Mera 15 lakh od limit h without any property pnb me ,so apni banking achchi rakho or apna business achcha rakho tax time to time bharo bank kar dega property rakhne ki need nhi h pahle 5 lakh ki banayenge fir year later increase hoti rahegi
One customer take cc against stock and he sale out his all stock without informing bank. Now he says I m bank crupt in this case how bank can recover this money
Sir Mene loan Liya tha mudra loan Indian bank se 180000 ka od CC limit se aur har mahine 1300 RS kat te hai par ye nahi pata challta ki loan kb pura hogaa🤔
Sir me बैंक से Property रख कर od लिमिट बनवा रहा हू.... Pr उसमे property मेरे माँ के नाम मे ही और me उनका बेटा हू... Mere father ने उनके नाम से प्रॉपर्टी पर लोन liyea था... Wo थोड़ा corona की वजह से tym पर Pay ना होने पर खराब हो गया था... Pr वो pay कर दिया पूरा... Pr mere माँ की जो कि प्रॉपर्टी mortgager ही... Unki cibil खराब 582 हो गई ही... Pr mere cibil thek ही... Aise me bank od limit करने से मना कर सकते ही क्या...
It depends upon bank to bank .. before signing the senction letter .. kindly read it carefully .. everything will be mentioned their very clearly. Regards
Bhai jese mere pas khuch bhi nai rkhne ko to muzhe kese 19 lakh tak ki limit milega or kitna transaction hona chahiye 10 lakh ki limit ke liye or kitni Income hone chahiye apni ki apko bank 10 lakh ki linit de de 6 mahine me kitna transaction hona chahiye
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Mera 15 lakh od limit h without any property pnb me ,so apni banking achchi rakho or apna business achcha rakho tax time to time bharo bank kar dega property rakhne ki need nhi h pahle 5 lakh ki banayenge fir year later increase hoti rahegi
Bro. Rate of interest pls tell me
@@mukeshsaharan8211 3lakh ke upar 9% lagta ha hdfc bank mein
@@mukeshsaharan8211 ap jo limit lete h or se apki limit pr dipend krta h
@@mukeshsaharan8211 but mere bank m monthly basis pe 1.20% utilised amount nd daily basis 0.04%
Secure od mai intrest bhi kam lagta hai aur cibil bhi aacha hota hai
BRO VIDEO IS SORT OF BLINKING, PLZ LOOK INTO THAT.....AND THANK U FOR KEEPING US UPDATED BRO!!!!!!!!
Strong Financial is required in both cases. Interest generally more in CC as OD, and many more information is wrong
o digital bhai . back baord + with chok or pan papper is good .. ye digital pan se aacha 1st studeant writing hote hai bhai .....😀😄😄😄😄
Very helpful videos Sir... please cover insurance videos too....thanks a lot for this initiative
I work in wholesale department of a bank (large corporate lending), lots of points are wrong here.
Correct it then here
Very helpful video
OD limti kayse doble koru hdfc bank me ak video banaye..
Bank maneger se bat karo apani maintain balance sheet
Sir ap point to point bat kre bsto ki joebi bna rhe h
Love it sir so beautiful explain 😍
Thank
One customer take cc against stock and he sale out his all stock without informing bank. Now he says I m bank crupt in this case how bank can recover this money
Bank insuraned stock so that they get full compensation
Thanx sir very helpful
Audio 😢😢😢..............
Nice explain
Nice Explantion
Sir Mene loan Liya tha mudra loan Indian bank se 180000 ka od CC limit se aur har mahine 1300 RS kat te hai par ye nahi pata challta ki loan kb pura hogaa🤔
Jab ap 180000 ka amount pura pay nai karoge tab tak loan chalegi
Kya process hai
Can we avail deduction of loan interest from taxable income
Service ke under cc le sakte he? Us me turnover / sale kya mana jayega?
Main to ITR ko consider kr lenge.. type of income.. stability in income aur sabse important hoga ki property kitni mortgage krwa rhe ho
@@XYAxisEducation THANK YOU SO MUCH
Bhai agr property chacho y father k nam ho phr b bnwa skty hen?
