Financial Fraud Is At An All Time High - Here is Why That's A Good Thing - How Money Works

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  • Опубліковано 15 гру 2024

КОМЕНТАРІ • 405

  • @HowMoneyWorks
    @HowMoneyWorks  2 роки тому +39

    The first 1,000 people to use this link will get a 1 month free trial of Skillshare: skl.sh/howmoneyworks04221

  • @dillondebeer6690
    @dillondebeer6690 2 роки тому +263

    All the scammers in RuneScape taught me at a young age to be skeptical of things such as this...

    • @rebekahmontesdeoca565
      @rebekahmontesdeoca565 2 роки тому +15

      Omg I used to play RuneScape in middle school, how nostalgic

    • @imjustlucas-hf4xf
      @imjustlucas-hf4xf 2 роки тому +9

      I love you for this comment. Runescape was the best school i ever went to. 🤣

    • @f.c2130
      @f.c2130 2 роки тому +5

      Mine was maple story !

    • @kyleboswell357
      @kyleboswell357 2 роки тому +7

      Doubling GP 🙃

    • @Sir_Lagg_A_Lot
      @Sir_Lagg_A_Lot 2 роки тому +1

      @@kyleboswell357 Sometimes it was doobling monies, because the scammers couldn't spell.

  • @saynotop2w
    @saynotop2w 2 роки тому +62

    I was “hired” at a company that salvages computer parts from recycle/electronics waste once. They require buying tools and steel toe boots that they sold to employees, but when I asked if I could just use my own tools and steel toes, I was let go that same day I was hired.

  • @ronanelliott9844
    @ronanelliott9844 2 роки тому +73

    My favorite quote of the year is now, “Oh. This guy spent half a million dollars on a picture of a monkey. He must be legit.”

  • @masterludovicus802
    @masterludovicus802 2 роки тому +126

    In the case of NFTs and crypto I also blame the media for enabling these scammers to get headlines and attention to their massive returns and making it seem like it's a consistent thing.

  • @TheShubLub
    @TheShubLub 2 роки тому +142

    9:17 The statement "Here is Why That's A Good Thing" is finally explained.

    • @NathaNeil27
      @NathaNeil27 2 роки тому +5

      Thanks. Skipped to the end :)

    • @hasiko_xgj7791
      @hasiko_xgj7791 2 роки тому +1

      I think its bcuz everything is public on the blockchain not that more ppl are reporting

    • @younix258
      @younix258 2 роки тому +27

      Honestly this has me considering unsubbing. This video is itself borderline fraudulent. I feel like I was also scammed.

    • @mobcont8335
      @mobcont8335 2 роки тому +9

      @@younix258 yeah i am tired of thos clickbaity titles. I don't even consider subscribing to youtubers like that unless the content is really good.

    • @lfemomo77
      @lfemomo77 2 роки тому +4

      @MobCont I agree. A lot of his titles are clickbait. Downvoted the vid

  • @ziksy6460
    @ziksy6460 2 роки тому +300

    "One of the hallmarks of mania is the rapid rise of complexity and frauds."
    - Michael Burry in The Big Short
    This quote perfectly describes the crypto market today.

    • @ThisIsGoogle
      @ThisIsGoogle 2 роки тому +1

      Crypto is fucking retarded for private investors as a main source of income

    • @chiefenumclaw7960
      @chiefenumclaw7960 2 роки тому +39

      Brah! You clearly don't understand how the blockchain works. I mean, I don't understand how it works either... but I just watched a 5 minute YT video and have decided to put all my money in NFT's because the future is Meta.

    • @YOLO-rj6ks
      @YOLO-rj6ks 2 роки тому +2

      i think it's more like a complex instrument that sugarcoated so it appeared simple to an unsophisticated individual

    • @dougdimmadomeownerofthedim5376
      @dougdimmadomeownerofthedim5376 2 роки тому +2

      I mean Bitcoin is not that hard to understand how it works tbh, it's just a public ledger where you can see all the peer to peer transactions on it. Monkey NFTs or shitcoins like Will Smith Inu coin (that's a real scamcoin btw) however should be avoided at all costs.

    • @boomknuffelaar
      @boomknuffelaar 2 роки тому +4

      @@dougdimmadomeownerofthedim5376 see how you needed two complex concepts to 'simply' explain it?

  • @ItsMeChillTyme
    @ItsMeChillTyme 2 роки тому +115

    Even with supposed contracts in freelancing, its not easy to do anything about it. Keep in mind, there is international clients involved. Domestically, it may be an option, but when its on a global scale, you're not going to get your dues for small amounts. I've lost a whole month of work with no pay early on. This is why you see freelancers having payment models that are shorter. Like, pay per item of work or simply per hour but payable at the end of every day.

