Headtstart: How people can save, invest despite financial struggles
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- Опубліковано 8 вер 2024
- Making 2016 fruitful and rewarding may be a popular New Year's resolution, but staying true to the goal all throughout one's life is another issue especially when it comes to finances.
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"Never invest out of greed. When greed comes in, Logic goes out" - Chinkee Tan
Agree.. that's why marami na scam
"Ignorance is the number one killer when it comes to Investment"
I will remember this my whole life.....this is very casual here in Pinas, no wonder.
I think ang ibig sabihin ni Robert kiyosaki sa " rich people don't save " hindi nila pinapatulog ang pera nila sa bank, what they do is they invest it,kasi maliit ang interest sa banko hindi kumikita ang pera nila. While investingin business in that way ang kanilang pera ay kumikita hindi lang kakapirangot katulad sa banko but malaki.
Junet Hu eh yun kung mahusay ka mag business paano sa hindi marumong mag business risky din pag maling negosyo napasukan. ang iba nagtitiyaga sa Time deposit. yung iba sa mutual fund or stockmarket.
Ang mga businessman ipinapatong lahat sa product ang presyo ng kikitain nila kasi ang gobyerno pinapatungan din sila ng tax. Ang consumer ang bumabalikat lahat kasi ipapasa lang naman sa consumer so di businessman talagang lalago agad pera nila.
Junet Hu yan din ang iniisip ko.Dahil sa negosyo parang sugal lang yan.Yumayaman sila dahil marunong madiskarte sila.
Myrian Valenzuela Hindi naman sugal ang negosyo pag alam mo yung ginagawa. Kung wala ka pa talagang idea attend seminars about financial literacy, investing, and business. Pwede rin kumuha ka ng business related course. Mas okay nga na mas bata ka pa o pag start mo ng business makaka encounter ka na ng problems or failures. In that way, marami ka pang time para i correct ang bad habits mo. Ang human body is designed for failure. Para maging matalino tayo sa buhay. Katulad noong bata pa tayo, lahat naman sa atin nadapa noong nag aaral palang tayo mag lakad. Katulad din sa pa bike. Magagalusan talaga tayo sa pagsisimula nating mag bike. Pero tingnan mo tayo ngayon, hindi na takot madapa o matumba sa pag pag gumagamit tayo at hindi na natin iniisip na hindi natin kaya kasi natuto na tayo. Ganun din sa business. Failures come along the way. Pero depende na satin yan kung paano tayo mag react sa sitwasyon. Susuko nalang ba tayo o babagon tayo sa pagkadapa.
Nur Alisya Hindi naman sugal ang negosyo pag alam mo yung ginagawa. Kung wala ka pa talagang idea attend seminars about financial literacy, investing, and business. Pwede rin kumuha ka ng business related course. Mas okay nga na mas bata ka pa o pag start mo ng business makaka encounter ka na ng problems or failures. In that way, marami ka pang time para i correct ang bad habits mo. Ang human body is designed for failure. Para maging matalino tayo sa buhay. Katulad noong bata pa tayo, lahat naman sa atin nadapa noong nag aaral palang tayo mag lakad. Katulad din sa pa bike. Magagalusan talaga tayo sa pagsisimula nating mag bike. Pero tingnan mo tayo ngayon, hindi na takot madapa o matumba sa pag pag gumagamit tayo at hindi na natin iniisip na hindi natin kaya kasi natuto na tayo. Ganun din sa business. Failures come along the way. Pero depende na satin yan kung paano tayo mag react sa sitwasyon. Susuko nalang ba tayo o babagon tayo sa pagkadapa.
same my chinese husband ayw nya nktago ang pera syng dw ung kikitain pa now may 4 branches n kming aquarium n pet shop here in Malaysia may sideline png 5/6 but 10% lng d 2tulad sa pinas 20% mgpatubo. Aq nmn ng ssideline din ng pilipino food like cater
Thank you po for sharing sir, mag 8 year's na ako dito sa abroad pero wala talaga akong ipon dahil nag paaral ako sa mga kapatid ko, at sobrang pagod na rin kaya balak ko na po mag exit na this year at mag simula ng maliit na negosyo, nabuhayan po ako ng loob sa video na ito, sana po LORD gabayan niyo po ako sa mga plano ko 🙏🙏🙏😘😘 gusto ko na umuwi sa Pinas at makasama ko Pamilya ko, nakakapagod na po maging OFW wala din asenso 😔😢
1:55 , 50,25,25_ 50%to svgs, 25% to business, 25% to spend....do not copy the model copy the principle...according to your earnings....change the mindset...great ideas from a millionaire,thxs
Oo napanood namin
The more money you have, the more relatives you have 😂
Charm Palm relate much lol
sa panahon ngauon Ganyan na talga....kapag marami kang pera kilala ka pero wag waaaa kang pera.....nga nga ka..😃
Wanna say thank u po...at marami akong natutunan sa inyo..Mr Chinki...😇😇😇🙏
Absolutely true!
