26 Tips to Increase Your Savings in 2025 (BIG Money-Saving Ideas!)
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- Опубліковано 26 лис 2024
- #savemoney #frugalliving #moneysavingtips2025
In this video I give you 26 Tips to Increase Your Savings in 2025. Great Money-Saving Tips! If you're looking to cut down on expenses, you've come to the right place! Make sure to hit that "Subscribe" button and turn on the notification bell to never miss an update from my channel. Stay tuned for more valuable content!
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Thank you for video! Last year at this time, we had 21k in credit card debt and our interest rate was 22%. I still get sick to my stomach when I think of how much interest we paid over the years! Yuck!! This card has been since paid off. It feels sooooo good.
Catherine, CONGRATULATIONS! That is fantastic ❤️
@ thank you! On to the next debt! 🥴
Way to go!! I know what you mean, but look forward not back! You have learned the lesson and incorporated it into your lifestyle, so won't be going back. 🎉
@@celestebarrentine3922 thank you!!! so true! It’s also marathon not a sprint 👍. I the debt pay period to be over quickly but I know that isn’t reality.
I am addicted to the Spender, and I have to remind my brain to stop it!!
My car 16 yrs old. Only have 64k miles. Driving til wheels fall off.
I’m painting all old furniture, to not buy new ones, IM trying to cook every day nothing fancy, & IM trying to schedule my routes just to save on gas!
Such good advice. I have come to realize my Super Power is Self Discipline. Everyone has their weakness. For me it was shopping. I grew up in a family that did not manage their money well. I had to learn later in life how to manage money.
Are you a Filipino?
I find physically moving money to my savings keeps me on track. I have a goal of X each payday and moving it physically has really helped me create a habit of saving. Even while paying off my credit card debt I still saved, I know many will disagree but it did create the habit of saving and paying more on debt…almost there , but I do have an emergency fund…that matters to me
The charts showing daily interest added to the credit card balances are very impactful.
If you pay what you owe every month then you don't pay interest. That's what we do
Way I pd off my house early was id paid amount monthly due and extra towards principle.
Way I pd off my house early was id paid amount monthly due and extra towards principle.
I use a credit card that gives money back for purchases. I’ve started a new habit of paying for purchases made on it with my checking account the day I make the purchase.
I actively do several of these ideals you gave and it has helped me Save for Retirement More Than I thought Possible! To God Be The Glory!
Wonderful, Delores! 🤗
I LOVE LOVE LOVE your videos!! You keep me motivated and made me smarter as to better control my finances. From the bigger things (paying back credit cards relentlessly & moving my raise to a separate account) to the smaller things (leftovers, selling stuff I no longer need) ... The extra benefit of you channel is that you are not preachy ❣
Awww, thank you so much! I am so glad my videos have been helpful 🤗
Thank you for sharing the interest chart! I think sometimes we need to see it to fully understand the impact of how we are spending our money and the interest we pay when we do not fully pay our credit card monthly.
You are so welcome! I am a visual person, and seeing it helps me to understand it as well. 🤗
It is so true… Restaurant food is not nearly as good as I remember it being. We have not physically been in a restaurant for over five years. Seriously. Do I miss it, not a chance! Our meal out is adding a rotisserie chicken and a salad, possibly coleslaw salad to the grocery order. We have not even been doing that lately. 😂
Hi Tressa! I hope you have a great weekend 💗
@ have a good weekend yourself, Jennifer. I always love seeing a new post from you 💕
I save a percentage of each check and that budget line item is non negotiable. Thanks for the great tips 🎉
You are so welcome!
For last 4 or 5 yrs I've taken my yearly raise and save it. Was living w/o so keep living w/o, saving the extra.
I have no subscriptions.
Eating out is not extreme but done but usually it's breakfast and, where I live, can get 2 sausage biscuits w/ small drink at McDonald's for $5. And a happy meal w/ no apples but extra fries for same so not overeating either.
Then save change I get back and in 2024 I've saved over $135.00 (that's what I have rolled already)and 1 1/2 months left in year.
I don't watch tv.
For the holidays, I've been downsizing my good jewelry regifting to close friends.
