Yes mattresses and cloth furniture like couches and comfy chairs are always purchased new around here. However when I ran across a doctors family that was selling their $13k Pennsylvania House king-size bedroom set with 2 dressers for 3500 I said sold. At habitat for humanity I purchased a solid mahogany credenza and executive desk for 300 bucks. It had belonged to a lawyer. They just do not build furniture like it anymore. Zero plywood. One thing I would like to get rid of is the formal dining room and all the chiba and crystal my mom assured me I would need. We have only used it a couple of times and only because I made a point too.
But how often do you buy new mattresses? When you get married you buy one and the last till you die right. Lol No actually me and my husband did go out and buy a new mattress and we had to make sure it was something extremely comfortable for him because he had back problems. It was so expensive I was nauseous thinking about spending that much money. We were only married a few more years so him and his new wife got to enjoy it I guess. I agree with always buy new mattresses.
Yes!! I finally bought a relatively inexpensive mattress for the first time after 20 years of marriage. I have pain/health problems, and this new mattress was causing me a lot of increased pain, but I didn’t want to return it, or pay more for another, etc. My hubby, who works in health care, told me that some long term care centres are using sheepskin wool blanket pads under the sheets for comfort and to reduce bed sores. I found a huge sale of sheepskin rugs at Costco a while later, and my bed is now the most comfortable bed on earth! It feels luxurious, and my pain is much lower! I wanted to share this with you all. :) But please do buy new mattresses for health, or at least know their history. Then put a sheepskin rug or two on top!!
Best furniture deal is to act like great grandma. Accept good stuff handed down from family and expect it to last a lifetime. Clean it, care for it and expect the kids to respect it! My fav. comment from 5 years old grandson, " Grandma, when your dead, can I have this chair? I'll need it for my grown up house!" 😄😆
I have bought MANY new cars in my life, and it is my biggest regret when it comes to money. We haven't had a car payment in about 6 years now, and it feels so good!
We drove our last new cars for 15 and 18+ years, now our children are driving them. Cash tor Clunkers gov program decimated the used car industry. Would love to find cheap, reliable used cars in our area.
The thrift stores have gotten way expensive in our area. Goodwill and Salvation Army are the very most expensive here, and they get everything donated. I would rather shop at Salvation Armt, though, because they are always there when disasters happen.
I was in a Salvation Army shop, a group of senior staff members came in and I heard the one woman in the group say "increase the price of everything, people are buying our goods and selling them on ebay" Buying a teddy with its ears missing or little kids underwear, bigger sellers on ebay. Yes the prices in these shops has gone up.
There is also a really wonderful Catholic organization called St. Vincent DePaul that has thrift stores that are truly low, low prices as it is considered a mission and not for profit. When my friend was in dire need, they even gave her free furnishings, dinnerware/cookware, and a toaster oven to cook in. You don’t have to be Catholic, they help everyone. They’re always getting great things from estates left to them to help those in need. I shop there because it gives free stuff to people who lost everything.
I saw someone else in a frugal Facebook page say instead of going out for dinner they eat before and go out for dessert! Then I watched this and had me thinking, split a dessert !! Still get your date but much cheaper and its delicious Thought this was an amazing idea 😁
Wow, I do most of these things. Just not the haircuts. Our lady charges $5 for each of our boys and my husband. About once a year my daughter and I get ours trimmed and she doesn't even charge us. Afterwards we go out and get the dollar menu. So, for us it is a once a month treat. You always share such great ideas, thanks!
Once people find out you will accept hand me down clothing, you may never have to buy clothes again! They are so happy to find someone who will use the items they spent so much money on. I even received a Prada purse in a bag of give a ways once!
This is very true. People always give me clothes for the kids. I do buy the boys new jeans and shoes. Boys wear those out😉 I never turn down the clothes. I simply go through it take what I need and pass along.
My mother did manicures and pedicures for a living her entire life she was licensed but 90% of her customers were filthy rich and they would tip well she was able to buy a home and raise me and my brother herself. Moral of the story good career bad waste of money to have done.
I cannot tell you how much I love these videos/your channel. You validate me! I will never buy nice furniture with toddlers in the house. You totally understand reality and talk sense!
You are so right that these things add up! My friend cuts hair in her garage, and cuts mine about 4 times a year for $12. Who cares about manicures when you play in the garden? For clothing, I sew and shop for fabric at the local swap meet where on Wednesdays the leftovers from the LA garment district is sold for $1/yard. I'm currently sewing corduroy pants (fabric $1, zipper 25 cents) that will fit me perfectly though I'm toying with the idea of lining them with flannel for the winter. I sew sweater sets for less than a dollar a piece. Never had cable, and am losing tolerance for the free antenna shows. Here in southern California, we've had years of drought so a dead lawn is acceptable - no mowing necessary. What we do pay is high taxes.
100% agree across the board. This is why, even though we are retired, we can afford to do pretty much anything we want without having to worry about having the money. We've taken two trips to Alaska and didn't have to pay a dime for plane tickets because we use our miles card for purchases and then pay it off every month.
Thank you all for reminding us to watch our pennies, buckles, and dimes! With God's help, and the generosity of my my family, I have managed to get out of desperate debt! I'm 73, and the ability to live below my expenses is in sight! Thank you, thank you for your encouragement and inspiration!
There is an age limit to lawn care. Don’t be trying to mow your lawn in the summer after 70. My father dropped dead from a heart attack trying to save a little money doing that. I would actually drop that to age 60.
I get my lawn mowed every other week for $30 a month in California. When the weeds in the back get high in the Spring it's another $30. That's it! We've been in a drought and we don't water much, so it doesn't grow excessively.
This depends on your state of health. My husband is 79 and I'm 67. We run a 6 acre homestead, grow our vegetables and much of our fruit, keep poultry for eggs and care for my mother who is almost 100. We now our lawns and my husband mows hay. We take the view that lack of exercise and suddenly doing something strenuous is dangerous but just keeping working hard continuously extends your ability to be active and healthy.
Y'all are spot on. We live by these rules all the time. My hubby always calls dibs on the doggy bags for his lunch the next day. We have had such wonderful luck with our used cars. Our last new car just turned 22 years old and we sold it bc we did not need it and it was costing us insurance taxes and registration not to mention driveway space. We are trying to figure out how to lessen our bills in our high rent area (the 1%ers are just across the street). We bought a small house that was a foreclosure in a top neighborhood. And though it is not paid off we have a lot of equity that should pay for our retirement property in full. We have zero credit debt and our boat and camper are paid for. We have been unlucky with our 401ks as they have been wiped out twice. 911 and the great recession. I wish we would have paid down on the house instead.
I agree on buying used cars always did and will do so in the future but the one exception is I once had a job where I drove 52 miles every day through the snow belt. I bought a brand new 2008 Honda CRV at end of the year sale, took out a 6 yr loan and paid it off in 3 years. Ten years later still have the old girl (but gave up the job) Except for regular normal maintenance you do on any car, I've only had the air conditioner repaired and that is it. I will keep this gem as long as it holds out. I cut cable 7 years ago. People ask us all the time what do we do in the evening. We talk, cook, go outside and garden in summer, have a glass of wine and solve the world's problems, play board games or read. We do sometimes watch Amazon Prime but I agree with you on Netflix. I also didn't like who they have recently hired for the board. Will only get worse.
