😎Save Money on Your LOAN

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  • Опубліковано 12 сер 2022
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КОМЕНТАРІ • 311

  • @daytradertelugu
    @daytradertelugu  2 роки тому +106

    I have taken example of 50 lakh Loan, it will be applicable on
    1)any Term loan , 2) For any amount
    Only point to remember is Its applicable only on Floating interest Rate
    www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11646&Mode=0

  • @krishnapraneeth9977
    @krishnapraneeth9977 2 роки тому +14

    Yes bro.., please make a full video on this.... Very Important for Us. It will be very help full

  • @geethatiruveedula9784
    @geethatiruveedula9784 2 роки тому +1

    Channel content chala baagundhi, prathi video ki thumbnail ga aa video content pedthe future lo searching ki chala use avuthundhi

  • @ramanjaneyulub220
    @ramanjaneyulub220 2 роки тому +8

    sir ఒకవేళ personal loan కనుక స్టాండర్డ్ intrest lo తీసుకుంటే మీరు చెప్పిన loan వర్తిస్తుందా

  • @malleshreddy2553
    @malleshreddy2553 2 роки тому +26

    Anna can you please make full video on it, we are are also facing same problem, pls Anna Thanks 👍

  • @lakshmeesharammohanmaddala2818
    @lakshmeesharammohanmaddala2818 2 роки тому +9

    Thank you for the awareness 👏

  • @balasalavamsi7584
    @balasalavamsi7584 2 роки тому +4

    Revanth Anna😍
    ❤ from Tirupati 😇🙋‍♂️

  • @rameshsunlight9684
    @rameshsunlight9684 Рік тому +2

    99% bank's valllu charge chestunnaru.... RBI should take action against it

  • @saitejaduggi
    @saitejaduggi 3 місяці тому +1

    Tq❤

  • @naperusSiva789
    @naperusSiva789 2 роки тому +1

    Thank you so much Anna ❤️ idi maku Chala useful avutundi anna

  • @tamaranichandrashekhar5768
    @tamaranichandrashekhar5768 2 роки тому +5

    Thanks bro for giving valuable info.

  • @VinodT6
    @VinodT6 Рік тому +1

    This is something really important for home loan buyers. Thanks for bringing awareness. 👍🏽

  • @pjvarma
    @pjvarma 2 роки тому +3

    Thank you ❤️❤️ Annya ❤️❤️

  • @sujith123
    @sujith123 2 роки тому +1

    Finding banks which provide loans on fixed deposits, mutual funds or any long term returns was helpfull.

  • @pharmatma
    @pharmatma 2 роки тому +1

    Title accurate ga petandi bro future lo search ki easy untadi.. like "No fore closure charges for home loans ala"

  • @nandanreddy9949
    @nandanreddy9949 2 роки тому +4

    Thanks for info.. If still banks charges. What can we do to avoid charges???

  • @RamA-sc5td
    @RamA-sc5td 2 роки тому +2

    Thankyou for the information Anna

  • @kireetigudivada9989
    @kireetigudivada9989 2 роки тому +2

    Thanks for sharing this information

  • @Sandeesh_Srikantam
    @Sandeesh_Srikantam 2 роки тому +4

    What percent of home loans are taken on floating rate of interest in India ?

  • @kaushikvarma7360
    @kaushikvarma7360 6 місяців тому

    Thanks bro 🙏

  • @nalgondatrader2309
    @nalgondatrader2309 2 роки тому

    Happy Independence Day Revanth. thanks for your videos. god bless you. plz do continue

  • @srinivas2311
    @srinivas2311 Рік тому +1

    సర్ మీ ఛానెల్ చాలా బాగుంది

  • @ranish9133
    @ranish9133 9 місяців тому

    Tq so much

  • @hemanthkumar-kz5gx
    @hemanthkumar-kz5gx 2 роки тому +5

    Thanks a lot bro . Very good information.
    So in that case we can close home lone at any time ?

