I had a 325 credit score 20 years ago while in college. It was a 640 in 2014 when I got my first car. I just got another car this year, and I'm humbled to know it's an 820 now.
😂😂😂😂😂..Oh my god!!...I am literally in tears....Whenever Ocho loses it and falls out of his chair off the screen because he is laughing so hard...I feel that !!!😂😂😂..And the way Unc tells the story.He re- enacted the scene. This is so damn hysterical!!. They aren't trying to be funny.. They are just😢 being a buck!. And this is exactly why Nightcap is the best podcast ever created.. And quite possibly the most entertaining show ever created in any media .
Shannon realizes it, but man it is a miracle that he's made it to where he is today. Coming from the south and hearing stories from my mom and dad this really resonates.
All about discipline and not using more of your credit line than you can afford to pay off at the end of the month. My scores are all above 800..started as low as 300…..discipline is definitely the key!
@@jeromepowell1873 it didn’t happen overnight. I will be happy to share with you how I reestablished myself. First thing, get free copies of your credit reports. Let me know if you would like my help.
Real talk...These are the moments you live for. You fight hard to reach success in life so you can laugh this hard at those times before you reached it and you were broke. Shay one of the realist.
I remember being 20 and trying to buy my first car for myself. My credit score was 460! The man looked at me and said you need to put down $10,000 to get approved. The car was $14,999! 😂😂😂 He said you gotta pay 2/3 of this car today or you gotta go!😂
Ocho's laugh is what I come here for. He already had me laughing with him when was laughing but once he fell off the chair, I completely lost it 😂😭 that man a fool 🤣😭🤣😭🤣😭 Love him!😅
I live in the south, and I understand about those propane tanks. You had to have that gas to cook and heat the houses . Ppl still have them now. It sure was rough.
@Enochrry6024 Amen, I agree it's so sad what those ppl are going thru. I live in Tennessee for about 2 hours, where all the flooding happened. I pray for those ppl. God Bless All 🙌 🙏
I love and appreciate the way I was raised my grandma said you either eat what I cook it goto bed hungry or she leave that plate on the table you’ll come back later and eat it I wish somebody would say they don’t want what was cooked
Free game y'all. It's easy to get your credit score in shape in about a year if you have your card in your phone where you can pay it whenever. Just use it instead of your debit card and every Monday pay it to $0.00. In a year you will see your credit score increase around 100 points.
Ocho laugh be killing me yo 😂😂
😂
I love it! 😂
He has the best laugh! His laugh is funny in of itself!!
"There you go laughing Ocho." 😂😂
Same here it makes me laugh so much 🤣🤣🤣🤣🤣🤣
Ocho is the definition of "Laughing at my pain" 🤣🤣🤣🤣
"500, you can't get shit with that" 🤣🤣🤣🤣
5:10 😂
Right!!!
Watching Ohco fall out that chair dying laughing the best thing in a min 😂😂😂😂
😂😂😂😂
Yes indeed. ❤. 😂. He’s hilarious.
Ocho done fell out the chair! 🤣🤣🤣🤣I can't breathe 🤣🤣🤣🤣
I had a 325 credit score 20 years ago while in college. It was a 640 in 2014 when I got my first car. I just got another car this year, and I'm humbled to know it's an 820 now.
Currently, with a 525 score 😢imma bounce back tho
Shannon looks country strong. His biceps are huge. Ocho is the only person I’ve ever seen who laughs without making a sound. 😂😂
His computer has noise cancellation on so any sound that’s other than talking it’s going to mute it out
I actually laugh without making a sound, but O when I let go I'm so loud 🫣😂😂
He is country strong straight down south Georgia can't get no country then that really ha
I knowwww that's what have me 😂😂 when Ocho be laughing and no sound comes out!!
I love Shannon grandma full of wisdom that's helping us today
This had to be the funniest shit I've seen in a while. 😂😂😂
Right🤣🤣🤣
Nah the one he had Dion sanders was funny asf to😂
@ibrahimabah9208 Yes, it was, but we expected Coach Prime to be funny. I didn't see this coming.
@@ibrahimabah9208on everything fam 💯😭😂😊
The hands in my pocket part killed me too relatable 😭😭
Yesss...he say, oh this 🚙 have power windows😂😂I like Dis.
Ocho looks like a Muppet when he loses it 😂😂
Elmo 😂
The way he popped up on the side of the screen laughing 😂😂
Ayye😂😂😂😂😂
@@Taysixfifty no sound 😂😂
They have to create a Muppet version of ocho asap!
