You can compare Term Insurance here 👉 Book your FREE call - ditto.sh/3cxocs Calculator link 👉 t.me/moneypurseadv/94260 Find the link below 👇to download IRDAI Annual Report and the Ratios irdai.gov.in/claims irdai.gov.in/annual-reports
I took two term insurances in the years 2017 and 2022. I informed to second insurance company about first insurance. But I have not informed to first insurance company about second insurance. My doubt is that shall I inform to first insurance company also?
Thank you so much for all your efforts. I see that in video you mentioned about top 5 insurance company but didn't list them. Please list the top 5 company
I'm working in a reputed MNC company, Recently purchased 1Cr term insurance, if sudden risk happened me, will my family get both term assured from my company as well as from my recent term which I took after watch ur videos? Also, how much total sum assured can one person have altogether for all insurance that he had
Yes please do a video on difference between life insurance vs health insurance vs term insurance.Who can take which one and pros and cons.Thank you both..your knowledge sharing is much appreciated.Thanks alot.
Dear Sai garu. You give lot of good information to viewers about financial products. Regarding Term Insurance limited payment term options has its own advantages. 61st month Persistency of insurance products is around 50% hence it is better to pay for limited period and Have peace of mind for the rest of the term. 80% of customers will not have the discipline of savings for 30 to 40 years in Mfs. 12% return is always not possible for long period where economy is growing very fast. Etc.
100% correct andi. Those who have a disciplined mindset for them Regular payment is best. Those whose job is not safe and not good in managing money for them Limited premium is best andi
Absolutely! Here's a polished review for your session: I had an exceptional experience during my recent session where I sought information on term insurance. The guidance provided was comprehensive and insightful, addressing all my queries with clarity and precision. The detailed explanations helped me understand the intricacies of term insurance, including its benefits, different types, and key considerations when choosing a policy. Moreover, the recommended video was incredibly helpful, offering a visual and easy-to-follow breakdown of the concepts discussed. This combination of thorough answers and an informative video made the session highly valuable. I'm thoroughly satisfied and feel much more confident in making informed decisions about term insurance. Thank you Sai Garu and Team
Hi Sai garu and Chandu garu Highly informative content. I can surely say that nobody would be able to provide the information as clearly than this. Keep up the good work MP team...
Salary/expenses increase ayyite cover increment gurinchi kuda cheppalsindi sir. I heard something about it but forgot. Ofcourse i just saw the time stamps and still watching the video.
Address change avutham appudu pin code Ela correct pettali! Salary change avutundi appudu? Oka video practical ga cheyandi for 25 years guy who recently get into job,he wants to take term and health insurance…before and after marriage nominee problems?
Sai Garu Namasthe Term insurance theesukovadaniki oka person compulsory erner ga undala leka yevarikyna isthara. Eee doubt chala mandhiki undi kani agents mathram earner ga undalani rule yemi ledu antaru. Kani meeru ayithe correct ga cheputharani aduguthunnanu. Dayachesi ask money purse lo answer theliyacheyandi andhariki upayoganga untundhi. Srinivas. Dhanyavadhamulu.
Govt employee EHS ( EMPLOYEE HEALTH SCHEME) Undi naku Private health insurance kuda tesukovala ? Emergency time lo EHS late ga treatment chestaru ani vinnanu. Please clarify.
Sai Anna, Im a PHYSICALLY CHALLENGED PERSON (DIFFERENTLY ABLED PERSON) with 50%. I need term policy. But most of the companies are not providing . Plz suggest and help me anna
Policy beeruva lo pettadam okkate kadu,intilo family members ki cheppandi,endukante future lo anukokunda edaina jarigite Dani claim chetyalisindi intilovare.claim process telusukondi family members ki kuda cheppandi
Hi, I am unmarried and I want to take term insurance. But MWP Act is not applicable on unmarried persons and after taking term insurance I cannot opt for MWP Act (after my marriage). Can you please suggest what can I do here ?
Hi Sir, I have taken out term insurance this year, selected the limited pay option, which is 12 years, and paid only 1 year's premium which is 33k. As I understood from your video, regular pay is a better option than limited pay. Could you please suggest what I need to do now? Can I continue this term insurance until next year and cancel it as I have already paid the premium for this year, or once I cancel this policy next year, can I take the new policy with regular pay? Please suggest me. I appreciate your suggestion.
