C Corporations vs S Corporations Explained

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  • Опубліковано 7 лют 2025
  • What is the difference between a C Corp and S Corp? How are C Corps taxed? How are S Corps taxed?
    A C Corp is a separate taxpayer, with income and expenses taxed to the corporation and not owners. You can elect S corporation status by filing a form with the IRS and with your state as it is more attractive for small-business owners. Once applicable, the profits, losses and other tax items pass through the corporation to you and are reported on your personal tax return This is considered a flow-through entity.
    Both S and C Corps;
    Offer limited liability protection
    Require articles of incorporation
    Can offer a way to sell equity
    S Corps are different;
    They have a 75 shareholder limit (for businesses started before 2004) and a 100 shareholder limit for those started after 2004
    No corporate taxed is paid which can save owners a lot of money
    If you have any other questions, please comment below. If you enjoyed the video and found it helpful, please like and subscribe to FinanceKid for more videos soon!
    For those who may be interested in finance and investing, I suggest you check out my Seeking Alpha profile where I write about the market and different investment opportunities. I conduct a full analysis on companies and countries while also commenting on relevant news stories.
    seekingalpha.co...

КОМЕНТАРІ • 115

  • @9422126
    @9422126 4 роки тому +36

    I'm in love with how you came in, introduction was quick and simple and the lesson started in less than 10 seconds, keep at it

    • @Avilacrazy
      @Avilacrazy 4 роки тому +1

      Same. I had to rewind, I was prepared for no fluff-nonsense intro.

    • @9422126
      @9422126 4 роки тому

      @@Avilacrazy facts I'm still impressed

    • @reggieknight2947
      @reggieknight2947 3 роки тому +1

      Nah frfr we just here for the information

    • @9422126
      @9422126 3 роки тому

      @@reggieknight2947 all day bro, how it should be

    • @RainRay1
      @RainRay1 3 роки тому +1

      Exactly!!

  • @financekid3163
    @financekid3163  7 років тому +64

    Quick clarification, for S Corps, the 75 shareholder limit exists for businesses that were incorporated before 2004. Any business started after that year has a 100 shareholder limit under S Corp status. Thanks for watching!

    • @tshwanelotsoai326
      @tshwanelotsoai326 7 років тому

      Hi FinanceKid. Can you please make a video on how to create contracts when starting partnerships in a company. i want to understand the types of contracts that are available that can prevent anyone from doing an internal takeover as i am a young entrepreneur and looking for investment in my firm

    • @gvaspirated
      @gvaspirated 7 років тому +1

      Can you convert a company from an S corp to a C corp?

    • @financekid3163
      @financekid3163  7 років тому +3

      Yes you can. Traditionally, however, owners convert from C to S. But there is no limit, its just a type of qualification awarded by the IRS.

    • @ChandanSingh-zg7jb
      @ChandanSingh-zg7jb 5 років тому

      Thanks

    • @KingJT80
      @KingJT80 5 років тому

      sounds like my wife who is a LMP and sole proprietor now, should be an S corp. shes not looking for share holders lol this is great info. thanks!!

  • @DrSomil
    @DrSomil 3 роки тому +1

    As a fully grown adult, this explanation was better than anything else I've ever seen. Thank you for this. UA-cam is a better school than anything out there

  • @sharar.5051
    @sharar.5051 5 років тому +6

    This is a great way to study. I have a feeling that you are taking these classes and this is how you review.

  • @LucasMcCain97
    @LucasMcCain97 3 роки тому +1

    You made the explanation so much easier than the books

  • @josephrapoza6453
    @josephrapoza6453 4 роки тому +2

    Great Job. Thank you for clearing it all up in 9 short minutes. Now I have to compare LLC's. Thank you again.

  • @wonderfulcreationsla3062
    @wonderfulcreationsla3062 2 роки тому

    Straight to the point and very strong points. Overall its helping me understand what option is best for me.

