I paid social security for 26 years and was a police officer for 30 year where I did not pay into social security. Due to WEP, I make a whopping $469 per month in social security. I welcome being able to collect on what I paid in prior to my law enforcement career. I have no idea of what I can expect on a monthly basis now, but anything would be appreciated.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
My husband and I paid Social Security all our life while we were working if you did not pay you do not deserve to get anything we barely making enough money together to get by on what is one going to do when the other one passes away
I paid industrial security I deserve my social security in total. Jimmy Carter changed all that when he said my social security would be offset because of my civil service retirement. How is that fair? It was not fair. I think they should go all the way back to when Jimmy Carter screwed everything up and took away my honey instead of just going back to January of 2024.
No. The 90% was never ever ever designed/created or meant for you. If you paid FICA into a public sector municipality pension, it means you likely did not contribute to Social Security taxes because your public sector job likely offered a pension plan that exempts you from mandatory Social Security coverage, meaning your FICA contributions would only go towards Medicare, NOT Social Security. A year of coverage (YOC) is a year in which a Social Security beneficiary has earned enough to contribute significantly to the Social Security Trust Fund. The WEP applies to people who receive Social Security benefits based on fewer than 30 YOCs, AND a pension from NON-COVERED work. The WEP scales down ONLY the FIRST percentage, from 90% to 40% for 20 or fewer YOCs. It then increases by 5% with each YOC. So 21 YOCs = 45%, 22 YOCs = 50 and so on. But again ONLY on the FIRST percentage. When you reach 30 YOCs then your first % maxes out at 90%. The difference of those %’s might seem small, but multiplied by millions, it's a loss that is financially irresponsible to deduct without first replacing it,......nor is it "Fair"
@@zynxmynx69 We could do without the arrogance. Bob and Ted both worked as steel mill for 25 years and paid the same into social security. Bob then retired but Ted decided to work another 10 years as a firefighter where he didn't contribute to social security. Give me one reason why Ted should get less from social security then Bob even though they contributed the same number of years and FICA taxes? (Spare me the 90% BS)
What about the people that paid into Social security their whole lives, except for the last 4 years, I worked for a law enforcement agency. I deserve some of the money I paid in!
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
Know that many of us who chose to work in the public sector and to give back to the community did so knowing that we were not going to be paid what we could be in the private sector. This was true more so in the past than now as now the public sector is being as competitive in pay as is the private. That said, not all public sector had access to a decent pension system. So this help is appreciated.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
@@zynxmynx69quit riding the same crap over and over, clown, because you're the only one that's trying to be arrogant here. We're not having it! Your power has just been removed.
What about stay-at-home moms who never contributed to the SS fund but are still able to collect spousal benefits? Government workers can only get 1/3 of the spousal benefits despite contributing to the SS funds.
Hi Dr. Ed, I am 67 y/o, retired, and one of those city workers from Massachusetts that will be receiving this SS increase. I didn't ask for it, and I have seen your previous videos on this "SS Fairness Act"! I must admit that you have convinced me that this act is not fair for most people, don't get me wrong, I'm taking this extra $$$ but if congress passes another better and fairer "Offset Act", I will have no issue with it! Thank you for sharing your expertise! Hope you and everyone have a Merry Christmas and a great New Year!!!!
As a US Thalidomide Survivor, there is nothing more disappointing than government employees receiving double benifits when none of the 600+ babies born here in the USA that were never compensated for being their human testing subjects without permission.
6 годин тому
Social Security is an earned benefit. You can't put babies to work, there are child labor laws.
Well so much for the $200 increase across the board for the rest of us. Playing politics with our seniors well being is truly evil. What is good for some should be good for all!
Im 81 years old. Almost 82. I’m drawing $1440/month and now working for school transportation driving a school bus. I’ve been there about 18 years and making around $22,000/year. I’m still paying into social security. You are making assumptions over the whole process
I agree with you. Not enough for poor on Social Security benefits. These are public employees that have a pension. They did not have Social Security payments taken out of their public employee jobs.
There are so many people that get less than $1000 per month. These were the people that really needed to get a raise, not people that already receive a pension. They are being too greedy.
You would rather 3 percent lose what they were entitled to, because the 97 percent already do? What a selfish attitude. This is a miracle for me, and people like me have waited 30 years!!! Why should you get spousal benefits if you have never worked or paid a dime to SS? Same complaint as those who oppose this act. Think about helping others.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
Ed let’s hope Congress feels this generous saving Social Security for the rest of us 97%ers! Question: a) do the 3% still have to meet the 4O quarters rule or are they getting credit for the non-covered job, and b) won’t they get a bunch of goose eggs for the years they didn’t have their side gig or earn the minimum? Based on your illustration we must be talking a few hundred dollars a month max, and the uncovered Pension they receive should exempt them from SSI. Cheers, Michael Albuquerque NM USA,
Everyone is required to have 40 quarters to be eligible for social security benefits. Most people affected by WEP worked 20+ years paying into social security and also worked another job for another 20 years where they were not contributing to social security and earned a non-covered pension. The examples Ed keeps bringing up are not representative of reality.
Don’t you all see you are angry at the wrong people. Most Public Service workers are not getting much money. Some of these people are secretaries, janitors, bus drivers, teachers assistants. They are not getting much money from a pension.
It seems like they should have to pay FICA taxes on the income that hasn’t been taxed yet and then they should get money based on the same formula as the rest of us
I worked as a firefighter and I received a pension. I worked a part-time job on my days off for years and I did pay into SS and will receive SS with in a few months. So is it fair to take my money and not receive what I am doing? I worked two jobs to get where I am and I deserve to be paid for what I put into it. the system
Enough of the social engineering videos. I paid in. I didn't pay into others could collect my money! I paid in that money so that I could collect, nothing more and nothing less. And the expectation is that my wife as a survivor which she will likely be should not get shortchanged. Enough of this bull crap. That's how it is.
