Can we honestly say this will be the only time? The first time sure, but not the only one. This man is certainly smart enough to do this trick on us again.
Definitely have to agree with the Gold card being the worst card on the list. One note is there are some limited purpose cards out their which are company specific, and you can't use them anywhere else besides the location, those are also terrible credit cards!
I rather get a travel on a plane credit card is the best you could upgrade your seat area one per year sounds like a better option than a stupidity unappealing Starbucks taste like really bad that I want to eat lots of gum just to get rid of the burnt tastes from the coffee.
The Starbucks card does sound pretty good for somebody who would be drinking Starbucks anyways. 4,500 stars, at 150 stars per drink, is the equivalent of 30 drinks. If you were going to spend $500 anyways, getting the equivalent of $210 back isn't half bad
My issue with the Starbucks card is that if you pre-load money on your Starbucks app and pay through that, you get 2 stars while the card only gives you one. Yes, you can use the card anywhere else but it's worse that the app in Starbucks itself lol
@@andrewsang4688 oh nvm, you get 3 stars if you preload the Starbucks card. That's crazy value if you got Starbucks a lot. 50 stars will get you any hot coffee, that's a free drink every $17. Crazy value
I definitely agree with this list. The only thing I'd add, is any card that doesn't offer a welcome bonus of at least $150, because there are SO MANY cards out there that do.
Hey Daniel I actually have a Credit One Platinum Visa Card, I actually didn't know there were annual fees for this. Now this could be because I had a decent credit history with a Discover IT card - and some advice I had gotten from my parents were, double check there are no annual fees or monthly fees
Credit one has monthly fees for that Platinum Visa. I used to have one before I closed it. I think it was like 7-8 bucks. Which sucked because when I didn’t use it, and didn’t think I needed to make a payment… I would then be hit with a late notice because I didn’t know about that monthly fee. So be careful with it. I used it honestly when I was in dire need. Was one of my first, and honestly built up my FICO score. But once I could get something better like one of the AMEX or Legitimate VISAs, I closed creditone
@@gdaddy1819 how did you close it. I fell for this card thinking it was capital one 😤 oh well. I just want to close it now. It was my first credit card
@@runforrestrun2428 it's a process. I had to look up the process online, but it took a couple months for it to close. Also closing a credit account does affect your credit, too. So he wary. Not a wise choice to close a credit account if your three major scores are under 700.
The dudes behind the "Black" and "Gold" card may even try to confuse people with the real MasterCard World Elite or the MasterCard Gold card (equivalent to a Visa Premier), you guys might not have that in the US
finessing the starbucks card: say u have a work friend who wants starbucks every day. So on the way to work u pick up their fav drink. They pay you the required amount for the drink, but you use the card. Eventually, you’ll have saved up enough stars to just pocket the money lmao😭 (or u could just get a good credit card but who wants that am I right) Oh yea, then pray the pocketed money is enough to pay off the annual fee😬
My dad didn’t even use his Credit One card and someone on the inside were doing shady crap. He replaced the card and the account number but that didn’t stop the spending spree. He doesn’t have an account anymore but they keep sending letters to where we live regardless of the move.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor ?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
You didn't factor in the yearly fee of $49 with that 11% cashback. It equates to 5% cash back at that point. Starbucks is getting $49 per year, earns 1.5% or more from each of your purchases, and gives you rewards points... to spend at Starbucks. It's all profit for Starbucks which is crazy...
My step dad had a Credit One card when he passed last October. We sent them a death certificate but they’re still trying to collect. None of my siblings or myself has to pay, and we won’t. It’s not our debt, it was his and he’s no longer with us. They were too dumb to to give a credit card to somebody who had stage 4 pancreatic cancer that was in their 70’s.
I mean if you have it 3 times a week that's about $800 per year which is heavy but not absurd consumption given that many people drink coffee everyday and Starbucks seems to be the creme de crap of the mud puddles America calls coffee
The fake black and gold cards you mentioned, and why it's like that, is because they're not from American Express. Lol. Yeah, don't fall for any of these five, folks.
