Auto Sweep Fixed Deposit - Good Or Bad ?

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  • Опубліковано 2 лют 2025

КОМЕНТАРІ • 191

  • @mpjoshi5182
    @mpjoshi5182 Рік тому +19

    SBI savings a/c in MOD facility per bhi pura Detail video banaye 2024 ke anusar DaDa.. because you are best videos maker in finance ❤❤ 👌👌

    • @XYAxisEducation
      @XYAxisEducation  Рік тому +3

      Thanks and sure

    • @Deshbhaktt
      @Deshbhaktt Рік тому +2

      MoD pe 6.80 int Saving Account pe 2.70 int PPF pe 7.1 int as per 2023 oct data

    • @rahulsharma8814
      @rahulsharma8814 8 місяців тому

      Pls SBI mod ka pura details 2024 ka information dijiye plz❤❤

  • @drxmdkaushiknoor8965
    @drxmdkaushiknoor8965 Рік тому +22

    You're Amazing Brother.. The way you Explain it's become very Easy to understand the Complicated things.. Lots of Love..From Bengaluru. GREAT 👍👍

  • @SubhashChandra-vg1sr
    @SubhashChandra-vg1sr Рік тому +3

    Thanku bro apke samjhne ka tarika bahut sunder or saral hai🙏🙏🙏

  • @rk.rk7
    @rk.rk7 Рік тому +9

    12:18 Thats the reason why i love Kotak Mahindra Bank. ❤😊

  • @mahendratripathi8888
    @mahendratripathi8888 3 місяці тому

    बहुत बहुत धन्यवाद जो आप निस्वार्थ भाव से देश की जनता को जागरूक करने के लिए इतनी महत्वपूर्ण जानकारी निःशुल्क दे रहे है । आपका कार्य अत्यंत सराहनीय है ।
    एक निवेदन था
    आप एक vedio इस विषय पर बनावें की sip को प्रारम्भ कैसे करें third party app के अलावा । सीधे AMC की वेबसाइट से लें । यदि सीधे AMC की वेबसाइट से लेते है तो क्या अलग अलग amc में फोलियो और otm genrate करना होगा । क्या कोई ऐसा प्लेटफार्म नहीं जिसमें एक साथ सभी MF को ट्रैक कर सकें ।

  • @RabindranathMondal
    @RabindranathMondal Рік тому +3

    Very informative video.
    I think you have forgotten one thing that a standard instruction of a day of the month has to be mentioned in advance to the bank only if there is more money in your account on that day then auto sweep will be activated.

  • @SwampyPanda3
    @SwampyPanda3 7 місяців тому +1

    Fayda ye hai autosweep ka ki liquidity hai which is important for some people. And atleast 1 tenure nikal liye without premature withdrawal then Jo penalty bhi hogi wo already cover ho jaegi last time ke interest se.

  • @nishantjaikari2484
    @nishantjaikari2484 11 місяців тому +1

    Agar mere bank me 10 lakh rupee hai , aur 1 saal me mai bus 2 lakh kharch karta hu , tow 8 lakh par tow FD maximum rate of interest milega . 2 lakh jo maine nikaal liya hai , uska tow waise bhi 3% wala intrest nai ban raha !!!!
    Is video se baat clear nahi huwa , thoda aur explain kare...🙏

  • @Bhaytime
    @Bhaytime Рік тому +9

    Thank you so much, You're only one who provided clarity on this. ❤

  • @rajeshkarmakar3672
    @rajeshkarmakar3672 Рік тому +9

    1st Like, comment, VERY INFORMATIVE VIDEO SIR

  • @sankalpshanbhag
    @sankalpshanbhag 10 місяців тому +1

    Kotak ka Mera account hai. Their fd interest start at 2.75% and savings account int is 3.5 %.
    Fd rate ke hisab se 3.5% int we earn post 45 days onwards.
    So they have tactfully played the game of interest but they don't charge a penalty that's a fact.

  • @Joket646
    @Joket646 10 місяців тому +1

    U are partially correct.....Auto sweep is brilliant optolion if u keep ur amounts in savings account for long time ....as a emergency fund...if u r not using that savings account for frequent information.....
    Secondly u should go fo fd in goverment bank as some of the private bank are offering fds like rates in savings account.....dont influence viewers to go for mutual fund

  • @mehullalpuri8483
    @mehullalpuri8483 Рік тому +2

    हमारा देश अभी तैयार नहीं है अभी. क्योंकि यहां सुविधा तो सभी दे देते हैं मगर सुरक्षा कोई नहीं देता

  • @professor-Jon
    @professor-Jon Місяць тому +1

    Mera 10k withdrawal nahi ho raha auto sweep ho gya hai.
    Auto sweep is not good I think.

