Why NOT To Go All Cash On Home Buying | NerdWallet

Finance Nerds Sean Pyles and Sara Rathner are joined by Mortgage Nerd Kate Wood to answer a listeners question on whether or not to use all their savings to buy a house.
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Why NOT To Go All Cash On Home Buying | NerdWallet
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[@lynneblaszak5492]

Thanks for this but the obvious follow-on question is: How much money should you hold back and borrow, then? You keep saying a "decent amount" - can you put it in dollars or %? I'm sure it depends on a lot of factors --- but could you unpack those so we could apply to our situations and compute it ourselves? Understanding you cannot give any guarantee - is $50K generally a "decent" amount to have liquid after purchasing a home? Or $25K? Or $10K? You've made clear that homeownership is extremely costly and unpredictable - it would be helpful to have more numbers around these sentiments. Thanks!