Five years ago I bought a 2012 Altama. It was a year old. I had saved my money and paid 1/2 down. I borrowed the rest on a 5 year loan. I paid it off in 2 1/2 years. After I paid it off I saved what I made at my job and only lived on my SS and worked a year and half and retired last year. By buying one that was a year old I saved $9000 off of the new price. I am still driving this car and only have put 18,000 extra miles on it. I don't go a much since I retired so m car should should last the rest of my life. I worked till I was 76 years old.
Also I got rid of cable and got an antenna that hangs on wall. I have all the channels I need. I do have internet. I am debt free and it feels so good.
I’m having the worst luck at thrift stores lately and Central Ohio used to be thrift store heaven. I noticed a huge price increase when they went to online sales. I’m making do with less clothing bought on sale. I was an avid thrifter for years and I’m sad that’s its changed so much, at least in my area.
We don't spend money on new pots and pans. My husband has had good luck going to the thrift store. He has found some really nice pots and pans for cheap. They've become my favorites!
Still driving my 2002 Honda Accord...310,000 miles and I've spent less than $2000 in repairs over the years....I will drive this car until it's unfixable...and then I will buy another USED Accord!!!
We taught our children these principals and they have learned to live on very little. They taught their spouses about shopping at the thrift store and are well on their way.
thrift stores are getting a lot more expensive but they are still cheaper than retail stores. One new outfit is all I need for some occasions The rest I look 2nd hand.
I bought a 10 year old car from an older woman who bought the car new and only drive it once a week to church. It had never been driven on a dirt road or driven in the rain. It still had plastic on the floor. And only had 5000 miles on it. It now has 90k miles on it and I’m not ready to get rid of it yet. It’s in like new condition and I love it. I have only had to replace the battery once. And no car repairs yet. I keep the oil changed and us synthetic oil. Oops I forgot I have had to replace the thermostat twice because it got stuck. Best Buy I ever made.
I wanted to say I love your tips! I’m in my 40’.s and I remember as a kid we didn’t have a lot and once every two weeks dad would take us out on payday. It was normally Pizza Hut, Burger King, kfc , or our local buffet place. And when we ordered it was kids meals. I’m finding out as I get older the meals that I had as a child were nutrition and affordable and I’m going back to those meals. Thank you for sharing these tips:)
Bealls outlet is great for clearance. I stop when I'm in the area and check out the options. I buy end of the season clearance in the next size my child will need. On board with the used cars, television options, beauty expenses, new furniture, etc. Used is fantastic, especially with kids. Great video!
Our family and us believe in buying used cars. We never think of buying new car. Like my oldest daughter is in hiking group. She bought a mini van with incomes tax and her money she has been saving and thought it would be handy to sleep in her or haul bike. She looks on line for used hiking stuffs and does her homework to get the right things for the best buy out there. I agree with you guys!
I started cutting my husbands hair in 2020, the first time not so great, but the clippers I bought had instructions followed them and I am impressed how well it turned out.
I recently cut ties with the cable company, and I am so glad I did! I got wifi through a different company, and will be paying $120/mo LESS! That's huge! I don't eat out, no mani/pedi for this girl, I mow my own lawn, the only thing on your list that I do is a car payment. I hate it. I'm trying to dig myself out of debt (long story) and I am making good progress. I agree with everything you say about money.
I watch my funds but as a disabled person there are some chores I can no longer perform. So I am left with no alternative but to hire out some chores or occasionally, and I do mean occasionally, use the car wash.
I love both giving, and receiving, hand me downs. My kids, 13 and 10, rarely get any clothing new (save underthings). My daughter just wore a $3 Goodwill fancy dress to our local Daddy Daughter dance. It was very fancy, kind of a mini 'prom' type dress and I dare not guess what it retailed for new, but a LOT more than $3, no doubt. That price was just right for me, for something she'd only wear a few hours!
I bought one new car in my life. I'm still driving it. It's a 14 year old Subaru. It's basically indestructible. It's having a big repair now but it's the first ever. It only has 90,000 miles on it so I'm planning on having it another 10-15 years. I think I'll get my money's worth. You can do that with a Subaru. Yet, as I drove it over the property line of the dealership when I first bought it, I "heard" the clink of massive depreciation!.
Amen on the clearance price!! 15.00---NOT CLEARANCE Come on SON😄😄😄 Love the furniture tip!!!!! Once upon a time, people did NOT continually buy new furniture or entire new kitchen decor because a new "look" came out.
Hahaha, I said the same thing. I will get new stuff while my daughter moves out. Wow then guess who came first grandson, then came second grandson, then came third grandson. So now I'm almost 75 I have my second new couch in my life. My couch is two years old and I now have 4 great grand babies. So really dont wait on the kiddos growing up. Enjoy life and new furniture soon as possible. Love your site.
So true, when momma and I go out we either split a meal or order off the alacarte menu . Taco and chili reallno and water for 4.25 each. Or split a fajita plate for 12.99. So much nicer and we can relax knowing it's not expensive
I wish I could give a million thumbs up to the new car topic. I know someone who made that mistake and had to have a family member help bail them out. They have told me that they probably would never have been out of debt if they hadn’t been able to get someone that could help them. Since most people don’t have a wealthy parent or family member their back pocket most people would have been stuck with it. And then on top of that the family member who bought it from them (in cash) discovered it was a lemon even though it was brand new. We also don’t do car payments. I could not agree with you more on that topic!
Buying a new car advice is so true! A new car loses so much value the minute it leaves the lot and continues to lose a ton in its first 4 years. No need to throw all that money away. Just do your research and get what’s right for your lifestyle and features you feel are best for you. They have so many great points in this video. It is much harder with a girl when it comes to the clothes and hair stuff though as our society is much more critical when it comes to us females. Stinks but true. However, there are some tips and tricks to help your girls. Several gas stations that have a car wash will often give a free car wash for 10+ gallons of gas. If you’re filling up anyway, why not get the free wash too? We as a society have become so lackadaisical when it comes to physical work. We pay needless money for things we can do ourselves. I find it ridiculous but I was also raised on a farm and taught to work from sunup to sundown. Best thing for our family is living as minimal as possible and selling things once we are done with them to buy anything we need later. We mostly do garage sale, estate sale, thrift store or used clothing lot shopping from EBay or straight up after season clearance sales. I have bought things for as low as 50 cents at department stores off of end of season clearance. (Only way we do brand new clothing) Driving to your college areas at the end of the semesters are a great source for household things such as dishes, furniture, and decor for free. A large majority of college students just toss these things out when they go home for the holidays and summer. You can often also find expensive, food quality clothing too. Sad to say, but many parents just buy them new every year so you can benefit from this if you stay on top of the college schedule for the last few weeks of the semester. Overall, this is Fabulous advice! Thanks guys 🙃😀
Great advice...my husband and I do everything you mentioned...other than I do get my hair cut twice a year...and the company that my husband has worked for...for 20+ years pays our vehicle payment...insurance...and gas each month...every 5 years he has to get a new vehicle...we get to keep the old one the company has paid everything on...he gets a vehicle allowance.