  • @raghubirsingh6558
    @raghubirsingh6558 7 місяців тому

    This is the most attractive scheme in kotak bank. So I love Kotak being a customer.

  • @nimonglepcha9436
    @nimonglepcha9436 Рік тому +5

    I was waiting for this Auto sweep topic.
    HDFC
    AXIS
    KOTAK
    ICICI

  • @dhruvilsurti3169
    @dhruvilsurti3169 11 місяців тому +1

    But Sir we can get the ROI on those two fd's (FD 1 and FD 2) plz reply and explain

  • @jayendrachoudhary5314
    @jayendrachoudhary5314 Рік тому +2

    to sir 2000rs 25k balance m se kam krne chahiyena ye bank wale log fd ku todte h

  • @amitsadaye1140
    @amitsadaye1140 Рік тому +2

    Kotak mahindra best hai... Mera saal se chal raha hai.. Pre withdrawal charges nahi lagte

  • @kishanpoddar_official
    @kishanpoddar_official Рік тому +3

    Industrial bank v Paytm ke through flexible option deta h kotak bank ke jaisa ❤

  • @superteacher3133
    @superteacher3133 11 місяців тому

    Good point but my doubt is that in saving account also we don't get any interest if amount is submitted after 4 of any month n also if amount is withdrawn before month end, auto sweep analysis is good but need to cover with out auto sweep situation properly.

  • @chimkandieducation
    @chimkandieducation Рік тому +2

    Great video sir . ❤❤.
    Sir please make a video on KOTAK Myntra CREDIT CARD 💳 . We want to deeply know about it .

  • @VriEvolutionTarot888
    @VriEvolutionTarot888 5 місяців тому

    Thank you!! Cleared all my doubts

  • @prantoshpodder9358
    @prantoshpodder9358 5 місяців тому

    Bhaiya apne bahat achha explain Kiya . love you brother from Tripura

  • @akashchaudhury3240
    @akashchaudhury3240 Рік тому +2

    Very informative... But in ICICI too nhi lagta koi panelty, i asked customer service about the same

    • @diujay
      @diujay 8 місяців тому

      Sure ?

  • @meartin
    @meartin Рік тому

    Sir SBI me last December zero balance account khola tha abhi tak atm card nhi bejha ha Branch call kiya to bolte paise dalo phle tb tk nhi ayega😢

  • @riyaSharma-dp7nc
    @riyaSharma-dp7nc 5 місяців тому

    Sir sbi m auto sweep activate krwane k liye pan card compulsory hai kya ?

  • @anwarshaheerkp6695
    @anwarshaheerkp6695 8 місяців тому

    Very good video. Informative and best expression.. ❤️

  • @vimalbadole7182
    @vimalbadole7182 11 місяців тому

    Ur knowledge is excellent and voice q is superb BBB

  • @Sonu.pathan0505
    @Sonu.pathan0505 5 місяців тому

    Aap ka vidiyo bhot archa he aap bhot barik se aor arche se samjate he aap ki bat muje samaz me aa gai me bhi SBI me fd bana ne wala tha aor aoto karne wala tha lekin ab me kotak khate me fd karuga sakriya

  • @Mr_Mannu-h2r
    @Mr_Mannu-h2r Рік тому +2

    Good... very informative video🙏

  • @parmarmilan152
    @parmarmilan152 Рік тому +1

    Kotak bank mai 25000 pai active money ho jata hai direclty fd

  • @sahoochannel8111
    @sahoochannel8111 Місяць тому

    Sir save account ho ya auto sweep ho jo bhi interest month pe detahe ya sall pe detahe please bataeye

  • @Roy_official_wb
    @Roy_official_wb 6 місяців тому

    Indusind bank main penalty charges lgta hea kya? Auto swep of premature withdrawal

  • @kamla3407
    @kamla3407 3 місяці тому

    Bahot aachiitaraha samjhaye aap ne sir ji ab samj me aaya mujhe 🙏

  • @Bx30Unboxing-l5b
    @Bx30Unboxing-l5b 7 місяців тому

    Bro mere kotak current account me yeh facility hain mere account me buy withdraw karne par kyaa tax bhi cutt ta hain and yeh jo interest rate hain wo 50k me alag and 1lack me alag 10to15 lack me alag toh nahi hain ....... please reply

  • @tarunponala8102
    @tarunponala8102 5 місяців тому

    In the example, if we want 2000 it will be deducted from fd3 or fd1?

