Full Show: Dollar Store Drama and Surprising Place To Find Jobs
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- Опубліковано 17 тра 2024
- The 99 Cents Only store is shutting down. Dollar Tree is experimenting with higher prices. What’s going on with dollar stores? Clark explains what’s going on and why he still loves to shop there. Also, if you’re looking for a job right now, there’s a sector that’s ripe with opportunity.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the April 18, 2024, episode of The Clark Howard Show.
00:00 - Intro
01:15 - Dollar Store Drama
07:28 - Ask Clark - Financial Life with Couples Who Aren't Married
10:36 - Ask Clark - Minor Credit Freeze After Turning 18
11:09 - Ask Clark - New House After Receiving Job Offer Out of State
15:54 - Surprising Place To Find Jobs
19:36 - Ask Clark - Pay Off Mortgage or Invest
22:08 - Ask Clark - Transfer Mortgages Balance
25:19 - Ask Clark - Comparison Shop Online Vs Store
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I appreciate that Mr. Howard is not a hateful man...i am enjoying this podcast very much.
Job market data is skewed by people taking multiple part-time jobs.
Interesting point! 🤔💚
EXACTLY right! 👍🏼 As someone who is currently searching for a FULL TIME position WITH benefits, it is shocking how very hard it is to find anything like that now. Jobs are primarily part time or have no benefits. I guess JB's America is stretching businesses to their limit so they have to make changes & scale way back. It's scary actually. The jobs reports indicate a strong job market but they now include part time positions, thereby inflating the numbers. VERY deceptive & shady. I wish my company didn't eliminate my job because I never had a hard time finding a full time position with benefits as I am now. I always had multiple offers with a choice of which company I wanted to go with. Vote right in November America, ON election day IN PERSON, like your life depends on it...cause it DOES!!!
I am so grateful for Dollar tree. It helps to stretch my budget each month.
What type of things do you buy at Dollar tree? I have not been a frequent visitor of dollar stores.
@Savannah-ed4rv Usually, I purchase frozen veggies, canned beans, spices, and bread. Also, cleaning supplies. 😊
@@A2thaLOSome frozen food at the Dollar Tree is now between $3 and $5.
@@Savannah-ed4rv Here are a few things that Clark buys at Dollar Tree:
* Dental floss
* Shaving cream
* Greeting cards
* Candy
* Balloons
* Cleaning supplies
* Over-the-counter medications
Team Clark also thinks it great for: party supplies, serveware, gift bags, storage bins and home decor like candle holders and vases. 💚
@@Joce123 Pizzas and tacos.
Thank you Team Clark.
I used to always shop at Dollar tree now. I rarely shop there at all since they raised their prices. I find that most things are cheaper at Giant food stores now. The problem isn't just that the price went up at Dollar tree but so many of the items content quantity dropped so much. Like from 3.5 oz to 2.75 Oz. So it was a double whammy. Now things are cheaper at the grocery store😮😮😮
Yep, shrinkflation 💚
You misspoke one time that Dollar Tree bought Dollar General (about 5:28) but earlier you had correctly stated that Dollar Tree owns Family Dollar. I pass by a DT and FD warehouse often so it always stands out to me when I frequently hear this error. Love the show! Signed, a price sensitive shopper only because I never want to pay more than I have to pay! (Seem familiar?) 😆
Sounds very familiar! 🤑Thanks for fact checking! 💯 Think he meant to say Family Dollar.
Liquidity Services, Inc. specializes in buying returned goods from major retailers. It's packed into pallets and resold.
Clark has to be one of the nicest most genuine people ever. I absolutely love him and Krista! (By the way, Krista, what is your secret to your glowing skin? Gorgeous!)
💚💚💚
Barf
So true!
Love Clark on so many levels!
Great info 😊
When prices went up 25% at Dollar Tree I stopped going there. I shopped at Aldi when I lived in Germany. I do t buy meat there, but I do buy can goods,bread, cheese, dairy and frozen veggies there. ( also* BEST CHOCOLATE ever! ) I love Aldi and would miss them if they weren’t part of my markets to shop at.
