Complete details about section 80C: ua-cam.com/video/RslX1344Bfc/v-deo.html Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: ua-cam.com/video/wtriages-KQ/v-deo.html Watch Sharemarket for beginners series: ua-cam.com/video/yubqclFvsl8/v-deo.html Subscribe to our channel: ua-cam.com/channels/KRoPe88rn7xeal8ubZ0tFw.html
Anna one doubt..suppose we have deposited 1.5lakhs every year in 1 St month itself then wt is the total compounding rate?..becoz u said every minimum amount will be taken for interest calculation so if i put 1.5 lakhs starting of the year itself then what they will calculate for interest??? Now I'm holding 1.5 lakhs in all 12 months of year means minimum balance also 1.5L ...any benefit in this anna?
Clear explanation bro . other channel la solatha tips la solirukinga. Tq. ❣️ This mnth open panna pore. Already fixed to open ppf account. But doubts Iruku so atha mattum clear pannunga 1.mnth starting 5th date kulla deposit panna solringa... But athu account open pandrathukum follow pananum ah ila only deposit mattum before 5th kulla deposit pananum ah . 2. Na monthly investment idea la iruke so . Na starting la 1000 invest pandre but antha amnt ah na increase panikidalam ah ila, athe 1000 tha maintain pana mudium ah 3. Account open post office best ah ila private side open pandrathu best ah 4. 3 mnth ku change agum nu soningala rate of interest. Epad check pandrathu. Pls itha konjam clr paningana..... Account open pandrathuku use agum . ❣️
Thank you first of all. 1. Clear content 2. Simple language usage 3. Layman can understand You clarified NRI concept. 1. Can first year investment be used for Tax exemption filing? I have shared this useful and knowledgeable content.
Thanks for this video and its helping much for us. Having a doubt on this, instead of investing every month 12,500/- Can we invest 1.5Lakhs on every financial year starting time like April month. So that we will get highest on interest rate when compared to monthly. Can you please let me know does my understanding is right or wrong. Please clarify @THINKING TAMIZHA
If you are just doing it for IT submission then do it but you will not get good interest now. Showcase to ITR submission, yes you can. Please plan lump sum consistently in April for every year. Else plan 12500 for every month. Always lump sum in PPF on April gives you better return
Hai sir. I have a doubt🤔 30.March 2022 la PPF A/C open pannuren. Eppa etha entha finacial year oda start pannu vanga. Please explain me. Thank you so much for your all beneficial videos for the young generations to have a good knowledge for finacial.
1.Bro if I pay first year 50000/- in one month and I didn’t pay for other month it will be problem? 2. First year I pay 50000/- and in second year I have paid only 10000/- is there any problem occurs or I should pay same amount 50000/-?
மிக அருமையான விளக்கம் 👌👌. ஒவ்வொரு நிதி ஆண்டின் தொடக்கத்தில் அதாவது ஏப்ரல் மாதம் 5 ஆம் தேதிக்குள் அந்த வருடத்திற்கான தொகையை உதாரணத்திற்கு 25 ஆயிரம் (வருடாவருடம்) செலுத்தி விட்டால் மாதாமாதம் செலுத்தும் தொகைக்கு கிடைக்கும் வட்டியை விட அதிகம் கிடைக்குமா? பதிலளியுங்கள்....
Dear sir: Mistakenly I've opened 2 individual account & deposited money in both the accounts. First in post office second in canara bank. Later only i came to know that I can't open 2 individual ppf account. Both these accounts were opened in jan (post office) and Feb(canara bank) of 2022. Weather merging is possible within one year from canara bank to post office? My money will be safe? In upcoming months where I can prefer to pay the amount? Pls help me in this regard.
One doubt brother yearly 1.5L PPF account la pay Panna after15 years ...varra maturity amount epdiyum 40 kitta erukku Thana ...apdina ....last 15 th year la 1.5 than tax reduction Panna mudiyuma .. remaining 38L athuvae tax athigama erukkumae
Most of the topics coverd .. I want to deposit single deposit of 1.5lpa in post office can I deposit in online ? If yes how to do how can I get account number
I have one clarification - We can change invest amount of every installment or lumpsum??? Ex - 1st month investing 500; 2nd month investing 1000... We can invest like this...?? Or need to invest same amount every year or lumpsum??