    • @ralphwarom2514
      @ralphwarom2514 2 роки тому +5

      Get paid first. Dont use Fivver.

    • @doublevendetta
      @doublevendetta 2 роки тому +1

      This is why whenever I pivot back to freelance, I maintain: 35% upfront, 65% on delivery.

    • @bobfg3130
      @bobfg3130 2 роки тому

      Or you can ask for the money upfront. Of half of them upfront.

  • @ChocolateMilkCultLeader
    @ChocolateMilkCultLeader 2 роки тому +148

    The crypto/NFT mania is one of the most insane things I've seen

    • @truth.speaker
      @truth.speaker 2 роки тому +7

      I used to think the same. but realistically, you have to consider the potential future value of crypto assets. if it can 10x it may be good to hodl

    • @36inc
      @36inc 2 роки тому +11

      like with any investment just make sure to only use money you can securely lose. never bet the house.

    • @ConsciousnessExplored
      @ConsciousnessExplored 2 роки тому +1

      @@truth.speaker right , sub-centralist regulation just has yet to bring order to these protocols

    • @truth.speaker
      @truth.speaker 2 роки тому +1

      @@ConsciousnessExplored really? Why?

    • @ConsciousnessExplored
      @ConsciousnessExplored 2 роки тому +5

      @@truth.speaker cause it’s a new space and because these protocols are open source , so one could just “fork” a totally new system without much energy expended. There have to be greater incentives embedded in these protocols that enable better governance and strain to forking new projects

  • @theitalianinvestor262
    @theitalianinvestor262 2 роки тому +78

    When I read the title the first thought that came to my mind is “the big short” 🤔

  • @tinyer3
    @tinyer3 2 роки тому +133

    "This guy spent half a million on a picture of a monkey, he must be legit"
    I died

    • @SerifSansSerif
      @SerifSansSerif 2 роки тому

      Right click and save? I mean unless they are giving you access to their wallet, in which case...... Scam the scammer? Lol

    • @eyeseer1
      @eyeseer1 2 роки тому

      Way to make a monkey out of the consumer to buy junk art online.

  • @vgcatzero
    @vgcatzero 2 роки тому +58

    Oh, by the way, as an indie game dev, I was targeted by interesting scam =) I recieve a constant stream of emails from fake youtubers to get free keys that they probably resell for a profit.

  • @Vzzdak
    @Vzzdak 2 роки тому +19

    Related to job applicant fraud.
    Though using the Teams application is normal for conducting interviews, your personal Office 365 (or Microsoft 365) login credentials should NOT be required for either confirming a calendar appointment, nor accessing the meeting.
    The normal procedure is that you are sent a link by the employer, which will either begin a browser-based session, and/or prompt you to launch the Teams application (provided that you had previously installed this).

  • @davec3974
    @davec3974 2 роки тому +10

    The Skillshare scam at the beginning was a nice touch.

  • @RIPPEDDRAGON40k
    @RIPPEDDRAGON40k 2 роки тому +41

    You should have mentioned how little jail time these people typically get if at all and then when they get out they still have millions they hid in offshore or crypto accounts. Get paid to sit in jail, not a bad job!

    • @RememberingGames
      @RememberingGames 2 роки тому

      Death penalty is the solution.

    • @RIPPEDDRAGON40k
      @RIPPEDDRAGON40k 2 роки тому +1

      @@RememberingGames or just hold all people accountable to the same standards. If you are rich and you are white most laws are merely suggestions in the US.

    • @RememberingGames
      @RememberingGames 2 роки тому +1

      @@RIPPEDDRAGON40k so true!

    • @Mrflowerproductions
      @Mrflowerproductions 2 роки тому

      @@RIPPEDDRAGON40k do you actually believe this

    • @RIPPEDDRAGON40k
      @RIPPEDDRAGON40k 2 роки тому

      @@Mrflowerproductions do you believe the justice system treats poor and rich people the same?

  • @HeraldoS2
    @HeraldoS2 2 роки тому +34

    When I clicked the video, I thought the "why that is a good thing" was going to involve something of the lines: "the government being ineffective in containing all scams is on its own a close part of a free market. After all, scammers and security providers need to keep competing all the time." or "scammers doing more money just shows the growth that the overall economy has had."

    • @SerifSansSerif
      @SerifSansSerif 2 роки тому +9

      Considering how incredibly un-empathetic people are these days...... Yeah...
      Between fraud/scams and just straight out legal grifts....we're kinda fucked.

