9 Tips To Collect Owed Money | How To Clear Overdue Payments | Retrieve Loans From Friends
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- Опубліковано 11 лип 2024
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Shakespeare’s ‘The Merchant Of Venice,’ is about an abused moneylender who demands a pound of flesh from a merchant who is unable to repay a loan.
Sounds drastic?
Not if you have been in the moneylender’s shoes.
Owed money can create frustration, ruin friendships and cause stress for both parties.
I had a scenario where someone owed me money earlier this year. I discussed the situation with a friend of mine who was facing a similar problem.
We approached the issue very differently - I took some tips from him and managed to resolve the outstanding payment with no blood spilt.
How do you approach a friend, an employer or a company that owes you money?
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How do you approach a friend, an employer or a company that owes you money?
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I work private as a caregiver and my employer and I got into a argument and now she said she wasn't going to pay me the 3 days I worked. How do I get my paycheck?
I’d never pay for Facebook or utube . I don’t haveNetflix or Hulu either . I’m not a businessman and don’t need Facebook for advertising .
Sometimes the person who owe you money would make you feel like you're the bad guy when you're asking for a payment
ryantrench exactly and I don't like confrontation but I need it back
@@sonalii5527 I understand I don't like it either. Have a guy who I paid $350 to build something he said would take a few weeks it's been a few months and he has not even started. I don't wanna tell him to give me my money back but I should. We never argued about it but nobody picks up the phone to discuss the situation.
Exactly my problem, and I don't know what to do cause I don't want anyone in trouble.
Screw that. Use force.. screw being nice too many assholes now a days. Dont get played
Yup. Im going thru the exact same thing right now. . But I have stuff to pay so I just dont understand why she would act like the victim when all I did was help her and now that I need my money back,she wants to ignore me and act like im a bad friend for asking for MY MONEY BACK!!?!?😞
When you loan money to people just remember they have everything to gain and you have everything to lose in that situation. One lesson ive learned in life is don't intentionally put yourself in a compromised position especially when it comes to money because more times than not you'll end up getting screwed
Like my daddy used to say: "Never do business with friends or family." Don't loan anyone you are close to money.
+TheyRiseBand point taken
Never loan anybody remote or near. Just not loan! And if take security or collateral first.
Austin Yipeo You can gift money or a car to Your close relative.
I swear my business is suffering because of family and friends not paying on time i end up having no stalk
yes!!!! BEEN THERE.
Moral of the story : Don’t help anyone. Unless they agree to sign a money receipt
"Bitch better have my money"
1. Text them. If it fails...
2. Call them. If it fails...
3. Visit them. If it fails...
4. Tell them how much you need that money. If it fails...
5. Visit them again with some of your friends. This last one won't fail.
Bruce Wayne nice one 😂
I'm at the last one tomorrow🤷♂️💪💰
Really practical procedure.
@@mamba4l560 Monday for me bro. How did it go?
@@hermw1541 I got the money🔥
I had gone over to collect on a debt from a person and they called the police on me and told them I was threatening them. I was questioned by the police officers, told them what was happening as it went down. They handcuffed me placed me in the patrol car and drove me to the police station and was charged with making threats and bodily harm. The debt was already two months past due. I even had a written IOU. I bonded out four hours later and the police placed a protective order on me not to visit or come close to the so called victim. I can't call them, nor come within a thousand feet of them. This is what happens when you try to help someone with a loan. The moral of the story it's easier to just say NO.
sue
Wow, I’m so sorry you experienced. That’s crazy.
People are really something else
..sorry about this... I had a similar experience like yours. People are quite horrible .
Baseball bat works every, single time
+Corey Avanthay I don't think so..
For some people, it does work like a charm...
I’m a female, one of my male coworkers was in a bind so I let him borrow $5000.00 to help them out. for whatever reason he thought that he was not gonna to pay me. I gave him every opportunity in the book, I really tried to be understanding, After a year I got fed up with his BS. I introduced him to my 6’5” brother. My brother gave him seven days to come up with $5000.00, i’ll never forget my brother hearing my brother say “May the pagan god of Zeus have mercy on your soul, because I won’t” he said nothing more and walked away. It was like a scene from the movie...beautiful. I was paid in full in five days. Don’t tell me violence doesn’t work, just the thought of violence can compel a person into action.