True..
wag iinom ng mineral water sa halagang 10 pesos bumili ng baunang tubig para kada aalis d kna bibili ..yun ginagawa ko itatabi ko yung 10 pesos na dapat ipambibili ko just see lang na nkapag save ako.bago ako umalis kumakain na ako dati kakain ako sa labas kasi tamad ako mag prepare.hindi na ao bumibili ng 3in 1 na kapae sa bahay bumibili ako coffee sugar at gatas na mura lang na evaporated intead of mamahaling creamer from there naka save ako lahat yan natutunan ko ky chinkee tan ngayon nakakipon na ako.yung mga hindi pa pdeng palitan pinagagwa ko para hindi muna bumili ng bago lahat ng nasasave nyo ilagay nyo sa envelope isulat nyo kung saan at magkano na save nyo.in 1 year malaman mo malaki na save mo.its a habit talaga
I agree with Janet Hu. I actually thought about that when I read R Kiyosaki’s books and realized, save to invest. Thank you po
actually the most important is on what he said from 4:15-4:20
"When Greed comes in, Logic goes out" wow..
God bless you sir chenkee tan ang dami kung natotonan sau po
I love the way he speaks as well he explains
"Copy the principle, not the formula".
Dapat marealize ng pinoy ang important ng habit.
If you start earning, develop right away the habit of saving.
Para when your income becomes higher, same effort na lang ang needed to start saving.
Problem with most of us, we say "I'll start saving once i earn XXX amount.". That's not very good. We will always see reason to spend. If you can only save say 100 pesos a week, then so be it. Do it religiously until it becomes automatic on you. That becomes a good foundation, until you are able to start it to 150, 200, 500. etc.
Again, it's the habit that is important, so tha when you are given more income, it's easy for you to save for your family and future.
The problem with Karen is that, She sometimes talks without pausing or waiting til the person finish the talk.
AND, she writes down something in fact everything is recorded and could just be played back after the interview.
C’mon you are a Journalist. Use your practice!
Greed 1, greed 2,greed 3 😁..ang smart na may humor pa
watch this man ......and you will really learn from him😊
This is so helpful, mas nakakainspire mag save :)
Ignorance is the number one killer in investment, never invest out of trust, never invest in which you do not understand no matter how profitable it seems. I applied this before I invested and got my life insurance
Thank you very po. Very helpful teachings on financial development. Replaying here in Baguio City
Ang galing mo Me.Chinkee Tan 😍
I've learn a lot. Sinulat ko pa para diko makalimutan sa dami ng magaganda advice. Idea. 🤣🤣. Thank you so much sir chinkee.
!01% true, I have lost money by trusting people!
A very interesting topic that people should realize especially to those young professionals. Know the importance of saving and protecting your family and income.
Wow dami kong natutunan po sa inyo .sir ...ofw ..bahrain
i hope full episode nalng.
Good idea it helps me a lot now I know
Happy birthday Chinke Tan
POSITIVE
Ang ganda nito
all what he says is right ,,,so now as a single person and a breadwinner of the family, i learned some tips from this guy then while I am watching it's I remembered my time when I was working abroad I really mismanage my money din some of my friends they borrowed money but they don't pay it back so sad thn some of my money I invest it into wrong investment and inshort I didn't think it twice of how handle my money thn now I realize that I'm still the same there's no improvement but I'm so thankful but I'm so thankful coz I learned from my owned mistakes huhuhu thanks to this video ..
Miranda Uba ..dont worry sis, continue to follow your dreams and put it into action..always prayand have faith in God, kc wlang imposible sa kanya, ibibigay nya sayo at the right time
same here :(
so grateful na view ko tung video
nabitin ako.ngayon ko lang nakita ito and its really helpful. san kaya ang full epi?
Wag agad maniniwala o makikinig sa mga taong mabulaklak ang dila.
Thanks for this video sir chinkee tan I hope there is full video, God bless
Copywright issues.kaya d full episode. This is youtube. Remember that. Buti nga inupload pa
Kumalma kayo people.
I should have watched this long time ago... :(
If not Chinkee Tan, I'll not watch this one coz of Karen.
