The insurance company sent me the valuation for my truck today, it doesn’t look good.

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  • Опубліковано 15 січ 2024
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КОМЕНТАРІ • 1 тис.

  • @DauminiqueTheDumpTruckDriver
    @DauminiqueTheDumpTruckDriver  4 місяці тому +49

    Hope you guys liked the video! I love using Ipsos iSay to earn rewards! Click my link: www.inflcr.co/SHJt8 #IpsosPartner

    • @Charles-re4vd
      @Charles-re4vd 4 місяці тому +2

      Hey Major Congratulations 🎉 I can even get 5 people to be my friend 😂. Lol

    • @bradkellison5359
      @bradkellison5359 4 місяці тому +1

      I like the video and I agree i would not want them to judge a vehicle in one state compared to one from a different state as prices change. and 64,000 is way to low considering they sell online for around 140 to 160,000. can we get an exact list of what you have spec wise in your truck so we can help to make a fair comparison to it please.

    • @timothykeller4481
      @timothykeller4481 4 місяці тому +1

      It should be a crime for anybody in London Kentucky to be able to sell anything I know all about London Kentucky and anybody that buys from London Kentucky should be prosecuted

    • @timothykeller4481
      @timothykeller4481 4 місяці тому +1

      Even Gentry and sons avoids that place

    • @masonbrown7884
      @masonbrown7884 4 місяці тому +2

      Call Dan from benchmark auto he is the arbitrator we hired to settle our claim after progressive and the same farmed out appraiser low balled us on our truck after it burnt down. The insurance companies know they are crooks and they are just trying to pay out the least amount. I'm dead serious call Dan they have a office in California and New York. So sad to see how many people they are doing this too.

  • @cartermobley1571
    @cartermobley1571 4 місяці тому +113

    I'm not sure if you looked into this yet, but you can invoke the "Independent Appraiser" clause that's generally included in most vehicle insurance policies. This way you get a second opinion by someone who *doesn't* work for the company that owes you money.

    • @Beauxtrux
      @Beauxtrux 4 місяці тому +3

      I had a similar thin with a newer car and the independent appraiser did go to bat form me with a better settlement.

    • @steeveomcjameson8673
      @steeveomcjameson8673 4 місяці тому

      This

  • @davidsorensen7438
    @davidsorensen7438 4 місяці тому +24

    Hire your own appraiser- that’s what I had to do with one of my heavies - they wanted to give me 500k - hired my own appraiser and got 800k

  • @bryantorres4716
    @bryantorres4716 4 місяці тому +42

    If you pay insurance premiums based on the area that you live in, then they should also base the value of the vehicle on the market around your area.

  • @jimscott1586
    @jimscott1586 4 місяці тому +60

    Dauminique, congratulations on your plaque for 100,000 subscribers. It is beautiful and I am sure you will cherish i forever. I hope Bobby is OK from the accident. Your truck is so beautiful that we all know it needs to be fixed. Insurance companies are only looking out for their bottom line and don't really care for your individual situation. Hang in there and hopefully things will eventually work out. Take care and please let us know how everything works out. We need you and that truck working again.

    • @DauminiqueTheDumpTruckDriver
      @DauminiqueTheDumpTruckDriver  4 місяці тому +13

      I'm hoping to hear back soon about the repairs

    • @kenellis8353
      @kenellis8353 4 місяці тому +2

      That’s another reason why only experienced drivers should ever be involved with valuations on semis or any heavy duty trucks!!! Most of them have probably never been in, or around trucks, let alone drove one!!! I hope you get it fixed!!! With the way most insurance companies are for covering stuff, I don’t understand why we even pay insurance premiums or why we required to have it as far as covering losses on our part! That was total BS! Congratulations on the plaque! No doubt, you earned it!

    • @georgestone1485
      @georgestone1485 4 місяці тому

      You ARE DEALING WITH BUREAUCRATS, LOOKING OUT FOR THEIR INVESTORS, AND BOTTOM LINE. DON'T LET THEM SCREW YOU OVER!!!

