Hi everyone! 😊 I managed to throw together an extra video this week. It won't impact Monday's posting schedule, but I hope you guys enjoy having an extra video to watch here on my channel! 💞
Hey Ashley 😊. We're a one income, one car, family too! Great tips and encouragement 👍🏻. Its so sad the stigma of low income has to be so negative. I came from a low income family and have mostly been a low income family my whole marriage as well. I agree that its ok to use the benefits that are available if we qualify. I also agree that people need to see the bigger picture of why everyone isn't able to hold a steady job. I've held many jobs in my life but once I became a mother I found it very difficult to work. So for the most part I've not really worked outside the home for 13 yrs now. And yes mental helath / disability is very hard to hold a job. There is a season for everything. Thanks for sharing your tips ❤
@built_to_serve Yes, so true about the stigma. Many families I know are happy on one income, most are choosing that, even in today's tough economy. It's a blessing & a luxury to be able to, and still have our daily needs met! I agree, it is very hard to work outside of the home as a mother. One parent at least has to be more available, otherwise it is basically after-school programs & daycare, and it's a lot of time outside of the home for everyone which can be more stressful & overwhelming for everyone, and sometimes not even worth it. Thanks for watching friend 💞
We’ve been budgeting every single dollar and I tell you it’s so helpful when on a lower income. We’ve cut back in so many ways. We cut out fast food completely and only eat at home. That has helped so much!
Thematic offers free music. You just have to put their link in your description box. I cut out epidemic along time ago because of the cost. I miss it at times, but I’ve been able to find a good selection on thematic.
I need to get to that place, only eating at home!!! You are motivating me to get my stuff together lol 🙏 I'm going to work on my meal plan right now and figure this out. Thanks my lovely friend! 💞 Yes, thematic is pretty good. I've used a few of theirs.
Loving this video! Thank you for your tips. My family lives on one income. We only have one car. I homeschool our kids. We dont really follow a curriculum because the curriculum are so much money. Next year my friend gave me her 1st grade teacher book. So i will be ordering a first grade book. For my daughter. Food prices are Nuts!!!!! Everything is expensive.
You are very welcome! 💞 I don't blame you for not following a curriculum they definitely can be pricey. When we homeschooled the first two years ago, I remember feeling like I had to spend a fortune because of comparing to what others are doing, but there are so many free resources you can print etc. Do you know about Easy Peasy? I have a video about it on my channel. It's a free curriculum online!
Low income due to chronic illness here! I have gotten really good at finding what I need for the least amount of money possible. I only buy certain things when they are on sale, and if I need something and can't wait for a sale, I shop around. I also use "buy now lay next month" type options, but only if they don't add extra cost (like interest). I use my items and clothing until they break, and try to repair what I can. I use one streaming service at a time(we don't have cable or watch network). When I really want something, I try to give it at least a couple days to see if I still want it, in case it was just a dopamine rush or short term excitement. I save some money every month upfront, and if I have anything left after each month, I put it to savings also. This way I have some emergency funds for dentist and whatnot.
Hey! These are really solid tips! Thank you for sharing them. It's so true about waiting a few days to see if you really want something. I love that rule of thumb. I've heard that advice when giving your kids an allowance to encourage them to do that. Thank you for sharing your advice! Love all of these tips! 🤗💞
Amazing tips my friend!! Cutting back is so worth mentioning and DOING! We have worked really hard to manage and watch our finances, to get out of debt and are now working on living on one income so I can be home with the kids. Purchasing things with intention well said!
@bakerbrewz Thanks, friend!! Yes, even if we "know" sometimes, it can be a good reminder to hear again! It's neat that you guys were able to get out of debt! 💞 That's amazing. I'm sure it feels very free! I can see how easily it can be to accumulate debt if one is not careful! 🙈 but yes I think these things can help.
I AM THE WORST ABOUT EATING OUT. Literally it’s been on my mind so much lately. I still cook dinner every day but literally have been eating out for lunch almost every day. Every week when I go to pay off my credit card it’s all food 😅 I can be so much better about planning ahead for this.
Lunch is hard for me. When I'm alone it's like meh? I used to order for lunch a lot lol!! Now I usually do salad kits or tuna melts! Easy go to meals are KEY!
@SundayswithMimi Aww cool!! I actually joined under my friend during the 0$ to join! 🤗💞 I like them because even though they have an upfront cost they have no chemicals etc, my pets used to get sick when I used a lot of different cleaning supplies so it makes you wonder how it impacts us too. I do use bleach still from time to time though but I use it properly.
We also gave up cable tv. We are currently using UA-cam TV and it's super cheap and we get to watch everything we like. I had to stop paying for Amazon prime because it was getting too costly for our budget. Your house always looks so comfortable and pleasing to the eyes ❤️🤗 I prefer videos without music 😊 Thank you for sharing your tips, it was so helpful ❤️❤️❤️ I love you, sister Ashley 🙏🏻 God bless you and your family in Jesus name 🤍
@carolO22 Giving up cable was such a wise move for us too. I regret not doing it sooner, we were barely even using it. Such a waste of money. I use Amazon Prime very often so it makes sense for me, but if you don't use Amazon a lot it definitely is unnecessarily costly! 😰 Thank you sister, I really appreciate your kind words!! Even though my home is an older house, it still feels like a cozy little home to me. 💞 I'm starting to prefer no music too when I watch videos! It's very overstimulating sometimes and harder to focus on the video. Love you sister! Thank you for watching!
