😎 MY MONEY SAVING TRICK

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  • Опубліковано 27 сер 2022
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    Disclaimer: We are not SEBI Registered, before taking any positions to contact your financial advisor, we are not responsible for any Profits or Losses, whatever we are providing here is the purely educational and informational point of view

КОМЕНТАРІ • 205

  • @daytradertelugu
    @daytradertelugu  Рік тому +435

    We can segregate our savings for different financial goals by having multiple savings accounts. For example, you can maintain your emergency fund in one account while you can use other accounts to raise money for your different investments, save for your regular expenses, etc. You can also have a separate account to maintain a fund for all your major EMIs like home loans and car loan repayments. Spreading out your savings will ensure money kept for a specific purpose isn’t used to fund another requirement and may help you meet all your targets in a disciplined manner.
    Positives include:
    Easy tracking of different types of transactions
    Reduced dependency on one bank
    Cost-efficient for people with high ATM-usage
    Depending on your requirement, you can opt for different types of savings accounts with unique features. For example, some banks offer a higher rate of interest on their savings accounts which makes them good alternatives to fixed deposits that are relatively illiquid and whose returns are fully taxable
    Placing all funds in one bank can be risky if the amount exceeds Rs 5 lakh. Depositing the funds in different banks will ensure that each of them is separately covered by insurance. Such accounts can be used as a backup in case of a default by the bank where one has the primary account.
    Negatives include:
    Maintaining the average/minimum balance in each account
    In-efficient use of your funds
    Managing and monitoring all accounts
    ATM CHARGES

    • @phanimurikipudi4753
      @phanimurikipudi4753 Рік тому

      Super tip bro

    • @naidu2308
      @naidu2308 Рік тому +5

      Bro, why small finance bank for emergency fund. if Small finance bank gets defaulted then our emergency requirement is not fulfilled.

    • @ramamohanreddyrayapati3391
      @ramamohanreddyrayapati3391 Рік тому

      Love you Bro ❤️

    • @daytradertelugu
      @daytradertelugu  Рік тому +39

      @@naidu2308 5lakh insurance vuntundandi , anthaku minchi mostly emergency fund 80% people veyaru, if vestunna multiple small finance banks lo veyachu

    • @kasinafamily473
      @kasinafamily473 Рік тому +1

      Good explanation Mr Revanth
      I will implement it.
      Thank you

  • @prasadkcvd
    @prasadkcvd Рік тому +3

    Bro miru shorts start chesaka..mana chanel subscribers growth chusthu untey muchata vestundi bro....
    Superb.. please continue this...

  • @maninarayanswamy5143
    @maninarayanswamy5143 Рік тому +6

    Im from karnataka, your every video is useful to me and also I'm subscribed Ur two Channels even in telegram... Thanks brother to getting financial information. 🙏🙏

  • @vinaykangati181
    @vinaykangati181 Рік тому +1

    The way you are explaining ....That's awesome brother...Keep going...All the best

  • @GorrepatiGangaiah
    @GorrepatiGangaiah 4 місяці тому +1

    Hi anna saving and power of compounding chepandi anna

  • @tiang1700
    @tiang1700 Рік тому +1

    Thanks brother for suggestions, I too feel same thing, my husband didn't allow me to open other bank account s , I will share this video to my hubby 👍

  • @samchai6174
    @samchai6174 Рік тому +3

    Meru chepthae balae vinaalanipistundi anna,, baga explain chestharu

  • @kannepallivmahadev3452
    @kannepallivmahadev3452 Рік тому

    Bank & accountancy gurinchi manchi detailed information istunna account anna nidi.. that too mana Telugu basha lo. Big respect☝🏼

  • @sujith123
    @sujith123 Рік тому +2

    I have a doubt there were lot of bank accounts for a middle class person. Many accounts were of empty or not using this video was a best usecase where to and why to open bank account by knowing the financial products.

  • @AnilKumar-uu9ew
    @AnilKumar-uu9ew Рік тому

    Your short videos are very essential for life and useful to every one. Thanks a lot for sharing..👍

  • @rakeshvarma5980
    @rakeshvarma5980 Рік тому +1

    Broo mee dhantlo chala videos unnai kada knchm salaried person kii savings and investment, etc ..... okka curriculum video cheyandi so avvi 1st chusii start chestha future planning...

  • @ashokkumar-iq5qf
    @ashokkumar-iq5qf Рік тому +1

    Miru intha valuable information isthunnaru....chuse vallu automatic ga subscribe cheskuntaru...malli miru enduku ala cheap ga subscribe cheskomani aduguthunnaru...avasaram ledu ....think ...🙂👍

  • @rajashekarreddy4912
    @rajashekarreddy4912 Рік тому +2

    Similar way also suggest margin management for Demat account?