  • @madhusudhanreddy3086
    @madhusudhanreddy3086 2 роки тому +1

    Tqs bro good information

  • @sriharibavi
    @sriharibavi 2 роки тому +4

    Anna...banks lo autosweep ane option anedhi untadhikada max avariki telsiundqdhu dani benefits and amaina problems unte video cheyagalaru

  • @sandeeppusarla
    @sandeeppusarla 2 роки тому +1

    Thanks for the good info

  • @MohanKumar-bo5qy
    @MohanKumar-bo5qy 2 роки тому

    Thanks. Good information sir. Tell me about person loan pre clouse

  • @bazawadanaturals1603
    @bazawadanaturals1603 11 днів тому

    Sir Mee voice Supar

  • @akhildeepak6157
    @akhildeepak6157 9 місяців тому

    Advantages for both floating and fixed interest rates how they both differ

  • @sivaprakashkmm7946
    @sivaprakashkmm7946 2 роки тому +1

    Good information bro

  • @SaiDeepu2927
    @SaiDeepu2927 2 роки тому +1

    Bro can you please make one video separately regarding this topic?

  • @lovarajurapeti3650
    @lovarajurapeti3650 8 місяців тому

    Sir, forget about the closing charges principle itself we should pay more if we raise our voice they can tell the first few years you paid interest only.

  • @kanakarajukagithala4805
    @kanakarajukagithala4805 5 місяців тому

    Sir could you make video on
    Difference between loan foreclosure and settlement

  • @rajeshkumarthanneeru4444
    @rajeshkumarthanneeru4444 2 роки тому

    SBI ,axis ,Anni banks lo fore closure charges vestunaru .....govn bank private bank teda ledu ....
    Banks Anni chala darunam ga unayi ..mana money bank lo vesukuni mana meda pettanam chestunaru ...
    Banks ane e samstani close cheste sagam daridram potundi ......
    Banks ki alternative ga RBI edana create cheyali ....

  • @SIVAPRASAD-wk4dq
    @SIVAPRASAD-wk4dq 2 роки тому +9

    Floating interest rate antey Nto kuda explain cheyandi anna? Apude ga full idea vasthundhi.

    • @engineersrworld
      @engineersrworld 2 роки тому

      floating intrest ante as per rbi repo rate vallu future lo intrest rate penchadam leda taggistaru, so that ur inntrest not fixed . max andaru ide istaru.

    • @Chandrasekhar-ps3ns
      @Chandrasekhar-ps3ns Рік тому +1

      @@engineersrworld sir Car loans also fall into this category?

  • @sowmithrichakravartula113
    @sowmithrichakravartula113 Рік тому

    Thanks for the info bro. How to check the interest rate on bank loans. Because for me it is showing only interest rate but don't know whether it is floating or fixed ?

  • @sunilkumar-96
    @sunilkumar-96 Рік тому

    Bro Mortgage loan S mundhu gaa clear Ela cheyali Daani vallana Nastama laabama Okka video cheyyi bro Ex banks ;( Five star , Fullerton, Apek, Avom mahindra )

  • @deepu143k
    @deepu143k 2 роки тому +2

    How to complain about this pre closure charges

  • @veerrajusala6369
    @veerrajusala6369 2 роки тому

    Ante 50 lo 10 monthly bases pay chesi taruvatha 40 ni pay chesthe saripodhi anthey gha bro ..

  • @abdulaali2804
    @abdulaali2804 2 роки тому

    Very, valuable information

  • @anilmartha9106
    @anilmartha9106 2 роки тому

    Hi sir, very useful information. where can I compliant if I get charged??

  • @narasimhareddy3500
    @narasimhareddy3500 2 роки тому +1

    Is it applicable for personal loan?

  • @RajashekarTechHub
    @RajashekarTechHub Рік тому

    👉👉Bro credit card EMI ki kuda apply avtunda?? Please answer ICICI bank vallu 3% + 1 month interest adugutunaru to foreclose

  • @badrikaranam4756
    @badrikaranam4756 2 роки тому

    Anna dini phaina full video cheyyu anna chala mandhiki help avuthundii dini gurinchi chala mandhiki telikaa chala money ni pogottukuntunnaru. Pls anna

  • @nandakumarreddy.p731
    @nandakumarreddy.p731 2 роки тому

    Tq Anna for providing such info 😃

  • @mahesshrao1831
    @mahesshrao1831 2 роки тому

    Thank you very much for awareness.
    If we taken fixed interest rate/loan for home loan, is it required to pay the pre- closure charges? Please answer any one

  • @konderuanil
    @konderuanil 2 роки тому

    Is that applicable to only home loans or any loans i.e, personal loans, automobile loans

  • @sekharreddy7256
    @sekharreddy7256 9 місяців тому +1

    Government ki sambanche works em cheyakudadu bro
    Avasaramaitha pvt finance lo appu theesukunna em problem undadu

  • @saikiranvadithiya1911
    @saikiranvadithiya1911 11 місяців тому

    Bro oka video foreclosure charges on business loan gurinchi explain cheyava

  • @kamesh27
    @kamesh27 8 місяців тому

    MODT charges on home loan take over - Please explain, is it compulsory ??