Sir, meru ila excel share chaidm kanna.. best meru oka simple website create cheinchukondi sir.. Keep all that excel logic on the website like a form.. so it's easy to look and play around..
నాదొక సందేహం..దయచేసి తీర్చగలరు. కొంతమంది సలహా ఒకే కంపెనీ టర్మ్ ఇన్సూరెన్స్ తీసుకునే బదులు 2,3 కంపెనీలవి తీసుకుంటే క్లైమ్ సెటిల్మెంట్ రిస్క్ తగ్గుతుందా?
Super brother chalabagumdi...oka chinna doubt, term insurance 1cr ki thisukunnamu under salaried person option ni select chesi, unfortunately applicant job loss iyadu, one year numdi no job, unfortunately he expired, e case lo insurance claim chesetapudu adaina problem umtumda becoz no job, no salary. Pls reply any one, or plz make short video.
Hi Sai brother This vedio is awesome. Please make this type of vedio on medical insurance also. Thank you you. I am waiting for vedio related to medical insurance.
It may be correct about longterm premium pay vs short term but when i discuss with some top insurance companies they mentioned, during the premium payment period, if you get diagnosed with disease like diabetic, hypertension or something else,we should notify them and then the premium amount may get increased based on disease that is the reason,this term insurence premium should get finished as soon as possible.we don't need to inform anyone about your health status after premium is ended either it is onetime, 5 years or 10 years.
Thanks for making knowledgeable. This is Praveen. Bro Present na age 27, nenu kastapadi oka policy select chesukoni premium pay chesanu, unfortunately after certain years pay chesina tarvatha, recent times lo manam chusam konni banks shutdown aienai, all of suddenly one day, aa company because of looses ani ila edo oka reason valla close chesthe,. Then enti na situation. ala close aiena time ki na age oka 45 to 50 anukondi, new policy thisukunna, naku premimum chala cost avuthundi. Please suggest top 3 or top 5 companies to choose for purchasing premium
Thanks for explaining in detail. I've taken a policy in this month from max life insurance via policy bazar but I took it from UK by attending video medical. Is this legal or should I cancel it and take it when I come to India for vacation? Please advise. And, how do you recommend max life insurance and what company policy do you recommend if I want to take top up policy again? Thanks...
It's a great video, Good effort on this video. I have one doubt please clarify, with this insurance do we get only claims if we have any life risk else will get return if we are good till the insurance period??
First thing meru purthiga thelsukoni maku cheppandi brothers bcoz we can increase the sum assured in term insurance ok. For example if iam not married na financial goals okala untayi if iam got married okala maaruthayi and kids vasthe inka responsibilities peruguthayi and present na incone 5lakhs anukondi future lo adi peruguthundi ok so veetannintini base cheskoni future lo penchukune avakasham undi term plans lo. Check it out clearly ok. Rendintilo meru chepinattu each 1crore theskoni previous details hide chesthe total claim a reject avthadi anthe kani half half ivvaru.
Very helpful videos, When i take term insurance i did not disclose i have smoking habit. can i go and update now my smoking habit. i am fine if the amount increases.
Hi team thanku you for your effort. Please share best term insurance companies. If already done a vedio about term insurance companies please share link.
I watched full video but I don't know did I miss this question. Will the term insurance bought in India will be still valid is something happens to us in abroad.? Please answer
Thank you for your information sir, it is very valuable. And i have one question. I have taken 50 lakhs term policy in icici pru on 2018 and after I have taken another 50 lakhs term policy in bajaj allianz on 2022. So do I need to inform about many second Information to my first policy company. Kindly suggest me sir
Hello అన్నా. నేను US లో ఉంటాను. వీడియో లో ఇండియా కి వచ్చినప్పుడు టర్మ్ ఇన్సూరెన్స్ తీసుకోవాలి అని చెప్పారు కదా, నేను ఇక్కడ ఉన్నప్పుడు తీసుకుంటే ఎం అవుతుంది ? Policy Bazaar వాళ్లు నేను ఇక్కడ నుంచే తీసుకోవచ్చు అని చెప్పారు.