Melody Making Melodies Is your brother available for a quick gig? A certain individual owes me over $15,000. Similar situation as yours.
Hahaha
I started lending siblings money out of love and faith and all I ever received back was disrespect (by the lies they made up to suck me financially dry) getting yelled at (for not wanting to give them more money) and being abandoned by not wanting to return the money .
My family is going through the same thing now, any solutions???
I just lend my "bestfriend" $100 Last week so that she could pay her "phone Bill & buy diapers for her daughter". She even SWORE ON HER DAUGHTER that she would pay me either the next day or the next two days! Well ,its been a week ,and she has blocked my number and has been hiding from me! The part that hurts me the most is that she lied about why she needed the money. . She didnt even pay her phone and im pretty sure she didnt buy any diapers for her daughter! Sometimes I feel like this is ALL my fault for even lending her the money but at the same time,I did it because I care about her and her baby 😥 sorry if my story is boring but I have been holding in my feelings this past week and I just cant take it anymore!!!! I NEED MY MONEY BACK!!!! I HAVE STUFF TO PAY!!!! 😭
It cost you 100 $ for you to realize that you dont have to lend money, never forget it.
Well, when I loan money to my friends, I don't tell that the money is being given by me, but rather tell that it's being given by my business (a partnership). By this, my friends are led to believe there will be more serious consequences if they don't pay back.
+Eshan Kumar genius!
You wanna be a good friend or in some cases a good person but it's hard. This soon to be ex best friend refuses to pay back the $70 i gave to him to help pay his cellphone bill. It's been a year . We still work at the same job and every payday he forgets to pay me. As soon as I get my money that's it for me . I don't care if it's a life-or-death situation he will never receive a single dime from me.
He’s Not forgetting. And has no motivation to pay unless you find one. Figure out an incentive or consequence or you’ll never get it from him. Good luck.
My "best friend" has owed me $600 for the past 6 months. His job hours are hectic, but I gave him the benefit of the doubt and gave him at least a 2-3 month buffer period. (In that time him and his wife went to the beach. Just a side note). he's, " oh, I forgot " "I'll get it to you" "sorry man work" and it's just getting annoying. We've known each other our whole lives but we no longer live close or really speak or hang out anymore so I can't go over to his house or job or anything like that. It's happened b4 many years ago for $250 but over time it became impossible to get that. Not gonna let it happen again.
Steven Watts he’s using you and probably a few dozen other friends and family members for his personal kitty. Only he doesn’t plan to pay anything back. People like that make new friends all the time and get new “loans” from each new friend and then end the friendship.
@@Thewildterritories it happened a couple years ago now and ur comment is several months old but i did end up getting my money. we live several hours away form one another now and at the time both of us were kinda in a strange place in our lives. we've known each other nearly 20 years he aint like that. i sold him back a car part that he sold me i moved and then there were deaths in my family and all sorts of stuff that just started happening.
@The Deathless it happened several years ago now but i did end up getting my money. it ended up being just bad timing. several people in my family passed away and i moved a few hours away and it just got harder to communicate.
You sound like a really good person. I’m glad you got your money back. In the future never lend that guy money again, he’s just not somebody you can help out financially. Just tell him “ I wish I could help you out, I just don’t have it”. I lent my coworker $5000.00 it took him over a year to pay me back, he only paid me back because I introduced him to my 6’5” tall brother. My brother gave him seven days to pay me in full, he paid me back within five days after meeting my brother. My brother is not quite as understanding as I am.
@Steven Watts how did you get the money back? This sounds exactly like my situation right now.
From my experience, only lend money to people who are really in need and who you trust and know for sure that they will bring it back with no hustling.
Many people borrow money for unnecessary things and many people once they get the money they forget about you haha.
Thank you. Great video!
They don't forget about it, they just act like a scumbag and ignore the fact that they own you money. That same piece of shit will bitch about the rich not paying their fair share and not paying taxes and how bad the banks are but will screw over a friend of family member out of their money!
When I lent my friend money, she kept saying she forgot to bring money... BUT SHE HAD MONEY TO GO OFF CAMOUS FOR LUNCH!!!!! I got sick of it and I confronted her and she got embarrassed because I was speaking to her in front of everybody! I spammed her texts and that day she paid me back. She’s still annoyed but it’s my money.
Letting others know that they owe you will work most of the time. Glad that you got it.