Sir. I have a doubt. Nanum en husbandum ppf account vechurukom. Enoda ppf account 1.5 lakh per year and en husband oda ppf account 1.5 per year nu poda mudiuma ? Or rendu perum sernthe 1.5 than panna mudiuma?
If salary gets only credited at 5th. The concern person will only invest on 5th. So can the person get that minimum amount balance included with 5th day investment or before 5th day of month only gets calculated?
On 5th day. It doesnt depend when you transfer, it depends on when it is actually credited. If it is credited within 5th day of the month before working hrs, it will get interest
If I invest 1lakh in ppf on July 7th it is for FY 2022 right? And for FY 2023 I need to invest before 5th of April 2023 right? Correct me if I am wrong bro
Bro I invested in ppf from last year I invest 1000 each year whole year buthey gave low interest only they gave only 363 rs bro how bro I pay before date 5 of month bro they are cheating aa bro
Bro. Thank you. My doubt is as u said in example, if a person starts account on June 2021. When will be the first interst is calculated,April 22 or April 23???
Interest calculation will start from the month of deposit. Interest credit will be by end of Financial year, in your example it will be by Mar 2022 - Need not worry about it. But for lock-in period, this is not considered.
Last year only i took a lic policy jeevan Anand 915 for 21years.. after seeing lots of videos about lic for investment made me to think whether to continue or not..? I heard there's is paid up value in lic will that helps me to save from the lic loss... Yearly I'm paying around 60k for lic Thanks in advance
As ppf for 15years. I need to pay 1.5lakhs every year right sir ?? When will I get the maturity amount ? At the end of 15yrs ?? What could be maturity amount if the interest in 7.1perc
Bro I have a doubt. Pls clarify. If I start a ppf account with 1.5L in Feb 2022, will this amount be considered for tax exemption for which financial year? FY 21-22 OR FY 22-23
Bro PF account munnadi eh close panna mudiyum le but at retirement than maturity nu solringa. Purila bro anda point mattum. EPF namme close panna mudiyada?
Brother I need your advice. I have just started earning. My company have asked to submit investment proofs for this financial year last month..Where i didnt know what was it, i missed it out. So kindly advice me what can i do to immediately rectify it... And also can i claim the my last month deductions at any terms?
You can still make tax saving investments before end of march 2022 and get tax benefit. Watch this video for more details - ua-cam.com/play/PLftxfmh_h55GQ8IG9RZRB0nG3xO_-sCRl.html
Bro I have doubts can u clarify . I wanna deposit lumpsum .which month n date to do it. Can we invest in RD monthly for one year taking tat amount and depositing in PPF . Can we get both interest RD + PPF. It's tat right . Seen in one UA-cam channel. Please clarify
Complete details about section 80C: ua-cam.com/video/RslX1344Bfc/v-deo.html
Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: ua-cam.com/video/wtriages-KQ/v-deo.html
Watch Sharemarket for beginners series: ua-cam.com/video/yubqclFvsl8/v-deo.html
Subscribe to our channel: ua-cam.com/channels/KRoPe88rn7xeal8ubZ0tFw.html
Speak about PLI
Anna one doubt..suppose we have deposited 1.5lakhs every year in 1 St month itself then wt is the total compounding rate?..becoz u said every minimum amount will be taken for interest calculation so if i put 1.5 lakhs starting of the year itself then what they will calculate for interest??? Now I'm holding 1.5 lakhs in all 12 months of year means minimum balance also 1.5L ...any benefit in this anna?