Love hearing Shannon talk about his up bring.
If you laughing, that means you went through something similar.😂
Hell yeah.... got denied an apartment cuz of my credit 😂😂😂
My credit so bad the way ocho laughing cut me deep 😢😅
Whatever ocho laugh at no matter if its funny or not you have no option but to laugh with him😂😂
I do….Im not laughing…..
😂😂😂😂😂..Oh my god!!...I am literally in tears....Whenever Ocho loses it and falls out of his chair off the screen because he is laughing so hard...I feel that !!!😂😂😂..And the way Unc tells the story.He re- enacted the scene. This is so damn hysterical!!.
They aren't trying to be funny.. They are just😢 being a buck!. And this is exactly why Nightcap is the best podcast ever created.. And quite possibly the most entertaining show ever created in any media .
Unc be funny while sharing the wisdom😂😂😂😅😅
“I can’t see how people owe $12 - $15K in credit card debt, and only send $50.”….. 😂😂😂😂😂😂😂
🤣🤣🤣🤣
Lmao facts
9:40 lmao
😩😩😩
For sure one of your best uploads yet!
Ocho: you so wrong laughing that hard at Unc! 😂😂😂
🤣🤣🤣 our tone when we say " when they ran my credit"
When Chad fell out the chair I started laughing
Ocho a damn fool 😂😂😂😂
Yup!😂
He told this story before but it’s STILL just as funny 😭😭😭😭😭😂😂
Love when they talk about real life situations 🙌 especially me just being in my 30’s now. I’m focusing hard on my future and my wife’s future
Ocho laugh be killing me LOL!!!!
Shannon realizes it, but man it is a miracle that he's made it to where he is today. Coming from the south and hearing stories from my mom and dad this really resonates.
All about discipline and not using more of your credit line than you can afford to pay off at the end of the month. My scores are all above 800..started as low as 300…..discipline is definitely the key!
You just gave me hope.
@@jeromepowell1873 it didn’t happen overnight. I will be happy to share with you how I reestablished myself. First thing, get free copies of your credit reports. Let me know if you would like my help.
Mine was too. I appreciate my scores now more than ever. AND no, I am not cosigning for you. LoL
Ocho’s laugh had me in tears literally 🤣😂. Love y’all show. I’m a frequent listener.
What Shannon is talking about is real. I grew up in the south and I know people who live like that
Man when they hit you with that "do you have somebody that can co-sign " you know your credit jacked up😂
As funny as this was 12:40 is real talk, nobody see the struggle behind the scenes, they just see the finished product
Real talk...These are the moments you live for. You fight hard to reach success in life so you can laugh this hard at those times before you reached it and you were broke. Shay one of the realist.
These two together is a classic get your laugh on time
We need a special edition where we can hear Ocho laughs 😂😂😂😂
🤣🤣🤣🤣 I love how these dudes cover any topic, wild sometimes but funny nonetheless and helps us thru tough times
Ochos laughing has me on the floor 😂😂😂😂😂
that credit was 399!!!!!
😂😂😂HAD TO BE
lol fr bc even with 500 they’ll work w you😂😂
That’s a flat screen
i have only seen clips of this show but man I really love it. The credit thing I can relate to. Hilarious.
UNC stories be funny ASF 😂 I think some of us can relate to this one 😂
That's alright OG, I'm on my way up from a 456
Ocho's laughing is awesome!! 😁😂🤣
I deadass could watch Ocho laugh all day😂. Just pure joy coming from that man!
That is what the intro is for. But everybody likes to skip it and complain about it not having sound. 😂
I love love love the honesty… ♥️ “My credit… whewwwww”.
I tune in for the stories
💯
This got to be the realist shit ever. That credit score get you 😂 Ocho make this 100000x funnier
16:36 Cross the road if you want to.... 😂🤣😂🤣
So low I need a CRANE to pull it up 😂
Crying tears on this one can’t lie
Praise God for change
BREATHE! OCHOOO!!!!!! 😂😂😂
You dudes are funny as hell with real stories lol
Wow, Unc. Much respect to your Grandma.💗
When ya jaws hurt from, laughing so hard, thats an awesome laugh, i need one of those
I remember being 20 and trying to buy my first car for myself. My credit score was 460!