Good morning anna i am a regular follower for money purse I have one doubt can we purchase term policy online? why I am asking this compared to the outside and online premium is different which is best😢
Thank you for your video.. I have one small doubt .. in limited premium insurance,after 10 years ,we can save that entire premium(10k) till next 25 years of 10k. Can you show this in the calculator from 11th year.
That calculator is wrong as it only shows investing 7000 for regular payment people but what happens if limited payment people invest 10000 from year 15 that would be true comparison.
Makosam health insurance gurinchi kuda oka video cheyandi ... Recently married nenu... Thank you sai Anna and chandhu anna... Really very useful and helpful information... Chandhu anna Adigina questions meme aduguthunnatlu undhi...🎉
Hello team. If a person is non alcoholic/ non smoker at the time of taking policy. After some time lapse, he may be habituated to smoke/alcohol. Whether he needed to inform the same to insurance compant. Whether his policy will be continued or not.
You can compare Term Insurance here 👉
Book your FREE call - ditto.sh/3cxocs
Calculator link 👉 t.me/moneypurseadv/94260
Find the link below 👇to download IRDAI Annual Report and the Ratios
irdai.gov.in/claims
irdai.gov.in/annual-reports
I took two term insurances in the years 2017 and 2022. I informed to second insurance company about first insurance. But I have not informed to first insurance company about second insurance. My doubt is that shall I inform to first insurance company also?
@@sanjaysamhitha3835 no need. You need not inform 1st insurer about 2nd insurance
Thank you so much for all your efforts. I see that in video you mentioned about top 5 insurance company but didn't list them. Please list the top 5 company
I'm working in a reputed MNC company, Recently purchased 1Cr term insurance, if sudden risk happened me, will my family get both term assured from my company as well as from my recent term which I took after watch ur videos?
Also, how much total sum assured can one person have altogether for all insurance that he had
Thank u Team, very good information. Sir, my sister Grovement teacher but she is physically challenged she is eligible to take Term Insurance....?
Happy to see both of you on the screen
Now, want to see all 3 in single screen ..
@@udaybhaskarraokandiyana8507who 3rd?
ప్రజలకి మేలు చేస్తున్న మీ అన్న తమ్ములు ఇద్దరికీ మా దీవెనలు
Good to see both of u in one frame and please do detailed video on health insurance as well. Thanks in advance!
మీ ఇద్దరూ అన్నతమ్ములు ఒకే ఫ్రేమ్ లో కనిపిస్తుంటే చాలా ముచ్చటగా వుంది అన్న ❤❤❤
Hi Team
Thanks for your effort to educating us on financial knowledge
Kindly do it on health insurance include NRI health insurance as well
Yes please do a video on difference between life insurance vs health insurance vs term insurance.Who can take which one and pros and cons.Thank you both..your knowledge sharing is much appreciated.Thanks alot.
Dear Sai garu.
You give lot of good information to viewers about financial products. Regarding Term Insurance limited payment term options has its own advantages.
61st month Persistency of insurance products is around 50% hence it is better to pay for limited period and Have peace of mind for the rest of the term.
80% of customers will not have the discipline of savings for 30 to 40 years in Mfs.
12% return is always not possible for long period where economy is growing very fast. Etc.
100% correct andi. Those who have a disciplined mindset for them Regular payment is best.
Those whose job is not safe and not good in managing money for them Limited premium is best andi
Absolutely! Here's a polished review for your session:
I had an exceptional experience during my recent session where I sought information on term insurance. The guidance provided was comprehensive and insightful, addressing all my queries with clarity and precision. The detailed explanations helped me understand the intricacies of term insurance, including its benefits, different types, and key considerations when choosing a policy.
Moreover, the recommended video was incredibly helpful, offering a visual and easy-to-follow breakdown of the concepts discussed. This combination of thorough answers and an informative video made the session highly valuable. I'm thoroughly satisfied and feel much more confident in making informed decisions about term insurance.
Thank you Sai Garu and Team
Hi Sai garu and Chandu garu
Highly informative content. I can surely say that nobody would be able to provide the information as clearly than this.
Keep up the good work MP team...
When I am seen you both in same screen i get a little smile on my face, looking good 😊
Salary/expenses increase ayyite cover increment gurinchi kuda cheppalsindi sir. I heard something about it but forgot.
