Why is RuPay so important for India ? | TCC

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  • Опубліковано 28 жов 2024

КОМЕНТАРІ • 231

  • @TheCuriousCobra
    @TheCuriousCobra  2 місяці тому +19

    Masterclass on Secrets to crack any exam: tcc.lla.in/

    • @prinshugupta6869
      @prinshugupta6869 2 місяці тому +2

      Purchase tho kar liya hai I hope paisa wasool webinar ho

    • @TanmoyThakur-c9w
      @TanmoyThakur-c9w 2 місяці тому +1

      India Ke Bahar To Aj V VISA Master Card American Express USE Hota Hai Right India Or China Pe Sirf Apna Khud Ka Payment System Hai Aj Right Aj V Kaya China Pe Visa Mastar Card Hai Or Yes India Pe To Aj V Hai But Utna Jada Nahi Hai

    • @utkarsh5543
      @utkarsh5543 2 місяці тому

      Coupon code ​@@prinshugupta6869

    • @issaognigga786
      @issaognigga786 2 місяці тому +2

      Bhai UA-cam se kamaa hi rahe ho 😢 yeh free kar diya karo ya kam price rakh lo... Bhalaa ho jayega students ka

  • @Hanilacharya
    @Hanilacharya 2 місяці тому +123

    RuPay network. Proudly Indian and changing digital payments landscape!!

    • @SwapnilTripathi-s8b
      @SwapnilTripathi-s8b 2 місяці тому +1

      2012 me midi nhi Manmohan the 😅

    • @Nikhil_Sahu_G
      @Nikhil_Sahu_G 2 місяці тому +4

      ​@@SwapnilTripathi-s8b Carry on aur promote kisane kiya?

    • @tenny_op
      @tenny_op 2 місяці тому +3

      ​@@SwapnilTripathi-s8bUPI kisne shuru kari ? Online payments ko oppose kis party ne kari thi ?

    • @YessEthan
      @YessEthan Місяць тому

      While Google pay and Phone pay of Flipkart and flipkart of Walmart are both American companies taking ful benefit of our Digital revolution.. 😂😂

  • @Voyage_Vignettes
    @Voyage_Vignettes 2 місяці тому +27

    Being an Indian it's our duty to adapt Rupay Card

  • @ProRightistHindu
    @ProRightistHindu 2 місяці тому +21

    Upi, rupay & digitalization india ke liye game changing sabit hue hai and abhi aur honge 🇮🇳, ishe bda karne mai government and private companies, Paytm, phone pay, google pay ka bahut bda hath hai, & sarkaar ne jo bank open karaye, jan dhan wale usme kewal rupay card diya gya, fir payment app mai rupay credit card ko sabse Pehle jodne ka move.

  • @anujshishodia1751
    @anujshishodia1751 2 місяці тому +68

    This guy needs to be famous

    • @spacereality001
      @spacereality001 2 місяці тому +3

      True yaar. I always share his videos with my friends. He deserves more attention.

  • @rushikeshkothimbire2219
    @rushikeshkothimbire2219 2 місяці тому +20

    Aisa hi nationalism Oil Seeds jaise Palmoline oil aur baki Electronics , Use and throw market me bhi aa jaye .. to India aur grow karega

  • @binayak-biswas
    @binayak-biswas 2 місяці тому +17

    The MDR is not decided entirely by Visa and Mastercard. Banks also plays an important role to decide on this. Moreover, MDR is distributed among Issuer, Acquirer and Payment Facilitator. 80% to 90% of the MDR is taken by Acquirer(Merchant's Bank) and Issuer(Cardholder's Bank) and remaining 10% to 20% taken by Visa and Mastercard. UPI and Rupay business models as of now are not sustainable as banks have no benefits in issuing these cards and services. Its only because of Government's mandate.

  • @Getsetrelax-q2e
    @Getsetrelax-q2e 2 місяці тому +34

    Kudo's to manomohan Singh for this great work

    • @RamSiyaRam320
      @RamSiyaRam320 2 місяці тому +19

      For what exactly 😂, staying silent ?

