Is Vision Insurance Worth the Money?

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  • Опубліковано 26 жов 2024

КОМЕНТАРІ • 21

  • @ArthurKiyanovski
    @ArthurKiyanovski 5 місяців тому

    Great video thank you very much!
    I'm moving to the US and was wondering about this topic, and for me its totally useless.
    I replace eye glasses once every few years at most, and when I buy glasses I buy them online anyway.
    You really cleared this up.

  • @aldantbrasil
    @aldantbrasil 3 роки тому +5

    And here you are again with the best tips!!!
    Thank you very much again!

    • @SmartFamilyMoney
      @SmartFamilyMoney  3 роки тому +1

      I'm so glad I could help! Thank you so much for your kind comments!

  • @xlavahott4547
    @xlavahott4547 2 роки тому +4

    If you don't currently wear glasses, are age 40, get the vision insurance, get the eye exam and get ahead of the day when glasses will be needed. Then get glasses with the insurance each year for the first two years. (You'll want two pairs) The turn off the vision insurance for a year or two. Rinse and repeat.

    • @M4STERAC
      @M4STERAC Рік тому +1

      That's terrible advice. Literally anything could happen to make eye sight worse or better then the prescription you purchase

  • @CordCuttersLI
    @CordCuttersLI 3 роки тому +3

    Great Video and something I've been asking myself for the last 2 or 3 years. I pay extra out of my paycheck for vision insurance and my (Reading only) Glasses cost nearly $250 out of pocket for nearly bottom of the barrel frames.

    • @SmartFamilyMoney
      @SmartFamilyMoney  3 роки тому +2

      It's a tough choice! For reading-only glasses, maybe some of the inexpensive ones would be good enough. Have you tried any of the online glasses companies?

    • @CordCuttersLI
      @CordCuttersLI 3 роки тому +2

      @@SmartFamilyMoney Going to check out Warby Parker. I think I got an email saying something about my Eyeglass plan (that I'm locked into for the year) has a deal with them. Will find out. Thx!

    • @SmartFamilyMoney
      @SmartFamilyMoney  3 роки тому

      @@CordCuttersLI let me know how it goes! They decide win for the most stylish inexpensive ones in my opinion!

  • @LorissaTube
    @LorissaTube 3 роки тому +1

    Good info and presentation! I'm also a fan of the editing of this video. Keep rollin' 'em out▶️

    • @SmartFamilyMoney
      @SmartFamilyMoney  3 роки тому

      Thank you! And thanks for the editing comment! I've been working hard to up my editing game. :)

  • @kingvix1789
    @kingvix1789 7 місяців тому

    Does anyone know what they mean by vision plan ? Because the eye doctor place I went to asked me what my vision plan was and I had no clue what they were talking about.

    • @SmartFamilyMoney
      @SmartFamilyMoney  6 місяців тому

      A vision plan is a separate insurance plan (usually through a job) that covers eye care only (eye exams, glasses, contacts). If you're not sure if your job offers one, ask someone from human resources. If you don't have a vision plan, sometimes your health insurance will cover eye exams, but health insurance almost never covers glasses.

  • @Prodigious1One
    @Prodigious1One Рік тому

    Wow, I only have to pay $35 for the year for my county's vision insurance. The county pays the rest of the cost.

  • @jimkirbysevilla7389
    @jimkirbysevilla7389 3 роки тому +1

    thank you for this info

    • @SmartFamilyMoney
      @SmartFamilyMoney  3 роки тому

      You are welcome! Do you have vision insurance?

    • @jimkirbysevilla7389
      @jimkirbysevilla7389 3 роки тому +1

      @@SmartFamilyMoney no i don't. i was thinking of getting one since i'm using glasses and contact lens. i might not need it since i saw your video... ü

  • @venom518
    @venom518 Рік тому

    Close to $100/year for 1 person for vision insurance? I'm assuming that is not through an employer. Because I only pay $40/year through my employer.

    • @SmartFamilyMoney
      @SmartFamilyMoney  Рік тому

      Yeah, that was through an employer. I bet your employer is paying part of the cost and not all of them do. Nice benefit if they do help pay though!

    • @jenshaw8085
      @jenshaw8085 Рік тому

      My employer does not provide vision insurance. You’re lucky.