    • @astridsaragih8559
      @astridsaragih8559 2 роки тому

      economics explained in a nutshell😂

  • @unfortunatelyrob2635
    @unfortunatelyrob2635 2 роки тому +91

    I work for a country tax admin and my whole job changed from operational stats and reporting to fraud detection and suspicious activity monitoring stats and reporting after covid (but hey I got a pay raise too)

  • @PaulThomas-qb9cx
    @PaulThomas-qb9cx 2 роки тому +20

    Here in Ontario, I get a phone call almost every day from an automated voice claiming to be from "Border Services", and that my social insurance number has been frozen pending criminal investigation blah blah blah.

    • @saddlepiggy
      @saddlepiggy 2 роки тому +2

      In the US I get so many scam calls similar to that that I hardly even answer my phone from an unknown number. It’s literally 30:1 if not more.

  • @tehpanda64
    @tehpanda64 2 роки тому +7

    Everything I need to know about financial fraud I learned in the first week of playing runescape.

  • @streettrialsandstuff
    @streettrialsandstuff 2 роки тому +26

    These stock footages are so cliché and funny. I love it 😁

  • @Tim_van_de_Leur
    @Tim_van_de_Leur 2 роки тому +16

    I'm currently being scammed by some Indian dude regarding Bitcoin. Slow virtual machines, faulty phone line, slow sign up to online services etc. I've been wasting hours of his time :D

    • @valletas
      @valletas 2 роки тому

      Thats a man who respects his beard (or at least the beard inside of all of us)

  • @searchbug
    @searchbug 2 роки тому +6

    This is unacceptable, knowing that it could have been prevented. This is why the finance industry needs to know the importance of using such fraud-prevention tools such as Phone validator APIs in their systems. Phone validation is crucial to ensuring database is protected from fraud. Someone needs to make sure that the phone number you’re accepting or giving out is correct because an incorrect number can lead to security breaches and other problems.

  • @cinderheart2720
    @cinderheart2720 2 роки тому +27

    With a title like that, I fully expected this to be an April fools joke I missed.

    • @chuckyyes
      @chuckyyes 2 роки тому

      Yea, does kinda sound like satire news, now that I think of it

  • @carston855
    @carston855 2 роки тому +85

    The worst kind of scam I run into is homeless people asking for money. I actually want to help the people who have legit problems so they can't work. Some of the common scams is the guy pretending to be deaf or the guy holding medical papers who just needs a few more dollars to buy his medicine.

    • @gregorydaggett7444
      @gregorydaggett7444 2 роки тому +18

      I’d recommend you look into donating to a local shelter!

    • @SyntheticFuture
      @SyntheticFuture 2 роки тому +15

      Fell for one of those 1 time. After that decided to never give money to anyone anymore.

    • @satnawk5328
      @satnawk5328 2 роки тому +4

      @@SyntheticFuture nice, what a good move of you. Smh you are lost

    • @brodriguez11000
      @brodriguez11000 2 роки тому +3

      I had a guy come up to me in a truck with a sob story about he couldn't afford gas and would I buy his ring. And I'm thinking, you shouldn't be driving around so much if you're hard up on gas.

    • @MJ-uk6lu
      @MJ-uk6lu 2 роки тому +11

      Just be careful with deaf people. Real deafness is complicated and someone who is deaf still has residual hearing. Not only that, but person can also hear sounds perfectly loud, but don't have clarity. So don't forget that and be careful what you claim as scams. Good news is that, there's usually not much that you can do if you are deaf. Unless there's something obvious like ripped eardrum or similar, there most likely won't be a complete fix. Their only options are hearing aids or cohlear implants, both of which cost way more than you would want to give to beggar (a pair of hearing aids starts at 1k USD, with more normal price being 4k USD for pair, meanwhile cohlear implants do cost tens of thousand dollars and require surgery). The only thing you can do for deaf person is to ask if they are aware of local shelters and employment centers for disabled people. Source: I'm deaf.

  • @PassportBrosBusinessClass
    @PassportBrosBusinessClass 2 роки тому +41

    Cryptocurrency and NFT are the top of the fraudulent spear.

    • @FernieSenders
      @FernieSenders 2 роки тому

      We should go a step further and shut down the internet

    • @agustinkrupka
      @agustinkrupka 2 роки тому

      Wait, did you not realize the Fed is scamming you rn? They are actively printing money while you have to work for it… biggest scam ever!

    • @phazon100
      @phazon100 2 роки тому

      Nope… you don’t understand how blockchains work…

    • @WanderTheNomad
      @WanderTheNomad 2 роки тому +3

      @@phazon100 apparently neither do you, since you aren't able to explain what he doesn't understand

  • @azgunner
    @azgunner 2 роки тому +6

    These scams are job security for my fellow Fraud Analysts. Reviewing fraud/scam cases will never be automated by AI due to SARs (suspicious activity reports) needing to be filed by a human being if you work for a financial institution.

