I'm 20 and don't know anything about what I'm doing. Glad I've been listening to my parents by paying my bills on time and in full though lol. I'm glad to hear that's one thing I've luckily done right.
@@OmarHernandez-iu2zcall good bro, now you know. Keep in mind the technological advantage people rn have starting out I'm 19 rn tryna get early to this info
@@LebronJames-ug4ef I got a card from capital one. Ita designed for people with no credit. I had to deposit $200 then they mailed me the card with $351 credit limit and I just used it first time today. It's the only one to allow me to get a card I had no credit history. I plan on getting a nother in a few months
@@LebronJames-ug4efwhat is your credit score ! I’m afraid to apply bc i know if you don’t get it your credit takes a huge hit and can’t afford that right now .
@@lilllamaboiyou are a mechanical engineer yet you can’t understand basic English ? He wasn’t even talking about how credit works or anything just basic words lmao
Everytime someone explains credit and anything involving finances my brain goes completely blank. No matter how simple the explanation I still don’t understand
Let me make it simple, use your credit card as if it were a debit card. If you buy something with a credit card make sure you have enough to buy it with your debit card. Then after 2 days when it processes pay it off so you don’t forget. This is the easiest way to make sure you don’t get any debt (using the card wrong) that you can’t pay off
Eventually once you’re good at managing your costs you can start paying off once a month before you have to pay the bill so you don’t get charged any fees. You can even set up auto pay so you don’t have to worry about this just worry about the balance you’re putting on the card
Try “Self Lender” to get started if u have zero credit. IE; u take $200 minimum & give to self lender. They then give u a card with the Exact Spending limit as u gave them CASH. It’s a deposit. $200 up to $3k… Now, take that card, buy a full tank of gas ⛽️ & Pay Off Fully! One time per month & after 3 months, BAM! 💥 Great Credit Score ✅
@@Chubbies34This^ I tell everyone exactly this unfortunately many people lack the discipline it takes. Personally I pay all my bills on my credit cards and do not touch my debit account. At the end of the month I pay everything in full and reap the benefits.
Quicksilver will get you 1.5 cash back on all purchases. It adds up quickly. You can redeem anytime. Once you establish a good track record capital one will upgrade you to a signature version of the card.
@@Alonzo422 Bro thank you so much for I hope ur not sponsored or something 😭😭 but genuinely this was a big help. Do you have any other advice? cuz I need all I can get.
So when you say move on to the next one, do we cancel some of them and lose that credit? Do we keep them open and occasionally use them a bit to keep them active or what? Or does it depend, maybe some are good to close and some a worth keeping
I suggest keeping the cards active and using them monthly, I advise you use about 10% of the credit limit because you still want to use it to build credit. Especially if they are beginner to mid tier cards more than likely there are no anual fees also closing a line of credit can effect your credit score to an extent but if you keep watching more videos and take the time to learn it’s actually very easy :)!
Hey ya’ll I am 25 and looking into doing the whole credit thing I currently have zero never had any yet… should I start on my own or go on say my mom’s she is willing to start me on hers and she has 750+ would it put me on a certain card or would be all of hers or just one obviously I wouldn’t use her cards anyway so I wouldn’t be screwing up her credit either…
Ive tried applying for discover multiple times and every time they’ve denied me because i have no credit history. How tf do i get credit history if i cant get accepted for a credit card because i have no credit. Makes 0 sense.
It's frustrating, but the simple solution is to get a different card. Preferably with no annual fee so you don't have to be hung up on breaking even. That's the beginner logic from what I've researched
I'm 22 with no credit and just applied for the discover secured card. It took like 10 min and says I should get my card in a couple weeks. The idea is to graduate to an unsecured card after like 7 months of making payments on time.
You can start from CHIME credit builder… it’s not actually a credit because you will fund your credit card and use it for purchasing, but the catch is it will build your credit score… Once your credit score is build.up, you can then apply for credit cards with perks… like rewards/points/miles…
It’s a great deal. You could easily spend that amount on gas and groceries, so you’re basically getting a $200 discount in that time frame. If you’re spending $500 on non essentials it’s a bad deal though.
