Taxability of Interest on Joint Accounts | Who can be Joint Account Holders | Interest
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- Опубліковано 15 жов 2024
- In this video we are discussing about
joint accounts
interest on joint accounts
taxability of interest on joint accounts
joint account holders
deduction of interest on joint holders account
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Joint account me ek person ke nam par fd hai to fd interest par income tax kiske upar lagega
Video started at 1:52
Mam please help me... Senior citizen agar expire ho jayen aur spouse senior citizen nahi hain toh kya karna hain?
TDS on intt income shall be deducted at the hands of primary holder only?
Post office NSC agar joint hai to kya dono use half karke claim karenge ya fir koi ek pura claim kar sakta hai section 80c me?
Neha ji, clubbing of income(income through interest on gift) ka provision kya only first year hi lagoo hoga ya every year?
for example A gift 200000 to spouse B and B earn 12000 interest on it through FD for one year(first year). In the next year B earn again 12000 as a interest on FD at Rs. 200000. Kya 2nd year k earn interest 12000 pr bhi clubbing of income section 64 apply hoga ? Ya nahi... Please clarify it
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What woudl be tax exemption limit on a joint NRO account? Is it still 2.5 lakhs?
For example if i have a joint nro account for me and my wife (both are NRIs) is the tax exemption limit 2.5 lakhs or 5 lakhs for this particular account?
Video starts at 2:08
thanks
Nsc singal hai but kya use joint savings account me withdraw kar sakte hai
If AIS Showing full interest in first name holder , then , please guide, equal divide or first holder will pay tax ?
Same query any solution
Channel - can you please answer this query ?
Hi @Neha, below 60 age, there is 40,000Rs limit, for below 60 age if interest goes above 40k then tds will applicable
You are mixing up Sec 80TTA with Sec 194A. This video was not about Tds on interest.
Example I have joint account. Interest 60000. Joint holder has no other source of income. What will be taxability and exemption
Please specify tax applicability for joint account holders of Post office MIS account. Can it also be shared equally between primary and secondary account holders?
Thanks
If bank will deduct the TDS ,deposit to the both joint account holder pan as per ratio wise ya only main holder
Salary person hoo..joint saving..hai a/c...aur first nem mother ka hai..intrest taxable hoga??????
Ma'am I want to start a sip of 15000 pm but I am confused regarding single or joint account, kindly guide me on stcg and ltcg taxation
Mother is senior citizen and daughter is not. And int.earned 60000. How will be taxable interest shown. 2) If it is ie 48 thousand or so, then how much tax.liabilty daughter has to bear. Or can mother can totally get tax exemption.
My banker from one small finance bank told me that if ill make fd with the multiple combination of joint holders that will increase my 5 lac insurance limit. Is that true kindly suggest
Mam, agar hamne ek flat booking ke leye advance joint account se deya h to 26QB ke leye payment ka bifurcation kaise hoga ?
If two persons have 2 joint accounts in first account father is the earning member and primary holder and daughter is second holder and in second account daughter is primary holder and father is second holder...now from first account where the father who is the first holder transfers to next account where daughter is the first holder...here the question is if the amount which is transferred is falling in tax bracket then should the daughter pay tax as she is the first holder in this second account though father has paid tax on his income based on first account?
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What if all the TAX is borne by the primary holder ? Is it possible ?
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Pls suggest for either or Survivor account, in post office saving or RD account, and suggest for percentage if two joint person one person is 64 year and one person is 30 years , pls calculate tax
Mam..my son will be 18 next week..I want for him to open a savings a/c with netbanking & debit card facility..so that he can open FDs online from home..but I heard if we open a joint savings ac..opening FD via online will not be possible..is this true ?
You can book fd online, weather it is joint account or not. But by online mode fd can be booked on behalf of 1st account holder only
Mera joint account hai.. Usme maine kuch money fd kiye hai. Bt mere bro (khoon ka rishta nahi nahi) unki death ho gayi hai... Joint account holder mera naam hai.. Bt uska laka death certificate dene se inkar kar raha hai... Ab mera action kya hoga.
*Mai gov employee hu, meri mother employee nhi h, agr mai & mother ke sath join saving account or joint Kisan credit card open krwata hu, to kya muje is pr tax bhi dena prega kya? Please btaye ma'am* 🙏
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Maam. Agar joint account me first holder senior citizens and second holder ka age 25 year he. To agar Fixed deposit open kia jaye to interest rate senior citizens ke hisab se lagega ya normal interest rate lagega. Please reply.