Wow.... that's a huge amount of savings! Good to know we've saved about that much too as we do pretty much all of what you said! Hubby's managed to pick up 2 coffee machines on the side of the road that were like new & they're still working great! We've also been given a lot of awesome furniture over the years!🥰Blessings from South Australia💕🐨
In my area the used stuff is more used and not a lot of the high quality stuff. I spend a lot of time searching but it works out in the end. We don't find those 2 and 3 dollar sales on the sale clothes unless it is junk. We do a things the way you do them. I love how blunt you are. Keep 'em comin'.
I had to laugh because often I would see someone else's plate after they left the restaurant and I would wish I could either it the food or take it home! I never did, of course, but OH the temptation. Good video. Your husband has a good sense of humor.
Used upholstered furniture is not something I would want and always buy new mattresses and pillows---bed bugs would be the reason. Salvation Army and Goodwill here in Washington, DC will not take these items due to possible infestations. So be careful. I got professional scissors and have been cutting my own hair for some time. My hair is in a pixie now--which was professionally done the first time--then I learned by watching You Tube how to cut hair. I get asked a lot-- for recommendations as to who cuts my hair. Short hair for ladies is fun and a time saver BUT expensive. My hair grows too fast to pay to have it cut every four weeks to maintain a certain style. It was cheaper when I had it shoulder length, but took a lot of time to style. Now I can grow it out again and maintain it myself. (LOL! I should have been a hair stylist instead of a nurse.)
Because so many people do pay for lawn care it can be a great business. I have several relatives that own these lawn care companies. So make it a side gig to earn money!
A number of years ago we bought a brand new Kia van. It broke down constantly. We live in Texas and made a trip to California to visit my sister. We broke down three times on the way out there. We finally got to my sisters and she showed us where the nearest Kia shop was and it was in the shop the entire time we were there. 2 weeks! and it broke down once on the way home. We gave it back to them and refused to pay anything more on it. We informed them what happened and they said they would fix it and we told them it was in a KIA shop for 2 weeks and it still broke down on the way home. I told them they needed to paint it lemon yellow.
Had a Kia Spectra and it spent a lot of time in the shop too. The air conditioner went out two times. One under warranty repair and second I found a after market repair. Finally it got into a car accident and totalled. Never got a Kia again
I live in the suburbs of Charleston SC and it's amazing what people throw out! My dining room bar is a garbage find😁. Someone tried to paint it, must have not liked it, and threw it away. Score for me! I looked it up and it's a $600 piece of furniture if bought new. One day I found a huge all wooden 9 drawer dresser and brought it home LOL I didn't even need to paint it! It was already pink for my daughter's room 😁
We are like you. When you figure the cost of the new car, including insurance being higher, more expensive to repair, added cost of interest etc. Just not worth buying new but I am glad that somebody does because because then I can buy it from them for much less.
I'm frugal but no way I'd buy used mattresses, upholstered furniture or clothing. I won't attempt to cut my own hair. I purchased my home and cars cash. Make sure you know tax rates in the communities you're house hunting in. I review my insurance policies yearly. I wouldn't have cable except my spouse insists. I cook from scratch, cook almost daily and make enough to pack lunches with. We don't eat out, we occasionally cook indulgent meals at home ($10 salmon meal at home -$60 meal in a restaurant). I rarely use a credit card and never carry a balance. I don't buy on credit, if you do, add up all the finance charges and consider that the purchase price. All that said I have pets. Never, ever get a pet if you can't part with money. I'm frugal not cheap.
I'm still driving my 2006 Honda accord. Other than regular maintenance I've only replace one part. Love my honda. Right now our habitat store is getting rid of old inventory which means there clothing is 25 cents per piece. I don't have a TB (25 years). There are plenty of things to do. TV is programming and propaganda. As a gift I had my feet manicured and hated it. Furniture I find free or super cheap. I have an upholstery cleaner and I am good at refurbishing furniture. I love cooking at home natural organic veggies. I rarely go out because of food allergies, GMO, processed nutrient devoid foods.
We've always split our food at restaurants. We only go on special occasions. My kids went through picky phases so it didn't make sense to get them their own kid's meals if they were going to waste it. They share with us. They get to try more variety that way anyway.
Yes!! Totally TOYOTA. Had three over 20+ years . NEVER A REPAIR. I do now have my daughter’s 2009 Honda Accord which I bought from her for 6k. It’s good , but I have had a few repairs . When it dies , I want a old TOYOTA!!
I have been cutting my husband hair for 22 years and I have been cutting my son hair for 11years. My daughters hair and mine hair we dont cut. I will trim our bangs. We have a car that is a 1993 and we have a 2006 mini van. We are looking to get a newer used van. Or mini van has over 289,000 miles. I just bought my youngest daughter new shirts at Walmart for $1.00 and new pants for $2.00. I notice that sometime thirfts store clothes cost more then brand new clothes. Great video, thank you for sharing
I think we are the only people on our block that maintain their own yard down here in Parker. Also, I totally love the leftovers for mine and my husband's lunch! He works at the airport and I don't want to think about what food would cost if I didn't send him with leftovers. By the way, I just ordered a new copy of the original cookbook today; my old one finally fell apart. I look forward to receiving it.
Bought 90% of my daughter's clothes including middle and high school clothes. Such fun memories. We made up a song we sang while shopping called "Yard Saling"
You guys are great but what made me subscribe was that you bought monk and psych. Literally my favorite tv shows and really the only shows I rewatch. Love your tips!
Hi Tawra & Mike I’m thrifty I live on a Budget every month this includes my bills & food & Pet Foods. I take hand me downs I shop the clearance racks at Walmart just like you Tawra $1-3.00 specials only.
I am a grandmother and now I give my grandchildren 25 dollar gift cards to their favorite restaurants. From the time they were six, yes six, the majority of them ate adult meals with no leftovers... They are required to take me with them for their birthday meal. I thought this would make them more conservative with their spending, but also not the case. They also have to pay the tip :) ... We go after church on these excursions. Most go to their favorite Mexican restaurant, but one of them Steak and Shake, so she can go more often. She is seven and on Sunday's, she gets her meal for free LOL... I am raising up Frugal grandchildren!
In this area when college students leave dumpster diving can get nice tables and chairs. Also their is a lot more furniture at discount places goodwill restore salvation army ect. Also check out estate auctions. Take a truck.
In my town, there's a car wash you can spend $20 month for a membership and you have unlimited car washes & vacuums. I don't buy it, but a lady that attends the senior center lives on a gravel road so she uses it every day. I have internet and not cable. I've never bought a new car or furniture. I make $16,200 yr and I'm raising my grandson (he's a HS senior). When you make that little a year you think about every dime before you spend. I shop at thrift stores and garage sales. I go to the food pantry and we have a free food distribution in my town twice a month. So, I get free food 3 times a month. (some of it I can't use so I share it with other people). My food stamps are being cut by 60% starting this month and that's going to hurt. It's hard enough to feed an 18 yo male (you know how they eat) without losing 60% of my food budget. Also, check with your insurance agent. He/she might have some new insurance plans that can save money. I was astounded that my agent found a Medicare Advantage plan for me that had a zero monthly premium, zero co-pay at the primary doctor, and only a $3500 out of pocket maximum. The plan I'm on is going up to $24/mo in 2019 and co-pays were going up too. I also found a good deal on car insurance even with a male teenaged driver. If you're a senior citizen, check with the senior center in your area. The one in my town provides free tax preparation, free rides to the doctor's office, and has a bus service for almost nothing for other necessary trips such as Walmart or grocery store. The bus comes right to your front door so you don't have to walk to a bus stop. They also provide home-delivered meals, in-house dining for a nominal cost, and free exercise classes, social clubs, and wellness checks.
