Malaysia is not a Muslim Country, may be not for whites like you. That is what is called the "White privilege". Malay are not Arabs / Egyptians who would bay for American or Israeli blood
It’s the Malaysian culture to not wear shoes at home. One of the unique thing you will see outside the doors of Malaysian homes is a pile of thongs & shoes. Plus the humidity make wearing shoes & socks real sweaty!
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@PeterEdet-rh5ot The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
I loved how he acknowledged that he is able to retire in Malaysia is due to the power of the US Dollar, and how exchange rates stretches his budget further and how he also acknowledges that Malaysians themselves are in a retirement crisis. It means he doesn’t live in an expat bubble.
Expat it sounds more dignified plus he is living in Malaysia on a retirement visa. I think that makes him an Expat since he isn't there to take somebody else's job or live off the Government. @@mars1pluto
I'm malaysian and both my parents are past 60 and they can't afford to retire :( I'm glad he touched on how difficult it is for malaysians to retire and we don't have the luxury to go to a cheaper country like US citizens do.
I believe some countries in the likes of Philippines or Indonesia can be used as an example but some sacrifices of Cheap Petrol, Better traffic and Convenience of certain amenities are given up for this opportunity cost. However, like @avfpc5807 mentioned rural areas or a more lesser developed laidback states can be considered.
Basic Morals and Public Manners is eroding in teens school male and adults Chinese. Rebellious, Naughtiness, Physopathic. Hope government have moral education for all school teens.
Probably he got that because he is white Caucassion. For some reason they got treated better in Asian countries. I see that in my own eyes, that also happens in Indonesia.
Its only logical to move to a country where you can strech your dollar upon your retirement unless you are filthy rich. And I believe Andrew did the right thing.
As a Singaporean, I'm not so sure. If you have contacts, friends and a life elsewhere, how are people going to move up to KL? It doesn't make sense. But well, he enjoys his life, he doesn't need to work.
@@MrBoliao98 Why do you need your friends to move close to you? They're your friends not your wife and childrens. And.... make new friends and keep in contact with your old friends. Make plans to meet.
@@ms.chuisin7727 make fake friends.... right? Unless something really momentous happens, the Friends you make after age 30 will never be the same as your childhood friends. It's no different than a child still feeling bonded with their parents despite all the abuse and life ruining moments the parents have done to the child... Our brains are just wired that way.
Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
Agreed the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around $300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
this is huge! mind if I look up the advisr that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’AILEEN GERTRUDE TIPPY” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
This guy owns his condo... He doesn't have a mortgage. His HOA fees are less than $500 monthly. He's spending way more in Malaysia than he would in the US.
We lived in Penang and Phuket in 2022. I’m from the USA…in general we are a country of me, myself and I. We have a lot of opportunity but the culture and kindness of Malaysia, Thailand and other SE Asia countries are wonderful.
As a retired US citizen married to a Malaysian, Penang local, I am fortunate enough to have a home already paid off both here in Malaysia and in the US. Thus, my expenses is not a great as most other people coming over to live here. I am able live very well in Malaysia on a US government employee pension. My only expenses I have are for transportation (own a car, but still have to pay for insurance and fuel) , food, medical insurance in the US ( I am military retiree so I still have to maintain my medical Insurance in the US to be able to utilize it) and cost of the utilities for my place in both US and Malaysia. After all of that, I still have plenty of money to spend and travel all over Asia. Note, I still travel back and forth to the US and Malaysia, I normally spend my "Autumns and Winters" here in Malaysia and the rest back in the US. It really possible to live here quite well here in Malaysia on a retirement/pension, you just have to budget accordingly although the cost of living here in Malaysia is much lower than the US as if anyone have noticed inflation is really ramping up back again back there now...
Writing from Australia I'm astonished that a military retiree has to maintain payments to use military medical insurance. In Australia ex military have DVA (Dept of Veterans' Affairs) medical care for life. The US being so militarised I thought you would have the same.
I'm Jakartan , when i visiting a local supermarket in KL and Penang , i was quite shocked that the tax of imported goods in Malaysia isn't that staggering compared with one in Indonesia , Really , i was shocked
@@InArduisIntrepida350 I guess thats quite a make sense reason and also ironically only small percentage of wealthy upper eschelon of society that can afford them
It's the one thing that I'm not aligned with the Malaysian government (doesn't matter who is the ruling party). Unlike Indonesia, we don't really see much push towards the economical growth of our local products like Indonesia. Aside from that, I believe it is mostly Malaysians mentality who like imported goods more than our own products.
I'm a Malaysian Chinese, I absolutely agree with this, the living cost really is the key, this is why all the teenagers like me went abroad to study and eventually work there and plan to come back once we have enough savings (the food variety in Malaysia cannot be defeated.), I have friends currently studying their Uni or Working in countries like Singapore (obviously, bcs I'm a Johorean), China, Taiwan, Canada, UK, Australia, etc. Most of us are Software Engineers, Mechanical Engineers, Electrical Electronic Engineers etc. Yes, Malaysia is a very good place to retire as long as those stupid politician aren't screwing up the country (could be personal bias), apart from them the rest of us are friendly. I'm currently working as a Software Engineer in UK and plan to visit US and maybe stay for a couple years, probably get myself a master's degree, and once all of that is done, I'll probably go to Singapore then eventually back to Johor, my home town.
He made an amazing decision himself. What people say about his decision doesn't matter at all because it is his decision, his life, and his experience! Some people wrote bad comments. Please, if you have never lived in Malaysia, you should not speak about the country!
When my friends from the us visited malaysia for the first time, they noticed how different the midset of the people around them has compared to nyc. They described it as a "you, me, we" community as opposed to the "I, me, myself" mentality they're used to.
Malaysia is definitely an attractive option for retirement, maybe my top choice, except for the visa requirements to stay there long term. he was there before the laws changed and is grandfathered in under the old laws.
