DEFERRED ANNUITY: FINDING THE PRESENT VALUE

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  • Опубліковано 25 гру 2024

КОМЕНТАРІ • 40

  • @lykajane3960
    @lykajane3960 3 роки тому

    The buyer of a car pays P 165 ,000 cash and P 15, 000 every month for 4
    years. If the money is compounded monthly for 12%, how much is the cash
    price of the car?
    A sala set is for sale at P 17,899 and can be paid in cash or on installment
    terms for P 3, 500 each month for the next 8 months at 10% compounded
    monthly. If you were the buyer, which would you prefer, cash or
    installment?

  • @marieneldalere1280
    @marieneldalere1280 3 роки тому

    Find the present value of a 2-year deferred annuity at 4% interest
    compounded quarterly with payments of P1,000 made every quarter for 3
    years.

  • @werisriri
    @werisriri Рік тому +1

    Where did you get the k=5 months/periods?

    • @MATHStorya
      @MATHStorya  Рік тому

      ua-cam.com/video/qCFGjQ6F4ZE/v-deo.htmlsi=yhjAfLP3chQbW9ka

  • @MaryGraceArellano-tm8my
    @MaryGraceArellano-tm8my Місяць тому

    Pa help A credit company offers a deferred payment option for the park race of any appliance, rose plants to buy a smart tv set with monthly payments of 4,000 pesos for 2 years. The payment will start at the end of 3 months how much is the cash price of the tv self interest is 10% compounded monthly?

    • @MATHStorya
      @MATHStorya  Місяць тому

      DEFERRED ANNUITY || CREDIT CARD PROBLEM
      ua-cam.com/video/5ez171yIGZY/v-deo.html

  • @rhea-maecabildo8397
    @rhea-maecabildo8397 Місяць тому

    A loan is to be repaid quarterly for 5 years thaf will start at the end of 2 years. If interest rate is 6% converted quarterly, how much is the loan if the quarterly payment is P10,000? pa help po sana mapansin 😢

  • @sebastianmackenzie1196
    @sebastianmackenzie1196 3 роки тому

    Mariel purchased a smart television set through the credit cooperative of their company. the cooperatives provides an option for a deferred payment. mariel decided to pay after 2 months of purchase. her monthly payment is computed as 3,800 payable in 2 months. how much is the cash value of the television set of the interestrate is 12% convertable monthly?...
    Pa help po sir,,,🙏🙏🙏

    • @MATHStorya
      @MATHStorya  3 роки тому +2

      R: 3800
      m: 12
      r: 0.12
      t: 2/12=0.17
      k: 1 month/period

  • @xx_132loddlol
    @xx_132loddlol 25 днів тому

    A small business obtains a loan from a bank. The loan is to be repaid through monthly payments of P49,873.31, the first of which is due at the end of 6 months and the last at the end of 5 years. If the interest rate on the loan is 12% compounded monthly, how much is the amount borrowed?
    pa help po 🙏

    • @MATHStorya
      @MATHStorya  25 днів тому

      LOAN PROBLEM ON DEFERRED ANNUITY
      ua-cam.com/video/OcNbcAeG1lw/v-deo.html

  • @irmaluna5046
    @irmaluna5046 3 роки тому +1

    A house and lot package is available at P 27,000.00 monthly payable in 20 years. The first payment is due in 2 years exactly the time when the house unit will be turned in to the buyers. How much is the cash value if the interest rate is 7.5% convertible monthly? PAHELP NAMAN PO HUHUHU..

    • @MATHStorya
      @MATHStorya  3 роки тому +2

      R: 27,000
      m:12
      t: 20
      r: 0.075
      k: 23

    • @irmaluna5046
      @irmaluna5046 3 роки тому +1

      @@MATHStorya wala po bang video lesson kung pano po yung time diagram or timelinee??? anyways thank youuu poooo godbless

  • @jraartist4444
    @jraartist4444 3 роки тому

    Help
    1. A group of college students decided to invest the money they earned from
    the fund-raising project. After 6 months from today, they want to withdraw
    from this fund ₱ 10,000.00 quarterly for 1 year to fund for community
    service. How much is the present total deposit if the interest rate is 4%
    converted quarterly?

    • @MATHStorya
      @MATHStorya  3 роки тому

      R:10000000
      m: 4
      r: 0.04
      t: 1
      k: 1

  • @sebastianmackenzie1196
    @sebastianmackenzie1196 3 роки тому

    pa help po....
    Quarterly Paymentsof 300 for 9 years that will start 1 year from now, what is the period of defferral in the deferred annuity?

  • @sylganda6387
    @sylganda6387 3 роки тому

    Planning to give his son a car as a gift when he graduates from college 2 years from now, Adam decides to set aside a fund to enable him to pay the expected monthly amortization of P 21,500.00 every month for 3 years. If a bank offers to pay an interest of 7.5% compounding monthly, how much should be set aside in order to achieve his plan? pahelp po huhu kahit yung k lang po.

    • @MATHStorya
      @MATHStorya  3 роки тому

      k = 7

    • @sylganda6387
      @sylganda6387 3 роки тому

      pano po nakuha yung 7? ano po formulaaa

    • @MATHStorya
      @MATHStorya  3 роки тому +1

      @@sylganda6387 sorry k is 23… coz its monthly

    • @MATHStorya
      @MATHStorya  3 роки тому +1

      Since 2 years from now and 12 months for 1 year then after two years the amortization starts…

    • @sylganda6387
      @sylganda6387 3 роки тому

      thank you so much po!! godbless!!!

  • @femylazo2166
    @femylazo2166 3 роки тому

    Find the present value of a
    2-year deferred annuity at 4% interest compounded
    quarterly with payments of P1,000 made every quarter for 3 years? Pa 'no naman po dito? Kahit yung sa pa 'no nalang po makuha yung sa "k"

    • @MATHStorya
      @MATHStorya  3 роки тому +1

      K = 2

    • @MATHStorya
      @MATHStorya  3 роки тому +1

      R = 1000
      m = 4
      r = 0.04
      t = 3
      k = 2

    • @MATHStorya
      @MATHStorya  3 роки тому +1

      Correction for this k = 7 coz payment is quarterly…

    • @femylazo2166
      @femylazo2166 3 роки тому

      @@MATHStorya btw, ty po

  • @jestersin6956
    @jestersin6956 3 роки тому

    Ano formula for k?

  • @jestersin6956
    @jestersin6956 3 роки тому +1

    Bakit 5 months?

  • @jestersin6956
    @jestersin6956 3 роки тому

    Paano makuha k?

  • @manamiitashiki9130
    @manamiitashiki9130 3 роки тому

    Kim's savings may allow her to withdraw Php 50 000 semi annually for 5 years starting at the end of 5 years. How much her savings if the interest rate is 8%, converted semi-annually?
    Pahelp po, kahit k lang po🙏
    Thank you

  • @mitsdelacruz805
    @mitsdelacruz805 3 роки тому

    Problem:Php 10,000 deposite every year for 5 years at 8% per year compounded annually......
    R=₱10,000
    r=8%
    t=5
    m=?
    Ano po ung m? 5 din po ba?
    Tapos tama pba ung give ko? Pa help po :