The Infected has had a couple of updates but the one I am interested in is the new town. It's a real town with businesses and houses and high rises, and stop signs, traffic lights etc. and on the outskirts some of warehouses like where we found mike.
13:45 hi idk if you want this explanation or not buuut insurance companies and doctors sign contracts that essentially agree to a standardized cost as well as a percentage paid. If the doc is out of network, they are not guaranteed payment. I’m sure every state has specific laws, but here in AZ, if a patient has insurance, you have to bill. You’re not supposed to just skip using their insurance, at least not until you can prove what insurance does or doesn’t cover and how it relates to the “cash plan” your office has in place. This is to protect patients from greedy doctors, who might try to charge someone more just because they have more money. Standardized costs are determined by the area’s cost of living and other metrics I’m not sure of, but it’s why medical care varies so much across the country. Also, hospitals can have donors who agree to help cover costs, or if they’re in network with your state’s Medicaid program your state might also use tax dollars to reimburse a hospital, so theoretically you could receive services across town at two different places and still receive vastly different bills because of that. I’ve worked at a single doctor office with maybe 1,000 patients and an office with 5 providers and over 7,000 patients. There’s office staff, janitors, computer technicians, aids, nurses, the doctors themselves all working to earn a paycheck. So while you might just be there for a shot, there’s likely at least 5 people being paid their individual jobs to provide that service. Check-in person, nurse who takes vitals and fetches meds, doctor to sign off on medications, pharmacist to fill, clerical staff to take your information and potentially pass that onto the billing person, medical billing and coding is usually a standalone job, and after you leave either the same nurse but potentially a janitor to come sterilize where you were before someone else can use that room. The computer everyone uses? Well when something goes wrong, there needs to be someone there who knows how to fix it. That’s 8 separate people with distinct careers and their cost of living will affect that standardized cost I mentioned at the beginning. As frustrating as insurance companies make the process - it’s become that way because among the good and caring are the greedy and dishonest and unfortunately insurance fraud is a constant battle that makes everything more time consuming and expensive
you should do a 10 block deep pit fall into 3 blade traps with the steel bars around it enclosing it in and than build ur base behind everything call it the grinder or protein shake
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The Infected has had a couple of updates but the one I am interested in is the new town. It's a real town with businesses and houses and high rises, and stop signs, traffic lights etc. and on the outskirts some of warehouses like where we found mike.
13:45 hi idk if you want this explanation or not buuut insurance companies and doctors sign contracts that essentially agree to a standardized cost as well as a percentage paid. If the doc is out of network, they are not guaranteed payment. I’m sure every state has specific laws, but here in AZ, if a patient has insurance, you have to bill. You’re not supposed to just skip using their insurance, at least not until you can prove what insurance does or doesn’t cover and how it relates to the “cash plan” your office has in place. This is to protect patients from greedy doctors, who might try to charge someone more just because they have more money.
Standardized costs are determined by the area’s cost of living and other metrics I’m not sure of, but it’s why medical care varies so much across the country. Also, hospitals can have donors who agree to help cover costs, or if they’re in network with your state’s Medicaid program your state might also use tax dollars to reimburse a hospital, so theoretically you could receive services across town at two different places and still receive vastly different bills because of that. I’ve worked at a single doctor office with maybe 1,000 patients and an office with 5 providers and over 7,000 patients. There’s office staff, janitors, computer technicians, aids, nurses, the doctors themselves all working to earn a paycheck. So while you might just be there for a shot, there’s likely at least 5 people being paid their individual jobs to provide that service. Check-in person, nurse who takes vitals and fetches meds, doctor to sign off on medications, pharmacist to fill, clerical staff to take your information and potentially pass that onto the billing person, medical billing and coding is usually a standalone job, and after you leave either the same nurse but potentially a janitor to come sterilize where you were before someone else can use that room. The computer everyone uses? Well when something goes wrong, there needs to be someone there who knows how to fix it. That’s 8 separate people with distinct careers and their cost of living will affect that standardized cost I mentioned at the beginning.
As frustrating as insurance companies make the process - it’s become that way because among the good and caring are the greedy and dishonest and unfortunately insurance fraud is a constant battle that makes everything more time consuming and expensive
you should do a 10 block deep pit fall into 3 blade traps with the steel bars around it enclosing it in and than build ur base behind everything call it the grinder or protein shake