Find out about East Malaysia MM2H, Sabah or Sarawak. They are east Malaysia states, but have much lower requirement. The environment at Sabah or Sarawak are very good too, and MM2H holder can travel freely between East and West Malaysia.
Foreigners can opt to live in the southern state of Malaysia which is Johor. Johor Bahru has a lower living cost than KL, less traffic jam, many natural places to visit and life is less hetic. It is also very close to Singapore for occasional visits.
I just love Taylor's honesty. I enjoyed his videos so much. I hope Malaysian government give awards/recognitions to all UA-camrs and Vloggers that promote Malaysia to the world.
I like this guys perspective and would love to see more expat videos from those that live in different parts of Malaysia, especially the part near Singapore and also KL
Malaysia is a good place to stay. My advise religion here is sensitive. Stay away from religion, government & polis. Stay positive. Reality is not what you see in the surface. Cost of living is affordable and good. Malaysia is a great place to stay. Generally, they are nice to foreigners.
Whenever u hv a video about Malaysia,it will hit the highest views!!! Wow kudos to Malaysians & the rest,it showed how Malaysians love their country so much🇲🇾❤️
My husband and i retired in Malaysia over 15 years ago. My husband is American and i am originally from japan. I have never met any American retited here.
I work in property management and the reason behind the condo management requesting things like the lorry plate number and identification is because of security. It is a very common thing to do at least in Malaysia.
no need for a plate number. Resident should just inform the company or name of a person doing the job. Once arrived they need to register with proper ID inspected and equipment briefly inspected.
@@hidupmusafir there is no written rule in the strata act but management usually makes this a house rule. Rules vary from different management but this is very common in condominiums and gated communities. However, in landed property which has no management or low-cost apartments it is not enforced since they have no security personnel.
i love how he talks very real thing… not just all the way puji Malaysia… some of the things foreigners praise abt Malaysia is basically because of their exchange rate… tHe fOoD hEre iS cHeAp… people just gobble that praise up
I mean, living in KL directly means everything is more expensive. And going to somewhere slightly more rural reduces the cost of living by quite a bit. Just avoid shitholes like Kelantan.
@@1iqk71"shitholes like Kelantan" it's always the Chinese that had problem with their way of life😅the Kelantanese doesn't bother you,leave them alone😅
I had watched Andrew channel for sometimes, he seems enjoying to the fullest from penang to KL. He kinda openly tell openly about malaysia and foreigner in his channel. Max, you forgot to talk with his cat lol.
@@m0d. White foreigners but not African because African black people do a lot of nonsense about drugs in Kuala Lumpur so be careful if you are not white race.
ya malaysian cant retired to other country but at least from what i see from people around me that retired at their hometown/back to the small town/village, life there is simple and they have enough. no stress. some receive pensions, a little bit of help from gov here and there, there is also zakat money.. i know many in the village that zakat help build houses for them foc..
Its because of islam most muslim are extra kind. Of course all human have this innate kindness in them, but islam perfected it and strengthen it more. Prophet Muhammad peace be upon him, said: "I was sent (by God) only to perfected good characters".
Are you sure? So far they're the most toxic online though, the bullying is INSANE. Everytime I commented it's always the malays that go and talk shit and trying to break the harmony They are kind on the surface but behind screens their true thoughts appear and it's always so toxic. Had too many experience. Ofc there are kind malays that is defending me and does not condone such behaviours (I love them) If anything I wished I never knew how malays are online cus there are genuinely nice ones irl but majority of them online can be VERY horrible. It made me wonder if they even follow their religion at all and then they use their religion as a shield
Another great video Max 👏🏼 you strike a great balance between listening and asking interesting questions. I always find it fascinating to hear the perspectives of other expats, and your “what’s the meaning of life?” question is always intriguing. 🤔
It is hard for Andrew to find BBQ pork ribs in Msia firstly because western restaurants here are mostly pork & lard free, and secondly because pig farmers/butchers sold most of their cuts of pork ribs to Bak Kut Teh (BKT) shops. BKT shops sell porks stewed with herbal broth. □ Pork ribs are in very high demand in BKT shops. You can definitely find pork ribs in all, I mean in all BKT shops, and they are all stewed with herbal broth; but not barbecued. □□ However, BBQ and roast porks are easily available in almost all Chinese coffee shops in Msia. Pork is our local Chinese's regular food.
Hi Andrew. You can find BBQ pork ribs at this Spanish restaurant called Cafe Deli by El Meson. They have 3 outlets in KL: (1) No. 61 Jln Telawi 3, Bangsar, (2) 163 Retail Park in Mont Kiara, and (3) Waterfront Desa Parkcity.
Malaysia is a religious country actually. Our first ammendment (i think thats what rukun means in english) is "belief in god" that doesnt just mean Allah Swt. What I mean is that we allow all religions but Islam is the official one.
There's no compulsion in religion. That is Islam. Muslim can't mock other religions' god, that is Islam. Muslim can't destroy other religion place of worship nor harm their priest, that is Islam. This standard also apply to the non Muslim, it is the religion of fitrah (basic human decency or inclination). All of these are in the Quran and Sunnah.
if you are saying islam in east malaysia,the answer is yes...but if you say west malaysia,i dont think so,some group of islam even demolished church,chinese temple and hindu temple
Bla bla bla tp pas bkn main lg mocking non muslims as kafir and mock Sarawak Minister, Tiong as fat chinese buddha doll. Tp bila kna bls balik, tau melatah😂
Yg kes kuil tu pon melayu jugak yg hncurkan, smpai byk ug meninggal. 13 mei 1969 tragedy tu pon umno yg pro islam juga buat. Tp tuduh chinese pulak. Yg bateq tribe tu bgmna? Skati ja islamkan org , mentang2 mereka tidak berpengetahuan tinggi, then skati la convert mereka?! F off with your acting. And own up your bs. Ebit liews tu pin sma. Skati ja islamkan org kmpung di sabah sna, tnpa sabah authority tau. Ckp nak bina rmh la, sklh la utk mereka tapi gi sna buat apa? Islamkan org dmi kpntngn sndiri? Lpstu chau? Ada bina tak sklh rmh sma mereka?! Sial btul la sya tgok org malaya ni. Mmng otut ban semua org melayu malaya,x guna langsung rosakkan sbh swk kami. Cb
the message we get in malaysia is that at least america has freedom. but i wonder when do you guys have the time to enjoy all that "freedom" as many have to work a few jobs to stay afloat and keep a roof over their heads or limit their activities because things are so expensive.