Ofcourse i just saw the time stamps and still watching the video.
We did covered that question please do checkout
which insurance it is ?
@@tiny3241 I asked what if salary/expenses increase after taking term insurance. They said they covered that point in this video.
You can opt for increasing life cover so it will increase your sum assured year on year
Address change avutham appudu pin code Ela correct pettali!
Salary change avutundi appudu?
Oka video practical ga cheyandi for 25 years guy who recently get into job,he wants to take term and health insurance…before and after marriage nominee problems?
Meeriddaru okkate anukunna inni rojulu !!😂😂😂
How ?
Me too😂
Mee too 😂
Same nenu kuda
Same
Ultimate Guide in a true sense. Best video on Term Insurance I have ever watched. Thank you
అన్న తమ్ముళ్లు చాలా చక్కగా వున్నారు❤
Gas voddu
@@ShivaKumar_Puttamanu నీకు అక్కర్లేకపోతే మానెయ్...
Sai Garu Namasthe
Term insurance theesukovadaniki oka person compulsory erner ga undala leka yevarikyna isthara. Eee doubt chala mandhiki undi kani agents mathram earner ga undalani rule yemi ledu antaru. Kani meeru ayithe correct ga cheputharani aduguthunnanu. Dayachesi ask money purse lo answer theliyacheyandi andhariki upayoganga untundhi.
Srinivas.
Dhanyavadhamulu.
Health insurance vedio cheyandi... bro
Best term reference video sir...thanks for clearing all doubts..pls make a video on health policy
Govt employee EHS ( EMPLOYEE HEALTH SCHEME) Undi naku
Private health insurance kuda tesukovala ?
Emergency time lo EHS late ga treatment chestaru ani vinnanu.
Please clarify.
My annual income is below 3 lakhs.
No itr నాకు వస్తుందా టర్మ్ ఇన్సూరెన్స్
Yes, if you can show your Salary slips you will get cover
@@MoneyPurse anna policy 75yres petamu manaki emi avaledhu. .. Taruvta 80yrs varaku vunaru...so valaki term insurance waste aynata valaki
Sai garu the best advisor. Very good explanation Sai garu
thanks for detailed explanation. it really very helpful in understanding types of insurance models and choosing the good one
oka paragraph la kakunda questions and answers wise video superb... thankyou so much
Good afternoon sir, your analysis is excellent,and also ur relationship is long live.🎉
Thank you so much Money purse team, its really very helpful.
Very informative. By the way can you share your view on joint life cover, where one can include secondary person (wife) in the same policy.
Sai Anna, Im a PHYSICALLY CHALLENGED PERSON (DIFFERENTLY ABLED PERSON) with 50%. I need term policy. But most of the companies are not providing . Plz suggest and help me anna
I am facing same issue
Policy beeruva lo pettadam okkate kadu,intilo family members ki cheppandi,endukante future lo anukokunda edaina jarigite Dani claim chetyalisindi intilovare.claim process telusukondi family members ki kuda cheppandi
Hi, I am unmarried and I want to take term insurance. But MWP Act is not applicable on unmarried persons and after taking term insurance I cannot opt for MWP Act (after my marriage). Can you please suggest what can I do here ?
Hi Sir, I have taken out term insurance this year, selected the limited pay option, which is 12 years, and paid only 1 year's premium which is 33k. As I understood from your video, regular pay is a better option than limited pay. Could you please suggest what I need to do now? Can I continue this term insurance until next year and cancel it as I have already paid the premium for this year, or once I cancel this policy next year, can I take the new policy with regular pay?
Please suggest me. I appreciate your suggestion.
+1
Sir, meru ila excel share chaidm kanna.. best meru oka simple website create cheinchukondi sir.. Keep all that excel logic on the website like a form.. so it's easy to look and play around..
E Insurance agent aiena epidu geniune ga epudu private sector lo una peda correpted areas Banking and insurance.
Excellent efforts..full information available...pls tell those top six company names and where u have taken term insurance
Wonderful explaination anna..gems for telugu community...will be remembered for generations for this commitmnt and hardwork
పాలసీ తీసుకున్న లుక్ ఇన్ పీరియడ్ వన్ month lopu drop ai unte new policy తీసుకున్నపుడు company ki information ivvala sir...
