Consumer Court का बड़ा फैसला | LIC is rejecting claims Of policyholders
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- Опубліковано 11 жов 2024
- Namashkar Doston,
All the facts shown in this video are based on the articles published on the famous news websites of India. With this video, our objective is not to spoil the image of any organization but among the general public about insurance.
In this video, you will know about the reasons for claim rejection by LIC Of India and why the LIC is losing cases in Consumer Courts.
I hope this video will be going to be very useful for all of you.
Credits:
1. Hindustan Times
2. DNA India/Z News
3. Outlook India
4. News18
Instagram Link:
/ moneyupay
Facebook Page link:
/ moneyupay
#znews #hindustantimes #OutlookIndia
#news18
Aisa bohot hi kam hota hai ki LIC claim reject kare. Only 7k premium bharne ke baad policy holder ki death ho gayi or kuch dino me hi uski family ko 5 lac ka claim LIC ne diya wo bhi bina kisi objection ke. Agar claim reject hote hai to wo sabse jyada private company karti hai.
Max insurance ne mera claim reject kar dia hai meri mother ki death covid se hui hai
Mere koh bhi mila
Dear LIC gives my father claim in just three days.
LIC is best insurance company in world.
Private company sirf apna pahle dekhti hai fayda phir customer ka.
Main ICICI ma paisa gava chuka hoon
Jankari dene ke liy Thames
THANKS
Abhinav kitna claim tha bro
Sahi baat hai Bhai
Thanks
Aap bahut achha bataate hain sir.
Nice technique to get more views and attention on video. It proves how much glamorous The LICI is!!!
Good
KYA BAAT HAI NICE INFO MENE APNI LIC KI AGENCY KA PAPER KAL HI DIYA HAI
🙏THANKS🙏
You’re welcome 😊
Sir ji, as per my knowledge, if policy is 3 yrs old then no any company can hold the claim any reason. Am I Wright? Plz replied me...
Its applicable provided you provide correct information
Lic very reliable with system work.
Your work is Ok but pls add jokes.
Sahi jankari hai
Super brother thank you very much 💐
Shi baat h bhai
Correct
Aapko hi Dhanyavad sir good information diya sir aapne 🙏👌👍
मेरे पिताजी ने LIC insurance 2011 में कराया था 2021 में जीवन आनंद 10 वर्ष बाद पेमेंट हुआ है पर बिना ब्याज क्या करूँ।
9939275055 call me & help me
LIC is not Life Insurance Corporation.
1) L for Loss of Money
2) I for Insecure
3) C for Culprit
Good 🙏
भुज के भूकम्प के समय अन्य प्राइवेट कंपनियों ने क्लेम देने से मना कर दिया था
तब lic ने कैम्प लगा के चैक बांटे थे ये भी तो बता
Very nice video Bhai ji
Good info
Your right sir
This man is already purchased by private company
Bhai mujhe claim ke paise 3 saal baad court ke aadesh ke baad mila hain....,🤣🤣🤣🤣🤣,,
बहुत ही बेस्ट जानकारी सर
Thank you
Bohut acchi news h lic ajent k liye unnhe bhi pata hona chaaye ye baante bcoz unki bhi to h polici.. .dhanywad
Bhai plz make videos on proofs and facts...show with example, if u already make such post on lic
Please go to nearest court pata chal jayega kitne cases chal rahe lic ke against
LIC is Best company in India in claim settlement but paise thoda Kam deti hai 8.50% ke upper nahi milata hai but 100% milata hai privet wale jyanda dete hai per garineuty bahut Kam hai per irda ke rual Saba ko fowllup karana padta hai 3sal ke bad claim settlement karna Hi padta hai
Per aap Koi bhi gair kanuni Kam karke marte ho to LIC hi Kya Koi bhi company Paisa NAHI degi thenga denge Maine LIC se 5 policy nikali hai but
Terms insurance policy Bazaar se hadfc Life 3d cilk to protect liya hai LIC ka jivan amulya colse Kiya
Thanks brother
Nice Information..👌👌👌
Thank YOU very much sir
Policy bazzar fine 1.1 Cr on 25 Aug 2019 ispe video banaye .if not pay fine then per day penelty +fine
Thanks sir jankari dene ke liye
Nice
Private company ka agent hai ye. Lic ki reputation kharab kar raha. Jaise pvt company claim de deti ho. Overall lic hi highest claim deta hai , pvt nhi
Fact per baat kar rha hai bhai hawa me tir nahi maar rha hai
Good bro je janbuj ke bol raha he
lic bekar company h
Lic ka premium bhi sabse zayada hai bro
Tu chutiya hai
Bro, LIC has best claim settlement ratio.. only few idiot staffs and cheats destroys goodwill of LIC.
