TMI! Look forward to being a subscriber.

  • @Esmebudgetz
    @Esmebudgetz Рік тому

    New subbie here- great video ❤

  • @primroseplants
    @primroseplants Рік тому

    Reminding me to budget for car tags 😳

    • @thesimplebudget
      @thesimplebudget  Рік тому

      lol this is why i say it’s so helpful to watch other people!!! they think of things you may forget!

  • @themomlifeco
    @themomlifeco Рік тому

    Great on the escrow money 💵

  • @taranickoledesigns3340
    @taranickoledesigns3340 Рік тому

    Yes Gilmore Girls obsession here! I stopped your video to say this. I knew EXACTLY what scene you were going to put up! Bahahahahaha!

  • @DubaiCashStuffer1
    @DubaiCashStuffer1 Рік тому

    3:35 I am a ‘slanter’ as well when I write. It’s just to hard to write straight.😂

  • @Crys0207
    @Crys0207 Рік тому

    Both a Friends AND a Gilmore girls fan?! Youre the real deal

  • @themomlifeco
    @themomlifeco Рік тому

    Because I want too! Amen! Do you have blonde or light eyelashes? I heard if you have dark then it may be a waste of money? I don’t know 🤷🏻‍♀️

    • @thesimplebudget
      @thesimplebudget  Рік тому

      mine are dark and light 😆
      i think it’s definitely worth the money if you have decent length on your lashes and want them to always have a curl!

  • @abbiemind205
    @abbiemind205 Рік тому

  • @willemprins6295
    @willemprins6295 Рік тому +1

    Don't you guys have bank fees

    • @SaraBudgetOrganized...ish...
      @SaraBudgetOrganized...ish... Рік тому

      Was wondering the same. Our bank fees have increased so much in the last 2 years.

    • @twlight9000
      @twlight9000 Рік тому

      What kinds of fees are you being charged?

    • @cecily_6537
      @cecily_6537 Рік тому

      Some banks don’t charge fees for accounts. My suggestion is to switch to a bank that doesn’t if you can.

    • @thesimplebudget
      @thesimplebudget  Рік тому

      we’re fortunate that we don’t.

  • @StaceyThomas-fp1dw
    @StaceyThomas-fp1dw Рік тому

    ❤🎉🎉😮😅😊

  • @boudienation6472
    @boudienation6472 Рік тому

    Thank you as always, for sharing ❤
    Gilmore Girls rock 😊
    I'm finding the most difficult in starting (even after figuring out how to start in the middle of "life-ing") is the bulk money things that are needed immediately, such as car registration - over 1k, needed now, not next year, so budget needs to bill more stuffed haha.😢😅
    And such things like quarterly pest control - around $500, dentist also $500... the trying to do a budget at all, when these are already where the money must go, and of course the mortgage and utilities etc.
    Such a giant thing to physically start. Your videos give me hope x

    • @thesimplebudget
      @thesimplebudget  Рік тому

      yes!!!! we had to figure all that stuff out too!!!! we had to front-load lots of envelopes to make sure they were getting the funding they needed in the timeline they needed it in! it’s a lot of work to start!

  • @IncomeBabes
    @IncomeBabes Рік тому

    Happy Friday