I am 60, and we are retired in JB, Malaysia for over a year. Agree with Andrew that there is something about the culture of the place that makes it very accepting yet inherently Malay and Malaysian. We expect to live here for 20 years then move back to Singapore when I no longer have the urge to drive cars.
Malaysian here. My personal opinion, if you bring at least USD300K, living in smaller city like Alor Setar or Ipoh or Kuantan, living in a modest house, only travel regionally for holidays on the cheapest rate, then you'd be set comfortable retirement until you die. Living in Sabah/Sarawak will cost you slightly higher than the Peninsular region.
This is why I am moving from New York to Singapore at 40 for career and plan to early retire to Thailand or Taiwan. On average, everything is 1/3rd the cost of New York and at better quality too (taking into account most New Yorker can only afford low to mid quality goods while in Thailand/Taiwan they can afford mid to high quality goods)
Singapore is now more expensive than Hong Kong. On January 1st, the Singapore GST goes up to 9%. I believe this is higher than the Sales Tax in New York.
@user-sx8lt8pk3c It’s their country, their lands!! Why they need to speak ENGLISH JUST YO PLEASE EXPAT & RETIREMENT?? I mean of course if they learn English & any foreigners language because they like it, want it & need for their jobs it’s good, knowing more 1 language is always good things, not bad not wasteful BUT FOR NORMAL THAI OR TAIWAN, why the hell they need learn & speak English in their own country just to conversation & please foreigners??
*Welcome to Malaysia 🇲🇾Truly Asia Good foods, rainforest good beach & others many More Enjoyed thanks sharing good videos* 🇲🇾♥️💖💗💗🥰🇲🇾💖💗♥️💝🇲🇾 *Welcome to Malaysia, Malaysian likes to lepak2 at mamak restaurant drink teh Tarik - you can joining me to or any Msian if you likes , is no problem for Malaysian 🇲🇾❤️💝💖.💖💝❤️🇲🇾*
We accept everyone because Islamic teaching and value taught us to be gentle and respect everyone and because Malaysia is not a secular country, that's why Islam is the official religion and the King (Agong) is the head of the Islam religion in Malaysia as well as the rulers of each state, and we have the Shariah court for the Muslims.
Very import what he said - "I think they are brought up that way.. a more kind way.." This is what's missing in the western countries and that's why they are in a mess they are right now.
Agree. Because of the rules, we stay peaceful and grounded. Bending the rules little by little will eventually lead people to break the rules and we don't want that in this country.
With me growing up and being born in the USA the thing I can say is this because I do research about different countries all the time.The reason why Malaysians just like Chinese people have lots of trust for there government is because there government is about getting things done.I can also say even in Thailand and the Philippines all of those countries there government don’t push politics on there citizens either.Y’all don’t see a bunch of things going viral all over the place about the president in the Philippines,Thailand,Malaysia and China 🇨🇳 😅u just don’t about all of these different press conferences and speeches they have unlike here in the 🇺🇸 usa.When those countries say there going to do something they do it simple as that.The usa however it’s the complete opposite they have been talking about doing certain things for many decades now and haven’t made a foot step further of improving nor building.Think about it china,Malaysia has 21st century technology and infrastructure.While here in the USA we still have infrastructure from the 1900’s🤔🤣.I mean wow people it’s easy to see clear as day the western countries are going backwards while the eastern countries are moving forward.
Malaysians trust their own government as much as we trust a paper bag's ability to hold water. The last time our country's PM went viral was for embezzling money and stealing from the people...
Re; your comment on “bending rules”; I think that’s the issue with the USA, as we’re always keen on “bending” rules until we’ve ended up being quite a mess! Malaysia is doing the right thing by having restrictions, and I hope non-citizens will respect that being in someone else’s country. The reason US continues to regress is due to the “small” rules they consistently break. Pls respect the laws of other country’s, they’ve kept things safe by NOT bending the rules.
I totally agree with you. I have posted my views on this video too. With Taylor preaching what irritates him the most, I do not welcome such statement. Citizens are supposed to encourage to follow the rules. There would be public order, not chaos like America. I am sure Max will agree, he is from Singapore.
"Great Interview" .. I'm a subscriber (of both) and he's getting "a lot better" with experience; full of useful / concise info esp for someone like me looking at (Malaysia ?) Retire, next yr ..
As Non -American , I find American culture is very emphasize on standing out vs being average , thats why people are demanded to be win in every aspect and when being being average , somebody might bashing someone as being cannot stand the heat of competition ,and everything is competition even in the area that supposedly untouched by competitiveness aspect As America embracing Individualism culture , the Individualism aspect only useful to toughen someones mentality to dealing with competition as individual , In SEA countries , which is notoriously more Collectivist culture compared to America culture , people can differentiate area that touched with competitive aspect and area that someone can be relaxed without overwhelmed with hyper competitiveness
I think not just American culture emphasizes on standing out. Most of corporate worlds especially competitions are the driving force at work, especially in multiracial culture. It's considered quite a taboo topic but the rat-race is real man. For example, the salary of a Chinese is higher than a Malay and with both having the same ranking position, experience and qualification. I've heard a story that they didn't do that in international company and somebody's quite pissed. Being said that, there are a lot of things happened and perceived in between those lines, everyone have different goals in life and various other factors. Somebody said it's minor, but on the other perspective, somebody faced that kind of life everyday.