Interesting, who would've switched jobs if they had known they would lose benefits they had paid into! Also, doesn't mention that as much as 85% tax on pension plus 50% on SS. 😮
look let me tell you something I worked for 36 years for the federal government for 33 of those years. I worked a 35 hour part-time job after I got off work at the shipyard. Neither job bothered the other one, but on the second job I paid into Social Security. I work just as hard as the second as I did it my federal government job so I feel like I am entitled to all of my Social Security that I paid in. I should not only get 40% of my Social Security. Yes I am sorry there are people that are needing out here, but I have worked I was able and I worked and I deserve my 90%. Let the other people get out and work. I work two jobs for 33 years get out there and work a job.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
You did not pay in the first job. You deserve what you got from what you paid in. You worked off of our wonderful defense industry that sucks money out of our economy. The government would rather give a Ukrainian Afghanistani or Iraqi pension benefits, social medicine, social welfare, fund government institutions, and give them weapons. Most of these weapons are on the black market. Our government treats us more brutally than those we offend with our failing foreign policies. Why don't you advocate no caps on millionaires or billionaires? Do your part and put in instead of take.
Really? I paid SS from 1964-1994 when I started teaching in the public school system. I paid into the state pension system for 18 years before I retired. It was then I heard about WEP. I lost 2/3 of the SS I contributed to. I was also unable to collect any widow’s pension when my husband died. Why do you consider this unfair?
6 годин тому
No. You signed a statement in 1994 that you understood WEP and GPO. Its on file with Social Security.
So it's all ok because she signed a piece of paper? By the way, people who worked in the UK, Canada, Japan, France and other countries before coming to work in the US never signed that statement but yet have their pension reduce SS regardless.
Neither employer gave me a paper to sign or mentioned my SS would be reduced by 2/3. We had no choice but to pay both and should be entitled to full retirement under both systems. One was federal. One state. What makes those different from private?
This is not!!! extra money. This money was taken out of paycheck if any other jobs were worked during a lifetime of work..A pension may only be for 20 yrs of work. I am a postalworker. If my husband worked and paid into social security and I collect my civil service retirement, he cannot collect his SS retirement because it will be deducted from my retirement. . If he dies I cannot collect his survivor benefit because it will be deducted from my pension. How is that fair? You are wrong that people who don't pay in will get it.I also had SS taken out BUT because I was civil service I could not collect any of it. This was not JUST for the extreme poor. It was for anyone who paid in. Not everyone will get 90%.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
my wife was teachers aid for 20 years and gets 1000 a month pension for which she did not pay ss. She also worked 20 years as a nurses aid and pais ss. and only gets 600 a month ss checks because of WEP
If you were married for a year, and she was entitled to retirement Social Security, the general answer is yes, you could collect survivor benefits. There are exceptions, but for those, you are better off getting an in-person or phone interview with a Social Security specialist than looking at the sector of the website that mentions survivor benefits.
I am trying to figure if I will benefit from this or not. I put in my 35 years into SS. Had low paying jobs. Became a preschool teacher at a community college so I was paid by the State of California for almost 10 years. I retired at 55 cause my body couldn’t handle it anymore. I got a small pension ( about $400 a month) I started getting Social Security at 65. My income now is under $1500 per month. I paid into social security security and my CALPERs
If they didn't pay into it, why do they get anything? And if they're receiving gov't pensions, doesn't that $$ come from the same place? Taxpayers? This is soooo confusing.
@@gramajan4 a lot of there’s people did pay in because the had to have two jobs to make ends meet. I know a clerk who retired as a GS 5 she had to work at 2 jobs the other she payed SS but when she retired her great federal retirement was not that good and she Could not get help from her SS she payed into. This gut is a real jerk
@@lemchesher311 he's stirring up discontent purposely. Who knows why 🤷I mean. HE worked for SSA. Seems he's purposely directing basically hate toward those folks affected by the new bill.
@ in my 35 years of service with federal government. I have run across many like him. I have seen many loyal employees of the lower grades. Retiring on nearly nothing. It was heart breaking. As many were women. Most of them are gone now. This guy is a real jerk.
@@lemchesher311 It's very sad a grown man is coming off this way; as if he has an axe to grind with someone and using mob mentality to do it. Just my feelings.
It would be better if Ed wasn't so biased on this issue. I'm thinking of unsubbing if he doesn't move on. The people impacted by WEP worked a job where they did contribute into SS as well as another job where they didn't and earned a non-covered pension. WEP was meant to factor that in but it turned out to be unfair in many scenarios.
I was asked in chat to review vid, that Ed stated he would help Trump admin fix all this. On review, he did not. In this vid, Ed confirms the SSA needs to change their calculations for their work record, so being this person does not have any SSA calculations, your calculated at 90%. (facepalm), yes, SSA needs to fix their own calculations. Also in this vid, "politicians are politicians, you say you are will to debate us "3%ers" but refuse to actually explain with verifiable documentation. Hope does this make any sense as the 97% would vote out these politicians. What's with your math? You inferred your a Federal FIRS retiree, same as me, BUT I was inversely early disability retired by OPM, and GPO reduces me, as I HAVE provided, but you have NOT responded to these posts, as you KNOW what was report is correct, and not in line with your WOKE Statements. So again, you state you are willing to debate, but do not. (cough - hypocrite)
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
Teachers have a pension plan. My sister was a teacher for 30 years. My son is a teacher also. Police officers I assumed have a separate pension plan also, much like the railroad employees.
Do they of these jobs have to start paying fica taxes going forward like the rest of us.? They seem to have not mention that. But they did mention backpay. How convenient. Totally unfair.
