Climate Change WILL DESTROY the Mortgage Industry | Ep. 438

Поділитися
Вставка
  • Опубліковано 15 лип 2024
  • Climate change poses the biggest threat to affordable housing and the mortgage industry. Catastrophic events like wildfires, floods, and hurricanes are becoming more frequent, potentially making certain areas uninsurable or too costly to insure. 💸
    This could lead to stricter lending requirements and higher costs for homebuyers in affected areas, ultimately impacting housing affordability. ☔️
    Tune in as D.O. discusses the need for industry professionals to be aware of and prepared for the effects of climate change on the housing market. 🛣️
    #theloanofficerpodcast #tlop #climatechange
    00:00 Introduction
    04:35 Climate change and its potential impact on the housing market
    12:20 How climate change affects home insurance costs and affordability
    22:26 Risks to mortgage-backed securities due to climate change
    32:01 The future of homeownership in areas prone to climate catastrophes

КОМЕНТАРІ • 15

  • @TheLoanOfficerPodcast
    @TheLoanOfficerPodcast  Місяць тому +3

    The BIGGEST Risk Facing The Housing Industry is NOT Inflation.
    It is NOT Supply Chain.
    It is NOT Interest Rates.
    Nor is it Regulation or Land Use.
    The BIGGEST RISK is Climate Change!
    Do you AGREE or DISAGREE? 🗣👇

  • @user-ur9gj6ju5z
    @user-ur9gj6ju5z Місяць тому +1

    Why do politicians on this side of the issue buy oceanfront property if the oceans are rising?

  • @laurarodriguez2548
    @laurarodriguez2548 Місяць тому +2

    AGREE - What’s crazy is for months I’ve been talking to buyers about how insurance premiums are going up which obviously affects the payment and you just made me realize it’s a lot bigger than that. Climate change is real. #notapoliticalstatement

  • @thenoobentrepreneur4493
    @thenoobentrepreneur4493 Місяць тому +1

    Pulled in every time😂😂. I Never see the alligators I actively sit on ready to calculate my findings🤷🏾‍♀️. Where are they Dustin I’m all over FL.

  • @lunchbreaktv496
    @lunchbreaktv496 Місяць тому +1

    SWFL, can confirm, rain at 230 every day on the dot and gone in an hour.

  • @Dunn_mortgage_advisor
    @Dunn_mortgage_advisor Місяць тому +1

    Build stronger homes, I have a Nigerian client that is a builder, they build their homes with concrete and steal. Ours are built like paper by comparison

  • @Chicago_Mortgage
    @Chicago_Mortgage Місяць тому +1

    We should start building brick houses.