  • @NarasimhaMuraliKrishnaGutti
    @NarasimhaMuraliKrishnaGutti 2 роки тому +1

    Love you brother

  • @roshansanju341
    @roshansanju341 2 роки тому

    Excellent information

  • @SP-mq3kd
    @SP-mq3kd Рік тому +1

    Nachindi bro ❤️

  • @msg9115
    @msg9115 Рік тому

    Hi sir is it applicable only for Home Loan /Term Loan ?
    What about Personal Loan !
    Is this will applicable for personal Loan

  • @shaiknoor8764
    @shaiknoor8764 11 місяців тому

    Yes bro

  • @VINAYKUMAR-uz4ih
    @VINAYKUMAR-uz4ih 2 роки тому

    Good awareness video

  • @chaitupaida
    @chaitupaida Рік тому

    @daytraders brother will this be applicable to personal loan?

  • @guntidevi678
    @guntidevi678 7 місяців тому

    If the bank is taking pre closing charges then whom will take that money Sir

  • @ravi-ft9yg
    @ravi-ft9yg 2 роки тому +3

    Fixed intrest or floating intrest? Which is better can you please do a video??

    • @gurramakhil5618
      @gurramakhil5618 2 роки тому

      floating if interest rates are high. Ex: current conditions.
      fixed if interest rates are low.
      Although, banks wont permit u to get fixed interest if rates are low.

  • @manikantamarri4686
    @manikantamarri4686 2 роки тому

    Is the same applicable for personnel loans as well?

  • @pavankalyan.527
    @pavankalyan.527 Рік тому

    Brother, does this imply an electronic product?

  • @Bejawada2226
    @Bejawada2226 Рік тому

    🚛 అశోక్ లేలాండ్ టాటా ఐచర్ కంపెనీ సంబంధించిన షోరూములు మా ఓనర్ లు గారి దగ్గర్నుంచి మూడు సంవత్సరాల గానే రెండు సంవత్సరాలుగా సంవత్సరం గాని ఏఎంసి కట్టిస్తున్నారు బండి రిపేరింగ్ ఏదైనా చేస్తాము అంటున్నారు తీరా చుస్తే బండి AMC అని తెలియగానే బండి రిపేరింగ్ పనులు చేయడానికి ఇంట్రెస్ట్ చూపించటం లేదు

  • @livelife5387
    @livelife5387 2 роки тому

    Is this only for home loans or will it applicable to any loan ?

  • @kah455
    @kah455 2 роки тому

    Thanku bayya

  • @Nivas267
    @Nivas267 Рік тому

    Sir foreclosure or pre payment charges of personal loan paien okka video cheyandi

  • @doctorvarmasingh9541
    @doctorvarmasingh9541 Рік тому

    Please make a detailed video some banks were saying that we have signed the agreement after showing the RBI statement also

  • @ananthkumar6713
    @ananthkumar6713 2 роки тому

    Usually No public sector bank charges 'pre closure charges'

  • @satishgudla4127
    @satishgudla4127 2 роки тому

    Super bro, thanks

  • @sairanjithvankayalapati6219

    Short term insurances or savings ki phonepay lo vachina vaatini trust chesi invest cheyyocha... Chesthey returns vasthaya

  • @MunnA.999
    @MunnA.999 9 місяців тому

    Sir only home loan or personal alo...

  • @sandeepsanju4876
    @sandeepsanju4876 Рік тому

    Very useful video Anna

  • @kishorekrishna3969
    @kishorekrishna3969 2 роки тому

    Hi Bro,
    Is this applicable for EMI electronic products ?

  • @user-yw7bt9gc7l
    @user-yw7bt9gc7l Місяць тому

    What about flat interest

  • @tharunbattulavlogs
    @tharunbattulavlogs Рік тому

    Is this applicable for all types of loans???💡

  • @bhaskarpasupuleti697
    @bhaskarpasupuleti697 2 роки тому +2

    Bro what abt fixed interest???