Don’t listen to anyone telling you that you need to get a job. Just because your kids are in school doesn’t mean you need to immediately get a job. Your kids and husband will be happy to have you at home.
Yes amen! I agree with you 🤗💞 Def no hurries here lol, it's more difficult to get one anyways! The after school programs are impossibly booked & I don't have anyone to pick them up from school etc anyways. I wouldn't mind part time work from home jobs, but it's hard to find reputable legit ones. The ones I see are sketchy lol
Hi Ashley. I’m new to your channel and enjoyed your video. You have a lot of great tips . My husband and I live in a limited budget and my husband is disabled so we definitely need to watch our spending f better now that he’s not working. Even with his disability social security check it’s not a lot but we always make do. Looking forward to getting to know you better
Hi there! Thank you!! I'm glad you're here. 🤗💞 I know it can definitely take a lot of discipline on a fixed income. It's good it teaches us to be wise in our spending. I feel like I'm learning slowly to be more careful! Thank you so much for watching & subscribing!
@@herhomemakingheart The video was great, very useful tips! I kind wish their was a series of them. 😂 Maybe you could do a spin off series of ways to save for the holiday season. Or how to earn extra money to off set holiday costs.
@HarmoniousHome I totally could!! I feel like I didn't touch on even half of what I could about this topic! I have a life time of experience with it! 😃😂💞
your mitten on a stick reminds me of one I have😂 It is literally a cotton glove stuffed with fluff and sewn around a long wooden dowel! It was my grandma's but I have no idea where she got it. Regarding "just get a job"...I used to work full time and part time, and at once point I was the only one working while my husband finished his degree. We ultimately decided that me working was not worth the stress because my paycheque went to gas and take out food, since I wasn't able to keep up with my house work. For ME working and keeping house was not feasible so I stopped working and became a full time homemaker and homesteader.
Good morning, Christina! Oh, that is super neat that your grandmother had a similar contraption, lol!!! It worked well, I think it could have worked better but these are "popcorn/textured" walls here in my living room, I'm not sure who on earth decided that was a good idea lol! They collect so much dust, but they look cool! Yes, it's not always feasible. Sometimes, the cost isn't worth the toll it can take on your home, mental health, finances, and more. For me I'd have to pay child care for 3 children, because the ability to find a job without the school hours is nearly impossible! A lot of companies want flexibility, which is understandable but just doesn't work for everyone. They have to do what works for them. It's okay. There are plenty of ways to live a happy life on a single income! If anything, it teaches us how to manage our money better.
Such a blessing you guys are able to use the food bank. I don’t think I ever thought that was an option back when I was living alone and barely had any money to buy groceries. We’ve been cutting out some of our streaming services. I forgot to cancel one this past week as planned oops! So I need to do that. We are actually going to cancel Disney because they keep increasing the price. Wow is epidemic sound really $25? I think mine is $18. But I guess the costs are different between the USA and Canada. Eating out several times a month is something we are so bad about or ordering door dash. Now luckily I have our budget figured out with buffers in case we go over! So so glad I finally figured out how to make our budget work so well for us we are no longer living paycheck to paycheck! Hoping to make a video series about that next year because I want everyone to have that freedom so bad! That was a great idea using your broom stick with your Norwex duster! After working remotely now for over 7 years and my kids are so young it makes me not want to go back into an office. For me it is so much better to be at home even if I’m working. Doing so allows me to take care of the kids as I need to, and I’m so grateful my job let’s me 😊❤
Yes I've told my husband about your system, we are going to start in January working towards that! I do have about the amount in savings, but that is more emergency funds, and I don't want to use it. I told him about your system. Yes, the exchange rate makes it about 23$ for me, something like that. It's a lot. I don't mind making the videos without it though! I've been enjoying it actually! It gives me a chance to get chatty and like I'm talking one on one to a friend, and I've got a lot of positive feedback about cutting it out! Yes, working from home I think would be best for me. I know for some people they prefer to get out of the house for work, but I love being in my comfy little house! 😄 Thanks for watching friend 💞
@herhomemakingheart oh that's awesome you are going to try out my budgeting system! And yes 100% you need to always keep an emergency fund as well. We've had to use ours a couple times and I'm trying to build it back up again.
@@mollydeckman I'm trying to as well! I think it'll be hard right now with Christmas. 😂 but I've done my best to keep it afloat and not let it get below a certain number so I can live with that. 😄💞 I'm glad we got a small early start on our shopping though because we have two months still to get things.
Aww thanks Jessie! I know we are always going on about low income etc in our chats! I love these kind of videos lately too! 💞 God bless your evening sweet friend.