Is capital one a good place to start? And why cant people just simplify it and just say think of a credit card as a car bill or apartment rent. Pay it in time of before.
ok but how am i gunna sign up when i have no money and im not allowed to leave my house so i have to get a secret job online, online jobs need credit card, paypal needs credit card both needs phone number, which i dont have so wth am i suppose to do?
I’ve had a boa card since I was 16 I do believe I had a job at the time…my first credit card was with capital one and I didn’t have to put money on it…it was a 500 credit limit
Thank you! I’m evaluating Capital One options, I was first interested in their 360 Debit option but I actually agree how credit is a great place to start, even as entry because quite frankly, I’ve informed myself & have been who’s helped my mom with her credit respectfully (we’re more technical), by online tracking and learning tips etc. So, I hope to start up with her & I’m also more in a student - nearly entry into a quick luxe licensure/vocational course, am setting everything up now for my success (what I’ve been meaning and needing to for so long: Thankfully am coming in clutch now: Very long overdue honestly but I look forward to it 😊🌞). I’m not sure which was necessarily best because it has different options, I chose (but am yet to start) the Quicksilver One option but then there’s also different types of the same.’ It’s interesting. I’ll check into it a bit more before going 🤣 in person.
its much better to pay it off as soon as it is processed so that you don't forget about it. Or you can set up auto pay to make sure you don't miss any payments :)
Yes, when you want to apply to things like loans for cars they will look at your credit file. You could have a high credit score with one card and they wouldn’t approve you for a loan bc you don’t have multiple lines of credit/ large credit history.
I need help please!!! So my credit score is at 750 and I have a Quicksilver by Capital One card and I make all my payments on time and I just received a letter to apply for a Pink Discover it card and I want to know if I should apply for it or not? Can anyone please help???? Thank you so much in advance!
I got the Discover card he mentioned second. I absolutely love it. Credit Karma recommended it to me and I was able to apply on their app. The card came quickly and discover’s customer service is very quick to act if there’s a suspicious charge
yes canceling effects your score. if it has an annual charge, you can always ask to downgrade cards to avoid the fee. also you have to use them like 1 or twice a year to keep them from being listed as inactive. (you can literally buy a pack of gum) and as long as your autopay is turned on for all each if your cards, you’re all good.
I’d say go for discover it or quicksilver depending on what best suits your needs. Then get the chase beginner cards on this list once you have 700+ FICO and 1 yr+ of history. After that get the Bilt card to cover your rent but you’ll need 4 more purchases to qualify for its rewards. Then grab the Chase sapphire preferred or reserved, again based on your needs, and you’ll have completed the chase trifecta which is the most powerful (I think) trifecta out of AMEX, CapOne, and Chase. After this if you dine a lot it’s worth grabbing the Amex gold and then using the rewards to transfer to partners shared between it and the chase cards.
God bless my credit ! I wanna work towards good credit and get good credit card line, i need that AMEX GOLD and BLACK CARD HAHAHA IM COMING FOR THAT BUSINESS CREDIT CARD TOO 🗣️🤺
About the chase trifecta, it sucks you cannot transfer your points to a travel partner only if yoy hsve a preferred card, so they making yoy het it anyways kinda
credit churning is a pretty low effort tactic to get paid by credit card companies. open a card before you make some planned purchases, get the sign on bonus. boom free $200, free $500, whatever the offer is. rinse and repeat. just don’t play yourself buying a bunch of stuff you don’t need and go into debt
Credit = debt. It's better to have no credit, lots of wealth, and thus no debt. How to build wealth? There's no easy way, but working in tech with 2 to 10 full time jobs for four years straight works wonders. Where to start? Khan academy.