  • @Koszification
    @Koszification 2 роки тому +2

    I am being scammed on a reguler basis and I know it... every time I pay taxes.

  • @lorigulfnoldor2162
    @lorigulfnoldor2162 2 роки тому +14

    Here's universal answer to "Here is why it's a good thing": since "good" is subjective, anything can be coined good; the trick is whose suffering you disregard as externality, and whose profit you regard as legitimately good!

  • @thenoobthatdied6489
    @thenoobthatdied6489 2 роки тому +6

    25% of 2.8 million ppl is 700,000 ppl who lost money. Average money lost is $500 * 700,000 = $350,000,000 stolen. Wow.

  • @therealbando
    @therealbando 2 роки тому +19

    Me: People are so stupid, how can they fall for these obvious scams?
    Also me: Oh boy, this nigerian prince will send me 1 million dollars if I hand him over my bank account details.

    • @E4439Qv5
      @E4439Qv5 2 роки тому

      🤓👆

    • @chuckyyes
      @chuckyyes 2 роки тому

      I’ve met so many people that think they’ll never be scammed , then get scammed right after

  • @shun2240
    @shun2240 2 роки тому +12

    This is why I stay with public stocks and bonds, too many scams out there

  • @dominick951
    @dominick951 2 роки тому +17

    I dont think its an all time high. I think its just easier to find because of computers. What you think every company back the day when everything was cash wasn't lying constantly.

  • @golderzoa
    @golderzoa 2 роки тому +5

    i didn't think young people fell for these scams i always thought it was the older generations i learned a lot i'm looking forward to watching your other content.

    • @chuckyyes
      @chuckyyes 2 роки тому +1

      It’s the middle aged people you’re thinking that are least vulnerable to get scammed

  • @PhuBear
    @PhuBear 2 роки тому +48

    I binge watch your videos, subbed last week. Please do a video on influencers and if they actually are as wealthy as they say. If they get taxed, and whether they actually own anything.

    • @MrSupernova111
      @MrSupernova111 2 роки тому +7

      They're not. That's why they're out there selling "training programs." Just like all the other scammers selling financial advice. The particular video that you seek has already been made at least by other youtubers. Look it up.

    • @PhuBear
      @PhuBear 2 роки тому +2

      @@MrSupernova111 Thanks for your reply. I particularly want How Money Works to make a video because he's honest and doesn't sugarcoat anything and he explains it from how money works perspective. For example, his video on whether crime pays was excellent. So that's why I requested the video. I've seen the other videos on YT.

    • @patrickmccullough3147
      @patrickmccullough3147 2 роки тому +3

      There’s a channel called How Money Works on UA-cam. Look up his video called The Influencer Bubble ;)

  • @agentshawnee
    @agentshawnee 2 роки тому +4

    What sucks about hiring few schemes is that some states allow businesses to charge application and hiring fees and many businesses in many states do it. :(

    • @valletas
      @valletas 2 роки тому +1

      I would never pay to work
      Thats like paying for the "provilege" of being abused
      Like hell no if you dont care that people have to pay to work for you why would you care about respecting their worker rights?

  • @xibalbalon8668
    @xibalbalon8668 2 роки тому +17

    "Fraud is part of the free market"
    It's almost like an unregulated market is a dumb idea

    • @auraguard0212
      @auraguard0212 2 роки тому

      Taxes are a scam

    • @eyeseer1
      @eyeseer1 2 роки тому

      Enron enters the chat.
      And Tyco, and Worldcom..
      And Bear-Stearns and Lehman Bros.

  • @TheRealTimMeredith
    @TheRealTimMeredith 2 роки тому

    Came here assuming the title of the video was going to end up having been misleading. Was not disappointed.

  • @jherr4565
    @jherr4565 2 роки тому +16

    When I was applying for jobs one job recruiter was saying that I had to pay for training before working, I told them politely no. Tips on job search: be weary of job posts! if you see a job you are interested on a website such as indeed or Glassdoor check the employers main website and apply there instead, DO NOT PAY FOR TRAINING jobs train you and pay you to be trained, also see who posted the job if it is a staffing agency or a company you are not familiar with then steer clear. Also if it’s too good to be true then it probably is (example: starting salary 150k no experience). Due diligence is critical when searching for a job because there are those who are willing to take advantage of a job seeker. Nothing wrong with staffing agencies I’m sure that they have helped many land jobs and even careers but lately some been very… odd. Practice basic caution when job hunting.