  • @bristichowdhury1592
    @bristichowdhury1592 Рік тому

    sir aap bahaut achhese samjhatehe. thank u for this video.sir FD m 2nd account holder ko hi nominee banasakteh kya? FD m 1st account holder ki agar death ho jaye to kya 2nd account holder ko hi FD ka paisa milta h kya? kya 2nd account holder Fd ka premature withdraw karsaktehe? Fd ka form fill up karneki time mode of operation kya rakhna chahiye k dono ko same power mile? pls sir reply. hosake to is topic ki upar jaldi hi ek video bana dijiye pls sir.

  • @omprakashkumawat1401
    @omprakashkumawat1401 11 місяців тому

    It's the best zero balance account in India,if u have nothing to do with real cash transaction and branch visiting.

  • @arnabbhar3726
    @arnabbhar3726 Рік тому +1

    Kyu galat info deke logo ko pagal bana raha hai bhai.
    Only SBI charges for premature withdrawal in auto sweep.
    And 1 sal ke liye fd auto sweep me book hua hai toh 1 sal ki rate me interest monthly ya quarterly credit hote rehte hai.
    Aisa nehi hai ki 6 mahine bad fd toda toh 6 mahine ka rate me interest aayega.
    Kuch pata nehi hai aur aake kotak ki account ki promotion kar raha hai 😑

  • @yogeshnagargoje1344
    @yogeshnagargoje1344 Рік тому

    Employees jabardasti piche lagte he isliye sweep in facility ke.. nice video.. sbi bank vs hdfc for savings account video banaoge kya..

  • @rinkupatil7189
    @rinkupatil7189 2 місяці тому

    Thank you sir 🎉

  • @arpitsurana1057
    @arpitsurana1057 Рік тому

    Thank you sir for explaining this difficult concept at this ease

  • @Deshbhaktt
    @Deshbhaktt Рік тому

    Sbi me agar apne Autosweep active kar rakha hei to Month ke 15 Tarik badd 25000 se jitna bhi jyada balance hoga o auto FD ho jayega aur Agar apko paise jarur pade to bache hue 25000 me se niklega aur 25000 se jyada widraw karoge tabhi FD tutega nehin to FD nehi tutega ... Apne video me thoda sa Correction karo bro

    • @mishra19902
      @mishra19902 6 місяців тому

      Exactly mein b yahi soch ra tha. 20000 toh woh 25000 ki threshold se niklegi and agar minimum balance requirement puri karni ho tabhi Jake FD tutegi. Ye youtubers ne ye nhi batayenge. Kahan se ate hn adha adhura padhk🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️

  • @abhayvishwakarma7396
    @abhayvishwakarma7396 11 місяців тому

    Sir union Bank of India and also pnb me auto sweep se paise withdraw krne pr penalty nhi lagate hai

  • @rahulchaudhary7627
    @rahulchaudhary7627 Рік тому

    Thank u sir apne bahut acche se smjhaya ❤

  • @naren9835
    @naren9835 Рік тому

    Sir FD pr TDS charges kyo lagta H isake baare me video banaiye 🙏🙏 please sir

  • @shubham9450
    @shubham9450 10 місяців тому

    Kotak Bank m premature widraw ka koi charge nhi h flexi deposit m

  • @rahimonitor6096
    @rahimonitor6096 Рік тому

    Sir sbi bank wale fd mode me bank account ko rakhane ke liye force kar rahe ye fd mode kya hai aur kah rahe the isame 12 percent interest rate milega aur mai har 3- 4 mahine me money nikalata hun rahata hun

  • @RaZaRam-p5y
    @RaZaRam-p5y 11 місяців тому

    Bhai aagar active money disable karde to kiya jo active money par jo paise add hogaya wo wapas aaya ga kiya or aayaga to kitne din ma aayaga bhaiya

  • @bojackhorseman7493
    @bojackhorseman7493 Рік тому +1

    Beautifully explained. 😎

  • @r-UmeshJayachand
    @r-UmeshJayachand 11 місяців тому

    in auto sweep can we use that money on saving account.without breaking fd??