. i have a none credit score ?? like no number at all and im grown ive had credit before but my medical had always brought my score down but it seems theyve been taken off leaving nothing to base a score on since i have no other debt . can someone please help me
All credit cards have different benefits. Beginner cards are good for people trying to build credit with "less" responsibilities. For example, majority of credit cards have APR% interest. A beginner/student credit card would offer you credit cards with no APR interest for up to a year and a limit of maybe $1500-$2000. So you can learn how a credit card works without so many factors in the way. The more experience you get as a credit card holder, the more limit you can get. Like for me, my first credit card had a limit of $1800, Now 4 years later I have my 3rd credit card with a limit of $15,000. Basically, the more you earn their trust and prove you can manage your credit card, the more they are willing to give you.
@@anthonygarcia3922 thank you for your reply. I know there are levels to most things. I've seen UA-camrs call Chase Freedom Unlimited, Citi Custom Cash, Amex Blue Cash Everyday & SoFi, beginner cards. I disagree. With lower income and credit scores beginners cannot even qualify for those cards. A beginner card to me would be secured cards and crappy cards like Bilt, Mission and others that are very easy to get approved, have very high apr and charge lots of fees.
If anyone needs referral link for the discover student credit card so we both get 100 credit when u sign up and use the card in the first three months please reply!
@chase turn on your comments to all your videos why are you even a bank creator and making videos about the bank just to prohibit those that are clients and in general to comment !?
with credit cards u take a kind of a loan from bank. thats why u must pay the bills in time, and if not or u cant u are fked. thats why debit is better
![What Credit Cards You Should Have by AGE [Full Guide]](http://i.ytimg.com/vi/53s0vcO1NVs/mqdefault.jpg)
I'm 20 and don't know anything about what I'm doing. Glad I've been listening to my parents by paying my bills on time and in full though lol. I'm glad to hear that's one thing I've luckily done right.
You have 200.00 that
Pay everything on time bro , I'm 30 now and I'm finally building my credit I wish I had a head start in my 20 but I wised up lol Thur the years lol 😅
@@OmarHernandez-iu2zcall good bro, now you know. Keep in mind the technological advantage people rn have starting out I'm 19 rn tryna get early to this info
@@OmarHernandez-iu2zcI hope these tips help you too! 💯
At or below 10% is excellent ranges ❤ (continued edit).
I have a quicksilver card and discover it card both great cards :)
Exactly what I plan on doing
Is it a good idea to get 2 credit cards if you’re just starting??
And i thought card games were hard..
😂😂😂
this isn't even one of the airline points videos either. those are as complicated as possible
New Quicksilver cards are World/World Elite Mastercards depending on the Credit Limit associated with the account
I didn’t get approved for the regular quicksilver for 1st credit card
@@LebronJames-ug4ef I got a card from capital one. Ita designed for people with no credit. I had to deposit $200 then they mailed me the card with $351 credit limit and I just used it first time today. It's the only one to allow me to get a card I had no credit history. I plan on getting a nother in a few months
@@LebronJames-ug4efwhat is your credit score ! I’m afraid to apply bc i know if you don’t get it your credit takes a huge hit and can’t afford that right now .
I didnt understand a single word. This is why i aint in finance man
Learn it
it's not rocket science lol
Lmao what? How?😂
I have a basic card, I’m a mechanical engineer, I worry more about having a good time and enjoying the little things in life than credit card points
@@lilllamaboiyou are a mechanical engineer yet you can’t understand basic English ? He wasn’t even talking about how credit works or anything just basic words lmao
Everytime someone explains credit and anything involving finances my brain goes completely blank. No matter how simple the explanation I still don’t understand
im 21 and this is still so confusing…
Nawww bruh same. I need some credit
Let me make it simple, use your credit card as if it were a debit card. If you buy something with a credit card make sure you have enough to buy it with your debit card. Then after 2 days when it processes pay it off so you don’t forget. This is the easiest way to make sure you don’t get any debt (using the card wrong) that you can’t pay off
Eventually once you’re good at managing your costs you can start paying off once a month before you have to pay the bill so you don’t get charged any fees. You can even set up auto pay so you don’t have to worry about this just worry about the balance you’re putting on the card
Try “Self Lender” to get started if u have zero credit. IE; u take $200 minimum & give to self lender. They then give u a card with the Exact Spending limit as u gave them CASH. It’s a deposit. $200 up to $3k… Now, take that card, buy a full tank of gas ⛽️ & Pay Off Fully! One time per month & after 3 months, BAM! 💥 Great Credit Score ✅
@@Chubbies34This^ I tell everyone exactly this unfortunately many people lack the discipline it takes. Personally I pay all my bills on my credit cards and do not touch my debit account. At the end of the month I pay everything in full and reap the benefits.