People need to understand that there are 2 different retirement systems for federal employees, CSRS, and FERS. FERS was for federal hires starting January 1, 1987, and CSRS were prior to that. CSRS employees hired before 1984 did not pay into SS, FERS did. The CSRS pensions were based on a getting a pension about 60% of your salary. They could also draw on TSP (401K) contributions. FERS pensions have 3 legs, SS, pension, and TSP. Their pension is about 30% of their high three salary. So, the CSRS pensions are 30% more than FERS. One could argue that because CSRS didn’t contribute to SS their pensions were more. And that because FERS employees did pay into SS, their pensions were less. So now these CSRS retirees will get SS too? But their pensions, which are greater than FERS are not decreased? This is why it isn’t fair. For federal employees, if you are going to now give SS to CSRS retirees, then their pensions should reflect that. Make it similar to what FERS retirees get. Otherwise, they are getting pensions that are double that of FERS. And please note, I am only, specifically, talking about federal retirees that are CSRS versus FERS, not anyone else.
Federal employees support US foreign policies like funding pensions, social welfare, social medicine, and governmental institutions and providing weapons to Ukraine, Afghanistan, Iraq, and Vietnam. They also supported globalist ambitions to move jobs to China, raising the Chinese standard of living and lowering the American standard of living. You are immune to any fluctuation in the economy and support the brutal, inhumane policies of the US that screw the working middle class of the US. Much of the globalist expansion money could have gone into Social Security and Medicare instead of BlackRock's ambitions. As a government employee, you produced nothing and facilitated the demise of the middle class. You deserve nothing.
You answered questions I could not quite formulate in my never-worked-for-the-government brain! And thanks for what you did while you were there! Cheers, Michael Albuquerque NM USA,
Right now, my wife receives spousal benefits, and naturally I’m still alive. So when I die #1, will she be able to get my full Social Security benefits, and then, after that, will she be able to also keep her spousal benefits?
This has little to do with H.R. 82 but to answer you: spousal benefit is capped at 50% of the benefit of the higher earning spouse. When the higher earning spouse dies, the surviving spouse gets 100% survivor benefit but she no longer get the spousal benefit. So if your benefit was $2000 and you wife $1000, when you die your wife will get $2000.
What about spousal and survivor benefits? Should those benefits be refigured also? Should spouses be able to get survivor benefits from social security if they have a pension?
Thank you Dr. Weir, PhD.... you are literally saving people's lives when they follow your 'free and honest' advice!!! That's a rare and invaluable service in this day and age, and... considering where America is headed!!!!!!!! ⭐⭐⭐⭐⭐
The 3% group pensioned civil service benefit is not just this higher unfair return , go back on lifetime wages and see what the total of 6.2% FICA taxes you paid on 30. to 40 years of working. FICA taxes free . They avoided paying 6.2% FICA on ALL wages. It is a very significant savings. In my case the savings would near $100,000 or more . Invested it would probably be over $140,000 today . The one question they can never answer in the affirmative. Did you or did you not pay fica taxes on 100% of your earned wages? Yes or no? They have to say NO because they didn’t pay FICA on 100% on all lifetime wages no matter how many side jobs they had. The exception I would maybe make , is if they worked full time on both a fica taxed and a non fica taxed job simultaneously all those years. 80 hours a week working would be a lot. Probably don’t apply in most cases. They could have adjusted the Formula for the reduction a bit for some cases - percentage of fica actually paid in. Why did they rush this through so fast? Scramble. Before the holiday break it seems. Lump it near the government funding crisis bill Maybe the hope holiday distraction would help it slide. I support the 97% social security fairness act concept
Explain the pensions paid for government employees out of property taxes. My property taxes increase each year so someone somewhere is getting an annual increase in pension.
It has nothing to do with what kind of work it was - you need to have earned a non-covered pension (where you weren't paying into social security) and another job where you did pay into social security.
Resistance to social security has always been present, especially when it was first proposed by Socialist Eugene Debbs in the 20's. It took millions of people starving during the Great Depression to get it passed along with multiple other New Deal programs. Now that the haves have disproportionate political power over the have nots, social security is in jeopardy even though millions are still in need.
Not so much that they got a pension. Their pension is kinda similar to anyone else’s IRA except they are guaranteed an amount for life where the IRA payout could fluctuate depending on market returns . It just that they did not pay fica taxes on a BIG part of their main job. Which was a lot of savings. 6.2% fica saved. x however many years is a lot. We have a pension but I paid fica taxes on all the related wages. WEP never applied in our cases because we paid the FICA every year as did our employer. . It only applied to the ones who did NOT pay fica taxes on 100% of their lifetime wages, though they may have paid some FICA on early jobs, side seasonal or gig jobs, or post retirement jobs. . They still did not pay FICA taxes on ALL their earnings.
@@dennisniemeyer8360 Correct. "If you "paid FICA into a public sector municipality pension," it means you likely did not contribute to Social Security taxes because your public sector job likely offered a pension plan that exempts you from mandatory Social Security coverage, meaning your FICA contributions would only go towards Medicare, NOT Social Security."
@@zynxmynx69 yes. I have both the Medicare and fica taken out. In our case we paid the FICA all along. So wep did not apply to us. Paying thousands of dollars into fica every year for years That is the way our pensions were set up. Wonder if these 3% type jobs have to start paying fica now. I hope so.
@@dennisniemeyer8360 That seems to never been questioned nor answered. Going forward will this change the way pensions pay SS FICA? Or will continue on forever? If so NON-COVERED pensions became the new "American Dream"!
@@zynxmynx69 yes in my case I pay both the FICA and the Medicare part. Thousands of fica dollars per year paid in total . So on our pension the WEP windfall reduction. never applied. Many government workers paid in fica taxes on their pensions , though some (the 3% WEP effected). did not. Depends on the structure/arrangement. . But those that did not pay in fica saved on those FICA taxes all those years. It adds up to a nice tidy sum if adding up all the fica taxes saved over time. Invested FICA taxes saved. could easily OFFSET most if not all of the WEP shortfall with a 4% annual draw. Some did do that. We also contributed to our own pension a significant percentage of wages .