  • @raviram5565
    @raviram5565 Рік тому +1

    Broo mee videos lo chala information untundhi alage phone pay lo investment gurinchi cheppagalara please

  • @NIGHTSIP
    @NIGHTSIP Рік тому +4

    Term insurance policy gurinchi oka video chey bro

  • @travellife3651
    @travellife3651 Рік тому

    @Trader, Meeru chapindi correct ey kani 50% all expenses cover avavu kadandi, even emis ke 30% ayipothundi

  • @venkatswarna961
    @venkatswarna961 Рік тому

    Please make a video on NRI and NRE accounts. Pros and cons.. also brother, A video on loans in india for NRIs for property purchases.

  • @muralidhar9026
    @muralidhar9026 Рік тому +1

    Anna ...malaanti low budget gallaki...plans em leva...30k salary and emi 8k...savings ela cheyaalo?give some tipa bayya

  • @balumahendra6057
    @balumahendra6057 Рік тому +29

    Anna comment lo pette kante series of short videos cheyochu ga better ga untundi

  • @vinayp959
    @vinayp959 Рік тому +1

    100% fund 1st and 2nd bank lone vesthe mari 3rd bank lo money ekada nunchi veyali?

  • @srikanthk5902
    @srikanthk5902 Рік тому +1

    Alane. 3rd bank high intrest unna banks names luda chepandi bro.

  • @kalyanchakravarthi5165
    @kalyanchakravarthi5165 Рік тому +1

    Plz tell me about Minimum balance has increased day by day......non used account

  • @AshokSamana
    @AshokSamana Рік тому +1

    I planned like the same way but never implemented completely but doing the same way partially.

  • @bandarusanthoshkumar2086
    @bandarusanthoshkumar2086 Рік тому +1

    IT filing time emaina problem avuthada sir 3 bank accounts lo money vesthu unte

  • @tulamlalitha4851
    @tulamlalitha4851 Рік тому +2

    Sir middle class vallaki investment plans suggest cheyandi good returns vundevi.

  • @chandramouli9584
    @chandramouli9584 Рік тому +1

    Please share your view on Unity small finance bank.... Saving account interest rate 6% is it better for emergency fund

  • @dreamflybright6670
    @dreamflybright6670 Рік тому +1

    Hi bro I have a doubt now even in any bank when we open an account when we think we don't want it then how can we close the account according to the minus balance bro. create one video bro 🙏🙏🙏🙏🙏

  • @sdt2623
    @sdt2623 Рік тому +3

    International trip 1 lakh -2lakh ki avutunda 🙂

  • @sivamallela963
    @sivamallela963 Рік тому +2

    Chala information vasthundi maku mee nunchi

  • @balachandra7655
    @balachandra7655 Рік тому +1

    Meeru use chestunna Bank accounts enti bro?
    Ee categories ei type bank accounts use cheyavachu?

  • @RohanNihira2022
    @RohanNihira2022 Рік тому +1

    Bro... If u don't mind may I know wr ru from??? U r so humble n obedient... Im learning so much from your videos..... Thank you

  • @Madhu1Entertainment
    @Madhu1Entertainment Рік тому +1

    Best investment gurinchi cheppandi.. no need of high returns but risk free.

  • @MahiCreations_05
    @MahiCreations_05 Рік тому +1

    ECS/NACH charges close or unlink cheyadam Ela sir please cheppandi oka video cheyandi

  • @satishbhanse7454
    @satishbhanse7454 Рік тому +3

    IDFC first bank interest ekva esthadi kani adi safe bank aa bro??

  • @parameshwarmurramshetti3146

    Super information bro
    Always supports your ides

  • @rajeshm9060
    @rajeshm9060 Рік тому +1

    Boss nenu sip chedham annukuntunna but vch mutual fund ne chepthara

  • @gamersrally
    @gamersrally Рік тому

    Bro u have chosen a good logo for ur channel. Bear n bull . ( Ups n downs) in stock market

  • @gururayalla5728
    @gururayalla5728 Рік тому +1

    Sir bulk charges ante enti .....
    Naa AC lo numdi Bank vallu cut chesaru... please... Reply sir