    • @waltercrockett7337
      @waltercrockett7337 4 місяці тому

      😢 .

  • @davidmorse8432
    @davidmorse8432 4 місяці тому +43

    So happy for you! You worked so hard to get to this point. Now on to 200k.
    Insurance companies are such experts at cheating people out of their money. They tell you your vehicle is totaled, give you a fraction of what it's true value is, then want to come get it so they can auction it off and get all the settlement money back. It is your vehicle, how did they get rightful ownership of it? Then they have the audacity to tell you that you can buy your vehicle back. What good is insurance to protect your investment? No good!

    • @dansbrown1313
      @dansbrown1313 4 місяці тому +6

      Hello Dave, over decades I have concluded that most insurance companies are not interested in paying money to clients. They are mostly interested in clients giving them money and will go to great lengths to pay as little as possible when you make a claim.

    • @davidmorse8432
      @davidmorse8432 4 місяці тому

      @@dansbrown1313 For sure Dan!

    • @Drakonniz
      @Drakonniz 4 місяці тому

      I said as much in my post as well. Insurance companies are nothing more than economic terrorists in todays day and age.

    • @akmed7657
      @akmed7657 4 місяці тому +1

      Unfortunately all insurance companies will value your vehicle at lower value. Why? So they can make money

  • @fitch8363
    @fitch8363 4 місяці тому +20

    Your decision to not deal with the fair market value until it's a problem was a good one. You have your priorities right.

  • @docholliday6338
    @docholliday6338 4 місяці тому +25

    Hopefully you'll be able to get your truck fixed. It's a nice truck. And you're right,those are hard to come by style. Congratulations on the 100,000 subs

  • @bartphillips6391
    @bartphillips6391 4 місяці тому +14

    Huge congratulations on the award!!! Love your videos!! Very much deserved award!!! Insurance companies are e out of their minds.

  • @dirtworx
    @dirtworx 4 місяці тому +14

    They have lost their minds 😂 They should have someone that knows the industry to make appraisal.

  • @marvinbowlin872
    @marvinbowlin872 4 місяці тому +3

    I live 5 miles from York spring, pa. This is a small town. There might be a couple a companies with dump trucks and I never, in my 29yrs here, saw a truck in as good condition as yours. Yes, they are low balling you!

  • @larrycobb3102
    @larrycobb3102 4 місяці тому +2

    Congratulations on your award. You deserve it. Keeping your cool concerning the truck is the best way. Thanks for the update and here's praying 🙏 everything works out in your favor. ❤

  • @shawnstunkel
    @shawnstunkel 4 місяці тому +6

    UNK for manufacturer is "Unknown".

  • @CorvetteBill364
    @CorvetteBill364 4 місяці тому +5

    Congratulations Young Lady. I am so very proud of you and your family. That is a great accomplishment. I know you said that you didn’t think you would ever make it. But you are the core of your channel. You make it .
    The insurance is supposed to make you Whole. You are going to have to bring these points to your adjuster . Areas are important State DOT determine what you can haul. You may be faced with getting the services of a professional adjuster to intervene for you.

  • @east1851
    @east1851 4 місяці тому +1

    Been with you since 300 subs. Lots of changes since then. Congratulations!!! Well deserved!!

  • @shortytari
    @shortytari 4 місяці тому +13

    Congratulations on reaching 100,000. Stand your ground with insurance company. They’re trying to low ball you hoping you’ll be stupid and take it. They will change their tune when you start complaining Otherwise take what they give you and fix it and don’t do business with them anymore

  • @dutchman6969
    @dutchman6969 4 місяці тому +6

    Congratulations on your award 👏!! Yall work hard and deserve it and more!! Your making the right decision to getting it fixed!! I wonder if it will be time to switch insurance as well??

  • @jdbrown3695
    @jdbrown3695 4 місяці тому +1

    Congratulations on the 100K subscribers! Sometimes dealing with insurance companies on the repair side really is a pain. Good luck with this & hope you get a valuation that is at it's real worth.