Sirf settlement ke hisab se lic ki policy logo
Lic ka term plan chod ke kaun sa plan best hai bolo
Sir aap kuch bi
Jeevan Lakshya, Jeevan Labh, Jeevan Umang & Jeevan Shanti almost sabhi plans ache hai (sahi age main(25-30) apni jarurat aur life goals ke hisaab se plan karoge toa)
100% right
Boss what you know about LIC... My father death claim still pending from last 10 months
LIC policy lene ke baad 3 saal ke andar death hoti hai to LIC investigate karati hai, 3 saal ke baad LIC koi bhi sawal puchhe bina death claim settle karati hai, lekin death ke pahile sab premiums bharane jaruri hai yane policy active joni chahiye.LIC ka claim settlement ratio 96.69% hai.
I have purchased 04 life insurance policies from SRIRAM LIFE INSURANCE CO. in the name of my wife
In the year 2018
In 2019my wife expired due to sudden heart attack. Other than this 04 policies, I have purchased another 05 policies in my name & also in my daughter's name which is still continuing..All proposal form made fillup by one sriram life insurance agent (who is also expired recently). During proposal form fillup the agent mentioned in existing other insurance policys criteria as No/NA( not applicable)which was not in my knowledge.
When I made claim of my wife's 04 no of policy , Sriram insurance co rejected my claim after 04 month stated that you have not disclosed her previous existing policy of maxlifeinsurance co( but whose claim is materialized).Sriram co returned the one year paid premium after calculating NAV value of two ulip policies , & premium value of 02 no endowment policy out of total 04 policies. Now what I should do plz advice.
Put complain in consumer court of your area. Her other policy has nothing to do with rejection
Very nice video
As per my knowledge before selling any life insurance policy to customer it is companies policy that they make medical checkup from companies affiliated doctor and then sell policy to customer and charge amount of premium
Very good bro
I think this person is working in some private insurance company.
he is right.... one of my family friend is suffering from the same situation.... they are playing them because policy run time not more than 3years...thats why they ruin their life.....
Which company it was
@@manoshsarkar3360 lic
Go to consumer court
Namaste sirji aagar mere pas LIC ke 4 policy aahe or meri accident death hogai to LIC 4 policy ka accident claim dega ya nahi? kya 1 policy ka accident claim dega or 3 policy ka sum assured dega. Plz reply 🙏
LIC policy leye samay accident benefit chahiye ye batana jaroori hai, uska thoda extra charge rahata hai, 4 policies main accident benefit liya hai, kishte time par bhari hai, to 4 policies main accident benefit milega.
Bhaiya ye study jara private insurance ka kiya to bahot parivar Bach jayenge.
Sir kuch puchna ta apse Ki. Maximum kitna sum assured le jo ki claim asani Se mil jae future Me . Plz tell sir plz batae 🙏🙏
Very good news sir
Sir main ek saal phele lic policy Li hain bacche ke name PE nomee name unke father hain but I'd pe inaaya hai. Or bond paper'pe inaaya la toh mere saath froud toh nahi ho raha
Bro my father had a health insurance policy of Apollo Munich and after 3 months from the issuance of the policy my father got ill and now they have rejected the claim what should I do?