I have over 25 cards and my main card is the quicksilver! It’s a no brainer
How did you manage to get all of them? Like, do you even get to control the whole of them
Do you think the quicksilver capital one is better for a complete beginner or the platinum capital one?
Quicksilver will get you 1.5 cash back on all purchases. It adds up quickly. You can redeem anytime. Once you establish a good track record capital one will upgrade you to a signature version of the card.
@@Alonzo422 Bro thank you so much for I hope ur not sponsored or something 😭😭 but genuinely this was a big help. Do you have any other advice? cuz I need all I can get.
@@skatergirl1759I have Capital one, it’s true, I like it
I don’t know anything about points and rewards on cards . All i know is use and pay ontime .
Glad to see some without foreign transaction fees, which is hella necessary for me lol
First like and comment! Also great videos man!
Thank you for the comment and the support!!
How much is your credit fees?
@@johnsfinancetips
whats the likelihood of getting denied on the base level cards? is that a thing..
Yes
You have to meet minimum requirements, which always vary
Sending a heartfelt thank you to the card vendor who consistently goes above and beyond cash out on blank card
How does the sign on bonus work? Will that just deduct $200 from your overall total balance?
Looking at the quicksilver, it does have an annual fee. $39
Ikr he lied
Only for the QuicksilverOne. I have a regular quicksilver and have not paid an annual fee.
You're thinking of the Quicksilver One card. He's holding the Quicksilver
There are different quicksilver! So, look at the no annual fee!
The Capital One Secured Quicksilver One has annual fee $39 and The Quicksilver unsecured card No Annual Fee
is the capital one card good for college students ?
I didn’t know Chase was considered a beginner card lol
fr. u need 12+ month credit history and a chase acc for it
@@glickstar1023you don’t need a Chase account for them
@@glickstar1023 i just applied with 0 credit history first card ever and got it, doesn't hurt to try!
Those specific cards are beginner level chase cards but yes being able to even get a chase card is a pretty good start.
It was my first credit card ?
Dear , I will tell you super finance tip
We indians use credit card and pay at 49 day and credit card company don,t make a penny like in America
Your credit cycle is of 50 days
So when you say move on to the next one, do we cancel some of them and lose that credit? Do we keep them open and occasionally use them a bit to keep them active or what? Or does it depend, maybe some are good to close and some a worth keeping
I suggest keeping the cards active and using them monthly, I advise you use about 10% of the credit limit because you still want to use it to build credit. Especially if they are beginner to mid tier cards more than likely there are no anual fees also closing a line of credit can effect your credit score to an extent but if you keep watching more videos and take the time to learn it’s actually very easy :)!
Hey ya’ll I am 25 and looking into doing the whole credit thing I currently have zero never had any yet… should I start on my own or go on say my mom’s she is willing to start me on hers and she has 750+ would it put me on a certain card or would be all of hers or just one obviously I wouldn’t use her cards anyway so I wouldn’t be screwing up her credit either…
Ive tried applying for discover multiple times and every time they’ve denied me because i have no credit history. How tf do i get credit history if i cant get accepted for a credit card because i have no credit. Makes 0 sense.
It's frustrating, but the simple solution is to get a different card. Preferably with no annual fee so you don't have to be hung up on breaking even.
That's the beginner logic from what I've researched
Apply fir the secured credit cards only
You don't need to have a credit card to get credit history....that isn't the only way to start credit
I'm 22 with no credit and just applied for the discover secured card. It took like 10 min and says I should get my card in a couple weeks. The idea is to graduate to an unsecured card after like 7 months of making payments on time.