  • @prw56
    @prw56 2 роки тому +58

    I get so irrationally angry when I turn on a video to listen to, start working on things, and not realize I'm getting advertised to until you're midway through it.
    Edit: To be clear I mean his sponsorship message at the start of the video.

    • @fzigunov
      @fzigunov 2 роки тому +12

      That's the effect the advertiser is looking for, though.

    • @Iksvomid
      @Iksvomid 2 роки тому +1

      Underrated comment.

    • @saulgoodman7858
      @saulgoodman7858 2 роки тому +2

      I'm getting ad blocker or paying for UA-cam Red. Advertisers got me questioning my life decisions everytime I watch a video. No thank you. Done with ads completely.

    • @alexwolfeboy
      @alexwolfeboy 2 роки тому +9

      I mean, I prefer advertisements like that. If the advertisement feels like an ad, it isn't doing it's job right.

    • @alexwolfeboy
      @alexwolfeboy 2 роки тому +9

      @@A.B994 because advertisements are how we pay for the content we consume. We’re going to be shown them, period. I would prefer advertisements that can more seamlessly integrate into the content itself. Meaning, if it’s obvious it’s an advert just by listening to it, I think it’s ultimately failing at its job. I’d rather a seamless integration than yet another Raid Shadow Legends type ad, being painful to listen through.

  • @arseniytikhonov2283
    @arseniytikhonov2283 2 роки тому

    Oh! I’ve been through job scams. They didn’t still any money from me, but they made me work essentially for free for a few months

  • @manfredkandlbinder3752
    @manfredkandlbinder3752 2 роки тому +10

    One thing that should be part of this video, which is too short anyway, is the actual condition of most currencies and federal banking policies. One reason for the great inflation of Stock markets and the abundant amount of private equity money is the vast expansion of available money for the markets. Since the financial crisis started in 2008 (and it never factually ended btw) estimates about the increase of money in circulation put it somewhere between 5-10 trillion dollars (in Euros and other currencies as well) for the first six years of the crisis, so up to 2014. This went all seperate from the usual and normal increase by taking out loans and thereby increasing the amount of money circulating.
    These were only the easily trackable bailouts and quantitative easing policies being accounted for in which failing or bancrupt investments got a public reimbursement if you will. So you have over ten trillion dollars, that should have been actually losses, that are now running amok in stock markets and property markets (which in turn fuel the sky rocketing housing costs).
    Great parts of that money went to private equity companies, which already proved they are morons by having federal banks bail out their bad investments, and now can take out loans based on their earnings (which actually were losses) and then start to invest (without having any clue) in other things with a leverage based on their current balance.
    Incompetent investment companies like these are the reason why companies like Theranos, Nikola, Tesla, SpaceX and many others just did not go bancrupt when their time was long overdue. Too many gullible and greedy investors with basically free money at their disposal to throw it at Vaporware and Scammers.

    • @randomvideogameracoon8358
      @randomvideogameracoon8358 2 роки тому +1

      Why spaceX? They survived due to contracts

    • @manfredkandlbinder3752
      @manfredkandlbinder3752 2 роки тому +1

      @@randomvideogameracoon8358 SpaceX is also backed by the liquidity at the hands of Musk. Which in turn comes from a stock that used to be 40 $, for good reason. Then rised to over 800$, for no good reason actually against all the problems they had at the same time.
      That is what happens to stocks if you have massive amount of rampant liquidity in the hands of incompetent people.

    • @auraguard0212
      @auraguard0212 2 роки тому

      The crisis DID end; it's just that the post-dotcom era (up to 2008) was also riding on massive bubbles and government spending, and that the crappy 2009 living is what our economy should have been.

    • @manfredkandlbinder3752
      @manfredkandlbinder3752 2 роки тому

      @@auraguard0212 The central bank policies stayed in full on, red-alert crisis mode, so the central banks have a different opinion on the end of the crisis. Sure, they *say* the crisis ended, but they act like it is still ongoing full force. Believe their words or their policies ? It is up to you.
      The only difference now, the inflation finally gained momentum after flooding the markets with liquidity for 14 years without a single break. Now they have to cut back on QE and increase interest rates, they have no other choice, even though the crisis is still going on and soon old enough to get a drivers license in the US.

  • @manghariz2211
    @manghariz2211 2 роки тому +2

    There is an anecdote about a Japanese leader (prime minister, mayor of Tokyo, etc etc) that was told his rule has improved the situation and economy of post war Japan. Who told him? A diplomat? Journalist? American leaders?
    No, the one who told him is a chief of police, because the rate of burglary and thievery has risen.