  • @nextgenwellness
    @nextgenwellness 3 роки тому

    Solid video, thanks for taking the time to makes this!

  • @soscocaina556
    @soscocaina556 6 років тому +13

    This is a nice explanation but if you use the actual tax brackets you will see corporate tax is significantly less than the normal income tax for people with high incomes. Which means even though the money is taxed twice you can still end up paying less in taxes with c corps

    • @charlessmallwood
      @charlessmallwood 6 років тому +1

      There are no tax brackets anymore for corps I thought

    • @iamOAKland
      @iamOAKland 6 років тому +1

      People be hating on C corps

  • @cjswanberg6208
    @cjswanberg6208 2 роки тому

    This was really quick and simple with little complication in answering my question: What is the difference? Thank you for this video!

  • @pavelk.3625
    @pavelk.3625 2 роки тому

    Great, quick, to-the-point explanation. Thanks 👍

  • @terrydrones1
    @terrydrones1 7 років тому +4

    I have been doing business taxes for years and that was a great way to make it very simple.

  • @lucastejero6547
    @lucastejero6547 5 років тому +3

    Thank you for this video,this clarify a lot,very well explanation

  • @tylerstamper3717
    @tylerstamper3717 3 роки тому

    Have a test in an hour, thank you for this!

  • @kentanderson8575
    @kentanderson8575 2 роки тому

    Very clear explanation. Thank you for making that video.

  • @rsbff4521
    @rsbff4521 2 роки тому

    Helpful video, thanks!

  • @shumbane
    @shumbane 2 роки тому

    Is there a limit to the number of employees you can have under an S-Corp?
    Awesome video by the way. This is the best explanation I have found online that clearly highlighted the differences between the two!

  • @kbutler1225
    @kbutler1225 2 роки тому

    Most people who own C-corps are employees of the business and have W2 income from that business. I'm the president of my C-Corp, I have never taken a Dividend so double taxation isn't an issue. I pay myself a salary, and my board of directors (myself) issues me a bonus (most of the profit, which then becomes an operating expense) if we are having a great year. It would be really nice to see a youtube video that demonstrates this vs a s-corp election.

  • @josuecenturiondomaniczky9297
    @josuecenturiondomaniczky9297 4 роки тому

    Excellent quality video!! Keep it up!

  • @ginasandoval1174
    @ginasandoval1174 2 роки тому

    Very informative, thank you 🙏

  • @Each1Teach1BuildMany
    @Each1Teach1BuildMany 6 років тому +1

    Very helpful! Needed this info to take this teacher's exam.

  • @justtryanother7290
    @justtryanother7290 3 роки тому

    It makes sense to me, the S corp flow through is perfect for a small business with a limited amount of owners to avoid unnecessary taxes, where as the C corp is for much larger scale companies with 100,000’s of people so you might be taxed more but make 50,000,000 out of billions of dollars that you otherwise wouldn’t have had the chance to do because of the limited number of shares making it impossible to scale vs the S corp being seemly just for a few private owners to take advantage of tax cuts.

  • @jbaquedano
    @jbaquedano 4 роки тому +1

    I love your explanation. However, I have couple questions. 1) Can you take money anytime out of the C and S corporation? 2)Can you distribute the total of profit on C corporation? Can I assign salary on both C and S corporation? if you say yes, do I have to pay taxes on the Salary and the dividends on C Corporation?

  • @danielszymanski4742
    @danielszymanski4742 3 роки тому

    What a fucking AMAZING VIDEO!!!!!! THANK YOU, BROTHER! YOU ARE THE BEST!

  • @ketoleuclaver5583
    @ketoleuclaver5583 2 роки тому

    Knowledge is good. I want to do this someday. Becoming an expert.

  • @KrishnaPrasadreachkp
    @KrishnaPrasadreachkp 7 років тому

    Good explanation and give quick clarity on S and C corps... good one.