  • @larryemery1554
    @larryemery1554 4 місяці тому +2

    I drive away 2016. Mac, it has a 425 horse motor inwith an Allison. It cost us 10 grand Moore to get the Allison in it. And I've got over 250000 miles onwith no issues. That is why they give you less price for your standard transmission. Because the elephants are bulletproof and that's why they run them in armored tanks in the United States.

  • @hammerman5333
    @hammerman5333 4 місяці тому +8

    Hang in there young lady and congrats on the play button you've earned it 😊

  • @michaelrocker9000
    @michaelrocker9000 4 місяці тому +4

    Congrats on the 100K mark. You deserve it. I hope you get your truck back on the road soon. Insurance companies suck dirt.

  • @TrainWatcherDon
    @TrainWatcherDon 4 місяці тому

    Congrats on 100K!!! Love your videos! Keep them coming!

  • @DonnieWhyte
    @DonnieWhyte 4 місяці тому +8

    Congrats Dauminique! Keep going. Love your channel. 😁

    • @hawaii3100
      @hawaii3100 4 місяці тому +1

      Love the desk lamp.

  • @williamsmith8068
    @williamsmith8068 4 місяці тому +3

    Congratulations, you deserve it keep up the good work love your videos

  • @tylersharp5345
    @tylersharp5345 4 місяці тому +6

    I would love to see the dump truck fixed up and back on the road. It was such a pretty truck and I love following you guys And I loved how it was tuned

  • @bobbydee1187
    @bobbydee1187 4 місяці тому

    Congratulations Daum , I’ve watched since you first started. Much Respect to you. ❤

  • @cedricbroussard8738
    @cedricbroussard8738 4 місяці тому

    Awesome video! À congrats on the 100,000 subscribers 👏

  • @mikeadams2677
    @mikeadams2677 4 місяці тому +3

    You was asking about the drive axles on the red truck. It only has 2 drive axles. The the front axle is a non steering pusher drop axle with duals instead of singles that wasn't lifted at the time the photo was taken.

  • @nelsonmattoon150
    @nelsonmattoon150 4 місяці тому +4

    Love your channel keep up the great work.

  • @stevenpilcher16
    @stevenpilcher16 4 місяці тому

    Good to see you Niqi! Been praying for y'all.

  • @markarneson8705
    @markarneson8705 4 місяці тому +1

    I grew up there, went to Edmonds High (1983), found your channel and really love you videos...even from way down here in Tucson, AZ. Keep up the great work.

  • @nelsonmattoon150
    @nelsonmattoon150 4 місяці тому +3

    Congratulations on your plaque

  • @michaelmcclure8673
    @michaelmcclure8673 4 місяці тому +3

    I feel your pain . We sold a W900L 2 years ago. A lot of tire kickers and plenty of low ballers. Took a while but finally a guy from Michigan flew down an picked her up.
    I think the truck from Kentucky could've been a coal dumper. 😮

  • @jaredeaton8795
    @jaredeaton8795 4 місяці тому

    Congratulations on your channel hopefully your truck will be fixed its a sweet ride

  • @kenwithrow9032
    @kenwithrow9032 4 місяці тому +2

    Congratulations Dauminique on your award hunny! I've watched ya since the beginning! Just like Gentry and sons. Love both of the channels

  • @emptypockets2467
    @emptypockets2467 4 місяці тому +4

    York Springs Pa is 40 minutes from my house that Red truck was used hard and put away wet.

  • @billloomis7611
    @billloomis7611 4 місяці тому +3

    UNK is unknown. Congratulations on 100,000 ! Hold onto your guns about the quality of your truck.

  • @TimVachter-yk5gu
    @TimVachter-yk5gu 4 місяці тому +4

    You can’t compare a east coast truck to a west coast truck two different applications that’s nuts and congrats for your 100k subscribers

  • @raymondbradley6788
    @raymondbradley6788 4 місяці тому +1

    Congratulations on 100 K👍👍👍

  • @Blackxs93
    @Blackxs93 4 місяці тому

    CONGRATULATIONS on your award and hope you get your truck back

  • @robc1961
    @robc1961 4 місяці тому +8

    You can do ANYTHING you put your mind to. Congrats on your accomplishments. A modern lady that is a role model to girls and boys everywhere. You are great. Hopefully Bobby will take you out to dinner to commemorate the occasion. Congrats !!!

