It all depends on you. I am using credit card since 2012. never delay any payment. Also I am in profit every month for groceries shopping as I am getting cashback for spending. No annual fees for me.😊
I am using 10 credit card but aaj takke ke kbhi 1 rupya bank wale ko nhi diya h faltu ke is baat ka gamand karta hu.... Jitna pocket me ho utna hi spend kro...😂😂😂
Bro credit card bahut accha hai bas apko use karna Ana chahiya and terms and conditions pata honi chahiya (mai khud apna papa ka 12 credit card use karta hu but Tumha only uska offer and is hisab se karni chaiya jitna apki aukad ho
Bhai main thoda confused hu. Main Flipkart se 22k ka ek phone lena chahta hu. Mere paas uske liye 22k cash hai dene ko. But Flipkart pe No cost EMI ka option bhi hai 1 year ke liye jaha par mujhe monthly credit card pe 1800 rs ke aaspaas emi bharni hai. So mera doubt yeh hai ki. Monthly basis pe as long as main credit card ke bill mein 1800 rs bhar raha hu, mujhe uspe koi interest aur late fee nai bharni padegi na? Yah phir mereko pura 22 k first month mein hi credit card walon ko dena padega.
I do that every month. On top of it I put small term fixed deposits with mature date just before the credit card bill payment date. Even though itself 5-6% interest but still something to save 😊
Tip: If I purchase a phone worth ₹10,000 using a credit card, I’ll simultaneously open a fixed deposit (FD) of ₹10,000 for one month. This way, I can use the FD to pay off the credit card bill after a month and also earn interest from the FD.
The problem is showoff like purchase iphone , but he/she cant afford it , credit card is good financial instrument but some brainless people try to showoff , they fall on this interest trap , i used a card since 2020 every month i pay my amount bill get discount and extra rewards which make me profitable
Very practical suggestions for credit card 💳 usage...one more tip...maximum avoid..EMI (since it blocks that much limit) bank tempts for emi convertion above 2500
Mera 20hazar ka hai. Sirf 8hazar use kiya tha inlogon ne interest,late fine laga laga k 20hazar kar diya. Abbb roz call aata hai mein utatha hi nehi. Gend marwalo.😂😂
Very nice tips.. btw I have never bought a credit card ever in my life.. that's self control.. though I keep getting calls from my bank.. I always use upi
Simple trick hai, maine to mere max bill amount jitna paisa alag se ek account mai rakha hua hai(in case kabhi koi emergency aa gyi), itna karlo to use karte raho credit card, no issues
The title is in a way, misleading. Credit cards won't make you poor if you know how to use them; in fact, I make roughly 7% back on my spends using credit cards. Only spend what you can pay back at the end of the billing cycle. This is one thing I like about Charge cards vs credit cards.
to problem Bank ya Credit card mein nai hai. Problem logo ki soch mein hai. If used properly in a disciplined way then credit card is the best thing. I use Credit card for my day to day transactions as much as possible but make sure to use it responsibly and not overuse it. Obviously being a human i do tend to over spend couple of times sometimes but still make sure i calculate my finances before spending that amount. So yea it does make you spend more sometimes as it is giving you that convenience of purchasing on emi and credit period but it is still a win win if used properly.
I have 4 credit cards I never pay a singal rupee to bank because I pay my full bill, Also I pay all my utility bills like Electricity, Gas etc. Which give me 5% cashback, so I save 1000 + every month ❤
Credit card 💳 ek wealth hai agar sahi se use kiya jaye😊 2021 me mai kuch bhi nahi kar raha tha but mere paas 4 Credit cards the aur total limit 5.83 lakhs thi Fir maine risk liya aur 2.50 lakh ka loan liya aur Credit card ka use kiya aur business start kiya aut ab mera business 52 ya 53 lakh ka hai mera market me 19 to 20 lakh Credit bhi hai Business duroflex foam And sofa fabrics
Maine kuch month pehle ek 10k ka tab purchase kiya, 2k instant discount mila icici card se, So jo payment mai cash mai kar hi deta, mere paas 10k hai pocket mai, usko maine credit card se 8k mai liya, 2k instantly faida hua. Aur 10k maine to save karke hi rakhha tha, to usme se 8k to pay kar hi dunga na. Mujhe to dikkat nehi dikha, haan scam vagera se thoda savdhaan rehna zaruri hai offcourse.