  • @neeljavia2965
    @neeljavia2965 2 роки тому +2

    Putting GameStop and Tesla on the thumbnail only reduces your creditability.

    • @georgesteffey8375
      @georgesteffey8375 2 роки тому +1

      How so?

    • @That-Guy_
      @That-Guy_ 2 роки тому +1

      @@georgesteffey8375
      They are actual legitimate companies that sell physical products.

    • @neeljavia2965
      @neeljavia2965 2 роки тому +1

      @@georgesteffey8375 What makes you think they are fraudulent companies?

    • @neeljavia2965
      @neeljavia2965 2 роки тому +1

      @@That-Guy_ Exactly.

  • @kamikazeneko9070
    @kamikazeneko9070 2 роки тому +2

    Also the complexity and the cleverness of scams are increasing alot, some scams are becoming harder to discover and not fall to

    • @chuckyyes
      @chuckyyes 2 роки тому

      Yea, that’s what happens when people expose scams. they think they’re doing more good than harm. But in reality, they’re doing more harms, because now the scammers are becoming more creative because of it

  • @Croz89
    @Croz89 2 роки тому

    The irony of getting "the simplest way to make money online" ads before this video.

  • @Tippix3
    @Tippix3 2 роки тому +5

    Even Amazon is fraudulent
    "You have a unused Prime feature" advertising that i can get Audible in my Primemembership as if it was inclusive(it isnt) and then when i saw some adds "hear over 10000 Audiobooks non-stop with Audible for only 8,99€ a Month" i wanted to sub till a Friend told me i can ONLY CHOOSE ONE per Month or pay extra. Amazon = Fraud. False Advertisment twice on the same Product.

    • @teemumiettinen7250
      @teemumiettinen7250 2 роки тому

      Falsd advertising is actually taken very seriously, you should report this and amazon might get a big fine.

    • @salemend6891
      @salemend6891 2 роки тому

      @@teemumiettinen7250 I bet they have a loophole. But it doesn't hurt to try.

  • @backwoodstuffedcrust8278
    @backwoodstuffedcrust8278 Рік тому

    All of your content is so good

  • @swaggery
    @swaggery 2 роки тому +2

    How much is lost on "read my book or watch a short video and you will become a billionaire with your own marketing company"?

  • @KeunMikeun
    @KeunMikeun 2 роки тому

    I just found this channel. I immediately noticed the sing song .. it's like a trademark. :-). You could tone down the tones a bit to make a more even flow. Lol :-). But great content!

  • @MJ-uk6lu
    @MJ-uk6lu 2 роки тому

    Didn't expect my country to mentioned for big message scam, but even here various phone call or message scams are super common. So much that basically everyone is already aware of them.

  • @Cjohnson87
    @Cjohnson87 2 роки тому

    Greed and stupidity has never worked. Eventually people get caught money is lost.

  • @thetrainhopper8992
    @thetrainhopper8992 Рік тому

    I almost feel for one of those employment scams. Luckily I looked at the website and realized it was just a jpeg and nothing was clickable. I didn’t lose $200.

  • @ValkyrissaGaming
    @ValkyrissaGaming 2 роки тому +1

    Why do people commit fraud? Why do they scam and lie and want to harm others?

    • @E4439Qv5
      @E4439Qv5 2 роки тому

      Why work honestly when they can talk their way out of a free lunch, or set themselves up for life?
      I know _I_ couldn't do it, but... on paper, it does have a certain appeal.

  • @MrSupernova111
    @MrSupernova111 2 роки тому

    I love this channel! Thanks!

  • @vanesslifeygo
    @vanesslifeygo 2 роки тому +1

    Was expecting a video about horrible and useless memecoins

  • @ang-codmrealme9se869
    @ang-codmrealme9se869 2 роки тому +1

    Sir this scam happened to me last week they said come at our office with resume and I'd proof
    And I did go they said I passed the interview then next day they said I need to deposit 2000 rupees . I simply said no and saved myself.

  • @j.loagaeth
    @j.loagaeth 2 роки тому

    We have exponential growth in sketchy recruiters scams here in the Philippines since 2013 and 2014, we had that highiest in the world here first. And at present still at high volumes here, locally, as with financial markets and multi-level marketing scams.

  • @genius11433
    @genius11433 2 роки тому +4

    0:51
    "It doesn't end well if you never fall for any of these schemes yourself."
    Uh... Don't you mean "if you *ever* fall for any of these schemes"?

    • @JWelsh07
      @JWelsh07 2 роки тому +1

      I thought he meant “it does end well even if you never fall for any of these schemes.”

