Why Regulations Are Made Anti-Consumers In Pakistan? Ft. Ammar Habib Khan | 142 | TBT |
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- Опубліковано 31 тра 2024
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In conversation with Ammar Habib Khan, this episode discusses his journey. As Chief Risk Officer, What does he do? How did he get into risk management? From where he did his masters? Why do individuals become illegal immigrants? Why have travel vivas become such a horrible experience? Was he working while studying in Europe for his masters? What are the characteristics of Coal of Thar, Pakistan? Is solar cheap or coal? What is the work of Karandaaz ? Why regulations are made anti-consumers in Pakistan and much more.
#thoughtbehindthings #muzamilhasan #onlinebanking
00:00 Tonight’s guest: Ammar Habib Khan
00:03 As Chief Risk Officer, What does he do?
02:37 How did he got into risk management?
06:28 From where he did his masters?
09:25 Why do individuals become illegal immigrants?
16:26 Why have travel vivas become such a horrible experience?
19:48 Was he working while studying in Europe for his masters?
20:06 What are the characteristics of Coal of Thar, Pakistan?
21:44 Is solar cheap or coal?
28:24 What is the work of Karandaaz ?
34:01 Why regulations are made anti-consumers in Pakistan?
42:31 What makes Raast so efficient?
51:00 Why has Digital Addoptation has become so difficult in Pakistan?
58:37 Why haven't the new companies been able to adopt QR codes?
1:12:14 How does he envision Pakistan in 2050?
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One of the outstanding podcasts I have listened to, in recent times. This guy nailed all the issues that a normal middle class Pakistani is facing nowadays. I loved every second of it. Ammar Habib Khan you rock dude.
💯
For the first time I have seen muzammil bhai acknowledging it loud about the financial market troubles 😅 I used to wonder how you can always see the positive side of govt. policies and I admire your rationale optimism.
Hope the financial institutios get well with time
True Karachite talking😂Really knowledgeable Podcast.
Currently taking Financial Risk Management from him at IBA. A gem of an instructor!
Alumni, a teacher of mine! So proud of him for talking about the core problems of Pakistan! The podcast is so simply explained that even someone who has no knowledge of finance or banking regulations can still understand what is happening around us!
This man motivated me to pursue economics 🙂
go for it! i am also starting accounting and finance this month InshAllah
Great to have him as a Lecturer at IBA Karachi! What an intellectual.
Did he teach a course at iba?
@@shaheeradil9567 yes hes my financial modeling professor currently at iba.
I saw many podcasts until now and this is the first person which feels who's telling the truth
That this is what actually happens
Ammar, one the most sharp and clear thinking minds ever comes across on a podcast.
I would say Ammar Habib Khan has very good knowledge, very informative podcast.
Ammar bhai explained everything the stakeholders, government and private sector are lacking ATM but in a very interesting and blunt way for a common Pakistani to understand. Wish my professors explained like him. ❤️
Great to hear Ammar Bhai in the podcast! Certainly one of my fav sessions of TBT! Felt a need of the hour to pursue economics. :D
Kindly invite Usman Gul Co-Founder & CEO of Airlift technologies.
Muzamal bhai aap yeh jo fintech, IT, aur think tanks on different aspects of life pe logon ko bulate hain yeh buhat acha karte hain.
Pakistan needs a digital revolution.
When demonetization happened here ( in India.. More than 90℅ of the currency was declared ineffective overnight.. Literally nobody knew about this before hand) People moved to Digital payment so quickly after this.. But yeah, demonetization was one of the major blunders of the modi government in the sense that economy took a huge loss.
But yeah, majority people go cashless imo these days ( from thele pe pani puri bechne vala se ek acchi dukan vala)
the question to Ammar: what is his views about present SBP governer ?
Please bring ammar again this time on mechanics of pakistan finances you guys were 70% focused on paymets.
it was good to hear about IPP and how taxed works, We can do hot money inflows for noobs and other econ stuff.
plz bring him again...... he has so much to offer :)
this is truly amazing podcast and very very well articulated. Following Ammar for quite long time and he has exceptional acumen. all the things he highlighted are very spot on. the bank he kept referring is HBL .... check his twitter he has thread on HBL. !!