it's all about financial education. I have also cards worth rupees 15 lakh, aaj tak koi payment miss nahi ki, kabhi kuch EMI pe nahi liya, or fayda hi uthaya he jaise points redeem, offers etc.😊
Dear Aditya, here are five influential world leaders. Please cover each one in detail as they are making a significant impact on the world: 1. BlackRock 2. Vanguard Group 3. Fidelity 4. State Street 5. JP Morgan Asset Management
Mai debt me chlgya tha credit card ke waje se 😢 20k ka loss gya charges laga ke aur iss saal 4 iphone order kiya and mere 13k tak issssaal recovery kiya at the end bhi log cc bhot acha hai depend krta hai aap kaise use krte ho
Credit Cards are all about Financial Discipline..... Spending according to bank balance and paying Total Amount Due are the only 2 practices required....
maine 16 lakh ka education loan liya hai bhai saare top companies to aa rhe hai or me reject ho raha hu cgpa bhi 8 hai par coding and dev me utna dhyan nhi diya hu isliye reject ho ja rha hu btw sbi non collaterol loan hai so a bit relaxed
@@rockstar19909 btech cse from bit mesra ranchi sala 1.5 lakhs wala company ate ja rha oncampus or gpa wise me sabme eligoble par 3 months summer break maine waste krdiya bro isliye intern nhi lag payegi placement me try krunga
@@rockstar19909 btech cse from bit mesra ranchi sala 1.5 lakhs/months wala company ate ja rha oncampus or gpa wise me sabme eligoble par 3 months summer break maine waste krdiya bro isliye intern nhi lag payegi placement me try krunga
True word of caution Dont use more than 25-30 % of the limit and payment capacity. Always ensure that pay in full. If u believe you cant pay in full to one percent also then please dont buy on that card. Its illusionary comfort that they give create false security for over spending. What he said is true that it creates addictive shopping but the control of it is important to ensure the happiness of self and family.
Aapka baat se main agree nhi kar paya Main jo 3 credit card use karta hoon usme mereko electricity phonebill gas bill se 10-25% cashback milta hai. Mereko saman lane mein rupay upi card se cashback milta hai. Online cashback mein 5% milta hai jitna saman hai lene ke lie Main credit card use karke discount leta hoon, isme koi problem nhi hai discount lene ke lie. Normally main jo grocery,bill, online monthly spend hota hai o fd ready reheta hai salary ane ke time. To isme mere ko free 30days money plus 30days ka fd interest 3-3.5% milta hai salary ane
udharan samjho.....BIJLI KA Connection liya hai ... toh bill toh bharoge na... nahi bharoge toh pta kya hoga ... hai na... waisa hi kuch hai credit card.... istemal karo aur jitna bill aye utna bharo.... jydaa bill toh kam istemal karo.... nhi toh connection kat jaega... aur raat main bina pankhe ke sona.... nhi toh kya dikkat hai.... dikkat toh hum hi hai.... jo jyada bijli kharch kargenge phir bharne ke time rone lagenge.... kyon bhai sahi kaha na.....
Bhai mera HDFC ka 10 lakh ka limit hai, mera outstanding iss mahine ka sirf 550 rupay hai, woh bhi isliye use kar raha hoon, kyunki 200 rupay minimum kharcha karna padta hai. Main 15000 ke phone se chat kar raha hoon. Kya main iphone nahi khareed sakta hoon? Main nahi khareed raha hoon!