  • @jaihanuman1416
    @jaihanuman1416 Рік тому +1

    Ye bank lo interest ekkuva vastundi cheppandi pls .. thank u

  • @MegaRahul35
    @MegaRahul35 Рік тому +1

    Implementation is somewhat is difficult! If we have multiple bank accounts

  • @Sravan_2k
    @Sravan_2k Рік тому +1

    Nuvvu super mowa from vizag

  • @ArunkumarDoreti-zv8gb
    @ArunkumarDoreti-zv8gb Місяць тому

    Bro Already upi transection akkuva ayindani account frezee chesaru . And adhi malli kavodhu ante....and transaction akkuva cheyali.. kani freeze kavodu .. ala...... Solution chep bro plz

  • @hareeshneelam8676
    @hareeshneelam8676 Рік тому +2

    Boy child ki best investment plans cheppandi bro

  • @dwaraka7
    @dwaraka7 Рік тому +1

    2 banks.. loney 100% chepav …
    We’re and how to add in 3rd account

  • @nenavathanji5841
    @nenavathanji5841 Рік тому

    Ur suggestion useful of every one life brother thankyou 💐

  • @dattakranth3587
    @dattakranth3587 Рік тому +2

    Valuable information Anna 👍🏻

  • @kiran-ms7ov
    @kiran-ms7ov Рік тому +5

    Great info anna 🙏

  • @Raviteja-vz6fs
    @Raviteja-vz6fs Рік тому +1

    Also suggest us, which bank gives good return for savings account sir

  • @veerrajunakka225
    @veerrajunakka225 Рік тому

    Hi Brother, please make a video on trading vs betting

  • @nagajnahom
    @nagajnahom Рік тому

    Bro how open account for investment in digital gold in online

  • @rameshotturu3530
    @rameshotturu3530 Рік тому +1

    This channel really shares good information

  • @sudhakarrotta3626
    @sudhakarrotta3626 Рік тому +1

    Hi bro .if in case we have so many Bank Account what happen?

  • @anilkumarthulasi
    @anilkumarthulasi Рік тому +2

    Super super superb anna.... Thankyou

  • @jayabonela6262
    @jayabonela6262 Рік тому +1

    Annayya A bank loo money FD chesthe manchidhi Akkada safety

  • @sivaKumar12410
    @sivaKumar12410 Рік тому +1

    Expenses multiple by 12 cheyse antha amount ela untundi anna

  • @adityaromanticsongsadityas6709
    @adityaromanticsongsadityas6709 16 днів тому

    Fixed deposit lo nomine lekunda deposit cheyyocha

  • @varshithavelpula8689
    @varshithavelpula8689 11 місяців тому

    Bro nadi hdfc account salary account ithy nen 5mnths mundu job manesanu ipudu minus loki vellindi balanc naku pf money ee bank account ke vasthai aa pf account lo inko bank account pedithee aa pf ammount kothaga pettina dantlo vasthaya

  • @veenvloger
    @veenvloger Рік тому +1

    Tq sir for the good information

  • @fretechh5176
    @fretechh5176 Рік тому +2

    Need lengthy video on this bro

  • @kumarmvl4603
    @kumarmvl4603 Рік тому +1

    Thanks for the info 😊

  • @Moremore9999
    @Moremore9999 Рік тому +2

    Super information brother

  • @tulasirao360
    @tulasirao360 Рік тому +7

    Hi bro, 3rd bank usage ardham kaledhu and 100% amount 1st and 2nd banks lone ayyipothundhi kadha,how add in 3rd account?

    • @krangareddy3602
      @krangareddy3602 Рік тому

      Aaunu kadha anna explain cheyyadi aartham kaledhu

  • @G-Srikanth-2470
    @G-Srikanth-2470 Рік тому +1

    We have to open all 3 savings account haa bro

  • @vancedkosam8660
    @vancedkosam8660 Рік тому +6

    Anna nen ide ma dad tho cheyistunna iroju me video e concept tho chusaka chala happy anipinchindi 😊

    • @vancedkosam8660
      @vancedkosam8660 Рік тому

      Wah thanks for the love reaction Anna it means a lot for me

  • @reddyv498
    @reddyv498 Рік тому +1

    Thanks anna 😌

  • @sankar6593
    @sankar6593 Рік тому

    I am following same from day 1 of career

  • @maheshmettireddy16
    @maheshmettireddy16 Рік тому +2

    3 best bank accounts chep anna for opening...and high returns

  • @Maa-Chittodu-Allarlu
    @Maa-Chittodu-Allarlu Рік тому +1

    Small financial bank account ante which bank

  • @sridhardasari2457
    @sridhardasari2457 Рік тому +9

    Small finance bank account ela open cheyali...andulo interest ekkuva vastundi..miku telsina manchi small finance banks enti