Mikropono why? I'm curious!
Hahaha so true
ako rin! i hate karen! i love Mr. Tan.
kaya nga panay sabat ayaw hayaan magsalita napuputol tuloy ung sinasabi
@ABS-CBN news kindly upload the full episode naman.
Ang daming tao matutulungan nyu neto just in case.
menelek teng subscribe ka lng poh kay chinkee tan..andun din yang mssg nayan..dmi u matutunan bout money", peso sense din poh nood kah...
much thanks
happy investing
menelek teng attend seminars in International Marketing Group,this is what we teach.
@@marjoriecoliflores6371 IMG what is that? Is it related to PruLife UK?
Xin Lian Zhou no. Prolife is life Insurance right? Im not sure,but in IMG we offer financial services like chinkee tan as Financial advisor he help how to invest money in a right way,paano makawala sa utang,paano ka makakaipon kahit maraming bayarin etc. ganon din kami we help filipinos to be educated financially, the difference is we endorse company
I disagree on that 50% save, 25% invest, 25% spend.
I'm more likely would do 50% on Investment, 25% on savings and 25% spending..
Why? "A piso save is still a piso after 1-2-3 years"...
what I mean is. more Investment more money in return..
First and foremost, He is right about the mindset of knowing about the rule of thumb about the money.
learning and understand is the hard part.. there is always ups and downs on all aspect of any money making businesses..
I have failed 3x of starting a business, there is nothing wrong with it, Its part of the learning process. thru the years I have learned that
High income skills, Closing deals and know the emotion of your client is one of the important thing..
it not all about what you love to do unless you're going for a 6-10 years profession in society ( Lawyer, Doctor,Engineer.)
Business is differ from a profession..
Best regards
-My Opinion.
Save to invest.
so simple speaking is to save. to grow and to spent.
tapos yong na e save mo e roll mo para lumaki buy and sell habang nagttrabaho
very much true. kong gaano ka pi alaki ng parents mo nakakatulong yon. ganyan ang sabi ng mother ko. pag ang baon ko 2 pesos wag mo g gastusin yon lahat magtira ka ng kahit. 50 cents. kahit ngayon ganyan ang gawain ko kong ang budget ko 100 pesos dapat magtira ako ng kahit 10 pesos.
Salamat po.. someone shares our weaknesses with money.
Anyone can be a victim, young or old and no matter our status.
Lets empower, guide and educate more OFW (Filipino people in general) to have a financial future.
Yes invest your money and not in the bank
You'll be my role model! Dapat maging millionaire din ako like you sir Chinkee Tan👊🏻👊🏻👊🏻
karen avilla does not understand the rules of money ( money vs currency ) how money is created out of thin air by the BANKING institution and how tax code affect your money every time you save. saving money is not good advice if someone wants to be wealthy, but it's a good advice for those who only wanted have some money.. saving money is not the path to wealth, financial education that leads to financial knowledge is the path to wealth. for example knowing to take advantage when economy boom and bust...understanding that today's money is no longer money but a currency and there is a big difference between money and currency, that every time the government and banks printed too much money your saving loses its value..understanding that it is not the prices of product and services that increases but rather it's the value of your money that decreases..understanding that saving money in the old era of capitalism where in the market use sound money is a good advice but not in the new era of capitalism ( today ) where in they use currency ( debt=money )...today saver are loser and debtors who understand the rules of money are the winners..just like a mechanic, a mechanic can't repair an engine without understanding its operation..same with the rules of money.. if you wanted to be wealthy you must be financially educated....the universe and everything in it is governed by set of rules ( laws ) if you know it and understand it and apply it rightfully your life will be abundant.....
December 23, 2018..bakit ngayon ko lng ito napanood..dami ko ng years na nasayang😐
Jing santos attend to our free seminars in IMG.
Grabe si sir chinkee, nanliliit ako sa talino nya hahaha
Watching this now.. Learned a lot. Kso san ko mahahanap full episode?
Yeah right, I already copied the principles u have...thanks for this!
This is it!!!!! ☆☆☆☆☆
Bakit ngayon ko lang napanood 'to? Haha. Sana napanood ko to bago ako pumawer. Hahaha
sabat ng sabat ung karen hindi tuloy mas ma i explain ni mr. chinkee ung points/ideas nya
Nakakabwesit
This is exactly what we teach in IMG
Nkakatulong ang mga advice nya
pano kung ung sinave mo uutangin mo din para sa pangaarw araw sa liit ng minumum
dapat kasi huwag ka makuntento sa buong araw na kumita ka ay okay na dapat ang maiuwi mo may sobra para sa savings
So thankful on u
I like your discussions, interesting, its something to feed our minds.