Thank you sir for your valuable information about term insurance...Please make video on Health Insurance
Most welcome and noted
నాదొక సందేహం..దయచేసి తీర్చగలరు.
కొంతమంది సలహా ఒకే కంపెనీ టర్మ్ ఇన్సూరెన్స్ తీసుకునే బదులు 2,3 కంపెనీలవి తీసుకుంటే క్లైమ్ సెటిల్మెంట్ రిస్క్ తగ్గుతుందా?
No bro ...take one good term insurance
health insurance kuda cheyandi. it helps people immensely. you guys are doing favour to many people through this.
Great moral value oriented people .very useful information you have shared. Thanks for the quality Information.
Please make complete video on health insurance policy 😊
Super brother chalabagumdi...oka chinna doubt, term insurance 1cr ki thisukunnamu under salaried person option ni select chesi, unfortunately applicant job loss iyadu, one year numdi no job, unfortunately he expired, e case lo insurance claim chesetapudu adaina problem umtumda becoz no job, no salary. Pls reply any one, or plz make short video.
Useful video clarified all doubts in a single video thanks
Hi
Sai brother
This vedio is awesome.
Please make this type of vedio on medical insurance also.
Thank you you.
I am waiting for vedio related to medical insurance.
Pls make a video regarding health insurance.
Now everything is cleared my doubts,,, Thank you for your explanation
It may be correct about longterm premium pay vs short term but when i discuss with some top insurance companies they mentioned, during the premium payment period, if you get diagnosed with disease like diabetic, hypertension or something else,we should notify them and then the premium amount may get increased based on disease that is the reason,this term insurence premium should get finished as soon as possible.we don't need to inform anyone about your health status after premium is ended either it is onetime, 5 years or 10 years.
Happy to see two genius person nd genuine persons
Thanks for making knowledgeable. This is Praveen. Bro Present na age 27, nenu kastapadi oka policy select chesukoni premium pay chesanu, unfortunately after certain years pay chesina tarvatha, recent times lo manam chusam konni banks shutdown aienai, all of suddenly one day, aa company because of looses ani ila edo oka reason valla close chesthe,. Then enti na situation. ala close aiena time ki na age oka 45 to 50 anukondi, new policy thisukunna, naku premimum chala cost avuthundi.
Please suggest top 3 or top 5 companies to choose for purchasing premium
Please do one Health insurance video in particular plus 60 years couples.
Thanks for explaining in detail. I've taken a policy in this month from max life insurance via policy bazar but I took it from UK by attending video medical.
Is this legal or should I cancel it and take it when I come to India for vacation? Please advise.
And, how do you recommend max life insurance and what company policy do you recommend if I want to take top up policy again? Thanks...
Wonderful information. Thanq so much for such great explanation
Naku unna chala doubts clear aienave sir , Thanks
Hello brothers లాగా vunnaaru, సూపర్ information ❤❤
Hi sai sir
Good morning
Pls confirm once the one of the best insurance company with your best analysis.....
It's a great video, Good effort on this video. I have one doubt please clarify, with this insurance do we get only claims if we have any life risk else will get return if we are good till the insurance period??
First thing meru purthiga thelsukoni maku cheppandi brothers bcoz we can increase the sum assured in term insurance ok. For example if iam not married na financial goals okala untayi if iam got married okala maaruthayi and kids vasthe inka responsibilities peruguthayi and present na incone 5lakhs anukondi future lo adi peruguthundi ok so veetannintini base cheskoni future lo penchukune avakasham undi term plans lo. Check it out clearly ok.
Rendintilo meru chepinattu each 1crore theskoni previous details hide chesthe total claim a reject avthadi anthe kani half half ivvaru.
Very helpful videos, When i take term insurance i did not disclose i have smoking habit. can i go and update now my smoking habit. i am fine if the amount increases.