Same here bro. I have 8 credit cards total limit worth 16-17L but this month my total bill is less than 7k(including 2.5k for discounted groceries and rest for broadband recharge, LPG booking etc etc) People often criticise CC but in reality their spending behaviour is the main problem not CC.
I have question. ….. jaise aapka limit 10 lakh hai aur aap kam use karte ho, toh kya possible hai bank aapka limit decrease karde? Or it depends on relationship with bank ? Thanks
@@Arya_Rajput131 Bhai meri salaah maan toh 8 mat hi rakh. 3 to 4 is fine. Mere paas 1 hai 10 lakh ki limit ka. Upar se 9 lakh Jumbo loan ka offer bhi rehta hai hamesha. Lekin 45000 salary hai, usme 15000 rent hai, 30000 mein baaki sab chal hi jaata hai. Kya zarurat hai mujhe aur kisi ki? I have a motorcycle which is 12 years old and discontinued. Car thi without finance, woh covid ke time bech di, kyunki financial issues the. Aise hi kaat peet ke chala raha hoon. Mujhe car chahiye hai, uske liye car loan lene se achcha, mutual funds mein invest kar raha hoon, taaki utne paise jam jaaye aur car le loon aur woh bhi 2nd hand.
@@Arya_Rajput131 Log itne chutiya hai na bhai, ki car leni hai, vehicle finance lene jayenge. Jab ki, 2 saal paise mutual funds, long term shares mein invest karo, aaram se paise jam jaate hain, aur aap down payment karke, woh car without finance khareed sakte ho. Lekin nahi! Gaand mein khujli zyada.😂😂
Basic Rules ---- Credit Card sabke liye nhi hota hai.... use debit card instead...... sab ke apni pasnad hai.... Credit Card samajh nhi atta toh best don't use it.... hum jaise kapde choose karte hain... jaise kissi ko white shirt pasand hai par tumhe toh black pasand hai so it's your choice.... not compulsory... useful for students only to pay their college fees when you don't have large sum of money in short period of time.... but you have the money ....to pay in a week if you don't have money then don't use credit card.....
Same information shared multiple times in this 37 minutes video.... :( However, I have around 8 credit cards and ZERO outstanding balance on all the cards.
I have been watching your videos for a very long time now, but now it feels you just post negative click bait video for view using words like scam, exposed, trap etc. Credit card is one of the best financial instruments if use wisely you should also mention that
Mere pass 10 se jayda card he koi problem nhi hoti agar sahi se use kare credit card se best kuch bhi nhi he...bohot bar bure time me sath diya....mata ji Hospital me thi tab kaam aaya finance problm thi tab kaam aaye....personal loan se best hota he credit card
Har ek cheez ka Good or bad side hain iska matlab ae toh nahin ki credit card kharap hain ... Kharab hain uska habit ....Sahin se sab rules padke use koro koi loss nahin ... Ulta cashback mil jayega....
Spend on only what is necessary. Take Life time free credit cards. You'll always enjoy 40 days Interest Credit. No need to pay a single penny to bank but it will benefit you
Log ab showoff karne me Jina chahte chahe salary 15 ho ya 1.5 lac.apne aap ko Ambani hi samjhte hai.or salary se jyada credit card pe de shopping pe shopping. 😅
Mere hisab se credit card hamesa fd wala hi lena chahiye aur 20 se 30% hi us karna chahiye agar credit card ke maya jaal se bach na hi to Main is tarha hi us karta hoon
दाल रोटी खाओ और प्रभु को धन्यवाद दो। ज्यादा इच्छाएं ही मुसीबत की जड़ है। इच्छाएं अपनी औकात के अनुसार ही रखो। नई पीढ़ी सोशल मीडिया की फेक दुनिया के वजह से बर्बाद हो रही है और सिर्फ दिखावा के चक्कर में अपनी जीवन बर्बाद कर रही है।
It doesn’t matter if you beg or borrow but pay in full your credit card due. Using credit cards in the family for more than 16 years.
What's your credit limit after 16 years?