  • @mrevilducky
    @mrevilducky 2 роки тому +7

    Record high financial fraud is one of Burry's indicators of financial doom
    I'm curious to see what you think of his theories on Schiller P and the Index Bubble.

    • @unknowninfinium4353
      @unknowninfinium4353 2 роки тому

      Even if the index bubble bursts it's a great index to be a part of as it will rise

  • @Simonjose7258
    @Simonjose7258 2 роки тому +1

    Speaking of! .... I can't get Skillshare to stop charging my card monthly.

    • @chrism8180
      @chrism8180 2 роки тому

      going to have to get a new card, or possibly tell the bank not to accept charges from them

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 2 роки тому +6

    Came to hear about the marijuana stocks that Congress is buying rn.

    • @Remorsefullyhumble
      @Remorsefullyhumble 2 роки тому

      So possible legalization at the federal level ?

    • @Iksvomid
      @Iksvomid 2 роки тому

      They're so high up, it makes sense that they want to get higher.

    • @georgesteffey8375
      @georgesteffey8375 2 роки тому

      Oh shit I didn't hear about that

  • @rpvisual6192
    @rpvisual6192 2 роки тому

    7% increase in fraud when NFTs became trendy? Hmmm

  • @ATHRUZ20
    @ATHRUZ20 2 роки тому

    “Only appeals to nerds and geeks … I’m sure you’ll love it” LMAOO

  • @blittleing
    @blittleing 2 роки тому

    Nice work

  • @whaha
    @whaha 2 роки тому +2

    Another more than decent video. Keep it up!

  • @iloveprivacy8167
    @iloveprivacy8167 2 роки тому +14

    Are younger people truly the majority of victims? Or are they the majority of REPORTED cases?

    • @Spartan0430
      @Spartan0430 2 роки тому +1

      it depends on the scam. older folks, aged 65 and up, are the target demographic for call center scams. they constitute about 90% of all the victims in those scenarios.

    • @TapDat52K
      @TapDat52K 2 роки тому

      Pretty sure everybody eventually gets scammed. It's a learning lesson. The only difference is by how much.

  • @BrantleyJd
    @BrantleyJd 2 роки тому +3

    Linus from linus tech tips actually just was hit by a variation of that invoice scam example. The whole story was super interesting and I'm sure there are clips talking about.

    • @SerifSansSerif
      @SerifSansSerif 2 роки тому +2

      Been getting a LOT of those at work these days. Thing is we only have about 6 companies we deal with, so I check the email addresses and if it's not a vendor name I know....

  • @Snookbone
    @Snookbone Рік тому

    It's "ply their trade", not "play"

  • @andrewyork3869
    @andrewyork3869 Рік тому

    The first half of this discribed every propfirm.

  • @jambo2853
    @jambo2853 2 роки тому

    Anybody else find it funny that hackers are always portrayed with a hoodie over their head and something covering their face like a mask or sun glasses?😂

  • @PropiaPersona
    @PropiaPersona 2 роки тому +1

    well when you start calling scammers, influencers, it's bound to happen

  • @TKOIII
    @TKOIII 2 роки тому

    I lost over $700 to a good old fashioned send the money for a product and it never ships scam. Got lazy and used a mobile payment app instead of Paypal. Still mad at myself about it

  • @blackdaria7832
    @blackdaria7832 2 роки тому

    Hey can you link the videos you mention at the end? I want to watch them but you have to go searching for it

  • @omarc7701
    @omarc7701 2 роки тому +2

    And wage theft still overshadows this tenfold. Oof this is wack x.x one of many ways we stay steping on each other

  • @G8tr1522
    @G8tr1522 2 роки тому

    what the hell is that stock footage at 2:15 😂😂😂

  • @DeedgeS
    @DeedgeS 2 роки тому

    It’s not “even the government falls for scams”, it’s ESPECIALLY 🤣

  • @johansugarev
    @johansugarev 2 роки тому +1

    Freelancers who don't demand payment upfront are not good freelancers.

  • @markavolberding
    @markavolberding 2 роки тому +2

    Greed. Plain and simple.

  • @concentriccircles1899
    @concentriccircles1899 Рік тому

    I told myself I would never get scammed and lost $90 from a kid that I went to high school with.

  • @LexiH36
    @LexiH36 2 роки тому +5

    It seems like the reason is because we're at the top of a bubble and it's time for a great crash.

    • @eyeseer1
      @eyeseer1 2 роки тому

      Crypto-Depression is very real.
      NFT’s are the CDO’s or junk bonds of the 2020’s.

  • @notnilc2107
    @notnilc2107 2 роки тому +2

    Title reminds me of the lyrics:
    "The sale of pills are at an all time high"
    from the Temptations' song Ball of Confusion.

