I would not advise using UOB Lady's for the transport category as the 4mpd is given based on $5 spending blocks and public transportations dont charge enough per trip to receive these miles. However, if used for private hires like Grab, Tada, Gojek etc, this category can still work.
U need to read up again on how SimplyGo txns are aggregated for MC, then u will know how the $5 blocks affect the earning rate. It defo isnt like how u say, that the $5 blocks take effect on each transport charge singularly causing 0 miles earned per
@hallointhere5797 you're right, i just did a bit of digging and it seems like transport category is calculated based on the quarterly bonus instead of monthly bonus. Really good to know and factor this into the equation since transport is a huge part of my expenditure aside from dining. Thanks!
Thanks for the analysis! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
Cards come cards go. Every single card bleeds any banks. Banks just cover one hole by digging another hole. Just cancel when the perks are gone. Simple as that.
Thanks for the vid. I'm going to use SC smart card till Mar 2025 as i think 4% is still quite good. Afterwards, I'm looking at Maybank Plat card as I want a cashback card with relatively low min spend. Any thoughts on Maybank Plat ?
Ever since their X card, I totally lost confidence in them. It seems like their team is run by a bunch of interns, to be frank. These moves by them came at absolutely no surprise. Thanks for this video btw.
Here's the T&Cs for your reference - banking-aka-storage.maribank.com.sg/maribank/sg/website-content/Terms_and_Conditions_Governing_Cashback_For_Mari_Credit_Card_270524.pdf
Thanks. I was using SC Smart Card for a long time. This video came timely!
Can consider DCS Flex card too
I would not advise using UOB Lady's for the transport category as the 4mpd is given based on $5 spending blocks and public transportations dont charge enough per trip to receive these miles.
However, if used for private hires like Grab, Tada, Gojek etc, this category can still work.
U need to read up again on how SimplyGo txns are aggregated for MC, then u will know how the $5 blocks affect the earning rate. It defo isnt like how u say, that the $5 blocks take effect on each transport charge singularly causing 0 miles earned per
@hallointhere5797 you're right, i just did a bit of digging and it seems like transport category is calculated based on the quarterly bonus instead of monthly bonus. Really good to know and factor this into the equation since transport is a huge part of my expenditure aside from dining. Thanks!
Can consider using DCS ultimate platinum master card with 2% cashback and no minimum spend.
Thanks for the analysis! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
Thanks so much for the timely video...may I check - how do i redeem the points for this card ?
It’s in the video…
Cards come cards go. Every single card bleeds any banks. Banks just cover one hole by digging another hole. Just cancel when the perks are gone. Simple as that.
0.5% on other include hosptial insurance and education?
Thanks for the vid. I'm going to use SC smart card till Mar 2025 as i think 4% is still quite good. Afterwards, I'm looking at Maybank Plat card as I want a cashback card with relatively low min spend. Any thoughts on Maybank Plat ?
I’ll look into it!
so for the credit card balance transfer is it = to cancelling the card? or do i have to call in to cancel?
nope can go under card manage and cancel
i have roughly 20k points on the SC smart. can i opt for the credit card refund?
Redeem the points for cash then refund.
@is this done on the app or the rewards website
I did it in app for the refund. Watch the video it’s documented there.
Does trust credit card have min spending?
ua-cam.com/video/-nhBTOJNr5k/v-deo.html
Thanks!
Ever since their X card, I totally lost confidence in them. It seems like their team is run by a bunch of interns, to be frank. These moves by them came at absolutely no surprise.
Thanks for this video btw.
when they have clowns as various head of departments, you know they won't go far.
Are you feeling better?
Will you continue using YouTrip?
Yup better! Thank you for asking. :) i’m using Trust Cashback now! I have leftover in Wise for Ringgit + revolut for Korean won though
does the cashback works for maribank with simplygo?
Here's the T&Cs for your reference - banking-aka-storage.maribank.com.sg/maribank/sg/website-content/Terms_and_Conditions_Governing_Cashback_For_Mari_Credit_Card_270524.pdf