Thanks for sharing good knowledge. Please do video on health insurance as well. Thanks!
good video and doctor certificate ela teskovali and document vachaka em check ceyali make a video
హాయ్ సాయి గారు ఒక కోటి రూపాయలకి టర్మ్ ఇన్సూరెన్స్ కి ₹10,000 ప్రీమియం నెలకా సంవత్సరానీకా మీరు చెప్పింది నా సందేహాన్ని తీర్చగలరు
Year
అన్ని బాగానే చెప్పారు కాని టర్మ్ ఇన్సూరెన్స్ కట్టాలి అంటే yearly income & ఎడ్యుకేషన్ కూడా ఉండాలా ?
MoneyPurse is always there for me on time to resolve my doubts.. thanks for the video..!!
it is very helpful andi both of you thanks a lot...plz plan to health insurance video also ..
Thank you for making this video. It is very informative. Please make similar video on Health insurance.
Great video 🎉!!
Also it is very important to mention about the term insurance policy purchased with the family .
Nice to have a detailed q&a on term plan can you also help us which would be best health plan!
Sir lovely example and mind blowing.
Thanks alot sir.❤❤❤❤
Hi team thanku you for your effort. Please share best term insurance companies. If already done a vedio about term insurance companies please share link.
Nice information, congratulations both of you , and plz do a life insurance policy related vedio 💐
I watched full video but I don't know did I miss this question.
Will the term insurance bought in India will be still valid is something happens to us in abroad.?
Please answer
Thank you for your information sir, it is very valuable. And i have one question.
I have taken 50 lakhs term policy in icici pru on 2018 and after I have taken another 50 lakhs term policy in bajaj allianz on 2022. So do I need to inform about many second Information to my first policy company. Kindly suggest me sir
Make a vedio on healthy insurance
Kotha term insurance theskuneppudu, currently manam working company provide chese insurance details kuda provide cheyala ?
Hello అన్నా. నేను US లో ఉంటాను. వీడియో లో ఇండియా కి వచ్చినప్పుడు టర్మ్ ఇన్సూరెన్స్ తీసుకోవాలి అని చెప్పారు కదా, నేను ఇక్కడ ఉన్నప్పుడు తీసుకుంటే ఎం అవుతుంది ? Policy Bazaar వాళ్లు నేను ఇక్కడ నుంచే తీసుకోవచ్చు అని చెప్పారు.
Kudos to the entire team!
Thanks for the great information.
Thankyou very much 🎉🎉🎉🎉 to both of you brothers. Good to see you in one screen 🤩
Good morning anna i am a regular follower for money purse I have one doubt can we purchase term policy online? why I am asking this compared to the outside and online premium is different which is best😢
Awesome information, please make Health insurance FAQ too.. Thanks
Thank you for your video.. I have one small doubt .. in limited premium insurance,after 10 years ,we can save that entire premium(10k) till next 25 years of 10k. Can you show this in the calculator from 11th year.
Dear Sir...
Heart patients (open heart surgery valve replacement) are eligible to buy a term policy?
Kindly confirm asap
Health insurance meeda kuda oka video cheyyandi ....bro pls
That calculator is wrong as it only shows investing 7000 for regular payment people but what happens if limited payment people invest 10000 from year 15 that would be true comparison.
Health insurance kosam ilanti video cheyyandi plz
Very happy to see you both on 1 screen
Sir actually నా age 49+, నాకు ఏది better... Suggest చెయ్యగలరు ?
Makosam health insurance gurinchi kuda oka video cheyandi ... Recently married nenu...
Thank you sai Anna and chandhu anna... Really very useful and helpful information... Chandhu anna Adigina questions meme aduguthunnatlu undhi...🎉
Tata AIA
Please make a vedio on Health insurance also sir
Thank you so much for your valuable information Sir....
Thank you Anna you clear some many doubts thank you Anna
Hello team. If a person is non alcoholic/ non smoker at the time of taking policy. After some time lapse, he may be habituated to smoke/alcohol. Whether he needed to inform the same to insurance compant. Whether his policy will be continued or not.
Thank You Sir, Very Good Massage Sir 🙏
Historical claim settle ment ratip
We need health related insurance video too
Nice video sir ,so many quality are simply tell this video tq sir
హెల్త్ ఇన్సూరెన్స్ వీడియో చేయండి సార్
Plz Do health insurance video
Thanks to both of you for providing Useful information.. 🙏
Term insurance top up plan ante explain cheyandi pls
Pla make a video on health insurance.