  • @user-pu7or6di8j
    @user-pu7or6di8j 4 місяці тому +3

    Congrats on the 100k Dauminique. You're right. they act like they want to total your truck. for them it'd be a quick settlement, then they'd sale it at auction and get money back. Also, I would rather have an 18-speed then a sorry auto in a truck any day. Most autos are used by seat and steering wheel holders anyway. Too many don't know how to drive a stick anymore. This is from an 'old' trucker who came off the road in the 90's. Good luck with the insurance ripoffs.

  • @JohnfromEngland
    @JohnfromEngland 4 місяці тому

    Congratulations and you do a great job just showing your job from all angles and you deserve everything that comes your way
    I like the way you show everything Good and Bad and are so genuine in what happens too. I admire you both in how you manage work and family life together

  • @philipmichel215
    @philipmichel215 4 місяці тому

    Congrats on the 100K milestone, well done and deserved!

  • @chrisspringer1418
    @chrisspringer1418 4 місяці тому +5

    I know in my state, you can buy it back from insurance company for 10% of what they totaled it for, but then you have to pay for repairs out of your pocket

  • @thebriangroves
    @thebriangroves 4 місяці тому +4

    1. Progressive SUCKS.
    2. How in the world did that happen going down a driveway. Too fast and not paying attention I guess.

  • @teresachapman1130
    @teresachapman1130 4 місяці тому +1

    Congratulations on your plaque 🎉🎉🎉🎉🎉 love your videos

  • @bigbendbubba4120
    @bigbendbubba4120 4 місяці тому +2

    orange light on roadside is for Canada use.

  • @jimbruneau6769
    @jimbruneau6769 4 місяці тому +9

    Congrats on the 100K! Stick by your guns and make them fix your truck. You can look around for PNW truck comps to send to Progressive. Lots of T-800's went thru your favorite auction house, try to get some sold prices and descriptions from them.
    It will be interesting to hear the numbers the Body Shop comes up with. When you get it back running, I'd get away from Progressive, but it'll be hard because you'll have a near total claim on your record. Keep on Trucking' !

    • @RaoulThomas007
      @RaoulThomas007 4 місяці тому

      JG Murphy and Richie Brothers (local locations) can provide reasonable comps. Progressive hasn’t done that.

  • @garynichol2548
    @garynichol2548 4 місяці тому +4

    You really need to go after the Insurance Company. They are in business to save as much money as possible. Send them all the proof you can.

    • @timothykeller4481
      @timothykeller4481 4 місяці тому +1

      Progressive sucks I used them 30 years ago there are far better companies nowadays

    • @jakeford7688
      @jakeford7688 4 місяці тому

      I don't know where you are but vocational trucks pretty much progressive and Berkshire

  • @patmcnally6
    @patmcnally6 4 місяці тому +2

    Congratulations Dauminique
    You are my Favorite Gal truck Driver.

  • @billmoran3812
    @billmoran3812 4 місяці тому +1

    Dauminique, congratulations on reaching 100,000 subscribers! I’ve been following you pretty much from the beginning. I’ve enjoyed seeing you move forward with your career and your business.
    Hope you get your truck back on the road soon. I don’t know how many trucks Progressive insures. It sounds like whoever did the valuation doesn’t know much about commercial trucks.

  • @paulkimball4815
    @paulkimball4815 4 місяці тому +1

    Good job hope everything is going well for you in 2024

  • @allencheck501
    @allencheck501 4 місяці тому

    Hey nikki, very proud of you that will allways be a cherished award. 100% proud to be a sub on
    your team! 100% behind you on what ever you have to do on your truck! Personally hope you can fix it that is one sweet mochine! Good luck keep us posted!!😊

  • @Mach34i
    @Mach34i 4 місяці тому +2

    Congrats there young lady. Anything is possible if you stick to your goals. Next is 500,000.00

  • @bruceduncan2346
    @bruceduncan2346 4 місяці тому

    Good for YOU! You work your tail off, and earn everything you have. Keep it up!!