Karen you have nice attire. I ❤️ red color very attractive.
Galing nmn ng speaker idol ko to.
lahat tayo mayaman minsan kasi hindi lang nagagamit sa maayos na paraan
Full episode pls
si karen davila talaga.. mali nanamn siya this time.. katulad po namin kailangan po talaga mag save kami.. salamat sayo Mr. tan malaki po ang tulong ninyo sa amin
Where to invest your savings?
1. Variable Universal Life Insurance
2. Mutual Funds and Index Funds
3. Unit Investment Trust Funds
4. Stocks and Bonds
5. Real Estate Investment Trust
6. Real Estate
7. Small business
8. Invest in yourself
There is no short-cut.. It would took at least 10 years to jump from one social class to another.
tama po,
Oh come on.... Easy lang yan ie... Gayahin sila chinese familia when it comes to money... Money ko money ko... Pilipino is like this... Money ko money ng lahat😂😂😂😂😂😂
That is almost impossible for most poor Filipinos.
ndi nmn.. bsta masipag lng ma diskarte, determined & persistent ka sa goal magiging posible yn.
minsan kasi hindi nakakaipon dahil sa over spending. yung busog na kakain pa. magastos sa paglilibang na wala namang katutran. mahilig mamimili na hindi naman kailangan
Bakit wlang part 2?
The salary is very low sa atin how to save ,here in taiwan basorero lang laki ng sahod mga mason sa contraction 3,000 NT per day )dyan sa atin yong contraction hirap pa sa daga,dito pag nagpadoctor ka kc may sakit yong bayad mo 250nt lang may mga gamot na maraming klasi for 5days nayan kasama na mga xray ,Ecg ,blood test , urine test lahat ng test 250may gamot ,i dyan sa atin ,ano ????
i want the full episode
Bakit bitin to??? san na ung next video??
most of the time, utang ang dahilan bakit ang hirap mag ipon.
kapag may utang kana huwag mo na dagdagan dapat unti unti mobg bayaran habang nagwowork ka
Money Stuff PH, we need to find ways how to out of debts.
actually kaya nangungutang ay dahil di kayang mag ipon
Money Stuff PH maluho kc mas inuuna ang materyal n bagay lalo pag uso pra magpasikat.o kya mabisyo,isapa isa sa kaugalian ng ibang pinoy Ayaw mag ipon kc malas daw my magkakasakit.tas pag wlang ipon uutang pag nagkasakit😂ay naku pangit na pamahiin.
mas lalong nagkakasakit pag walang ipon kasi naiistress. At pag nagkasakit mahihirapan na kasi nga walang naitabing pera.
Robert kiyosaki believes in investing money rather than saving it. And he uses debt (For tax advantages) for investing. He then uses his income to buy more assets
Income - 10% Tithes - Savings = Expenditure ,
When greed comes in logic goes out
R. K said the central bank, china, japan, etc are printing money, so why save? #ValueGoesDown
Di masagot ni chinked yung Kay Kiyosaki na Rich People is don't save Why? Kasi magkaiba ang entrepreneur na nag put up ng business talaga or negosyante kesa sa isang salesman or net workers
For me Robert kiyosaki pointing is Rich People Don't save means they don't save in banks because of the inflation because ang government is Kayang mag print ng pera.
Ang ginagawa ng Rich they invest that has ROI also creates assets.
sir sobrang thank you..lahat ng video mo pinapanood ko po.nakila2 ko po kau kay Dr.Ong,salamat sa inyong dalawa for your selfless love for the benefits of other people..i apreciate both of you so much..dami ko tlagang natu2nan sa inyo.God bless po sir.
Very informative Sir Chinkee Tan....dahil jan magsi-save na kami,,, yes it's true don't trust any banking specially Online Banking muntikan na kami mascam... Dun na lang tayo sa mga Kilalang Bank maliit man ang kita basta sue...
now I am learning.
+glozelle allecer panoorin mo ang pesos and sense d kaya money talk you will learn alot, try mo mag basa ng ebooks like sa binanggit ni karen n rich dad poor dad by robert kiyosaki
Okay.. thanks for the information.
may ebooks aq if gusto mo share ko sau
+Badz Cuadoro cge po. ano po ung ebook nyo
rich dad poor dad and others pa po
Sa dami ng sinabi which is maganda naman lahat pero di na sagot yung question whether the sole bread winner needs to get the life insurance. YES OR NO? and why.
