SECURED CREDIT CARD | Solusyon nga ba sa denied credit card application?

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  • Опубліковано 20 січ 2025

КОМЕНТАРІ • 49

  • @rekslawrenzo8746
    @rekslawrenzo8746 2 місяці тому +2

    thank you ...malinaw pag kaka explain... masarap kayo pakinggan mam, hindi pasigaw at wla masaydong nakaka iritang sound effect. tamang tama lang lahat.

    • @ikarolchinsy_
      @ikarolchinsy_  2 місяці тому

      @@rekslawrenzo8746 thank you 🥰 i appreciate po 😊

  • @egieboi
    @egieboi День тому

    Very good explanation

  • @michaelpineda7078
    @michaelpineda7078 2 місяці тому

    Salamat po ma'am watching from Saudi

  • @CindysBisvlog
    @CindysBisvlog 26 днів тому

    Hello po new lng po ako , tanong ko lng po ano kaya requirements mag open if yung residency nasa abroad .

  • @WinstonAjero
    @WinstonAjero 18 днів тому +1

    ❤❤❤hi Maam Happy New Year po ...sana masagut nyo po Maam ...what if Maam mag credit to Cash ka na Secured credit card gamit mo ano mangyari sa available balance mo na 13500 lang po

    • @ikarolchinsy_
      @ikarolchinsy_  16 днів тому +1

      Happy New year 😊 if mag credit to cash po kayo babawas siya sa limit niyo po. Pero once naman po magbayad kayo rerefill uli siya sa credit limit niyo po.

    • @WinstonAjero
      @WinstonAjero 16 днів тому

      ❤️❤️❤️ thanks you maam God bless you

  • @ElmerManallo
    @ElmerManallo Місяць тому

    Gd pm mam, very clear ang explanation nyo po may secured nk ng ccard sa pnb

  • @johnvincentrestauro2168
    @johnvincentrestauro2168 2 місяці тому +1

    Possible po ba mam the bank initiate pre approved credit card kapag malaki savings mo?

  • @jobs-s5o
    @jobs-s5o Місяць тому

    hi mam ,may savings acct ako before kso pinaclosed ko na sa branch wayback 2015 .possible pa po ba na mareactive un??

  • @RealSairotit
    @RealSairotit Місяць тому

    question po diba ang hold out amount is pwede i release after a year lets say nag pa hold out ka ng amount of 20k like for the month of december and then nag add ka ng ipapahold out ng march another 20k if irerelease mo lahat yun after a year ma rerelease po ba lahat ng december nxt year or yung other 20k is the following year din? TIA

    • @ikarolchinsy_
      @ikarolchinsy_  21 день тому

      Kung ipaparelease buong 40k ang makukuha mo

  • @markandrew27
    @markandrew27 12 днів тому

    Hi mam question lang po. Diba ang regular cc. Pwede mag increased ang credit limit. Sa Secured CC po ba pwede mangyari yon? Salamat

    • @ikarolchinsy_
      @ikarolchinsy_  11 днів тому

      Pwede mag increase pero lalakihan mo din yung hold out mo

  • @Sumcci
    @Sumcci 7 днів тому

    Good day po pwede po ba mag apply thru online ng secured credit card? Like ako my savings account n po ko sa bdo? Possible kaya yun na mag apply ko thru online? Hope ma sagot thank u in advance

    • @ikarolchinsy_
      @ikarolchinsy_  День тому +1

      Hindi po need po talaga mag drop by sa branch.

  • @maryjoydelacruz7387
    @maryjoydelacruz7387 2 місяці тому

    hi po ask ko lang po,
    Maam pwede po kayang palitang ng atm card ang passbook sa bpi?

  • @christinealvarez4896
    @christinealvarez4896 18 днів тому

    Hi, pwede kaya magpa secured cc sa chosen bank para magkaoffer? Hehe I have other cc pero bpi sana gusto ko kaso decline. Tas pwede kaya gawin online? Kasi nasa abroad po ako.