Wrong. They did pay into it hence why they are getting a SS benefit. They also worked another job where that had a pension plan that opted out of social security. WEP impacts those who have both a non-covered pension as well as a social security they earned in another job.
The maximum WEP reduction was $587 a month. Most impacted by WEP had reductions between $200 and $300 a month, so we're talking $3000 a year here. I have no idea why you're trying to create a controversy where there isn't one. Looks to me like you're just using this for click bait.
@ I retire from the federal government with 35 years as a GS 9 and I payed into SS for 30 year but I can’t get any of the SS I payed into how is that fair I know clerk s that retired as GS 4 or5 and had two jobs to make ends meet how is that fair. This will make a big difference for them. You are a typical high paid Bureaucrat that look down on his employees
Typically, government employees end up with a partially taxpayer-funded pension. And yes, they pay into their pension, and their match (up to 6% of their pay) is paid with tax funds since they're government employees. This is why they were excluded from getting SS in the first place. It's double dipping into the tax pool. Not to mention, government employees typically get much better pay and benefits than similar private-sector employees. If you want to talk fair, shouldn't everyone who has worked anywhere get a taxpayer-funded pension along with SS?
Ed, you should contact Vivek and offer your services to reshape and fix the Social Security program. Nobody knows it better than you. It would be a great service to Americans and a great way to make sure that well-meaning people don't go awry.
In light of the giving season we are in, I know how we can right these wrongs! All of us gay guys who will get the max benefit and are patiently waiting to collect (at 70, naturally) should find someone to marry who is much younger and made minimum wage and didn’t work much! Cheers, Michael Albuquerque NM USA, PS If they track it like INS does with green cards, it’s a deal breaker! And don’t forget the pre-nup!
6 годин тому
So thats a hack for life. Otherwise known as CHEATING. So you are a cheater.
@@zynxmynx69Trump supports it also. I worked 20 years on the outside paying Social Security. Then did 33 years in County Service. Wep knocked my Social security to $300 a month. Than God my luck and planning made up the difference plus the 33 years of County Service.We are owed the money we paid in. Why don't you enjoy a tall cool glass of STFU. Merry Christmas
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I paid social security for 26 years and was a police officer for 30 year where I did not pay into social security. Due to WEP, I make a whopping $469 per month in social security. I welcome being able to collect on what I paid in prior to my law enforcement career. I have no idea of what I can expect on a monthly basis now, but anything would be appreciated.
If you paid into social security you deserve social security check.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
@@zynxmynx69you're the one being arrogant here and thank that you are a smart little pup. But you're not. Such a cut and paste keyboard warrior!🤣
My husband and I paid Social Security all our life while we were working if you did not pay you do not deserve to get anything we barely making enough money together to get by on what is one going to do when the other one passes away
I paid industrial security I deserve my social security in total. Jimmy Carter changed all that when he said my social security would be offset because of my civil service retirement. How is that fair? It was not fair. I think they should go all the way back to when Jimmy Carter screwed everything up and took away my honey instead of just going back to January of 2024.
90% is not fair, that was for poor people. We middle class deserve it if you do, we don't even have a pension.
@@stephanieinglett8569 JC was an absolute fool
@@Kathleen67. Correct. The 90% was never ever ever designed/created or meant for everyone.
@@zynxmynx69It was before Carter screwed if up. And now? It's fixed! Get over it!
If I put in 26 years of SS years of credit, should I not get the same as someone who put in 26 years without a pension?
If they included all your salaries including pension, fine. But should be fair for all not just a select few.
@@TimDiaz-j2s if you paid into social security, sure
No. The 90% was never ever ever designed/created or meant for you.
If you paid FICA into a public sector municipality pension, it means you likely did not contribute to Social Security taxes because your public sector job likely offered a pension plan that exempts you from mandatory Social Security coverage, meaning your FICA contributions would only go towards Medicare, NOT Social Security.
A year of coverage (YOC) is a year in which a Social Security beneficiary has earned enough to contribute significantly to the Social Security Trust Fund. The WEP applies to people who receive Social Security benefits based on fewer than 30 YOCs, AND a pension from NON-COVERED work.
The WEP scales down ONLY the FIRST percentage, from 90% to 40% for 20 or fewer YOCs. It then increases by 5% with each YOC. So 21 YOCs = 45%, 22 YOCs = 50 and so on. But again ONLY on the FIRST percentage. When you reach 30 YOCs then your first % maxes out at 90%. The difference of those %’s might seem small, but multiplied by millions, it's a loss that is financially irresponsible to deduct without first replacing it,......nor is it "Fair"
Nope. Still? Nope!🤣
@@zynxmynx69 We could do without the arrogance. Bob and Ted both worked as steel mill for 25 years and paid the same into social security. Bob then retired but Ted decided to work another 10 years as a firefighter where he didn't contribute to social security. Give me one reason why Ted should get less from social security then Bob even though they contributed the same number of years and FICA taxes? (Spare me the 90% BS)
What about the people that paid into Social security their whole lives, except for the last 4 years, I worked for a law enforcement agency. I deserve some of the money I paid in!
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
@@zynxmynx69so you're saying that he shouldn't get anything then? Well I don't think so! Homie don't play that!
@@bluize567 fiction
You do.
@@zynxmynx69 The 90% was never meant for millionaires either but they get it. What's your point?
Regular workers get screwed
Know that many of us who chose to work in the public sector and to give back to the community did so knowing that we were not going to be paid what we could be in the private sector. This was true more so in the past than now as now the public sector is being as competitive in pay as is the private. That said, not all public sector had access to a decent pension system. So this help is appreciated.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
@@zynxmynx69quit riding the same crap over and over, clown, because you're the only one that's trying to be arrogant here. We're not having it! Your power has just been removed.