The U.S. dollar goes very far in Malaysia. At the moment, the currency exchange rate is US$1 = RM$4.50. Inflation has hit the Malaysians. They find it hard to make ends meet.
just a suggestion, it is probably best for Andrew to consider reverse mortgage, or sell his condo (and everything else) and put everything in a Roth IRA, then invest into s&p or similar index or REIT if he still wants to have feelings of a landlord. as he ages, he'll appreciate cash/liquid assets a lot more than fixed assets, and if there's no next of kin, then he should make it his priority to use up most of his savings as he ages.
I'm American and its costly as hell to live in the states. Going overseas is seen as an option in order to make your later years work. For some it's simply impossible. Malaysia, amongst a handful of other possible destinations, is one of those options.
It should be noted that Andrew clearly makes a multiple of what the local Malaysians are making hence he experiences pretty much the "polished" side of Malaysia that, generally speaking, the majority of Malaysians themselves do not experience. The same applies to Pattaya, Jakarta, Bali, Manila, and other cities in South East Asia in which foreigners from high-income countries choose to reside. It all boils down to exchange rate. It's harsh, but it's true.
Glad he was able to find suitable place for him to retire, but Malaysia have too many immigrant problem already, especially in KL you can see lot of bangladesh, indonesian not to say refugees from Rohingya causing problem on the streets . Korean,Japanese,China people like to stay as well due to their currency is higher. If government not taking strict prevention, this country will out of controls from letting immigrant in.
In Malaysia, demonstrations are not allowed frequently. There is a lack of freedom of speech. For instance, the doctors could not even strike here despite being underpaid and overworked. They would get disciplinary action if they strike.
10:17 I think he meant to say 2,500 ringgit a month. 2,500 USD is 11,000 Ringgit. Average meal at a mamak costs 10 - 20 Ringgit. You could eat 10 meals a day for a month and still have money left over.
Join the early-bird list for my 12-month Side Hustle UA-cam Mastery program: max-chernov.mykajabi.com/opt-in
@onmydayoffnwart its not just 1 class but a 12-month program :)
Malaysia is not a Muslim Country, may be not for whites like you. That is what is called the "White privilege".
Malay are not Arabs / Egyptians who would bay for American or Israeli blood
@@MaxChernovI'm Definitely Interested Max 😊 & Yes : ❤️❤️❤️🇲🇾❣️
The fact that he isn't wearing shoes at home says a lot about him embracing the local culture 😁😁😁.
i noticed the same
a lot of americans these days dont wear shoes at home anymore
It’s the Malaysian culture to not wear shoes at home. One of the unique thing you will see outside the doors of Malaysian homes is a pile of thongs & shoes. Plus the humidity make wearing shoes & socks real sweaty!
@@vunkhiongpui-hx2wm For any American shocked by this comment, thongs = flip flops. Not a certain other garment 😊
Hello! Wear shoes in condominiums. Are super clean, maybe wear house slippers
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@PeterEdet-rh5ot That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@imohimoh3441 My advisor is Victoria Carmen Santaella;
You can look her up online
@@PeterEdet-rh5ot The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
I loved how he acknowledged that he is able to retire in Malaysia is due to the power of the US Dollar, and how exchange rates stretches his budget further and how he also acknowledges that Malaysians themselves are in a retirement crisis. It means he doesn’t live in an expat bubble.
Immigrant
Expat it sounds more dignified plus he is living in Malaysia on a retirement visa. I think that makes him an Expat since he isn't there to take somebody else's job or live off the Government. @@mars1pluto
@@mars1pluto Agreed, I cringe every time I see this, like come on what about all the Mexican's living in America how come their not expats.
I'm malaysian and both my parents are past 60 and they can't afford to retire :( I'm glad he touched on how difficult it is for malaysians to retire and we don't have the luxury to go to a cheaper country like US citizens do.
they can moved to rural area... but if you want maintain urban life.. this will problem to move low cost country.
I believe some countries in the likes of Philippines or Indonesia can be used as an example but some sacrifices of Cheap Petrol, Better traffic and Convenience of certain amenities are given up for this opportunity cost. However, like @avfpc5807 mentioned rural areas or a more lesser developed laidback states can be considered.
Ingat lagi bila ramai yg sokong untuk tak naikkan gaji dgn bawakan alasan seronok pergi concert
@@captainkaizo1082what are you taking about? Fitnah je tau, no need to make up stories. Concert is awesome and jakun cam Kami tinggal kat gua jenla
@@mtcp5638 yg tetiba hang terasa pasepa? Aku sembang pasal org lain hang terasa. Hang sendiri terasa, lepas tu bawakan fitnah
Kindness by Malaysian is a culture and nature of Malaysian.
im doing that because Islam teach me
Basic Morals and Public Manners is eroding in teens school male and adults Chinese. Rebellious, Naughtiness, Physopathic. Hope government have moral education for all school teens.
Because of Islam. Most Muslim countries I travel to have certain etiquettes as a result of the Muslim teachings
Islam demands kindness from its believers. We are thrilled to hear the honesty from a non Malaysian
Probably he got that because he is white Caucassion. For some reason they got treated better in Asian countries. I see that in my own eyes, that also happens in Indonesia.
Its only logical to move to a country where you can strech your dollar upon your retirement unless you are filthy rich. And I believe Andrew did the right thing.
As a Singaporean, I'm not so sure. If you have contacts, friends and a life elsewhere, how are people going to move up to KL? It doesn't make sense. But well, he enjoys his life, he doesn't need to work.
@@MrBoliao98 Why do you need your friends to move close to you? They're your friends not your wife and childrens. And.... make new friends and keep in contact with your old friends. Make plans to meet.
@@MrBoliao98 Make new friends?
@@ms.chuisin7727 make fake friends.... right?
Unless something really momentous happens, the Friends you make after age 30 will never be the same as your childhood friends.
It's no different than a child still feeling bonded with their parents despite all the abuse and life ruining moments the parents have done to the child... Our brains are just wired that way.