You can start from CHIME credit builder… it’s not actually a credit because you will fund your credit card and use it for purchasing, but the catch is it will build your credit score…
Once your credit score is build.up, you can then apply for credit cards with perks… like rewards/points/miles…
spend 500 get 200
what kind of backwards deal???
It’s a great deal. You could easily spend that amount on gas and groceries, so you’re basically getting a $200 discount in that time frame. If you’re spending $500 on non essentials it’s a bad deal though.
I got that card, payed my rent with it once and got 200 dollars for free, it’s a great deal
the thing is you were going to spend the $500 regardless so why not get $200 back you know
I don't have credit history in the US but have it in India, can i apply for any of these cards?
Is capital one a good place to start? And why cant people just simplify it and just say think of a credit card as a car bill or apartment rent. Pay it in time of before.
ok but how am i gunna sign up when i have no money and im not allowed to leave my house so i have to get a secret job online, online jobs need credit card, paypal needs credit card both needs phone number, which i dont have so wth am i suppose to do?
Get a job. Show a couple paystubs to a bank in person. Get a starter card.
@@tesla82111 great advice..if i could get a job.
I’ve had a boa card since I was 16 I do believe I had a job at the time…my first credit card was with capital one and I didn’t have to put money on it…it was a 500 credit limit
You can hold a balance if you need to , as long as you pay on time and aren’t getting hit with fees it’s fine
No its not fine, that’s how idiots get into debt
How do you choose it's like what do I make for dinner something that's going to blow me up or go healthy it's so annoying 😮
Thank you! I’m evaluating Capital One options, I was first interested in their 360 Debit option but I actually agree how credit is a great place to start, even as entry because quite frankly, I’ve informed myself & have been who’s helped my mom with her credit respectfully (we’re more technical), by online tracking and learning tips etc.
So, I hope to start up with her & I’m also more in a student - nearly entry into a quick luxe licensure/vocational course, am setting everything up now for my success (what I’ve been meaning and needing to for so long: Thankfully am coming in clutch now: Very long overdue honestly but I look forward to it 😊🌞).
I’m not sure which was necessarily best because it has different options, I chose (but am yet to start) the Quicksilver One option but then there’s also different types of the same.’ It’s interesting. I’ll check into it a bit more before going 🤣 in person.
Quicksilver has 60$ annual fee as of 2023
No it does not. I have it for almost 2 years and it never charged me for annual fee. Or of this year in particular. Where you heard of this?
Quicksilver one has an annual fee but that card is for less than ideal credit. I have a quicksilver and have not paid any annual fee.
If I use my card do I just pay it the next or wait for the last days of the due date??
its much better to pay it off as soon as it is processed so that you don't forget about it. Or you can set up auto pay to make sure you don't miss any payments :)
Quick silver vs quick silver one? I have a $39 dollar annual fee
Is it good to have multiple credit cards?
Yes, when you want to apply to things like loans for cars they will look at your credit file. You could have a high credit score with one card and they wouldn’t approve you for a loan bc you don’t have multiple lines of credit/ large credit history.
@@Killercupcake100 thank you, This helps a lot👍
My credit score is at 670. Can I go to Chase bank and apply for a credit card ?? Please help
What about the Negan credit card?
What about the Chase Freedom student card? Is that any good in comparison to Unlimited and Flex?
very mid comparison
I need help please!!! So my credit score is at 750 and I have a Quicksilver by Capital One card and I make all my payments on time and I just received a letter to apply for a Pink Discover it card and I want to know if I should apply for it or not? Can anyone please help???? Thank you so much in advance!
DON'T BORROW MORE THAN YOU CAN PAY OFF!
how do i get accepted to one of those credit cards since my credit is at base and my income isent high
I got the Discover card he mentioned second. I absolutely love it. Credit Karma recommended it to me and I was able to apply on their app. The card came quickly and discover’s customer service is very quick to act if there’s a suspicious charge
Discover is specially for beginners and or to rebuild bad credit
Discover IT also has a secured version that you can start with to build your credit
How long before you can move to your new credit card?