Maxlife insurance ne dhokha diya h...aap video banaoge kya...to boliye
Max ka agent hai। Jeh
sayad ye jeevan ji lic ka agent
What fraud happened
my father has died in an accident, i haven't fired an FIR against anyone as no one was responsible for the accident. What should I do?
Bhai me bhi fas gaya....mere pas 2 policy hai,,,,ab to lic SE dar lagta hai
Band kr do bhai lic
Only 1 term plan or health insurance lo or kuch bhi nhi
Nhi y esa nhi hai।
Awesome content very useful ..
keep it up !
There is no fault of purchaser here. I have taken around 7 policies of LIC through LIC agent. LIC agent never ask for any medical concern. he has only checked the required valid documents. Kindly suggest what things I have to check as policy already purchased.
If three years are passed then just relax otherwise make sure you nothing happens to you till three year period is over
Companies ko policy bechne se pehle hi sari details check krni chahiye beshak iske liye kuch fees kaatle baad me policy issu kre nhi to common man to kisht hi bharta rahega ye soch k meri family secure h
Good job Bro 👍
exide Life insurance company sahi hai ya galat kyunki ismein main Paisa invest Kiya hai mujhe dar laga rahata hai ki company kahan bhag Na jaaye Mera Paisa mil jaega ki nahin
LICI is no 1 (past, present and future)don't try to..
Past tha kyu ki koi or company thi hi nhi
Sir kuch din or ruko
chal hat pura bekar he
Good information
Very good video 👌
Keep it up.
Is mein good kya hey. Iski koi mehnat nahi hey. Sirf kahani bol gaya.
घोटालेबाज lic, all educational institutions are closed due to covid, but LIC is charging penalty day by day to these people as they have not paid the premium....
LIC ek company hai, logo ne premium nahi bhara to baki logo ke death claim settle karane main company ko pareshani ho sakati hai.Jin logo ko possible hain, wo premium jaroor bhare aur policy continue kare aur family ka bhavishya surakahit kare.
Thanks sir
Dislike from LIC agent
भाई साहब एलआईसी का एक good मेरे साथ भी हुआ है उस का मुझे पता aub chala jub maine aapka video dekha
Great Information
Sir maine lic kiya tah but kuch payment k baad maine payment nhi de paya kya mujko refund mil jaega
Revival karo sir..... policy chalu karo
Kya document ki need ho ge or kya process hoga plz tell me each a d every detail sir
I hope u help me
Call me 9158548877
You are doing disservice to general public . Instead of this you should make videos on how to understand a policy document , how to make claim etc it will be a great help .
This video leads to nowhere but panic in public mind .
बहुत अच्छा vedio बनाया sir आपने आंखे खोलने वाला
मुझे कुछ पूछना है आपसे । मेरी gross salary 26000 है लेकिन ctc 29000 है अब बात ये है कि icici से मैने एक term plan ctc यानी 29000 बता के लेलिया तो क्या मुझे क्लेम के वक्त दिक्कत आएगी । या मुझे ये plan cancel करवा देना चाहिए
Agar Koi bhi Army Ka Jawan Shahid hota hai or uski lic ki policy ho to usi din uska claim ki Amount ka check nominee ki diya jata hai ....ye baat pata hai kya tumko ..