Why dont you buy the meat there
A huge bonus for working in Government is you may qualify for Public Service Loan Forgiveness on Student Loans
When growing up in NYC in the 60's and 70's there was chain of 69 cent stores. My friend used to shop there for the LP's.
The dollar store isn’t the dollar store anymore anyway. I went to a local Dollar Tree and they are starting to put the higher priced items in. I will only go at this point for birthday cards and some basic items. I suspect their basic prices will be raised soon.
Trader Joe’s cards are all 99 cents if you have one nearby. I get all my cards there.
@@magnoliap5824 Thanks for sharing this info. Saw the card kiosk last week but assumed they were $3 or $4. 💚
Clark’s favorite sayings are, “blah, blah, blah,” and “going forward.” I tried going backward last week, but there were too many people in the way.
😂
If you are NOT reading the labels on the food😢 🍱 you buy especially at Dollar stores and low income grocery stores-you are eaty BIOENGINEERED ingredients 😢.
Whoa. This needs to be broadcast to everyone. Obviously, this will leak into mainstream.. and can we trust the labels?
I check the expiration dates wherever I go food shopping.
@@daveassanowicz186- I always check the expiration dates and read the labels, no matter what the store.
@pettopper - There is nothing wrong with genetically engineered ingredients. I suggest you turn off the conspiracy theories and take a Bio 101 course at your local university
One reason people do not apply for government jobs is that they do NOT offer the security of the past. New York still offers a pension, but benefits have been reduced 5 times since it was originally implemented. Those on the original plan paid nothing in and could retire at 55 with 30 years service (20 for law enforcement). Now, new workers pay in between 3 and 6% based on salary, and except for law enforcement officers, cannot collect a full benefit until 63. At least, unlike in other states, it is fully funded and cannot be raided to cover state bdget deficits. Health insurance, once free, now has a continually increasing cost to the worker which is no better than private industry and retiree health plans have been cut as well. Teachers are particularly in short supply, but jobs requiring similar credentials (master's degrees) in private industry pay more, and unfortunately, teachers are the subject of vilification by politicians, which affects respect from the public as well. As a result, enrollments in teacher education programs have declined substantially.
The Federal government is the only way to go for a government job. USAJOBS.gov
I did pretty good with my local government job in all ways. Thank goodness I did that.
The Federal Government jobs are still offering the following: a liveable salary; a decent lifetime pension; lifetime medical; a 5% matching 401k; and social security.
The Federal Government jobs are still offering the following: a liveable salary; a decent lifetime pension; lifetime medical; a 5% matching 401k; and social security.
@@TwoHawksHunting I had a local govt job thank goodness as I have all you mention. Great choice for me.
I would disagree with Clark's assessment of Aldi. I and many others are attracted to Aldi for its decent and ever-expanding inventory of organic food at less than Whole Foods prices. But I suspect Clark misses this point because he seems to view organic food as a sort of scam, which it most certainly isn't. By the way, do you know what they call 'organic food' in Europe -- including Germany, where Aldi is headquartered? They call it 'food.'
Indeed. FOOD. What a concept! 😊
I’ve been in the food manufacturing business. If you don’t know who is getting scammed, it’s probably you. “Organic” is largely a marketing scam. But if it makes you feel good, go for it. I don’t and won’t.
Organic is not a scam it’s a way of farming to reduce pesticides.
Pesticides are still used but have to be on the preferred list to call it organic. They aren’t all “good”
Some foods I recently found in Aldi I was shocked to find there based on ingredients. Just keep reading labels no matter where you shop.
If government is hiring at all, government is too big. Less government, the better the government.
Government salary 😑
Understand that 20% Off Online vs buying In-store will eventually be 20% MORE Online and there will be no store.
I've seen nice dollar stores, and I've been in ones where it's one poor soul working for peanuts while being the only employee in the store. I wouldn't want to work there. It's sad and kinda disgusting.
