Strategies for Deploying Your Retirement Corpus: Ensuring Lifelong Financial Security
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- Опубліковано 22 бер 2024
- Investors asked me various questions related to investment and I have answered few selected questions in this video. '
This video is bases on question and answers related to mainly mutual fund asked by my viewers.
This video is for educational and informational purposes only. Viewers should consult their Insurance Advisors/financial advisors/ Tax Consultants before making any investment decisions.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes.
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This is a suggestion for the gentleman retiring in 2024.
Out of Rs. 55 lakh, Rs. 5 lakh should be kept handy in Savings A/c. Rs. 30 lakh should be invested in SCSS which will earn him Rs. 61,500/- every 3 months at current rate. Out of the balance Rs. 20 lakh, Rs. 2 lakh he can invest in any good ELSS Fund (SBI Long Term, Quant ELSS, Parag Parikh, HDFC etc). This will give him IT Relief of Rs. 1.5 lakh every year under section 80C, besides capital growth. Rs.10 lakh he can invest in multiple FDs @ 7.5%, or in RBI Floating Bonds @ 8.05% (current rate) or in Post Office Monthly Income Scheme @7.4% (current rate). Remaining Rs. 8 lakh he can divide and invest in any good Balanced Advantage Fund and Aggressive Hybrid Fund, preferably via SIP mode. This will ensure wealth creation in long run. Moreover, he can do SWP from these funds later to further enhance his income.
Any recommended aggresive hybrid funds ?
What changes if someone is not a senior citizen ... 😮
@@sandeepgoyal144 Edelweiss aggressive hybrid fund best return lowest expense ratio
Dhannya wad
Nice information sir
Sir, good advice. Thank you very much.
I Tarsem 61yrs old Retired Pensioner, my PPF A/c matured on 31/03/2024. I want to invest this Amt in various product.(Senior Citizer Scheme, Balance Advt, fund, Nifty 50 Equal weight mutual fund etc).I am already invested in Nippon india multi cap fund 1200 Unit (Sip stopped) SBI Blue chip fund (Sip stopped in 2021). Please Suggest me Thanks
How is Edelweiss Balance advantage fund instead of HDFC Balancd advantage fund for SWP. Along with ICICI pry balanced advantage fund. Pls update.
Hello sir namaskar. I am Dilip from Maharashtra.I watch your videos regularly and big fan of yours🙏.age 61years.retired from central government job,now getting pension. I invested 30L in SCSS in post office .getting 61T quarterly as interest.Want to open sip 20T per month for 10years.pls suggest fund where to invest risk moderate.
Hdfc balanced advantage fund is also very risky.
Wah wah kya salah h😂
Mera portfolio 1.UTI Nifty 50 index -5k pm 2. MO Large and mid-1k 3. Parag Parikh Flexi -1.5k 4. Quant active -1k 5. MO Midcap-1k 6.Axis small cap-1k 7. SBI contra -1k
7-8 yrs ko continue karu ya kuch changes karna hai ???
Hello Pankaj Sir,
1. As per your advice I'd invested in the following mutual funds since 3 years and as on date approx 37% has been gained:-
a) Kotak Emerging Equity (3000)
b) Kotak Flexicap(2000)
c) Mirae Asset Large & Midcap (2000)
d) Parag Parikh Flexicap (2000)
e) ICICI Prudential Flexicap (2000)
2. Request suggest if any diversification is required or yearly step up (10%) is enough for long term growth (atleast 20 years)?
Sir mein samir karmakar
Mera gool 16 ya 17 year
1- SBI Long term Equity fund RS 2500
2-HDFC Mid cap RS 2500
3 - parag parikh flexi cap RS 2500
4- Nippon India small cap RS 2500
5 - Aditya Birla Sun Life PSU Equity fund RS 2500
Sir Mera fund sahi hai ????
Ya kuch chenge karna hai
Mera portfolio sip review kare please
1) icici nifty50 index -2.5k
2) Motilal Oswal mid-1k
3) axis small cap- 500
4) sbi energy opportunity - 500
5) icici transport &logistic -500
Any changes,please suggest me
Aapse personally financial advise lene ka kya koi provsion hai kya Sir??
Sir, Mera ABSL Retirement Plan 30 ka Fund 5years hogaya. Fund sahi hai yeh change karu.
Sir mere bank account m phone no or mere wife k bank ka phone no 1 he hai jo m use kerta ho mane use no per gpay downlond kiya hai or online transcation kerta ho or use no per wife k bank ka phone pay online chalata ho mane gpay se use no per gow app se sip ke hai or abb wife ki sip grow app se he ho jaege ja or app downlond kro pls batae
Sir Pls muze ye batao .muze mere Child ko uske 40 Saal take Muze 100 cr .dena he to konsa Product Monthly SIP karana padega ?