Sir lic ke seva koi tha hi nhi 65/70 saal me
To claim kaun dena privet
@@shankargupta1004 सन 2000 या 2001 के लगभग आ गई थी प्राइवेट बीमा कंपनियां । लगभग 20 साल तो हो गए इन प्राइवेट बीमा कंपनियों को ।
@@radheyshyamprajapat70 20 और 70 मे कुछ फर्क नही है क्या
70 साल पहले कोई नही था 2000मे
hmare sath bi yhi hua h cancer se death hone pr bi jitna ammount milna tha vo nhi mila ...sir iske liy kya kre
Aviva Good 👍👍
सर ये ग़लत है कि 901 पॉलिसी बता के 902 दे दिया गया हो अगर ये हुआ है तो एलआईसी की नहीं एजेंट की गलती है
Sir mere car ka total loss insurance ombudsman ke judgement me kr diya gya hai...ab oriental insurance company kah rahe hai ki car ka RC cancellation karke document dena hoga tabhi claim de payenge....jabki rc cancellation ke baat insurance ombudsman ke dwara ki nahi gaya hai judgement mein...to sir mein ye janna chahta hu ki kya car ka rc cancel karana claim disbursements se pehle legally right hai....kindly explain....
hrtc
the
3:49 story starts
Lic is No. 1 insurance industry
Sir ji koi pehle insurance hi nhi thi ruko 10 saal saal fir dekhna
Good news
Yeda
Hmare sath bhi yhi ho rha
Is video ko dekhkr to lgta h insurance krao hi nhi isse accha to khud saving krlo kya faeda jarurat pr paisa hi n mile nomine ko or court ke chkkr kat kr or preshn hogi
सर कुल मिलाकर कस्टमर जानबूझ हैल्थ संबधित जानकारी छिपता है। दूसरा हेल्थ पालिसी में कुछ Minor ओर Major सर्ज़री के लिए 2साल और 4 साल का प्रतीक्षा अवधी भी होती है।
Thank you sir for the great information. Sir i have an lic policy - Endowment assurance with dab of table 014 for a term of 21 yrs. I bought it in the year 2010. Sum assured is 700000. I m afraid it is not a good policy. The certificate does not mention maturity amount also.How will i know maturity amount? Suggest me if i should surrender it or continue
Don't worry ,carry on with your policy,,lic has sovereign gurrante by central government ,,,,, contact your nearest lic branch office with your lic certificate
LIC ho ya koi bhi pvt companies, maturity amount koi nahi deta. Sirf pension policy aur whole life policy main aapko yealy kitna amount milega ye fixed hota hai.
Aap policy surrender karenge toa aapka loss hoga.
Continue its a good policy
You should continue your policy
The answer to your question is
1) primary maturity benefit in your case is sum assured or say insurance cover. This is minimum you will get at maturity or death before maturity.
2) plus they mention reversionary bonus declared from from time to time if any will be additional amount over and above the sum assured you will get .
Now read your policy document carefully and you see what is written .
On the top they have 3 boxes of information which is unique to your policy .They show the policy number, name of scheme ,table number,
Policy start date . The next boxe shows mode of premium , amount of premium and date of premium payable by you .
The third box to extreme right shows date of commencement, date of maturity, last date of premium, maturity date and sum assured amount payable .
Next level is purchaser or proposer name , name of insured if different, name of nominee. ,age ,address .
Below that is the standard text of terms and conditions .
Almost at the bottom is any special conditions etc including schedule of return of endowment payments if any.
Best course for you is go to the nearest lic office and talk to a officer and he will help you with the policy and will be able to give you an amount also.
On request he will furnish you a cash surrender value certificate which will show the amount payable to you is you close your policy as on that day .
For you the best option is continue with the policy and wait for maturity date .
3 to 6 months before the maturity date they will send you a letter with a claim form and will clearly mention final amount payable to you .
Along with the claim form they will also ask for a blank cheque with your name printed on it .
They will do direct deposit in your account .
If you submit everything at least a week prior to the maturity date you will receive your payment on dot .
Very good information sir
Ek vedio to banao private ke against Bhai ki LIC ki hi piche pade ho
Ye pakka Kisi private company Ka agent hai
O hi raaj kr rhi hai 70 saal se to private kyu jabaab de
Aur agar humne unko medical ke medical ki jankari Apne bare mein Sahi Sahi de diye aur claim dete samay unhone jhooth bola ki jankari nahin di thi to use proof kaise karenge ham
Term Insurance लेने और Claim करने के लिए क्या क्या Document लगेंगे?
