Drivers told to install anti-theft devices or face higher car insurance premiums

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  • Опубліковано 27 лип 2023
  • An Ontario driver was “shocked” that his insurance company threatened to increase his premiums unless he installed a certain security device in his vehicle.
    Arwinder Kalsi of Mississauga, Ont., owner of a 2020 Toyota Tundra pick-up truck said he recently got a letter from his insurance company, TD Insurance, that said he must install an anti-theft tracking device by the end of the month or his insurance premiums would go up.
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КОМЕНТАРІ • 116

  • @ep4115
    @ep4115 Рік тому +53

    Motor vehicle manufaturers have a responsibility in this issue. Why don't they make them anti theft to begin with. It's always on the consumer to bear the cost which is not fair!

    • @Coldbird1337
      @Coldbird1337 Рік тому +1

      Becsyse then the argument would be "why do we need insurance". Ride a bike instead, cheap and no insurance

    • @dongoggine
      @dongoggine Рік тому

      Exactly.

    • @terryarmbruster9719
      @terryarmbruster9719 Рік тому +1

      Um duh! If they did sell them which most do now it would be part of price of vehicle. Consumer still pays and since its at dealership likely paying the most. Lol at not fair!

    • @terryarmbruster9719
      @terryarmbruster9719 Рік тому +1

      @@Coldbird1337 lol actually lots of bicycling accidents where rider of bike gets sued.

    • @dongoggine
      @dongoggine Рік тому

      The manufacturers want their cars stolen. When a car gets stolen insurance replaces it so the amount they sell is increased. They tech to decrease thefts but they don't use it.

  • @alexbeis1861
    @alexbeis1861 Рік тому +18

    How about minimum 15 years for vehicle theft?

  • @harold7087
    @harold7087 Рік тому +36

    Anti theft devices should be standard equipment on a vehicle if required.

    • @guywithjeep
      @guywithjeep Рік тому +1

      They are, but the security level is easily bypassed with basic methods. Think of it as a computer system that'll never receive updates for security exploits.

  • @anthonywalker6168
    @anthonywalker6168 Рік тому +26

    Insurance -- The unwanted necessity

    • @Ont785
      @Ont785 Рік тому

      True, except Canadians are inviting them to monitor themselves.

    • @anonymousmember12345
      @anonymousmember12345 Рік тому

      LOL. Unwanted until something happens to you and you wish you had insurance or glad you have it…..

  • @2001coolchemist
    @2001coolchemist Рік тому +10

    For my new Acura RDX I got asked to install an anti-theft device or find another insurer all-together. Gotta say at the time I was upset until my car got actually stolen and the Tag was how they found it 2 hours later.

    • @stealth9118
      @stealth9118 Рік тому

      Did you get your car back l looking at buying an mdx and was concerned

    • @theepanca
      @theepanca 11 місяців тому

      I had tag .
      My car got installed and found in hours with the tag tracking

    • @king_C_Small
      @king_C_Small 10 місяців тому

      How much did the anti theft device cost?

    • @Bellalouise02
      @Bellalouise02 4 місяці тому

      @@king_C_Small400 plus tax at any speedy glass location. It’s the one time installation fee. Every insurance company is dealing with it differently. Some want you to pay the full installation amount, others will help pay for it and some of them will pay for the full amount

  • @undead.rising
    @undead.rising Рік тому +4

    They should be forcing the manufacturers to include these features by default, not the owners to install such things as addons.

  • @anthonybelyea1964
    @anthonybelyea1964 Рік тому +4

    Tracker should only be turned on when the vehicle is actually stolen. if the trackers on all the time I have a problem with that.

    • @Bellalouise02
      @Bellalouise02 4 місяці тому +1

      The tracking is only activated after you’ve reported it stolen. TAG requires a police report number and your tracking number to track and locate your car. The insurance companies do not have access to any of that information it’s directly linked to TAG.

  • @bjsimon802
    @bjsimon802 Рік тому +6

    Never go to TD insurance, they are the worst. They are so worried about their money, no customer satification.

    • @CrooKdLetterJ
      @CrooKdLetterJ Рік тому

      So glad they said they wouldn't do monthly payments for me when I was shopping around litterally the only place that wouldn't do monthly payments either but they did have the cheapest insurance now I know why

  • @carmenfalkiner2669
    @carmenfalkiner2669 Рік тому +3

    What a load of crap! Unbelievable! Blackmail for sure!