$22,000/ year with 4 mouths to feed. Thank goodness my house and car are paid for and local taxes here in Virginia are less than $60/month. Also this year we had Medicaid expansion so now no insurance costs, just a few medical costs that aren't covered.
Touching on the cable...I cut my cable 4 years ago. I DO NOT MISS IT! If you have WIFI, Buy a RUKU stick that can be purchased online or at a local store like target or Walmart for $50. I stream FREE channels all the time. I have Netflix too, but that’s all I pay for. Everything else is free. I also bought a digital antenna that picks up local broadcasting (I pick up close to 20 local channels). Before, I paid over $100 per month for just cable, then I dropped my cable package to basic at $20 when things got tight...now after research, I ONLY pay for Netflix at $9.84 per month. I do pay for WiFi (which I have bundled with my cell phone), and that was reduced to $40 per month. Basically I went from $100 per month for TV/Movies (not including WiFi), to $49.84 (including WiFi).
We did buy me a brand new car. Toyota Corolla with a very good trade in and 0 interest. The car was $20,000 and is paid off now with only 20,000 miles on it :) ( I bought a used Toyota truck that I never should have. Long story) I love thrift stores! I buy clothes, books, housewares and yes, even gifts at a thrift store. WAIT!! We are the lawn care people! My husband raised a son on the side job of mowing yards. I love those people ;) My husband bought an ice cream for a friend's daughter. After a few bits, she whispered to me, "I can't eat all this." I told her it was ok. We can put it in the freezer for later or take home. Stop feeding your children so much! The waste of food in America is crazy! Working in a day care, I see so much waste! Great video, Tawra and Mike! I have learned so much from you guys!
P.s. I don’t spend money on any of the categories you listed. We are do it yourselfer’s. We learned the skills over the 47 years that we have been married because we “were” to poor to pay anyone. Lol. Now people pay us for those things. It’s great!
I know how to taylor my own clothes. I'm short so it's a necessity. Besides that, if I get clothes on the cheap I can taylor them to suit my shape and my taste.
We had 5 children. When our children were in high school they would stop off at the op shop (thrift store) on the way home from school, pick what they wanted and tell the ladies to keep them and that I would be in the next day to pay for them.
I don't purposely go out unless it's a church or family event,I can't afford it,plus I cook a certain way that's helpful for my medical issues. So that means I'm treated to dinner out or eating out in a social setting about once per year average. In 3 years,maybe twice. We are always shocked to see people(mostly families),look like they got the food,touch it and leave. They leave the tables filled with food and drinks. I love the talk about the haircut and buying of new clothes. I tend to only buy 2 dresses on clearance per year for church conventions or special church events out of town or country. Otherwise,I purchase discount fabric and sew something to my fit,or get handed down from friends or now my grown daughters. When my children(twin girls) were small,I shopped the salvation army for quality rough wear clothing,then donate them to family members as they grew or back to salvation army. I would purchase some new church clothes on clearance or sew them. When my son came along,I worked 2 jobs and was in collage. I shopped the clearance from my store,plus my discount after they were brought back and marked down to the lowest,only because I couldn't get to the thrift stores and such between these jobs and school,but I still saved tons. I cut my son's hair until his working sisters decided to take him to a barber a few times,or a guy from church volunteered to give him an excellent line-up and cut for free. As he got older and I bought him a new kit,I was his supervisor as he did it himself. As a working adult,he stopped paying after 3 times having to fix something,now he's very good at making his own style that makes him maintain Christian physique. I could testify to every which point that you brought out but this should be too long and not fair to others. I am so enjoying these videos and so glad that I found your Channel and hopefully I can learn some tips as I go along. Thanks so much for sharing and God bless you.
In reference to some of your points, my girlfreind and a couple of other freinds gives me her stuff, she is insane in the amount of money she spends, scored three new pairs of jeans, dressing gowns, scored a microwave six months old, and a brand new dinner set still in the box all because she changed mind on the colour, it was white. The stuff on the side of the road is crazy sometimes, the other day I seen a beautiful wicker sofa, perfect condition , just put out with the trash . My next door neighbour brought 5 box sets of dvds and watched them once and now I have them. People are crazy with the spending
I buy new furniture but ask the salesman what sets the store wonts to get rid of. Bought a 4 piece set for $1100 floor model regular price $3600 when I asked they showed me 4 four piece sets to chose from and then we negotiated the price.
We had one new couch and love seat in the last 33 years and it fell apart in less than 4 yrs. I have never bought a new car but I have learned how to upgrade used cars. I do buy new clothes but only on sale and I go to thrift stores way more...
Swip swaps are great for finding furniture. In a small town you can buy from friends that you know don't have bed bugs and other undesirable things in their house.
South eastern Florida coast it is a lot to do the lawn. I get once a week for $75 a month Well worth it. We haven't had cable in years. Hardly ever rent from the red box. Usually use the library. Really don't use the TV at all anyway. No manicure or pedicure No new furniture Yes when I buy mattresses. I buy them. Ew unless they were passed down from trusted family. Not worth the bed bug or whatever may have happened. New is good for certain things
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New to your site and lovin all the tips !!
Always new mattresses. You don't know where they come from, bed bugs, fleas, smells, pet dander, etc.
Had this happen 1st time learned hard way
And there are places like Ikea that, even with shipping, you can get a decent mattress with a good warranty at a reasonable price.
Yes mattresses and cloth furniture like couches and comfy chairs are always purchased new around here. However when I ran across a doctors family that was selling their $13k Pennsylvania House king-size bedroom set with 2 dressers for 3500 I said sold. At habitat for humanity I purchased a solid mahogany credenza and executive desk for 300 bucks. It had belonged to a lawyer. They just do not build furniture like it anymore. Zero plywood. One thing I would like to get rid of is the formal dining room and all the chiba and crystal my mom assured me I would need. We have only used it a couple of times and only because I made a point too.
But how often do you buy new mattresses? When you get married you buy one and the last till you die right. Lol No actually me and my husband did go out and buy a new mattress and we had to make sure it was something extremely comfortable for him because he had back problems. It was so expensive I was nauseous thinking about spending that much money. We were only married a few more years so him and his new wife got to enjoy it I guess. I agree with always buy new mattresses.
Yes!! I finally bought a relatively inexpensive mattress for the first time after 20 years of marriage. I have pain/health problems, and this new mattress was causing me a lot of increased pain, but I didn’t want to return it, or pay more for another, etc. My hubby, who works in health care, told me that some long term care centres are using sheepskin wool blanket pads under the sheets for comfort and to reduce bed sores. I found a huge sale of sheepskin rugs at Costco a while later, and my bed is now the most comfortable bed on earth! It feels luxurious, and my pain is much lower! I wanted to share this with you all. :)
But please do buy new mattresses for health, or at least know their history. Then put a sheepskin rug or two on top!!
Best furniture deal is to act like great grandma. Accept good stuff handed down from family and expect it to last a lifetime. Clean it, care for it and expect the kids to respect it! My fav. comment from 5 years old grandson, " Grandma, when your dead, can I have this chair? I'll need it for my grown up house!" 😄😆
😆
I have bought MANY new cars in my life, and it is my biggest regret when it comes to money. We haven't had a car payment in about 6 years now, and it feels so good!