    • @Sandeep_Kanha
      @Sandeep_Kanha 2 місяці тому +8

      Kudos or Ludos?

    • @redalert151
      @redalert151 2 місяці тому +1

      😂😂😂😂

    • @oldngolddays6177
      @oldngolddays6177 2 місяці тому +1

      Lmao

    • @secondary93
      @secondary93 Місяць тому +4

      Upi 2014 me BJP ke time pe launch hua tha aur congress majak uda rahi thi parliament me. Madarsa chhap hai kya😂

  • @VedantKulkarni619
    @VedantKulkarni619 2 місяці тому +5

    After UPI, RuPay credit card with UPI was the biggest game changer. Yes not everyone entertains that but it is still really good. Buy one thing to note is that merchants will charge the extra 2-3% if you want to swipe card and agree to swipe too.

  • @neerajwa
    @neerajwa 2 місяці тому +11

    Our family has 10 credit cards but only two rupay cards. However our 90% transactions by volume are done using Rupay via UPI. If we count total value, the percentage will still be more than 50%.
    I applied for a new Rupay card someone back but I did some error and was issued a MasterCard instead.
    Those days I flatly refuse any offer of any other card. I want only Rupay cards nowadays.

  • @vasugoel534
    @vasugoel534 2 місяці тому +7

    Sir finally your views going up

  • @SatyajitChowdhury-j2e
    @SatyajitChowdhury-j2e 2 місяці тому +9

    0:09 kitana dino baad 2000 ka note dekha hai 😊

  • @rahulaanjana4551
    @rahulaanjana4551 2 місяці тому +15

    Very nice video sir, Proud of you

  • @ankn01
    @ankn01 2 місяці тому +1

    Retail margin is around 7% to 10% , and everybody wants a discount over it plus 3% tax from visa , mastercard. Now your video makes more sense.

  • @Bharatbohariya03
    @Bharatbohariya03 2 місяці тому +9

    Excellent knowledge ❤

  • @YeSwagGaming
    @YeSwagGaming 2 місяці тому +2

    Even i own 3 rupay cards from 4 year, i just love it, never paid a single rs for it

  • @krishnakantmalviya1011
    @krishnakantmalviya1011 2 місяці тому +1

    Bahut achha lagta hainesi information paake

  • @Vinaybaluni11
    @Vinaybaluni11 2 місяці тому +2

    Very informative video sir
    Sunke acha lga kuch to acha hora hai desh me

  • @XileroUjiudi
    @XileroUjiudi 2 місяці тому +6

    How rupay ( or upi ) is different from Chinese union pay
    Pls make video in it
    Love from UP

  • @hirockbhowmick
    @hirockbhowmick 2 місяці тому +6

    Very good information...❤

  • @suneetsamartha6953
    @suneetsamartha6953 2 місяці тому +3

    Bank are trying to force visa & Mastercard , in 2022 I opened a savings account,while filling up the application I chose to get a rupay debit card ,but it came a MasterCard When I asked the manager he simply said this is not our fault it came from Bhubaneswar,the incident was at ( Canera bank ,puri, main branch)

  • @Maitreya-7777
    @Maitreya-7777 2 місяці тому +2

    I have both Master Card and Rupay debit cards.

  • @ankn01
    @ankn01 2 місяці тому +2

    Plus machine that swipes your card also takes a monthly free , you forgot to mention that too.

  • @gauravsinghchauhan4099
    @gauravsinghchauhan4099 2 місяці тому +5

    Thank you sir

  • @yashwardhantubid2581
    @yashwardhantubid2581 Місяць тому +2

    Even nowdays Debit and Credit cards are made in Rupay card system

  • @vishalbankar567
    @vishalbankar567 2 місяці тому +3

    Thank you curious C

  • @nothing606
    @nothing606 2 місяці тому

    I don't know anything about that but I like your Thumbnail that actually mimic the situation correctly

  • @amitraushan4794
    @amitraushan4794 2 місяці тому +2

    The same we need to do in the field of Techs and softwares like Windows android. We are heavily dependent on USA in this field.