  • @robqwertyuipp8750
    @robqwertyuipp8750 Рік тому +3

    The manufacturers are responsible for selling a substandard vechicle !!!

  • @demetriuskoitsopoulos8672
    @demetriuskoitsopoulos8672 Рік тому +6

    These always been anti theft devices on every modern vehicle but if a professional car thief wants your vehicle I’m very sure they will find a way. Doesn’t matter how many anti theft devices you have they will find a way to bypass all that and p.s insurance companies are still making money even after a loss, they should be there when we need them after all these years of paying insurance

    • @theepanca
      @theepanca 11 місяців тому

      Nope, you're wrong.
      My car got stolen this Friday and recovered within 24 hrs because that same TD tracking

  • @oliverfurtado7657
    @oliverfurtado7657 Рік тому +3

    Why are these devices not a standard on new vehicles

  • @canadiangirl1204
    @canadiangirl1204 Рік тому +4

    Dont do it!!!!

  • @tuffteddy1446
    @tuffteddy1446 Рік тому +8

    No one is stealing my 15 year old Corolla.

    • @iv.st.3971
      @iv.st.3971 Рік тому +5

      Bring it in Brampton Ontario and you will see,

    • @Likiudie
      @Likiudie Рік тому +1

      they don't steal cars just to resell overseas. Some vehicles are stolen to conduct criminal activity

  • @ML-dl1cp
    @ML-dl1cp Рік тому +2

    Yeah, blame/penalize the victims!

  • @Guru4PCs
    @Guru4PCs Рік тому +9

    Another way to track our behaviours. What else does it track? Speed, driving behavior, locations frequented so they going to start charging add-on premiums if you go to unsafe areas?

    • @carmenfalkiner2669
      @carmenfalkiner2669 Рік тому

      I totally agree! They say it's for tracking when your vehicle gets stolen? I don't think so, I think you're right I think it is tracking the driver not so much the vehicle.

    • @hollaz2
      @hollaz2 5 місяців тому

      Valid point, but its a necessary evil at this point, auto-theft is out of control

    • @Bellalouise02
      @Bellalouise02 4 місяці тому

      It’s not possible for them to do that with these because nothing is hardwired. Also if your car has a computer chip or if you drive with your phone they already have all that information anyways.

  • @noroar3258
    @noroar3258 Місяць тому

    was paying around 85 a month since 2020 on my 2020 CRV . It went up to 129 a month through CAA but it would have been even higher (177 a month) if I did not show evidence of a steering wheel lock device (I bought the club). My insurance rep said CAA is apparently no longer insuring Honda CRV's moving forward so when my policy renews next year I'll have to shop elesewhere

  • @kishore.n2371
    @kishore.n2371 Рік тому +2

    Punish the criminals with heavy penalties in million dollars, no one will think to touch others vehicle

  • @jessegamingtv2146
    @jessegamingtv2146 Рік тому +5

    Considering how stupidly expensive cars are nowadays, even used, not to mention the absurd amount of fees packed on by dealerships. These devices should be mandatory before I even purchase the vehicle

  • @jameswilson9083
    @jameswilson9083 27 днів тому

    Even when using a tracking device the police don't try to retrieve the vehicle after it is stolen.
    So please explain how this extra cost to the consumer makes a difference?
    I had a tracking system and my stolen Lexus was never recovered.

  • @Cauliflower_ears_750
    @Cauliflower_ears_750 6 місяців тому +1

    Buy a car with a manual transmission. You can leave the thing running with the door wide open in the worst neighbourhood and it will be safe!

    • @paulmetcalfe3721
      @paulmetcalfe3721 3 місяці тому

      Yup. My lady has a manual mini countryman. Minis are listed top 10 least stolen AND it’s stick. Me? Not so lucky: automatic 2020 F150. Canada is going to hell and our govt is increasingly tyrannical.

  • @user-fj9ki4by3i
    @user-fj9ki4by3i Рік тому +4

    I have a 2020 CRV, I have a tire lock on it, use it every time I go out, I am suspicious I think every stranger out on the streets are criminal.

    • @Bradfitz15
      @Bradfitz15 Рік тому

      You have mental issues bro

    • @MrMannyhw
      @MrMannyhw Рік тому

      Welcome to diversity!