We drove our last new cars for 15 and 18+ years, now our children are driving them. Cash tor Clunkers gov program decimated the used car industry. Would love to find cheap, reliable used cars in our area.
@@angelaweathersbee1334 good points.
The thrift stores have gotten way expensive in our area.
Goodwill and Salvation Army are the very most expensive here, and they get everything donated.
I would rather shop at Salvation Armt, though, because they are always there when disasters happen.
Yes! I have noticed such an increase in prices.
I can get brand new stuff for some of their prices!
I was in a Salvation Army shop, a group of senior staff members came in and I heard the one woman in the group say "increase the price of everything, people are buying our goods and selling them on ebay" Buying a teddy with its ears missing or little kids underwear, bigger sellers on ebay. Yes the prices in these shops has gone up.
Sharon Beckmon CA?
Salvation Army helped my friend when she lost everything in an apartment fire and paid for 2 months in a motel.until she recovered.
There is also a really wonderful Catholic organization called St. Vincent DePaul that has thrift stores that are truly low, low prices as it is considered a mission and not for profit. When my friend was in dire need, they even gave her free furnishings, dinnerware/cookware, and a toaster oven to cook in. You don’t have to be Catholic, they help everyone. They’re always getting great things from estates left to them to help those in need. I shop there because it gives free stuff to people who lost everything.
I saw someone else in a frugal Facebook page say instead of going out for dinner they eat before and go out for dessert! Then I watched this and had me thinking, split a dessert !! Still get your date but much cheaper and its delicious Thought this was an amazing idea 😁
Wow, I do most of these things. Just not the haircuts. Our lady charges $5 for each of our boys and my husband. About once a year my daughter and I get ours trimmed and she doesn't even charge us. Afterwards we go out and get the dollar menu. So, for us it is a once a month treat. You always share such great ideas, thanks!
Once people find out you will accept hand me down clothing, you may never have to buy clothes again! They are so happy to find someone who will use the items they spent so much money on. I even received a Prada purse in a bag of give a ways once!
This is very true. People always give me clothes for the kids. I do buy the boys new jeans and shoes. Boys wear those out😉 I never turn down the clothes. I simply go through it take what I need and pass along.
For me, it was a Lucky brand soft lea
My mother did manicures and pedicures for a living her entire life she was licensed but 90% of her customers were filthy rich and they would tip well she was able to buy a home and raise me and my brother herself. Moral of the story good career bad waste of money to have done.
I cannot tell you how much I love these videos/your channel. You validate me! I will never buy nice furniture with toddlers in the house. You totally understand reality and talk sense!
Haha! I LOVE that you said “ You should NEVVVVERRR have a car payment . So TRUE!
You are so right that these things add up! My friend cuts hair in her garage, and cuts mine about 4 times a year for $12. Who cares about manicures when you play in the garden? For clothing, I sew and shop for fabric at the local swap meet where on Wednesdays the leftovers from the LA garment district is sold for $1/yard. I'm currently sewing corduroy pants (fabric $1, zipper 25 cents) that will fit me perfectly though I'm toying with the idea of lining them with flannel for the winter. I sew sweater sets for less than a dollar a piece. Never had cable, and am losing tolerance for the free antenna shows. Here in southern California, we've had years of drought so a dead lawn is acceptable - no mowing necessary. What we do pay is high taxes.
$60/month in Bedford County, Virginia.
100% agree across the board. This is why, even though we are retired, we can afford to do pretty much anything we want without having to worry about having the money. We've taken two trips to Alaska and didn't have to pay a dime for plane tickets because we use our miles card for purchases and then pay it off every month.
I wore a $1700 dress to my brother's wedding from Nordstrom. I paid $9 for it. Single digit $9. Nine. New off the rack
Keep telling yourself that
Thank you all for reminding us to watch our pennies, buckles, and dimes! With God's help, and the generosity of my my family, I have managed to get out of desperate debt! I'm 73, and the ability to live below my expenses is in sight! Thank you, thank you for your encouragement and inspiration!
Nickels
I washed the cars and dishes when I lived with my parents. I thought that's why they had kids. Love your tips! Best wishes
There is an age limit to lawn care. Don’t be trying to mow your lawn in the summer after 70. My father dropped dead from a heart attack trying to save a little money doing that. I would actually drop that to age 60.
Someone in the neighborhood or a handyman type person would charge less than $165 a month though.
We of course are not talking about people who have medical issues and can't do it. Please use common sense when using our tips.
I get my lawn mowed every other week for $30 a month in California. When the weeds in the back get high in the Spring it's another $30. That's it! We've been in a drought and we don't water much, so it doesn't grow excessively.
Jonathan Hansen sorry
This depends on your state of health. My husband is 79 and I'm 67. We run a 6 acre homestead, grow our vegetables and much of our fruit, keep poultry for eggs and care for my mother who is almost 100. We now our lawns and my husband mows hay. We take the view that lack of exercise and suddenly doing something strenuous is dangerous but just keeping working hard continuously extends your ability to be active and healthy.
Y'all are spot on. We live by these rules all the time. My hubby always calls dibs on the doggy bags for his lunch the next day. We have had such wonderful luck with our used cars. Our last new car just turned 22 years old and we sold it bc we did not need it and it was costing us insurance taxes and registration not to mention driveway space. We are trying to figure out how to lessen our bills in our high rent area (the 1%ers are just across the street). We bought a small house that was a foreclosure in a top neighborhood. And though it is not paid off we have a lot of equity that should pay for our retirement property in full. We have zero credit debt and our boat and camper are paid for. We have been unlucky with our 401ks as they have been wiped out twice. 911 and the great recession. I wish we would have paid down on the house instead.
I agree on buying used cars always did and will do so in the future but the one exception is I once had a job where I drove 52 miles every day through the snow belt. I bought a brand new 2008 Honda CRV at end of the year sale, took out a 6 yr loan and paid it off in 3 years. Ten years later still have the old girl (but gave up the job) Except for regular normal maintenance you do on any car, I've only had the air conditioner repaired and that is it. I will keep this gem as long as it holds out. I cut cable 7 years ago. People ask us all the time what do we do in the evening. We talk, cook, go outside and garden in summer, have a glass of wine and solve the world's problems, play board games or read. We do sometimes watch Amazon Prime but I agree with you on Netflix.
I also didn't like who they have recently hired for the board. Will only get worse.
Five years ago I bought a 2012 Altama. It was a year old. I had saved my money and paid 1/2 down. I borrowed the rest on a 5 year loan. I paid it off in 2 1/2 years. After I paid it off I saved what I made at my job and only lived on my SS and worked a year and half and retired last year. By buying one that was a year old I saved $9000 off of the new price. I am still driving this car and only have put 18,000 extra miles on it. I don't go a much since I retired so m car should should last the rest of my life. I worked till I was 76 years old.
Also I got rid of cable and got an antenna that hangs on wall. I have all the channels I need. I do have internet. I am debt free and it feels so good.
That is awesome! My husband and I don’t have cable either and prefer to streamline all our shows anyways .
Happy Retirement! I wish you all the best. God bless!
I’m having the worst luck at thrift stores lately and Central Ohio used to be thrift store heaven. I noticed a huge price increase when they went to online sales. I’m making do with less clothing bought on sale. I was an avid thrifter for years and I’m sad that’s its changed so much, at least in my area.