Ammar is a rockstar I love his work. Would love to watch him again.
One of the most well articulated discussion I have seen totally a fanboy of Ammar bhai I am in awe of this well timed critical discussion.
You can do all transfers/payments in Australia with a beneficery Mobile number.
The user interface and facilities that other countries provide and un imaginable. i would have gone to the bank only 2 or 3 times in the last 8 years.
One of the most brilliant podcast.. muzammil i am changing pov for you from know
5.54 was the biggest news in banking in Pakistan. Hbl was practically kicked out of USA.
Outstanding!!
One of the Best Podcast 💯✨
#tbt
Ammar is great guy, really enjoy his threads on twitter, i believe he should be invited again to talk solely about growth and Raast.
Brilliant
Dear muzamil
You are doing great job
I have a request if you can conduct a show and a call a person from government and ask him why our roads are unchecked?
In every country governments collect huge amount from issuing parking tickets and driving licence.
In Pakistan getting driving license is a mess. No proper institution to teach driving and no proper parkings are on roads.
Please do this show this can save important lives lost and huge collection of taxes and also would made us look little decent.
Loved this episode. Really good.
excellent
One of the best ones yet
Too good!!!
You never discussed his food reviews. I was here for food discussion.
Enjoyed the podcast though. His blunt take on things was good to hear.
Excellent analysis by the guest. Wow
Wonderful thoughts. Invite him again
Dubara dekhne ka dil h. Outstanding conversation.
such a nice guest, do invite him again
I relate to this so much. I am absolutely tired of the bank service here.
Pointed the bitter ground realities which never reflect our policies 💯 Keep going man 🔥
One again very educated podcast. Great Job!
Very valuable podcast
Improvements in every new podcast ❤
Thank you Sir for informing me about these stupid banks and giving me a tool to deal with these idiots.
❤️❤️❤️❤️❤️ Please dubara bulaiyegaa sir ko 😍😍😍😍😍😍😍😍😍
Invite him for discussion on personal/family planning, regional, and country level financial planning.
yesterday @abl bank talagang takes 2.5 hour to open an salary account issue was server down
Ammar Habib Khan what a conversation sir really inspiring :)
Impressive personality, tru gentleman
Kindly invite Saif Ali again & do a full session on "Dastgyr".
1.11.30 very true. They just literally translate from English to salees urdu
Ammar Khan is a fantastic guest on every podcast. His appearances on Pakistonomy are great. I'd say he's one of the best commentators on Power and Power policy in Pakistan.
Really good yar
Or iny dubara zaror bolain as a business student mera knowledge boost mood pr chala gya hai ye podcast soon kr
44:19 He is talking about HBL. Their customer service is also stellar they made me wait 30 mins on call for 350 Rs.
Love the podcast
Pure desi talk without any English
Talk on facts not on ideas
THEEK HAI !
Brilliant shah ji 🌸❤️
i didnt know muzamil has done a podcast with this guy
hes purely a genius i discovered him thru twitter and frequently follow his well thought out takes on the economy+ social issues
in an ideal world hed be our finance minister hes a working joe with a very indepth knowledge of problems facing the common pakistanis
his whole take on financial inclusion has only given me confidence that im not the crazy one among my social circle that talks of financial inclusion
an anecdote to the whole conversation about opening a bank account, i have an account in santanders in the UK it took me less than 5 mins to open it up all i needed was my passport thats it went in the lady verified if its me said ok youll get a letter in the mail with your card and your details heres the app your login will be in the lettter you receive
i received the letter first thing next morning and since then have never had to make any conversation with Santanders about '' Link down hay''
I am eagerly waiting for your channel to get 100K subscribers. Slowly & steadily it's growing.
91.2K
36:16 they don’t let women open a bank account without a source of income, & most of the women don’t work here, hence they have joint accounts. I went to Meezan bank in 2019 to open my bank account, wasn’t employed at that moment, so they opened my joint account with my father 🤦🏻♀️
he is so right about patari i wanted to pay them but their app just won't accept it, decided to get Spotify.
muzammil please do a talk on evm please. its pros and cons.