Applying for many credit cards at once is not good
If it’s your first card, I’ll 12 months
What abt 2024...any specific cssh back cards for business owners?
definitely, look up Charlie Changs channel he has good videos about business credit cards
Which chase card should we start with?
Get the chase freedom unlimited card for your daily driver.
I'm 20 and about $50k in debt with credit cards from taking advice from youtubers. Welcome to my ted talk.
Now, who’s fault is that? You spent more than what you had. That’s entirely on you buddy
Who told you to spend 50,000$ which you didn’t haev
@@pboe0 These credit card influencers who say you need to spend $15k in 3 months for a sign up bonus
@@911eVoX literally use your brain. you spent 15k you didn’t have
@@pboe0 I can balance transfer at 0%
if you had 50 i imagine you cancelled some as well ,did that affect your score?
yes canceling effects your score. if it has an annual charge, you can always ask to downgrade cards to avoid the fee.
also you have to use them like 1 or twice a year to keep them from being listed as inactive. (you can literally buy a pack of gum) and as long as your autopay is turned on for all each if your cards, you’re all good.
What is cash back!
this the same ninja that do the ER nursing vid? or am i trippin
Can you get a discover it card even if you dony have an account with that bank?
Yes
Why do I need pay my credit card off in full every month ?
To avoid paying APR
which card would you recommend after the ones on this list
Discover is pretty solid for beginners! I have discover as my first credit card and I had 0 apr for 15 months which is a LIFE saver
I’d say go for discover it or quicksilver depending on what best suits your needs. Then get the chase beginner cards on this list once you have 700+ FICO and 1 yr+ of history. After that get the Bilt card to cover your rent but you’ll need 4 more purchases to qualify for its rewards. Then grab the Chase sapphire preferred or reserved, again based on your needs, and you’ll have completed the chase trifecta which is the most powerful (I think) trifecta out of AMEX, CapOne, and Chase. After this if you dine a lot it’s worth grabbing the Amex gold and then using the rewards to transfer to partners shared between it and the chase cards.
God bless my credit ! I wanna work towards good credit and get good credit card line, i need that AMEX GOLD and BLACK CARD HAHAHA IM COMING FOR THAT BUSINESS CREDIT CARD TOO 🗣️🤺
Hmmm, was Quicksilver a Visa back then? Because I just got my Quicksilver credit and it's a MasterCard 🤔
No it was always a Mastercard
Actually I may be wrong cause when I first had it in 2021 it was a Mastercard. Don’t know about prior.
About the chase trifecta, it sucks you cannot transfer your points to a travel partner only if yoy hsve a preferred card, so they making yoy het it anyways kinda
My quicksilver is a Mastercard when did they change it?
Thank you sir
Why do you say get a card and move one to the next one
I have a debit card trying to learn about credit cards but it’s kind of confusing
What part is confusing?
i keep getting disapproved and i do not know why
What is best Mastercard for Cash back with no Annual fee?
Food
Top three *holds up 4*
That's cause 2 of them were Chase and were basically the same thing
@@BenB21 true!
I don't know how your Quicksilver is a Visa mine is a MasterCard
That’s my literal starting lineup
Discover? You’ll be waiting almost a month for a debit card
Wait the quicksilver is a visa signature how come mine is a mastercard. Not complaining to much though I love it
They recently switched over to mastercard, i also had the same question as u lil bit ago lol
The quicksilver one is a Mastercard and the Quicksilver is visa. The Visa has no annual fee and the Quicksilver one does.
Is the quick silver card that you’re talking about the secured or the rewards
honestly chad is the hardest thing for me to get into to
What are the best 3 credit cards for cash back?
The very good one is the American Express blue cash preferred!!!
what does bro need 50 credit cards for
credit churning is a pretty low effort tactic to get paid by credit card companies. open a card before you make some planned purchases, get the sign on bonus. boom free $200, free $500, whatever the offer is. rinse and repeat. just don’t play yourself buying a bunch of stuff you don’t need and go into debt
@@billlanagan2320is it legal?