@@firaszahabi2832 You must've felt really lonely
Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
Agreed the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around $300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
this is huge! mind if I look up the advisr that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’AILEEN GERTRUDE TIPPY” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
This guy owns his condo... He doesn't have a mortgage. His HOA fees are less than $500 monthly.
He's spending way more in Malaysia than he would in the US.
We lived in Penang and Phuket in 2022. I’m from the USA…in general we are a country of me, myself and I. We have a lot of opportunity but the culture and kindness of Malaysia, Thailand and other SE Asia countries are wonderful.
Most of them are fake. Not 100% kind.
get to know it right. Malaysia isn't secular country bcs we've been practice ISLAMIC LAW since many years ago but only for Muslims
@@lovindessky408 Hello what is your point ?
@@nicktan4530 it's okay if don't know abt this
@@lovindessky408 Then educate me. Its very obvious and everybody know their statement but what is your point ?
As a retired US citizen married to a Malaysian, Penang local, I am fortunate enough to have a home already paid off both here in Malaysia and in the US. Thus, my expenses is not a great as most other people coming over to live here. I am able live very well in Malaysia on a US government employee pension. My only expenses I have are for transportation (own a car, but still have to pay for insurance and fuel) , food, medical insurance in the US ( I am military retiree so I still have to maintain my medical Insurance in the US to be able to utilize it) and cost of the utilities for my place in both US and Malaysia. After all of that, I still have plenty of money to spend and travel all over Asia. Note, I still travel back and forth to the US and Malaysia, I normally spend my "Autumns and Winters" here in Malaysia and the rest back in the US. It really possible to live here quite well here in Malaysia on a retirement/pension, you just have to budget accordingly although the cost of living here in Malaysia is much lower than the US as if anyone have noticed inflation is really ramping up back again back there now...
So clever
Yellow fever
CIA
Writing from Australia I'm astonished that a military retiree has to maintain payments to use military medical insurance. In Australia ex military have DVA (Dept of Veterans' Affairs) medical care for life. The US being so militarised I thought you would have the same.
❤
I'm Jakartan , when i visiting a local supermarket in KL and Penang , i was quite shocked that the tax of imported goods in Malaysia isn't that staggering compared with one in Indonesia , Really , i was shocked
Well, Indonesia is trying to protect its local products by imposing higher import tax
@@InArduisIntrepida350 I guess thats quite a make sense reason and also ironically only small percentage of wealthy upper eschelon of society that can afford them
It's the one thing that I'm not aligned with the Malaysian government (doesn't matter who is the ruling party). Unlike Indonesia, we don't really see much push towards the economical growth of our local products like Indonesia. Aside from that, I believe it is mostly Malaysians mentality who like imported goods more than our own products.
I'm from Brunei, i love watching Andrew Taylor's Malaysia guide, yes Malaysian people are friendly and very helpful
Terima Kasih jiran 😇
Love Malaysia from Uzbekistan, My teacher worked in there at unversity. He talked to me about nice things and of course kind people a lot
Omg, you actually interviewed him? 😀His YT channel on him being an expat in Malaysia is quite entertaining and informative!
I'm a Malaysian Chinese, I absolutely agree with this, the living cost really is the key, this is why all the teenagers like me went abroad to study and eventually work there and plan to come back once we have enough savings (the food variety in Malaysia cannot be defeated.), I have friends currently studying their Uni or Working in countries like Singapore (obviously, bcs I'm a Johorean), China, Taiwan, Canada, UK, Australia, etc. Most of us are Software Engineers, Mechanical Engineers, Electrical Electronic Engineers etc. Yes, Malaysia is a very good place to retire as long as those stupid politician aren't screwing up the country (could be personal bias), apart from them the rest of us are friendly.
I'm currently working as a Software Engineer in UK and plan to visit US and maybe stay for a couple years, probably get myself a master's degree, and once all of that is done, I'll probably go to Singapore then eventually back to Johor, my home town.
as someone who lived in Malaysia for some time, I realized how friendly Malaysians are when I compare them to other countries, so warm and helpful
I have followed Andrew for some time now and he was right on the money with his choices. Way to go.
Those who are not party animal, will appreciate Taylor info.
He made an amazing decision himself. What people say about his decision doesn't matter at all because it is his decision, his life, and his experience! Some people wrote bad comments. Please, if you have never lived in Malaysia, you should not speak about the country!
Wow. What a really wonderful interview with Andrew Taylor. Thank you for this video. Earl grey, his cat looked so docile on the sofa.
Yup it's true for the Malays we do it because of Islam teaching. I hope you have a nice day Andrew.
When my friends from the us visited malaysia for the first time, they noticed how different the midset of the people around them has compared to nyc. They described it as a "you, me, we" community as opposed to the "I, me, myself" mentality they're used to.
Well we do call everyone auntie, uncle, sister, brother, lil bro/sis, grandpa, grandma regardless races & blood ties lol
Malaysia is definitely an attractive option for retirement, maybe my top choice, except for the visa requirements to stay there long term. he was there before the laws changed and is grandfathered in under the old laws.
Find out about East Malaysia MM2H, Sabah or Sarawak. They are east Malaysia states, but have much lower requirement. The environment at Sabah or Sarawak are very good too, and MM2H holder can travel freely between East and West Malaysia.
Foreigners can opt to live in the southern state of Malaysia which is Johor. Johor Bahru has a lower living cost than KL, less traffic jam, many natural places to visit and life is less hetic. It is also very close to Singapore for occasional visits.
@@zulfakaraspar2311 if the mm2h requirements are the same in Johor as they are nationally, it isn't ideal and a city like kl is more my preference.
Not so. Under the previous scheme a 10-year stay was allowed. Under the present scheme only five years then the visa must be renewed.