The man looked at me and said you need to put down $10,000 to get approved. The car was $14,999! 😂😂😂
He said you gotta pay 2/3 of this car today or you gotta go!😂
😂
Telling a potential customer "or you gotta go" is crazy😂😂😂😂😂
Down payment of 10k for 14,999 car is funny 🤣🤣🤣
Y'all got me crying laughing 🤣🤣🤣🤣🤣 that credit score ain't no joke.
Unk and Ocho...be havin me weak af with they stories. Damn 400 unk cant get ish with that😂😂😂
When that propane tank gets empty, that house gets cold. QUICKLY 🥶
Unc was so funny that Ocho had to call a timeout. 🤣🤣🤣🤣🤣
My stomach hurting 😂😂
Ocho's laugh is what I come here for. He already had me laughing with him when was laughing but once he fell off the chair, I completely lost it 😂😭 that man a fool 🤣😭🤣😭🤣😭 Love him!😅
Ocho the type to see you fall down a flight of steps and laugh as he saying are you okay 😅😂🤣 he fell out the seat!!!
FIGHT OCHO, FIGHT!!! 😂😂😂😂😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
It'll be funny if Nephew Tommy was to prank Shannon Sharpe that his credit is bad again 😂
OH GOD WE AIN’T READY FOR THAT😭😭😭
Unk said..”Mr.Sharpe uuum”. Lol! Smh
Shannon I feel u man I let my kids ruin my credit and now I’m trying to rebuild it back. 😂.
Ocho threw the "TIMEOUT" signal 😂😂😂😂😂😂😂
Ocho, Killa Cam & Micah Richards. Most infectious laughs you'll ever here 😂
You guys are killing me 😂😂. Get all the financial stuff automated if you can, but you've got to know what you're bringing in and what you're spending.
I live in the south, and I understand about those propane tanks. You had to have that gas to cook and heat the houses . Ppl still have them now. It sure was rough.
We all need that big propane tank in the back yard for backup, specially the way times are now with the tragedy weather devastation all over america.
@Enochrry6024 Amen, I agree it's so sad what those ppl are going thru. I live in Tennessee for about 2 hours, where all the flooding happened. I pray for those ppl. God Bless All 🙌 🙏
"Need a crane to pull it up" 😂😂😂
Ocho is killing me....that is the best laugh I've had in years
My dad, grew up like uncle Shay Shay. They had wood heater, had to go cut wood
Thank God for favor 🙌🏾
This is great financial education definitely reviewing this
I love and appreciate the way I was raised my grandma said you either eat what I cook it goto bed hungry or she leave that plate on the table you’ll come back later and eat it I wish somebody would say they don’t want what was cooked
😂😂 This real talk though !!!💯💯 that’s what makes this so funnny. Most people can relate 😂😂 we all been there UNC!!!
Bro the making roadkill to eat was too funny. 😂😂😂 that's real life survival 😅
Free game y'all. It's easy to get your credit score in shape in about a year if you have your card in your phone where you can pay it whenever. Just use it instead of your debit card and every Monday pay it to $0.00. In a year you will see your credit score increase around 100 points.
I seen this 3x and it's still funny
Chad better have his depends on haha 😂
Why did the Chicken cross the road. Shannon ion know but he’s dinner 😂
Trauma is real folks
Man I keep watching this video!! Classic😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂
Ocho laughing has me cracking up 😂
They still have them propane tanks in the south..
Man Ocho ain't 💩
He got me over here 🤣🤣🤣🤣🤣🤣
Shannon is fucking hilarious
😂😂😂
That’s crazy that 2500 turned into 9000. God bless your grand parents. They remind me of my aunt & uncle
You just get how to make good content!
3:55 ocho's laugh 😂😂😂😂😂
Boi this was too funny I'm hurting 😂😂😂😂
ABOUUUUTTT TO BE ????? 😂😂😂😂😂😂😂
Nahhh its was 401 😂😂😂 UNK
Nah i said between 4 & 5 😂😂😂
After running your credit and they come out the back with one piece of paper vs the stack of forms….😂😂😂😂
These are tears of joy joy 😭😭😂😂😂😂😂
The realest funniest ish ever😂😂😂😂😂😂😂
So many of us can relate😂😂😂😂
Unc was out there running over raccoons for survival 😂😂😂😂😂
Ocho is funny AF!!! He crying real tears 😂😂😂😭😭😭
"a 500 though.. you cant get shit with that" hhaahah
Shannon don't let them judge you for your past you don't live there anymore