அருமையான பதிவு தெளிவான விளக்கம் உள்ளது மிகவும் பயனுள்ளதாக இருக்கிறது 👌👍
Thank u so much for giving clear idea about PPF. Brilliant explanation
Sir, ஒரு middle class family, மாதாமாதம் ரூ.1000, ரூ. 2000, ரூ. 5000 PPF போடற மாதிரி வைத்து full details சொல்லுங்கள் சார்.
clear explanation.. underrated channel.. by this time u must have got atleast 5-7 lakh subscribers
Brilliant!! Very useful for common people! 👌👌
Very useful
Clear explanation bro . other channel la solatha tips la solirukinga. Tq. ❣️ This mnth open panna pore. Already fixed to open ppf account.
But doubts Iruku so atha mattum clear pannunga
1.mnth starting 5th date kulla deposit panna solringa... But athu account open pandrathukum follow pananum ah ila only deposit mattum before 5th kulla deposit pananum ah .
2. Na monthly investment idea la iruke so . Na starting la 1000 invest pandre but antha amnt ah na increase panikidalam ah ila, athe 1000 tha maintain pana mudium ah
3. Account open post office best ah ila private side open pandrathu best ah
4. 3 mnth ku change agum nu soningala rate of interest. Epad check pandrathu.
Pls itha konjam clr paningana..... Account open pandrathuku use agum . ❣️
Thank you so much. Crystal clear information!
Thank you so much.....so informative.....very good analysis🤝
அருமையான தகவல் நன்றி
Very detailed information Nanba. Thanks for your effort 👏👏
Very nice buddy .. Excellent articulation , highly appreciate your effort. Love from
USA 👍
Thank you very much!
Thank you first of all.
1. Clear content
2. Simple language usage
3. Layman can understand
You clarified NRI concept.
1. Can first year investment be used for Tax exemption filing?
I have shared this useful and knowledgeable content.
Yes. All years of investment you can claim exemption from Taxable income
@@thinkingtamizha007 Thank you sir
bro income tax all sections la iruka items individual video podunga. like ppf, epf. super bro
Thanks for this video and its helping much for us. Having a doubt on this, instead of investing every month 12,500/- Can we invest 1.5Lakhs on every financial year starting time like April month. So that we will get highest on interest rate when compared to monthly. Can you please let me know does my understanding is right or wrong. Please clarify @THINKING TAMIZHA
Correct. Early lumpsum will give you higher returns as the Total balance through-out the year will be high
மிக்க நன்றி நண்பரே
Yes you are correct, I'm investing Rs.1.5L before April 5th every year. I'm getting higher interest.
I want to start ppf this december.can I deposit lumpsum amount this December .will I lose interest?
If you are just doing it for IT submission then do it but you will not get good interest now. Showcase to ITR submission, yes you can.
Please plan lump sum consistently in April for every year. Else plan 12500 for every month. Always lump sum in PPF on April gives you better return
Very useful information..
Wow super bro tq for information 👍👌
Thank you for your public interest...
Bro Na PPF Account open pann poran 2022 November open panna better ha irukuma illa 2023 April open panna better irukuma sollunga bro
Good explanation.. 👍
Can you please tell which is correct time for opening PPF account? If you tell na,it's very useful to me I will wait and open it. Pls tell me breifly
Hai sir. I have a doubt🤔 30.March 2022 la PPF A/C open pannuren. Eppa etha entha finacial year oda start pannu vanga. Please explain me. Thank you so much for your all beneficial videos for the young generations to have a good knowledge for finacial.
Thank u so much Bro
Brilliant explanation 👏
Clearly explained 😎
Excellent information..nice presentation...gst varuma
1.Bro if I pay first year 50000/- in one month and I didn’t pay for other month it will be problem?
2. First year I pay 50000/- and in second year I have paid only 10000/- is there any problem occurs or I should pay same amount 50000/-?
I also have this question?... all investment should be same or we can make it higher or lower on every year...
மிக அருமையான விளக்கம் 👌👌.