Dr Ed you are doing an amazing job keep up the great work 😊
Thank you! Will do!
Many people did 20 in the military then did 30 on a police department, they paid ss for the first 20.
What about stay-at-home moms who never contributed to the SS fund but are still able to collect spousal benefits? Government workers can only get 1/3 of the spousal benefits despite contributing to the SS funds.
And?
@ That is why we need social security fairness act.
Hi Dr. Ed, I am 67 y/o, retired, and one of those city workers from Massachusetts that will be receiving this SS increase. I didn't ask for it, and I have seen your previous videos on this "SS Fairness Act"! I must admit that you have convinced me that this act is not fair for most people, don't get me wrong, I'm taking this extra $$$ but if congress passes another better and fairer "Offset Act", I will have no issue with it! Thank you for sharing your expertise! Hope you and everyone have a Merry Christmas and a great New Year!!!!
I'm in the same situation. This issue was supported by our association leadership and promoted with disinformation.
As a US Thalidomide Survivor, there is nothing more disappointing than government employees receiving double benifits when none of the 600+ babies born here in the USA that were never compensated for being their human testing subjects without permission.
Social Security is an earned benefit. You can't put babies to work, there are child labor laws.
Well so much for the $200 increase across the board for the rest of us. Playing politics with our seniors well being is truly evil. What is good for some should be good for all!
Im 81 years old. Almost 82. I’m drawing $1440/month and now working for school transportation driving a school bus. I’ve been there about 18 years and making around $22,000/year. I’m still paying into social security. You are making assumptions over the whole process
I agree with you. Not enough for poor on Social Security benefits. These are public employees that have a pension. They did not have Social Security payments taken out of their public employee jobs.
There are so many people that get less than $1000 per month. These were the people that really needed to get a raise, not people that already receive a pension. They are being too greedy.
You would rather 3 percent lose what they were entitled to, because the 97 percent already do?
What a selfish attitude.
This is a miracle for me, and people like me have waited 30 years!!!
Why should you get spousal benefits if you have never worked or paid a dime to SS?
Same complaint as those who oppose this act. Think about helping others.
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
Ed let’s hope Congress feels this generous saving Social Security for the rest of us 97%ers! Question: a) do the 3% still have to meet the 4O quarters rule or are they getting credit for the non-covered job, and b) won’t they get a bunch of goose eggs for the years they didn’t have their side gig or earn the minimum? Based on your illustration we must be talking a few hundred dollars a month max, and the uncovered Pension they receive should exempt them from SSI.
Cheers, Michael Albuquerque NM USA,
Everyone is required to have 40 quarters to be eligible for social security benefits. Most people affected by WEP worked 20+ years paying into social security and also worked another job for another 20 years where they were not contributing to social security and earned a non-covered pension. The examples Ed keeps bringing up are not representative of reality.
Don’t you all see you are angry at the wrong people. Most Public Service workers are not getting much money. Some of these people are secretaries, janitors, bus drivers, teachers
assistants. They are not getting much money from a pension.
It seems like they should have to pay FICA taxes on the income that hasn’t been taxed yet and then they should get money based on the same formula as the rest of us
Um, that would be easy and preclude years of further debate and waste of breath!
That would be even more unfair - paying FICA taxes but yet have no earnings record for that year? Get real.
I worked as a firefighter and I received a pension. I worked a part-time job on my days off for years and I did pay into SS and will receive SS with in a few months. So is it fair to take my money and not receive what I am doing? I worked two jobs to get where I am and I deserve to be paid for what I put into it. the system
Enough of the social engineering videos. I paid in. I didn't pay into others could collect my money! I paid in that money so that I could collect, nothing more and nothing less. And the expectation is that my wife as a survivor which she will likely be should not get shortchanged. Enough of this bull crap. That's how it is.
Interesting, who would've switched jobs if they had known they would lose benefits they had paid into! Also, doesn't mention that as much as 85% tax on pension plus 50% on SS. 😮
You paid in because it was the law. You didn’t have a choice. Cheers, Michael Albuquerque NM USA,
Your choice was the WEP job. And now you blame the world? GFU
look let me tell you something I worked for 36 years for the federal government for 33 of those years. I worked a 35 hour part-time job after I got off work at the shipyard. Neither job bothered the other one, but on the second job I paid into Social Security. I work just as hard as the second as I did it my federal government job so I feel like I am entitled to all of my Social Security that I paid in. I should not only get 40% of my Social Security. Yes I am sorry there are people that are needing out here, but I have worked I was able and I worked and I deserve my 90%. Let the other people get out and work. I work two jobs for 33 years get out there and work a job.
We heard you the first time.
@ good for you
@@pamelasnider5319 🤣
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
You did not pay in the first job. You deserve what you got from what you paid in. You worked off of our wonderful defense industry that sucks money out of our economy. The government would rather give a Ukrainian Afghanistani or Iraqi pension benefits, social medicine, social welfare, fund government institutions, and give them weapons. Most of these weapons are on the black market. Our government treats us more brutally than those we offend with our failing foreign policies. Why don't you advocate no caps on millionaires or billionaires? Do your part and put in instead of take.
Really? I paid SS from 1964-1994 when I started teaching in the public school system. I paid into the state pension system for 18 years before I retired. It was then I heard about WEP. I lost 2/3 of the SS I contributed to. I was also unable to collect any widow’s pension when my husband died. Why do you consider this unfair?
No. You signed a statement in 1994 that you understood WEP and GPO. Its on file with Social Security.
So it's all ok because she signed a piece of paper? By the way, people who worked in the UK, Canada, Japan, France and other countries before coming to work in the US never signed that statement but yet have their pension reduce SS regardless.
Neither employer gave me a paper to sign or mentioned my SS would be reduced by 2/3.
We had no choice but to pay both and should be entitled to full retirement under both systems. One was federal. One state. What makes those different from private?