Yes I’m from SG but I do agree Msian are more warm and passionate ❤
I just love Taylor's honesty. I enjoyed his videos so much. I hope Malaysian government give awards/recognitions to all UA-camrs and Vloggers that promote Malaysia to the world.
tak payah. jangan jadi macam seberang asyik menyalak
no need bro so disgusting
Wowwwwwwww Max Chernov and Andrew Taylor!!! Collaboration of Legends!!!! Thanks so much for this Max!
I have watched a few of his videos. He is such an upbeat and chirpy person, I cant help but smile and be happy when I watch his stuff.
Such brilliant interview! Andrew is such a loveable person! Well done 🐬
Have watched Andrew's videos in the past. Glad you linked up with, and highlighted him.
My good buddy, Andrew. Enjoyed watching his vid. Cheers
I like this guys perspective and would love to see more expat videos from those that live in different parts of Malaysia, especially the part near Singapore and also KL
Love that his cat was busy grooming during the session 😂
Malaysia is a good place to stay. My advise religion here is sensitive. Stay away from religion, government & polis. Stay positive. Reality is not what you see in the surface. Cost of living is affordable and good. Malaysia is a great place to stay. Generally, they are nice to foreigners.
Whenever u hv a video about Malaysia,it will hit the highest views!!! Wow kudos to Malaysians & the rest,it showed how Malaysians love their country so much🇲🇾❤️
Andrew is such a gentleman
My husband and i retired in Malaysia over 15 years ago. My husband is American and i am originally from japan. I have never met any American retited here.
I work in property management and the reason behind the condo management requesting things like the lorry plate number and identification is because of security. It is a very common thing to do at least in Malaysia.
no need for a plate number. Resident should just inform the company or name of a person doing the job. Once arrived they need to register with proper ID inspected and equipment briefly inspected.
have been living in more than 10 different properties. never been asked for plate number.
@@hidupmusafir there is no written rule in the strata act but management usually makes this a house rule. Rules vary from different management but this is very common in condominiums and gated communities. However, in landed property which has no management or low-cost apartments it is not enforced since they have no security personnel.
@@zaki-pq1psthat would be too much work for the security guard which maybe is why they ask for licence plate no.😂
I'm surprised they're so conscientious about it. Usually, Malaysia is lax about enforcing rules.
I am from Sarawak last bigger state in malaysia
Sarawak is multi-racial
Native🖤 chinese❤️ malay💛
Sarawak is more multi racial than West Malaysia. West Malaysia is pretend-multi-racial
i love how he talks very real thing… not just all the way puji Malaysia… some of the things foreigners praise abt Malaysia is basically because of their exchange rate… tHe fOoD hEre iS cHeAp… people just gobble that praise up
I mean, living in KL directly means everything is more expensive.
And going to somewhere slightly more rural reduces the cost of living by quite a bit. Just avoid shitholes like Kelantan.
@@1iqk71"shitholes like Kelantan" it's always the Chinese that had problem with their way of life😅the Kelantanese doesn't bother you,leave them alone😅
I had watched Andrew channel for sometimes, he seems enjoying to the fullest from penang to KL. He kinda openly tell openly about malaysia and foreigner in his channel. Max, you forgot to talk with his cat lol.
Earl Grey!!
@@m0d. White foreigners but not African because African black people do a lot of nonsense about drugs in Kuala Lumpur so be careful if you are not white race.
ya malaysian cant retired to other country but at least from what i see from people around me that retired at their hometown/back to the small town/village, life there is simple and they have enough. no stress. some receive pensions, a little bit of help from gov here and there, there is also zakat money.. i know many in the village that zakat help build houses for them foc..
Its because of islam most muslim are extra kind. Of course all human have this innate kindness in them, but islam perfected it and strengthen it more. Prophet Muhammad peace be upon him, said: "I was sent (by God) only to perfected good characters".
Are you sure? So far they're the most toxic online though, the bullying is INSANE. Everytime I commented it's always the malays that go and talk shit and trying to break the harmony They are kind on the surface but behind screens their true thoughts appear and it's always so toxic. Had too many experience. Ofc there are kind malays that is defending me and does not condone such behaviours (I love them) If anything I wished I never knew how malays are online cus there are genuinely nice ones irl but majority of them online can be VERY horrible. It made me wonder if they even follow their religion at all and then they use their religion as a shield
Another great video Max 👏🏼 you strike a great balance between listening and asking interesting questions. I always find it fascinating to hear the perspectives of other expats, and your “what’s the meaning of life?” question is always intriguing. 🤔
It is hard for Andrew to find BBQ pork ribs in Msia firstly because western restaurants here are mostly pork & lard free, and secondly because pig farmers/butchers sold most of their cuts of pork ribs to Bak Kut Teh (BKT) shops. BKT shops sell porks stewed with herbal broth. □ Pork ribs are in very high demand in BKT shops. You can definitely find pork ribs in all, I mean in all BKT shops, and they are all stewed with herbal broth; but not barbecued. □□ However, BBQ and roast porks are easily available in almost all Chinese coffee shops in Msia. Pork is our local Chinese's regular food.
Oh sorry, now I recall. Most upscale Chinese restaurants in KL/PJ serve BBQ pork ribs. Normally the dish appears in their set menu.
Chinese BBQ ribs are different from those in the US, such as Texas style smoked BBQ ribs that tend to take hours
Hi Andrew.
You can find BBQ pork ribs at this Spanish restaurant called Cafe Deli by El Meson. They have 3 outlets in KL:
(1) No. 61 Jln Telawi 3, Bangsar,
(2) 163 Retail Park in Mont Kiara, and
(3) Waterfront Desa Parkcity.
Andrew also promoting Malaysia. Thank you
Malaysia is a religious country actually. Our first ammendment (i think thats what rukun means in english) is "belief in god" that doesnt just mean Allah Swt. What I mean is that we allow all religions but Islam is the official one.
I followed Andrew quite recently and I'm glad you talked to him!
Andrew is american polite n good guy..as are malaysian i love him😘😘😘🇲🇾🇲🇾🇲🇾
Really enjoy both your channels - great you met for an interview!