  • @simons3820
    @simons3820 4 роки тому +1

    What if you are a C corp and 100% owner and employee and you pay yourself a salary W2 and no dividends being distributed, would that be better than an s corp for tax savings?

  • @dinocollins720
    @dinocollins720 3 роки тому +1

    thanks

  • @barbararichey2778
    @barbararichey2778 4 роки тому

    Great Information!

  • @tinariley5389
    @tinariley5389 3 роки тому +1

    Awesome video! Thanks for creating it.
    A question for you ... if the deductions / contributions to IRAs for both S and C enable net income =0, is S Corp still preferable? If so, why?

  • @toadzapper
    @toadzapper 3 роки тому

    The s-Corp doesn’t account for self employment tax. How will that change the tax scenario?

  • @sirj820
    @sirj820 6 років тому +2

    1. GREAT VID!
    2. Quick question- In your C-CORP example, where does the $50,000 in earnings come from? I understand the net income being 70k, and dividends 50k, leaving a retained amount of $20k, but I get lost when entering the Personal Tax Form section.

    • @robertthomasdaniel
      @robertthomasdaniel 6 років тому

      Sir J the dividend of $50k is also the personal earnings figure. The Retained Earnings are what’s stays in the business. And the $50k is what you would pay yourself (as the owner) in dividends. Thus making it your personal earnings.

  • @harikrishnanchandramohan4209
    @harikrishnanchandramohan4209 2 роки тому +1

    @Financekid. If s-corp go to private placement which permit 200 investors, but s-corp only has 100, can the remaining 100 be given as debuntures?

  • @clivemorgan7632
    @clivemorgan7632 4 роки тому

    Very educational!!!

  • @bamideletijani8683
    @bamideletijani8683 3 роки тому

    Detailed explanation

  • @motivationmachine5546
    @motivationmachine5546 8 місяців тому

    Do you form a holding company before you can assemble an acquisition deal team, vis versa?

  • @Hebrewrichard
    @Hebrewrichard 7 років тому

    Great job brother 💪🏾

  • @sergiocervantes9886
    @sergiocervantes9886 2 роки тому

    Great for the info so now that here in California are making truck drivers to get our own identity we got two options ether to get a C Corp or a S corp for mi self I do not plan to expand my self I’m going to stay just with my own truck what do you recommend to do

  • @Cody-qq6du
    @Cody-qq6du 3 роки тому

    My Kaplan LEM says that there is a limit to 100 shareholders per the S corporation, this video states 75? Which one is correct.
    Edit: Never mind saw the explanation below, the 75 exists for businesses incorporated before 2004. Thank you!

  • @drastichaudhari
    @drastichaudhari 7 років тому

    Awesome Video! Tysm mate!

  • @rb7454
    @rb7454 5 років тому +1

    What sort of things can you write off for an s-Corp?

  • @Pajtim2023
    @Pajtim2023 4 роки тому

    Taxes are now undef 20 percent for corporations

  • @kerokeropi17
    @kerokeropi17 2 роки тому

    Just a question. Is S-Corp being taxed this way in California?

  • @Teenoushh
    @Teenoushh 3 роки тому +1

    If I have a S corp, can I pay myself in dividends ?

  • @PandaSenpai48
    @PandaSenpai48 2 роки тому

    How do you funnel the earnings from an s corp ack into your business legally?

  • @sumofproductions
    @sumofproductions 6 років тому

    What would be the real cash benefit if the C-Corp in your example didn't retain any of its earnings, and instead, the shareholder had $70,000 of earnings? I would like to see a comparison of the two samples featuring equal earnings. Thank you; great video.

  • @ninaromero4998
    @ninaromero4998 3 роки тому

    How do you factor in the W2 wages that are required as an S Corp that incurs 15% tax Vs what are is required for a C Corp payment to its owners?

  • @pushpendrapurohit3208
    @pushpendrapurohit3208 3 роки тому

    Please tell shareholding return for C corporation

  • @Michael_78
    @Michael_78 2 роки тому

    I'm a contractor and my tax guy recommended I go c corp with an s corp election. What does that even mean?

