Before the pandemic, I had set up direct deposit to put $25 in a credit union account. My Starbucks card could only refill from that one, so some weeks I didn't touch the deposit and others both the Starbucks card and that account were dry. The store was across the street from my office. When the shutdown ended, I had over $600 in the account that would have gone to them. Seeing the chunk of change I'd been forking over was a wake-up call. I only go there when we are traveling now and I try not to drink my calories.
I hope this will become your most viewed video. This is amazing advice for anyone struggling and a great reminder for those who already know these things. For many years I tried to try to save my way to riches, until I really sat and seen how much time and effort went in to saving. It was costing me a fortune. I did pick up skills in doing it, but it wasn't honestly worth the effort. The only part that is tricky with this is finding the line. It is similar to the coffee purchase you make. You can have $1800 in purchases a year, but you also have to know when you have made too many $1800 annual purchases that have now kept you only treading water. Essentially a lifestyle creep. It is easy to justify it by saying, "I'll just earn more to make this work", when you need to say, "I have already earned more to make this work."
Some good advice I wish I had followed over the years. I do find it difficult to value myself though - always figured that the boss will notice my work ethic and reward accordingly. And now that I am my own boss, I find it even harder but slowly figuring it out. Thanks for this.
No one else will care as much as you do what happens in your life. Very true! When people start making a lot of demands b on your time you have to say “when I have overextended myself to the point of physical or mental collapse, will these people be there to do the laundry, cook meals for my family, pay my wages and clean my house? If the answer is no o have no problem telling them I can’t help.
🙌 Man oh man. I needed to hear this today. I just filled my online shopping cart with stuff I don’t need, just because. Instead, I’m gonna stargaze tonight to experience life, and relax. Seriously, your podcast just saved me 900 bucks. Thanks Kevin!
I went through a period a few years ago where I _had_ to manage my money down to the latte level. It was exhausting. But I'd do it and I'd feel so proud of saving those few dollars for weeks at a time,, then WHAM! Something would go wrong with my house or my car and I'd have to spend the equivalent of a year's worth of lattes to fix it. Now that I'm in a better position, I remember two things - one, that the big decisions (car, home, career) way outweigh the small ones, and two, that fancy coffee shouldn't be an afterthought while I'm running errands. I stop to think about it before I order, make sure I'm going to appreciate it.
I’m hesitant to watch videos like this because money is such a low vibrational topic. People associate money with their energetic value which is infinite invaluable and all powerful and there is no amount of money that can match it. Only energy can be exchanged for energy. A good trade would be my hens eggs for some of your home grown tomatoes. Anyway. I’d love have an actual one on one chat because it’s so deep. Money equals slavery. AND what you shared here is exactly right. In essence I got from this video to be a generator and only take what you need. Create big live small. No one is deserving. Everyone is worthy.
Thanks for the breakdown! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
Lessons we often learn to late in life...thanks for sharing 😊
Absolutely!
Before the pandemic, I had set up direct deposit to put $25 in a credit union account. My Starbucks card could only refill from that one, so some weeks I didn't touch the deposit and others both the Starbucks card and that account were dry. The store was across the street from my office.
When the shutdown ended, I had over $600 in the account that would have gone to them. Seeing the chunk of change I'd been forking over was a wake-up call. I only go there when we are traveling now and I try not to drink my calories.
Love this strategy. Good example of automating your finances!
I am not bad with money, but watched it anyway. I love your practical tips.
:)
I was so confused. My gardening UA-cam and financial UA-cam habits are combining 😅
Combo!
I have been watching you for about a year on your garden channel. So happy to see your new channel. You help me to start my small garden 😊
So glad to hear this!
I hope this will become your most viewed video. This is amazing advice for anyone struggling and a great reminder for those who already know these things. For many years I tried to try to save my way to riches, until I really sat and seen how much time and effort went in to saving. It was costing me a fortune. I did pick up skills in doing it, but it wasn't honestly worth the effort. The only part that is tricky with this is finding the line. It is similar to the coffee purchase you make. You can have $1800 in purchases a year, but you also have to know when you have made too many $1800 annual purchases that have now kept you only treading water. Essentially a lifestyle creep. It is easy to justify it by saying, "I'll just earn more to make this work", when you need to say, "I have already earned more to make this work."
Totally...well stated. Why I think it's good to live some defined % below your means to avoid overall creep
Some good advice I wish I had followed over the years. I do find it difficult to value myself though - always figured that the boss will notice my work ethic and reward accordingly. And now that I am my own boss, I find it even harder but slowly figuring it out. Thanks for this.
Just keep asking for what you think you're worth!
No one else will care as much as you do what happens in your life. Very true! When people start making a lot of demands b on your time you have to say “when I have overextended myself to the point of physical or mental collapse, will these people be there to do the laundry, cook meals for my family, pay my wages and clean my house? If the answer is no o have no problem telling them I can’t help.
Good outlook
🙌 Man oh man. I needed to hear this today. I just filled my online shopping cart with stuff I don’t need, just because. Instead, I’m gonna stargaze tonight to experience life, and relax. Seriously, your podcast just saved me 900 bucks. Thanks Kevin!
Glad to hear it my friend.
I went through a period a few years ago where I _had_ to manage my money down to the latte level. It was exhausting. But I'd do it and I'd feel so proud of saving those few dollars for weeks at a time,, then WHAM! Something would go wrong with my house or my car and I'd have to spend the equivalent of a year's worth of lattes to fix it. Now that I'm in a better position, I remember two things - one, that the big decisions (car, home, career) way outweigh the small ones, and two, that fancy coffee shouldn't be an afterthought while I'm running errands. I stop to think about it before I order, make sure I'm going to appreciate it.
Proud of you for getting through that.
I also LOVE interacting with those in my community and going to a new coffee shop to write/engage with others absolutely adds to my quality of life.
Brings some joy to the day, right?
thanks Kevin. I always love these videos you do. I hope the economy’s trajectory doesn’t impact the content creator market :/
I'll be posting regardless!
Sound advice! I hope every teen I know watches this!❤
I’m hesitant to watch videos like this because money is such a low vibrational topic. People associate money with their energetic value which is infinite invaluable and all powerful and there is no amount of money that can match it. Only energy can be exchanged for energy. A good trade would be my hens eggs for some of your home grown tomatoes. Anyway. I’d love have an actual one on one chat because it’s so deep. Money equals slavery. AND what you shared here is exactly right. In essence I got from this video to be a generator and only take what you need. Create big live small. No one is deserving. Everyone is worthy.
This was amazing thank you 🤩 very helpful
Glad it was helpful!
Ouch, as much of your tips as i already heed... that taking care of yourself part hit home. You're on point with every tip, though. Duly noted.
You got this
Planting different kinds of seeds today!
Indeed!
I’ve been cutting my own hair for years. Cost saving is in excess of $15K over 30 years. Many other ways to save big time.
Nicely done!
finding Kevin's podcast...merry christmas me
🫡
Thanks for the breakdown! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
Nice try