Why are you lying? That’s not true.
This is not!!! extra money. This money was taken out of paycheck if any other jobs were worked during a lifetime of work..A pension may only be for 20 yrs of work. I am a postalworker. If my husband worked and paid into social security and I collect my civil service retirement, he cannot collect his SS retirement because it will be deducted from my retirement. . If he dies I cannot collect his survivor benefit because it will be deducted from my pension. How is that fair? You are wrong that people who don't pay in will get it.I also had SS taken out BUT because I was civil service I could not collect any of it. This was not JUST for the extreme poor. It was for anyone who paid in. Not everyone will get 90%.
So my SS check gets reduced by 40% due to WEP, so now does it go back up the same amount? Thanks!
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
my wife was teachers aid for 20 years and gets 1000 a month pension for which she did not pay ss. She also worked 20 years as a nurses aid and pais ss. and only gets 600 a month ss checks because of WEP
highest 35 years of covered wages would give her 15 years of zeros. That wouldn’t give her much of a SS benefit.
Isn’t 50% of yours more? Have you even checked? Bless her heart for the work she did that many of us wouldn’t!
Cheers, Michael Albuquerque NM USA
Who gets the 50%?
My wife was on ssdi
She passed away in2017
Im 72
Am i allowed to claim spousal benefits
If you were married for a year, and she was entitled to retirement Social Security, the general answer is yes, you could collect survivor benefits. There are exceptions, but for those, you are better off getting an in-person or phone interview with a Social Security specialist than looking at the sector of the website that mentions survivor benefits.
I am trying to figure if I will benefit from this or not. I put in my 35 years into SS. Had low paying jobs. Became a preschool teacher at a community college so I was paid by the State of California for almost 10 years. I retired at 55 cause my body couldn’t handle it anymore. I got a small pension ( about $400 a month) I started getting Social Security at 65. My income now is under $1500 per month. I paid into social security security and my CALPERs
Why don't you just call SS and ask?
Ugh..... That bill should not be passed.
The Rich should be taxed on ALL of their Money like the rest of us. This would help Social Security
If they didn't pay into it, why do they get anything? And if they're receiving gov't pensions, doesn't that $$ come from the same place? Taxpayers? This is soooo confusing.
@@gramajan4 a lot of there’s people did pay in because the had to have two jobs to make ends meet.
I know a clerk who retired as a GS 5 she had to work at 2 jobs the other she payed SS but when she retired her great federal retirement was not that good and she
Could not get help from her SS she payed into. This gut is a real jerk
@@lemchesher311 he's stirring up discontent purposely. Who knows why 🤷I mean. HE worked for SSA. Seems he's purposely directing basically hate toward those folks affected by the new bill.
@ in my 35 years of service with federal government. I have run across many like him.
I have seen many loyal employees of the lower grades. Retiring on nearly nothing. It was heart breaking. As many were women. Most of them are gone now.
This guy is a real jerk.
@@lemchesher311 It's very sad a grown man is coming off this way; as if he has an axe to grind with someone and using mob mentality to do it. Just my feelings.
It would be better if Ed wasn't so biased on this issue. I'm thinking of unsubbing if he doesn't move on. The people impacted by WEP worked a job where they did contribute into SS as well as another job where they didn't and earned a non-covered pension. WEP was meant to factor that in but it turned out to be unfair in many scenarios.
I was asked in chat to review vid, that Ed stated he would help Trump admin fix all this. On review, he did not. In this vid, Ed confirms the SSA needs to change their calculations for their work record, so being this person does not have any SSA calculations, your calculated at 90%. (facepalm), yes, SSA needs to fix their own calculations. Also in this vid, "politicians are politicians, you say you are will to debate us "3%ers" but refuse to actually explain with verifiable documentation. Hope does this make any sense as the 97% would vote out these politicians. What's with your math? You inferred your a Federal FIRS retiree, same as me, BUT I was inversely early disability retired by OPM, and GPO reduces me, as I HAVE provided, but you have NOT responded to these posts, as you KNOW what was report is correct, and not in line with your WOKE Statements. So again, you state you are willing to debate, but do not. (cough - hypocrite)
The 90% was never ever ever designed/created or meant for you. The arrogance of those who will benefit from this bill always claim ignorance that their govt pension amounts to a 0 benefit.
I can't say what I'm thinking as I would get into trouble
I’m 70. Still working full time. Started taking SS at 70. They are still taking SsOut of my paycheck. Is that legal?
Yes. If your employer takes FICA out of everyone's paychecks then they are going to take it out of yours too.
It is quite legal, and your Social Secuity checks will be recalculated and go up every year while you are doing so! Cheers, Michael Albuquerque NM USA
will the fairness act give more money to state worker retirees with pensions who paid into social security
No they won’t. I paid fica too
I am part of the 3% why are you bitching so much about the WEP I believe I deserve it.
A lot of people here are just upset they are not getting increase and they don't understand why the 3% are.
What about Military E-4 and below?
Raise The Cap!!✊🏼✊🏼✌🏼👋🏼🖖🏼✊🏼
Pay your fair share would be the right thing to do.
My husband was a federal firefighter. I get survivor benefits, he died almost ten years ago. Will I be entitled to the increase.
These Govt. Employees don't deserve that extra money. We do.
Call President Musk next time your house is on fire.
@@nana-fc6gc why they payed in
Dr. Weir what is your view on WEP and states that took SS out like FLA. I taught public schools 18 yrs. Thank you
Teachers have a pension plan. My sister was a teacher for 30 years. My son is a teacher also. Police officers I assumed have a separate pension plan also, much like the railroad employees.
I did work for a school system and did not pay in at that job for 16 1/2 years. But, I was not a teacher and made a low salary.
Dr. Weir, you really should call out the rampant conspiracy theories and lies by commenters here.
