Atal Pension Yojana is Good or Bad | Disadvantage of APY
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- Опубліковано 17 сер 2023
- Atal Pension Yojana is Good or Bad
apy
disadvantage of Atal Pension Yojana
Atal Pension Yojana
Atal Pension Yojana maturity amount
Atal Pension Yojana death benefit
Atal Pension Yojana calculator
#atalpensionyojana #apy #investing
सब भाईयों की, कमेंट्स बराबर हैं लेकिन मुझे लगता है कि APY की पेन्शन योजना मे २०१५ से २०२३ आया फिर भी जैसा चाहे अपडेट नहीं मिला! उमीद थी की, गरीबो के लिये कुछ खास मिलेगा पर अभी तक कुछ नहीं!
गरींबो के लिये कुछ नहीं है इसमें! ये २०२२ हे इन्कमटॅक्स जो लोग पे करते थे उनके लिये ये बंद किया क्यो की, NPS चल पाये
But you are investing 24000rs till 60years. So your 50rs premium also considere as per inflation rate.
Apy ke olaba mounthly invest 400 kon se scheme pe kore???
Sahi kaha aapne ye hi me soch rha tha sir ex.. Bachapan me 2 rupee bhut the par aaj 2 = 10 rupee h apne bacho ko hi dekh lo .....
Thanku sir 🙏✅
Thank you much bro 😊
Very good thanks you ❤
Thank you sir for this knowledge 🙏🏻
Thank u ❤
You're welcome 😊
Tq u sir...
Are sir jo insurance milega apy me ...usse to bataya nahi
अरे भाई inflation बढ़ेगा 40 साल तक तो 39 साल बाद जो 600 invest करेंगे उसकी value भी तो कम होगी
किस logic से calculate किए हो भाई
Apy me bhi principal kani nahi gaya hai apy subcriber ki death ke baad uske nominee ko milta hai in case of 5000/- per month pention 850000/- milega nominee ko and stop comparing oranges with apples sip is a risky and apy is guaranteed each one has its own advantages i am not saying sip is bad but its risky
Kindly visit lastest circular 4/62
Ab nominee ko itna bda amount nhi dete dost.
Thanks for sharing your view 🙂
५००० पेन्शन वाले को ८५०००० नहीं है वारीस के लिये ये गवत फैमी है सबकी
@@GajenderGuidancenominee ko paisa milte hey ya nehi ? Milta hey to 5k per month wale ko kitna milta hey ?
Inflation is understandable but if u dont invest anything for urself who will help u on ur retirement your father mother or ur son and daughter
NPS ✌️
Minimum exit time kitna hai
Its better to join both APY and NPS
Thanks sir mear full doubt tha atal pension yojana bare me puri clear hogaya❤❤
Thanks
Sir ab Ye band kare ya nhi 😢
Exllent explain
Thank
Atal pension Yojana ek sip jesa hi he sir krupya khuch view ke liye galat raste pr mt le jaye mene 2020 ko Star kiya 248 total investment 8928 or uski aaj valyu 18731 he krupya galat khaber na de 🙏
I didn't promote any sip.
Everything has pro and cons.
Aap bhi apne place p sahi ho dost
Nice sir
Inflation rate 5.69 % hain bhai 7 % inflation aabhi bhi nehi hua 2023 mein
Its too much valuable video and also very unique.👌
I'm not understanding that what is the sense of this scheme. Looking like making fool by showing future returns but not telling the present value of those returns.
Do Reply if I'm wrong.
Yes, you are right
Money has value with respect to time 😊
Right
MERE BHAI 1% SE 2.50% HAR SAAL SIP ME SERVICE CHARGE KAT JATA HAI AYP MARNE KE BAAD 8.5L BHI MILTA HAI
Great explanation
love you bhai
You are not considering the corpus amount that will be paid to child
Yes
Apki video achi h per .saving krna h to kaise bhi kr skty h sir .apy also a good investment according to me
Mene khud se APY nhi khola
Lekin har mahine meri account se 64 rs kat raha he aur PRAN me contribute ho raha he bolke message aata he uske liye kiya karna he
Aur yeh kaise chalu hua hoga
Ask yr bank
New bank account kulne me, bank ke log APY form add kar dete hai ,, Aaj me gaya tha bank account kulne,isme apy add Kiya
So he is saying if you invest 1000 rs per month today n you are getting 5000rs every month after 20 years n 8.5lac sum assured to nominee is a bad investment.
So, I have calculated that with a 7% inflation rate, we will have invested 46,436 INR over 20 years, which is roughly 191.67 INR every month. Our investment's value decreases each year due to the 7% inflation rate.