I'm in low income housing. I'm on disability. I bet you could get free clothing at a church that has a free clothing closet. I get most of my clothing at the clothing closet. I used to volunteer there. I have another couple tips: keep the heat at 66 degrees in the winter, just layer up. Get Lliheap. (Or what your state calls it.) You can get free heat throughout the winter. And there is rent rebate if you rent your home. I got 500 dollars last year from rent rebate, I paid off my cat's credit card. (I can not afford her vet care without it.) And unless you can not afford medical care for your family or animals, don't get a credit card. But i find that the vet card keeps my cat healthy. Also, shop end of season sales, and get a size bigger for your kids, and the clothing will fit them the next year. My sister does that. There's nothing wrong with Suave. And keeping longer hair is a big help because a pixie requires a trim every month. I'm growing out my pixie, I don't have 25 dollars every month for my haircut. Just some helpful tips. -Shirley and Skittles Marie 🐱 🐈
@shirleygiordano7627 Hi Shirley and Skittles Marie! Aww, another cat mama! Love it! 💞 We are in Canada but have similar programs! I did the rent rebate a few years ago, it certainly was a blessing! Now that you've reminded me I'm going to reapply. It can't hurt. I agree, keeping your fur babies healthy is definitely a good priority! I agree, haircuts are expensive. My mom and I just chatted about that this morning, I have been cutting my own since covid! I keep it basic but it helps! 💞 Thank you so much for watching & these wonderful tips! They are so helpful and I'm sure even other viewers will really appreciate the advice, too! God bless your day!
Some areas have Beauty schools where you can get a haircut cheap or I get a free coupon book in the mail can get a haircut at Cost Cutters for $8.99 and a tip
@debbieframpton3857 Hey! Hmm we do have some schools here, I should check that out. I usually only really need a haircut once a year, my hair doesn't grow fast at all lol! We don't have Cost Cutters here, but that's wonderful that you've found somewhere to go for a good price! 🤗
@sussannerandall85 Well, I want everyone to feel welcome! I'm sure she just found it relateable, though! I only mentioned because I do mention God, faith etc so some of my videos may mention that!! But yes, at the end of the day everybody is welcome and I'm sure even non-Christians can relate to some of what I'm posting!
@@sussannerandall85 It matters because that's the level that I can relate to her on...what level can you relate to her on? What do you two have in common? These are often questions I ask myself before subscribing to anyone's channel. Have a great day😊🙏🏾
@jennylgarciajlg79 Hi Jenny! I had purchased my vacuum on Amazon, under the brand "TMA" but sadly they went & discounted it so I'm sure I will need to replace eventually because I can no longer purchase the filters! It's too bad because it's a very good vacuum for the price!
Loved these tips. Food banks have saved us these past few months, and we cut all streaming except Netflix and prime. Probably about to cut Netflix in January. I like it for the Christmas shows 😂
Yes, they have "saved" me too a few times. It helps when it's a few days before payday! That's usually how it's worked out when we have gone!! I know what you mean, I'm enjoying the Disney movies at the moment but I rotate through the services! I have a rule if I want to add a streaming service we need to delete another and that way we get to experience them all, at different times lol!!
I loved this video! I loved your tips and fully agree with you! We have always lived on one income as well, and God has always seen us through. This video was very encouraging! 🤍🫶
It is always a blessing to hear that others have experience the same. I know it is our natural inclination to worry but it is amazing how we all have individual needs and He cares for us all & cares for the little things. Thanks friend & thank you for your help with YT!💞 I appreciate you!!
Hey these are great tips! I did want to mention that UA-cam has music you can use for free for your videos. I only use that music for my videos. You may know about it but I thought I'd mention it!
Hey Morgan! Yes, I've gone through their selection in the past. They do have some gems if you dig through! 💞 I should do that again! Thank you friend, I'm glad you enjoyed the video.
We cut out cable as well and definitely don't pay for all the streaming services. But yeah just cutting out cable helped us save a lot of money. We don't eat out as much either anymore even though I LOVE takeout 😅 I use thematic for my music and I did upgrade and start paying for it but I feel icky about that sometimes
Hi Rachel! Good morning!! I love take out too, I can't lie! I'd much prefer it than cook lol! I try to allow myself sometimes and not feel bad, I do most of the cooking so sometimes it helps me to have the day where I don't have to think about it lol! I wouldn't feel icky if it's in your budget. I use CanvaPro as well though which I'd like to continue using for Etsy and other projects, so I decided I had to be fair and choose one. Just like I did with my streaming services! Don't feel bad though! I will say THEMATIC has some nice songs for the times I need music now. I like the talking over videos though now! It's so fun to talk to my youtube friends hehe! 💞
Hey Ashley! These are amazing tips! I need to shop eating out also. We order so much pizza. Lol! I need to work on this. Eating at home definitely can save a lot of money plus it’s so much healthier.🤗
Hi friend!! 🤗💞 I think the takeout splurging is our BIGGEST issue! We really need to do better here. It is so hard with many little children though sometimes the energy just isn't there. Yes, definitely healthier!
