Mortgage interest rates expected to lower in 2025: Real estate expert | Morning in America

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  • Опубліковано 13 січ 2025

КОМЕНТАРІ • 87

  • @cardinal8268
    @cardinal8268 18 днів тому +18

    There is still a shortage of homes for sale. Lower the interest rate then prices rise due to higher demand. Not helping affordability.

    • @yallmustveforgot
      @yallmustveforgot 18 днів тому +4

      Exactly.

    • @sodacan01
      @sodacan01 16 днів тому +1

      Maybe a shortage where you live.. here in tx inventory is exploding

  • @zz-.-
    @zz-.- 18 днів тому +28

    LOL there is absolutely ZERO indication that mortgage rates are going lower. This is a paid advertisement by your desperate local realtor.

    • @drinny26
      @drinny26 18 днів тому +2

      Im a realtor and i had one of the best years in 24.
      Not desperate, but in reality rates need to go down to entice those who have 3% interest to sell. Hater.

    • @zz-.-
      @zz-.- 18 днів тому

      @ lol!! thanks for proving the old adage is certainly true - if a realtor’s lips are moving, they are lying 😂😂 best year ever in 24 LOL home sales at a record low inventory a record high price drops everywhere days on market breaking records and this little wannabe TikTok realtor here is raking in millions, best year ever aaaaahhahahahaha good one!!! 🤡

    • @zz-.-
      @zz-.- 18 днів тому +5

      @drinny26 you know what they say! You can always tell when a realtor is lying - if their lips are moving or their fingers are typing. “best year ever” lolololol!

    • @drinny26
      @drinny26 18 днів тому +1

      @@zz-.- “one of the best years” hater.

    • @zz-.-
      @zz-.- 18 днів тому

      @ not a hater, rather someone who is rooted in fact and reality. While you spend your days consuming self-help podcasts from fellow grifters who can’t contribute to society so they insert themselves into property transactions so they can turn a doorknob and demand your 3%. Truth is your profession is turning to dust. Your fees are being reduced. Heck your entire professional association (IE lobbyists you pay to keep siphoning profits from hard working buyers and sellers to bottom feeders like you) just lost a landmark lawsuit that outlined the fraud rampant in your profession.
      So no sir, not hating, simply stating fact.
      Time to look for a new job. You and I both know that your income in 2024 from being a “realtor” is not sustainable and not to your expectations.
      But keep on lying to people, hot shot realtor, we know it’s what you all are great at.

  • @stevenorlowski6019
    @stevenorlowski6019 18 днів тому +4

    The 10 year bond yield is increasing. Mortgages are going to push to 8%. Until the Federal Government can get spending under control, mortgages are going to be high.

  • @jpsmith9452
    @jpsmith9452 18 днів тому +9

    There’s optimism in the housing market? Really? By who? Pure hopium.

  • @darylb5564
    @darylb5564 18 днів тому +7

    Last month the chairman of the federal reserve said he expected many rate cuts in 25. This month he said a few cuts in 25. What’s my point? The guy that knows the most and has the most control over the direction of rates has no idea. Trust me when I tell you this guy has no idea. If you want a house go buy a house. One of two things will happen. Rates will go up and you will be a genius. Rates will go down and you can refinance at the same time your house is going up in value. Try not to overthink this…

    • @yallmustveforgot
      @yallmustveforgot 18 днів тому

      Exactly, if you're going to buy a house, go for it.
      Just, make sure you buy something you can afford.
      People overextending themselves inflates demand and by extension inflates the prices of everything.
      People need to learn to live within their means.

    • @darylb5564
      @darylb5564 18 днів тому

      @ that’s not bad advice for any purchase. I always end up spending a bit more than I planned on houses. The first few times I make the payment from my recently destroyed checking account sucks! 5 years after I always wish I’d spent more😂

  • @jamieson88
    @jamieson88 18 днів тому +18

    6% is still insane!!!