Andrew's video always soothing & enjoyable.
The quality of Andrews content is very helpful that’s why his channel took off
There's no compulsion in religion. That is Islam. Muslim can't mock other religions' god, that is Islam. Muslim can't destroy other religion place of worship nor harm their priest, that is Islam. This standard also apply to the non Muslim, it is the religion of fitrah (basic human decency or inclination). All of these are in the Quran and Sunnah.
if you are saying islam in east malaysia,the answer is yes...but if you say west malaysia,i dont think so,some group of islam even demolished church,chinese temple and hindu temple
Bla bla bla tp pas bkn main lg mocking non muslims as kafir and mock Sarawak Minister, Tiong as fat chinese buddha doll. Tp bila kna bls balik, tau melatah😂
Yg kes kuil tu pon melayu jugak yg hncurkan, smpai byk ug meninggal. 13 mei 1969 tragedy tu pon umno yg pro islam juga buat. Tp tuduh chinese pulak. Yg bateq tribe tu bgmna? Skati ja islamkan org , mentang2 mereka tidak berpengetahuan tinggi, then skati la convert mereka?! F off with your acting. And own up your bs. Ebit liews tu pin sma. Skati ja islamkan org kmpung di sabah sna, tnpa sabah authority tau. Ckp nak bina rmh la, sklh la utk mereka tapi gi sna buat apa? Islamkan org dmi kpntngn sndiri? Lpstu chau? Ada bina tak sklh rmh sma mereka?! Sial btul la sya tgok org malaya ni. Mmng otut ban semua org melayu malaya,x guna langsung rosakkan sbh swk kami. Cb
@@vwv5151🎯 true. Agreed.
In America we live to work. In Europe and other parts of the world people work to live.
Greetings from Singapore. We do the same. Making the Spartans look lazy is a hobby here.😅
the message we get in malaysia is that at least america has freedom. but i wonder when do you guys have the time to enjoy all that "freedom" as many have to work a few jobs to stay afloat and keep a roof over their heads or limit their activities because things are so expensive.
why dont americans retire in nebraska?@@idoit5005
I am 60, and we are retired in JB, Malaysia for over a year. Agree with Andrew that there is something about the culture of the place that makes it very accepting yet inherently Malay and Malaysian. We expect to live here for 20 years then move back to Singapore when I no longer have the urge to drive cars.
Andrew is soft spoken, very humble, and he understands the culture and the people well 💚
I love Andrew's channel as he has many practical tips for living long term in Malaysia!
Malaysian here. My personal opinion, if you bring at least USD300K, living in smaller city like Alor Setar or Ipoh or Kuantan, living in a modest house, only travel regionally for holidays on the cheapest rate, then you'd be set comfortable retirement until you die. Living in Sabah/Sarawak will cost you slightly higher than the Peninsular region.
Kuala Lumpur is great but too many traffic jams like most big cities and it's very expensive
This is why I am moving from New York to Singapore at 40 for career and plan to early retire to Thailand or Taiwan. On average, everything is 1/3rd the cost of New York and at better quality too (taking into account most New Yorker can only afford low to mid quality goods while in Thailand/Taiwan they can afford mid to high quality goods)
Good consideration...just don't retire in Spore. It's getting way too expensive
Singapore is now more expensive than Hong Kong. On January 1st, the Singapore GST goes up to 9%. I believe this is higher than the Sales Tax in New York.
@user-sx8lt8pk3c
It’s their country, their lands!!
Why they need to speak ENGLISH JUST YO PLEASE EXPAT & RETIREMENT??
I mean of course if they learn English & any foreigners language because they like it, want it & need for their jobs it’s good, knowing more 1 language is always good things, not bad not wasteful
BUT FOR NORMAL THAI OR TAIWAN, why the hell they need learn & speak English in their own country just to conversation & please foreigners??
Andrew is a great man. Well done 👍🏻 Good interview
We love you Taylor..great interview 🎉
I watch Taylor all the time. He's very informative and funny too.
*Welcome to Malaysia 🇲🇾Truly Asia Good foods, rainforest good beach & others many More Enjoyed thanks sharing good videos*
🇲🇾♥️💖💗💗🥰🇲🇾💖💗♥️💝🇲🇾
*Welcome to Malaysia, Malaysian likes to lepak2 at mamak restaurant drink teh Tarik - you can joining me to or any Msian if you likes , is no problem for Malaysian 🇲🇾❤️💝💖.💖💝❤️🇲🇾*
Thank you for interviewing our good friend, Taylor!
Always enjoy Andrew’s content
So glad u are interviewing Andrew~
We accept everyone because Islamic teaching and value taught us to be gentle and respect everyone and because Malaysia is not a secular country, that's why Islam is the official religion and the King (Agong) is the head of the Islam religion in Malaysia as well as the rulers of each state, and we have the Shariah court for the Muslims.
the cat is chill af
Is that only me focus on the cat throughout the interview? Hahaha that cat not even bother to leave the scene 😂😂😂
Good for you mate,I’m moving to Indonesia for the same reasons and leaving Australia
$2000/mth is having a luxurious life in Malaysia. People here in Malaysia live by with only $500-600/mth.
True what he said. America is nothing like how the news media portray it. Something the rest of the world never understands.
Thank you for choosing Malaysia as your retired destination.
Very import what he said - "I think they are brought up that way.. a more kind way.." This is what's missing in the western countries and that's why they are in a mess they are right now.
Agree. Because of the rules, we stay peaceful and grounded. Bending the rules little by little will eventually lead people to break the rules and we don't want that in this country.
