BEST Health Insurance Plans With UNLIMITED REFILL | Best Health Insurance 2024 | Gurleen Kaur Tikku
Вставка
- Опубліковано 11 лип 2024
- With Unlimited Refill Benefit, the insurance provider replenishes the sum insured benefit when it gets exhausted.
Additionally, there is no limit on the number of times the sum insured can be restored in a policy year.
In this video, we have discussed TOP 6 Health Insurance Plans with Unlimited Refill Benefit in 2024. We have compared them on the basis of their features, inclusions, exclusions as well as the premiums.
TOP 6 PLANS WITH UNLIMITED REFILL BENEFIT :-
1. Niva Bupa ReAssure 2.0
2. Niva Bupa Aspire Plan
3. HDFC ERGO Optima Secure
4. Care Supreme Plan
5. Star Health Assure Plan
6. Aditya Birla Activ One
WATCH THE VIDEO FOR MORE DETAILS : -
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
--------------------------------------------------------------------------------------------
For any queries:
📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
📞 Call : 9650706699
💌 Mail us at: info@hareepatti.com
--------------------------------------------------------------------------------------------
✅ TIME STAMPS :-
0:00 Introduction
0:45 Refill Benefit Explained
1:31 Incurred Claim Ratios
1:50 USPs of the Plan
3:44 Room Eligibility
4:11 Entry Age
5:20 Sum Insured Comparison
5:49 Bonus in Health Insurance
7:24 Emergency Road Ambulance
7:50 Emergency Air Ambulance
8:08 Complimentary Wellness Test
9:08 E-Consultations
9:37 Modern Treatment & Robotic Surgery
10:08 Wellness Benefits
10:40 Non-Payable Items
11:20 OPD Rider
11:40 Deductible Option
12:15 Waiting Periods
13:09 Optional Riders
14:31 Premiums
14:42 Conclusion
--------------------------------------------------------------------------------------------
You can also reach out to us on our Social Media:
📸 Instagram: / gurleentikku
/ hareepatti
🎬 Facebook: / hareepatti
👩🏼🏫 LinkedIn: / gurleenkaur
🐦 Twitter: / gurleen011
✍🏻 Website: hareepatti.com
Do SUBSCRIBE to our channel for more such informative videos:
/ gurleenkaurtikku
--------------------------------------------------------------------------------------------
health insurance 2024 , unlimited refill benefit , top 6 health insurance 2024 , best health insurance plans in India , health insurance with refill benefit , health insurance restore benefit , health insurance India , niva bupa aspire plan , niva bupa reassure 2.0 , care supreme plan , HDFC ERGO Optima Secure , health insurance comparison , gurleen kaur tikku , financial advisor , hareepatti
#besthealthinsurance #refillbenefit #gurleenkaurtikku
--------------------------------------------------------------------------------------------
Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 19 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised. - Фільми й анімація
I have niva buoa reassure 2.0...plz confirm if niva bupa aspire plan is better than this
Mam, agr 2ya3 Bank se same plan liya hua to kya dono se claim milega ya kevl ek se. Please reply
Madam ji young star policy mein ayush treatment up to sum assured cover hai?
Hello Mam, I have bought Care Supreme policy today without Health check up rider, Can I add this Annual health check up rider on policy renewal?
I have ASD closure operation done in 2011 And I have taken Aditya Birla Active One policy yesterday & I have also added the rider of chronic disease to it And I have mentioned there that I have been operated So am I wrong to take that chronic disease rider or not.
Very informative vdo madam thank You🎉🎉🎉🎉🎉
Thank you jee, keep watching for more such informative content.
Vital information mam.. thank you very much😊
Thanks a lot, keep watching !
Hdfc ergo optima secure and Tata AIG Medicare premiere dono Mai best policy kon si hai.please batye aap kise recommend kare ge
Hello jee, it completely depends on your requirements & medical history. For any queries, feel free to connect with us on WhatsApp/Call at 9650706699.
Our team can assist you 😊
Good jankari thanks
Thank you so much, keep watching for more such informative content 😊
Gud information
Thank you for the video.
Thanks for watching!
Maam iam 68 and my husband is 70 yrs. Both of us are healthy and not on any medication for diabetic, bp except some gastric problem.
Can u pl tell which policy⁸
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.
Which health insurance give maximum benifit in minimam premium? Just advice me.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with some suitable options according to your medical history & requirements.
Mam mere father ki age 53 h aur unko hypertension h aur stent bhi lga hua h unke liye konsa plan suitable hoga
No one will give him insurance
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.
Medam iam take star health optima from 11 years 5lacks
Now I am port to care supreme give your suggestions port or not
Hello jee, we can only suggest depending on your requirements & medical history. Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you.
Madam ji mujhe cashless medical health insurance Lena hai kon sa health insurance better rahe ga
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.
Hi, thanks for your videos ... I have a question regarding unlimited restore .. what is difference between 50 lacs SA vs 10lacs SA with unlimited restore... Eventually the person will get 50 lacs with unlimited restore... Then why to buy larger sum assured policy ? Is there any catch ?