  • @vhp454
    @vhp454 3 місяці тому

    I used to run a rehab shop for big trucks, at times we would make an offer to the insurance company, take the cash, and we would work out a deal with the owner to correct the truck.
    Also insurance companies today have no clue about trucks, the repairs, the build.
    Most trucks today are built with automatic transmission or autoshift.
    transmission .
    The days of 13 or 18 spd transmission are about done.
    Good luck in your business, good luck with your insurance company.

  • @keonikaig9247
    @keonikaig9247 4 місяці тому +1

    ❤ Congrats❤
    Ins. companys are tough
    No comparisons to yours
    Wishing you the BEST 👍😎

  • @bramvaneden7318
    @bramvaneden7318 4 місяці тому +1

    Congrats on the award . Hopefully you and the insurance company can work things out. 🤞

  • @kevinlee583
    @kevinlee583 4 місяці тому

    Congratulations on your 100k subscribers award…hopefully you’ll be able to get some good news on your truck soon as well…keep on trucking and keep the shiny side up!😊

  • @arthurwilson4124
    @arthurwilson4124 4 місяці тому

    I am sorry for all you are going through on this. Insurance companies can be very trying to say the least. Wishing you the best in all of this as we look forward to seeing you back on the road. Enjoy your channel very much and I am not even a trucker. Just an old retired man living in Florida. Best of Luck

  • @bryanbishop8973
    @bryanbishop8973 4 місяці тому +1

    Congratulations on the 100 k subscribers. For reasons too complicated to mentioned here .y carrier dropped me, I spent a year with Progressive, the only option I had available at the time. Fortunately I didn't have a claim that year, and was able to find another carrier when renewal time rolled around. Maybe they've changed some things since then I think they're blood suckers. Good luck with it all. You've got a nice rig I'd fight like hell to keep it on the road. Good luck.

  • @ivansmith654
    @ivansmith654 4 місяці тому

    Congratulation on your 100K! 🎉🎉🥳🥳🎉🎉 Today I live in sunny southern France near the Spanish boarder, I did live in northern rainy King County many years ago I will stay here for now! Good luck on your truck, peace to you and your family!

  • @Infildel
    @Infildel 4 місяці тому

    Congrats on your youtube award. Keep on Dumptrucking.

  • @danbeckley3140
    @danbeckley3140 4 місяці тому

    Congratulations on your way to go

  • @donald8354
    @donald8354 4 місяці тому

    Congrats to Daumuque Best Wishes and Sucess.

  • @user-dg2ji4cj7g
    @user-dg2ji4cj7g 4 місяці тому

    Congratulations on your success

  • @bobraymond6135
    @bobraymond6135 4 місяці тому

    Congratulations. Love the videos. Keep on trucking

  • @robertweigandt9449
    @robertweigandt9449 4 місяці тому

    Congratulations on a great accomplishment!!!

  • @kennethoehrlein9067
    @kennethoehrlein9067 4 місяці тому

    Congratulations on your 100,000 successes

  • @dwainerabb4792
    @dwainerabb4792 4 місяці тому

    Congratulations! 🎊

  • @larryblankenship8104
    @larryblankenship8104 4 місяці тому

    Congratulations proud of you keep up the great work. May God richly bless you ❤

  • @ronaldferino3414
    @ronaldferino3414 4 місяці тому +2

    Congrats on the 100,000 subscribers. Insurance companies love taking your money and want it right now but when its time to pay they seem to take their sweet time about it
    . Good luck hope your back on the road soon

  • @cspragg318
    @cspragg318 4 місяці тому

    Congratulations!!!

  • @raybaker5044
    @raybaker5044 4 місяці тому +1

    Congrats on 100K and that insurance adjuster is CRAZY

  • @geraldmacqueen1801
    @geraldmacqueen1801 4 місяці тому

    Congratulations on your recognition!