Usually my local Walmart will match the online price
Americans are absolutely addicted to shopping. Born and bred to shop cradle to grave.
It's programming. Brainwashing.
I hate shopping for anything. Better things to do!!
I have Walmart+ but I noticed they just charged me 6.99 for buying less than $35. I don't know if this has always been the case and I just didn't notice because my bill met the quota or started recently.
Here in NC they had just built a Dollar Tree and Family Dollar in the same building.
😂😮
I can attest that job market data is incorrect. How do we explain the amount of people unemployed or underemployed who are unable to get jobs?
They just opened a FOURTH Dollar Tree in my town. Why?
Dollar General is a general store that services rural and small town customers. They are always referred to as a dollar store and it makes me so mad!
Credit unions are not always the good guys. The larger ones can act just like the large banks. My small CU was taken over by a larger one that cancelled all home equity lines of credit and required everyone to re-apply and pay a whole set of fees, including for a new appraisal. The original loan had no fees and required appraisals only in unusual circumstances because they knew the market.
😠 We're hearing more and more that some credit unions are not operating under their legal structure to put people over profits. Be sure you're attending their members' annual meeting and either run for the board of directors or vote to elect candidates who will uphold the values of a traditional credit union.
99 cent only stores where only in CA, AZ, NV, TX. The company went public in 1997, but the founders that had a controlling interest sold to a private equity firm in 2011, taking it private with lots of debt. Likely destroyed the company with lots of debt, mismanagement. Though high theft and California's new minimum wage was the straw that broke the camel's back.
The amortized rate on mortgages is not 2% or 5% or whatever. If you actually look at the paperwork it's more like 122% or 152 %
Sorry you are misreading the calculation. Your statement is not correct.
#TeamClarkRocks .... "Dollar Store Drama"... Sounds like a low-budget (99 cents) soap opera. LOL!
😂 #bonusterm
Perhaps the couple with their dream home that they aren't sure if they can move into should consider renting it out and they would still own the home if the job in Indianapolis doesn't work out .
Being a landlord isn't for everyone, especially if you're not in the same state with your rental. Since they didn't mention renting one of them out, maybe they've determined that it's not for them. 🤷♂💚
False (mis) advertising = 99 cents; i stopped shopping there long ago. their stuff was not longer 99 cents, but still advertising that way? now dollar store and dollar general it doing the same, they seem to be taking in the inventory from 99 cents, they have not introduced stuff over a dollar plus; but their store is named more vaguely.
To the couple with the age Gap I'm not sure if they want to get married, you should think about when you get even older and your social security. If you're married you can take spousal benefits or widowed and widow's benefits if one of you passes. There are definite Financial gains to being married, let alone the moral aspect of it which apparently most people don't care much about anymore!
Social Security survivors benefits is a good point! 🙌 Spouse, children, and parents could be eligible.
alot of jobs are no longer providing pension... even huge corporations.
The owner of Pic 'N' Save is trying to buy out the 99 Cents Only stores and reopen them
I hope he's successful because I love 99 cents stores
Taxes from private the sector pay for government jobs and pensions.
Dollar Tree had the bright idea to buy that money put known as FAMILY DOLLAR. Now the customers are paytfor that bad decision
My 10-year-old daughter listened to Clark stinks segment and she said wow this teaches us exactly what not to do which is to insult people even if it is in good spirit she was offended by your segment and it goes against what I teach my children about the values
Good parenting, how cute😊
I avoid the 99 Cents, Dollar aTree Dollar General, Aldi, Winco, Grocery Outlet stores. The merchandise is cheap old and rotten.
Aldi does not have old or rotten food, it comes off the shelf very quickly there! Organic means less pesticides, and usually much more careful handling. However, we do not buy many organic foods, unless they are cheaper or higher quality, so only occasionally. At Aldi, they are very efficient, and one can save 20-40 percent. We go each week first to Aldi, and to the expensive store just once a month. To us, the only things good at dollar stores, are small quantities of paper goods and cups, etc. I do hate how many dollar stores are unkempt!