  • @shrutisinha2834
    @shrutisinha2834 Місяць тому

    Great video yaar. So informative. Great job!

  • @Sparsh_Ahuja
    @Sparsh_Ahuja 2 місяці тому +12

    Rupay is also doing same in Mdr fee is also around 2-3%.

    • @addy.is.live1
      @addy.is.live1 2 місяці тому +6

      Atleast it is in our india only🎉

    • @rajkaushal8960
      @rajkaushal8960 2 місяці тому +3

      ​@@addy.is.live1 Bhai to apne sare paise mujhe de do rhega to India me hi 😂

    • @Nitesh_Toppo_94
      @Nitesh_Toppo_94 2 місяці тому +10

      ​@@rajkaushal8960 to kya chahta free me sab kuch milte rhe 🤔🤔🤔

    • @rajkaushal8960
      @rajkaushal8960 2 місяці тому +1

      @@Nitesh_Toppo_94 Abe baat free ki nhi hai bat hai ki common man ko kya mila usse to kat hi rha hai same charges

    • @rajkaushal8960
      @rajkaushal8960 2 місяці тому +1

      @@Nitesh_Toppo_94 aur haan thoda tameej me

  • @kaziabdulmalikakhtar1288
    @kaziabdulmalikakhtar1288 13 днів тому

    Well Explained !! Thank you !!

  • @feenixdexter
    @feenixdexter 2 місяці тому +2

    UPI + RUPAY CARDS ARE THE BEST

  • @Amlesh10x
    @Amlesh10x 2 місяці тому +1

    Like Rupay need also a computer OS of own india to compete the windows app,👍

  • @SinchanGarai
    @SinchanGarai 2 місяці тому +2

    video starts at 2:10

  • @mantripratham6804
    @mantripratham6804 2 місяці тому +1

    Please make a video on how UPI system works as no one has posted a video on this topic

    • @tenny_op
      @tenny_op 2 місяці тому

      Study IQ par भी samjhaya hua hai

  • @dhananjayprajapati3990
    @dhananjayprajapati3990 2 місяці тому +1

    Start by manmohan singh is thinkable and Narendra Modi implications are faster
    Both have appreciated

    • @secondary93
      @secondary93 Місяць тому +1

      You are uneducated. UPI was launched by BJP only and congress was laughing on this initiative in parliament. Another great initiative was jan dhan yojana.
      Thanks to visionary leader Modi ji and his team

  • @devang2all
    @devang2all 2 місяці тому

    most underrated channel.

  • @Marvelcinematicuniverse12
    @Marvelcinematicuniverse12 2 місяці тому +1

    Yes nepal me Himalayan bank,nepal sbi bank,everest bank ne rupay card issue karta hai

  • @ninjaarashi851
    @ninjaarashi851 2 місяці тому +42

    Irrespective of politics n all, Dr. Manmohan Singh was a gem 💎. The way he changed Indian economy is just 💯

    • @Maitreya-7777
      @Maitreya-7777 2 місяці тому +1

      Italian bhadwi ne unhe control nhi karna chahiye tha. Otherwise I truly appreciate his LPG reforms in 1991, 10 years before I was born.

    • @amanjaiswal2883
      @amanjaiswal2883 2 місяці тому +1

      Really are dumb or what he was the person under whome our banks were on verge of collapse,npa on high .We were on fragile five economy

    • @secondary93
      @secondary93 Місяць тому +1

      Congress ke time maunmohan ne India economy ko barbaad kiya tha ki top 5 fragile economy ban gyi thi, inflation high tha aur abhi ka inflation compare kar. Tere baat se madarsa chhap lag raha hai 😂

  • @ankitbhatti667
    @ankitbhatti667 2 місяці тому +2

    Very informative.

  • @Voyage_Vignettes
    @Voyage_Vignettes 2 місяці тому

    Now I have Rupya Credit Card .. which offers UPI Payment .. It's phénomène !