ஒவ்வொரு நிதி ஆண்டின் தொடக்கத்தில் அதாவது ஏப்ரல் மாதம் 5 ஆம் தேதிக்குள் அந்த வருடத்திற்கான தொகையை உதாரணத்திற்கு 25 ஆயிரம் (வருடாவருடம்) செலுத்தி விட்டால் மாதாமாதம் செலுத்தும் தொகைக்கு கிடைக்கும் வட்டியை விட அதிகம் கிடைக்குமா? பதிலளியுங்கள்....
ua-cam.com/video/9AcirjhhTNM/v-deo.html - Badhil inda video vil vulladhu
good explanation thank You...
Bro for confirmation the investment amount should be same for all year or it can be vary.
Very useful.
Year starting month la 1.5 lacks podduda athoda intrest all months kidaikuma?
Dear sir: Mistakenly I've opened 2 individual account & deposited money in both the accounts. First in post office second in canara bank. Later only i came to know that I can't open 2 individual ppf account.
Both these accounts were opened in jan (post office) and Feb(canara bank) of 2022.
Weather merging is possible within one year from canara bank to post office?
My money will be safe?
In upcoming months where I can prefer to pay the amount?
Pls help me in this regard.
Bro prbm solved ah?? Same issue please tell how u manage..
Excellent video .....
ஒருவேளை ஐந்து வருடம் பி பி எஃப் கட்டிவிட்டு ஒருவர் இறந்துவிட்டார் அந்த பணம் யாருக்கு செல்லும் எவ்வளவு கொடுப்பார்கள் அல்லது கிடைக்குமா கிடைக்காதா
Well explained
How to increase EPF of employee side contribution
One doubt brother yearly 1.5L PPF account la pay Panna after15 years ...varra maturity amount epdiyum 40 kitta erukku Thana ...apdina ....last 15 th year la 1.5 than tax reduction Panna mudiyuma .. remaining 38L athuvae tax athigama erukkumae
கடைசி நாம காசு எடுக்கும் போது. Deduct பண்ணுவாங்களா?
No, that's why he mentioned EEE category which is exempt, exempt and exempt.
@@karthikkunala ok got it now.
S, useful info bro. Keep doing
Most of the topics coverd .. I want to deposit single deposit of 1.5lpa in post office can I deposit in online ? If yes how to do how can I get account number
Sir, PPF க்கு entry age என்ன? ஏதாவது age limits இருக்கா? 45 வயது, 50 வயதில் இருப்பவர்களும் ஆரம்பித்து 15 வருடங்கள் போடலாமா?
Yes
Nan dec 2021 la start panirukan so yenakku 2022 financial year la irunthu interest varum correct ah
Is there any difference when it comes to opening a PPF account at a Bank and at Post Office...Like additional charges frm the banks end etc...
SIP யில் ஒரு வருடத்திற்கு சேமிக்க ஒரு நல்ல இன்வெஸ்ட்மென்ட் ஃபண்ட் சொல்லுங்கள்..
நன்றி 🙏
Bro na eppo invest panrathu... April varaikum wait pananuma.. Illa Decemberlaye joint panalama..
1st April to 31 march is a financial year.. you need to make investment in each financial year..
Bro useful video👌 first financial year consider pannadhu sonninga la, tax exemption kum first financial year consider pannadha?
No.. For tax exemption. It is considered
Bro, if I opening ppf account in Jan 2023 can I get interest in April 2023?
Will first year account opened year will get interest or not. If not can we invest minimal amount for 1st account opened year.
First year will also get interest
I have one clarification - We can change invest amount of every installment or lumpsum???
Ex - 1st month investing 500; 2nd month investing 1000... We can invest like this...??
Or need to invest same amount every year or lumpsum??
You can invest different amounts
@@thinkingtamizha007 Thank you...
Sir. I have a doubt. Nanum en husbandum ppf account vechurukom. Enoda ppf account 1.5 lakh per year and en husband oda ppf account 1.5 per year nu poda mudiuma ? Or rendu perum sernthe 1.5 than panna mudiuma?
Tamilnadu power finace corporation FD scheme safe ah bro... Plz make a video of it...
What is the best plan for tax saving bro ?
Can we invest in Ppf by paying variably? Like first year I'm investing 10000, second year 5000, third year 20000 like that??