  • @benjamhervin1131
    @benjamhervin1131 4 місяці тому

    Congrats Dauminique 100,000 way to go keep up your good work 🌷👍👍👍👍

  • @iain3411
    @iain3411 4 місяці тому

    100,000 congratulations !!

  • @alexhilton4657
    @alexhilton4657 4 місяці тому

    Sweet! Congratulations!

  • @ronkurey5981
    @ronkurey5981 4 місяці тому

    Congratulations! I will watching you get 500,000 subscribers! Love your channel!

  • @markbowles9452
    @markbowles9452 4 місяці тому

    Congratulations oñ your 100,000 subscriptions, hoping you'll be rolling again soon. ❤

  • @thomaslangton3464
    @thomaslangton3464 4 місяці тому +1

    I have found that you should always supply an adjuster upfront, with a full file of all your repair receipts / upgrades / accessory equipment as well, if possible the build / spec sheet for your truck based off the VIN number from Kenworth...if you don't, they are just left to guess and fill in the blanks...which leads to the situation your in now ...knowledge is power. Good luck, and keep up the excellent content.

  • @joemurray553
    @joemurray553 4 місяці тому +2

    Check with Erie insurance. They have been great to work with.

  • @Easy4unow
    @Easy4unow 4 місяці тому

    U should keep all of your videos up since day 1. Good work! Congratulations!!

  • @edh3635
    @edh3635 4 місяці тому +2

    Congratulations on the 100K award. Remember that insurance companies and especially adjusters do not work for you. Their primary goal is to get you to settle for a smaller amount. I'm not sure if this will work with truck insurance, but I have had larger sized boats in the PNW but I was able to get insurance for an "agreed value" and maybe had pay a bit higher premium, but felt it was worth it.
    You may need to hire an attorney to help you get the results you want.
    Good luck.

  • @temahenoniania6623
    @temahenoniania6623 4 місяці тому

    Keep up the good work dauminique congratulations on your youtube award and get your truck back on the road

  • @DanielStillie28
    @DanielStillie28 4 місяці тому +2

    Well done on your 100k,Dont worry after things like this happen good things will come for you. Life has to balance itself ⚖️

  • @russellbowman8051
    @russellbowman8051 4 місяці тому

    Congratulations!! 100K

  • @todd9598
    @todd9598 4 місяці тому

    Awesome, well deserved. I remember the beginning of your channel.

  • @edwardelliott8167
    @edwardelliott8167 4 місяці тому

    Congratulations to you 🎉🎉

  • @davevaughn7399
    @davevaughn7399 4 місяці тому

    Good for you Dominique you go girl

  • @mikepaquettw7454
    @mikepaquettw7454 4 місяці тому

    congrats and thank you for the isay program

  • @kevincorbin6273
    @kevincorbin6273 4 місяці тому

    Congratulations! You’ve earned it

  • @mrdude2702
    @mrdude2702 4 місяці тому

    Congrats on receiving your award. You definitely deserved it. I hope you can get your truck repaired and back on the road. I agree with everything you said about your agent and the information they have submitted to you. I could see their using out of area comps if they could not find anything near by but you know that is not the case. Stick to your guns. You are pretty sharp, trust your instincts.

  • @rickmoreland942
    @rickmoreland942 4 місяці тому

    I hope you have good luck on this.

  • @donmccord
    @donmccord 4 місяці тому

    That’s Flo for you !! Good luck girl

  • @damonwalker1719
    @damonwalker1719 4 місяці тому

    Congratulations Dauminique ❤❤❤ your videos

  • @gregorycross612
    @gregorycross612 4 місяці тому

    Congratulations DTDTD! 😊

  • @gary9674
    @gary9674 4 місяці тому +1

    Congratulations on your award. Ask your dealer what he would sell your truck for today as it was before the accident. Thats the value to start with.

  • @TheRealMrDigg
    @TheRealMrDigg 4 місяці тому

    thats AWESOME! I sure hope to get that box in the mail one day!!!!