Apy main guarantee bhi hai
Iske liye itr file karna padega
After Death benefits discuss ni Kia aapne after 60 to family
Haa bhul gya
Bhaijaan,, maine apy apply hi nehi kia,,, mera Bank se automatically paisa kaat raha tha,,, fir maine putcha to bank walo ne bola ki apy apply kia hiwa he,, maine bataya ki maine aply hi mehi kia, unlogo ne bataya ki ya automatically apply hota he,, mera 91’92’93’95 rs, aisa kaat raha tha,, ya satch he kya ? Automatically apply ho jata he?
No
Account opening के साथ जोड़कर देते है आप ने भरा होगा
Bank hi krega
Bahut aacha jakari bahi
Sir m twenties age m hu but mere account se 292rs debit ho rhe apy m to ye konsi age se start ho rha h plan btaye sir!!
Bank jake pta kr lo aap
@@GajenderGuidance mene app m check krlia h bhai jrurat nhi branch Jane ki ab 😅
Apy ke terms & condition
Rules, benifits ke bare me batao🙏🙏
Sure sir in next video I wil
@@GajenderGuidance thank uu
Mera or ek sabal he mounth ly300 se 400 invest me kon sa scheme kore??
In 2023, the inflation rate in India was around 5.46 percent compared to the previous year. See figures on India's economic growth for additional information.
Thanks for your view
Bhai ky ye investment ko 60 age se pehle nhi nikal skte ky?
No in APY it's not allowed
After die nominee claim bhi to deta hai
Agree👍
Handicapped persons ko kya benefits hai 🙏🏻 sir ji please Reply me 🙏
Pension dete hai sarkaar chahe koi bhi umar ho. Doctor certificate banake panchayat mai jakar pooch lo. Nhi toh video dekhlo
Bro 216 har mahine de rhe h toh aaj ki kya value h
Last yr k 216 aaj k 203 rupee h appox
Meina to kholo h abb bad kase karu.😞😞😞😞 please uss par bhi video bana do
Go to bank
Mutual fund a investment korle sa taka to haoya hoya jata para sa risk ki apni naban 😂
Mutual funds me invest karna bast hai
Yes
Govt aur janta itni bewakoof hai toh nai. Woh v inflation k hisab se hi paise uss time pe denge na.
Yahan invest karna hi nhi mene aaj hi kiya😢😢
Aap same amount ko mutual fund m use kro jyda sahi h.
Wise low income people k liye sahi h ye scheme
Kya hua exact batao bhai
Apy me bank account change kaise kare😢😢
Go to branch
Bhai jiska pdf description mein daal do
Apy is better than individuals not even having any saving and all their life just taking loans.
Right
Good /1000/??
Good analysis
Thanks for your view
Lic is best❤
Mutual fund me kaise invest kru, pls suggest
Open demat account
Mf main risk bhi toh hai bhai😅😅
Term insurance kaise le
Go to nearby bank
Mara Paisa kat Raha ha or no record found bata Pran no
Go to your bank immediately and inform them
Apy ke liye mhilaye key aplaye kar Sakti hai??
Yes
@@GajenderGuidance mera matlab hai ki wife and husband dono aplaye kar sakte hai kya ji please bataye ??
@@rahulkumaryadav-xf6zn yes kr sakte h aap nearby bank chle jao
Issi type ka vdo dhoond raha tha😂 proper calculation... Isliye maine apy nahi kiya abhitak . 30 saal bad kya hi value hoga😂 ek cylinder bhi nahi milega😂
Thanks for your support
APY gurranted Govt scheme hey.
Mutual fund aur SIP me kya gurrented scheme milta hey ?!
Nahi naaa.
Fir ye scheme Se Citizen 60+ ke bad per month pension till death , same unki spouse ko vi milega till date , uske bad jab citizen+ spouse ke death ke baad pura amount unke nomini ko milega.
Bilkul sahi hai sarkar bakwas sikim hai
👍👍👍👍
1.7 lakhs nominee ko bhi milega marne par
Plzz review on sby jby its full scam
Sure today I will try to make a video for this
Adha adhura Gyan dekar chala gya😅😅😅
Most disgusting scheme. I recently close this. 😂😂
Ye barbad h aur kuch nahi
Chutiyapa kyu krr rhe ho sidhe sidhe bolo n ki sip bechna chahte ho😂😂 ye pension jaisa hai jo hrr ek mahine milega jnko jinke paas income generate krne ki umar nhi hoti
Jaao scheme padho achhe se
Kon si SlP aur kis ki sip. Mtlb kuch bhi 😅😅
Matlb Mutual Fund sahi hai
Ha
Is hisab seh toh 50 rs ki value bhi 5 rs ki reh jayegi 😂
Ha itni hi rahegi