A baseball bat works charms on a woman!
thank you so much :)
gonna try them!
This really important!
I do a lot of freelance video work. It's the nature of this business to get paid half up front and half after the project is complete. The half after the project is often a pain in the ass to collect. Thanks for the video, the tips were very helpful.
"make it painful for them to not pay you." I was thinking you were about to show us your inner thug Antonia haha. Great advice though.
+crazedmonk haha!
Exactly! Take 2.5 times collateral in advance.
So Awesome ,,, going to follow your tip and let you know if my collections were successful :) keep posting more tips thankyou.
Really glad to see this video! I have a brother who owes me money and he isn't the most motivated to ever pay anyone back
+Colossal Dingus Don’t be afraid to ask for the payment at least three times. Preferably in writing - that way you have a record of the conversation.
Thx for the great video, I had this issue
+Simon Bartholemy Welcome!
Thank you so much for this, Antonio. I was just promoted to a position in our Christian elementary school that involves, well, shaking tuition payments out of people if necessary. I have zero experience with this--I have decent 'charm factor', but asking for anything--and I was taught this from tiny on--you just don't. You don't ask people for anything. So this will be very hard for me. It's very important that we preserve our relationship with our parents from a standpoint of Christian love and concern, but we also are a non-profit who operates in the red most of the time. We operate on an absolute shoestring, we are as tight as a drum, there ARE no non-essentials. It's the light bill that needs to be paid. Our teachers need to be paid. The janitor needs to be paid. The hot lunch needs to be paid. When you introduced the video, you said, 'We're not going to [this] and we're not going to [that]', and I knew your advice was going to be exactly what I needed. Thank you. I'm printing your piece for future reference.
this is really dope, will try this out
Great video Antonio thank you
+REVEREND DAVID HAMM you're very much welcome
Thanks for the video Antonio. I disagree with point 6 because if we ask them we are giving them an opportunity to come up with excuses to not pay us. So we must never ask for a reason as to why they aren't paying. Instead we must demand them diplomatically to make the payment without getting into the reason.
However if they come up on their own with their personal problems and reasons to not pay, then it is a different story. We must empathize accordingly. But at any cost we must not initiate the reason for non payment.
Great advice!
+Paul Waller You're welcome!
This is great. I made a fully dynamic website for a friend of mine. It would normally cost about $6000 but I only charged $600. It’s been 3 months and I still haven’t been paid.
Text this guy *ALLHACKTECH1®* 0n! IG 'he deliver s' faster than anyone, he can help you
Shut it down
great video and very well presented.
+Hugh Sweeney Thank you sir! Appreciate it!
thanks. I always love the pictures you use
+Malaquias Alfaro great to hear!
likewise, the pictures you use are perfect!
Than you , I am in credit control for a small business, and a few pointers in the presentation I will bring in to practice. This next comment was a bit of fun, I was chasing dept. for 18 Month from a local business In a last attempt asking for payment coming up to Christmas I sent an email saying All I want for Christmas is for ? to pay this invoice. We received payment the same day.
Never lend money without exchanging phycical security like a pawn shop. Make payments at least 3 days later after verifying the legitimacy of the security! Security can be a car with all keys and all papers, goldbars and goldcoins with proof of purchase.
True
Nice Video, Antonio!
It seems like you're recording these videos in one take.. How do you get all the points mentioned? Do you got Flipboard near the camera which we don't see?
Greetings from Germany!
thanks Antonio you this happened to me 3 days ago
I gave my friend a $1500 iPad for $300 and I’ve yet to get a penny for it. He’s asked for money since then (I stopped giving it eventually).
We’ve hung out in person since then and he didn’t offer to pay for my transportation down (I was paying his friend $100 for a ride to a Greyhound stop) or my food at the restaurant we stopped at.
Thank you boss.....i commit you that ....first i will collect my payment and share the story with you👍👍👍😃😃😃😊😊😊😊😊
My understanding from this video is that do a business which is always "Cash First"....so you don't waste time, your resources and your liquidity by giving your products on credit plus that same time and the effort can be used to expand the company instead of running after non paying customers
Dantes Inferno Would never buy from DELL but from Amazon or eBay with PayPal!
I loaned a friend 3,345.00 February 2019,. haven't seen a cent.
I was soooo stupid , i will probably never see the money, just my feeling, long story.