Meal planning. Things on hand that are quik easy fix. I have staples stocked & freeze ahead when can. I use everything possible. Find recipe on line & I have a small container garden. Even markets have discount food & odds & ends. I find apple, cherry trees and community gardens. Worth the effort.
@@herhomemakingheart that is definitely true! I’m thinking of doing some meal prepping on Sunday is to help out during the week especially while we’re homeschooling😀
@@starbright1256 That's a good idea, I'm trying to have easier meals on hands and items, and meal prepping does sound like a good idea, getting it done at a high energy day. 😀
Hoping one day our channels will pop off and we can make money. I really wanna start doing more to get sponsorships, i just never know where to start 🙃
Sponsorships would be the dream! 💞 I love a few of the companies I've had the privilege to work with! I worked with one Comfelie that I really enjoyed. I didn't make money from that, but they were so generous in what they sent.💞 It would be super cool to do that more!
I'm so glad you're here!! Yes even at home I can't stand when there is too much going on, noise from the TV etc and also noises like ambulances etc really cause me stress. 😭🙈 the struggle is real, I feel like I've reached my kind of people lol!!
Things are getting more and more expensive. Plus my husband's work was in strike for 6 months last year. Not his department but it still affected him not being able to work and having to be on EI which is barely enough to cover mortgage.
Yes, EI is a pay cut for sure! What is it now like 55% of your original wage? I think that's what it is in Ontario but maybe I'm wrong. They don't make it easy. I hope things are looking up for you guys. 🙏 💞
Hi 👋 this is my first time watching I’m wondering as I see you clean the walls if you use your air conditioning if the filter is cleaned that happened to me to .
Haha! It's funny you say that, for like two years I couldn't find my AC filter slot! 😂 I found it this year and it was awful lol!! And welcome! I'm happy you're here 💞 my dad had a sister named Fatima, it's a very pretty name.
I'm sure they are really grateful for any help they recieve! I understand that not everyone is in a position to do that, maybe for months or years on end, as was the case with us for a while but we had a little extra & were able to! Frugality means different things to everyone. 💞
How do you function on one vehicle? We homeschool but i do take my daughter on field trips or meet with other homeschoolers regularly and too far to walk. Plus she has a couple of extra curriculars in the afternoon where I need to drive her.
Like anything else, you learn to work around it and manage. It's a sacrifice like anything with else. Now, if I had a vehicle where there were no car payments and just insurance and the upkeep it might be manageable, but to add a car payment yeah no that wouldn't be affordable at this time. Yes, homeschooling without a vehicle is more difficult. That's one reason that school works better for us, too. The homeschooling meet ups are out of range for me most of the time, but I know some homeschoolers who make it work. It's just what works best for your family really.
Epidemic sounds is great but I don’t use it anymore. I use free Thematic that is very annoying and they still want $ for better songs. I hope you will get monetized soon because you are really trying and it shows ! But you will make very little like 20$ a month - based on your current views. In month of July when I wasn’t UA-cam lazy I made 15$ haha. Coffee money as I like to call it :)
Hey Ewa! Yes, I've noticed that the selection is limited. I honestly don't even mind not having music really! I find it overstimulating sometimes & some others have told me that too, but maybe I will look into those for the times I do use it here & there. I hope so too! I know what you mean, I don't anticipate to make a lot at all lol! I have an Etsy store too, and even that can be very hard to earn anything on, due to taxes, fees etc lol! But I'd be happy to at least have the potential to earn a little bit! Another friend said the same, coffee money! 🤣💞 thank you for watching friend & for your kind words.
Hi everyone! 😊 I managed to throw together an extra video this week. It won't impact Monday's posting schedule, but I hope you guys enjoy having an extra video to watch here on my channel! 💞
Hey Ashley 😊. We're a one income, one car, family too! Great tips and encouragement 👍🏻. Its so sad the stigma of low income has to be so negative. I came from a low income family and have mostly been a low income family my whole marriage as well. I agree that its ok to use the benefits that are available if we qualify. I also agree that people need to see the bigger picture of why everyone isn't able to hold a steady job. I've held many jobs in my life but once I became a mother I found it very difficult to work. So for the most part I've not really worked outside the home for 13 yrs now. And yes mental helath / disability is very hard to hold a job. There is a season for everything. Thanks for sharing your tips ❤
@built_to_serve Yes, so true about the stigma. Many families I know are happy on one income, most are choosing that, even in today's tough economy. It's a blessing & a luxury to be able to, and still have our daily needs met! I agree, it is very hard to work outside of the home as a mother. One parent at least has to be more available, otherwise it is basically after-school programs & daycare, and it's a lot of time outside of the home for everyone which can be more stressful & overwhelming for everyone, and sometimes not even worth it.
Thanks for watching friend 💞
True always trust God that someday everything will be fine. Just live within our means and be happy of what we have for the moment. God Bless!
We’ve been budgeting every single dollar and I tell you it’s so helpful when on a lower income. We’ve cut back in so many ways. We cut out fast food completely and only eat at home. That has helped so much!