  • @Career2471
    @Career2471 Рік тому

    Agar split karke Paisa dalenge to kam fd tutega aur tute hua fd pr hi penelty Deni hogi
    20000ki fd hi 5000,5000kr fd rahegi to torna bhi hoga to ek tutegi aur us pr penalty 20000ke mukable 5000 pr hi penelty Deni hogi

  • @preetkohli1183
    @preetkohli1183 4 місяці тому

    Sir Auto sweep ko 1 saal baad band karna chahe to kaise kar skte he or bank karne par kya hoga...??? #Xy-Axis_Education

  • @visheshrajput2797
    @visheshrajput2797 3 місяці тому

    Sir my kotak mahindra account 20000 rupees go auto sweep flexi fixed deposite please help how can break him there was no option on break

  • @Surajbharti1272
    @Surajbharti1272 10 місяців тому

    Jandhan account me auto sweep hota hai kya ?

  • @You-Wah
    @You-Wah Рік тому

    Sir ek video current account ke upar banado konsa current account best rahega kis bank ka? and types of current account who can open it? what documents are required? please🙏

  • @GajendraYadav-b4s
    @GajendraYadav-b4s Місяць тому

    Sir sbi me auto sweep me tax bhi pay karna padta hai kya

  • @पहाड़ीभेजी-र2य

    Sir but kotak bank be chalak hai unhone fd ke rates he down kr deye. Agar koi jaldi todege fd to usko be saving se kam he interest rate milege

  • @sureshbanwala6297
    @sureshbanwala6297 23 дні тому

    Mera intrest mins me kyo bhej rha hai swiping karne ke bad wale paise me

  • @qssaasas
    @qssaasas Рік тому

    thanks, trap me fasne se bcha lia time se pehle.

  • @debashreebrahmadas7088
    @debashreebrahmadas7088 5 місяців тому

    Kya autosweep maharashtra bank mein hogi ya nahi

  • @vijaypratihar224
    @vijaypratihar224 Рік тому

    Sir govt securitys me 5 saal k liye invest Kiya h usme 7 se 8 percentage yearly interest milega to ye 5 saal me compund interest milega ya normal interest milega plz ispr video bnaiye ya reply jrur kijiye

  • @funwithom7498
    @funwithom7498 8 місяців тому

    some banks don't charge penalty in auto sweep facility in that case autosweep might be beneficial....can you tell which are the banks except kotak mahindra? I think axis also doesn't take penalty

  • @ayra.madaan8965
    @ayra.madaan8965 Рік тому

    Awesome explanation on auto sweep❤

  • @satyaprasad2197
    @satyaprasad2197 6 днів тому

    Thanks bro

  • @mdzahid5100
    @mdzahid5100 10 місяців тому

    Nice explain but auto sweep kaise of karana padega

  • @parmarmilan152
    @parmarmilan152 Рік тому

    Autoswipe wale bank kon kon se hai finance bank mai and other bank mai

  • @manishagupta1991
    @manishagupta1991 Рік тому

    Another well explained video. Can you make a video on tax harvesting in mutual fund and stock market investments.

  • @premnathrao
    @premnathrao 7 місяців тому

    beautifully explained bro, thank you

  • @prateekdevsingh
    @prateekdevsingh 4 місяці тому

    Thresholds limit se upper hone me fd totegi na.

  • @loveyjhinger
    @loveyjhinger Рік тому

    Sir fd premature todne pe ab panelty lagna band ho gya hai na????

  • @JaspreetSingh-yt1hy
    @JaspreetSingh-yt1hy 3 місяці тому

    M living abroad only I withdraw 10 thousnd to transfer to my ppf acconu per mnth and 76 k for one year on health policy

  • @anasqureshi1045
    @anasqureshi1045 10 місяців тому

    Bina auto swip ke 3% milta hai to wo 3 maheene ka hota hai ek saal ka

  • @anuchkarajak8588
    @anuchkarajak8588 Рік тому

    Hello sir main online kotak mahindra bank account kholne ke liye koski kiya but we are unable to process your request dikha Raha hai please help branch visit karne ko bol raha hai please help branch visit Kiya lakin wo bol rahe hai ki aapka koi account open nahi hua hai maine open karne ko bola zero balance account toh woh bol rahe hai ki nahi hoga

  • @amTourer
    @amTourer Рік тому

    Thanks a lot bhaiya Is topic PE vdo karne ke liye 🙏

    • @XYAxisEducation
      @XYAxisEducation  Рік тому

      kotak 0 balance account offer krta hai

    • @amTourer
      @amTourer Рік тому

      Nhi bhaiya woh to apke vdo se hai pata chala tha..but Mera sawal hai kotak mai auto sweep on rahga to koi nuksan Nehi hai na!