Homie has his phone in blue light filter. Instantly earned my respect. At least it looked like that, I could be wrong🤷♀️. Respect either way, good video
Man, you got me paranoid now. I have the credit one but it’s a 1,000 limit no fee and it’s AMEX.. I’ve never had an AMEX so i wanted to try it. It’s different for sure.
I think my phone is listening in on me, because I've been asking my mom to help me with setting up a bank account, and now on my recommended is a frickin credit card channel 😒😒
Lol my first card was that credit one card. Like most foolish kids I maxxed it out and it went to collections and I paid it “as agreed”. Luckily now i fixed my credit and have a real adult card 😂
I'm not sure what are the points of all these cards. I just use the one my bank gave me. No annual fee, good reward points, and $500 limit rn, but I could've easily upgraded when I signed up, but just wanted something simple to start off with.
There are some good ones not affiliated with banks such as discover, amex and airlines The bank ones are the safest but also don’t provide high rewards if that makes sense but if your a particular lifestyle like I buy gap stores a lot, then gap credit card is fantastic
At first I just saw the short of this video, but caught a glimpse of the “credit one” card and thought it was the Capital One platinum card (which is my first and only credit card I’m using too build my credit score) and about had a heart attack XD
Surprisingly, credit one exists before capital one However, I think that the legal standard for trademark or servicemark infringement is whether or not there is a reasonable likelihood of consumer confusion caused by the use of the mark. It’s very subjective to argue for or against how capital one made their logo so similar to credit one
actually, capital one is the one that copied the logo. Credit One had it long before Capital One. Credit one is the one that should be suing capital one.
Aye I had a question. Are there any cards you'd recommend for servicemembers or would you still recommend the cards in your other video about the best cards to get
@@benitoestudillo3808 what no ? Its not the one from the video but I still got it, they just send them to you. The card isn't anything special at all, just looks fancy lol.
Definitely not true, watch his video of the best cards. There are plenty of cards that make you money and are free. I have spent 0 dollars on credit cards and have made hundreds. Also increasing credit can save you 10s of thousands of dollars on a loan for your home or car. Please do your research and save yourself some money
![[UA] Eternal Fire проти NAVI | EPL Season 20 Malta](http://i.ytimg.com/vi/chvlsDygrZM/mqdefault.jpg)
NICE, you found the comments section, here is a free stock: bit.ly/DANIELPUBLIC
Theres no comments after 2 weeks
I shall wait until another one replies.
theres only 1 comment after 2 weeks
Thanks I feel so rewarded I was searching for the comment section for hours
@@bacon6255 w
Only 4 comments in 2 months
This is the first and only time a youtube short will get me to click on the full video
Jinks
Same
Can we honestly say this will be the only time? The first time sure, but not the only one. This man is certainly smart enough to do this trick on us again.
Faxts
Wow same
I know someone who drinks 3-5 cups of Dunkin coffee a day. For her, a card like the Starbucks one would be a gold mine!
No one should drink that amount of coffee everyday
Massachusetts?
she gonna be dead
Heart stopper
@@rlc7766 lol
The “beginner” credit card is for beginners because they’ll realize it’s not a good credit card when they aren’t a beginner
Bag brain
Definitely have to agree with the Gold card being the worst card on the list. One note is there are some limited purpose cards out their which are company specific, and you can't use them anywhere else besides the location, those are also terrible credit cards!
Its sad that they are advertised as a credit card even though you only get company credit
Usually that’s the case - however, even partnership credit cards and companies are starting to be more clever with their strategies
I rather get a travel on a plane credit card is the best you could upgrade your seat area one per year sounds like a better option than a stupidity unappealing Starbucks taste like really bad that I want to eat lots of gum just to get rid of the burnt tastes from the coffee.
Fun fact, CreditOne has actually had the swoop longer than Cap1.
Yeah, came to say Capital One was the one that copied Credit One
@@Melanie16040 yah but capital one is better
I didn't know this!
