Loan Prepayment in Tamil | Consider These 5 Factors Before Making a Loan Pre-Payment | @ffreedomapp

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  • Опубліковано 27 жов 2024
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    Loan prepayment is the act of paying off a loan before the agreed-upon term is completed. This can be done in one lump sum or by making additional payments on top of the required monthly payments. Prepayment can potentially save the borrower money in the long run by reducing the total amount of interest paid on the loan. However, some lenders charge fees for prepaying a loan, so it is important to weigh the potential savings against any fees before deciding to prepay. Additionally, prepaying a loan may not be the best financial decision if the borrower has other financial goals, such as saving for retirement or building an emergency fund.
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    #LoanPrepayment #Loan #PrepaymentOfLoan #LoanPrepaymentinTamil

КОМЕНТАРІ • 61

  • @techsartamil4529
    @techsartamil4529 8 місяців тому +5

    Pre payment idea good advantage, No no disadvantages...
    Save interest and EMI burden....
    Don't confuse it.😂😂😂😂

  • @Midhu0620
    @Midhu0620 10 місяців тому +9

    Emi amount increase pannalama or savings panni part payment panradhu best ah?

  • @mohanapriyaarumugam5397
    @mohanapriyaarumugam5397 Рік тому +2

    All your videos are very useful to me.. thank you 😊 I take and close loans often

  • @shanmugamshan9421
    @shanmugamshan9421 Рік тому +4

    Good info, we also want to know about the partial pre-payment guidelines, Advantages & Disadvantages and risks prediction. If possible pls post

  • @bharathstr11
    @bharathstr11 Рік тому +1

    Mam bgm sound reduce pana nala irukkum

  • @toxicgaming508
    @toxicgaming508 Рік тому +13

    என் நண்பர் home loan எடுத்தார். தற்போது உடல் நிலை சரியில்லாத காரணத்தால் அவரால் எந்த வேலையும் செய்ய ‌முடியாது. Insurance claim செய்து loan close செய்ய முடியுமா. ஒருவர் இறந்த பிறகு அவரது ‌ home loan insurance படி loan close ஆகும்.அதன் படி ஏதாவது வாய்ப்பு இருக்கிறதா loan close ஆவதற்கு.

  • @saravanansriram8674
    @saravanansriram8674 Рік тому +3

    Wow, Great Mam. I understood clearly. Thanks for your valuable information.

  • @akkipubg4144
    @akkipubg4144 11 місяців тому +1

    Half amount prepayment panna mudiyuma

  • @thunder1697
    @thunder1697 Рік тому +1

    Thanks for the good Factors

  • @prakashc8711
    @prakashc8711 6 місяців тому

    what about educational loan , is it best to prepay early or not?

  • @errornotfound7142
    @errornotfound7142 Рік тому +5

    Story sollita pora .. short simple ah sollu

  • @bosecivil
    @bosecivil Рік тому +2

    Please explain short term..

  • @elumalair6461
    @elumalair6461 Рік тому +3

    Pls tell mam, what bank is best for getting home loan?

  • @nagarajr5359
    @nagarajr5359 Рік тому

    Use Full Information Sister ✨....Keep Rocking ✨

  • @tamilan75632
    @tamilan75632 Рік тому

    Loan prepayment panna cibil score kuraiyuma mam?

  • @thiruvasagambaskar5074
    @thiruvasagambaskar5074 Рік тому

    Very Good Nice explanation 🙏

  • @saraswathit6698
    @saraswathit6698 2 місяці тому

    Hi mam,loan pre close pananum,loan podrape 15year ku potrundom ipo 5year le close pandra mari yosikarom apo 15yr ku undana interest fulla pay pananuma mam ile 5yr ku undana loan amount matum pay pana poduma plz slunga

  • @beingjohnny1
    @beingjohnny1 Рік тому

    Thank you.... Good information

  • @ravitherk4401
    @ravitherk4401 3 місяці тому

    Home percloer panna insurance full la pay panna soluraga idu pay panni tha aganuma? Pls given solution

  • @KiddoSurgeon_DrAR
    @KiddoSurgeon_DrAR Рік тому +1

    How to update CIBIL report periodically??

  • @PazhaniP-wi6ri
    @PazhaniP-wi6ri 4 місяці тому

    Very good madam

  • @ganapathitvservice9742
    @ganapathitvservice9742 Рік тому

    Fixed interest and variable interested how to identify

  • @gunasegaranm7664
    @gunasegaranm7664 10 місяців тому

    En bike loan 32000 iruku adha close pantu new loan podamudiuma

  • @ravanaiahvenkat
    @ravanaiahvenkat Рік тому +1

    Hello mam ,my husband car loan eduthu eruntharu but edutha 4 months la Accident la eranthutaru but ippo loan close panna pona Preclosing charges ooda sethu than loan close panna mudium nu soldranga mam . deceased person's loan close pannum pothu kooda Preclosing charges pay pannanuma?

