How to avoid RISKY Companies? Ft. Jahanzaib Alvi |

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  • Опубліковано 6 сер 2024
  • Are you interested in learning which companies are the RISKIEST?
    Find out how to avoid risky companies - In this episode of SarmaayaTalks, Mr. Laeeq Ahmed sits down with Jahanzaib Alvi, Senior Analyst at V.I.S Credit Rating Agency, to discuss how and why credit rating agencies are an important factor in a firm and a nation's default risk. From his humble beginnings as a telephone operator to his sponsored education and eventual PhD in default risk, Mr.Alvi provides us with an in-depth discussion on why credit rating agencies matter.
    With credit ratings often being an elusive concept, we thoroughly explain their types, why they're needed, and how investors can access these findings to avoid risky companies. Don't miss out on an insightful conversation on risk!
    Time stamp:
    0:00 Promo
    0:44 Introduction | promo
    1:40 Guest Introduction
    2:13 Educational background
    5:46 PHD thesis and application
    7:30 Why is credit rating needed?
    9:08 Banks and credit rating
    11:52 Rating System
    14:45 Rating a Brokerage
    15:14 Credit Scoring Vs. Credit Rating
    16:20 When are Ratings given
    21:35 How can borrowers use Credit Ratings
    22:48 How are Rating agencies Rated
    25:52 How can Investors acess ratings
    27:56 Equity Vs. Debt
    29:50 Debt Financing instruments
    32:05 How do bond issuers create trust
    33:12 How equity Investors benefit from Ratings
    34:16 Credit history
    35:21 Credit bureau
    38:12 The Financial Crisis
    39:28 BASEL guidelines for banks
    40:55 Private and Public Rating
    43:12 Rating Scales
    47:13 Pakistan's Credit Rating
    48:27 I.R.A and Rating Countries
    49:25 Red flags for Investors
    50:25 Investing in the Stock Market
    51:59 Rating brokerage
    53:30 Teaching In IQRA University
    54:20 Closing Remarks

КОМЕНТАРІ • 39

  • @captainhafeezrehman1930
    @captainhafeezrehman1930 Місяць тому +7

    Kindly, dont use such difficult terms of finance to impress people, if u explain it in simple way it would be more useful and interesting. I watch every podcast of Sarmaya without a single skip. But this is the first one which i really dont like, may be the the guest is focusing more on difficult terms instead of simplicity.

    • @jahanzaibalvi2010
      @jahanzaibalvi2010 Місяць тому +4

      Noted with thanks, thank you so much for your genuine comment over my podcast i will definitely improve myself and make things simple.

    • @shezikhan5659
      @shezikhan5659 Місяць тому +1

      Yes, such a long video make things difficult to understand

    • @ishtiaqhussain4370
      @ishtiaqhussain4370 22 дні тому

      Agree...

  • @shezikhan5659
    @shezikhan5659 Місяць тому +2

    Please make a short video on understanding of these grades like AAA,AA,AA- etc etc…

  • @Rameezsheikh802
    @Rameezsheikh802 Місяць тому +1

    Great Story about Sir Jahanzaib alvi ❤❤ interesting podcast 🥰

  • @aqib00
    @aqib00 Місяць тому +2

    give the API acess with subcration to show on all website with 10 years history of rating by any agency on saramya and other website will best option.

  • @sajjad4friendz2
    @sajjad4friendz2 Місяць тому +1

    He is vert much right on saying that financial electives not covering "Rating Businesses"
    I have had 4 Electives
    1- islamic Financial System
    2-Behavioral Finance
    3- Strategic Financial Management
    4- Financial Risk Management
    Not a single one out of these 4 touched the concept that how the businesses and economies are being rated. This is because most of Financial Faculties in our universities have never been into real business of capital markets. Even the guest is being reluctant to invest in equities.
    Laeeq bhai should edit the video from the part his guest was commenting pak rating.

  • @MUHAMMADZAFARABDURRAHIM
    @MUHAMMADZAFARABDURRAHIM Місяць тому +1

    Proud to be your student sir

  • @MUHAMMEDusman-k1u
    @MUHAMMEDusman-k1u 21 день тому

    Sir
    great man

  • @mohammadowais154
    @mohammadowais154 Місяць тому

    Thank you for sharing great information ❤

  • @Wayoflife-kl4in
    @Wayoflife-kl4in Місяць тому

    worth watching

  • @MajidKhan-ok3gq
    @MajidKhan-ok3gq 29 днів тому

    Great informative podcast.