We don't spend money on new pots and pans. My husband has had good luck going to the thrift store. He has found some really nice pots and pans for cheap. They've become my favorites!
I got a
Brand new la
Gostina pan for 5 $ and a brand new Lago stina pressure cooker for 40 $ at value village in Montreal
I draw the line at mattresses. Bedbugs are so bad that I would never buy a used mattress.
In Indiana now you CANT get a used mattress it's now required to get brand new. And you can't donate it either.
Still driving my 2002 Honda Accord...310,000 miles and I've spent less than $2000 in repairs over the years....I will drive this car until it's unfixable...and then I will buy another USED Accord!!!
We taught our children these principals and they have learned to live on very little. They taught their spouses about shopping at the thrift store and are well on their way.
thrift stores are getting a lot more expensive but they are still cheaper than retail stores. One new outfit is all I need for some occasions The rest I look 2nd hand.
I bought a 10 year old car from an older woman who bought the car new and only drive it once a week to church. It had never been driven on a dirt road or driven in the rain. It still had plastic on the floor. And only had 5000 miles on it. It now has 90k miles on it and I’m not ready to get rid of it yet. It’s in like new condition and I love it. I have only had to replace the battery once. And no car repairs yet. I keep the oil changed and us synthetic oil. Oops I forgot I have had to replace the thermostat twice because it got stuck. Best Buy I ever made.
I wanted to say I love your tips! I’m in my 40’.s and I remember as a kid we didn’t have a lot and once every two weeks dad would take us out on payday. It was normally Pizza Hut, Burger King, kfc , or our local buffet place. And when we ordered it was kids meals. I’m finding out as I get older the meals that I had as a child were nutrition and affordable and I’m going back to those meals. Thank you for sharing these tips:)
This channel is awesome! You two stay healthy!
Like your frugal tips on saving money. When my son and I go out we always bring the leftovers home we had enough left for another meal the next day..
Bealls outlet is great for clearance. I stop when I'm in the area and check out the options. I buy end of the season clearance in the next size my child will need.
On board with the used cars, television options, beauty expenses, new furniture, etc. Used is fantastic, especially with kids.
Great video!
Our family and us believe in buying used cars. We never think of buying new car. Like my oldest daughter is in hiking group. She bought a mini van with incomes tax and her money she has been saving and thought it
would be handy to sleep in her or
haul bike. She looks on line for used hiking stuffs and does her homework to get the right things for the best buy out there. I agree with you guys!
Car wash? Living in Scotland, I just wipe the car down after it rains. Box set DVDs from car boot sales/flea markets cost almost nothing sometimes.
Leftovers make great lunches.
I started cutting my husbands hair in 2020, the first time not so great, but the clippers I bought had instructions followed them and I am impressed how well it turned out.
I recently cut ties with the cable company, and I am so glad I did! I got wifi through a different company, and will be paying $120/mo LESS! That's huge! I don't eat out, no mani/pedi for this girl, I mow my own lawn, the only thing on your list that I do is a car payment. I hate it. I'm trying to dig myself out of debt (long story) and I am making good progress. I agree with everything you say about money.
I watch my funds but as a disabled person there are some chores I can no longer perform. So I am left with no alternative but to hire out some chores or occasionally, and I do mean occasionally, use the car wash.
I love both giving, and receiving, hand me downs. My kids, 13 and 10, rarely get any clothing new (save underthings). My daughter just wore a $3 Goodwill fancy dress to our local Daddy Daughter dance. It was very fancy, kind of a mini 'prom' type dress and I dare not guess what it retailed for new, but a LOT more than $3, no doubt. That price was just right for me, for something she'd only wear a few hours!
I bought one new car in my life. I'm still driving it. It's a 14 year old Subaru. It's basically indestructible. It's having a big repair now but it's the first ever. It only has 90,000 miles on it so I'm planning on having it another 10-15 years. I think I'll get my money's worth. You can do that with a Subaru. Yet, as I drove it over the property line of the dealership when I first bought it, I "heard" the clink of massive depreciation!.
Amen on the clearance price!!
15.00---NOT CLEARANCE
Come on SON😄😄😄
Love the furniture tip!!!!!
Once upon a time, people did NOT continually buy new furniture or entire new kitchen decor because a new "look" came out.
I bought a new car in 2002 and I'm still using it. I have had to pay for repairs but it's not so costly as monthly payments
Hahaha, I said the same thing. I will get new stuff while my daughter moves out. Wow then guess who came first grandson, then came second grandson, then came third grandson. So now I'm almost 75 I have my second new couch in my life. My couch is two years old and I now have 4 great grand babies. So really dont wait on the kiddos growing up. Enjoy life and new furniture soon as possible. Love your site.
I love shopping at thrift stores. My daughter and I love to save money!
So true, when momma and I go out we either split a meal or order off the alacarte menu . Taco and chili reallno and water for 4.25 each. Or split a fajita plate for 12.99. So much nicer and we can relax knowing it's not expensive
I wish I could give a million thumbs up to the new car topic. I know someone who made that mistake and had to have a family member help bail them out. They have told me that they probably would never have been out of debt if they hadn’t been able to get someone that could help them. Since most people don’t have a wealthy parent or family member their back pocket most people would have been stuck with it. And then on top of that the family member who bought it from them (in cash) discovered it was a lemon even though it was brand new. We also don’t do car payments. I could not agree with you more on that topic!
One good way to save as well is to know how to repair things yourself such as furniture clothing etc.
Doing things yourself saves so much money.
Buying a new car advice is so true! A new car loses so much value the minute it leaves the lot and continues to lose a ton in its first 4 years. No need to throw all that money away. Just do your research and get what’s right for your lifestyle and features you feel are best for you. They have so many great points in this video. It is much harder with a girl when it comes to the clothes and hair stuff though as our society is much more critical when it comes to us females. Stinks but true. However, there are some tips and tricks to help your girls. Several gas stations that have a car wash will often give a free car wash for 10+ gallons of gas. If you’re filling up anyway, why not get the free wash too? We as a society have become so lackadaisical when it comes to physical work. We pay needless money for things we can do ourselves. I find it ridiculous but I was also raised on a farm and taught to work from sunup to sundown. Best thing for our family is living as minimal as possible and selling things once we are done with them to buy anything we need later. We mostly do garage sale, estate sale, thrift store or used clothing lot shopping from EBay or straight up after season clearance sales. I have bought things for as low as 50 cents at department stores off of end of season clearance. (Only way we do brand new clothing) Driving to your college areas at the end of the semesters are a great source for household things such as dishes, furniture, and decor for free. A large majority of college students just toss these things out when they go home for the holidays and summer. You can often also find expensive, food quality clothing too. Sad to say, but many parents just buy them new every year so you can benefit from this if you stay on top of the college schedule for the last few weeks of the semester. Overall, this is Fabulous advice! Thanks guys 🙃😀
Great advice...my husband and I do everything you mentioned...other than I do get my hair cut twice a year...and the company that my husband has worked for...for 20+ years pays our vehicle payment...insurance...and gas each month...every 5 years he has to get a new vehicle...we get to keep the old one the company has paid everything on...he gets a vehicle allowance.