    • @user-fj9ki4by3i
      @user-fj9ki4by3i Рік тому

      @@MrMannyhw Are you mad there are immigrants in Canada.

    • @anthonybelyea1964
      @anthonybelyea1964 Рік тому

      Well I'd hate to be that paranoid

    • @user-fj9ki4by3i
      @user-fj9ki4by3i Рік тому

      @@anthonybelyea1964 Well being paranoid will not make you a vulnerable victim like yourself.

  • @user-fj9ki4by3i
    @user-fj9ki4by3i Рік тому +17

    The bill should go to the federal government because they are allowing this to happen.

    • @on2thenextthing
      @on2thenextthing Рік тому +4

      Exactly. This is due to liberal government policy as it pertains to bail and immigration.

    • @62Cristoforo
      @62Cristoforo Рік тому +4

      How exactly is theft and bad driving habits the government’s problem?

    • @user-fj9ki4by3i
      @user-fj9ki4by3i Рік тому +1

      @@62Cristoforo Insurance is up because of inflation and that's the government's problem, it has nothing to do with driving habits that's a job for the police.

    • @guywithjeep
      @guywithjeep Рік тому

      ​@@user-fj9ki4by3ipoor vehicle systems leaving lacking security is the problem. All these keyless ignition systems for "convince" are what are causing these vehicles to be stolen effortlessly. But yeah of course, it's political 🙄

  • @evelyngott2056
    @evelyngott2056 Рік тому +15

    That is called extortion.

    • @IAmMisterD
      @IAmMisterD Рік тому

      That's the Canadian way!

    • @MrMannyhw
      @MrMannyhw Рік тому +1

      Not it’s not. You can use another insurance company.

    • @carmenfalkiner2669
      @carmenfalkiner2669 Рік тому

      You're absolutely right! And then the other business right they would call it extortion wouldn't it!

    • @anthonybelyea1964
      @anthonybelyea1964 Рік тому

      ​@@MrMannyhwwait till they all do it though then what because insurance is mandatory he don't have it you can't drive unless you want to break the law and don't drive with insurance or if you can put a million dollars liability into a bank account you can do that also

  • @paulogomes4885
    @paulogomes4885 Рік тому +1

    So now I'm being tracked by my insurance company on where I go, how fast I'm driving, how many km I drive yearly?

    • @shadow-wulf
      @shadow-wulf Місяць тому

      no, its only 'supposed' to be turned on after police report number given

  • @jackjanpour8532
    @jackjanpour8532 Рік тому +1

    Are you enjoying insurance going up?

  • @adamwonder9607
    @adamwonder9607 Рік тому +1

    i have them on all my machines atv ,motorcycle and truck all have gps tracking

  • @troyzieman7177
    @troyzieman7177 Рік тому +1

    I live in Brampton where there is a tremendous amount of insurance fraud vehicle theft, and inexperienced drivers .
    Some of the highest auto insurance rates in the country.
    Every time my rates go up . I curse the insurance company , fact is though I dont really blame them . If they wanted me to track my vehicle I would .

    • @Madzguy007
      @Madzguy007 5 місяців тому

      keep voting liberal..

  • @wally5077
    @wally5077 Рік тому +3

    Already forced to pay into the insurance racket, and now forced to pay for your own tracking

  • @anthonybelyea1964
    @anthonybelyea1964 Рік тому +1

    Motor vehicle manufacturers should have that already pre-installed consumers should not have to pay for that after the fact that's silly what's next we got to buy our own seat belts and airbags

  • @myparadiseing
    @myparadiseing 4 місяці тому

    This is directly related to organised crime syndicates. It speaks to the laxidazy approach our police forces deal with such crime in Canada.

  • @randomontario4414
    @randomontario4414 5 місяців тому

    I just got this letter!! 😠😡🤬🤬🤬🤬🤬

  • @ronenyo30
    @ronenyo30 Рік тому

    I got the IGLA anti theft in my car. Unlike the tracking device,the anti theft I got my car wont move from my house. Saving myself the headache of deductible and lost of time

    • @hollaz2
      @hollaz2 5 місяців тому

      What about the vandalism that occurs when thieves TRY to break in and take the car

  • @AG-re5vw
    @AG-re5vw Рік тому

    Privacy will be only for the wealthy in the future. This guy should pay the increased rates and not submit to the insurance company. We have to let banks and insurance companies know we won't submit to tracking our every move. This article isn't telling you that your vehicle comes back in a worse state then before it was stolen, and with your stuff gone. So the tag protection is all after the fact. Try using a steering wheel lock.