@@mohdmujahed2958 my father has credit cards and I started earning 4 years back, we never paid minimum due on any payment. Mine is 8 lacs
😂😂😂😂😂@@mohdmujahed2958
Limit ???
It all depends on you. I am using credit card since 2012.
never delay any payment. Also I am in profit every month for groceries shopping as I am getting cashback for spending. No annual fees for me.😊
Dear point is expenses rise day by day, you using much money for life expenses
@@rajendrapradhan5143kya matlb?
@rajendrapradhan5143 nahi hota
Grocery k liye konsa credit card use kar raha hai?
Konsa cridit card use karte ho
I am using 10 credit card but aaj takke ke kbhi 1 rupya bank wale ko nhi diya h faltu ke is baat ka gamand karta hu.... Jitna pocket me ho utna hi spend kro...😂😂😂
Bhai to direct pocket se spend Karo credit card ki kya jarurat?
@@Pravin53_Gaming kyu ki card se bhut saare offer rhete h usse aap paise save ker sakte h
@@zisshu ya Jo aap regular spend karte ho uss par offers milte hai ya koi perticular spends or perticular amount spending pe milte hai?
@@Pravin53_Gamingha milta h har time offar kbhi Kam kbhi jyada hat baar spend karne pe save zaroor hoge paise
Can we pay credit card bill by using another credit card
I save over 10K rupees per year by using credit cards. Health diagnosis and spa visits are additional.
Same 😂😂😂😊
Ye spa wali Line mast tha Guru 😅
@@Subhrajit_PandaSpa offer kon sa credit card pe h
Same here bro❤
There is no problem in credit card. Problem is with donkeys who takes credit which they can't afford, like iPhone in EMI
Bro credit card bahut accha hai bas apko use karna Ana chahiya and terms and conditions pata honi chahiya (mai khud apna papa ka 12 credit card use karta hu but Tumha only uska offer and is hisab se karni chaiya jitna apki aukad ho
1:29 pa ya jo bol raha jo credit card ka layak nahi unha bhi de deta ya loag toh beta ya is chutiya ki bhul hai bahut bari
Correct bro
Bhai main thoda confused hu. Main Flipkart se 22k ka ek phone lena chahta hu.
Mere paas uske liye 22k cash hai dene ko.
But Flipkart pe No cost EMI ka option bhi hai 1 year ke liye jaha par mujhe monthly credit card pe 1800 rs ke aaspaas emi bharni hai.
So mera doubt yeh hai ki. Monthly basis pe as long as main credit card ke bill mein 1800 rs bhar raha hu, mujhe uspe koi interest aur late fee nai bharni padegi na?
Yah phir mereko pura 22 k first month mein hi credit card walon ko dena padega.
Bro no cost EMI sirf kehne k liye hota h bank kuchh na kuchh charge hamesha laga deta h @@ahmedhajwani8980
what an informational 36 minute video. Every minute is useful in this video.
Minimum Due is The Biggest Scam of Credit Card Industry.
Your Videos just Really Great because of the real knowledge ......you have no fear that's why we like you the most ❤❤❤❤
ya, Brother thanks for this High Valuable Financial Advice given To Us. And We Want Next Video On Hidden Game Of Social Media
legends pay SIP with credit card 😂
How?
I do that every month. On top of it I put small term fixed deposits with mature date just before the credit card bill payment date. Even though itself 5-6% interest but still something to save 😊
Bhai kaise
@@dharmikzinzuvadiya2035bhai batoo ne kaise karte ho plz
@@dharmikzinzuvadiya2035 but how do you convert credit card limit into your bank account balance? Doesn't it takes extra charges like 1.5%?
Tip: If I purchase a phone worth ₹10,000 using a credit card, I’ll simultaneously open a fixed deposit (FD) of ₹10,000 for one month. This way, I can use the FD to pay off the credit card bill after a month and also earn interest from the FD.
The problem is showoff like purchase iphone , but he/she cant afford it , credit card is good financial instrument but some brainless people try to showoff , they fall on this interest trap , i used a card since 2020 every month i pay my amount bill get discount and extra rewards which make me profitable
Which bank Credit card on you?