  • @RaviKumar-ib2zh
    @RaviKumar-ib2zh 4 місяці тому

    Monthly interest hai ya 1 year ka

  • @shivajikaloge5712
    @shivajikaloge5712 8 місяців тому

    Wherter ऑटो sweep feature is availabe in all national banks.

  • @ImranAli-ef6yy
    @ImranAli-ef6yy Рік тому +1

    Very good 👍 and Very well and Very nice 👍 ❤

  • @TenzinMigsang
    @TenzinMigsang 3 місяці тому

    sir mere acount dsp ka hai haar month paise kaat te hai.

  • @sagargupta5005
    @sagargupta5005 5 місяців тому

    SBI me premature transaction pe penalty nahi lagti h

  • @mrzahid02
    @mrzahid02 Рік тому +1

    Thank you sir for making this video

  • @Star-ds4sd
    @Star-ds4sd Рік тому

    Thank You Again 👍 Can You Make a Short Video or Video on How to Create A Zero Balance Saving Account in IciciBank By Depositing Rs 95 000 on First Deposite and turning it Into Zero Balance Account

  • @HD-rp7gv
    @HD-rp7gv Рік тому

    True Rare information thank you 🎉

  • @ajayarora4274
    @ajayarora4274 Місяць тому

    Bhai pahele to y bta ki kon sa bank is skim ko batata h dusra kya bank m is skim ka form kbhi bank or form k sath rakha hota h kis bank aaj tak is skim ka parchar kiya h bank kaha s kamata h hamare saving acount s us 3 present byaz deata h or aage 10..12 pr loan dekr kamata h bhiyo is chakar mat aana y pakaa bank kisi bank ka aadmu h jo logo ko canfuse kr raha h .

  • @RajivkumarRajivkumar-no6ke
    @RajivkumarRajivkumar-no6ke Місяць тому +1

    Thanks

  • @pulkitjain44
    @pulkitjain44 10 місяців тому

    Bhaiya aap konse bank me the.
    Itna badhiya explain krte ho

  • @searchoftruth641
    @searchoftruth641 10 місяців тому

    Mai to kotak active money mai samaj raha tha ki 7% milenga 2 months 3 months or 15 days jitne din rakhuga

  • @bikebalavlog2295
    @bikebalavlog2295 Рік тому

    Hlo sir indie by IndusInd mein account kesa h full information bhatao

  • @AyushTech1
    @AyushTech1 Рік тому +1

    Bhaiya ek video Punjab and Sind Bank per bhi ho jaaye😊

  • @manishagupta1991
    @manishagupta1991 Рік тому

    Can you make a video on tax harvesting in mutual fund and stock market investments.

  • @harshbiswari1611
    @harshbiswari1611 Рік тому

    If I apply for IPO, Will the fd break?

  • @muralis.k2322
    @muralis.k2322 11 місяців тому

    Sir mera MOD account cancelled nhi ho Raha kya kare

  • @mirirfanali1341
    @mirirfanali1341 Рік тому

    Current account pay to badeya hn auto sweep ....

  • @Chinnaponnu-j7l
    @Chinnaponnu-j7l Рік тому +1

    Best sir❤❤❤❤

  • @rahuljaiswal7221
    @rahuljaiswal7221 Рік тому +1

    Can we do it on current account

    • @sanket007hzb
      @sanket007hzb Рік тому

      In kotak it works for current account, not sure for other banks

  • @ajayarora4274
    @ajayarora4274 Місяць тому

    Koi bhi bank auto sweep m panelty nhi lagata h

  • @yogveer7894
    @yogveer7894 Рік тому +68

    Kon kon bank wale bhi yha information lene aaye hai....

  • @Makeepichappiness
    @Makeepichappiness Рік тому

    Love you bro for your all hard work

  • @sohrabashrafi3052
    @sohrabashrafi3052 7 місяців тому

    Very interesting video sir 🎉