The names are flipped I can't read them
Don’t get credit cards use cash or debit. Stay out of dept
Why would I forfeit a functional 2% discount on every purchase?
@masonharris9166 because it is a fact that you will end up carrying a balance. It will happen and when it does you lose that 2 percent
@@miamiinfinity5625 Nope. According to the federal reserve, 53% of people do not carry a balance. Just set it to auto pay. Ramsey lies.
This is why I gave up on cards, too many sweats
Credit = debt. It's better to have no credit, lots of wealth, and thus no debt. How to build wealth? There's no easy way, but working in tech with 2 to 10 full time jobs for four years straight works wonders. Where to start? Khan academy.
Love it😊
. i have a none credit score ?? like no number at all and im grown ive had credit before but my medical had always brought my score down but it seems theyve been taken off leaving nothing to base a score on since i have no other debt . can someone please help me
@@Aby-zy4ku credit karma’s
What is a beginner card? Or what makes a card a beginner card?
All credit cards have different benefits. Beginner cards are good for people trying to build credit with "less" responsibilities. For example, majority of credit cards have APR% interest. A beginner/student credit card would offer you credit cards with no APR interest for up to a year and a limit of maybe $1500-$2000. So you can learn how a credit card works without so many factors in the way. The more experience you get as a credit card holder, the more limit you can get. Like for me, my first credit card had a limit of $1800, Now 4 years later I have my 3rd credit card with a limit of $15,000. Basically, the more you earn their trust and prove you can manage your credit card, the more they are willing to give you.
@@anthonygarcia3922 thank you for your reply. I know there are levels to most things. I've seen UA-camrs call Chase Freedom Unlimited, Citi Custom Cash, Amex Blue Cash Everyday & SoFi, beginner cards. I disagree. With lower income and credit scores beginners cannot even qualify for those cards.
A beginner card to me would be secured cards and crappy cards like Bilt, Mission and others that are very easy to get approved, have very high apr and charge lots of fees.
I heard discover card was valid
“What’s in your wallet” 🗣️🗣️🗣️🗣️🗣️🔥🔥🔥🔥🔥
Theire charging 39 anual fee on the quicksilver
What about in eu ?
My quicksilver is a MasterCard
Um you said nothing about annual feed at ALL
Can you still get the proffered with no annul fee do they still have that card Available
No,you have to get the preferred and downgrade after 1 yr
Im 20 with a 733 its not hard once u understandable it
man im 19 and I don’t even have credit yet I tried to apply for some they hit me with the fuck no like bruh how imma build credit without credit 😢
Are you in school? If so go get a discover it student card.
Rich people don't chase cc points.
No, but they don't ignore them either. Why pay with a debit when you can get a functional 2% discount on every purchase?
My Quicksilver is a Mastercard not Visa
Thanks
If anyone needs referral link for the discover student credit card so we both get 100 credit when u sign up and use the card in the first three months please reply!
I have no credit score at all, no one wants to give me credit lol, neither those, that aren’t for beginners then. 😢
Discvr doesnt check your actual income… shhhh
Because even if you lie on your application it doesnt matter to them, youll still have to pay on the card anyway
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😂😂😂😂 don’t apply for discover always decline for many people and you get hard inquiry
@chase turn on your comments to all your videos why are you even a bank creator and making videos about the bank just to prohibit those that are clients and in general to comment !?
what do you think about current im a 16 year old teen
Lies on the quick silver, there's a $39 annual fee and a 40% APR trynna get beginners to go straight into max debt
WIH ONE BECAUE I DONT PAY FEE
Agree, neither do I
Quicksilver!
with credit cards u take a kind of a loan from bank. thats why u must pay the bills in time, and if not or u cant u are fked. thats why debit is better
Hmm
You kinda look like sean
got declined by all 😡grrr
S energy’s 😂
😂😂
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