Video 3.20 sec... The reason you quoted for not being taking videos against pvt com is not reasonable.
You are saying that so many people are talking against pvt com, then i think as a good citizen u must have highlights those issues through ur channel.
I hope you should do videos against those issues and cases files against all pvt life insurance com. So that people should take care while those policies.
👍
Good bhai you are a rial you tuber I like you
Meri policy 20 sal ki hai maine abhi tak 4 Sal Mein 72000 per Bhar Diye Agar Main 20 Sal Tak vate Karta Hun To Kya Mujhe pura Paisa Milega Jo Main 72000 per bhare
Please send your
Please reply me max Life insurance pr trust kr sakte h or investment dono
Lic is best
Lic branch Marhora saran bihar very poor service hai
I think yr Age and experience is low .Do you know claim settlement ratio.study proper when you upload any video.in early claim (within 3 yrs from policy start )LIC Appoint investigation
Jab premium zyada to claim premium se kam Ku Mila madarjaat
is there any section under which, if a policy holder had paid the premium uninterrupted for 3 years, then the insurance company cannot deny the claim under any grounds? even if the policy holder had lied at the time of purchase of the policy.
Section 45 is the section .
After completion of 3 years from date of issue and all 3 premium paid in full the company is bound to pay the claim even in the case of a suicide .
Each policy has this clause printed on it .
If you read carefully the whole policy document you will find it .
Mai Pvt company me sales me hu...yadi policy Lete samay praposal form me Maine USI company Ka naam bhara Jisme me job karta hu ...ab yadi policy Lene ke bad job discontinue ho Jaye ...aur USI Kuch samay me policy holder na rahe to claim reject ho Sakta hai kya...? Aap kahenge Nahi ....yadi aisa hai to fir policy Lete samay income proof kyu manga jata hai...? Aap kahenge responsibility aur liabilities ke liye....to company policy holder ke na rahne par ye to kah Sakti hai na ki....bande ne galat jankari Di iski to income hai hi Nahi????? Jabki sales job me Kuch bhi ho Sakta hai
Aapne private company se kitna paisa liya hai
yes i am agree with u.... they are playing with us people are not concerned about death claim.... when they will suffer....know the matter at that time there is nothing in ur hand..... yes this things happened
First to a Admi koi private company se aye hua hai...aur sabko ak do story sunate hai....koi v net search karke dekh lo claim settlement percentage of LIC...
3 year k under kuch hote hai to investigation karna parta hai...ku ki log bimar hote hua policy karwa lete hai...false documents k sath....agar investigation pe aisa kuch proof hote hai to claim nahi milta...
Jinko LIC se problem hai o kisi company ke pas ja sakte hai...jinka varosa hai hum unke sathe hai...
lic is cheater .claim settlement is different issue
Sir mere saht aisahi huva h, Mai lic agent hoon.
Agent achha ho to esi problem nai aaygi m khud agent hu aaj tak esa koi claim nai rukta okkkk
Jhut bol rha h gandu
Kya ham safety k liye do alag alag company se health insurance or Life insurance le sakte he ? Or dono me ham claim kar sakte he.
🙏 Please sir answer jarur dena
Health insurance pata nahi but Life insurance aap alag alag companies ka le sakate hai.
Sir , ICICI LOMBARD ne dhokha kiya h...kaise case lade, help me out.
9274741074
What type of fraud ? Could you please explain
@@manoshsarkar3360 give your Phone number Manoj ji , so that, I can tell you. Because, I cant explain in msg. Thanks
3:24 Video start
If a person takes policy in Lic
He loose 35 to 50 ℅ in first year premium
Agents eat Rs.400 for Rs .1000
Lic is best
Aap office me ja ke kuch bhi pucho kbhi kuch nhi malum hoga
informative
I have lic 821
I paid 50824
I do surrender
They paid me 20800 without money back
Suggest me what to do