  • @kailashbirjuwale1462
    @kailashbirjuwale1462 2 місяці тому

    Informative videos

  • @kunalkotiwal8774
    @kunalkotiwal8774 2 місяці тому

    Thankyou now i only accept rupay cards.

  • @ashutoshranjan9138
    @ashutoshranjan9138 Місяць тому +1

    Still rupay card is not accepted for some platform it should be accepted globally as master card and visa card

  • @adityarawat8989
    @adityarawat8989 2 місяці тому +17

    Both Congress and BJP governments deserve appreciation for cashless economy. 💥

    • @shubhamjain9470
      @shubhamjain9470 2 місяці тому +2

      Nope, for Rupay yes but not for UPI, for UPI BJP deserves appreciation

    • @tenny_op
      @tenny_op 2 місяці тому +4

      But कॉंग्रेस always opposed online payments

    • @adv.shravanvijayakumar8352
      @adv.shravanvijayakumar8352 2 місяці тому

      You are the first person thinking like me.

    • @secondary93
      @secondary93 Місяць тому +4

      Congress was laughing in parliament when UPI was launched. Thanks to only BJP, Modi ji and his team

    • @Ajay_Shorts
      @Ajay_Shorts Місяць тому

      Only BJP

  • @pratikpatel5984
    @pratikpatel5984 2 місяці тому

    Very nice explanation

  • @Shriram007
    @Shriram007 2 місяці тому

    Bro need to be more famous ❤❤❤

  • @feenixdexter
    @feenixdexter 2 місяці тому

    true now its our responsibility to spread and select the use of rupay cards and upi only for our needs

  • @BadBoy-ik4od
    @BadBoy-ik4od 2 місяці тому

    THE KING RUPAY🔥🔥🔥

  • @nadeemkhalani5895
    @nadeemkhalani5895 2 місяці тому +1

    rupay charges are higher than visa and masters one that's why most of big vendors ban qr payment on their shop and easily accept visa master card. or ruapy swipe and pay.

    • @NoonMemeWow
      @NoonMemeWow 2 місяці тому +1

      Provide link to the comparison you have provided

    • @PrinceYadav-xd1zr
      @PrinceYadav-xd1zr 2 місяці тому +2

      I NEVER SAW ANY VENDOR WHO DONT HAVE QR PAYMENT....DALLE JHOOTH KYU BOL RHA HAI

    • @soham8208
      @soham8208 Місяць тому

      Tell in detail ,or give some proof or article???

  • @babulalsahu5639
    @babulalsahu5639 2 місяці тому

    I'm using ruppay credit card

  • @andylongbottom9350
    @andylongbottom9350 Місяць тому +1

    Master visa transaction charge is 3% and rupay card is " bahut kam hai" dude ye kya tarik h , atleast data do, ye kis type ka info h, compare kro to fair trike se. Data ko data se compare kro and percentage ko percentage se

  • @subhodeepbiswas8199
    @subhodeepbiswas8199 2 місяці тому

    I used to love rupay until the bank started to charged me for the annual maintenance charge and didn't provide me a contactless rupay card so I switched back to Visa Classic. The most annoying thing is the card I got doesn't even work domestically and internationally on e-commerce websites.
    Edit: Can't use rupay debit for recurring payments for subscriptions on netflix youtube spotify apple music etc.

  • @renukantsinghyadav8423
    @renukantsinghyadav8423 2 місяці тому

    Bro please make video of identifying fake currencies
    Which impacts poor and middle class family's income

  • @rahul93096
    @rahul93096 2 місяці тому +1

    Hum toh laat hi marde Master Card and VISA ko but aj ki bhi reality ye bhot sari sites pe vendors rupay card ko recognise hi ni krte uske payment ka option hi ni hota h this is worng!!!!. sab indian ko chahiye ke vo complain lodge kre agar khi bhi ksi site pe payment ke liye rupay card ka option ni hota h toh.

  • @subham26
    @subham26 2 місяці тому

    But even public banks like sbi and pnb gives visa card.