Do they of these jobs have to start paying fica taxes going forward like the rest of us.? They seem to have not mention that. But they did mention backpay. How convenient. Totally unfair.
People need to understand that there are 2 different retirement systems for federal employees, CSRS, and FERS. FERS was for federal hires starting January 1, 1987, and CSRS were prior to that.
CSRS employees hired before 1984 did not pay into SS, FERS did.
The CSRS pensions were based on a getting a pension about 60% of your salary. They could also draw on TSP (401K) contributions.
FERS pensions have 3 legs, SS, pension, and TSP. Their pension is about 30% of their high three salary.
So, the CSRS pensions are 30% more than FERS. One could argue that because CSRS didn’t contribute to SS their pensions were more. And that because FERS employees did pay into SS, their pensions were less.
So now these CSRS retirees will get SS too? But their pensions, which are greater than FERS are not decreased?
This is why it isn’t fair. For federal employees, if you are going to now give SS to CSRS retirees, then their pensions should reflect that. Make it similar to what FERS retirees get. Otherwise, they are getting pensions that are double that of FERS.
And please note, I am only, specifically, talking about federal retirees that are CSRS versus FERS, not anyone else.
Federal employees support US foreign policies like funding pensions, social welfare, social medicine, and governmental institutions and providing weapons to Ukraine, Afghanistan, Iraq, and Vietnam. They also supported globalist ambitions to move jobs to China, raising the Chinese standard of living and lowering the American standard of living. You are immune to any fluctuation in the economy and support the brutal, inhumane policies of the US that screw the working middle class of the US. Much of the globalist expansion money could have gone into Social Security and Medicare instead of BlackRock's ambitions. As a government employee, you produced nothing and facilitated the demise of the middle class. You deserve nothing.
He is talking about state and local employees.
@ Yes, I understand that. However, he did mention federal employees. I just wanted to clarify about federal employees, because I am a former one.
You answered questions I could not quite formulate in my never-worked-for-the-government brain! And thanks for what you did while you were there! Cheers, Michael Albuquerque NM USA,
@@mjc63 Thank you! I had 31+ years of federal civilian service, and I retired in 2020. Appreciate your comment!
If you are CSRS I'm think of deleting your FICA earnings record. No more SEQY. No more DEQY. No more Medicare. You will be free. Free I tells ya.
Right now, my wife receives spousal benefits, and naturally I’m still alive. So when I die #1, will she be able to get my full Social Security benefits, and then, after that, will she be able to also keep her spousal benefits?
This has little to do with H.R. 82 but to answer you: spousal benefit is capped at 50% of the benefit of the higher earning spouse. When the higher earning spouse dies, the surviving spouse gets 100% survivor benefit but she no longer get the spousal benefit. So if your benefit was $2000 and you wife $1000, when you die your wife will get $2000.
And leave the rich behind to fight among themselves.
What about spousal and survivor benefits? Should those benefits be refigured also? Should spouses be able to get survivor benefits from social security if they have a pension?
Thank you Dr. Weir, PhD.... you are literally saving people's lives when they follow your 'free and honest' advice!!! That's a rare and invaluable service in this day and age, and... considering where America is headed!!!!!!!! ⭐⭐⭐⭐⭐
Buncha lobbyist BS.
What can REALLY be done about the gov employees getting more SS?
They are not getting more, they are just getting the calculated benefit they were entitled to prior to being adjusted by WEP and GPO
The 3% group pensioned civil service benefit is not just this higher unfair return , go back on lifetime wages and see what the total of 6.2% FICA taxes you paid on 30. to 40 years of working. FICA taxes free . They avoided paying 6.2% FICA on ALL wages. It is a very significant savings. In my case the savings would near $100,000 or more . Invested it would probably be over $140,000 today . The one question they can never answer in the affirmative. Did you or did you not pay fica taxes on 100% of your earned wages? Yes or no? They have to say NO because they didn’t pay FICA on 100% on all lifetime wages no matter how many side jobs they had. The exception I would maybe make , is if they worked full time on both a fica taxed and a non fica taxed job simultaneously all those years. 80 hours a week working would be a lot. Probably don’t apply in most cases. They could have adjusted the Formula for the reduction a bit for some cases - percentage of fica actually paid in. Why did they rush this through so fast? Scramble. Before the holiday break it seems. Lump it near the government funding crisis bill Maybe the hope holiday distraction would help it slide. I support the 97% social security fairness act concept
Explain the pensions paid for government employees out of property taxes. My property taxes increase each year so someone somewhere is getting an annual increase in pension.
We also pay school taxes that both pay teachers and fun their pensions! Cheers, Michael Albuquerque NM USA,
I guess I missed the delayed 8 percent too, as I waited until 70.
If they fail to inform you, shouldn’t you get it back?
What about substitute teachers? I also worked for a town center that was a government job. Will I get more then?
It has nothing to do with what kind of work it was - you need to have earned a non-covered pension (where you weren't paying into social security) and another job where you did pay into social security.
Can I get disabled widow benefits from my dad's SS payments, since I wasn't dumb enough to get married? LMAO
Asking for a friend....😂
Hi Ed how was it we schedule 30mn advising call what number to call when ready?
I am a FERS retiree is my SSA benefit reduced ?
Given the socialist nature of the replacement percentages is why there will be great resistance to raising or eliminating the tax cap.
Really. S O C I A L 😂 security
Resistance to social security has always been present, especially when it was first proposed by Socialist Eugene Debbs in the 20's. It took millions of people starving during the Great Depression to get it passed along with multiple other New Deal programs. Now that the haves have disproportionate political power over the have nots, social security is in jeopardy even though millions are still in need.
It's bs.What about the people.I couldn't buy gifts for my family.Or no link.So no Christmas dinner either
What about the sailors at sea?
I hate our leaders
As it is, private sector workers can only dream about the retirement benefits long term government employees receive. This is just salt in the wound.