I said that on another comment before seeing this one.
The Starbucks card does sound pretty good for somebody who would be drinking Starbucks anyways. 4,500 stars, at 150 stars per drink, is the equivalent of 30 drinks. If you were going to spend $500 anyways, getting the equivalent of $210 back isn't half bad
My issue with the Starbucks card is that if you pre-load money on your Starbucks app and pay through that, you get 2 stars while the card only gives you one. Yes, you can use the card anywhere else but it's worse that the app in Starbucks itself lol
@@nivp_6933 could you not preload the app from the card?
@@andrewsang4688 oh nvm, you get 3 stars if you preload the Starbucks card. That's crazy value if you got Starbucks a lot. 50 stars will get you any hot coffee, that's a free drink every $17. Crazy value
I definitely agree with this list. The only thing I'd add, is any card that doesn't offer a welcome bonus of at least $150, because there are SO MANY cards out there that do.
at 1:46 you are showing the Credit One card, but mention the Capital One visa. Did you fall for their trick LOL
Heck yeah I fell for their trick
Hey Daniel I actually have a Credit One Platinum Visa Card, I actually didn't know there were annual fees for this. Now this could be because I had a decent credit history with a Discover IT card - and some advice I had gotten from my parents were, double check there are no annual fees or monthly fees
Credit one has monthly fees for that Platinum Visa. I used to have one before I closed it. I think it was like 7-8 bucks. Which sucked because when I didn’t use it, and didn’t think I needed to make a payment… I would then be hit with a late notice because I didn’t know about that monthly fee. So be careful with it. I used it honestly when I was in dire need. Was one of my first, and honestly built up my FICO score. But once I could get something better like one of the AMEX or Legitimate VISAs, I closed creditone
@@gdaddy1819 how did you close it. I fell for this card thinking it was capital one 😤 oh well. I just want to close it now. It was my first credit card
@@runforrestrun2428 it's a process. I had to look up the process online, but it took a couple months for it to close. Also closing a credit account does affect your credit, too. So he wary. Not a wise choice to close a credit account if your three major scores are under 700.
Agree on all of these. You’ve become mrwhosetheboss of credit cards 😂
My pronouns are He because I will never be HIM
@@DanielIles LMAO
@@DanielIles lol
@@DanielIles haha🤣🤣
The man. The myth.. THE LEGEND. Dave Hanson / Hey there, Dave here.
The dudes behind the "Black" and "Gold" card may even try to confuse people with the real MasterCard World Elite or the MasterCard Gold card (equivalent to a Visa Premier), you guys might not have that in the US
MasterCard is in US
finessing the starbucks card: say u have a work friend who wants starbucks every day. So on the way to work u pick up their fav drink. They pay you the required amount for the drink, but you use the card. Eventually, you’ll have saved up enough stars to just pocket the money lmao😭 (or u could just get a good credit card but who wants that am I right)
Oh yea, then pray the pocketed money is enough to pay off the annual fee😬
Why the hell would you leave your house early every day to get a “friend” Starbucks?! They better be buying my “drink” too!
@@heidifullriede8163 I think they means they go and get Starbucks anyway, and the friend gives them money to also pick up a drink for the friend
My dad didn’t even use his Credit One card and someone on the inside were doing shady crap. He replaced the card and the account number but that didn’t stop the spending spree.
He doesn’t have an account anymore but they keep sending letters to where we live regardless of the move.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor ?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
Do you mind sharing info on the adviser who assisted you? I’m 40 now and would love to grow my stock portfolio and plan my retirement.
I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?
Wow this video was incredibly informative can't wait for the next one 😊
Thank you!!
Dude sounds like the nerd from highschool that’s friends with everyone.