Sir please give valuable opinion that I have taken home loan from Lic housing finance rs 24 lakh @8.35 interest for 20 year tenure and my sip value rs 22000 per month investing last three years.my retirement year 2036.can I repay my home loan on 2036 from my sip portfolio and rest amount invested extra 3 years.what will be expected money on that time??
Namaste Sir. My age is 38 years. My goal is daughter's marriage and education. I am your regular viewer since 2022. Monthly SIP - 21000, please review my portfolio.
1) SBI Nifty50 equal weight index fund - 5000
2) Nippon Large Cap - 5000
3) Parag Parikh Flexicap - 3000
4) Motilal Oswal Midcap - 3000
5) Axis Smallcap - 3000
6) SBI Contra direct Growth fund - 2000
Maine ye SIP Mar 2024 se start Kiya hai aur 10 to 12 years ke liye karna hai. Mujhe 4000 ka SIP aur add karna hai, please fund ka naam bataye. Thanks Sir.
2 साल से 6000की SIP चल रही थी, 2 महीने से 18000 महीने की SIP चल रही है , 6 साल बाद रिटायरमेंट हो जाऊंगा
6 साल बाद 18000 महीने SWP लेना क्या सही होगा या कितना हर महीने लिया जाय अपनी राय दें
8000 Small Cap
5000 Flexi Cap
2000 Multi Cap
2000 Mide Cap
1000 technology MF
Lump sum 1 Lakh
Bank me OD kor sektha hai.aur lic ka 858 table kor saktha hai
LiC Table no. 858 Jeevan Shanti plan me kitna return milta hai aur India me average inflation rate kya rahata hai is par bhi vichaar kijiye. Mahangaayi badhne ke saat saath Ghar ka kharch bhi badta rahega to kya FD ke interest aur Jeevan Shanti se milne wali annuity se bhavishya me kaam chal paega is par gambheerta se vichaar kijiye.
10 sal me 50 lakh ho jayega Kiya kitna invest karna hai
Pls sir review kijiye
Sir mera naam Sujoy Baidya mein ek fouji hu Mera age 23
Mera portfolio 10500 Rs
Nippon India small cap fund - 1500
SBI small cap fund - 1000
Axis small cap fund - 1500
Tata small cap fund - 2000
HDFC midcap fund - 1000
Kotak emarging equities midcap - 1000
Mirae asset midcap - 1000
Canara robeco emerging equities fund direct growth - 1500
Iya hay Mera portfolio pls sir review korke bataiye iya portfolio sahi hay iya nahi long time chalana chahta hu 15, 20 saal
Sir i want invest in mutual fund
Icici pre blue chip large cap lumsum 5000 and monthly sip 1000
Quant mid cap lumsum 5000 and monthly sip 1000
Nippon small cap lumsum 5000and monthly sip 1000
Parag flexi cap lumsum 5000and monthly sip 1000
Mere portfolio nu review krna
If any change then tell me then i start investing
Time period 15 to 20 years
Pls review my portfolio pgim India flexi cap fund 1000. Nippon India multi cap fund 2000.canara robeco small cap fund 2000. Quant mid cap fund 1500. Tata digital fund 1000.all funds are direct plan .yearly 10% set top up. For time 15 years invest. Pls suggest one large cap fund for five years amount 5000 per month .after five year 5 to 7 lakh amount need for this large cap fund. Thanks
Sir Amit Kumar
Review my portfolio
Quant midcap 5000
Motilal Oswal midcap 3000
Quant flexicap 2000
Nipon India smallcap 2000
Pragparikh flexicap 2000
Aditya Birla Sun Life ntifty50 weight and index fund 2500
Started from Jan 2024
Long term ke 15 years 1 cor.
Sir aap kabhi uti Amc bare main nahi khete, aisa kyon
मुझे UTI के फंड्स पसंद नहीं हैं।
I want to invest Rs. 5.0 lacs in AxIs balanced adventure fund. Please give your views.
You can consider another fund in this category.
F D karna toh crime hai. It is not advisable
Sir mera nippon large_4000.icici pru large and mid_3000.hdfc mid _3000.axis small _3000.quant absolute _3000.plz reply sir
Sir i want invest in mutual fund
Icici pre blue chip large cap lumsum 5000 and monthly sip 1000
Quant mid cap lumsum 5000 and monthly sip 1000
Nippon small cap lumsum 5000and monthly sip 1000
Parag flexi cap lumsum 5000and monthly sip 1000
Mere portfolio nu review krna
If any change then tell me then i start investing for 15 years to 20 years
Sir i want invest in mutual fund
Icici pre blue chip large cap lumsum 5000 and monthly sip 1000
Quant mid cap lumsum 5000 and monthly sip 1000
Nippon small cap lumsum 5000and monthly sip 1000
Parag flexi cap lumsum 5000and monthly sip 1000
Mere portfolio nu review krna
If any change then tell me then i start investing
Time period 15 to 20 year
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