Ma Sha Allah Sawaad a gya jnb ❤️ 🔥💯
@ammarHabibKhan u should create your own youtube channel on economics and financial education how middle class people can earn money
I am an Ammar stan! He can ELI5 everything
Great person and a great teacher. Love his classes. So chill and interactive!
What a cutie ammar
question asked at 1:07:00
my answer is sadapay
4:55 i don't that HSBC wanted to stay away from terror and black money financing, theres an episode on them in "Dirty Money" on Netflix, they themselves involved in black money and terror financing, and when they were caught, they started backing off
Kindly invite Shoaib Makani Co-Founder & CEO of KeepTruckin.
Want him again please
Invite him again.
Call Syed Muzammil on show
I live in Germany and i hagw 4 apps on my phone and i've never been in my bank in last 1 to 2 years
Muzamil i think SADA PAY. Is UAE based that could be the reason you have a different vibe from it.
Guys i am frm india but listening 2 this potcast i feel pakistan is far behind in digital payments...in india all cities and towns have QR codes for shopping..
In Pakistan also every bank and wallet app gives qr service ... They are just exaggerating alot
@@awnmuhammad4508 oh okk fine..but while listening to them i tght u guys still dnt have ..sorry abt tht..
@@awnmuhammad4508 u have gpay just asking
@@yjkbuddy no
@@yjkbuddy here mostly easypaisa is used like paytm in india
Nice to see your video, as always I get to learn something, but I want to add one thing that you talked about tax, I saw that you can spent three to four thousand rupees in Pakistan, and your tax number is issued and can be done because one of my friends applied for a visa to Spain, he issued a tax number for just three thousand and secondly I want to add another thing here I am living in UK for some time now and I saw lots of things that done by our community in foreign countries to which we do not get visas and we are humiliated, it is not the fault of our country's government, we people have a lot of lack of awareness, if anyone feels bad, sorry for that .
Banking is truly a nightmare in Pakistan :/ I literally do bank transfers even international funds transfers under one minute in Germany though Germany is major paper based bureaucracy. Nobody can ask you for your Shanakhti Card here. As a cash driven economy Pak have now booming fintech industry still we are lagging one major player can change his We need paypal in Pak.
hhahaha thats was nice, "pathar pakho, kisi embassy pe ja ka laga ga"
waiting for Sadapay
Seen a couple of videos by Muzammil clicked right away, election video then on this channel a plane spotting one and two sisters video all truly inspirational but this one drained my mind. Mostly pointed out issues about the system. Maybe Hosted could have been done better.
Sir, but what are you talking about. In Pakistan we have SOP. You have to follow SOP!
Boi is a genius 👌
You guys talk about QR code payment, please keep in mind that Karachi is the part of Pakistan and if you took your mobile out to scan the QR in open then it's gone for sure 😂
invite Muhammad moiz aka shumaila bhatti
Word "essentially" is a تکیہ کلام of Muzamil Hassan sahb 😁
right right right
Kindly invite Saad Jangda Co-Founder of Bazaar Technologies.
Bhai bs krdey😂
Sunny Ali is in Pakistan. Plz invite him.
India me credit card ko phone kar kar ke dete hai nahi chahiye to lene ke liye minnate karate hai phone kar kar ke pareshan karate hai
Please invite tania aidrus 1x
You sure this is not Mobeen Gabol ?
Mixed with facts and emotions. Some of your allegations are just your emotions, sir.
bring Nadra official
Bro why don't you call Tauha Ibn Jalil.He is also from isb
Every fintech app gives qr code service... Tum ne kis chanknay se research ki hai
Ecommerce delivery can make mistakes but the thing is they should have good return/refund/exchange process.
Meri bivi ko phone karake free me credit card diya one year ka maintenance charge free
Everyone knows these problems..... what is the solution
india ny ya kar lya.. canada nay woh karlya.. beging ny kamal kar dia......
Total waste of time....
Muzamil please bring some guest who are really making change in the society rather only criticizing
pai tenu Allah da wasta ee Dr. Zeeshan ul Hassan Usmani ko bula lo ik warrrrriiii
Kindly invite Shahveer Jafry, Junaid Akram & Waqar Zaka.