Very practical suggestions for credit card 💳 usage...one more tip...maximum avoid..EMI (since it blocks that much limit) bank tempts for emi convertion above 2500
Correct it in video, at 8:51 minutes "over limit expen." - 1,20,000 .
Dhanyawad bhole nath ka ki mere uper 1 paise ka bhi karz kisi ka nahi hai na koi loan hai na koi emi ka jhanjhat ❤ 4:56
🎉
Life me lena bhi mat bhai
Tum ek achche aadmi ho, jo ye sab chor bank walo ko apne aap ko lootne nahi de rahe ho.
Mera 20hazar ka hai. Sirf 8hazar use kiya tha inlogon ne interest,late fine laga laga k 20hazar kar diya. Abbb roz call aata hai mein utatha hi nehi. Gend marwalo.😂😂
5 :7
Overspending and online shopping addiction is very real with availability of credit cards
Its first class information on credit card trap… my guess on comments supported to credit cards may be paid from banks
I am a student and I used secure credit card. It really improve my financial habits and help me to understand the value of money 😊
😊😊😊good
What a detailed review Broo❤❤
Very nice tips.. btw I have never bought a credit card ever in my life.. that's self control.. though I keep getting calls from my bank.. I always use upi
You don't know how to spend and be financially free
@@SamLibra-x9p I spend a lot.. but using netbanking and upi..
Credit card is either your best friend or the worst enemy. Depends on how one uses it.
Simple trick hai, maine to mere max bill amount jitna paisa alag se ek account mai rakha hua hai(in case kabhi koi emergency aa gyi), itna karlo to use karte raho credit card, no issues
Thank you brother for useful information 🙂
Great Videos You Make Sir
Very very nice information sir god bless you
Excellent video! Very useful for those using credit cards and those planning to get one.
The title is in a way, misleading. Credit cards won't make you poor if you know how to use them; in fact, I make roughly 7% back on my spends using credit cards. Only spend what you can pay back at the end of the billing cycle. This is one thing I like about Charge cards vs credit cards.
How bro?
to problem Bank ya Credit card mein nai hai. Problem logo ki soch mein hai. If used properly in a disciplined way then credit card is the best thing. I use Credit card for my day to day transactions as much as possible but make sure to use it responsibly and not overuse it. Obviously being a human i do tend to over spend couple of times sometimes but still make sure i calculate my finances before spending that amount. So yea it does make you spend more sometimes as it is giving you that convenience of purchasing on emi and credit period but it is still a win win if used properly.
Brother be careful from Banks 😅 because you are exposing the credit card traps 😊
I have 4 credit cards I never pay a singal rupee to bank because I pay my full bill, Also I pay all my utility bills like Electricity, Gas etc. Which give me 5% cashback, so I save 1000 + every month ❤
Credit card 💳 ek wealth hai agar sahi se use kiya jaye😊
2021 me mai kuch bhi nahi kar raha tha but mere paas 4 Credit cards the aur total limit 5.83 lakhs thi
Fir maine risk liya aur 2.50 lakh ka loan liya aur Credit card ka use kiya aur business start kiya aut ab mera business 52 ya 53 lakh ka hai mera market me 19 to 20 lakh Credit bhi hai
Business duroflex foam
And sofa fabrics
Nice man🎉
Great analysis 👍🏼
Maine kuch month pehle ek 10k ka tab purchase kiya, 2k instant discount mila icici card se, So jo payment mai cash mai kar hi deta, mere paas 10k hai pocket mai, usko maine credit card se 8k mai liya, 2k instantly faida hua. Aur 10k maine to save karke hi rakhha tha, to usme se 8k to pay kar hi dunga na.
Mujhe to dikkat nehi dikha, haan scam vagera se thoda savdhaan rehna zaruri hai offcourse.