With me growing up and being born in the USA the thing I can say is this because I do research about different countries all the time.The reason why Malaysians just like Chinese people have lots of trust for there government is because there government is about getting things done.I can also say even in Thailand and the Philippines all of those countries there government don’t push politics on there citizens either.Y’all don’t see a bunch of things going viral all over the place about the president in the Philippines,Thailand,Malaysia and China 🇨🇳 😅u just don’t about all of these different press conferences and speeches they have unlike here in the 🇺🇸 usa.When those countries say there going to do something they do it simple as that.The usa however it’s the complete opposite they have been talking about doing certain things for many decades now and haven’t made a foot step further of improving nor building.Think about it china,Malaysia has 21st century technology and infrastructure.While here in the USA we still have infrastructure from the 1900’s🤔🤣.I mean wow people it’s easy to see clear as day the western countries are going backwards while the eastern countries are moving forward.
You need to visit the countries you talk about. Overall what you say is not even close to the truth.
@@saturo85 right so I guess Malaysia and China is still stuck trying to solve and overcome problems from 1971🤔🤣I think not.
@@jamalgreen3056 do you know about 1MDB and HSR project of Malaysia?
Malaysians trust their own government as much as we trust a paper bag's ability to hold water. The last time our country's PM went viral was for embezzling money and stealing from the people...
Our racial issue could be triggered anytime we are just suppressing it and live harmony together unlike American tend to express their issue
Yeah, it's more like... It's not worth sacrificing my peaceful life over this
Really enjoying your interviews!
Thank you and hope you and your family happy and prosper to live in Malaysia.
Re; your comment on “bending rules”; I think that’s the issue with the USA, as we’re always keen on “bending” rules until we’ve ended up being quite a mess! Malaysia is doing the right thing by having restrictions, and I hope non-citizens will respect that being in someone else’s country. The reason US continues to regress is due to the “small” rules they consistently break. Pls respect the laws of other country’s, they’ve kept things safe by NOT bending the rules.
I totally agree with you. I have posted my views on this video too. With Taylor preaching what irritates him the most, I do not welcome such statement. Citizens are supposed to encourage to follow the rules. There would be public order, not chaos like America. I am sure Max will agree, he is from Singapore.
"Great Interview" .. I'm a subscriber (of both) and he's getting "a lot better" with experience; full of useful / concise info esp for someone like me looking at (Malaysia ?) Retire, next yr ..
Wow this guy seems like a really nice person.
Andrew is a nice soul
Wish you a good stay in Malaysia.
As Non -American , I find American culture is very emphasize on standing out vs being average , thats why people are demanded to be win in every aspect and when being being average , somebody might bashing someone as being cannot stand the heat of competition ,and everything is competition even in the area that supposedly untouched by competitiveness aspect
As America embracing Individualism culture , the Individualism aspect only useful to toughen someones mentality to dealing with competition as individual ,
In SEA countries , which is notoriously more Collectivist culture compared to America culture , people can differentiate area that touched with competitive aspect and area that someone can be relaxed without overwhelmed with hyper competitiveness
I think not just American culture emphasizes on standing out. Most of corporate worlds especially competitions are the driving force at work, especially in multiracial culture. It's considered quite a taboo topic but the rat-race is real man. For example, the salary of a Chinese is higher than a Malay and with both having the same ranking position, experience and qualification. I've heard a story that they didn't do that in international company and somebody's quite pissed. Being said that, there are a lot of things happened and perceived in between those lines, everyone have different goals in life and various other factors. Somebody said it's minor, but on the other perspective, somebody faced that kind of life everyday.
I currently live in the Philippines but I certainly want to visit Malaysia and KL on a long visit. I have heard only good things.
I feel this way here, as a Brit boy who retired at 33 ys of age in Malaysia
The U.S. dollar goes very far in Malaysia. At the moment, the currency exchange rate is US$1 = RM$4.50.
Inflation has hit the Malaysians. They find it hard to make ends meet.
just a suggestion, it is probably best for Andrew to consider reverse mortgage, or sell his condo (and everything else) and put everything in a Roth IRA, then invest into s&p or similar index or REIT if he still wants to have feelings of a landlord. as he ages, he'll appreciate cash/liquid assets a lot more than fixed assets, and if there's no next of kin, then he should make it his priority to use up most of his savings as he ages.
I'm American and its costly as hell to live in the states. Going overseas is seen as an option in order to make your later years work. For some it's simply impossible. Malaysia, amongst a handful of other possible destinations, is one of those options.
It should be noted that Andrew clearly makes a multiple of what the local Malaysians are making hence he experiences pretty much the "polished" side of Malaysia that, generally speaking, the majority of Malaysians themselves do not experience. The same applies to Pattaya, Jakarta, Bali, Manila, and other cities in South East Asia in which foreigners from high-income countries choose to reside. It all boils down to exchange rate. It's harsh, but it's true.
Glad he was able to find suitable place for him to retire, but Malaysia have too many immigrant problem already, especially in KL you can see lot of bangladesh, indonesian not to say refugees from Rohingya causing problem on the streets . Korean,Japanese,China people like to stay as well due to their currency is higher. If government not taking strict prevention, this country will out of controls from letting immigrant in.
You are very welcome to live here in Malaysia
Happy to have you here in our country Andrew
We south-east asian welcomes your mo-I mean your self here
As long as you follow the rules
You good
wow. passive 4k USD a month convert it to MYR , he's basically living the good life as a retiree in Malaysia.
Chinese food you can get in kl too if you know the place.but Penang has good food too 😂
He meant western bbq style baby back ribs
In Malaysia, demonstrations are not allowed frequently. There is a lack of freedom of speech. For instance, the doctors could not even strike here despite being underpaid and overworked. They would get disciplinary action if they strike.
Glad his name Andrew Taylor I thought you said Andrew Tate. Btw welcome to MY 🇲🇾
Same as Singaporean. So expensive is Singapore government housing $$$,$$$ and living too
even here in Malaysia neighbour Brunei and indonesia a lot peoples from west moving here.
It's amazing that his beautiful apartment costs only $400 USD a month.
Anyone know where is it located?
10:17 I think he meant to say 2,500 ringgit a month. 2,500 USD is 11,000 Ringgit. Average meal at a mamak costs 10 - 20 Ringgit. You could eat 10 meals a day for a month and still have money left over.