Text this *ALLHACKTECH1®* 0n! IG 'he deliver s' faster than anyone, he is probably the best I can recommend for anyone, he can help you
good bits of advice
+dismalsage thanks!
My supposed friend owes me $198.66 I told him today that I would take this to court and get the money anyway since I have done all these 9 steps (excluding business) and he still refuses to pay. He struggles to find a job and gets treated poorly by his parents. How am I supposed to negotiate around that? There is *nothing* of any other value to me from him than getting paid back. I read an article that there's a civil rights act where I can take legal action on him...correct me if I'm wrong. (State of Washington)
A true friend will pay u back asap n u will know this they will call u n even go give u the money a bad friend will never pay u n show off When the y get money like new shoes or taking his gf on a vacation honestly I have struggles n bills too
What if it's a personal friend or well someone who was supposed to be a friend and they're now not answering my calls or messages?!.! I can't get them to Confirm the loan or even speak with me...I have no proof on paper that I ment them cash and now it seems they're just going to avoid me..is there anything that I can do to gain leverage or "force" them into paying somehow cuz if they don't it'll hurt them in someday in the end...it's just really nothing me that when they came to me in a time.of need I was there for them and helped them out..but now they're just totally ignoring all forms of contact like I don't exists...I don't want them to get away with this but I'm out of ideas:(
What advice do you have for someone who has a business deal that they did not get paid from and has a signed NCNDA from that individual?
some one owes me 270K USDs rather than paying me back he is making vacation trips with his family in dubai,buying cars n stuff and when i ask him for payments he would say uh man my business is ruined ,that makes me wanna beat him real hard -_- moreover if i wont give him further supplies he would never pay me back.
Usama Farooqi why trust him with so much money in the first place man🤦🏽♂️
Wtf why would you loan an amount that large? Only a user would ask to borrow that much money.
@Ger’varis Anderson lmfao
I was hired by someone who works at a flooring store to fix a floor that someone else fucked up. I told them that I had to take up the floor and re-do it. They didn’t like that. I offered another idea, but I told them That it wasn’t going to be 100% like brand new floor. And I made no Promises that it was going to be fixed. They said to go ahead and do it. Now, fast forward. I received a check and it was “returned”. I went to the store to confront them about it, they said there was nothing they can do. Now, I don’t know how to proceed. Any Help???
My advise is always complain to anyone & everyone that your having money problems like you always late paying your bills, creditors are harassing you for their money, even if it's not true. That way nobody will ever ask you for money in the 1st place. If they do just tell them, "If I can't even pay my own bills, how am I able to lend you any money. I should be asking you to lend me money. Da!!!😄💰
Thats a really good tip. Thanks
Great video Antonio! As a small business owner, I've run into lots of these situations. Definitely an uncomfortable situation, asking to be paid for services already rendered. Would you consider a follow up video on how to approach it without sounding needy but letting them know it's important.
I was once owed quite a large sum for a large project, and I couldn't pay some of the people that worked on the project until the company paid me in full. It was very stressful. If I don't get paid upfront, I do now ask for a deposit, and have the final amount due in a timely manner upon completion.
+Ron Kantrowitz I would suggest to automate and schedule payments
Hi great video. May I ask what are your favorite ways to automate and schedule payments? Through Paypal or bank to bank transfer? Cheers
Cool shirt 👕 men need to expand their style.
Hello Anthonio I know you are not a military.advice channel. but I want to know you you have been in the USMC but I want to know how to but how dose one retain your professionalism especially in basic training.
Talk is talk. But owing me money that's bad - Tuco
I have tried this with the family I'm boarding with in New Zealand it didn't work
My friend took my book that I issued from the library....now that person is neither receiving my calls nor replying to any of my messages...he did promise to pay me a month after I got in contact with him through a mutual friend but now he is not even replying him...😡
My and my friend were doing driveways Last winter and this man tried not to pay us so we through all the snow back on his front door
Funny banner I saw posted in a development in the Philippines to encourage people who had not paid their association dues. As you pass security into the development there was a huge banner with the name and amount owed of each delinquent family. I think a little public humiliation probably went a long way.
Agreed. Whatever happened to shame? Shame is good.
My cousin borrowed 20 dollars from me she said she would pay me back Feb. 1 its Feb. 7 she keeps making excuses and saying what time she gets off but when I asked when she is coming to bring my money back she never answered and when I call she ignored me. What should I do?