Yes. But min Rs 500
Sir monthly amount different pani pay panaudiyuma example Jan - 500
Feb - 2000
March - 1000
Epadi pay pana mudiuma
Mudium
Enaku oru ac and my daughter ku oru ac open pani yearly 3 lacks podalama ?
If salary gets only credited at 5th. The concern person will only invest on 5th. So can the person get that minimum amount balance included with 5th day investment or before 5th day of month only gets calculated?
On 5th day. It doesnt depend when you transfer, it depends on when it is actually credited. If it is credited within 5th day of the month before working hrs, it will get interest
My son is 12 years old
Can I have separate PPF accounts for myself and my son. If yes how much can I invest in two accounts.
If I invest 1lakh in ppf on July 7th it is for FY 2022 right? And for FY 2023 I need to invest before 5th of April 2023 right? Correct me if I am wrong bro
No.. if you invest in jul 2022, it is for FY 2023.. if u invest on 5th april 2023 it is for FY 2024
@@thinkingtamizha007 thank you bro
How much return do we get when we r withdrawing it at 21st year??
Bro I invested in ppf from last year I invest 1000 each year whole year buthey gave low interest only they gave only 363 rs bro how bro I pay before date 5 of month bro they are cheating aa bro
For 1000 rs per year, you ll get only Rs 71 as interest..
Superb
Sir எனக்கு Canara bank SBI இந்த இரண்டு bank a/c இருக்கு . இதில் எந்த bank யில் NPS + PPF துவங்க சிறந்து
SBI
While I open PPF interest rate is 7.1.... if interest rate change will it affect my already opened account?
Yes.. any change in interest rate will impact entire investment
What is your recommendation bro whether we can invest in ppf or not in 2022 will interest rate be increased or decrease for it
Can we invest n number of times In a financial year or any limitations
NRS Apdina enna Brother....
After 5th appuram amount potta interest varatha sir
Can you share either excel file or formula to be used in the sample calculation shared in the presentation.
Thanks in advance
Bro is any limit like only 12 times per year or we can invest any number of times in a year.
Any number. But its best if you invest lumpsum in april or before 5th of every month.
Bro. Thank you. My doubt is as u said in example, if a person starts account on June 2021. When will be the first interst is calculated,April 22 or April 23???
Interest calculation will start from the month of deposit. Interest credit will be by end of Financial year, in your example it will be by Mar 2022 - Need not worry about it. But for lock-in period, this is not considered.
Bro... Incase PPF holder death or desired to change over to daughter or son name mean, can we change?
In ppf the first year investment (2022 to 2023) is not counted for interest ?
If yes, then shall I invest money from the second year (April 2023) ?
Interest will be added.. its only for count of 15 yrs
Bro if I start ppf in May 2022 next year which month should I invest April or may ?
April is better
80% extra income
Hello bro Monthly pay pannanuma illa quarterly, halfely & yearly ones pay panura mathri option irukka..? Online & net bankinga la pay panalama ..
epdi vena pannalam
Sir lump sum amount when we have deposit
Dear bro,can i save 1.5 lakhs every yearr....maximum evlo invest pannalaam
Watch this video madam - ua-cam.com/video/EYTM3JpaKPU/v-deo.html
it has answers to all your questions
Last year only i took a lic policy jeevan Anand 915 for 21years.. after seeing lots of videos about lic for investment made me to think whether to continue or not..? I heard there's is paid up value in lic will that helps me to save from the lic loss...
Yearly I'm paying around 60k for lic
Thanks in advance
What kind of plan is it? Insurance + Investment? like an endowment plan?
@@thinkingtamizha007 yes.. it's endowment plan i guess..
Jeevan Anand 915
Lumpsum pota interest increase aguma sir
As ppf for 15years. I need to pay 1.5lakhs every year right sir ?? When will I get the maturity amount ? At the end of 15yrs ?? What could be maturity amount if the interest in 7.1perc
All answers available in the video.. refer to video timeline 2:14, 6:10, 15:31..
