Using Velocity Banking to Payoff Multiple Credit Cards (No Line of Credit)

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  • Опубліковано 16 лис 2024

КОМЕНТАРІ • 15

  • @terrellbennett119
    @terrellbennett119 2 місяці тому +15

    Great Video...But You Kind Of Made It Way More Confusing Then What It Has To Be😂. Basically All You Do Is Have Your Direct Deposit Go Onto Your Credit Card Instead Of Your Checking Account. Then You Pay Your Monthly Bills With That Card. Then You Repeat The Process Until A Card Is Paid Off Then Move To The Next Card.👍🏾

    • @kariomo9085
      @kariomo9085 2 місяці тому +5

      Credit card companies are catching on to this and due to the economy people are maxing out credit cards more than ever, so once the credit card is paid a 'sudden' large amount, the credit card company is decreasing the credit card holders credit limit.

    • @grantjordan7950
      @grantjordan7950 2 місяці тому

      ​@@kariomo9085I'm here because of the credit limit. 😅

  • @cameraunjohnson6390
    @cameraunjohnson6390 3 місяці тому +3

    I have no idea why this video, doesn’t have way more likes 👍🏽

  • @WeAreNotGoingBackEver
    @WeAreNotGoingBackEver 3 місяці тому +7

    This was a great video! Very well explained. My question has to do with paying the cards off. Are you just moving money around from one card to the other?

    • @chucalissa9231
      @chucalissa9231 2 години тому

      I think was happening here is paying something extra every week ,so the interest disappears on its own ,The interest hangs like a eyelash on the face " why not get rid of it ? 😊

  • @alexcameron2880
    @alexcameron2880 28 днів тому

    It's important to note that, whatever credit card you choose to use for velocity banking, you can add the minimum monthly payment for that card as positive cash flow since you'll be parking your income on that card, satisfying the monthly payment.

  • @DrFinancialLiteracy
    @DrFinancialLiteracy 5 місяців тому +4

    Awesome

  • @hlgrmdr9556
    @hlgrmdr9556 2 години тому

    very difficult to understand

  • @alaindeveault3367
    @alaindeveault3367 2 місяці тому +1

    It's great, but you forgot to calculate the 5$ cash advance the bank charge on each account you pay plus the daily interest. Is there another way to avoid these charges?

    • @jaclyndougherty3271
      @jaclyndougherty3271 2 місяці тому +2

      You shouldn't be doing a cash advance

    • @keyring86
      @keyring86 2 місяці тому +1

      Right. Cash advance for what? He's not doing a cash advance

  • @russellhunter8460
    @russellhunter8460 5 місяців тому +5

    Honesty use this method:
    Owed/monthly payment
    That will give you a number
    The one that is closer to 1 is the one you pay first, that one will be your biggest cash bleed and free you up the most.
    1st would be cc 1
    2nd cc2
    3rd cc3 as its the
    Using the formula up above.
    The interest rate is not important using this method.

    • @jaclyndougherty3271
      @jaclyndougherty3271 2 місяці тому

      Yes! Cash flow index.

    • @alexcameron2880
      @alexcameron2880 28 днів тому

      The highest minimum payment is the one I used...it frees up the most cash flow.