Hi! I believed he already answered it! IRF...thanks
don't get wrong public audiences, chinky tan & robert kiyosaki are both "financial guro" they have common grounds wen it comes in money management...pinagulo lng ng konti ni karen davilla ung intindi nya about Rober Kiyosaki statement, that rich peole don't save money, ofcourse it's not like that, basic fundamental is to save money, hndi mo nman kc maiisipan mag invest or mag negosyo kng wla kang ipon...therefore it's almost the same...
robert kiyosaki use debt to become wealthy, he use other people money to become mega rich and every entrepreneur use debt to become rich. the concept of using other people money is the concept use by many wealthy person in the world of business including the banks and financial institution. financial education is the path to financial knowledge and financial knowledge is the key financial freedom. the cause of poverty is lack of financial education... paper money ( fiat money/currency ) is poverty for people that who does not understand it and it brings abundance for people who does understand it. GOLD is money in the old era of capitalism and today, the new era of capitalism- debt is money..if people understand these rules of money I think they won't save money...what's the point of saving money when at the end what you save loses it value through inflation plus government will tax you for saving money ....saving money is not bad, saving money is actually good because at the end you still have money but its not the fastest way to become wealthy. PRESIDENT DONALD TRUMP himself use debt in building his empire in real state and many others..including the people you are working now. people you called BOSS.
Where to invest?
I learn something but I don't know if this can be applied practically.
Khriz Herfy this can be applied depending on what kind of lifestyle the person has :) God bless you!
Nasaan ang part 2
Pile on the stock.. aggressively, start young. Start at 18 and ull be surprised by 26
ganda sana ng topic kya lng putol!
How bout home mortgages? Are they good investment idea?
Lenin Punzalan they are good kung kumikita ng mas malaki kesa s ibabayad mo s mortgage example ang hulog ng bahay ay 20k a month dapat pinaparent mo ang bahay at kumikita ito ng 25k a month para don mo kukunin ang pambayad mo sa mortgage mo😊
Change the word SAVE instead HEDGE...
50% savings is the real deal, What Robert ment is not to save to keep money but keep it aside and make it grow through invest use only. What the common think of save is to spend on something which is wrong and forgot about the cashflow. If you can't make it grow, your wasting the resources ^^.
Hahaha Greed 1, Greed 2, Greed 3 😂
Nikki Sarino Pada .
Gumagawa talaga ng paraan si karen davilla para patunayan na mali si kiyosaki. Actually si kiyosaki mismo nagsabi its not how much money you make but how much you keep. Anyway ang sinabi ni kiyosaki na rich people dont save money simply means mas malaki ang nasave ng mga rich at nakainvest ito sa mga malalaking real estate hindi natutulog sa banko ang pera ng mayayaman although meron clang money in the bank but the bulk of their money is invested in real estate or any investment na lumalaki ang value dahil kung nasa banko lng ang pero ay daratimg ang time na napakaliit nlng ng value ng pera mo. Kaya nasabi ni kiyosaki na rich people dont save.
Reinville Mateo hindi kasi bumabasa nang libro ni kiyosaki si karn or nag research man lng siya hehe
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Kaya nga marami silang napapaniwala..its depends on how the media portray..
Robert Kiyosaki is a millionaire compare to Karen. Baka kulang lang siya sa pagkaka intindi pero kung pakinggan Niya or Basahin Niya about Rich Dad Poor dad, malalaman Niya Doon.
savings is different investment. I think Robert Kiyosaki refer to "Rich people never save" might mean rich people invest their money. That is also the meaning of change of mindset.
Karen Davila talaga oh, pinagdidiskitahan ung cameraman nila... baka mas mayaman pa cameraman mo sayo.
50-25-25
Wag gumastos ng higit sa sweldo mo.wag maging materialistic, wag umutang. Save your money in the bank..
Cha my no don't at bank, play with your money invest it.
No. Put money in the bank for emergency purposes only. Invest for Savings
Asan ung kasunod na video? Huhuhu
Nasagot po ba kung saan yung mga 10% return per annum?
Ano ang important life insurance or investment? Salamat
Heidi Enriquez Hi Heidi! Both of them are important. 😊. Life Insurance is an investment in a way na you are buying it for the sole purpose na pag nawala ka may maiiwan ka sa family mo. Investment naman is for capital appreciation. Now, you can have both! You can invest at the same time insured ka din. Eto yung tinatawag nateng VUL or varaiable unit link. I can help you how to start.
ohh..naputol asan po yong ibang post
putol San mapapanood ang kaputol na topic