91 Days Vs 364 Days Treasury Bills - Which one is more profitable? Which option is good for you?

[@PatrickTVGh]

Was this video educative and helpful?

[@janetameyaw_gh]

Yes. The content was informative
However, why did you use the discounted rate for the 1 year and used the interest rate for the 91 days. You should have used the same standard for both.
Because, interest rate for 1 year t-bill is slightly higher than the 91 day.

[@Royalty-j8f]

I did the 91 days and I ticked the roll over with interest part 😂😂😂,indeed compound interest is the eighth wonder of the world.go for 91 days guys and compound your interest

[@bashirmusah4840]

Good morning Patrick. Usually the market rewards you for committing longterm and so the 365days investment commands higher interest rate than the 91days. I think the 25% will be for 365 days while the 22.5% for the 91. Kindly check this. Your contents are excellent.

[@PatrickTVGh]

The discounted rate i gave is this week's current rate. It is not probabilities. Check on Bank of Ghana's website for clarity please

[@KeziahAcquah]

Yes very very educative and helpful 🎉🎉🎉🎉

[@TerenceMicheal10]

I wish I knew this information before I started T-bill this year but I’m glad to have it now all the same

[@PatrickTVGh]

Cheers

[@paaquaye4926]

Thank you sir
I started my first investment wen I watched your video.

[@PatrickTVGh]

Keep it up

[@antobamhalcyon3092]

Mr Patrick. I understand please more. But about fix deposits please

[@PatrickTVGh]

Same principle applies

[@JoelGilly]

My man u r d best bro

[@PatrickTVGh]

🙏🏽

[@SheikhReginald]

Thank you master

[@JosephMiezah-dy5if]

Thanks very much sir.. 🎉

[@evelynntumy5584]

Thank you.

[@ayandasimelane3505]

And the 3 month allows you to add more principal in-between the rollovers. You can make more money in that manner. 😊

[@jessebioh]

Thank you very much for this educative

[@PatrickTVGh]

Glad it was helpful!

[@percy108]

Definitely

[@tonymens7695]

Please may i know what accounts for the changes in the Treasury Bill Rates within the year?

[@DAYNGBIZZIE]

is tbill safe as we are about to have elections? God bless you for the videos

[@PatrickTVGh]

Safe

[@evansfosu6624]

Good afternoon Mr Baah since we are getting to elections is it still safe to invest in TBills

[@PatrickTVGh]

Yes no fears

[@frimpongmansosamuel8372]

Please if you do a roll over after maturity what interest rate will they use is it the old one or the current one

[@PatrickTVGh]

Prevailing rate at the time of maturity

[@frimpongmansosamuel8372]

@@PatrickTVGh
Aww okay thanks so much

[@stevenstonedesign]

I wish I could see ur video earlier... kindly help us on how to invest in stock.

[@PatrickTVGh]

I have a video on how to invest in stocks. Kindly check my video gallery

[@paakwesiakrofi6084]

Hi Patrick, if I have 100k to put away for like 10 years n therefore will want to invest it, what will be your advise on how to invest it?

[@BlessBikor]

Please say something about accrue app either good or bad

[@PatrickTVGh]

What is accrue app please?

[@BlessBikor]

@PatrickTVGh please is the app that let u save in dollars, is on app store

[@jessebioh]

Please the different between discount rate & interest rate

[@PatrickTVGh]

Discounted rate pays interest upfront while interest rate pays the returns when the investment matures

[@danielsekyi4644]

The problem is inflation

[@Akwantuotv.9674]

Is the DDEP not applicable on Treasury bills?

[@PatrickTVGh]

No please

[@aminmohammed5077]

I am not in Ghana how can I buy treasury bills

[@PatrickTVGh]

Do you have Ghana card?

[@ObaapaPriscilla-g3o]

You used the discount rate for the one year instead of the maturity rate

[@PatrickTVGh]

I used discounted rate for both durations

[@staywithadam]

What about 182 days

[@PatrickTVGh]

91 days is a better option

[@ObaapaPriscilla-g3o]

I think both are almost the same because of inflation

[@PatrickTVGh]

Not comparing inflation here. Both have rates above inflation anyway