Private sector workers produce things and make the country great. Federal workers produce nothing from the people they take.
Are federal employees taxed?
You are a juggernaut.
They get a pension and social security that's why it was 50%. True or false.
Not so much that they got a pension. Their pension is kinda similar to anyone else’s IRA except they are guaranteed an amount for life where the IRA payout could fluctuate depending on market returns . It just that they did not pay fica taxes on a BIG part of their main job. Which was a lot of savings. 6.2% fica saved. x however many years is a lot. We have a pension but I paid fica taxes on all the related wages. WEP never applied in our cases because we paid the FICA every year as did our employer. . It only applied to the ones who did NOT pay fica taxes on 100% of their lifetime wages, though they may have paid some FICA on early jobs, side seasonal or gig jobs, or post retirement jobs. . They still did not pay FICA taxes on ALL their earnings.
@@dennisniemeyer8360 Correct. "If you "paid FICA into a public sector municipality pension," it means you likely did not contribute to Social Security taxes because your public sector job likely offered a pension plan that exempts you from mandatory Social Security coverage, meaning your FICA contributions would only go towards Medicare, NOT Social Security."
@@zynxmynx69 yes. I have both the Medicare and fica taken out. In our case we paid the FICA all along. So wep did not apply to us. Paying thousands of dollars into fica every year for years That is the way our pensions were set up. Wonder if these 3% type jobs have to start paying fica now. I hope so.
@@dennisniemeyer8360 That seems to never been questioned nor answered. Going forward will this change the way pensions pay SS FICA? Or will continue on forever? If so NON-COVERED pensions became the new "American Dream"!
@@zynxmynx69 yes in my case I pay both the FICA and the Medicare part. Thousands of fica dollars per year paid in total . So on our pension the WEP windfall reduction. never applied. Many government workers paid in fica taxes on their pensions , though some (the 3% WEP effected). did not. Depends on the structure/arrangement. . But those that did not pay in fica saved on those FICA taxes all those years. It adds up to a nice tidy sum if adding up all the fica taxes saved over time. Invested FICA taxes saved. could easily OFFSET most if not all of the WEP shortfall with a 4% annual draw. Some did do that. We also contributed to our own pension a significant percentage of wages .
Will gather info email you just answered my question.
As usual no one cares about us. And they didn't pay into it either. Isn't that what you said?
Wrong. They did pay into it hence why they are getting a SS benefit. They also worked another job where that had a pension plan that opted out of social security. WEP impacts those who have both a non-covered pension as well as a social security they earned in another job.
The maximum WEP reduction was $587 a month. Most impacted by WEP had reductions between $200 and $300 a month, so we're talking $3000 a year here. I have no idea why you're trying to create a controversy where there isn't one. Looks to me like you're just using this for click bait.
And so it continues! It's all bs.
Everyone needs more money. Ask the billionaires to fix this. Good luck. Merry Christmas everyone! Thanks Dr. Ed.
Sir you are wrong these people payed in SS just like you and everyone one else did. So why can the get what they payed in
But they didn’t pay Social Security tax on all of their income, only some of it
@ I retire from the federal government with 35 years as a GS 9 and I payed into SS for 30 year but I can’t get any of the SS I payed into how is that fair
I know clerk s that retired as GS 4 or5 and had two jobs to make ends meet how is that fair. This will make a big difference for them. You are a typical high paid
Bureaucrat that look down on his employees
Typically, government employees end up with a partially taxpayer-funded pension. And yes, they pay into their pension, and their match (up to 6% of their pay) is paid with tax funds since they're government employees. This is why they were excluded from getting SS in the first place. It's double dipping into the tax pool. Not to mention, government employees typically get much better pay and benefits than similar private-sector employees. If you want to talk fair, shouldn't everyone who has worked anywhere get a taxpayer-funded pension along with SS?
@@lemchesher311you have a pension right?
No you did not pay into SS just like everyone else
A lot of whiners here. Why don't you just call SS?
Call them and wait for 3 hour? I tried and left messages for them to call me back. They didn't call back
Double dipping is bad and wrong. Make WEP and GPO stronger.
If they want to refigure the benefits the fair thing to do is pay for all the years the payments were wrong, not just one year.
You should happy that it is retroactive one year. Going back further would be problematic and expensive.
Government workers have always done better
Ed, you should contact Vivek and offer your services to reshape and fix the Social Security program. Nobody knows it better than you. It would be a great service to Americans and a great way to make sure that well-meaning people don't go awry.
🤣🤣🤣
The DOGE is going to fade til you can’t see it anymore.
@@calfotogal I would not want this jerk representing me. He is a bureaucrat
Antyhing government they get favored period!
In light of the giving season we are in, I know how we can right these wrongs! All of us gay guys who will get the max benefit and are patiently waiting to collect (at 70, naturally) should find someone to marry who is much younger and made minimum wage and didn’t work much!
Cheers, Michael Albuquerque NM USA,
PS If they track it like INS does with green cards, it’s a deal breaker! And don’t forget the pre-nup!
So thats a hack for life. Otherwise known as CHEATING. So you are a cheater.
👍🙏
Trump needs to Veto this law.
Too late and 75% of the house and senate voted for it.
@@robertmeyers3640 Negative. Biden hasn't signed it yet. But If he does sign it, trump can undo it.
@@zynxmynx69 only if Congress approves and 75% JUST VOTED FOR THIS AND TRUMP SUPPORTED IT!Lolol
@@zynxmynx69actually he can't!
@@zynxmynx69Trump supports it also. I worked 20 years on the outside paying Social Security. Then did 33 years in County Service. Wep knocked my Social security to $300 a month. Than God my luck and planning made up the difference plus the 33 years of County Service.We are owed the money we paid in. Why don't you enjoy a tall cool glass of STFU.
Merry Christmas
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