  • @abduljalil-of1so
    @abduljalil-of1so Місяць тому

    Great job laeeq bai...
    Buhat acha tha ye wala podcast ❤❤❤❤

  • @MohsinKhan-ls7nl
    @MohsinKhan-ls7nl Місяць тому

    Very informative session 👍

  • @WaheedSindhani
    @WaheedSindhani Місяць тому

    Wow 😮 wonderful guest

  • @Ajmal.Abbasi
    @Ajmal.Abbasi Місяць тому

    An excellent episode.

  • @umarshahzad6318
    @umarshahzad6318 Місяць тому

    Amazing podcast ❤

  • @sabaAli995
    @sabaAli995 Місяць тому

    Great 👍 . excellent

  • @hassanijaz4370
    @hassanijaz4370 Місяць тому

    Laeeq bhai i hope video k baad ap ny apni neend pori kr li ho gi.
    BTW thanks for the lovely video❤

  • @MAsadali3538
    @MAsadali3538 Місяць тому +2

    The moment he said , i don't invest in stocks because you have to follow them all the time, he lost his credibility for me

  • @knowledgeandsuccess2600
    @knowledgeandsuccess2600 Місяць тому

    Assalam o Alaikum, Sir Sarmaya Pr Avg Price Or Avg Volume Ka Tag B Add Kr Den Plz,
    Or Sir day, Month, Year, 5 Year Sb Pr Alg Alg Dekha Ja Ske k Ik Din Ki Avg Price Ik Sal Ki Avg Price Or 5 Year Ki Avg Price Sath Mn Aise Hi Volume, Yni 1 Din Ka Avg Volume, 1 Month Ka Avg Volume, 6 Month Ka Avg Volume, And Onward
    6 Month Ka B Ik Tag Hona Chahiye

  • @transformer6786
    @transformer6786 Місяць тому

    From where to find the rating of the company from financial report ?

  • @shahido9
    @shahido9 Місяць тому

    Where to search for credit of a company?
    What is their website name ?

  • @fahadali-np9fz
    @fahadali-np9fz Місяць тому

    good job such an amazing podcast

  • @ayaanminhas3501
    @ayaanminhas3501 Місяць тому +1

    Everything is fine specially the topic. The issue lies with the guest, he is not sounding professional at all especially with his hand gestures.

  • @AsifIqbal-hp8fk
    @AsifIqbal-hp8fk 27 днів тому

    Einstein said if you can’t explain your theory to a sixth grade child you don’t understand it yourself

  • @ValueHunter119
    @ValueHunter119 Місяць тому

    The topic was worth watching but the guest couldn’t explain in layman language. Couldn’t catch the interest. Yet a good effort

  • @aalee3968
    @aalee3968 Місяць тому +1

    Laeeq Bhai not an apealing podcast frankly speaking disliked for the 1st Time,🙏

  • @aalee3968
    @aalee3968 Місяць тому

    For me the guest unable to deliver meaningful content. And a platform like yours needs a genuine valuable content for their audience

  • @TheAsmrTingles
    @TheAsmrTingles Місяць тому

    rating agencies ki kon rating kerta hy ,,,,, paisy do rating kerao llike channels doing

    • @jahanzaibalvi2010
      @jahanzaibalvi2010 Місяць тому

      this what i have cleared in this podcast that "Who Rates the Rater", so my dear brother it is rated by Default Rate of the Rating Company. meaning ke konse rating band me kitne defaults howe and are these more than the prescribed thresholds of BASEL Accord. aesa qatai nhy ke aap pese dein or maspasand rating lelain

  • @MamoonJutt
    @MamoonJutt 9 днів тому

    As soon as the guest had to explain some actual concept he would say "Ye tou zara technical ho jaye ga" and would leave the concept. A complete waste of time honestly. The actual purpose of this video was talked for barely 2 minutes.

  • @muhammadasim8809
    @muhammadasim8809 Місяць тому

    Bhai guest ko bolnay to do. Such unethical way

  • @drhashirmalik3823
    @drhashirmalik3823 19 днів тому

    Guest doesn't seem professional, his accent wording and gesture are all so casual

  • @muhammadasim8809
    @muhammadasim8809 Місяць тому

    Let him (guest) speak, you are doing it wrong. Putting or taking words from his mouth. So bad, I would say such unethical way to do interviews.

  • @aadilfiaz8424
    @aadilfiaz8424 3 дні тому

    Very boring, useless and time wasting podcast. Pls don't share this type of podcasts