Thematic offers free music. You just have to put their link in your description box. I cut out epidemic along time ago because of the cost. I miss it at times, but I’ve been able to find a good selection on thematic.
I need to get to that place, only eating at home!!! You are motivating me to get my stuff together lol 🙏 I'm going to work on my meal plan right now and figure this out. Thanks my lovely friend! 💞 Yes, thematic is pretty good. I've used a few of theirs.
AMEN GOD ALWAYS PROVIDES. HE IS FAITHFUL. LOVE YOU BEAUTIFUL SISTER AND THANK YOU 4 SHARING ❤❤❤🙏🙏🙏
Yes, amen! Thank you 💞 I'm glad you enjoyed the video sister! Have a blessed week!
Loving this video! Thank you for your tips. My family lives on one income. We only have one car. I homeschool our kids. We dont really follow a curriculum because the curriculum are so much money. Next year my friend gave me her 1st grade teacher book. So i will be ordering a first grade book. For my daughter. Food prices are Nuts!!!!! Everything is expensive.
You are very welcome! 💞 I don't blame you for not following a curriculum they definitely can be pricey. When we homeschooled the first two years ago, I remember feeling like I had to spend a fortune because of comparing to what others are doing, but there are so many free resources you can print etc. Do you know about Easy Peasy? I have a video about it on my channel. It's a free curriculum online!
Sweet.
I love your cats ❤
@lizettelopez-vacio887 Aww thank you! They really do bring joy to my life! 🤗💞 We love them too!!
Low income due to chronic illness here!
I have gotten really good at finding what I need for the least amount of money possible. I only buy certain things when they are on sale, and if I need something and can't wait for a sale, I shop around. I also use "buy now lay next month" type options, but only if they don't add extra cost (like interest). I use my items and clothing until they break, and try to repair what I can. I use one streaming service at a time(we don't have cable or watch network). When I really want something, I try to give it at least a couple days to see if I still want it, in case it was just a dopamine rush or short term excitement. I save some money every month upfront, and if I have anything left after each month, I put it to savings also. This way I have some emergency funds for dentist and whatnot.
Hey! These are really solid tips! Thank you for sharing them. It's so true about waiting a few days to see if you really want something. I love that rule of thumb. I've heard that advice when giving your kids an allowance to encourage them to do that. Thank you for sharing your advice! Love all of these tips! 🤗💞
Amazing tips my friend!! Cutting back is so worth mentioning and DOING! We have worked really hard to manage and watch our finances, to get out of debt and are now working on living on one income so I can be home with the kids. Purchasing things with intention well said!
@bakerbrewz Thanks, friend!! Yes, even if we "know" sometimes, it can be a good reminder to hear again! It's neat that you guys were able to get out of debt! 💞 That's amazing. I'm sure it feels very free! I can see how easily it can be to accumulate debt if one is not careful! 🙈 but yes I think these things can help.
I AM THE WORST ABOUT EATING OUT. Literally it’s been on my mind so much lately. I still cook dinner every day but literally have been eating out for lunch almost every day. Every week when I go to pay off my credit card it’s all food 😅 I can be so much better about planning ahead for this.
Lunch is hard for me. When I'm alone it's like meh? I used to order for lunch a lot lol!! Now I usually do salad kits or tuna melts! Easy go to meals are KEY!
I love my Norwex mitt. I recognized it right away!
@SundayswithMimi Aww cool!! I actually joined under my friend during the 0$ to join! 🤗💞 I like them because even though they have an upfront cost they have no chemicals etc, my pets used to get sick when I used a lot of different cleaning supplies so it makes you wonder how it impacts us too. I do use bleach still from time to time though but I use it properly.
We also gave up cable tv. We are currently using UA-cam TV and it's super cheap and we get to watch everything we like.
I had to stop paying for Amazon prime because it was getting too costly for our budget.
Your house always looks so comfortable and pleasing to the eyes ❤️🤗
I prefer videos without music 😊
Thank you for sharing your tips, it was so helpful ❤️❤️❤️
I love you, sister Ashley 🙏🏻
God bless you and your family in Jesus name 🤍
@carolO22 Giving up cable was such a wise move for us too. I regret not doing it sooner, we were barely even using it. Such a waste of money. I use Amazon Prime very often so it makes sense for me, but if you don't use Amazon a lot it definitely is unnecessarily costly! 😰 Thank you sister, I really appreciate your kind words!! Even though my home is an older house, it still feels like a cozy little home to me. 💞 I'm starting to prefer no music too when I watch videos! It's very overstimulating sometimes and harder to focus on the video. Love you sister! Thank you for watching!
@@herhomemakingheart ❤️🤗🤗🤗🤗🤗🤗❤️
Don’t listen to anyone telling you that you need to get a job. Just because your kids are in school doesn’t mean you need to immediately get a job. Your kids and husband will be happy to have you at home.