  • @seraveniuday8480
    @seraveniuday8480 2 роки тому

    Hi Anna,
    Me videos chaalaa useful ga unnay. tax cut avakunda undalantey m cheyali, pls assist
    Thank you in advance

  • @kevalkumar1689
    @kevalkumar1689 2 роки тому

    Isn't applicable for personal loans too ?

  • @suryareddy9378
    @suryareddy9378 Рік тому

    Sir meru cheppinadhi vehicle loan ki kuda applicable avuthundha?

  • @honnurswamy8012
    @honnurswamy8012 Рік тому

    Bro only Home loan ki mathrame na leka personal lone kudana EDI varthidthun da?

  • @chodipillikiran2368
    @chodipillikiran2368 2 роки тому +1

    Good information anna your good name dear my brother

  • @kokavamsikrishna3933
    @kokavamsikrishna3933 Рік тому

    Hi Bro
    When we take any loan amount. Is it mandatory to pay GST?

  • @Pavi_Seenu
    @Pavi_Seenu 2 роки тому

    Is it applicable to fixed interest rates?

  • @nagellavamsikrishnareddy4995
    @nagellavamsikrishnareddy4995 2 роки тому

    Hi bro
    Bike konali anukuntuna
    Bike loan or personal loan thesukovacha edhi best untundho chepthara less interest rate 24 months ki 2lakh thesukovali

  • @charancherry6263
    @charancherry6263 9 місяців тому

    Floating interest?

  • @sripradhan8386
    @sripradhan8386 2 роки тому

    Is the same condition apply to personal loan?

  • @SIRI-kt4xg
    @SIRI-kt4xg Рік тому

    For personal loan do we have this facility?

  • @naveenkp2010
    @naveenkp2010 2 роки тому

    Hi bro
    We have taken aLoan to buy a property which is registered on Partnership Firm Name..
    This loan was taken from NBFC and on the sanction letter it was mentioned as 2% pre-closure charges. This loan is with floating interest rate. Is it still applicable for us to not to pay pre-closure charges, if we want to pre-close.
    Thank u

  • @chandhuumondreti2170
    @chandhuumondreti2170 Рік тому

    It help to my friend bro Thqqqq

  • @SIRI-kt4xg
    @SIRI-kt4xg Рік тому

    For personal loan also is it applicable?

  • @ramukarri4553
    @ramukarri4553 2 роки тому +1

    I paid pre closure charges 4% on HDFC personal loan last year... I don't know this guidelines.. Thank you🙏🙏🙏

    • @rajeshaitha7672
      @rajeshaitha7672 2 роки тому +1

      It's not applicable on personal loan, bcoz personal loans are come with fixed ROI, not floating ROI

    • @Krishways55
      @Krishways55 Рік тому

      ​@@rajeshaitha7672 🤝😊

  • @Abhishek-qt7nv
    @Abhishek-qt7nv Рік тому

    TQ bro

  • @devinadhkatukuri9540
    @devinadhkatukuri9540 2 роки тому

    Anna ma family loan thiskunam 2lacs 84 months ki mem kattedhi 5lacs avthundhi vallu 2% charge chesthunaru... Loan twaraga clear cheyadam ela .. Principle amount 2400/- unde intrst 4000/- undhi monthly..

  • @donthu04
    @donthu04 Рік тому

    After closer of home loan.. some of the financial institutions are charging documents retrieval charges. Is that legal sir?

  • @devinenianil7310
    @devinenianil7310 Рік тому

    Tq brother 😃

  • @KANTHBABU
    @KANTHBABU 2 роки тому +4

    Personal Loan pre closing charges explain

    • @abhisarika190
      @abhisarika190 11 місяців тому

      Personal loan ki pre close charges vestharu thappakunda

  • @aruaravind8311
    @aruaravind8311 2 роки тому

    Now a days all loans fixed ROI thone estunnaru kada bro... Floating ROI evvadam ledhu kada... Mari appudu pre closure charges bear cheyyalsinde naa...?

  • @tspscaspirant7109
    @tspscaspirant7109 2 місяці тому

    Brother maa home loan floating interest or fixed interest aa ani ela telsukovali

  • @praveenvaddi5205
    @praveenvaddi5205 2 роки тому

    Good information

  • @askchannel1415
    @askchannel1415 5 місяців тому

    What about car loan bro for car loan also pre closure fee avunthundha? Please give reply