Wow.... that's a huge amount of savings! Good to know we've saved about that much too as we do pretty much all of what you said! Hubby's managed to pick up 2 coffee machines on the side of the road that were like new & they're still working great! We've also been given a lot of awesome furniture over the years!🥰Blessings from South Australia💕🐨
Be careful about things that might have bedbugs in a thrift store. Some thrift stores charge too much for their clothes.
In my area the used stuff is more used and not a lot of the high quality stuff. I spend a lot of time searching but it works out in the end. We don't find those 2 and 3 dollar sales on the sale clothes unless it is junk. We do a things the way you do them. I love how blunt you are. Keep 'em comin'.
I had to laugh because often I would see someone else's plate after they left the restaurant and I would wish I could either it the food or take it home! I never did, of course, but OH the temptation. Good video. Your husband has a good sense of humor.
Used upholstered furniture is not something I would want and always buy new mattresses and pillows---bed bugs would be the reason. Salvation Army and Goodwill here in Washington, DC will not take these items due to possible infestations. So be careful. I got professional scissors and have been cutting my own hair for some time. My hair is in a pixie now--which was professionally done the first time--then I learned by watching You Tube how to cut hair. I get asked a lot-- for recommendations as to who cuts my hair. Short hair for ladies is fun and a time saver BUT expensive. My hair grows too fast to pay to have it cut every four weeks to maintain a certain style. It was cheaper when I had it shoulder length, but took a lot of time to style. Now I can grow it out again and maintain it myself. (LOL! I should have been a hair stylist instead of a nurse.)
Because so many people do pay for lawn care it can be a great business. I have several relatives that own these lawn care companies. So make it a side gig to earn money!
My 2002 mazda Protege has 71,000 miles on it. I bought new. Now 16 yrs old Love that car.
I love thrift stores & yard sales.
Wow you don't drive much.
Please do a collab with Dana K. White. Would love to see the sweet spot between being frugal and staying decluttered.
A number of years ago we bought a brand new Kia van. It broke down constantly. We live in Texas and made a trip to California to visit my sister. We broke down three times on the way out there. We finally got to my sisters and she showed us where the nearest Kia shop was and it was in the shop the entire time we were there. 2 weeks! and it broke down once on the way home. We gave it back to them and refused to pay anything more on it. We informed them what happened and they said they would fix it and we told them it was in a KIA shop for 2 weeks and it still broke down on the way home. I told them they needed to paint it lemon yellow.
Had a Kia Spectra and it spent a lot of time in the shop too. The air conditioner went out two times. One under warranty repair and second I found a after market repair. Finally it got into a car accident and totalled. Never got a Kia again
I live in the suburbs of Charleston SC and it's amazing what people throw out! My dining room bar is a garbage find😁. Someone tried to paint it, must have not liked it, and threw it away. Score for me! I looked it up and it's a $600 piece of furniture if bought new. One day I found a huge all wooden 9 drawer dresser and brought it home LOL I didn't even need to paint it! It was already pink for my daughter's room 😁
You can get great clearance new thing at Dillards and belk I bought me a pair of 68$ pants for $2.00 brand new 🤗🤗🤗
We are like you. When you figure the cost of the new car, including insurance being higher, more expensive to repair, added cost of interest etc. Just not worth buying new but I am glad that somebody does because because then I can buy it from them for much less.
I'm frugal but no way I'd buy used mattresses, upholstered furniture or clothing. I won't attempt to cut my own hair.
I purchased my home and cars cash. Make sure you know tax rates in the communities you're house hunting in. I review my insurance policies yearly. I wouldn't have cable except my spouse insists. I cook from scratch, cook almost daily and make enough to pack lunches with. We don't eat out, we occasionally cook indulgent meals at home ($10 salmon meal at home -$60 meal in a restaurant). I rarely use a credit card and never carry a balance. I don't buy on credit, if you do, add up all the finance charges and consider that the purchase price.
All that said I have pets. Never, ever get a pet if you can't part with money. I'm frugal not cheap.
I take hand me downs all the time and they are so nice
Some of my nicest clothes were gifts from those moving away or into senior residences with no room for storage
I'm still driving my 2006 Honda accord. Other than regular maintenance I've only replace one part. Love my honda. Right now our habitat store is getting rid of old inventory which means there clothing is 25 cents per piece. I don't have a TB (25 years). There are plenty of things to do. TV is programming and propaganda. As a gift I had my feet manicured and hated it. Furniture I find free or super cheap. I have an upholstery cleaner and I am good at refurbishing furniture. I love cooking at home natural organic veggies. I rarely go out because of food allergies, GMO, processed nutrient devoid foods.
I would love to buy a new car. To be honest I’m tired of the break down or worrying if I’ll make it home, but truly do hate the payments
We've always split our food at restaurants. We only go on special occasions. My kids went through picky phases so it didn't make sense to get them their own kid's meals if they were going to waste it. They share with us. They get to try more variety that way anyway.
Yes!! Totally TOYOTA. Had three over 20+ years . NEVER A REPAIR. I do now have my daughter’s 2009 Honda Accord which I bought from her for 6k. It’s good , but I have had a few repairs . When it dies , I want a old TOYOTA!!
Haha I lived in Colorado and I frequently paid for lawn care. Yeah I am not a good saver. Left overs hard for me to do too.
I have been cutting my husband hair for 22 years and I have been cutting my son hair for 11years. My daughters hair and mine hair we dont cut. I will trim our bangs. We have a car that is a 1993 and we have a 2006 mini van. We are looking to get a newer used van. Or mini van has over 289,000 miles. I just bought my youngest daughter new shirts at Walmart for $1.00 and new pants for $2.00. I notice that sometime thirfts store clothes cost more then brand new clothes. Great video, thank you for sharing
"...don't give me no lip..." and "...you can send me all the emails..." I love it! I love it! You go girl. :) Blessing to you and your family.
I bought a 2010 Chevy HHR in cash $4800. It fits my family of 5 including one in a car seat.
Thanks for sharing this video helped me alot so inspiring thanks again
Get an HDTV antenna for $10. You can get 30+ channels.
This segment was great.
I really, enjoyed it.
Great information.
Thank u 🙏 ❤️🙏
I think we are the only people on our block that maintain their own yard down here in Parker. Also, I totally love the leftovers for mine and my husband's lunch! He works at the airport and I don't want to think about what food would cost if I didn't send him with leftovers.
By the way, I just ordered a new copy of the original cookbook today; my old one finally fell apart. I look forward to receiving it.
I LOVE renting books and DVDs free at public libraries.
Bought 90% of my daughter's clothes including middle and high school clothes. Such fun memories. We made up a song we sang while shopping called "Yard Saling"
90% thru thrift shops and yard sales...
Thrift Stores are easier to shop for clothes than a regular store
You guys are great but what made me subscribe was that you bought monk and psych. Literally my favorite tv shows and really the only shows I rewatch. Love your tips!
Hi Tawra & Mike I’m thrifty I live on a Budget every month this includes my bills & food & Pet Foods. I take hand me downs I shop the clearance racks at Walmart just like you Tawra $1-3.00 specials only.
I am a grandmother and now I give my grandchildren 25 dollar gift cards to their favorite restaurants. From the time they were six, yes six, the majority of them ate adult meals with no leftovers... They are required to take me with them for their birthday meal. I thought this would make them more conservative with their spending, but also not the case. They also have to pay the tip :) ... We go after church on these excursions. Most go to their favorite Mexican restaurant, but one of them Steak and Shake, so she can go more often. She is seven and on Sunday's, she gets her meal for free LOL... I am raising up Frugal grandchildren!