Yes amen! I agree with you 🤗💞 Def no hurries here lol, it's more difficult to get one anyways! The after school programs are impossibly booked & I don't have anyone to pick them up from school etc anyways. I wouldn't mind part time work from home jobs, but it's hard to find reputable legit ones. The ones I see are sketchy lol
Hi Ashley. I’m new to your channel and enjoyed your video. You have a lot of great tips . My husband and I live in a limited budget and my husband is disabled so we definitely need to watch our spending f better now that he’s not working. Even with his disability social security check it’s not a lot but we always make do. Looking forward to getting to know you better
Hi there! Thank you!! I'm glad you're here. 🤗💞 I know it can definitely take a lot of discipline on a fixed income. It's good it teaches us to be wise in our spending. I feel like I'm learning slowly to be more careful! Thank you so much for watching & subscribing!
Trust in God yes he will guide you. Thank you for your video
Amen! Yes, I'm learning that it is so important to lean on God, He will always meet our needs & truly cares for the little things. God bless you 💞
Excited for your video!
Thank you friend! 💞 you'll have to let me know what you think & if I should make more like this in the future!
@@herhomemakingheart
The video was great, very useful tips!
I kind wish their was a series of them. 😂
Maybe you could do a spin off series of ways to save for the holiday season. Or how to earn extra money to off set holiday costs.
@HarmoniousHome I totally could!! I feel like I didn't touch on even half of what I could about this topic! I have a life time of experience with it! 😃😂💞
I feel you about epidemic sound. I did the free UA-cam library for well over a year. They have some good options too
It's been fun to talk over the videos anyways! 💞 a few people have told me they prefer no music haha
Great video and inspiration tips Ashley! ❤
@carolinew6095 Aww thanks Caroline! I hope you have a blessed Sunday! 💞
I love this video. my husband is the only one that works..I do a lot of couponing ..
Thank you! 💞 I wish couponing did well here! They never have any good ones really lol!
@@herhomemakingheart I mostly do mine at Walgreens for the household essentials. I can never find any food deals.
your mitten on a stick reminds me of one I have😂 It is literally a cotton glove stuffed with fluff and sewn around a long wooden dowel! It was my grandma's but I have no idea where she got it.
Regarding "just get a job"...I used to work full time and part time, and at once point I was the only one working while my husband finished his degree. We ultimately decided that me working was not worth the stress because my paycheque went to gas and take out food, since I wasn't able to keep up with my house work. For ME working and keeping house was not feasible so I stopped working and became a full time homemaker and homesteader.
Good morning, Christina!
Oh, that is super neat that your grandmother had a similar contraption, lol!!! It worked well, I think it could have worked better but these are "popcorn/textured" walls here in my living room, I'm not sure who on earth decided that was a good idea lol! They collect so much dust, but they look cool!
Yes, it's not always feasible. Sometimes, the cost isn't worth the toll it can take on your home, mental health, finances, and more. For me I'd have to pay child care for 3 children, because the ability to find a job without the school hours is nearly impossible! A lot of companies want flexibility, which is understandable but just doesn't work for everyone. They have to do what works for them. It's okay. There are plenty of ways to live a happy life on a single income! If anything, it teaches us how to manage our money better.
Such a blessing you guys are able to use the food bank. I don’t think I ever thought that was an option back when I was living alone and barely had any money to buy groceries. We’ve been cutting out some of our streaming services. I forgot to cancel one this past week as planned oops! So I need to do that. We are actually going to cancel Disney because they keep increasing the price.
Wow is epidemic sound really $25? I think mine is $18. But I guess the costs are different between the USA and Canada.
Eating out several times a month is something we are so bad about or ordering door dash. Now luckily I have our budget figured out with buffers in case we go over! So so glad I finally figured out how to make our budget work so well for us we are no longer living paycheck to paycheck! Hoping to make a video series about that next year because I want everyone to have that freedom so bad!
That was a great idea using your broom stick with your Norwex duster!
After working remotely now for over 7 years and my kids are so young it makes me not want to go back into an office. For me it is so much better to be at home even if I’m working. Doing so allows me to take care of the kids as I need to, and I’m so grateful my job let’s me 😊❤
Yes I've told my husband about your system, we are going to start in January working towards that! I do have about the amount in savings, but that is more emergency funds, and I don't want to use it. I told him about your system. Yes, the exchange rate makes it about 23$ for me, something like that. It's a lot. I don't mind making the videos without it though! I've been enjoying it actually! It gives me a chance to get chatty and like I'm talking one on one to a friend, and I've got a lot of positive feedback about cutting it out! Yes, working from home I think would be best for me. I know for some people they prefer to get out of the house for work, but I love being in my comfy little house! 😄 Thanks for watching friend 💞
@herhomemakingheart oh that's awesome you are going to try out my budgeting system! And yes 100% you need to always keep an emergency fund as well. We've had to use ours a couple times and I'm trying to build it back up again.
@@herhomemakingheart and I love the chatty videos!
@@mollydeckman I'm trying to as well! I think it'll be hard right now with Christmas. 😂 but I've done my best to keep it afloat and not let it get below a certain number so I can live with that. 😄💞 I'm glad we got a small early start on our shopping though because we have two months still to get things.
Hey sweet friend ❤ so excited to see this video from you!