So, Restore limit will be equal to base sum assured every time. That is why higher sum assured is recommended
Restore benefit usually does not apply on the first hospitalisation in any policy year. It is applicable from subsequent hospitalisations. However, the condition may vary from policy to policy. Please check your policy document for more details .
Mam Mere pas STAR ASSURE ka 10lk ka hey, to if me Hospitalised huwa or 1he bar me 20lk ka bill bana to us ka bhi covered milega?
No
I want to know ..if I have declared pre existing decese while buying helath insurance and after that when I am claiming for reimbursement, at that time I need to give first consultation certificate report for that declared deceses ?
Not the certificate but the first consultation prescription with date mentioned to know that the time of disease diagnosed.
If the PED is disclosed at the time of buying the policy, then first consultation paper is not required
@@GurleenKaurTikku thank you
What is the catch here, why a company would give unlimited refil/unlimited money for the plan on which the premium is paid only for certain amount?
Unlimited refill works only for subsequent claims. Meaning u can't have two unlimited refills in single claim
Do not consider unlimited refill benefit while deciding your basic sum insured
Hello Gurleen ji if a person buy niva bupa reassure 2.0 50lacs plan does it will become 5cr after 10yrs without any claim plz suggest
Yes, but only when you bought titanium+ plan
Yes, that's right in Titanium + variant
Konse company ka plan better hai
Ma’am🙏 hdfc optima secure. Plan hai unlimited restore
1) same illness or different illness par same kaam karti hai
2) unlimited restore benifit ka koi term n condition hai ( example time ko leke …)
In HDFC ergo you will get covered for same illness & same person also unlimited Times if you have taken unlimited restore
Maam is there an option to upgrade Max bupa reassure to Reassure 2.0?
Yes, option to migrate is there and will be done as per underwriting guidelines
Ur great madam the way u explain but only one complain just pls reply to comment i had commented 4 times
Thank you so much, keep watching for more such informative content 😊
@@GurleenKaurTikku pls madam make a video of my comment so that everyone should know the problem i had gone through due to aditya birla heath insurance
Mam room rent me( at actuals) ka kya matlab hai plz bataiye 🙏
Means no room rent capping. You can opt for any room.
Thank you so much mam🙏
Aditya Birla active one plan I have done open heart surgery cornea glaucoma surgery on 1997 sinus surgery 2024 does I am eligible for this plan please let me answer currently using star comprehensive portability and fresh age 29 9 March 1995
It will not be possible with open heart surgery as PED
what is the use of NCB when anyway there is unlimited refill?
aapka si 5lac ho aur claim 6 lac to 1 lac jeb se dena padega, agar ncb hua aapke pass to nahi dena padega, restoration aapko si ke liye hai woh bhi us claim ke baad
Mujhe health insurance lena hai konsi compny best rahegi
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.
Seems like now you are not promoting maniapl cigna, can i know what is the reason?
Not at all, The choice can differ from person to person as per the experience.
I have bad experience with manipal cigna 😢
HDFC will have unlimited refill for unlimited time for any illness or same illness for different and same person?
Unlimited refill for anything is in HDFC ergo. They changed their t and c
For same and different both illnesses , it is covered
Mam please also consider RELIANCE HEALTH INFINITY AND HEALTH GAIN plan also.
Okay, we have videos available on the plans as well on our channel.
Mam as per statistics of IRDAI, Reliance health insurance has average ICR of 94% over last 6 yrs, a CSR of 98%. The premiums are affordable. Volume of complaints is also low. Why is it not included in the discussion of best health insurance plans ?
Will the sum assured be refilled only when full sum assured is complete ?
Yes
@@ashishjaiswal6188
Is there Any company policy, where they will refill even when we claim part of sum assured amount ?
@@georgedavidraj HDFC optima secure me kuch plus benefit hai
Starhealth insurance ka market feedback itna bura kyon hai..???
Accidental cover mile ga
Nobody talk about tata aig ....I don't know why
I think due to less commission on tata plans
Mam what best plan for Senior citizens plan age 69 years
Manipal Cigna Prime Senior
ua-cam.com/video/6nmo1ZyGooo/v-deo.html
Sbse jyada dr critical illness and accident ka hota hai whi cheeje health insurance mein partially covered hoti hai....kya faayda ....isshe better to ci and accodent insurance hi alag se le le wo shi hai...niva bupa ke 1 cr health policy mein bhi sub limit hai..robotic treatment jo ki medical future hoga 1 lac mein kya hi ho jaayega.....
Term insurance se jyada to health insurace confused kr rha hai.....1 cr ke cover mein bhi koi comprehensive plan nhi😊
Mam guleen g reasure me unlimited nhi hai
It is unlimited refill in Reassure 2.0
Agr koi ap se jhagda kre aur usme ap ko chot lag jaye to kya cover mile ga in self defence
Star insurance mein 5lacs mein b no capping h ya ni
Useless Information, time ki barbadi. One Advice to all, Please go to the website of reputed insurer or policybazaar or take insurance. Do not watch this kind of timepass videos.