Justice (R) Mufti Muhammad Taqi Usmani answers question about Islamic Banking
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- Опубліковано 17 лют 2016
- In his answer to a question of whether the transactions of Islamic banking are 100 % Shariah-compliant or not, Hazrat Mufti Muhammad Taqi Usmani explained that yes, all the products are 100% correct according to Shariah.
m💗💗ufti sahab you are great leader, scholar and mufti.
he received the award of no.1 islamic scholar of word in sodia arabia.
love you...!
ماشاءاللہ بہت زبردست شیخ الاسلام صاحب دامت برکاتہم العالیہ
This is such an important question. Appreciate if Meezan Bank Ltd could put an English subtitle. Thanks.
ماشاء اللّٰہ مفتی اعظم
thanks to satisfied me this is true Islamic bank
mufti taqi usmani is great islamic scholar
No banking is safw from Eiba if it iw backed by another non-riba bank, so how is ielanic banking legal again????
Kia meezan bank Ltd State Bank se current deposit per interest leta Hai ya Nahi?? Agar leta Hai to Islamic banking kese hui?? Aur state Bank ke Islamic window operations to Nahi hai!! Back end per to conventional banking hi ho rahi Hai. Please explain ker Dien.
Jazakallah
Statebank ma wahid ik Meezan Bank hai jiska current account hai bki sb banks k saving account hain.. meezan bank apni sari earning whn rkhta ha without any interest..
Meezan bank saving account k bary mein rehnomai kary k halal hy ya nahi
Kiya online work krna jaiz ha ya ni details plz
Islamic banks loaned (via T bills) Rs 250 bn to Govt of Pakistan on 10.5% interest rate. Any justification for it?
The justification is likely that with the instability in Pakistan the government is not very credit worthy. Its rated in the single - B range which is well below investment grade and quite risky. The latest inflation rate is about 7% which gives a real rate of about 3 1/2%, not very high but at least its positive.
I can't understand how Islamic Banking is halal
How mezan bank can link this video with them???
kindly some one guide me what his fatwa on buying something on instalment which the thing prize is higher than the actuel prize in market ?
Brother watch on UA-cam:- The Prohibition of Riba(interest) by Sh Imran Hosein.
They charge interest and interest is haram. Better borrow money from anyone and buy that product in cash.
How is it halal if u receive penalty in early settlement of ijara product and give that on charity.isnt it just like giving charity of the amount earned by theft. So if the latter is haram so why not the former one.
Here giving in charity doesn't mean the person will get the reward for it as well. Because it was reliable on that person to pay it on time, as he was not able to pay on the due date It is a way out given by Imam malik that you can make person relaible of paying the penalty. Islamic bank canno't add this penalty amount to their profits as it is not halal for them and neither it is halal for the person being penalised so even keeping this amount to himself is also not halal. Making people relaible is necessary because if not, then no one will pay on time and this business will not work as it is suppose to work.
@@umersohail1951 Mr. Umair point 1. Collection of penalty amount by islamic bank. This is absolutely haram becuase any type of penalty is not justified in islam.Secondly, this makes no difference between conventional banking and islamic banking. Thirdly, bank is committing a sin by collecting the money which is prohibited in islam. 2. Consumption of penalty amount by bank either it is added to the banking profits or it is giving as charity it makes no difference because source of that fund is haram.
How there is no difference between Conventional and islamic. coventional banks will add penalty amount to their profits. See actually the rule is if a person is not able to make the qist payment on time he / she thmselves should make a amount of money to charity charity( without the intention of sawab) because this is not his money to keep as well even for them is not halal. Which person will pay this charity if you were to tell that person pls pay charity on your own because you didn't paid on time? Because of this Ulema has taken a Imam Malik fatwa, that you can make a person liable to pay for this penalty amount and on the behalf of this person they do charity. Islamic bank does not add this to their profit and they get to keep their actual principal amount
This keeps the purchaser accountable obv he will make the qist on time, to avoid paying that additional amount. And islamic bank can get what they actually earn.
@@umersohail1951 First there is a big difference between charity and penalty. Charity is a Voluntary donation whereas penalty is forcibly imposed. Hence both cannot be one. And i am talking about penalty imposed on early settlement of leased amount. Hence, if a person pay off principle amount before expiry of lease term. Then no penalty should be collected.
Finance lease is haram in all circumstances. For instance if person purchase an asset on cash and it cost him 100,000 but if he purchases on installment the same thing cost him 150,000, the difference of 50,000 is the time value of money which is interest not rent.
Thanks.............But How Meezan Bank Claims that they have the true Implementation of All Products?.......They have answered that the product is 100%, he didn't asked that Meezan bank has 100% Implementation.............You Just Edited the video, placed the logo of "Meezan Bank", and pretending that they talked about you and distracting people.............Plz Explain to clear my thoughts
now you complicated the matter more...
Hazrat Maulana Mufti Muhammad Taqi Usmani was once the president of Meezan Islamic Bank
Shariah board hota hai
Because this program was organised by Meezan Bank and this video was recorded at Auditorium of Meezan Bank HQ
Guys use the common sense which Allah has given you before considering any Banking Islamic.
To use the common sense first study about the banking system
o shukar hai.... meri jaan par bani thi kahan paisay lagaon.....
Abe ye kon khaas raha hai
Haraam
Mufti SB ap ne Apna eman kitne me becha?
Apni zuban ko lagam do.in k maqam ka pata ha apko inhe janty ho kon ha
@@qamarzaman7251 is mufti ne her soodi scheme halal ki hui he. Bht si interest based insurance policies ko is ne halal hone ka fatwa Jari Kia hua he
@@art11000 vo bahot bara mufti ha is k pas ilam ha lehaza vo behter janta ha
Allah k qanoon me sood haram he to isne sood k haq me fatwa kese dia? Nizam Allah ka chale ga ya jhoote muftio ka?
@@art11000 acha tm konsy firqy sy ho