    • @Raelven
      @Raelven 2 роки тому +1

      That's what the world is today, hey, hey...

  • @sovrappensiero1
    @sovrappensiero1 2 роки тому +2

    I was scammed by a biotech company called GATACA based in Newport, VA. The CEO hired me as a 1099 contractor to do some bioinformatics work for them. I did the work, complete with executive summaries of everything I did (in nice html markdown style, written in layman’s terms specifically for a CEO) and posted the work to their AWS bucket. When I emailed her the detailed invoice, which included the agreed-upon hours (I actually did a bit more but only billed what we agreed to and specifically delineated how every hour was spent), she ghosted me and never paid. I could have taken her to small claims court with my contract in hand, but I likely would have broken even since it was only one month’s work. I can only assume she does this over and over and gets a lot of free work that way.

  • @alexpallaressierra7730
    @alexpallaressierra7730 2 роки тому +1

    Thanks for talking about this sad things. You just made my day more miserable. I want to see more about this downsides.

  • @bikerboy3k
    @bikerboy3k 2 роки тому

    You didn't leave the link to the video in the description

  • @draneym2003
    @draneym2003 2 роки тому +3

    Says a lot about the morality of small business owners when they complain about people not wanting to work only to turn around and beg the government for bailouts

  • @samwisegamgee8318
    @samwisegamgee8318 2 роки тому

    “Here’s why this is 9 minutes of clickbait and 20 seconds of explaining”

  • @richards1708
    @richards1708 2 роки тому

    At work we have received all kinds of scammy emails some pretending to be from banks trying to send us a form, funnily enough the bank doesn't even exist in our country. Also we receive proof of payment scams where someone is trying to send you a proof of payment attachment. When you open the attachment you will receive a log in form saying that the attachment is 'secured' and needs your email address and password to log in to view the attachment.

  • @whirlwind872
    @whirlwind872 2 роки тому +1

    You should include a link to the video you recommend at the end. Takes too much work for most people to scroll through all your videos to find the wolf of wallstreet one

  • @tybooskie
    @tybooskie 2 роки тому +1

    Check your billing statements even if you are using autopay. I found a slew of charges that seemed legit. I've had double charges from legit purchases/bills post but several days apart. I get two alerts when my card is charged; one for pending charges and one for posted charges. I wasn't paying close attention and charges I thought were just posting were actually new charges. Then I've been charged for add on services I didn't even have access to. Most of us lose money from legit companies and they get away with it because they know we all are not paying attention.

  • @honzakorbel5451
    @honzakorbel5451 2 роки тому

    Hey mate, could you add a link to that video of yours you are mentioning at the end?

  • @Eric00700
    @Eric00700 2 роки тому +6

    I watched all 10 min and at no point did you explain how this is a good thing

    • @The420033
      @The420033 2 роки тому

      Fraud itself is not good. The good thing is that it's reported and people are more aware of it.

  • @justinblechinger6723
    @justinblechinger6723 2 роки тому +1

    Honestly if you are buying nft or crypto. If you get scammed you deserve the reward of failure. You tried to gamble and lost but instead of buying a lotto ticket you invested your money. Play stupid games win stupid prizes.

  • @JM-cb2hw
    @JM-cb2hw Рік тому

    Eliminate mlm companies

  • @brazzledazzle4525
    @brazzledazzle4525 2 роки тому +1

    The guy at 9:39 looks like Ne-Yo lol

  • @NenadKralj
    @NenadKralj 2 роки тому

    that feeling when you watching "How Money Works" and it reminds you on every singe supermarket or retailer store 😎besides everything in between 🙄

  • @PassportBrosBusinessClass
    @PassportBrosBusinessClass 2 роки тому +3

    🧐Fiduciary Responsible: if you sell people crypto and NFT - you will kill the market. It’s over.
    😎Crypto Currency: I understand.
    🧐Fiduciary Responsible: And you are selling something which you know has no value.
    🤬Crypto currency: we are selling to willing buyers at the fair market price so that WE MAY SURVIVE.

  • @davidhartley9207
    @davidhartley9207 2 роки тому +1

    We do not live in a free market

  • @ZoraTheberge
    @ZoraTheberge 2 роки тому +3

    I mean, number 1 rule::: you should never have to pay money to earn money if there’s a role where you have to report to anybody.
    Unless you’re opening a legit small business

  • @theidearoastery
    @theidearoastery 2 роки тому

    I find it quite funny that the ad I had to watch for this video was an obvious crypto trading scam 😄

  • @larslrs7234
    @larslrs7234 2 роки тому

    My garage is ripping me off.