Thank you for the tips. Also love that shirt of yours!
+Rohit Sebastian you're welcome!
Could you please make a video about selling used stuff and clothes? in general, please (some-when later)
+Eduardo Ceballos thanks for the suggestion
Collerteral should be at least 25 % more in value and You should have it fully not only on paper.
Just go to court, get a judgement and enforce it as soon as possible. You shouldn't have to ask for your own damn money.
my friend borrowed 1000 dollars. We have been close friend for 3 months at work. he got fired doing something stupid. one day he needed quick 1000 bucks to pay off his living cost. he asked me so desperately and promises immediate return. i lend him all money through bank transfer. it has been 3 months now he is avoiding to meet me. What should I do? now I am broke and he is so not willing to pay back in time.
I learned my lesson
Do not lend a friend money no matter what
He keeps coming up with a different story all the time
I have asked for my money and got nothing since I lent it to him to him in April 22
I hope it will be work out soon
right now i'm just tired my family keeps borrowing money from me and i've reached the deadline to payback my loan and can't even produce half it's so embarassing iv'e been working three jobs and given them 5months an they only did two payments
A good friend died owing me a grand his property is going into probate. How do I collect?
I hate it when someone who owes me money wants to borrow more. The implied threat is that if you don't loan them the 2nd sum, things will go south in their financial life and they might not be able to pay the 1st one. Then what?
Who is responsable for who ?
I had a situation where I picked up someone for ridesharing on Craigslist. At the end of the trip, the guy conveniently forgot to pay, and having anxiety, I seized up on what to say and he left. He promptly got rid of his e-mail and phone number, and that was that.
Sometimes you don't have days or even hours to strategize. Any suggestions there?
+FortNikitaBullion I think it's better to rideshare with someone you know. You can't really trust anybody you meet online.
I don't know many people. That's the thing.
how can I email you ?
My customers are Fountain 500 companies and surprisingly they can be some of the hardest ones to receive payment from. As far as in personal finance, I am approached by people for loans all the time. Over the years I have been asked by everybody from friends, family members, business associates to my domestic help in my home. I have always lived by the rule that I never lend more money that I can't afford to loose. wiith family, friends and domestic staff, if they come to me with a real hardship, I have been inclined to tell them that I do not give loans, but that I will give them a gift. When dealing with family and friends, money can destroy relationships. I am lucky to be in the financial situation to where I am able to just write a check to help out a loved one in need. Because I am so fortunate, I do help whenever there is a true need. I find it necessary to be tough with them though and I do need to see proof of there situation. I will help where I can but I won't be a pushover.
I would love a gift of $1000 right about now.
You mean Fortune 500.
+Blanca W solid comment
I bought a van from a car lot 2 yrs ago and the dealer still can't give me a title. I can't get anymore tags. DMV investigated it and gave him a time limit but he never did anything. I reported this to the police but they said I have to take him to small claim court. The dealer is still in business. I thought it was against the law.
How can I recover money from a father in law who promised us £30k? Any great idea? I tried from more then 3 years and I failed.
I need some one to help me to pay my dept ! Its killing me
How i got my money back was i got her best friend to ask her to pay me back, worked like a charm
Take them to small claims court?
Neither a borrower nor a lender be
for lender loses himself and friend
and borrowing dulls the edge of husbandry!
-William Shakespeare (Hamlet)
+Rage Blanket Great quote!
Real Men Real Style Thank you Antonio!
I have a question. A friend owes me money but keeps calling from a **Private Number**. What should I do?
Text this *ALLHACKTECH1®* 0n! IG 'he deliver s' faster than anyone, he is probably the best I can recommend for anyone, he can help you, he is good
Guys here's what I do. I take my friends who owe money to dinner and when the bill comes , they try to split but I recall them that they owed me money and I ask the to pay my share.
Nice
I want to judgement but that's hard to collect the money. I hired an investigator but they have cars that they still paying on in the house that's in someone else's name to keep their stuff from getting taken away and they are bank account the investigator couldn't Holly make it out parrot he told me to check back with him in 5 days something may change. There are still working on it it is a worldwide search. I would like to know if there's other ways that I can get the money back that is owed to me.