Aww thanks Jessie! I know we are always going on about low income etc in our chats! I love these kind of videos lately too! 💞 God bless your evening sweet friend.
Once again great video friend. 😊 thanks for sharing!!
Thank you!!! I appreciate that 💞 thank you for watching.
I'm in low income housing. I'm on disability. I bet you could get free clothing at a church that has a free clothing closet. I get most of my clothing at the clothing closet. I used to volunteer there. I have another couple tips: keep the heat at 66 degrees in the winter, just layer up. Get Lliheap. (Or what your state calls it.) You can get free heat throughout the winter. And there is rent rebate if you rent your home. I got 500 dollars last year from rent rebate, I paid off my cat's credit card. (I can not afford her vet care without it.) And unless you can not afford medical care for your family or animals, don't get a credit card. But i find that the vet card keeps my cat healthy. Also, shop end of season sales, and get a size bigger for your kids, and the clothing will fit them the next year. My sister does that. There's nothing wrong with Suave. And keeping longer hair is a big help because a pixie requires a trim every month. I'm growing out my pixie, I don't have 25 dollars every month for my haircut.
Just some helpful tips.
-Shirley and Skittles Marie 🐱 🐈
@shirleygiordano7627 Hi Shirley and Skittles Marie! Aww, another cat mama! Love it! 💞 We are in Canada but have similar programs! I did the rent rebate a few years ago, it certainly was a blessing! Now that you've reminded me I'm going to reapply. It can't hurt. I agree, keeping your fur babies healthy is definitely a good priority! I agree, haircuts are expensive. My mom and I just chatted about that this morning, I have been cutting my own since covid! I keep it basic but it helps! 💞 Thank you so much for watching & these wonderful tips! They are so helpful and I'm sure even other viewers will really appreciate the advice, too! God bless your day!
@@herhomemakingheart, may God bless you, as well! 😊❤
Some areas have Beauty schools where you can get a haircut cheap or I get a free coupon book in the mail can get a haircut at Cost Cutters for $8.99 and a tip
@debbieframpton3857 Hey! Hmm we do have some schools here, I should check that out. I usually only really need a haircut once a year, my hair doesn't grow fast at all lol! We don't have Cost Cutters here, but that's wonderful that you've found somewhere to go for a good price! 🤗
@debbieframpton3857 , thanks! I'll check for a cost cutters, and we have 2 beauty schools here. Empire is the best.
When you said..we are a Christian family, I clicked the subscribe button.😊🙌🏾♥️
Aww yay! God bless you!!! 💞 I'm so glad we could connect through here! 🤗 thank you!!
@@herhomemakingheart Yess, me too.😊🙏🏾
why does that even matter....
@sussannerandall85 Well, I want everyone to feel welcome! I'm sure she just found it relateable, though! I only mentioned because I do mention God, faith etc so some of my videos may mention that!! But yes, at the end of the day everybody is welcome and I'm sure even non-Christians can relate to some of what I'm posting!
@@sussannerandall85 It matters because that's the level that I can relate to her on...what level can you relate to her on? What do you two have in common? These are often questions I ask myself before subscribing to anyone's channel. Have a great day😊🙏🏾
Loved this video as a one income family myself. Can you share my kind of vacuum you are using?.
@jennylgarciajlg79 Hi Jenny! I had purchased my vacuum on Amazon, under the brand "TMA" but sadly they went & discounted it so I'm sure I will need to replace eventually because I can no longer purchase the filters! It's too bad because it's a very good vacuum for the price!
Discontinued*** is what I meant!
Loved these tips. Food banks have saved us these past few months, and we cut all streaming except Netflix and prime. Probably about to cut Netflix in January. I like it for the Christmas shows 😂
Yes, they have "saved" me too a few times. It helps when it's a few days before payday! That's usually how it's worked out when we have gone!! I know what you mean, I'm enjoying the Disney movies at the moment but I rotate through the services! I have a rule if I want to add a streaming service we need to delete another and that way we get to experience them all, at different times lol!!
I loved this video! I loved your tips and fully agree with you! We have always lived on one income as well, and God has always seen us through. This video was very encouraging! 🤍🫶
It is always a blessing to hear that others have experience the same. I know it is our natural inclination to worry but it is amazing how we all have individual needs and He cares for us all & cares for the little things. Thanks friend & thank you for your help with YT!💞 I appreciate you!!
Hey these are great tips! I did want to mention that UA-cam has music you can use for free for your videos. I only use that music for my videos. You may know about it but I thought I'd mention it!
Hey Morgan! Yes, I've gone through their selection in the past. They do have some gems if you dig through! 💞 I should do that again! Thank you friend, I'm glad you enjoyed the video.
Hi sister 🌻
Watching now 🤗
We cut out cable as well and definitely don't pay for all the streaming services. But yeah just cutting out cable helped us save a lot of money.
We don't eat out as much either anymore even though I LOVE takeout 😅
I use thematic for my music and I did upgrade and start paying for it but I feel icky about that sometimes
Hi Rachel! Good morning!!