  • @secondary93
    @secondary93 Місяць тому +1

    Upi launch hua tha to congress wale has rahe the😂.
    Thanks to visionary leader Modi ji and his team❤

  • @aminur1626
    @aminur1626 2 місяці тому

    Rupay #down - time on
    Tax k sath isko v lipat liya wha Modi g wha 👏🏻

  • @sangamkumargupta7897
    @sangamkumargupta7897 2 місяці тому

    Acha laga😊

  • @dubeymnthn
    @dubeymnthn 2 місяці тому

    Missed some points
    Rupay transaction charge
    Visa reduced transaction charge

  • @Abhitweezz
    @Abhitweezz 2 місяці тому

    It's a bigger trap when you use upi from your credit card. Your spends rises where before it was from your savings account you can control or note that transaction but now when it came to CC you will be using that credit amount as your upi payment. Just think about it once!

  • @govindsinghsisodiya3899
    @govindsinghsisodiya3899 2 місяці тому

    Nice sir ji

  • @pravinsingh6948
    @pravinsingh6948 Місяць тому

    2012

  • @timepass828
    @timepass828 2 місяці тому +1

    UPI Zindabaad ❤❤❤❤❤❤❤❤❤

  • @nitish_makkar
    @nitish_makkar 2 місяці тому

    Proud owner of Rupay credit card

  • @krishnendubarman5028
    @krishnendubarman5028 2 місяці тому +3

    I have VISA debit card in SBI.. How can I change it to RuPay ??

    • @rajmalhotra4020
      @rajmalhotra4020 2 місяці тому +3

      Just call cc sbi and tell them ,will be done.

  • @aaryanqureshi5326
    @aaryanqureshi5326 2 місяці тому

    Kash hum credit card holders ko option mile rupay mai lena ka option 😢 mai hr credit card rupay k lena chahta tha mere pas one card, rbl, axis neo and ace, sbi pulse and cashback or bs csb jupiter hi rupay pr hai 😢

  • @aminur1626
    @aminur1626 2 місяці тому

    Tax k sath isko v lipat liya 👏🏻 2%3%
    Rupay -down time
    Wha Modi ji wha

  • @rajnishkumarrazz3050
    @rajnishkumarrazz3050 2 місяці тому

    Rupay and UPI❤

  • @manishkejriwal7760
    @manishkejriwal7760 2 місяці тому

    I also have rupay debit and credit card ❤❤❤❤❤❤

  • @jesalherma
    @jesalherma 2 місяці тому

    Nice video

  • @akashthoriya
    @akashthoriya 2 місяці тому

    I always prefer RuPay card over other cards.

  • @rishiyogil.n.7222
    @rishiyogil.n.7222 Місяць тому

    Sir still Cloud Environments like AWS, Azure, OCI, GCP are not using Rupay and then paypal do then accept rupay cards?

  • @dr.komalsolanki8749
    @dr.komalsolanki8749 2 місяці тому

    Omoshiroi ne 🎉🎉

  • @cpncindia9826
    @cpncindia9826 Місяць тому

    Mere pass hai rupay card

  • @human6527
    @human6527 2 місяці тому

    Visa ya master card तभी ले जब विदेश आना जाना हो नहीं तो rupay card use kre

  • @perrytheplatypus199
    @perrytheplatypus199 Місяць тому

    Unchartered benefits mil raha hey rupay ko. Government should play fair and allow other cards towards upi transaction

  • @aatilkadiwala1870
    @aatilkadiwala1870 2 місяці тому

    Why Chankya is not considered as a father of Economics?
    Why Adam Smith is known as a father of economics?

    • @silicon20yashgujarathi88
      @silicon20yashgujarathi88 2 місяці тому

      Cause of British oppression and so called "white supremacy"
      They didn't consider Chanakya as father of Chanakya and taught us that economics was created by Adam Smith and due to this the fact that Chanakya is father of Economics got lost to history

  • @ali179RB
    @ali179RB 2 місяці тому +1

    Similar Paypak killing visa Mastercard in Pakistan

    • @tenny_op
      @tenny_op 2 місяці тому +1

      Bro but UPI is way ahead of these cards BTW love from India, as a Indian punjabi I always wish that u guys grow and spread love unlike our govt who always fight for politics

  • @NarottamBayen
    @NarottamBayen Місяць тому

    Abhi INDIA me jadatar payment UPI se hota hai. Credit card 💳 ki use Utna hota hai Nehi. Kuki Credit 💳 card vi tho ak boj hai na .