  • @samanthab6223
    @samanthab6223 Рік тому

    So are the rates lowered when you pay for an anti theft system?

    • @baxakk7374
      @baxakk7374 Рік тому +1

      Yes, otherwise, your premium will be much higher.

    • @thatguysomewhere143
      @thatguysomewhere143 Рік тому

      @@baxakk7374 Um no, they just won't raise your premiums. They say nothing about lowering them if you get the anti-theft put in

    • @grabasandwich
      @grabasandwich Рік тому

      0:49

    • @birdlaw1019
      @birdlaw1019 11 місяців тому

      Not lowered, they just don't jump by 400-500 per renewal.

  • @timparsons3905
    @timparsons3905 2 місяці тому

    Td doest pay the $400

  • @Touphnya
    @Touphnya 10 місяців тому

    I think the thieves are working at the insurance companies...

  • @trevordux9373
    @trevordux9373 Рік тому +5

    1M loss? How much was the profit? News is a joke.

  • @Doug-zl8nb
    @Doug-zl8nb Рік тому

    They work from home now, so they need more....new bajamas

  • @rickboer7715
    @rickboer7715 Рік тому

    it's common sense

  • @bernieo.5645
    @bernieo.5645 Рік тому

    Gateway to further tracking15 min.cities anyone😅

  • @user-du5cc8ri2l
    @user-du5cc8ri2l Рік тому

    TD cooperation getting rich.whole consumers become poorer😮

  • @WalterWhite-sm2dr
    @WalterWhite-sm2dr Рік тому

    The raccoons here in South Africa use anti blocking devices so vehicles can’t be tracked..stripped and sold as parts or taken over the border…

  • @murffromcanadamurf6414
    @murffromcanadamurf6414 Рік тому +2

    Be thank ful you have transportation...

  • @bjhutchings9
    @bjhutchings9 Рік тому

    I pay $100/month 🤣🤣🤣 nothing bruj

  • @BDee3126
    @BDee3126 Рік тому +3

    Stop complaining. Please be tolerant and open minded!

    • @kriss1750
      @kriss1750 Рік тому +1

      🤣

    • @Doug-zl8nb
      @Doug-zl8nb Рік тому

      Yes enjoy more crime....thank u government

  • @throbbingg4776
    @throbbingg4776 Рік тому

    😂

  • @rubylady7126
    @rubylady7126 Рік тому +4

    Maybe stop buying pickup trucks when you don't live on a farm or work in an industry that requires towing 😂😂😂 problem solved!

    • @alexbeis1861
      @alexbeis1861 Рік тому +1

      How do you know he doesn't do construction?

    • @leosheppard8517
      @leosheppard8517 Рік тому

      @@alexbeis1861the ute tray is still clean and not scratched

  • @NC4Walker
    @NC4Walker Рік тому

    And in the end the customer still gets the shaft. lol. They must be liberals.

  • @beckhamaustin316
    @beckhamaustin316 Рік тому +12

    Welcome to liberal policies.

    • @on2thenextthing
      @on2thenextthing Рік тому

      Those poor criminals. They can't possibly stay behind bars, they just immigrated. They turn to crime because they can't find a job since there's so much racism in Canada. We should let them out immediately even if their rap sheet is a mile long and they have a criminal history in their home country. 😂 That's liberal Canada for you. It's a circus run by clowns.

    • @62Cristoforo
      @62Cristoforo Рік тому +4

      I’m pretty sure these are insurance policies

    • @kevins9688
      @kevins9688 Рік тому

      Do you know how easy it is to steal newer cars. It only takes 30 secs to steal cars with Can bus exploit. Don't even need a key relay. Police just can't keep up with these thefts.

    • @beckhamaustin316
      @beckhamaustin316 Рік тому

      @@62Cristoforo yes but the crime is because of liberal policies. If you don’t stop crime, consumers are the real losers. Today it is insurance and next would be property taxes. Business will close and move out of the city because of crimes. Look at SF and LA.

    • @guywithjeep
      @guywithjeep Рік тому

      Yes of course, liberal government have designed the automotive industry to build all these keyless ignition systems, that allow vehicles to be stolen effortlessly just to jack up private insurance costs.