But non employee or employer cannot invest in EPF right ??
Sir 1st yr total amount 1lakh
2nd yr total amount 1.5lakh again
3rd yr total amount 75k
indha maari deposit amount change panni podalama?
Yes.
Brother I'm today started investment in ppf on 2.7.22. 15 yrs right then when the scheme will end in want to that date..?
2038 brother
Bro January la ppf account open panni 1.5 laksh deposit pannitu... Coming April la 1.5 laksh deposit panna mutiyuma bro
yes. Jan 2022 isfor FY 2022, April 2022 deposit is for FY 2023
Bro I have a doubt. Pls clarify.
If I start a ppf account with 1.5L in Feb 2022, will this amount be considered for tax exemption for which financial year? FY 21-22 OR FY 22-23
FY 21-22.
@@thinkingtamizha007 will it be a loss if I start ppf in December and deposit 1.5lakhs.
I want tax deduction.Recently I came to know ppf.
Pls rply
EPF tha tax exempt ila i mean, Person contributing 2.5 lak in epf, She or he has to pay tax for that. ? Please correct me if i'm wrong.
EPF details - ua-cam.com/video/RslX1344Bfc/v-deo.html
What about Transfer of account
Bro PF account munnadi eh close panna mudiyum le but at retirement than maturity nu solringa. Purila bro anda point mattum. EPF namme close panna mudiyada?
ua-cam.com/video/RslX1344Bfc/v-deo.html - This will answer your questions brother
150000 epf la invest pannitu ppf layum invest panna mudiyuma 150000 under 80c? total of 300000
Yes
You can.. but tax benefit only for a total of Rs 1.5 L
Sir we can invest in both ?
Both means, which both?
Nps and ppf
Yes.
Thank you sir
Now only I'm seen your channel
Your channel is very usefull sir
Now on words I will follow your channel sir 👍🏻🌻
Brother I need your advice. I have just started earning. My company have asked to submit investment proofs for this financial year last month..Where i didnt know what was it, i missed it out. So kindly advice me what can i do to immediately rectify it... And also can i claim the my last month deductions at any terms?
You can still make tax saving investments before end of march 2022 and get tax benefit. Watch this video for more details - ua-cam.com/play/PLftxfmh_h55GQ8IG9RZRB0nG3xO_-sCRl.html
Bro ipo first year 1 lak pay pana next yer 50k panalma illa same amount thana!?
As far as I know it is flexible, you can change contribution YoY
Should we invest monthly a small amount or can we invest a total amount yearly
If you can invest lumpsum in april or may that is better.
Sir..ppf amount a 15years apro direct a bank la apply pani withdrawal panikalama? Or yepdi withdrawal pana mudiyum?? Konjo solunga
Banks, post office.. anywhere you can open account. After 15 years it matures and you can close the account
@@thinkingtamizha007 sir money withdrawal keten.. bank laye withdrawal panikalama?? Ella alaiya viduvangala EPF Mari..
Can you give financial advice as per my state?
We dont do personal consultations.
Bro I have doubts can u clarify . I wanna deposit lumpsum .which month n date to do it. Can we invest in RD monthly for one year taking tat amount and depositing in PPF . Can we get both interest RD + PPF. It's tat right . Seen in one UA-cam channel. Please clarify
ua-cam.com/video/9AcirjhhTNM/v-deo.html
Answer to your question bro!!
Na june 2021 open panni 100000 pottutan ithu kanaku varatha
I would like to open ppf account in December 2021 and will deposit 1.5L At a time. Is that fine?
First time its ok.. from subsequent year try to make the maximum investment in April itself.
bro can I have both EPF and PPF.?. if yes can i get 3L tax exempt under 80c.?.
No.. cant get exemption more than 1.5lakh. Watch our 80c video for more details
Ppf is fixed interest or floating interest ??
It can be changed by Govt every quarter. I have explained this in the video - go to 4:30 - 6:00
@@thinkingtamizha007 if they might reduce the ROI in future.. it will be loss for us rite..??