    • @ikarolchinsy_
      @ikarolchinsy_  16 днів тому

      Hi ! Ang secured cc po kasi sa mismong branch po inaapply.

  • @GianPaoloCejes
    @GianPaoloCejes Місяць тому

    can we choose a type of credit card the bank is offering? like if i want a platinum? or based pa din tlaga sa amount ng savings account na iopen mo?

    • @ikarolchinsy_
      @ikarolchinsy_  Місяць тому

      Yes you can choose but depends on the hold out amount ang mga credit card natin.

  • @EllieRobby
    @EllieRobby Місяць тому

    Ask lang po... Panu if Hindi maganda Ang credit score mu. Pwede po bang gamitin Ang secured CC as a tool pra mapaganda or mabuild ulit Ang credit score mu????

  • @SeafarerslifeatseaJapanCruise
    @SeafarerslifeatseaJapanCruise 2 місяці тому

    So meaning mam kahit tumawag ka pa sa customer support at sabihin nila for evaluation kapa sure parin ba un na makaka kuha ka kahit may bad record ka sa ibang flatform? Or subject for approval parin tlaga

    • @ikarolchinsy_
      @ikarolchinsy_  2 місяці тому

      Hi ! If regular credit card application po ito yes subject for approval po talaga

    • @SeafarerslifeatseaJapanCruise
      @SeafarerslifeatseaJapanCruise 2 місяці тому +1

      Mam ok na tumawag na ko approved na daw secured credit po un bali dahil sa video nyo kaya ako nag apply ng secured credit card edge un inapply ko kaso wala ako na rereceive na info galing sa bpi tumawag lang ako sa customer service to ask sabi completed na daw sa end nila meaning approved na daw that means po ba kahit na di ako naka receive ng message na approve na ko darating ung credit card ko

    • @vienandsmith
      @vienandsmith 2 місяці тому

      hi! how much po sa BPI ang minimum for SCC?​@@SeafarerslifeatseaJapanCruise

  • @amethystclyn9007
    @amethystclyn9007 2 місяці тому

    Ma'am tanong lang po possible po kaya ma approved ako ng card retention kahit housewife po ako? Wala po mapapakitang COE

    • @ikarolchinsy_
      @ikarolchinsy_  2 місяці тому +1

      Pag card retention po nirerequire ng proof of income po talaga.

  • @MariegraceChavez-c1o
    @MariegraceChavez-c1o Місяць тому

    Pag open po ba ng account mam...pede na rin pong mag apply ng secured credit card po?

  • @Oisaca
    @Oisaca Місяць тому

    Hello po, genuinely asking lang po since i want to build my credit score at a young age, what is the minimum age requirement po for secured credit cards?

  • @Tonytonz2883
    @Tonytonz2883 2 місяці тому

    Ofw po ako mam currently in middle east. If ever pag mag bakasyon po ako this coming christimas only for 1 month jaan sa pinas, eligible po ba ang ofw makapag apply ng secured credit card? And pwede po ba yung salary certificate pero from abroad siya as proof of income?

    • @ikarolchinsy_
      @ikarolchinsy_  2 місяці тому

      @@Tonytonz2883 ID lang po ang need for secured credit card.

    • @ikarolchinsy_
      @ikarolchinsy_  2 місяці тому

      Yes pwede po kahit ofw.

    • @Tonytonz2883
      @Tonytonz2883 2 місяці тому

      ​@@ikarolchinsy_ maiisue po ba agad yung secured credit card upon application in any banks if ever? 1 month lang po kasi allowed samen mag leave per year. :(

    • @ikarolchinsy_
      @ikarolchinsy_  Місяць тому +1

      After application po. 7 to 10 banking days po mareceived niyo na po yung card.

    • @Tonytonz2883
      @Tonytonz2883 Місяць тому

      @@ikarolchinsy_ thank you po mam 🙂

  • @MACortez-1223
    @MACortez-1223 2 місяці тому

    Meron po b annual fee ang secured cc?