Jiske naam property hai.. Limit bhi uske naam hi banegi
processing fees poori limit me lagti hai ya jitna use karte hai usme lagti hai
Puri
On full limit sanctioned initially
@@ravipancha6296 10lakh Lena ho to kitne lagege processing fees
Bo lgti h but apke jo file hota h uspe depend krta h nd 1 bar lgta h
@@sandhufarm95 contact me
Sir थोड़ा जानकरी degiea plzz
Cc ke against property mortgage kar sakte he?
Yes
@@XYAxisEducation Thank you so much sir lekin uske rules kya he ? Kitne tak against property mil sakta he?
@@feniljani551680%
OD limit me bhi 60% fund used hona chahiye kya???
Bro...agr main ekk sal tak cc account ka interest nahi bhara toh kya hoga
Brother apka cibil khrab hoga.
Apko further agr koi limit b bchi hogi to vo block kr de jayega .
Regards
@@XYAxisEducation is se account npa ho sakta hai kya... please reply
@@XYAxisEducation aur agar cc account NPA hota hai to bad main interest aur loan amount sab wapas karne se NPA hatega ki nahi
OD ACCOUNT HAR SAAL EK BAAR CLEAR KARWANA PDTA HAI KYA?
Nahi
Mujhe to 20 lakh h BOB s unsecured cc limit aap bol rhe 10 lakh s jada ni hogi unsecured
Ye kachra kardiya sir ne screen pe
V nice
Agar acount np ho Jaye to kya kare
Thank you
Thanks
Jitni apki sale ho gi oska 20% hi limit hi bnega
1.Sir mujhe od lena h
Iske liye mujhe kon kon se dicoments chahiye
2.sir mujhe property pr od chahiye milegi ya nahi
Whats ur business ?
contact me if you want od
Od will be easily available
@@nainsirajput294 I am interested for OD Account
Sir me बैंक से Property रख कर od लिमिट बनवा रहा हू.... Pr उसमे property मेरे माँ के नाम मे ही और me उनका बेटा हू... Mere father ने उनके नाम से प्रॉपर्टी पर लोन liyea था... Wo थोड़ा corona की वजह से tym पर Pay ना होने पर खराब हो गया था... Pr वो pay कर दिया पूरा... Pr mere माँ की जो कि प्रॉपर्टी mortgager ही... Unki cibil खराब 582 हो गई ही... Pr mere cibil thek ही... Aise me bank od limit करने से मना कर सकते ही क्या...
Ha
Very nice vidio
Nice video
Cc or od me byaj kita lagata h
How bank will calculate interest on OD loan pls give some information
Day end balance pay interest lgta h .. yani ki jo apne day end tak balance use kia h uspr interest lgega.
Regards
Videos and updates are required.
Useful
I am a banker, you are wrong in some points
Bhai not understood
Please improve sound quality, btw thanks ji
Already improved in new videos .
Your welcome Dear.
Regards
Sir plzzzz improve your mic sonud
Bro mice aapka ECCO de raha he।
👍
tx sir
👍
Is there any charges forclouser of over draft
It depends upon bank to bank .. before signing the senction letter .. kindly read it carefully .. everything will be mentioned their very clearly.
Regards
Cc limit me dcoumnt kya Dena hoga
Aadhar pan card or jis behalf pe apko mil rha h uska peper
Od chahiye to contact me
kuchh jada hi khiichri banate ho yar
Improve voice
hacker button
No do apna sir
Bakwas
Dono ka interest rate kya hai
@@nainsirajput294 aap kis bank se hai
@@ankofficialchannel4403 bajaj finserv
Bhai jese mere pas khuch bhi nai rkhne ko to muzhe kese 19 lakh tak ki limit milega or kitna transaction hona chahiye 10 lakh ki limit ke liye or kitni Income hone chahiye apni ki apko bank 10 lakh ki linit de de 6 mahine me kitna transaction hona chahiye
10 lakh ki cc limit k liye minimum 1 cr. Ki credit transactions proper current account me honi chaiye..
Mil jayega contact me
Loan Lia hai fir od milega
Yes
Hm mil jayega konse bank se lena h
Tu jatu h😂
👍
Apka mobile nmbr mil skta h kya ???kch prsnly phcna h???