Bat bilkul shi hai.. pr credit card ek do dhari talvar hai.. mere se bhi 1-2 bar mis use hua hoga pr me puri koshish krta hu ke card ka misuse na kru
This has been very very insightful
Thanks for making this video for young generation its help a lot.😊
After this video i had cancelled unnecessary item order thankns bhai
Good facts, bank wale card upgrade ke nam pe free card ko paid card pe convert karwate hain
it's all about financial education. I have also cards worth rupees 15 lakh, aaj tak koi payment miss nahi ki, kabhi kuch EMI pe nahi liya, or fayda hi uthaya he jaise points redeem, offers etc.😊
Thanks for valuable information
Jo bhi ho... lekin bank account se pay karte waqt jo hurt feel hota hai wohi baat hame unwanted spend karne se bachaati hai..
Dear Aditya, here are five influential world leaders. Please cover each one in detail as they are making a significant impact on the world: 1. BlackRock 2. Vanguard Group 3. Fidelity 4. State Street 5. JP Morgan Asset Management
Mai debt me chlgya tha credit card ke waje se 😢 20k ka loss gya charges laga ke aur iss saal 4 iphone order kiya and mere 13k tak issssaal recovery kiya at the end bhi log cc bhot acha hai depend krta hai aap kaise use krte ho
i have closed my 3 credit card in last 1 week...
Sbi is a government bank 🏦 please correct the information
Credit Cards are all about Financial Discipline..... Spending according to bank balance and paying Total Amount Due are the only 2 practices required....
Back ground me kuch sound lagao or dikhao dhurv rathi ki video ki tarah
maine 16 lakh ka education loan liya hai bhai saare top companies to aa rhe hai or me reject ho raha hu cgpa bhi 8 hai par coding and dev me utna dhyan nhi diya hu isliye reject ho ja rha hu btw sbi non collaterol loan hai so a bit relaxed
16 lakh ? Kaun sa course Kiya tumne? Itna jyada paisa laga
@@rockstar19909 btech cse from bit mesra ranchi sala 1.5 lakhs wala company ate ja rha oncampus or gpa wise me sabme eligoble par 3 months summer break maine waste krdiya bro isliye intern nhi lag payegi placement me try krunga
@@rockstar19909 btech cse from bit mesra ranchi sala 1.5 lakhs/months wala company ate ja rha oncampus or gpa wise me sabme eligoble par 3 months summer break maine waste krdiya bro isliye intern nhi lag payegi placement me try krunga
@@rockstar19909 koi masters course hoga usmei lagta jaise mba.
Very nice information....But for just 8L giving his life is biggest lost which can return. We have grate life we should be smart on our spending.....
In sabke peche hai chavark darshan yani udhar lo aur ghee piyo ka philosophy ❤ 3:14
Credit card limit apne salary ke equal ya usse km rakho
True word of caution
Dont use more than 25-30 % of the limit and payment capacity.
Always ensure that pay in full.
If u believe you cant pay in full to one percent also then please dont buy on that card. Its illusionary comfort that they give create false security for over spending.
What he said is true that it creates addictive shopping but the control of it is important to ensure the happiness of self and family.
Aapka baat se main agree nhi kar paya
Main jo 3 credit card use karta hoon usme mereko electricity phonebill gas bill se 10-25% cashback milta hai.
Mereko saman lane mein rupay upi card se cashback milta hai.
Online cashback mein 5% milta hai jitna saman hai lene ke lie
Main credit card use karke discount leta hoon, isme koi problem nhi hai discount lene ke lie.
Normally main jo grocery,bill, online monthly spend hota hai o fd ready reheta hai salary ane ke time. To isme mere ko free 30days money plus 30days ka fd interest 3-3.5% milta hai salary ane
udharan samjho.....BIJLI KA Connection liya hai ... toh bill toh bharoge na... nahi bharoge toh pta kya hoga ... hai na... waisa hi kuch hai credit card....
istemal karo aur jitna bill aye utna bharo.... jydaa bill toh kam istemal karo.... nhi toh connection kat jaega... aur raat main bina pankhe ke sona.... nhi toh kya dikkat hai.... dikkat toh hum hi hai.... jo jyada bijli kharch kargenge phir bharne ke time rone lagenge.... kyon bhai sahi kaha na.....