  • @alwarjeyaraman5576
    @alwarjeyaraman5576 8 місяців тому

    Tell us sweet and salt . Explain other than common points please.

  • @Karthik_bss
    @Karthik_bss Рік тому +1

    Remove background music

  • @praveenaveeraraj7863
    @praveenaveeraraj7863 Рік тому +1

    Can we get any other loan like personal loan to repay education loan where they apply compound interest which even though paying for a longer time unable to reduce the amount, for ex. I have paid 1& half lakh out of 9 lk and got it reduced to 8.5 lk, which again rose to 9 lk, when I missed my emi for 2 months

  • @SathyaaSathyaa-qq2og
    @SathyaaSathyaa-qq2og 11 місяців тому

    Tq sister tq so much

  • @kannandevan1748
    @kannandevan1748 Рік тому

    Thank you Sana RAM....

  • @keerthiyavijayashankar8801
    @keerthiyavijayashankar8801 Рік тому

    Nice explanation

  • @jencyalex1012
    @jencyalex1012 Рік тому

    Hai mam if we do the part pre payment it is a profit or loss

  • @beingjohnny1
    @beingjohnny1 Рік тому

    I took business loan from SBI ... And pre closed it... Whether it is good or not?

  • @Poovi_1208
    @Poovi_1208 Рік тому +1

    part payment sollunga

  • @savarithangam724
    @savarithangam724 Рік тому

    Supper mam👍👍👍

  • @nithyaarumugam5550
    @nithyaarumugam5550 Рік тому +4

    Hi mam. I have only 2 years tenure to complete my home loan. Is it now advisable for me to make part payments or full payment to complete the loan in next 6 months. Looking forward your reply.

  • @achhuak
    @achhuak Рік тому

    Please stop background music....

  • @ameenshariff7670
    @ameenshariff7670 Рік тому +1

    Super mam

  • @ganeshkumar3535
    @ganeshkumar3535 Рік тому

    Hello, Is it possible to prepare plot loan (land) by withdrawing PF amount.
    Can you please clarify?

    • @ffreedomapptamil
      @ffreedomapptamil  Рік тому

      Thanks for your support , Kindly Subscribe us for more videos ✌

  • @kousalyas4617
    @kousalyas4617 Рік тому

    What is cibil report

  • @LalithaParameshwari2020
    @LalithaParameshwari2020 Рік тому

    Thanku for the video

  • @vijayvicky3056
    @vijayvicky3056 Рік тому +1

    Good information mam

  • @wilsoncg3099
    @wilsoncg3099 Місяць тому

    All are same points again and again 😊

  • @dillibabu3377
    @dillibabu3377 Рік тому

    How to preclose credit card emi idfc first

  • @jasmines92
    @jasmines92 Рік тому +1

    ❤️ from Srilanka

  • @s.suganyavijay3472
    @s.suganyavijay3472 Рік тому +1

    Madam na pre payment panni current 4laks than loan vachrukken jewel loan pottu housing loan close pannalama?

    • @akshithlittlechamp23
      @akshithlittlechamp23 7 місяців тому +1

      Sir நீங்க first போய்ட்டு உங்களோட ஹவுஸ் loan எடுத்துருக்க bank போய்ட்டு கேளுங்க நான் லோன் கிளோஸ் பண்ணலாம்னு இருக்கேன் என்ன பண்ணனும் கேளுங்க அப்புறம் டோடல் amount சொல்லுவாங்க அதற்கு பின்னாடி நகை வைக்க பிளான் பண்ணுங்க மேடம்

  • @sircvraman
    @sircvraman Рік тому +1

    So cute

  • @sivajairams3293
    @sivajairams3293 Рік тому

    When you loan prepayment that bank will charges penalty collect interest and affect credit score, this not good idea pay emi on time is good option to credit score will healthy.

  • @nagarajk716
    @nagarajk716 Рік тому

    Tks akka

  • @ramarajanvip
    @ramarajanvip Рік тому

    Nice

  • @spchannel403
    @spchannel403 Рік тому

    Gold loan

  • @gkppandiyan
    @gkppandiyan Рік тому

    Im work from Abroad personal loan how to apply sana?

  • @Sakthi-en1yx
    @Sakthi-en1yx Рік тому

    சுவாமி ஜி, கற்பனையான கதைகள்

  • @rmanickamv
    @rmanickamv Рік тому +4

    Nothing useful in this video

  • @dharmadurai4031
    @dharmadurai4031 2 місяці тому

    Pls slow

  • @kpanpu6731
    @kpanpu6731 Рік тому

    Hi

  • @RamyaRajamani-vs5up
    @RamyaRajamani-vs5up 8 місяців тому

    how to contact you mam

  • @sivarasusivarasu1090
    @sivarasusivarasu1090 Рік тому

    Thank sister