  • @TheRealBullseye
    @TheRealBullseye 6 років тому +1

    Under C Corp can you pay yourself as an employee what the corporation makes so at the end of the year it reports low income due to high payroll wages. Hence getting rid of the double taxation?

    • @bobojr456
      @bobojr456 5 років тому +1

      IRS can determine what's known as "Excessive Compensation". So if you can't justify paying yourself 1 million a year when the industry average is 100,000 a year then you would have to pay taxes accordingly.

  • @stevenngov1452
    @stevenngov1452 2 роки тому

    very good

  • @redeemedbob
    @redeemedbob 5 років тому +1

    Nice video thank you. I have a question - If a business does $14m with $3m profit and you do not want to distribute more than $1m in dividends because you want to grow and buy other companies, which entity is better? 4 shareholders total.

    • @TheWebAdict
      @TheWebAdict 5 років тому

      C-Corp!

    • @Pajtim2023
      @Pajtim2023 4 роки тому +1

      @@TheWebAdict what about the c corp owned by one person
      1 owner 1 shareholder
      Do u pay less taxes
      And is this better than s corp for 1 owner
      Ex he makes 10 milion and profit is 5 milion
      How much taxes he will pay with c corp

  • @misterrbobo2039
    @misterrbobo2039 4 роки тому

    @FinanceKid I found this video very helpful despite it being uploaded in 2017. I do have a couple of questions though if you are able to answer;
    Can you explain public v.s. private corporations? And can both c-corps and s-corps be a private corporation?

  • @nikiniang1991
    @nikiniang1991 4 роки тому

    good video thank yo so much

  • @JDavidSilver
    @JDavidSilver 5 років тому +1

    Thank you for your explanation. Are S Corp able to deduct expenses the same as C corp?

    • @alexporter1564
      @alexporter1564 4 роки тому +1

      No. Things like donations are not exempt for S Corp and they are for C.

  • @MrMundo3d
    @MrMundo3d 5 років тому +1

    you forgot the triple taxation, which is capital gain taxes,

    • @10gstreet
      @10gstreet 3 роки тому

      Quadruple because you still pay sales tax, quintuple because you still pay for state and local tax, sextuplet because your airs will have to pay once you die, etc, etc

  • @joebenham27
    @joebenham27 4 роки тому

    from what i understand, as of 2018, corporations can deduct 20% of either gross revune or taxable profits (not sure which). either case, though, might actually offer a tax savings to the corporation above what the sole proprietor has. am I mistaken?

  • @joebenham27
    @joebenham27 4 роки тому +1

    how is an s-corporation different from an LLC typ S?

  • @bube_az
    @bube_az 5 років тому +1

    So I have a question I'm just starting out in business I don't have much money which is my best option I'm in real estate wholesaling or is it even necessary that I get an LLC S Corp or C Corp

    • @hthomas9891
      @hthomas9891 4 роки тому

      Getting started you could do business in your own name and take out personal umbrella insurance.

  • @theclaw2369
    @theclaw2369 4 роки тому

    How come the earnings are as dividends that are 20,000$ less than the net income in the C-corp example, while in the S-corp example the earnings are equivalent to the net income?

  • @reginaldhouse7731
    @reginaldhouse7731 5 років тому

    What's the difference between S Corp and LLC with S election?

  • @joebonsaipoland
    @joebonsaipoland 6 років тому +1

    You are wrong, Owner of S-Corp must pay in addition to income tax (28% in your example) 15.3% social security & Medicare Tax on all "salary" , which must be reasonable. Individual would only pay just 28% on any dividends they paid themselves. So double your estimated taxes paid. C Corp wins!

    • @fosterthesose
      @fosterthesose 5 років тому

      On an S-Corp there are no FICA taxes on dividends paid(no 15.3 % self-employment tax).