IN SABSE BACHNE KA TOH EK HI TRIQA HAI JII
Good video thanks for information
Bhai mera HDFC ka 10 lakh ka limit hai, mera outstanding iss mahine ka sirf 550 rupay hai, woh bhi isliye use kar raha hoon, kyunki 200 rupay minimum kharcha karna padta hai. Main 15000 ke phone se chat kar raha hoon. Kya main iphone nahi khareed sakta hoon? Main nahi khareed raha hoon!
Same here bro.
I have 8 credit cards total limit worth 16-17L but this month my total bill is less than 7k(including 2.5k for discounted groceries and rest for broadband recharge, LPG booking etc etc)
People often criticise CC but in reality their spending behaviour is the main problem not CC.
I have question. ….. jaise aapka limit 10 lakh hai aur aap kam use karte ho, toh kya possible hai bank aapka limit decrease karde? Or it depends on relationship with bank ? Thanks
@@harrybenipal2596 Nahi, decrease koi bhi nahi karta. Woh toh chahte hain, ki aap zyada se zyada use karo, aur unke interest ke jaal mein faso.
@@Arya_Rajput131 Bhai meri salaah maan toh 8 mat hi rakh. 3 to 4 is fine. Mere paas 1 hai 10 lakh ki limit ka. Upar se 9 lakh Jumbo loan ka offer bhi rehta hai hamesha. Lekin 45000 salary hai, usme 15000 rent hai, 30000 mein baaki sab chal hi jaata hai. Kya zarurat hai mujhe aur kisi ki? I have a motorcycle which is 12 years old and discontinued. Car thi without finance, woh covid ke time bech di, kyunki financial issues the. Aise hi kaat peet ke chala raha hoon. Mujhe car chahiye hai, uske liye car loan lene se achcha, mutual funds mein invest kar raha hoon, taaki utne paise jam jaaye aur car le loon aur woh bhi 2nd hand.
@@Arya_Rajput131 Log itne chutiya hai na bhai, ki car leni hai, vehicle finance lene jayenge. Jab ki, 2 saal paise mutual funds, long term shares mein invest karo, aaram se paise jam jaate hain, aur aap down payment karke, woh car without finance khareed sakte ho. Lekin nahi! Gaand mein khujli zyada.😂😂
Mere dost ne 1.25Cr ke credit cards swipe krliye💀or dusri country jaakr business bhi start krdia
Please make a vodeo on hidden charges of Fixed Deposit ( FD) ☑️
very infomative.Thanks for the information
Bhaii use krna anaa chhaiye..... Chahe limited 5 lakh ho yaa 50k but hamesa jitna chuka sako utna hi krommm
Amazing ❤
Bro what happened to you thumbnail.
From masterpiece to newbie?
Aditya bro ka downfall shuru ho gya, Thumbnail gaya, editing gayi etc etc
@@Be_Shrav ikr. Old aditya editing was OP.
Bro do BlackBerry business case study why they failed....
I also trapped in CC spending
Aaj kal aapka video youtube mujhe suggest hi nhi krta hai.. 😢... Channel Search kr ke aana padta hai
Subscribe ka naam suna hai? 🤔
@@thoufeequeabdulrahmanrafiq4438 😂😂😂 bss kr bhai
@@thoufeequeabdulrahmanrafiq4438 😂😂😂 Suna Hai
I can relate with my Flipkart pay later 😅
Basic Rules ---- Credit Card sabke liye nhi hota hai.... use debit card instead...... sab ke apni pasnad hai.... Credit Card samajh nhi atta toh best don't use it.... hum jaise kapde choose karte hain... jaise kissi ko white shirt pasand hai par tumhe toh black pasand hai so it's your choice.... not compulsory...
useful for students only to pay their college fees when you don't have large sum of money in short period of time.... but you have the money ....to pay in a week if you don't have money then don't use credit card.....