First holder k hisab se
Madam agar hum jonit account pay commission ya or koi brokerage income receive karte hai.....to kisko tax dena padega ..
Can you plz help us to understand
Taxability of "FD Interest" on Joint Accounts
( Husband earning and Wife is non earning housewife )
( Suppose FD Interest is 50,000/- to 1,00,000/- )
Thanks
You have the option to open FD on your wife name with her PAN. Then your fd will be completely tax free. Also try to open another joint account and put ur wife name as first holder.
PS don't forget to fill form 15G/H
@@jagan_94 Thank you 👍
@jagan how completely tax free ?
Agar tax limit se jyada jata hai to tax us jyada wale amount pe bharana padega na
MAM NSC SCHEME ME 30 LAKH LGAUNGA TO 5 SAAL BAAD INTEREST 1347000 MIL RHA HAI..YEARLY 2.5 LAKH KRIB..TO AGAR JOINT ACCOUNTS KRUNGA TO KITNA TAX DENA PDEGA AUR KY KRNE SE TAX KAM DENA PDE KUCH UPYA BTA E A
Dear Madam,
I am a senior citizen, pensioner. While filing ITR 1, after let’s get started 3 qs.to ans.namely 1) Taxable income more than basic exemption, 2) Filing under seventh proviso, 3) Others. None of the checkboxes are allowed to tick. Is there any glitch in the site?
Hi,
Yes portal is not working properly.
Madam, agar wife ko join kya hu, उसने कुछ अमाउंट जमा किया उसपर 1800 ₹ का इंट्रेस्ट आया तो, क्या मै अपने बैंक a/c ke साथ जो joint a/c है उसको 4:49 4:49 भी ITR मे ADD करना होगा!
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4:49 post 3 name mis every limit 4.50 lakh total 13.50 interest received in joint account can bifagation of income each pan holder AND AIS FEEDBACK OPTION MAY BE CORRECTIONS PLEASE if yes my wife limit below 7.00lakh
Please Give information about recommendation and concepts on joint account for file Income tax return.
If AIS showing full interest income in first name holder, then also we can equally divided the interest or we have to take full interest in first name holder..?
Same for me. Please reply
What if the primary account holder is senior citizen and secondary non senior citizen.
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@@canehagupta Thank you
Can i invest in mf from joint savings account where am 1st holder & dad or wife anyone is 2nd holder ... Yes or no ...
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I am a NRI and my wife has a saving account in Central bank of india . Can she add me as a joint account holder in her saving account on either or survivor basis
Hello ma'am, kindly help me with following -
I have a joint account with my wife, she has earnings less than 2.5 lakhs per year, however, i transfers money to this joint account to run my house. However, my wife invests her salary into stocks, how do i file my income tax. Will her gains be part of my ITR. Pleas help me out
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Very clear !
Thanks ma'am best information
Single account mein 1 year 10 lakh ke ander transaction kar sakte hai, to joint mein usse dugna transaction kar sakte hai kya,,?
How to show a joint loan account in an individual's balance sheets
Father ager 65
& son age 30 tax slab which consider
40000/- tk taxable nhi hota hai 10000/- nhi
Many CA suggested that frist holder bear taxation
Till 40 k no tax for non senior citizens ,more than 50 k foe senior
Hi,
Do you provide any ITR filing service?
Hi,
Yes we do. You can connect on neharguptaca@gmail.com
In case of joint account with minor child, miror child first holder, having PAN
Who ll pay tax if i made fd with my mother.she is senior citizen.
can 2 friends open a joint account?
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🎉
😊
Video starts at 2.46
thanks mam
Joint account me FD ka Kya rule hai
Nice explanation
Post MIS joint accounts taxable income liabilities how to count
Hello ma'am, kindly help me with following -
I am a senior citizen, pensioner. I have a joint account with my wife, and my pension account and post office account are joint may all interested to show to my wife ITR 1 and my LIC , health insurance are showing my wife ITR
Start from 2:20
Not correct, first name hai joint account mai usko tax lagega second ko nahi
Joined account me tex ka koi benefit nai hai
40000 hai non senior citizen
😂😂😂😂😂😂😂
Madam aapka contact no mil sakta hai Kuch query thi
Kaam ki baat puchi , ye sab gyan to hme pta hai
First 2 min waste
Useless