I didn’t know credit cards were roguelike classes
A true angel. Rest in paradise Amy ❤
“Honestly, to be honest” 💀
I'd love to see how bad Daniels credit score is taking out these credit agreements just for the video
Any credit card that charges an annual fee is a no for me
I like how he shoved the stuff like the captions into one section so he could cut the video into a short, good job op 👍
Daniel, you give me the impression that you are an American version of mrwhostheboss but for finances. I'm liking the content :)
You didn't factor in the yearly fee of $49 with that 11% cashback. It equates to 5% cash back at that point. Starbucks is getting $49 per year, earns 1.5% or more from each of your purchases, and gives you rewards points... to spend at Starbucks. It's all profit for Starbucks which is crazy...
Starbucks must be making a killing off their card every autumn as Karens go into pumpkin spice latte overload.
Even I shifted into 3rd gear this pumpkin spice season. Hits different on Sept 1st 🥵
I like these videos. You’re a nice talker.
Edit: I meant I like your voice. Informative sure, but nice sound.
CreditOne 🤮 adopted its swoosh logo in 2002, approximately 6 years before CapitalOne adopted its logo in 2008.
Bro collects credit cards like Pokémon 💀
if you ever receive a mailing offer for any of these, use the prepaid return envelope and include a single sheet inside with a "no."
Any card you have to pay a maintenance fee or yearly fee is a scam. They work for me, I don't work for them.
He showed us the numbers of the Starbucks card he is so broke now😂😂
I’ve never seen these credit cards before
My step dad had a Credit One card when he passed last October. We sent them a death certificate but they’re still trying to collect. None of my siblings or myself has to pay, and we won’t. It’s not our debt, it was his and he’s no longer with us. They were too dumb to to give a credit card to somebody who had stage 4 pancreatic cancer that was in their 70’s.
If you're spending $500 at Starbucks.... you have issues
I mean if you have it 3 times a week that's about $800 per year which is heavy but not absurd consumption given that many people drink coffee everyday and Starbucks seems to be the creme de crap of the mud puddles America calls coffee
@@scottb9997 $500 "in the first 3 months", for 4500 stars.
@@En4cer2K9 i missed that detail when i read your comment i guess that would be absurd for an individua then l but maybe a business could use that
Credit one got my ass thinking I was making a 2nd Capitol One.
Daniel I would like to add, that credit one bank adopted their logo and also the swoosh two years prior to capitol one. They did come first
The fake black and gold cards you mentioned, and why it's like that, is because they're not from American Express. Lol. Yeah, don't fall for any of these five, folks.
Your Welcome
5) Starbucks rewards Visa
4) Credit one
3) The Master card back card
2)verve Card
1) The Master card gold card
Bro has every card imaginable 🗿
this is great, imma follow this editing style. So much easier to repurpose these videos for shorts
I had the Credit One for a while. It's trash. I knew it was different, but it was trash.
I actually have a credit one card. It’s not bad. It helps rebuild credit. I’ve never had a problem with them either.
Thanks for the video, but I’m not a fan of videos that don’t have removable subtitles
Homie has his phone in blue light filter. Instantly earned my respect.
At least it looked like that, I could be wrong🤷♀️. Respect either way, good video
Which card is the best in Canada ??
I have the credit one care. If you have bad credit it’s a good stepping stone.
Oh I got that 4th one in the mail like 10x but read into the downsides lol
Credit One actually used their logo BEFORE Capital One, still not a good card though lol
Man, you got me paranoid now. I have the credit one but it’s a 1,000 limit no fee and it’s AMEX.. I’ve never had an AMEX so i wanted to try it. It’s different for sure.
Is it possible for you to do aud/ Australian cards?
I think my phone is listening in on me, because I've been asking my mom to help me with setting up a bank account, and now on my recommended is a frickin credit card channel 😒😒
Lol my first card was that credit one card. Like most foolish kids I maxxed it out and it went to collections and I paid it “as agreed”. Luckily now i fixed my credit and have a real adult card 😂
I'm not sure what are the points of all these cards. I just use the one my bank gave me. No annual fee, good reward points, and $500 limit rn, but I could've easily upgraded when I signed up, but just wanted something simple to start off with.