Same information shared multiple times in this 37 minutes video.... :(
However, I have around 8 credit cards and ZERO outstanding balance on all the cards.
Bhai yeh cheez maine feel kari hai isliye main ab sare expenses ki ek notion file bana li hai aur utna hi kharch krta hu jitna wapis de saku
Le me who pays when outstanding amount shows 😚
😂
Nice explanation
I have been watching your videos for a very long time now, but now it feels you just post negative click bait video for view using words like scam, exposed, trap etc. Credit card is one of the best financial instruments if use wisely you should also mention that
eye opening video for gen Z....hope they will learn this
20:00 like UPI 😢 kharcha jyada ho ra hai pata hi nahi chalta 😅
Coming Soon! The Sandeep Maheshwari PODCAST.. Sir Kindly go there and share the business & other secrets@Aditya Saini
❤yes sir please go Sandeep Maheshwari podcast please I love you ❤
I appreciate it, for approaching your favourite creator. 😊
D3
Credit card are only for disciplined clever users, its not meant for everyone. You must think a 100 times before applying for a credit card.
Mere pass 10 se jayda card he koi problem nhi hoti agar sahi se use kare credit card se best kuch bhi nhi he...bohot bar bure time me sath diya....mata ji Hospital me thi tab kaam aaya finance problm thi tab kaam aaye....personal loan se best hota he credit card
Me 4 card use karta hoon on an average 5% cashback mil jata he or mene default nehi kiya 4 saal se
Me 3 saal se card use kar raha hu 6 lakh limit he par faltu kharcha nahi karta me mujhe laga ki me next month bhar pau tohi kharcha karta hu 😂
5 sal
26 card
0 payment failed
30k+ saving ever month
Use Credit card smartly
I agree
Bit explain bro
30k+ savings monthly kaise aapne kar leya?
Thank you so much brother for very very important information ❤🫡👍
Make a vedio on hdfc rupay credit card please brother full information chaye
thanks sir
Everything's good until it will be an addictive.
Waste of breath. Use only debit cards. Sleep soundly.
Brother, whatever you have said it’s true
Har ek cheez ka Good or bad side hain iska matlab ae toh nahin ki credit card kharap hain ... Kharab hain uska habit ....Sahin se sab rules padke use koro koi loss nahin ... Ulta cashback mil jayega....
Can you make video on Bangladeshi Student Protest
Wasted 36 minutes watching this video.... A 7 year old kid know how to spend credit card without unnecessary needs
Awesome video
Insightful. Thanks.
Stop spreading fear in people
I have not even paid a single penny in intrest to yhe bank.the offers i get are mind-blowing.
Thumbnail thoda aur catchy hona cahiye tha
Nice🎉🎉🎉🎉🎉🎉😢🎉
❤Good bro
Spend on only what is necessary. Take Life time free credit cards. You'll always enjoy 40 days Interest Credit. No need to pay a single penny to bank but it will benefit you
Log ab showoff karne me Jina chahte chahe salary 15 ho ya 1.5 lac.apne aap ko Ambani hi samjhte hai.or salary se jyada credit card pe de shopping pe shopping. 😅
why very few views these days. bit concerning
Mere hisab se credit card hamesa fd wala hi lena chahiye aur 20 se 30% hi us karna chahiye agar credit card ke maya jaal se bach na hi to
Main is tarha hi us karta hoon
दाल रोटी खाओ और प्रभु को धन्यवाद दो। ज्यादा इच्छाएं ही मुसीबत की जड़ है।
इच्छाएं अपनी औकात के अनुसार ही रखो। नई पीढ़ी सोशल मीडिया की फेक दुनिया के वजह से बर्बाद हो रही है और सिर्फ दिखावा के चक्कर में अपनी जीवन बर्बाद कर रही है।