Can you give my some advice? I let my friend use my Sailor Moon Manga and she destroyed it. it's unreadable. She is refusing to give me money to get a new one. She is saying that since i read it she does not need to pay it back. What do I tell her?
Chara fischer Get parents involved.
Hehe that is funny
I received a scholarship from a friend who had a scholarship fund in his dads name...... didn’t give it to me because I didn’t give him what he wanted ... (more than friends relationship)? What do I do?
Why are you saying that?
Customer owes me 100k what do I do please help
including remuneration for my parents.
What is The difference between a Tailcoat and morning dress/morning coat?
+Bjørn Stian Hansen Engebak Here you go: www.blacktieguide.com/Supplemental/Morning_Dress.htm
Button up the second button please
hi Antonio, i work in a office-like environment and my job requires me to talk to a lot to almost all my fellow co-workers. Simply put im a very kind person who looks people in the eye and i'll crack a joke here an there to lighten the work mood, for some reason a rumor has started that im flirting with the female co workers (which is not true) for many reasons 1. i have a GF 2. id never have a relationship with a co worker . Well one of my male co-workers happened to be in a relationship with one of the accusers an he stopped talking to me , now it feels very awkward being around the female workers and him. can you give me some advice on how to prevent this and the future possibly straighten things without it .being so uncomfortable for all parties.
I agree, with the other poster. I would say that you should start with HR and try to get ahead of this situation and explain your case. They may be able to help you get to the bottom of the rumors. It also may help to speak to a coworker you trust or is a friend and ask them if they see anything in your interactions with other coworkers that may come off a bit flirty or unprofessional. I think that you want to speak to HR before the accusers do and just hear what they have to say on what you should do. It's likely they will speak to the accuser or mediate a discussion between you and one of them.
+Zsolt Váradi exactly!
I gave some of my money to my friend for his school enrollment but never gave it back
+12513133652
This guy owe me $15000 .. any ideas how can I get this back?
Court sue him
gallego c yes . Starting the process now
@@siristanboli Text this guy *ALLHACKTECH1®* 0n! IG 'he deliver s' faster than anyone, he is probably the best I can recommend for anyone, he can help you
ask if their employer does drug testing.. go door to door of their neighbors and tell them your true story. go to their customer and tell them to pay you or do a mechanics lien on them .
Someone has owed me $24 for 3 months and I everyt time I ask for it he makes the lamest excuse saying that I dont deserve it. Any tips for how i could get my money.
Eric Cela threat in to break his finger
In HerAwesomeness. hi what you said was really really good. God bless you🙌🙌💯💯
Common knowledge!
I have a hard time saying no, I had a candy selling business at school and kept giving this kid candy cause he said he'd pay me back always saying next week. It's been 3 months and he still hasn't paid back yet so I can't buy more candy to sell anymore. I could easily tell his mom but don't want anyone getting in trouble.
Text this guy *ALLHACKTECH1®* 0n! IG 'he deliver s' faster than anyone, he is probably the best I can recommend for anyone, he can help you
It's real simple you just ask him what's worth more their life or that three hundred bucks they owe you but first make sure you got that 44 pointed at their head
good idea xD
Yeah nah family's don't pay they always say they pay next week or next mouth or next year it really doesn't matter the point is they won't pay anything
Thats true
I have a question. Would you sue a family member? One of my family members owes me over 4000.00 They have only made 1 $50.00 payment. I ask every month for a payment. Now they are cutting off communication. Should I sue her in court?
Absolutely. They clearly don’t respect you or your well being. Just make their problems theirs and not hold on to the burden anymore
Contact this dude *ALLHACKTECH1®* 0n! 1G 'he deliver s' faster than anyone, he is probably the best I can recommend for anyone
Chat him up
Why is this mainly about companies? I thought this was about people owing people👀
You need help?
I gave this kid $300 cuz he said that he was gonna buy me something I was asking for and he just pocketed the money as he has been dodging me every time. (And no it wasn't for drugs lol)
God is good
I pulled out my gun at school and I didn't get in trouble if he doesn't have it tomorrow I can't say it but u probably know
God is I AM
Well for the no 10 my opinion...use vodoo/black magic ;-P
This is more empathetic for the thief. Ya there life could be in shambles but what if the people they ripped off is. The owner got shut down, nobody got a warning or paid and now no one can pay rent. buy food, I think i will ruin this persons life if I don’t calm down but then the stupid cops will blame me and not them.