There are some good ones not affiliated with banks such as discover, amex and airlines
The bank ones are the safest but also don’t provide high rewards if that makes sense but if your a particular lifestyle like I buy gap stores a lot, then gap credit card is fantastic
Some of the best bank ones have annual fee: chase venture, sapphire preferred, etc
I just use a debit card that way I’m in 0 debt can you say the same thing are you in debt
any credit card you hold a balance on is the worst credit card
Why people even use Card that not from the bank?
My bank is still offering (dead) Maestro debit cards. Which mastercard replaced with Mastercard debit..
Worst of all they don't have Mastercard Debit cards as an alternative. Just this obsolete card😂
As a non-American, WTF is a credit score?
Looks more like USA tier list than a world one
I just had a quadruple ad for a 4 min video..
Credit one sucks they closed my account for no reason
Thanks for your credit cards
Master card mastercard when?
Ah yes thanks for the credit card numbers so i can get lambo and robux
Ww
Big w
Also big w
why are there so many flashes like god damn
0:54 for anything else, there is MasterCard
I only have two cards and amex card and capital one card but I use the amex to go out and stuff the other is just for groceries and gas
additionally the Starbucks card costs $50 a year so it takes even more coffee to get your money’s worth
WAIT.
STARBUCKS HAS A CREDIT CARD?
WHAT THE FUCK! HOW?
Credit bad compared to debit. If bank want you to have it then it not good and steal your money. Not Only reason though.
Can we get some of the Best credit cards for beginning
You should put the credit cards in the description for people that just quickly want to know
At first I just saw the short of this video, but caught a glimpse of the “credit one” card and thought it was the Capital One platinum card (which is my first and only credit card I’m using too build my credit score) and about had a heart attack XD
Capital One actually came along and copied Credit One's logo
Dude showing card numbers
Applied for capital one..Credit one arrived a week later..
Come to find out applied for the company..The damn logo..Worst card ever..
Wouldnt Credit One get into a trademark lawsuit due to similarity and the negative intent behind the use of the trademark?
I'm not american tho, so i wouldnt know how the laws relate over there in Freeland
Surprisingly, credit one exists before capital one
However, I think that the legal standard for trademark or servicemark infringement is whether or not there is a reasonable likelihood of consumer confusion caused by the use of the mark. It’s very subjective to argue for or against how capital one made their logo so similar to credit one
actually, capital one is the one that copied the logo. Credit One had it long before Capital One. Credit one is the one that should be suing capital one.
1:45 You said capital one not credit one
Or just use a basic, no free stuff, no expensive fee card
Aye I had a question. Are there any cards you'd recommend for servicemembers or would you still recommend the cards in your other video about the best cards to get
Oh fuck nah I'm getting a debit card
Did you mean to say Credit One instead of Capital One at 1:46?
Ur Russian accent is good and I'm from America
why is this edited like a short? you Don't need to make non-optional captions
Do you think prepaid vanilla gc's are better?
Братааааан, моя боль насчёт колы.
Don’t you have all of these
I have the average card
Coola cola is used with special Russian drinks very good for u
I've got the Master card gold card but only the card itself i never paid for anything I just thought the card looks fancy
Big cap
@@benitoestudillo3808 what no ? Its not the one from the video but I still got it, they just send them to you. The card isn't anything special at all, just looks fancy lol.
I'm paying on my amarecan express platinum card
I am a dog I breathe carbon and I don’t have eyelids I can’t see
moral of the story, just don't get a card
Definitely not true, watch his video of the best cards. There are plenty of cards that make you money and are free. I have spent 0 dollars on credit cards and have made hundreds. Also increasing credit can save you 10s of thousands of dollars on a loan for your home or car. Please do your research and save yourself some money
@@lucasmitchell369 Cool, I'll try to follow your advice but I live in Zimbabwe mate, I doubt there's anything like this here 😂
Im 13, why am I watching this?
Wdym I credit card? Im 12
W
fr trashh
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This is so sad guys can we get 7likes
Why are there 15 vine boom sounds? This makes this video incredibly annoying to watch. It feels like a five year old edited this
Who is here from shorts
Me 🕺🏽