In this area when college students leave dumpster diving can get nice tables and chairs. Also their is a lot more furniture at discount places goodwill restore salvation army ect. Also check out estate auctions. Take a truck.
Never ever get a loan for a depreciating asset. Buy the car you can afford and pay cash.
In my town, there's a car wash you can spend $20 month for a membership and you have unlimited car washes & vacuums. I don't buy it, but a lady that attends the senior center lives on a gravel road so she uses it every day.
I have internet and not cable.
I've never bought a new car or furniture.
I make $16,200 yr and I'm raising my grandson (he's a HS senior). When you make that little a year you think about every dime before you spend. I shop at thrift stores and garage sales. I go to the food pantry and we have a free food distribution in my town twice a month. So, I get free food 3 times a month. (some of it I can't use so I share it with other people). My food stamps are being cut by 60% starting this month and that's going to hurt. It's hard enough to feed an 18 yo male (you know how they eat) without losing 60% of my food budget.
Also, check with your insurance agent. He/she might have some new insurance plans that can save money. I was astounded that my agent found a Medicare Advantage plan for me that had a zero monthly premium, zero co-pay at the primary doctor, and only a $3500 out of pocket maximum. The plan I'm on is going up to $24/mo in 2019 and co-pays were going up too. I also found a good deal on car insurance even with a male teenaged driver.
If you're a senior citizen, check with the senior center in your area. The one in my town provides free tax preparation, free rides to the doctor's office, and has a bus service for almost nothing for other necessary trips such as Walmart or grocery store. The bus comes right to your front door so you don't have to walk to a bus stop. They also provide home-delivered meals, in-house dining for a nominal cost, and free exercise classes, social clubs, and wellness checks.
$22,000/ year with 4 mouths to feed. Thank goodness my house and car are paid for and local taxes here in Virginia are less than $60/month. Also this year we had Medicaid expansion so now no insurance costs, just a few medical costs that aren't covered.
Touching on the cable...I cut my cable 4 years ago. I DO NOT MISS IT!
If you have WIFI, Buy a RUKU stick that can be purchased online or at a local store like target or Walmart for $50. I stream FREE channels all the time. I have Netflix too, but that’s all I pay for. Everything else is free. I also bought a digital antenna that picks up local broadcasting (I pick up close to 20 local channels). Before, I paid over $100 per month for just cable, then I dropped my cable package to basic at $20 when things got tight...now after research, I ONLY pay for Netflix at $9.84 per month. I do pay for WiFi (which I have bundled with my cell phone), and that was reduced to $40 per month. Basically I went from $100 per month for TV/Movies (not including WiFi), to $49.84 (including WiFi).
We did buy me a brand new car. Toyota Corolla with a very good trade in and 0 interest. The car was $20,000 and is paid off now with only 20,000 miles on it :) ( I bought a used Toyota truck that I never should have. Long story) I love thrift stores! I buy clothes, books, housewares and yes, even gifts at a thrift store. WAIT!! We are the lawn care people! My husband raised a son on the side job of mowing yards. I love those people ;) My husband bought an ice cream for a friend's daughter. After a few bits, she whispered to me, "I can't eat all this." I told her it was ok. We can put it in the freezer for later or take home. Stop feeding your children so much! The waste of food in America is crazy! Working in a day care, I see so much waste! Great video, Tawra and Mike! I have learned so much from you guys!
My car is 23 years old. And I love scooting around town in my "new" car.
One thing about buying a new car that most people don’t add in besides interest is new car insurance over the life of the loan.
P.s. I don’t spend money on any of the categories you listed. We are do it yourselfer’s. We learned the skills over the 47 years that we have been married because we “were” to poor to pay anyone. Lol. Now people pay us for those things. It’s great!
Love you guys. Yes, I think we will be able to retire. Got to get your cook book when I can get a good deal on shipping or something.
I know how to taylor my own clothes. I'm short so it's a necessity. Besides that, if I get clothes on the cheap I can taylor them to suit my shape and my taste.
We had 5 children. When our children were in high school they would stop off at the op shop (thrift store) on the way home from school, pick what they wanted and tell the ladies to keep them and that I would be in the next day to pay for them.
I don't purposely go out unless it's a church or family event,I can't afford it,plus I cook a certain way that's helpful for my medical issues. So that means I'm treated to dinner out or eating out in a social setting about once per year average. In 3 years,maybe twice. We are always shocked to see people(mostly families),look like they got the food,touch it and leave. They leave the tables filled with food and drinks.
I love the talk about the haircut and buying of new clothes.
I tend to only buy 2 dresses on clearance per year for church conventions or special church events out of town or country. Otherwise,I purchase discount fabric and sew something to my fit,or get handed down from friends or now my grown daughters. When my children(twin girls) were small,I shopped the salvation army for quality rough wear clothing,then donate them to family members as they grew or back to salvation army. I would purchase some new church clothes on clearance or sew them. When my son came along,I worked 2 jobs and was in collage. I shopped the clearance from my store,plus my discount after they were brought back and marked down to the lowest,only because I couldn't get to the thrift stores and such between these jobs and school,but I still saved tons. I cut my son's hair until his working sisters decided to take him to a barber a few times,or a guy from church volunteered to give him an excellent line-up and cut for free. As he got older and I bought him a new kit,I was his supervisor as he did it himself. As a working adult,he stopped paying after 3 times having to fix something,now he's very good at making his own style that makes him maintain Christian physique. I could testify to every which point that you brought out but this should be too long and not fair to others. I am so enjoying these videos and so glad that I found your Channel and hopefully I can learn some tips as I go along. Thanks so much for sharing and God bless you.
In reference to some of your points, my girlfreind and a couple of other freinds gives me her stuff, she is insane in the amount of money she spends, scored three new pairs of jeans, dressing gowns, scored a microwave six months old, and a brand new dinner set still in the box all because she changed mind on the colour, it was white. The stuff on the side of the road is crazy sometimes, the other day I seen a beautiful wicker sofa, perfect condition , just put out with the trash . My next door neighbour brought 5 box sets of dvds and watched them once and now I have them. People are crazy with the spending
I buy new furniture but ask the salesman what sets the store wonts to get rid of. Bought a 4 piece set for $1100 floor model regular price $3600 when I asked they showed me 4 four piece sets to chose from and then we negotiated the price.
Holy cow thats a lot. Its 20 a week here for lawn care
Finally somebody speak up against netflix they are no family friendly at all
We had one new couch and love seat in the last 33 years and it fell apart in less than 4 yrs. I have never bought a new car but I have learned how to upgrade used cars. I do buy new clothes but only on sale and I go to thrift stores way more...
Swip swaps are great for finding furniture. In a small town you can buy from friends that you know don't have bed bugs and other undesirable things in their house.
South eastern Florida coast it is a lot to do the lawn. I get once a week for $75 a month
Well worth it. We haven't had cable in years. Hardly ever rent from the red box. Usually use the library. Really don't use the TV at all anyway.
No manicure or pedicure
No new furniture
Yes when I buy mattresses. I buy them. Ew unless they were passed down from trusted family. Not worth the bed bug or whatever may have happened.
New is good for certain things
Consignment stores are a great place to buy nice looking furniture.