I love take out too, I can't lie! I'd much prefer it than cook lol! I try to allow myself sometimes and not feel bad, I do most of the cooking so sometimes it helps me to have the day where I don't have to think about it lol! I wouldn't feel icky if it's in your budget. I use CanvaPro as well though which I'd like to continue using for Etsy and other projects, so I decided I had to be fair and choose one. Just like I did with my streaming services! Don't feel bad though! I will say THEMATIC has some nice songs for the times I need music now. I like the talking over videos though now! It's so fun to talk to my youtube friends hehe! 💞
Hey Ashley! These are amazing tips! I need to shop eating out also. We order so much pizza. Lol! I need to work on this. Eating at home definitely can save a lot of money plus it’s so much healthier.🤗
Hi friend!! 🤗💞 I think the takeout splurging is our BIGGEST issue! We really need to do better here. It is so hard with many little children though sometimes the energy just isn't there. Yes, definitely healthier!
Meal planning. Things on hand that are quik easy fix. I have staples stocked & freeze ahead when can. I use everything possible. Find recipe on line & I have a small container garden. Even markets have discount food & odds & ends. I find apple, cherry trees and community gardens. Worth the effort.
those are such wonderful tips as well! Love the idea of getting stuff from a garden. So much healthier and better for everyone.🩷
@@herhomemakingheart that is definitely true! I’m thinking of doing some meal prepping on Sunday is to help out during the week especially while we’re homeschooling😀
@@starbright1256 That's a good idea, I'm trying to have easier meals on hands and items, and meal prepping does sound like a good idea, getting it done at a high energy day. 😀
Hoping one day our channels will pop off and we can make money. I really wanna start doing more to get sponsorships, i just never know where to start 🙃
Sponsorships would be the dream! 💞 I love a few of the companies I've had the privilege to work with! I worked with one Comfelie that I really enjoyed. I didn't make money from that, but they were so generous in what they sent.💞 It would be super cool to do that more!
I wish all the UA-cam channels I watch would leave the music off. It is very distracting
You are not the first to say that!! I have ADHD and sometimes I find it very overstimulating! Thank you for the feedback!! 🤗
I have ADHD and am on the Autism spectrum and I MUCH prefer videos with no music 😊
I'm so glad you're here!! Yes even at home I can't stand when there is too much going on, noise from the TV etc and also noises like ambulances etc really cause me stress. 😭🙈 the struggle is real, I feel like I've reached my kind of people lol!!
Things are getting more and more expensive. Plus my husband's work was in strike for 6 months last year. Not his department but it still affected him not being able to work and having to be on EI which is barely enough to cover mortgage.
Yes, EI is a pay cut for sure! What is it now like 55% of your original wage? I think that's what it is in Ontario but maybe I'm wrong. They don't make it easy. I hope things are looking up for you guys. 🙏 💞
Amen! ❤
Hey Amanda 🤗💞
Hi 👋 this is my first time watching I’m wondering as I see you clean the walls if you use your air conditioning if the filter is cleaned that happened to me to .
Haha! It's funny you say that, for like two years I couldn't find my AC filter slot! 😂 I found it this year and it was awful lol!!
And welcome! I'm happy you're here 💞 my dad had a sister named Fatima, it's a very pretty name.
I contribute towards food banks. I can't afford to go out and buy lamps.
I'm sure they are really grateful for any help they recieve! I understand that not everyone is in a position to do that, maybe for months or years on end, as was the case with us for a while but we had a little extra & were able to! Frugality means different things to everyone. 💞
How do you function on one vehicle? We homeschool but i do take my daughter on field trips or meet with other homeschoolers regularly and too far to walk. Plus she has a couple of extra curriculars in the afternoon where I need to drive her.
Like anything else, you learn to work around it and manage. It's a sacrifice like anything with else. Now, if I had a vehicle where there were no car payments and just insurance and the upkeep it might be manageable, but to add a car payment yeah no that wouldn't be affordable at this time. Yes, homeschooling without a vehicle is more difficult. That's one reason that school works better for us, too. The homeschooling meet ups are out of range for me most of the time, but I know some homeschoolers who make it work. It's just what works best for your family really.
I have that same mop and bucket 😂😂😂
@@budgetwithfatima6530 I really like it! 💞 I've tried others & always end up going back to this one!
Epidemic sounds is great but I don’t use it anymore. I use free Thematic that is very annoying and they still want $ for better songs. I hope you will get monetized soon because you are really trying and it shows ! But you will make very little like 20$ a month - based on your current views. In month of July when I wasn’t UA-cam lazy I made 15$ haha. Coffee money as I like to call it :)
Hey Ewa! Yes, I've noticed that the selection is limited. I honestly don't even mind not having music really! I find it overstimulating sometimes & some others have told me that too, but maybe I will look into those for the times I do use it here & there. I hope so too! I know what you mean, I don't anticipate to make a lot at all lol! I have an Etsy store too, and even that can be very hard to earn anything on, due to taxes, fees etc lol! But I'd be happy to at least have the potential to earn a little bit! Another friend said the same, coffee money! 🤣💞 thank you for watching friend & for your kind words.