  • @JustChill2912
    @JustChill2912 2 місяці тому

    But still google play doesn't support rupay card, for yt premium subscription and other things, Indian government should force google for rupay option in india

    • @subhodeepbiswas8199
      @subhodeepbiswas8199 2 місяці тому

      It supports for only normal payments not for recurring payments that's why I switched to Visa

  • @Rajkumar00719
    @Rajkumar00719 2 місяці тому

    Nahi aa raha koi option rupay ya visa vala private bank me...

  • @ASANKIT666
    @ASANKIT666 2 місяці тому

    Rupay ❤

  • @deepaknn9940
    @deepaknn9940 2 місяці тому

    Background music is distracting .It's making listening to what you are saying difficult .

  • @blink4tech502
    @blink4tech502 2 місяці тому

    Bhai rupay credit card has highest mdr of 1.9% + GST😢, this is not the good way to compete with visa,and master card for rupay. It should be around 0.5 to 0.7 percent

  • @dilipkushwah8266
    @dilipkushwah8266 2 місяці тому

  • @jerryf_c997
    @jerryf_c997 2 місяці тому

    Dr. manmohan singh ❤

  • @arunyadav7467
    @arunyadav7467 2 місяці тому

    super

  • @rahulpal4151
    @rahulpal4151 2 місяці тому

    Sir Bangladesh pe bhi ek vidio banao please 🙏

  • @oneminutemathofficial
    @oneminutemathofficial 2 місяці тому

    I wonder why govt can't ban mastercard and visa and just issue rupay cards in india. Any idea anyone?

  • @jaywardhan_makwana
    @jaywardhan_makwana 2 місяці тому

    Rupay has lower benefits compared to other networks. bank's & user's need some incentive to stay in system

  • @Ravi_Sharma.121
    @Ravi_Sharma.121 Місяць тому

    Please promote and use Indian not foreign brands for ex. Colgate, citi bank, apple, Microsoft, Nestle, and others food companies etc. specially Americans and Europeans companies

  • @luckygarg9315
    @luckygarg9315 2 місяці тому

    kirana shop par margin 5% hi hota ha

  • @nilanjansarkar7179
    @nilanjansarkar7179 Місяць тому

    Without International Acceptable RUPAY won't be a hit.

  • @vishalbankar567
    @vishalbankar567 2 місяці тому

    Aapne kaha apply kiya tha job ke liye

  • @techdesk9825
    @techdesk9825 2 місяці тому

    Aapna UPSC ka passing year and roll number share kijiye plz

  • @LighteningOne
    @LighteningOne 2 місяці тому

    Rupay card is good n all but not on par with Visa in terms of international Ecom payment. It still has a long way to go.
    And yes tried multiple rupay credit cards before commenting here unfortunately I had to surrender all those and get a single Visa card.
    For domestic payments UPI or virtual debit card is more than enough.

    • @SahilKhan-mz2en
      @SahilKhan-mz2en 2 місяці тому +1

      Apne sahi kaha, mere pass rupey card he. Jan me Dubai gya wahan na to is card se atm se paise nikle aur na hi ecommerce website par kaam kiya wahi mere pass visa card tha usse atm aur ecommerce par dono par work karra tha

  • @ShubhamGupta-ip7kw
    @ShubhamGupta-ip7kw 2 місяці тому

    Rupay mein transaction fees kitni lag rahi hai ye to batao????

  • @Suraj-singh-
    @Suraj-singh- 2 місяці тому

    Lekin bank bhi to Visa aur Master Card lene k liye insist karte hain.

  • @PawanKumar-nh3pi
    @PawanKumar-nh3pi 2 місяці тому

    29:45