    • @yashwanth1878
      @yashwanth1878 3 місяці тому

      Bro any suggestion
      I'm taken Au bank

  • @VMCreations456
    @VMCreations456 Рік тому

    Anna Naku 5 bank accounts ఉన్నాయి నాకు 1 బ్యాంక్ account chalu మిగతావి ఎలా Deactivate cheyali net banking lo వస్తుందా

  • @balasalavamsi7584
    @balasalavamsi7584 Рік тому +13

    Revanth Anna😍
    ❤ from Tirupati 😇🙋‍♂️

  • @srisrinu2314
    @srisrinu2314 Рік тому +1

    Which bank is best to take a account anna (rate of intrest )

  • @srikantharumulla7775
    @srikantharumulla7775 Рік тому +2

    Super Aana nice 👍👍👍👍👍👍👍

  • @LL.Lessonslearning
    @LL.Lessonslearning Рік тому +1

    Hi sir. Thank you so much sir

  • @manoharr2692
    @manoharr2692 Рік тому

    Government employees how much amount investing stock market there is any limited amount are there is no limit please explain sir I am group d employee

  • @hanme2047
    @hanme2047 Рік тому

    Need a lengthy video on this bro. Please

  • @apparaoallu1238
    @apparaoallu1238 Рік тому

    What is ment by saving account and Zero account please

  • @pjvarma
    @pjvarma Рік тому +2

    ❤️❤️ u more Annya

  • @GorrepatiGangaiah
    @GorrepatiGangaiah 4 місяці тому +1

    Thank you anna

  • @nothing-pu4mk
    @nothing-pu4mk Рік тому +1

    Anna meeru clg nunche start chesara trading

  • @pixelperfect1520
    @pixelperfect1520 Рік тому +1

    Bayya 20% of 50% ye 1 or 2 lakh ante. Salary undali ika

  • @chaitanyachaitu7163
    @chaitanyachaitu7163 Рік тому +1

    Sir thank you for valuable finance information .,your name sir???

  • @mandapativinaykumar1400
    @mandapativinaykumar1400 Рік тому

    Bri naku union bank account open chysi 3 month s avuthunde but eavala ade block ayyende unblock ala chyalai

  • @ShivaKumar-yd8cr
    @ShivaKumar-yd8cr Рік тому +1

    Iam following same really it's useful

  • @aadhyak5468
    @aadhyak5468 Рік тому +1

    Small finance Bank risky ani oka video chesaru kada Anna
    Confused now

  • @sunildadi9959
    @sunildadi9959 Рік тому +1

    Meeru super sir

  • @mahanthesh.h.vkumar6642
    @mahanthesh.h.vkumar6642 Рік тому

    Sir how to manage small shop owner s

  • @nagendran9756
    @nagendran9756 Рік тому +1

    Super broo...

  • @annapurnapatri1192
    @annapurnapatri1192 Рік тому

    Super idea brother👌

  • @shashidharuppada8757
    @shashidharuppada8757 11 місяців тому

    Best monthly edi bro ? SIP or Mutual funds or PPF or post office?

  • @sunilmla3424
    @sunilmla3424 Рік тому +1

    Anna dream 11 lo GL win aithe money isthara??

  • @p.gnaidu8102
    @p.gnaidu8102 Рік тому +1

    Chesesa...sir

  • @ooopshunter2.0
    @ooopshunter2.0 11 місяців тому +2

    Naku 5 bank accounts unnay bro

  • @medaprasanth
    @medaprasanth Рік тому +2

    Nice information

  • @baburaoavuluri4204
    @baburaoavuluri4204 Рік тому +1

    Excellent

  • @knarasimhareddy9054
    @knarasimhareddy9054 Рік тому +1

    Hi brother, I want to invest some money every month from my salary. But I am new to this field so please tell me where should I invest in this. Please guide me.

  • @saitharun8915
    @saitharun8915 Рік тому

    Bank accounts vundali kanni.anni accounts ki upi transactions vundakudadu anna 😅.
    Upi valla theliyakundaney balance zero chesthunnam😂

  • @ksusheelsusheel3825
    @ksusheelsusheel3825 Рік тому

    anna minor bank account
    ke debit card vastunda pls anna oka video chey

  • @virencablenet9546
    @virencablenet9546 Рік тому +1

    Hi Sir can you explain in detail
    I am working in IT getting paid 30000/-
    And I am creating videos and selling on Udemy my course and earning 20000/-
    Monthly
    With that I have taken a house loan of 56 lakhs. Can I pay some amount which I got from Udemy earning is it legal to do that ?

  • @nandakumarreddy.p731
    @nandakumarreddy.p731 Рік тому +7

    Super anna 😃