  • @jamielee8624
    @jamielee8624 6 років тому

    Great video

  • @Mstern-jo8ks
    @Mstern-jo8ks 4 роки тому

    Is it true that it is easier to get rid of taxes thru a c corp? and if yes how?

  • @kenhustledotcom
    @kenhustledotcom 3 роки тому

    Why is the c corp retaining $20,000? Why isn't the s corp?

  • @vegantruth9
    @vegantruth9 2 роки тому

    You forgot to mention FICA tax and therefore underestimated the amount of tax liability a s-corp bears. You must take a reasonable salary from s-corp that that is subject to 15% fica taxes. Since your video, c-corp tax is 21% not 30%

  • @maxwellfoli1695
    @maxwellfoli1695 4 роки тому

    Thanks

  • @ckndude
    @ckndude 4 роки тому

    What about payroll taxes between the scorp and c corp?

  • @Pajtim2023
    @Pajtim2023 4 роки тому

    What about the c coporation has one owner who owns all the company

  • @herdemrecords
    @herdemrecords 5 років тому

    44,000 in just taxes when including both biz and personal , thats fucking maddd

  • @TheWebAdict
    @TheWebAdict 5 років тому

    I dont think you pay earned income rates on dividends.

  • @miltown9
    @miltown9 6 років тому

    just to clarify, at the end of the year, whatever my net income is for my company is what I will be getting taxed on? Just at the personal level?

  • @daveyjones8764
    @daveyjones8764 5 років тому

    I own 40% of a construction llc I get paid quarterly and I pay 33 to 35 % tax, I’m on the books for about 55k a year y am I paying so much tax for my llc and what should I do

  • @Pajtim2023
    @Pajtim2023 4 роки тому

    If u live in north macedonia or albania or malta
    The maximum tax for every entity is 8 percent for physical business or coporation
    And 10 percent for online business
    30 percent is a scam sucking people money for free

  • @Hebrewrichard
    @Hebrewrichard 7 років тому

    If I have a s Corp but I also have a resale license I’m required to file quarterly , because I have a s Corp does that mean I don’t have to file

  • @尺乇几丨卄
    @尺乇几丨卄 6 років тому

    I am a brand new LLC how do I elect to be a S Corp? Is that something I'd have to call the IRS to set up?

    • @VehicleVirals
      @VehicleVirals 6 років тому +1

      Can be done via the IRS website or by calling them

  • @daisysmith7907
    @daisysmith7907 5 років тому

    Ty

  • @Drewlicious
    @Drewlicious 7 років тому

    What do you know about B-Corps along with their pros and cons? Thanks~

  • @cecc0569
    @cecc0569 6 років тому

    Waw thank you so much man ✋🏼H5

  • @dni3541
    @dni3541 7 років тому

    good job bro

    • @flybri9119
      @flybri9119 6 років тому

      I think one thing to look at as well, when talking about income. Under the s corp example it doesnt include the need to take the fica tax out being "self employed" vs not taking out fica for dividends. At least that's my understanding.

  • @glennowe7357
    @glennowe7357 6 років тому +1

    You missed a REALLY big part, the reasonable income. Just saying....

    • @robertthomasdaniel
      @robertthomasdaniel 6 років тому +1

      Glen Nowe yeah I was thinking the same thing. This would be dramatically different if you elected to pay yourself a much lower income (still within reason) and a higher dividend (as literally all S-Corp owners do)

  • @johnnypatrick5803
    @johnnypatrick5803 4 роки тому

    So, with bitcoin hitting the $56,000 mark, the question on everyone’s mind is: What’s next? What does the future hold in terms of price, regulation and adoption of this “digital gold?” I actually wasn’t left out I started investing with Luís when it was $30,000 and today I I’m benefiting from it. Sir luiz platform actually make you earn 10x the amount you invest in crypto..

  • @miltt8947
    @miltt8947 5 років тому

    DAMN business terminology hurts my brain. LOL