You had me at “it’s really only one option and that’s God above that matters.” Subscribed❤
🤗
Great tips, as usual. You mentioned potato chips being processed... unfortunately a bag of potato chips makes me very happy. I'm working on cutting back, but it's hard because I think chips are the best snack food/junk food ever! I loved when you said God's opinion is the only one that matters. Happy Holidays
Hi Linda! I know what you mean about chips. Have a wonderful week 🤗
I looooovvveeeee chips, too. Maybe we should make our own? Which is also health?
@@graceyfreeman2502 I purchased a microwave potato chip maker from Amazon. It's ok but not great, and the chips don't taste like store-bought.
Jennifer this was really great info. Thank you so much!!🤗
You are so welcome!
I always love the tips and reminders! Very nice!
Thank you so much!
If there's a book you're interested in reading- check local library for available copy first (it can be done online).
But less of, but more frequent- or buy the larger amount but freeze what you won't be using soon.
Thank you for all the time you put into this video! I do like making a game out of living frugally. I just have to share things I'm doing with like minded people and not my sister who says I deprive myself. LOL
As always, I love this video! If I had watched this a year ago, I would have been discouraged because we didn’t have the additional income to save. But now that our credit cards are paid off AND my husband got a promotion, $$$ is going in savings!!! 🎉
Tips we are following:
BUDGET BUDGET BUDGET! Track groceries, gas, bills & entertainment money. Don’t eat fast food, it’s horrible for you. Definitely get a high yield savings account! Set a goal with a physical tracker to color in, and do a happy dance when you get to do so 💃🏼
Rachel, these are great reminders! Also, I am so excited for you and having your credit cards paid off! Tell your husband congratulations on the promotion! 🤗
if you get rewards from your credit card use the gift certificates that you earned to go out to eat or treat yourself instead of eating out or spending your cash. just make sure yo pay off your card
Make sure you calculate your federal tax so you don’t get a refund. Save the difference. Uncle Sam does not pay you interest.
I adjusted mine this year because I got too much back for last year's return.
How do you do this?
@@andreasmith8405facts!!! Please explain 😂
Update your W4 with work
@@andreasmith8405
Update your W4 with work
@@andreasmith8405
Thank you ❤ Great tips I’m a natural saver
If paying down credit cards is your goal, try to stick to your nose spend for at least 6 weeks. That first set of statements that includes your no spend efforts is very empowering. Love your channel!
Im going to do a no spend January & February
Gladys, that is awesome!
As a single mom you read my mind but I will be starting from December to February, I not going crazy for Christmas at all ham slices instead of a whole ham !! Starting my own business. I don't have spare time
I am doing no spend since Nov 1st till May 1st😊
this video changed something in my head. i realized most of the things i want to buy are actually very, VERY unnecessary. from now on i'll try to stop myself buying those things as much as i can. thank you so much.
You are so welcome! 🤗
Good points. I open a high yield savings account 4.5% to deposit my SS check. It's difficult to get cash because no branches are near my house. I don't keep card on me.
I painted my living room floor antique white to save money. I love the way the paint shows the texture and grooves in the wood.
I have seen some people do that on different home improvement shows. Great job!
I remembered when I got an increase, 6:31 i would increase my 401k amount
Thank you for sharing this video. It’s so educational specifically for young people. Hoping more people practice this.
Financial literacy is the key 👍
Hi! My big goal for next year is just to get DH to listen to this video.
Thanks for your continued encouragement.
Yes! Mine is more in a “I’ve worked hard all my life, what can I buy” mode.
Yes, 'sneakily' is a word 😂😂 love your videos, Jennifer. In my country you can digitally turn on 'Round-Ups' with some accounts, which does the rounding up for you and ships it all off to a savings account or investments if you prefer. I do that and it's amazing how much it adds up.
That is an awesome feature! Thank you for sharing 🤗
Thank you for the video
I have to remember to make do!!Thanks for the reminder. Happy holidays !
Thank you so much! Have a wonderful rest of the year 🤗
@ YW . You, as well
We're having an issue with our refrigerator, and my son is troubleshooting with UA-cam
These were sensible tips - and good to see some advice in there about indirect ways to save money. Yep, eating cheap but bad food is going to cost you more in the short AND the long term. Yep, smoking is also going to come with a long term cost when it impacts your health.