    • @connorking7785
      @connorking7785 16 днів тому +2

      No not historically. 2.25% is actually insane. Free money. No downside

    • @jamieson88
      @jamieson88 15 днів тому +1

      @ Yes, it is. The last time it was 6%+, avg home price wasn’t 7X the median family income. It was definitely less than 2-3x that.

  • @laubachm11
    @laubachm11 17 днів тому +2

    6% still too high

  • @Robinedghill
    @Robinedghill 18 днів тому +10

    I call bullshit

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    @icucmerc 18 днів тому +21

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      @grizbaseball 18 днів тому +1

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      @FannyMontage-xu8id 18 днів тому +1

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      @quantarrow 18 днів тому

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      @IshrakHossain-rt8is 18 днів тому

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      @amytuttle1621 17 днів тому

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  • @peterponcedeleon3368
    @peterponcedeleon3368 16 днів тому +2

    The Fed cut rates, but yet rates went up. Rates will continue to rise

  • @PianoMatronNeeNee
    @PianoMatronNeeNee 17 днів тому +4

    Who cares about the rates, it’s ABOUT THE PRICES.

    • @Hanzo741
      @Hanzo741 15 днів тому

      Im a homeowner, i care about rates.

  • @Rob_G716
    @Rob_G716 18 днів тому +5

    Demand will be worse in 2025. This guys incorrect. 6% isn’t enough to make a splash. You can get a mid 6 right now with no points through a broker channel.

  • @sipapito
    @sipapito 18 днів тому +5

    6 percent? What a joke!

  • @KAZHE63
    @KAZHE63 16 днів тому +1

    They will never get below 5, nor should they.

  • @martinlutherking6550
    @martinlutherking6550 18 днів тому +2

    Sounds like a paid ad to cause mass FOMO

  • @chrishardin7183
    @chrishardin7183 18 днів тому +3

    Lower interest rates just means higher prices.

  • @TheRona_from_california
    @TheRona_from_california 16 днів тому +2

    We need more like 4 percent

  • @NeoSoulCrew
    @NeoSoulCrew 18 днів тому +3

    That's what they said since 2022.

  • @manojm2864
    @manojm2864 16 днів тому +1

    It’s not the rates , home prices need to come down 😂

  • @NHLblkgurl
    @NHLblkgurl 18 днів тому +3

    Joeflation warranted a dozen fed funds rate hikes.. Let’s hope for the best.

  • @logicrules4033
    @logicrules4033 17 днів тому +1

    All real estate is local
    These comments about a shortage of housing are just wrong

  • @JaneTheDoe-id2vx
    @JaneTheDoe-id2vx 8 днів тому

    you guys keep saying the same thing, you say interest rates will lower and mortgage rates skyrocket and house prices too

  • @slopedawg1
    @slopedawg1 18 днів тому +1

    weird inflation is going UP , so rates will have to go UP in 2025

  • @MaRio-dr5wf
    @MaRio-dr5wf 15 днів тому

    Wait what?! A housing market desperately needs 5-6%? Clown!!!

  • @carnivalgods4573
    @carnivalgods4573 17 днів тому

    They'll lower after unemployment goes up and demand goes from bad to worse.

  • @logicrules4033
    @logicrules4033 17 днів тому

    No they are not.

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    @honluong5820 17 днів тому +73

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      @KuramaUchiha-id1ow 17 днів тому +2

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      @honluong5820 17 днів тому +1

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      @amalmberg13 17 днів тому +1

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  • @BookerT1
    @BookerT1 17 днів тому

    housing is a sleeping giant

  • @BePositive1984
    @BePositive1984 18 днів тому

    I dunno what you do unless it’s ludicrous 🤷

  • @Dee-w5y
    @Dee-w5y 17 днів тому +1

    Home values are declining nationally

    • @KAZHE63
      @KAZHE63 16 днів тому

      Tell the tax appraiser and insurance thieves lol

  • @jaymoore2154
    @jaymoore2154 18 днів тому

    What? Didn't I just hear the fed say they probably won't cut rates again this year?