One thing I think Americans should demand is better bank accounts - the kind that come with budgeting tools, low overdraft rates, and built-in optional hi-interest savings accounts (I’m in the UK and I currently have a 4.30% savings pot and. 3.85% pot (I save for different things in each pot) through my current account, accessed from within the same app). It’s wild to me what you guys are expected to put up with, and US banks really ought to up their game.
Thank you for sharing this! ❤️
This is helpful.
Always great info.
Thank you for this video. Our savings rate this year has been 22% on our gross income. We are increasing to 27% for next year. That makes me feel really good. I'd love for that to boost to 30% + for every year thereafter until retirement. Some of this "savings" is for sinking funds that are meant to be spent. I'm wondering if you feel I should deduct the sinking funds from our savings rate?
I think you are doing a great job! Do what is best for you and your family goals.
Another wonderful video and thanks for sharing this 😊❤
Thank you so much! ❤️
So many great suggestions!
Thank you so much!
Love it❤
We won’t be going out for breakfast ever again if possible. Me, my husband and my 13-year-old daughter went to go have breakfast that would normally have cost us about $25 to sit down and have a breakfast now $70 and that includes tip will not be doing this again plus I cook better anyway.
Tina, that is a lot! Breakfast at home for dinner is one of my favorite meals, and it is super inexpensive. Have a great week!
I stopped going out to breakfast years ago such a shame i used to love the diner atmosphere for breakfast
Watching from Philippines🇵🇭
Good tips!
Amen to that ( increase saving in 2025.
I really enjoy this video 😊
Thank you!
Should I save first or pay my credit card first? Or both?
If credit card interest is higher than saving account interest then pay that first
Thanks!
love your ideas!!!!!!❤
Thank you so much!
Awesome 😮😊
Wonderful tips!
Thank you!
I would like to hear your advise on low income senior citizen spending.
I save my five’s and use that money for garage sales.
My birthday is in December and it's my gift to me
Can you please make a video of how to pay your mortgage faster
Question, would you recommend paying more to mortgage at 2.75% or putting that extra in a HYS account where you get 4.25%
This is a great question!! I’d love to know the answer as well.
Thank you
Amen sister!!!🙏🏻🙌🏻❤
Great videos. Thank you
Thank you so much!
Thank you.
Rebecca, you are very welcome! 🤗
I save money, just making good coffee at home....just the way I like it...instead of having coffee outside....@ $2.85 a cup a day...that is $1,040.25 in a year ...not including tips....That's just about a R/T airfare to many places....
I am getting a debit card so I don’t use my credit cards anymore. Interest is dreadful.
Definitely, when I receive my 1:28 aside , 5k in a CD
Hi Jennifer 👋🏻
Hi Maria! 🤗
I drink 3/4 cups of coffee a day, so I make it home instead of buying it out.
Subscriber here, there haven't been any new tips in these recent videos. Feels like a remix of old lists. Budget(audit/tracking), round up, automate savings... Maybe I'm just having deja vu.
Hi there! Those are some of the most impactful tips I have used, so I continue to repeat those in videos with a wide variety of other ideas. I hope you have a wonderful week 🤗
Unlike other niches on UA-cam, finance is pretty straightforward when it comes to what to do. Ive watched nearly all of her videos and although I’m quite good with money and know most of the tips and tricks I think it’s a great way to remind yourself of all the options and one can always improve or get back on track! 😊 doesn’t always have to be some
Groundbreaking new thing - sometimes all the power is going back to the basics! 🎉
@@THEJENNIFERCOOKin any case. Keep doing what you’re doing ❤
Totally agree the reminders of old methods helps to make me look and make sure I am still doing all those things it also gives new subscribers vital information and sets them on a good Financal journey.
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Hello
I find physically moving money to my savings keeps me on track. I have a goal of X each payday and moving it physically has really helped me create a habit of saving. Even while paying off my credit card debt I still saved, I know many will disagree but it did create the habit of saving and paying more on debt…almost there , but I do have an emergency fund…that matters to me